Home > The Bank of Denver > Income and Expense
The Bank of Denver, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,624,000 | 2,521 |
| Total interest expense | $3,218,000 | 2,528 |
| Net interest income | $9,406,000 | 2,465 |
| Provision for loan and lease losses | $164,000 | 2,152 |
| Total noninterest income | $569,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $161,000 | 2,919 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 3,152 |
| Total noninterest expense | $8,645,000 | 2,216 |
| Salaries and employee benefits | $4,302,000 | 2,420 |
| Premises and equipment expense | $774,000 | 2,355 |
| Additional noninterest expense | $408,000 | 3,152 |
| Pre-tax net operating income | $1,166,000 | 3,463 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $186,000 | 2,482 |
| Income before extraordinary items | $980,000 | 3,495 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $980,000 | 3,532 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $980,000 | 3,496 |
| Net charge-offs | $223,000 | 1,103 |
| Cash dividends | $850,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $980,000 | 3,522 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,306,000 | 2,520 |
| Total interest expense | $2,218,000 | 2,527 |
| Net interest income | $7,088,000 | 2,482 |
| Provision for loan and lease losses | $164,000 | 1,821 |
| Total noninterest income | $438,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $126,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,136 |
| Total noninterest expense | $5,868,000 | 2,354 |
| Salaries and employee benefits | $3,234,000 | 2,410 |
| Premises and equipment expense | $587,000 | 2,332 |
| Additional noninterest expense | $312,000 | 3,135 |
| Pre-tax net operating income | $1,494,000 | 3,024 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $300,000 | 2,112 |
| Income before extraordinary items | $1,194,000 | 3,093 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,194,000 | 3,126 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,194,000 | 3,094 |
| Net charge-offs | $89,000 | 1,220 |
| Cash dividends | $850,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,194,000 | 3,122 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 2,522 |
| Total interest expense | $1,383,000 | 2,449 |
| Net interest income | $4,676,000 | 2,512 |
| Provision for loan and lease losses | $164,000 | 1,476 |
| Total noninterest income | $300,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $83,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 3,092 |
| Total noninterest expense | $3,915,000 | 2,348 |
| Salaries and employee benefits | $2,141,000 | 2,418 |
| Premises and equipment expense | $393,000 | 2,329 |
| Additional noninterest expense | $217,000 | 3,085 |
| Pre-tax net operating income | $897,000 | 3,156 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $178,000 | 2,198 |
| Income before extraordinary items | $719,000 | 3,249 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $719,000 | 3,283 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $719,000 | 3,248 |
| Net charge-offs | $-1,000 | 3,356 |
| Cash dividends | $850,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $719,000 | 3,260 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 2,542 |
| Total interest expense | $597,000 | 2,433 |
| Net interest income | $2,350,000 | 2,520 |
| Provision for loan and lease losses | $164,000 | 979 |
| Total noninterest income | $158,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $43,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,017 |
| Total noninterest expense | $1,942,000 | 2,386 |
| Salaries and employee benefits | $1,065,000 | 2,452 |
| Premises and equipment expense | $201,000 | 2,341 |
| Additional noninterest expense | $115,000 | 3,017 |
| Pre-tax net operating income | $402,000 | 3,331 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $80,000 | 2,302 |
| Income before extraordinary items | $322,000 | 3,411 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $322,000 | 3,409 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $322,000 | 3,411 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $322,000 | 3,436 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,831,000 | 2,544 |
| Total interest expense | $742,000 | 2,790 |
| Net interest income | $9,089,000 | 2,493 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $657,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $186,000 | 2,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 3,098 |
| Total noninterest expense | $7,231,000 | 2,464 |
| Salaries and employee benefits | $4,060,000 | 2,476 |
| Premises and equipment expense | $834,000 | 2,247 |
| Additional noninterest expense | $471,000 | 3,098 |
| Pre-tax net operating income | $2,515,000 | 2,847 |
| Securities gains (losses) | $-505,000 | 4,329 |
| Applicable income taxes | $351,000 | 2,291 |
| Income before extraordinary items | $1,659,000 | 3,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,659,000 | 3,147 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,659,000 | 3,149 |
| Net charge-offs | $-22,000 | 3,863 |
| Cash dividends | $1,170,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,078,150 | 2,930 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 2,532 |
| Total interest expense | $371,000 | 3,028 |
| Net interest income | $6,805,000 | 2,477 |
| Provision for loan and lease losses | $35,000 | 2,408 |
| Total noninterest income | $521,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $145,000 | 2,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,079 |
| Total noninterest expense | $5,542,000 | 2,423 |
| Salaries and employee benefits | $3,163,000 | 2,408 |
| Premises and equipment expense | $625,000 | 2,267 |
| Additional noninterest expense | $376,000 | 3,079 |
| Pre-tax net operating income | $1,749,000 | 2,923 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $323,000 | 2,148 |
| Income before extraordinary items | $1,426,000 | 2,978 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,426,000 | 2,976 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,426,000 | 2,977 |
| Net charge-offs | $-24,000 | 3,861 |
| Cash dividends | $630,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,426,000 | 3,008 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 2,573 |
| Total interest expense | $178,000 | 3,346 |
| Net interest income | $4,354,000 | 2,513 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $363,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $100,000 | 2,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,058 |
| Total noninterest expense | $3,606,000 | 2,448 |
| Salaries and employee benefits | $2,125,000 | 2,409 |
| Premises and equipment expense | $409,000 | 2,297 |
| Additional noninterest expense | $1,072,000 | 2,502 |
| Pre-tax net operating income | $1,111,000 | 2,890 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $201,000 | 2,128 |
| Income before extraordinary items | $910,000 | 2,929 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $910,000 | 2,928 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $910,000 | 2,929 |
| Net charge-offs | $-20,000 | 3,883 |
| Cash dividends | $630,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $910,000 | 2,965 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 2,570 |
| Total interest expense | $91,000 | 3,304 |
| Net interest income | $2,121,000 | 2,505 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $182,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $50,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 3,009 |
| Total noninterest expense | $1,843,000 | 2,416 |
| Salaries and employee benefits | $1,073,000 | 2,402 |
| Premises and equipment expense | $207,000 | 2,292 |
| Additional noninterest expense | $563,000 | 2,385 |
| Pre-tax net operating income | $460,000 | 3,011 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $76,000 | 2,251 |
| Income before extraordinary items | $384,000 | 3,028 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $384,000 | 3,027 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $384,000 | 3,028 |
