Home > The Bank of East Texas, S.S.B. > Assets and Liabilities
The Bank of East Texas, S.S.B., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 55 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $112,674,000 | 3,899 |
| Cash and due from depository institutions | $8,256,000 | 3,282 |
| Interest-bearing balances | $5,645,000 | 802 |
| Securities | $24,670,000 | 4,248 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $75,750,000 | 3,557 |
| Loan loss allowance | $967,000 | 3,459 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,178,000 | 5,470 |
| Other real estate owned | $974,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,846,000 | 3,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,674,000 | 3,899 |
| Total liabilities | $102,645,000 | 3,832 |
| Total deposits | $101,803,000 | 3,642 |
| Interest-bearing deposits | $92,496,000 | 3,434 |
| Deposits held in domestic offices | $101,803,000 | 3,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $842,000 | 4,091 |
| Total equity capital | $10,029,000 | 4,291 |
| Total bank equity capital | $10,029,000 | 4,291 |
| Perpetual preferred stock | $3,000,000 | 74 |
| Common stock | $5,000 | 9,683 |
| Surplus | $4,776,000 | 2,902 |
| Undivided profits | $2,248,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 2,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 922 |
| Income earned, not collected on loans | $504,000 | 4,694 |
| Earning assets | $106,065,000 | 3,818 |
| Long-term assets (5+ years) | $28,396,000 | 2,166 |
| Average Assets, year-to-date | $114,117,400 | 3,679 |
| Average Assets, quarterly | $113,525,000 | 3,812 |
| Volatile liabilities | $13,778,000 | 4,001 |
| Insider loans | $67,000 | 8,818 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $59,000 | 1,508 |
| Unused loan commitments | $169,000 | 10,207 |
| Tier 1 (core) risk-based capital | $10,029,000 | 4,161 |
| Tier 2 risk-based capital | $666,000 | 4,168 |
| Total risk weighted assets | $52,978,900 | 4,811 |
| Total unused commitments | $169,000 | 10,211 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $116,030,000 | 3,843 |
| Cash and due from depository institutions | $18,216,000 | 3,314 |
| Interest-bearing balances | $15,157,000 | 259 |
| Securities | $11,517,000 | 7,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $82,800,000 | 3,294 |
| Loan loss allowance | $1,005,000 | 3,490 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $864,000 | 6,495 |
| Other real estate owned | $928,000 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,705,000 | 4,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,030,000 | 3,843 |
| Total liabilities | $106,700,000 | 3,765 |
| Total deposits | $103,312,000 | 3,667 |
| Interest-bearing deposits | $94,169,000 | 3,467 |
| Deposits held in domestic offices | $103,312,000 | 3,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,000,000 | 2,282 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $388,000 | 6,928 |
| Total equity capital | $9,330,000 | 4,596 |
| Total bank equity capital | $9,330,000 | 4,596 |
| Perpetual preferred stock | $3,000,000 | 76 |
| Common stock | $5,000 | 10,148 |
| Surplus | $4,776,000 | 2,973 |
| Undivided profits | $1,549,000 | 7,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,201,000 | 2,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 598 |
| Income earned, not collected on loans | $556,000 | 4,135 |
| Earning assets | $109,474,000 | 3,761 |
| Long-term assets (5+ years) | $30,531,000 | 1,942 |
| Average Assets, year-to-date | $119,535,600 | 3,602 |
| Average Assets, quarterly | $117,534,500 | 3,762 |
| Volatile liabilities | $15,583,000 | 3,518 |
| Insider loans | $64,000 | 9,267 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $43,000 | 1,514 |
| Unused loan commitments | $12,851,000 | 2,842 |
| Tier 1 (core) risk-based capital | $9,330,000 | 4,489 |
| Tier 2 risk-based capital | $720,730 | 3,973 |
| Total risk weighted assets | $57,373,830 | 4,565 |
| Total unused commitments | $12,851,000 | 2,857 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $122,122,000 | 3,670 |
| Cash and due from depository institutions | $8,832,000 | 3,248 |
| Interest-bearing balances | $5,642,000 | 848 |
| Securities | $36,892,000 | 3,432 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $71,371,000 | 3,682 |
| Loan loss allowance | $1,325,000 | 2,742 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $843,000 | 6,633 |
| Other real estate owned | $1,469,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,715,000 | 2,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,122,000 | 3,670 |
| Total liabilities | $112,455,000 | 3,599 |
| Total deposits | $112,070,000 | 3,419 |
| Interest-bearing deposits | $105,102,000 | 3,143 |
| Deposits held in domestic offices | $112,070,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $385,000 | 7,326 |
| Total equity capital | $9,667,000 | 4,460 |
| Total bank equity capital | $9,667,000 | 4,460 |
| Perpetual preferred stock | $3,000,000 | 83 |
| Common stock | $5,000 | 10,614 |
| Surplus | $4,776,000 | 2,978 |
| Undivided profits | $1,886,000 | 7,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $500,000 | 4,731 |
| Earning assets | $113,905,000 | 3,604 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $123,587,200 | 3,500 |
| Average Assets, quarterly | $123,639,000 | 3,597 |
| Volatile liabilities | $9,240,000 | 4,807 |
| Insider loans | $58,000 | 9,771 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $939,000 | 9,084 |
| Tier 1 (core) risk-based capital | $9,667,000 | 4,340 |
