Home > The Bank of Douglas County > Income and Expense
The Bank of Douglas County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,232,000 | 5,037 |
| Total interest expense | $2,751,000 | 5,143 |
| Net interest income | $3,481,000 | 4,897 |
| Provision for loan and lease losses | $-100,000 | 11,704 |
| Total noninterest income | $157,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,366,000 | 7,694 |
| Salaries and employee benefits | $753,000 | 7,381 |
| Premises and equipment expense | $107,000 | 9,413 |
| Additional noninterest expense | $506,000 | 7,211 |
| Pre-tax net operating income | $2,372,000 | 2,999 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $711,000 | 3,196 |
| Income before extraordinary items | $1,661,000 | 2,959 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,661,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,661,000 | 2,927 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 5,266 |
| Total interest expense | $1,838,000 | 5,974 |
| Net interest income | $3,637,000 | 4,769 |
| Provision for loan and lease losses | $-290,000 | 12,389 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,278,000 | 8,326 |
| Salaries and employee benefits | $733,000 | 7,652 |
| Premises and equipment expense | $94,000 | 10,216 |
| Additional noninterest expense | $451,000 | 8,304 |
| Pre-tax net operating income | $2,841,000 | 2,491 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $846,000 | 2,638 |
| Income before extraordinary items | $1,995,000 | 2,443 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,995,000 | 2,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-240,000 | 12,440 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,995,000 | 2,453 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 5,520 |
| Total interest expense | $1,831,000 | 6,262 |
| Net interest income | $3,437,000 | 5,037 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,414,000 | 8,131 |
| Salaries and employee benefits | $779,000 | 7,446 |
| Premises and equipment expense | $131,000 | 9,437 |
| Additional noninterest expense | $504,000 | 8,173 |
| Pre-tax net operating income | $2,147,000 | 3,088 |
| Securities gains (losses) | $95,000 | 2,571 |
| Applicable income taxes | $658,000 | 3,310 |
| Income before extraordinary items | $1,584,000 | 3,081 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,584,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,516,550 | 3,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,536,000 | 5,869 |
| Total interest expense | $2,296,000 | 6,413 |
| Net interest income | $3,240,000 | 5,353 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $190,000 | 9,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,307,000 | 8,640 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $466,000 | 8,795 |
| Pre-tax net operating income | $1,818,000 | 3,395 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $520,000 | 3,869 |
| Income before extraordinary items | $1,308,000 | 3,503 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,308,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 3,304 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,300,800 | 3,270 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.