| Net charge-offs | $-12,000 | 3,981 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $384,000 | 3,048 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,689,000 | 2,686 |
| Total interest expense | $473,000 | 3,244 |
| Net interest income | $8,216,000 | 2,607 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $579,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $181,000 | 2,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $398,000 | 3,474 |
| Total noninterest expense | $6,928,000 | 2,502 |
| Salaries and employee benefits | $4,041,000 | 2,480 |
| Premises and equipment expense | $735,000 | 2,447 |
| Additional noninterest expense | $2,152,000 | 2,460 |
| Pre-tax net operating income | $1,767,000 | 3,303 |
| Securities gains (losses) | $238,000 | 548 |
| Applicable income taxes | $372,000 | 2,302 |
| Income before extraordinary items | $1,633,000 | 3,257 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,633,000 | 3,256 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,633,000 | 3,257 |
| Net charge-offs | $3,000 | 2,526 |
| Cash dividends | $630,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,440,220 | 3,374 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 2,775 |
| Total interest expense | $369,000 | 3,289 |
| Net interest income | $5,973,000 | 2,704 |
| Provision for loan and lease losses | $60,000 | 2,261 |
| Total noninterest income | $439,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $139,000 | 2,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,519 |
| Total noninterest expense | $5,156,000 | 2,527 |
| Salaries and employee benefits | $3,013,000 | 2,500 |
| Premises and equipment expense | $559,000 | 2,444 |
| Additional noninterest expense | $1,584,000 | 2,487 |
| Pre-tax net operating income | $1,196,000 | 3,546 |
| Securities gains (losses) | $238,000 | 512 |
| Applicable income taxes | $272,000 | 2,377 |
| Income before extraordinary items | $1,162,000 | 3,439 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,162,000 | 3,439 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,162,000 | 3,439 |
| Net charge-offs | $15,000 | 1,849 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $969,220 | 3,623 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 2,804 |
| Total interest expense | $257,000 | 3,302 |
| Net interest income | $3,932,000 | 2,712 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $283,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $92,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 3,572 |
| Total noninterest expense | $3,432,000 | 2,518 |
| Salaries and employee benefits | $2,044,000 | 2,473 |
| Premises and equipment expense | $369,000 | 2,439 |
| Additional noninterest expense | $1,019,000 | 2,544 |
| Pre-tax net operating income | $723,000 | 3,621 |
| Securities gains (losses) | $238,000 | 430 |
| Applicable income taxes | $183,000 | 2,357 |
| Income before extraordinary items | $778,000 | 3,428 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $778,000 | 3,427 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $778,000 | 3,428 |
| Net charge-offs | $16,000 | 1,585 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $585,220 | 3,714 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 2,755 |
| Total interest expense | $140,000 | 3,261 |
| Net interest income | $1,986,000 | 2,673 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $138,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $46,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,582 |
| Total noninterest expense | $1,701,000 | 2,514 |
| Salaries and employee benefits | $1,018,000 | 2,474 |
| Premises and equipment expense | $183,000 | 2,482 |
| Additional noninterest expense | $500,000 | 2,535 |
| Pre-tax net operating income | $363,000 | 3,598 |
| Securities gains (losses) | $142,000 | 391 |
| Applicable income taxes | $101,000 | 2,280 |
| Income before extraordinary items | $404,000 | 3,368 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $404,000 | 3,369 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $404,000 | 3,368 |
| Net charge-offs | $25,000 | 1,071 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $290,400 | 3,687 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,345,000 | 2,623 |
| Total interest expense | $768,000 | 3,320 |
| Net interest income | $8,577,000 | 2,504 |
| Provision for loan and lease losses | $335,000 | 2,583 |
| Total noninterest income | $538,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $190,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 3,500 |
| Total noninterest expense | $6,998,000 | 2,458 |
| Salaries and employee benefits | $4,132,000 | 2,434 |
| Premises and equipment expense | $779,000 | 2,385 |
| Additional noninterest expense | $2,087,000 | 2,473 |
| Pre-tax net operating income | $1,782,000 | 3,072 |
| Securities gains (losses) | $352,000 | 747 |
| Applicable income taxes | $484,000 | 1,963 |
| Income before extraordinary items | $1,650,000 | 3,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,650,000 | 3,079 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,650,000 | 3,080 |
| Net charge-offs | $268,000 | 1,353 |
| Cash dividends | $1,810,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,371,920 | 3,220 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 2,596 |
| Total interest expense | $581,000 | 3,395 |
| Net interest income | $6,595,000 | 2,454 |
| Provision for loan and lease losses | $313,000 | 2,394 |
| Total noninterest income | $407,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $145,000 | 2,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 3,481 |
| Total noninterest expense | $5,300,000 | 2,431 |
| Salaries and employee benefits | $3,135,000 | 2,398 |
| Premises and equipment expense | $584,000 | 2,366 |
| Additional noninterest expense | $1,581,000 | 2,425 |
| Pre-tax net operating income | $1,389,000 | 3,050 |
| Securities gains (losses) | $352,000 | 624 |
| Applicable income taxes | $400,000 | 1,877 |
| Income before extraordinary items | $1,341,000 | 2,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,341,000 | 2,978 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,341,000 | 2,979 |
| Net charge-offs | $216,000 | 1,211 |
| Cash dividends | $1,360,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,062,920 | 3,226 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,815,000 | 2,619 |
| Total interest expense | $403,000 | 3,453 |
| Net interest income | $4,412,000 | 2,467 |
| Provision for loan and lease losses | $213,000 | 2,343 |
| Total noninterest income | $277,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $103,000 | 2,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 3,453 |
| Total noninterest expense | $3,531,000 | 2,438 |
| Salaries and employee benefits | $2,104,000 | 2,387 |
| Premises and equipment expense | $390,000 | 2,364 |
| Additional noninterest expense | $1,037,000 | 2,447 |
| Pre-tax net operating income | $945,000 | 3,003 |
| Securities gains (losses) | $143,000 | 844 |
| Applicable income taxes | $250,000 | 1,879 |
| Income before extraordinary items | $838,000 | 3,042 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $838,000 | 3,041 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $838,000 | 3,042 |
| Net charge-offs | $105,000 | 1,335 |
| Cash dividends | $1,360,000 | 1,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $725,030 | 3,174 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 2,547 |
| Total interest expense | $239,000 | 3,341 |
| Net interest income | $2,273,000 | 2,381 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $152,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $60,000 | 2,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 3,262 |
| Total noninterest expense | $1,822,000 | 2,400 |
| Salaries and employee benefits | $1,088,000 | 2,346 |
| Premises and equipment expense | $198,000 | 2,364 |
| Additional noninterest expense | $536,000 | 2,416 |
| Pre-tax net operating income | $553,000 | 2,652 |
| Securities gains (losses) | $143,000 | 493 |
| Applicable income taxes | $170,000 | 1,524 |
| Income before extraordinary items | $526,000 | 2,573 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $526,000 | 2,573 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $526,000 | 2,574 |