| Tier 2 risk-based capital | $669,000 | 4,169 |
| Total risk weighted assets | $53,289,000 | 4,776 |
| Total unused commitments | $939,000 | 9,094 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $124,864,000 | 3,555 |
| Cash and due from depository institutions | $6,458,000 | 3,646 |
| Interest-bearing balances | $3,268,000 | 1,088 |
| Securities | $42,874,000 | 3,065 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $69,691,000 | 3,678 |
| Loan loss allowance | $1,713,000 | 2,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $591,000 | 7,988 |
| Other real estate owned | $2,299,000 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,951,000 | 2,709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,864,000 | 3,555 |
| Total liabilities | $116,294,000 | 3,478 |
| Total deposits | $115,860,000 | 3,285 |
| Interest-bearing deposits | $109,542,000 | 2,988 |
| Deposits held in domestic offices | $115,860,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $434,000 | 5,743 |
| Total equity capital | $8,570,000 | 4,657 |
| Total bank equity capital | $8,570,000 | 4,657 |
| Perpetual preferred stock | $3,000,000 | 81 |
| Common stock | $5,000 | 11,186 |
| Surplus | $4,776,000 | 2,881 |
| Undivided profits | $789,000 | 9,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,320,000 | 2,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $736,000 | 2,773 |
| Earning assets | $115,833,000 | 3,509 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $130,502,600 | 3,334 |
| Average Assets, quarterly | $126,376,000 | 3,490 |
| Volatile liabilities | $3,715,000 | 7,760 |
| Insider loans | $33,000 | 10,554 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,203,000 | 7,222 |
| Tier 1 (core) risk-based capital | $8,570,000 | 4,712 |
| Tier 2 risk-based capital | $696,000 | 4,013 |
| Total risk weighted assets | $55,420,000 | 4,537 |
| Total unused commitments | $2,203,000 | 7,233 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $136,021,000 | 3,362 |
| Cash and due from depository institutions | $11,621,000 | 3,910 |
| Interest-bearing balances | $7,258,000 | 844 |
| Securities | $37,417,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $78,150,000 | 3,227 |
| Loan loss allowance | $3,104,000 | 1,433 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $902,000 | 6,560 |
| Other real estate owned | $4,355,000 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,576,000 | 2,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,021,000 | 3,362 |
| Total liabilities | $128,088,000 | 3,238 |
| Total deposits | $127,957,000 | 3,074 |
| Interest-bearing deposits | $121,931,000 | 2,802 |
| Deposits held in domestic offices | $127,957,000 | 3,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $131,000 | 10,827 |
| Total equity capital | $7,933,000 | 5,034 |
| Total bank equity capital | $7,933,000 | 5,034 |
| Perpetual preferred stock | $3,000,000 | 86 |
| Common stock | $5,000 | 11,719 |
| Surplus | $4,776,000 | 2,816 |
| Undivided profits | $152,000 | 11,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,617,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $589,000 | 3,109 |
| Earning assets | $122,825,000 | 3,392 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $144,771,000 | 3,081 |
| Average Assets, quarterly | $138,809,000 | 3,273 |
| Volatile liabilities | $3,182,000 | 8,189 |
| Insider loans | $735,000 | 4,591 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,899,000 | 7,675 |
| Tier 1 (core) risk-based capital | $7,933,000 | 4,960 |
| Tier 2 risk-based capital | $834,000 | 3,408 |
| Total risk weighted assets | $66,349,000 | 3,824 |
| Total unused commitments | $1,899,000 | 7,702 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 66 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $149,631,000 | 3,102 |
| Cash and due from depository institutions | $9,340,000 | 3,257 |
| Interest-bearing balances | $3,937,000 | 1,754 |
| Securities | $33,755,000 | 4,020 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $88,192,000 | 2,974 |
| Loan loss allowance | $3,837,000 | 1,251 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,761,000 | 4,054 |
| Other real estate owned | $8,565,000 | 3,257 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $8,018,000 | 1,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,631,000 | 3,102 |
| Total liabilities | $146,060,000 | 2,945 |
| Total deposits | $145,829,000 | 2,828 |
| Interest-bearing deposits | $142,175,000 | 2,536 |
| Deposits held in domestic offices | $145,829,000 | 2,823 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,000 | 4,877 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $214,000 | 9,738 |
| Total equity capital | $3,571,000 | 8,838 |
| Total bank equity capital | $3,571,000 | 8,838 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,000 | 12,256 |
| Surplus | $4,776,000 | 2,703 |
| Undivided profits | $-1,210,000 | 13,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,619,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $666,000 | 2,997 |
| Earning assets | $125,884,000 | 3,364 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $161,711,400 | 2,848 |
| Average Assets, quarterly | $152,724,000 | 3,047 |
| Volatile liabilities | $2,970,000 | 8,603 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,114,000 | 8,897 |
| Tier 1 (core) risk-based capital | $3,444,000 | 8,946 |
| Tier 2 risk-based capital | $982,000 | 2,963 |
| Total risk weighted assets | $77,457,000 | 3,376 |
| Total unused commitments | $1,114,000 | 8,924 |
| Derivatives | $0 | 651 |