Home > The Bank of East Texas, S.S.B. > Income and Expense
The Bank of East Texas, S.S.B., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,503,000 | 3,756 |
| Total interest expense | $4,491,000 | 3,304 |
| Net interest income | $4,012,000 | 4,230 |
| Provision for loan and lease losses | $-175,000 | 10,818 |
| Total noninterest income | $488,000 | 5,072 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $290,000 | 4,180 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $3,279,000 | 3,813 |
| Salaries and employee benefits | $1,589,000 | 4,035 |
| Premises and equipment expense | $364,000 | 4,761 |
| Additional noninterest expense | $1,326,000 | 3,052 |
| Pre-tax net operating income | $1,396,000 | 4,732 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $372,000 | 5,115 |
| Income before extraordinary items | $1,024,000 | 4,630 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,024,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 10,769 |
| Cash dividends | $325,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,024,000 | 4,562 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 3,742 |
| Total interest expense | $4,687,000 | 3,184 |
| Net interest income | $3,969,000 | 4,352 |
| Provision for loan and lease losses | $-61,000 | 11,220 |
| Total noninterest income | $684,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $339,000 | 3,858 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $345,000 | 3,729 |
| Total noninterest expense | $4,715,000 | 2,897 |
| Salaries and employee benefits | $1,797,000 | 3,673 |
| Premises and equipment expense | $372,000 | 4,814 |
| Additional noninterest expense | $2,546,000 | 1,982 |
| Pre-tax net operating income | $-1,000 | 10,801 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $17,000 | 10,255 |
| Income before extraordinary items | $-18,000 | 10,867 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-18,000 | 10,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 11,288 |
| Cash dividends | $319,000 | 4,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-18,000 | 10,821 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,763,000 | 3,700 |
| Total interest expense | $4,819,000 | 3,118 |
| Net interest income | $3,944,000 | 4,369 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $839,000 | 3,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $839,000 | 2,033 |
| Total noninterest expense | $3,532,000 | 3,715 |
| Salaries and employee benefits | $1,856,000 | 3,548 |
| Premises and equipment expense | $642,000 | 3,041 |
| Additional noninterest expense | $1,034,000 | 4,231 |
| Pre-tax net operating income | $1,181,000 | 5,298 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $9,000 | 10,947 |
| Income before extraordinary items | $1,172,000 | 4,041 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,172,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,578 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,172,000 | 4,020 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,517,000 | 3,516 |
| Total interest expense | $4,283,000 | 2,861 |
| Net interest income | $4,234,000 | 4,160 |
| Provision for loan and lease losses | $755,000 | 1,140 |
| Total noninterest income | $907,000 | 3,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $907,000 | 1,967 |
| Total noninterest expense | $3,749,000 | 3,625 |
| Salaries and employee benefits | $1,492,000 | 4,296 |
| Premises and equipment expense | $576,000 | 3,392 |
| Additional noninterest expense | $1,681,000 | 2,997 |
| Pre-tax net operating income | $637,000 | 7,794 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $637,000 | 6,294 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $637,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,807,000 | 595 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $637,000 | 6,366 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,510,000 | 3,255 |
| Total interest expense | $5,157,000 | 2,507 |
| Net interest income | $4,353,000 | 4,076 |
| Provision for loan and lease losses | $295,000 | 3,072 |
| Total noninterest income | $906,000 | 3,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $906,000 | 2,187 |
| Total noninterest expense | $3,593,000 | 3,822 |
| Salaries and employee benefits | $1,513,000 | 4,240 |
| Premises and equipment expense | $739,000 | 2,736 |
| Additional noninterest expense | $1,341,000 | 3,836 |
| Pre-tax net operating income | $1,371,000 | 4,665 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $9,000 | 11,851 |
| Income before extraordinary items | $1,362,000 | 3,552 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,362,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,783 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 275 |
| Net operating income | $1,362,000 | 3,356 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,121,000 | 2,886 |
| Total interest expense | $7,285,000 | 2,325 |
| Net interest income | $4,836,000 | 3,764 |
| Provision for loan and lease losses | $1,186,000 | 1,656 |
| Total noninterest income | $1,678,000 | 2,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,678,000 | 1,412 |
| Total noninterest expense | $5,196,000 | 2,760 |
| Salaries and employee benefits | $1,792,000 | 3,574 |
| Premises and equipment expense | $785,000 | 2,650 |
| Additional noninterest expense | $2,619,000 | 2,241 |
| Pre-tax net operating income | $132,000 | 11,695 |
| Securities gains (losses) | $942,000 | 682 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $1,074,000 | 4,218 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,074,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,777,000 | 1,046 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $132,000 | 11,193 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.