| Net charge-offs | $95,000 | 904 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $413,030 | 2,860 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,349,000 | 2,382 |
| Total interest expense | $1,061,000 | 3,223 |
| Net interest income | $10,288,000 | 2,184 |
| Provision for loan and lease losses | $465,000 | 1,553 |
| Total noninterest income | $606,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $240,000 | 2,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,372 |
| Total noninterest expense | $7,178,000 | 2,403 |
| Salaries and employee benefits | $4,370,000 | 2,291 |
| Premises and equipment expense | $674,000 | 2,599 |
| Additional noninterest expense | $2,134,000 | 2,452 |
| Pre-tax net operating income | $3,251,000 | 2,337 |
| Securities gains (losses) | $53,000 | 1,217 |
| Applicable income taxes | $787,000 | 1,610 |
| Income before extraordinary items | $2,517,000 | 2,562 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,517,000 | 2,563 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,517,000 | 2,564 |
| Net charge-offs | $269,000 | 1,439 |
| Cash dividends | $1,560,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,475,130 | 2,547 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,859,000 | 2,338 |
| Total interest expense | $773,000 | 3,290 |
| Net interest income | $8,086,000 | 2,128 |
| Provision for loan and lease losses | $285,000 | 1,644 |
| Total noninterest income | $446,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $170,000 | 3,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,380 |
| Total noninterest expense | $5,282,000 | 2,451 |
| Salaries and employee benefits | $3,239,000 | 2,335 |
| Premises and equipment expense | $501,000 | 2,641 |
| Additional noninterest expense | $1,542,000 | 2,513 |
| Pre-tax net operating income | $2,965,000 | 2,123 |
| Securities gains (losses) | $53,000 | 1,045 |
| Applicable income taxes | $724,000 | 1,502 |
| Income before extraordinary items | $2,294,000 | 2,321 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,294,000 | 2,321 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,294,000 | 2,322 |
| Net charge-offs | $239,000 | 1,174 |
| Cash dividends | $840,000 | 1,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,252,130 | 2,314 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 2,629 |
| Total interest expense | $496,000 | 3,328 |
| Net interest income | $4,498,000 | 2,460 |
| Provision for loan and lease losses | $225,000 | 1,465 |
| Total noninterest income | $285,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $108,000 | 3,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,411 |
| Total noninterest expense | $3,468,000 | 2,482 |
| Salaries and employee benefits | $2,067,000 | 2,413 |
| Premises and equipment expense | $333,000 | 2,634 |
| Additional noninterest expense | $1,068,000 | 2,468 |
| Pre-tax net operating income | $1,090,000 | 2,982 |
| Securities gains (losses) | $53,000 | 736 |
| Applicable income taxes | $254,000 | 2,007 |
| Income before extraordinary items | $889,000 | 3,111 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $889,000 | 3,109 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $889,000 | 3,109 |
| Net charge-offs | $145,000 | 1,191 |
| Cash dividends | $540,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $847,130 | 3,148 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 2,586 |
| Total interest expense | $238,000 | 3,360 |
| Net interest income | $2,321,000 | 2,421 |
| Provision for loan and lease losses | $20,000 | 2,754 |
| Total noninterest income | $136,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $52,000 | 3,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,438 |
| Total noninterest expense | $1,779,000 | 2,450 |
| Salaries and employee benefits | $1,066,000 | 2,371 |
| Premises and equipment expense | $165,000 | 2,685 |
| Additional noninterest expense | $548,000 | 2,430 |
| Pre-tax net operating income | $658,000 | 2,665 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $149,000 | 1,842 |
| Income before extraordinary items | $509,000 | 2,879 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $509,000 | 2,878 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $509,000 | 2,878 |
| Net charge-offs | $17,000 | 1,768 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $509,000 | 2,861 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,796,000 | 2,560 |
| Total interest expense | $630,000 | 3,595 |
| Net interest income | $9,166,000 | 2,414 |
| Provision for loan and lease losses | $458,000 | 1,532 |
| Total noninterest income | $636,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $264,000 | 2,926 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,437 |
| Total noninterest expense | $6,755,000 | 2,522 |
| Salaries and employee benefits | $4,260,000 | 2,356 |
| Premises and equipment expense | $713,000 | 2,539 |
| Additional noninterest expense | $1,782,000 | 2,809 |
| Pre-tax net operating income | $2,589,000 | 2,722 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $587,000 | 1,845 |
| Income before extraordinary items | $2,002,000 | 2,942 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,002,000 | 2,941 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,002,000 | 2,941 |
| Net charge-offs | $226,000 | 1,544 |
| Cash dividends | $990,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,002,000 | 2,936 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 2,577 |
| Total interest expense | $410,000 | 3,762 |
| Net interest income | $6,841,000 | 2,426 |
| Provision for loan and lease losses | $407,000 | 1,307 |
| Total noninterest income | $481,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $197,000 | 2,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 3,441 |
| Total noninterest expense | $5,119,000 | 2,516 |
| Salaries and employee benefits | $3,285,000 | 2,310 |
| Premises and equipment expense | $537,000 | 2,552 |
| Additional noninterest expense | $1,297,000 | 2,866 |
| Pre-tax net operating income | $1,796,000 | 2,906 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $404,000 | 1,975 |
| Income before extraordinary items | $1,392,000 | 3,094 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,392,000 | 3,092 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,392,000 | 3,093 |
| Net charge-offs | $197,000 | 1,261 |
| Cash dividends | $450,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,392,000 | 3,084 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 2,627 |
| Total interest expense | $239,000 | 3,897 |
| Net interest income | $4,450,000 | 2,470 |
| Provision for loan and lease losses | $281,000 | 1,262 |
| Total noninterest income | $333,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $140,000 | 2,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 3,432 |
| Total noninterest expense | $3,525,000 | 2,479 |
| Salaries and employee benefits | $2,308,000 | 2,239 |
| Premises and equipment expense | $352,000 | 2,595 |
| Additional noninterest expense | $865,000 | 2,888 |
| Pre-tax net operating income | $977,000 | 3,192 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $213,000 | 2,172 |
| Income before extraordinary items | $764,000 | 3,371 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $764,000 | 3,370 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $764,000 | 3,370 |
| Net charge-offs | $135,000 | 1,136 |
| Cash dividends | $450,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $764,000 | 3,363 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 2,699 |
| Total interest expense | $96,000 | 4,165 |
| Net interest income | $2,163,000 | 2,522 |
| Provision for loan and lease losses | $130,000 | 1,266 |
| Total noninterest income | $186,000 | 3,278 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $68,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 3,132 |
| Total noninterest expense | $1,642,000 | 2,612 |
| Salaries and employee benefits | $1,021,000 | 2,468 |
| Premises and equipment expense | $183,000 | 2,582 |
| Additional noninterest expense | $438,000 | 2,890 |
| Pre-tax net operating income | $577,000 | 2,884 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $130,000 | 1,939 |
| Income before extraordinary items | $447,000 | 3,075 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $447,000 | 3,076 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $447,000 | 3,076 |
| Net charge-offs | $111,000 | 796 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $447,000 | 3,073 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,526,000 | 2,747 |
| Total interest expense | $305,000 | 4,384 |
| Net interest income | $8,221,000 | 2,587 |
| Provision for loan and lease losses | $459,000 | 1,530 |
| Total noninterest income | $583,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $273,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,767 |
| Total noninterest expense | $5,699,000 | 2,869 |
| Salaries and employee benefits | $3,513,000 | 2,700 |
| Premises and equipment expense | $649,000 | 2,793 |
| Additional noninterest expense | $1,537,000 | 3,176 |
| Pre-tax net operating income | $2,646,000 | 2,669 |
| Securities gains (losses) | $12,000 | 1,530 |
| Applicable income taxes | $857,000 | 2,011 |
| Income before extraordinary items | $1,801,000 | 2,859 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,801,000 | 2,858 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,801,000 | 2,859 |
| Net charge-offs | $169,000 | 1,971 |
| Cash dividends | $1,100,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,792,840 | 2,848 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 2,797 |
| Total interest expense | $215,000 | 4,479 |
| Net interest income | $6,049,000 | 2,638 |
| Provision for loan and lease losses | $385,000 | 1,389 |
| Total noninterest income | $440,000 | 3,749 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $211,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 3,813 |
| Total noninterest expense | $4,219,000 | 2,913 |
| Salaries and employee benefits | $2,624,000 | 2,728 |
| Premises and equipment expense | $487,000 | 2,807 |
| Additional noninterest expense | $1,108,000 | 3,259 |
| Pre-tax net operating income | $1,885,000 | 2,804 |
| Securities gains (losses) | $12,000 | 1,539 |
| Applicable income taxes | $607,000 | 1,914 |
| Income before extraordinary items | $1,290,000 | 3,095 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,290,000 | 3,094 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,290,000 | 3,095 |
| Net charge-offs | $144,000 | 1,641 |
| Cash dividends | $360,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,281,840 | 3,082 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,016,000 | 2,860 |
| Total interest expense | $136,000 | 4,549 |
| Net interest income | $3,880,000 | 2,707 |
| Provision for loan and lease losses | $145,000 | 1,899 |
| Total noninterest income | $296,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $143,000 | 2,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 3,823 |
| Total noninterest expense | $2,832,000 | 2,912 |
| Salaries and employee benefits | $1,774,000 | 2,718 |
| Premises and equipment expense | $318,000 | 2,859 |
| Additional noninterest expense | $740,000 | 3,271 |
| Pre-tax net operating income | $1,199,000 | 2,841 |
| Securities gains (losses) | $12,000 | 1,188 |
| Applicable income taxes | $384,000 | 1,938 |
| Income before extraordinary items | $827,000 | 3,121 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $827,000 | 3,120 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $827,000 | 3,121 |
| Net charge-offs | $78,000 | 1,699 |
| Cash dividends | $360,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $818,840 | 3,113 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,901 |
| Total interest expense | $67,000 | 4,590 |
| Net interest income | $1,898,000 | 2,741 |
| Provision for loan and lease losses | $65,000 | 1,825 |
| Total noninterest income | $148,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $75,000 | 2,881 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,899 |
| Total noninterest expense | $1,430,000 | 2,929 |
| Salaries and employee benefits | $911,000 | 2,704 |
| Premises and equipment expense | $156,000 | 2,921 |
| Additional noninterest expense | $363,000 | 3,312 |
| Pre-tax net operating income | $551,000 | 2,933 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $171,000 | 2,001 |
| Income before extraordinary items | $380,000 | 3,224 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $380,000 | 3,222 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $380,000 | 3,224 |
| Net charge-offs | $55,000 | 1,262 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $380,000 | 3,203 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 3,061 |
| Total interest expense | $267,000 | 4,608 |
| Net interest income | $6,981,000 | 2,895 |
| Provision for loan and lease losses | $35,000 | 3,828 |
| Total noninterest income | $615,000 | 3,778 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $319,000 | 2,853 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $296,000 | 3,942 |
| Total noninterest expense | $5,506,000 | 3,003 |
| Salaries and employee benefits | $3,313,000 | 2,860 |
| Premises and equipment expense | $619,000 | 2,959 |
| Additional noninterest expense | $1,574,000 | 3,237 |
| Pre-tax net operating income | $2,055,000 | 3,006 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $642,000 | 2,048 |
| Income before extraordinary items | $1,476,000 | 3,301 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,476,000 | 3,300 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,476,000 | 3,300 |
| Net charge-offs | $112,000 | 2,508 |
| Cash dividends | $720,000 | 2,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,431,900 | 3,301 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 3,098 |
| Total interest expense | $200,000 | 4,646 |
| Net interest income | $5,152,000 | 2,935 |
| Provision for loan and lease losses | $25,000 | 3,735 |
| Total noninterest income | $467,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $244,000 | 2,825 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $223,000 | 3,965 |
| Total noninterest expense | $4,174,000 | 2,982 |
| Salaries and employee benefits | $2,475,000 | 2,853 |
| Premises and equipment expense | $462,000 | 2,989 |
| Additional noninterest expense | $1,237,000 | 3,151 |
| Pre-tax net operating income | $1,420,000 | 3,189 |
| Securities gains (losses) | $63,000 | 1,599 |
| Applicable income taxes | $452,000 | 2,141 |
| Income before extraordinary items | $1,031,000 | 3,442 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,031,000 | 3,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,031,000 | 3,442 |
| Net charge-offs | $74,000 | 2,304 |
| Cash dividends | $360,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $986,900 | 3,458 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,503,000 | 3,143 |
| Total interest expense | $133,000 | 4,692 |
| Net interest income | $3,370,000 | 2,989 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $319,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $166,000 | 2,765 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $153,000 | 3,949 |
| Total noninterest expense | $2,824,000 | 2,965 |
| Salaries and employee benefits | $1,660,000 | 2,862 |
| Premises and equipment expense | $308,000 | 2,987 |
| Additional noninterest expense | $856,000 | 3,085 |
| Pre-tax net operating income | $855,000 | 3,356 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $271,000 | 2,218 |
| Income before extraordinary items | $630,000 | 3,594 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $630,000 | 3,590 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $630,000 | 3,592 |
| Net charge-offs | $46,000 | 2,204 |
| Cash dividends | $360,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $597,800 | 3,625 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,156 |
| Total interest expense | $68,000 | 4,702 |
| Net interest income | $1,673,000 | 3,005 |
| Provision for loan and lease losses | $5,000 | 3,471 |
| Total noninterest income | $158,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $81,000 | 2,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $77,000 | 3,910 |
| Total noninterest expense | $1,414,000 | 2,984 |
| Salaries and employee benefits | $830,000 | 2,876 |
| Premises and equipment expense | $158,000 | 2,974 |
| Additional noninterest expense | $426,000 | 3,094 |
| Pre-tax net operating income | $412,000 | 3,355 |
| Securities gains (losses) | $29,000 | 1,065 |
| Applicable income taxes | $134,000 | 2,194 |
| Income before extraordinary items | $307,000 | 3,590 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $307,000 | 3,586 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $307,000 | 3,588 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $286,700 | 3,646 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,657,000 | 3,227 |
| Total interest expense | $301,000 | 4,609 |
| Net interest income | $6,356,000 | 3,074 |
| Provision for loan and lease losses | $128,000 | 2,776 |
| Total noninterest income | $598,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $308,000 | 2,978 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $290,000 | 4,018 |
| Total noninterest expense | $5,407,000 | 3,058 |
| Salaries and employee benefits | $3,232,000 | 2,893 |
| Premises and equipment expense | $669,000 | 2,896 |
| Additional noninterest expense | $1,506,000 | 3,387 |
| Pre-tax net operating income | $1,419,000 | 3,579 |
| Securities gains (losses) | $104,000 | 1,145 |
| Applicable income taxes | $460,000 | 2,296 |
| Income before extraordinary items | $1,063,000 | 3,825 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,063,000 | 3,825 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,063,000 | 3,826 |
| Net charge-offs | $175,000 | 2,112 |
| Cash dividends | $360,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $990,200 | 3,897 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,905,000 | 3,290 |
| Total interest expense | $231,000 | 4,631 |
| Net interest income | $4,674,000 | 3,135 |
| Provision for loan and lease losses | $113,000 | 2,552 |
| Total noninterest income | $429,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $215,000 | 3,138 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $214,000 | 4,055 |
| Total noninterest expense | $4,095,000 | 3,072 |
| Salaries and employee benefits | $2,443,000 | 2,887 |
| Premises and equipment expense | $510,000 | 2,911 |
| Additional noninterest expense | $1,142,000 | 3,387 |
| Pre-tax net operating income | $895,000 | 3,918 |
| Securities gains (losses) | $104,000 | 1,011 |
| Applicable income taxes | $296,000 | 2,499 |
| Income before extraordinary items | $703,000 | 4,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 4,106 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $703,000 | 4,109 |
| Net charge-offs | $138,000 | 1,870 |
| Cash dividends | $180,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $630,200 | 4,197 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 3,349 |
| Total interest expense | $154,000 | 4,678 |
| Net interest income | $3,056,000 | 3,181 |
| Provision for loan and lease losses | $103,000 | 2,182 |
| Total noninterest income | $281,000 | 4,035 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $142,000 | 3,126 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,120 |
| Total noninterest expense | $2,716,000 | 3,102 |
| Salaries and employee benefits | $1,629,000 | 2,904 |
| Premises and equipment expense | $343,000 | 2,899 |
| Additional noninterest expense | $744,000 | 3,444 |
| Pre-tax net operating income | $518,000 | 4,126 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $150,000 | 2,711 |
| Income before extraordinary items | $382,000 | 4,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $382,000 | 4,365 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $382,000 | 4,365 |
| Net charge-offs | $113,000 | 1,622 |
| Cash dividends | $180,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $371,920 | 4,344 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 3,347 |
| Total interest expense | $78,000 | 4,713 |
| Net interest income | $1,529,000 | 3,181 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $146,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $71,000 | 4,083 |
| Total noninterest expense | $1,403,000 | 3,044 |
| Salaries and employee benefits | $838,000 | 2,865 |
| Premises and equipment expense | $179,000 | 2,861 |
| Additional noninterest expense | $386,000 | 3,370 |
| Pre-tax net operating income | $272,000 | 4,033 |
| Securities gains (losses) | $14,000 | 1,369 |
| Applicable income taxes | $87,000 | 2,572 |
| Income before extraordinary items | $199,000 | 4,307 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $199,000 | 4,309 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $199,000 | 4,310 |
| Net charge-offs | $20,000 | 2,118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $189,200 | 4,284 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 3,229 |
| Total interest expense | $390,000 | 4,505 |
| Net interest income | $6,480,000 | 3,068 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,088,000 | 2,989 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $330,000 | 3,036 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $758,000 | 2,712 |
| Total noninterest expense | $5,379,000 | 3,157 |
| Salaries and employee benefits | $3,263,000 | 2,915 |
| Premises and equipment expense | $685,000 | 2,958 |
| Additional noninterest expense | $1,431,000 | 3,643 |
| Pre-tax net operating income | $2,189,000 | 2,824 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $687,000 | 1,909 |
| Income before extraordinary items | $1,502,000 | 3,248 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,502,000 | 3,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,502,000 | 3,249 |
| Net charge-offs | $177,000 | 2,603 |
| Cash dividends | $900,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,502,000 | 3,194 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,175,000 | 3,241 |
| Total interest expense | $305,000 | 4,482 |
| Net interest income | $4,870,000 | 3,085 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $936,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $251,000 | 3,037 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $685,000 | 2,469 |
| Total noninterest expense | $4,138,000 | 3,113 |
| Salaries and employee benefits | $2,501,000 | 2,871 |
| Premises and equipment expense | $530,000 | 2,923 |
| Additional noninterest expense | $1,107,000 | 3,599 |
| Pre-tax net operating income | $1,668,000 | 2,841 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $557,000 | 1,885 |
| Income before extraordinary items | $1,111,000 | 3,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,111,000 | 3,290 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,111,000 | 3,291 |
| Net charge-offs | $169,000 | 2,178 |
| Cash dividends | $360,000 | 2,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,111,000 | 3,258 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 3,264 |
| Total interest expense | $218,000 | 4,382 |
| Net interest income | $3,210,000 | 3,106 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $673,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $166,000 | 3,032 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $507,000 | 2,293 |
| Total noninterest expense | $2,822,000 | 3,072 |
| Salaries and employee benefits | $1,691,000 | 2,855 |
| Premises and equipment expense | $356,000 | 2,923 |
| Additional noninterest expense | $775,000 | 3,497 |
| Pre-tax net operating income | $1,061,000 | 2,859 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $354,000 | 1,896 |
| Income before extraordinary items | $707,000 | 3,315 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $707,000 | 3,321 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $707,000 | 3,321 |
| Net charge-offs | $152,000 | 1,827 |
| Cash dividends | $360,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $707,000 | 3,277 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,341 |
| Total interest expense | $112,000 | 4,392 |
| Net interest income | $1,554,000 | 3,183 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $148,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $82,000 | 3,040 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $66,000 | 4,189 |
| Total noninterest expense | $1,432,000 | 3,064 |
| Salaries and employee benefits | $841,000 | 2,888 |
| Premises and equipment expense | $187,000 | 2,883 |
| Additional noninterest expense | $404,000 | 3,385 |
| Pre-tax net operating income | $270,000 | 3,985 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $83,000 | 2,517 |
| Income before extraordinary items | $187,000 | 4,370 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 4,371 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $187,000 | 4,372 |
| Net charge-offs | $80,000 | 1,513 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $187,000 | 4,313 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 3,248 |
| Total interest expense | $426,000 | 4,782 |
| Net interest income | $6,575,000 | 3,040 |
| Provision for loan and lease losses | $40,000 | 4,399 |
| Total noninterest income | $928,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $363,000 | 3,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $565,000 | 3,199 |
| Total noninterest expense | $5,536,000 | 3,161 |
| Salaries and employee benefits | $3,280,000 | 2,928 |
| Premises and equipment expense | $755,000 | 2,816 |
| Additional noninterest expense | $1,501,000 | 3,657 |
| Pre-tax net operating income | $1,927,000 | 2,936 |
| Securities gains (losses) | $10,000 | 2,629 |
| Applicable income taxes | $613,000 | 1,948 |
| Income before extraordinary items | $1,324,000 | 3,383 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,324,000 | 3,384 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,324,000 | 3,386 |
| Net charge-offs | $136,000 | 3,436 |
| Cash dividends | $900,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,317,200 | 3,346 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 3,292 |
| Total interest expense | $316,000 | 4,901 |
| Net interest income | $4,907,000 | 3,081 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $653,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $278,000 | 2,998 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $375,000 | 3,414 |
| Total noninterest expense | $4,182,000 | 3,150 |
| Salaries and employee benefits | $2,467,000 | 2,941 |
| Premises and equipment expense | $576,000 | 2,806 |
| Additional noninterest expense | $1,139,000 | 3,630 |
| Pre-tax net operating income | $1,338,000 | 3,139 |
| Securities gains (losses) | $10,000 | 2,497 |
| Applicable income taxes | $450,000 | 2,018 |
| Income before extraordinary items | $898,000 | 3,617 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $898,000 | 3,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $898,000 | 3,621 |
| Net charge-offs | $77,000 | 3,508 |
| Cash dividends | $450,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $891,300 | 3,558 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 3,288 |
| Total interest expense | $210,000 | 4,970 |
| Net interest income | $3,287,000 | 3,069 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $430,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $175,000 | 3,069 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $255,000 | 3,427 |
| Total noninterest expense | $2,786,000 | 3,163 |
| Salaries and employee benefits | $1,658,000 | 2,937 |
| Premises and equipment expense | $382,000 | 2,826 |
| Additional noninterest expense | $746,000 | 3,666 |
| Pre-tax net operating income | $891,000 | 3,115 |
| Securities gains (losses) | $10,000 | 2,282 |
| Applicable income taxes | $301,000 | 2,017 |
| Income before extraordinary items | $600,000 | 3,612 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $600,000 | 3,614 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $600,000 | 3,615 |
| Net charge-offs | $72,000 | 3,053 |
| Cash dividends | $450,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $593,300 | 3,520 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 3,275 |
| Total interest expense | $105,000 | 5,058 |
| Net interest income | $1,670,000 | 3,037 |
| Provision for loan and lease losses | $40,000 | 3,034 |
| Total noninterest income | $214,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 3,397 |
| Total noninterest expense | $1,394,000 | 3,178 |
| Salaries and employee benefits | $836,000 | 2,940 |
| Premises and equipment expense | $191,000 | 2,850 |
| Additional noninterest expense | $367,000 | 3,729 |
| Pre-tax net operating income | $450,000 | 3,082 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $150,000 | 1,993 |
| Income before extraordinary items | $300,000 | 3,560 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $300,000 | 3,561 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $300,000 | 3,562 |
| Net charge-offs | $50,000 | 2,418 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $300,000 | 3,470 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,919,000 | 3,137 |
| Total interest expense | $494,000 | 5,143 |
| Net interest income | $7,425,000 | 2,842 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $823,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $412,000 | 2,878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $411,000 | 3,603 |
| Total noninterest expense | $5,721,000 | 3,140 |
| Salaries and employee benefits | $3,507,000 | 2,781 |
| Premises and equipment expense | $777,000 | 2,805 |
| Additional noninterest expense | $1,437,000 | 3,898 |
| Pre-tax net operating income | $2,377,000 | 2,505 |
| Securities gains (losses) | $36,000 | 2,920 |
| Applicable income taxes | $813,000 | 1,672 |
| Income before extraordinary items | $1,600,000 | 3,003 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,600,000 | 3,004 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,600,000 | 3,005 |
| Net charge-offs | $142,000 | 4,106 |
| Cash dividends | $1,800,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,576,240 | 2,898 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 3,180 |
| Total interest expense | $391,000 | 5,166 |
| Net interest income | $5,584,000 | 2,872 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $635,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $313,000 | 2,874 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $322,000 | 3,586 |
| Total noninterest expense | $4,364,000 | 3,123 |
| Salaries and employee benefits | $2,661,000 | 2,766 |
| Premises and equipment expense | $599,000 | 2,780 |
| Additional noninterest expense | $1,104,000 | 3,848 |
| Pre-tax net operating income | $1,730,000 | 2,621 |
| Securities gains (losses) | $27,000 | 2,753 |
| Applicable income taxes | $591,000 | 1,767 |
| Income before extraordinary items | $1,166,000 | 3,132 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,166,000 | 3,131 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,166,000 | 3,130 |
| Net charge-offs | $121,000 | 3,780 |
| Cash dividends | $540,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,148,180 | 3,018 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 3,184 |
| Total interest expense | $284,000 | 5,103 |
| Net interest income | $3,726,000 | 2,874 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $427,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $206,000 | 2,886 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 3,532 |
| Total noninterest expense | $2,979,000 | 3,081 |
| Salaries and employee benefits | $1,838,000 | 2,687 |
| Premises and equipment expense | $408,000 | 2,734 |
| Additional noninterest expense | $733,000 | 3,866 |
| Pre-tax net operating income | $1,074,000 | 2,713 |
| Securities gains (losses) | $18,000 | 2,529 |
| Applicable income taxes | $366,000 | 1,821 |
| Income before extraordinary items | $726,000 | 3,261 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $726,000 | 3,260 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $726,000 | 3,262 |
| Net charge-offs | $64,000 | 3,807 |
| Cash dividends | $540,000 | 1,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $714,120 | 3,112 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 3,173 |
| Total interest expense | $172,000 | 4,780 |
| Net interest income | $1,857,000 | 2,899 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $185,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 3,889 |
| Total noninterest expense | $1,501,000 | 3,055 |
| Salaries and employee benefits | $943,000 | 2,624 |
| Premises and equipment expense | $206,000 | 2,739 |
| Additional noninterest expense | $352,000 | 3,970 |
| Pre-tax net operating income | $466,000 | 3,012 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $153,000 | 2,002 |
| Income before extraordinary items | $313,000 | 3,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $313,000 | 3,564 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $313,000 | 3,564 |
| Net charge-offs | $63,000 | 2,841 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $313,000 | 3,396 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,227,000 | 2,969 |
| Total interest expense | $957,000 | 4,501 |
| Net interest income | $8,270,000 | 2,648 |
| Provision for loan and lease losses | $225,000 | 4,499 |
| Total noninterest income | $1,049,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $541,000 | 2,418 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $508,000 | 3,103 |
| Total noninterest expense | $6,149,000 | 2,995 |
| Salaries and employee benefits | $3,678,000 | 2,618 |
| Premises and equipment expense | $810,000 | 2,895 |
| Additional noninterest expense | $1,661,000 | 3,599 |
| Pre-tax net operating income | $2,945,000 | 1,864 |
| Securities gains (losses) | $138,000 | 1,773 |
| Applicable income taxes | $1,041,000 | 1,307 |
| Income before extraordinary items | $2,042,000 | 2,224 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,042,000 | 2,225 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,042,000 | 2,225 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $1,710,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,950,920 | 2,228 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 2,967 |
| Total interest expense | $755,000 | 4,496 |
| Net interest income | $6,269,000 | 2,621 |
| Provision for loan and lease losses | $175,000 | 4,336 |
| Total noninterest income | $762,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $395,000 | 2,472 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $367,000 | 3,170 |
| Total noninterest expense | $4,646,000 | 2,978 |
| Salaries and employee benefits | $2,796,000 | 2,573 |
| Premises and equipment expense | $618,000 | 2,864 |
| Additional noninterest expense | $1,232,000 | 3,622 |
| Pre-tax net operating income | $2,210,000 | 1,931 |
| Securities gains (losses) | $103,000 | 1,767 |
| Applicable income taxes | $781,000 | 1,310 |
| Income before extraordinary items | $1,532,000 | 2,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,532,000 | 2,278 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,532,000 | 2,279 |
| Net charge-offs | $-14,000 | 7,057 |
| Cash dividends | $810,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,464,020 | 2,265 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 2,939 |
| Total interest expense | $522,000 | 4,516 |
| Net interest income | $4,223,000 | 2,613 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $523,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $263,000 | 2,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 3,105 |
| Total noninterest expense | $3,223,000 | 2,898 |
| Salaries and employee benefits | $1,912,000 | 2,516 |
| Premises and equipment expense | $415,000 | 2,869 |
| Additional noninterest expense | $896,000 | 3,465 |
| Pre-tax net operating income | $1,373,000 | 2,023 |
| Securities gains (losses) | $77,000 | 1,313 |
| Applicable income taxes | $487,000 | 1,347 |
| Income before extraordinary items | $963,000 | 2,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $963,000 | 2,346 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $963,000 | 2,346 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $810,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $912,180 | 2,349 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 2,946 |
| Total interest expense | $275,000 | 4,521 |
| Net interest income | $2,111,000 | 2,603 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $228,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $129,000 | 2,477 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $99,000 | 3,590 |
| Total noninterest expense | $1,589,000 | 2,947 |
| Salaries and employee benefits | $979,000 | 2,483 |
| Premises and equipment expense | $210,000 | 2,872 |
| Additional noninterest expense | $400,000 | 3,727 |
| Pre-tax net operating income | $675,000 | 2,024 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $227,000 | 1,371 |
| Income before extraordinary items | $448,000 | 2,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $448,000 | 2,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $448,000 | 2,447 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $448,000 | 2,399 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,310,000 | 2,891 |
| Total interest expense | $1,740,000 | 3,933 |
| Net interest income | $8,570,000 | 2,562 |
| Provision for loan and lease losses | $265,000 | 5,013 |
| Total noninterest income | $951,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $553,000 | 2,458 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $398,000 | 3,525 |
| Total noninterest expense | $6,343,000 | 2,975 |
| Salaries and employee benefits | $3,625,000 | 2,646 |
| Premises and equipment expense | $860,000 | 2,803 |
| Additional noninterest expense | $1,858,000 | 3,463 |
| Pre-tax net operating income | $2,913,000 | 1,663 |
| Securities gains (losses) | $178,000 | 1,692 |
| Applicable income taxes | $1,039,000 | 1,186 |
| Income before extraordinary items | $2,052,000 | 1,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,052,000 | 1,979 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,052,000 | 1,980 |
| Net charge-offs | $196,000 | 4,790 |
| Cash dividends | $1,710,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,934,520 | 2,008 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 2,893 |
| Total interest expense | $1,437,000 | 3,811 |
| Net interest income | $6,409,000 | 2,595 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $672,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $419,000 | 2,495 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $253,000 | 3,822 |
| Total noninterest expense | $4,832,000 | 2,925 |
| Salaries and employee benefits | $2,711,000 | 2,653 |
| Premises and equipment expense | $649,000 | 2,849 |
| Additional noninterest expense | $1,472,000 | 3,283 |
| Pre-tax net operating income | $2,024,000 | 1,875 |
| Securities gains (losses) | $178,000 | 1,463 |
| Applicable income taxes | $737,000 | 1,281 |
| Income before extraordinary items | $1,465,000 | 2,189 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,465,000 | 2,190 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,465,000 | 2,192 |
| Net charge-offs | $231,000 | 4,050 |
| Cash dividends | $810,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,345,740 | 2,231 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 2,899 |
| Total interest expense | $1,051,000 | 3,668 |
| Net interest income | $4,242,000 | 2,613 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $457,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $282,000 | 2,480 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $175,000 | 3,725 |
| Total noninterest expense | $3,148,000 | 2,993 |
| Salaries and employee benefits | $1,823,000 | 2,651 |
| Premises and equipment expense | $431,000 | 2,876 |
| Additional noninterest expense | $894,000 | 3,499 |
| Pre-tax net operating income | $1,401,000 | 1,808 |
| Securities gains (losses) | $155,000 | 1,111 |
| Applicable income taxes | $523,000 | 1,177 |
| Income before extraordinary items | $1,033,000 | 2,059 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,033,000 | 2,057 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,033,000 | 2,059 |
| Net charge-offs | $149,000 | 3,836 |
| Cash dividends | $810,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $930,700 | 2,174 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 2,920 |
| Total interest expense | $586,000 | 3,496 |
| Net interest income | $2,091,000 | 2,661 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $206,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $170,000 | 2,132 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $1,565,000 | 3,038 |
| Salaries and employee benefits | $907,000 | 2,700 |
| Premises and equipment expense | $219,000 | 2,901 |
| Additional noninterest expense | $439,000 | 3,550 |
| Pre-tax net operating income | $657,000 | 1,942 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $225,000 | 1,320 |
| Income before extraordinary items | $453,000 | 2,316 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 2,315 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $453,000 | 2,316 |
| Net charge-offs | $132,000 | 2,858 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $438,930 | 2,305 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 2,941 |
| Total interest expense | $2,585,000 | 3,802 |
| Net interest income | $8,551,000 | 2,535 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $914,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $570,000 | 2,630 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $344,000 | 3,763 |
| Total noninterest expense | $6,134,000 | 3,126 |
| Salaries and employee benefits | $3,640,000 | 2,683 |
| Premises and equipment expense | $879,000 | 2,877 |
| Additional noninterest expense | $1,615,000 | 3,888 |
| Pre-tax net operating income | $3,031,000 | 1,314 |
| Securities gains (losses) | $14,000 | 3,162 |
| Applicable income taxes | $1,017,000 | 943 |
| Income before extraordinary items | $2,028,000 | 1,648 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,028,000 | 1,646 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,028,000 | 1,647 |
| Net charge-offs | $271,000 | 4,626 |
| Cash dividends | $2,110,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,018,620 | 1,610 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 2,995 |
| Total interest expense | $1,930,000 | 3,943 |
| Net interest income | $6,402,000 | 2,540 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $656,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $427,000 | 2,633 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $229,000 | 4,056 |
| Total noninterest expense | $4,580,000 | 3,143 |
| Salaries and employee benefits | $2,753,000 | 2,682 |
| Premises and equipment expense | $651,000 | 2,944 |
| Additional noninterest expense | $1,176,000 | 3,919 |
| Pre-tax net operating income | $2,253,000 | 1,429 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $757,000 | 1,046 |
| Income before extraordinary items | $1,505,000 | 1,770 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,505,000 | 1,770 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,505,000 | 1,770 |
| Net charge-offs | $206,000 | 4,218 |
| Cash dividends | $1,210,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,498,970 | 1,733 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,020 |
| Total interest expense | $1,286,000 | 4,062 |
| Net interest income | $4,273,000 | 2,533 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $418,000 | 3,763 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $279,000 | 2,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $139,000 | 4,255 |
| Total noninterest expense | $3,021,000 | 3,201 |
| Salaries and employee benefits | $1,878,000 | 2,643 |
| Premises and equipment expense | $430,000 | 3,006 |
| Additional noninterest expense | $713,000 | 4,219 |
| Pre-tax net operating income | $1,520,000 | 1,509 |
| Securities gains (losses) | $8,000 | 2,641 |
| Applicable income taxes | $514,000 | 1,063 |
| Income before extraordinary items | $1,014,000 | 1,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,014,000 | 1,823 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,014,000 | 1,825 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $1,210,000 | 741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,008,720 | 1,780 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 3,009 |
| Total interest expense | $650,000 | 4,154 |
| Net interest income | $2,185,000 | 2,467 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $200,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $138,000 | 2,632 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $62,000 | 4,465 |
| Total noninterest expense | $1,545,000 | 3,060 |
| Salaries and employee benefits | $980,000 | 2,588 |
| Premises and equipment expense | $220,000 | 3,005 |
| Additional noninterest expense | $345,000 | 3,999 |
| Pre-tax net operating income | $765,000 | 1,676 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $253,000 | 1,216 |
| Income before extraordinary items | $513,000 | 2,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $513,000 | 2,087 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $513,000 | 2,087 |
| Net charge-offs | $30,000 | 4,024 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $512,330 | 1,960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,910,000 | 3,070 |
| Total interest expense | $3,936,000 | 3,545 |
| Net interest income | $7,974,000 | 2,716 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $913,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $642,000 | 2,511 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $271,000 | 4,284 |
| Total noninterest expense | $5,671,000 | 3,240 |
| Salaries and employee benefits | $3,608,000 | 2,755 |
| Premises and equipment expense | $878,000 | 2,934 |
| Additional noninterest expense | $1,185,000 | 4,327 |
| Pre-tax net operating income | $2,976,000 | 1,810 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $964,000 | 1,231 |
| Income before extraordinary items | $2,016,000 | 1,980 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,016,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 3,634 |
| Cash dividends | $1,440,000 | 1,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,013,280 | 2,104 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,890,000 | 3,140 |
| Total interest expense | $3,139,000 | 3,513 |
| Net interest income | $5,751,000 | 2,838 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $712,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $503,000 | 2,449 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 4,332 |
| Total noninterest expense | $4,288,000 | 3,193 |
| Salaries and employee benefits | $2,712,000 | 2,763 |
| Premises and equipment expense | $659,000 | 2,950 |
| Additional noninterest expense | $917,000 | 4,152 |
| Pre-tax net operating income | $1,995,000 | 2,318 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $650,000 | 1,607 |
| Income before extraordinary items | $1,346,000 | 2,534 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,346,000 | 2,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,877 |
| Cash dividends | $720,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,345,330 | 2,664 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 3,193 |
| Total interest expense | $2,231,000 | 3,469 |
| Net interest income | $3,679,000 | 2,931 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $486,000 | 3,566 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $352,000 | 2,343 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $134,000 | 4,495 |
| Total noninterest expense | $2,874,000 | 3,191 |
| Salaries and employee benefits | $1,814,000 | 2,788 |
| Premises and equipment expense | $435,000 | 2,981 |
| Additional noninterest expense | $625,000 | 4,050 |
| Pre-tax net operating income | $1,171,000 | 2,625 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $378,000 | 1,932 |
| Income before extraordinary items | $794,000 | 3,070 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,377 |
| Cash dividends | $720,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $793,320 | 3,017 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 3,226 |
| Total interest expense | $1,206,000 | 3,437 |
| Net interest income | $1,799,000 | 2,983 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $248,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $187,000 | 2,203 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $1,470,000 | 3,120 |
| Salaries and employee benefits | $931,000 | 2,741 |
| Premises and equipment expense | $222,000 | 2,948 |
| Additional noninterest expense | $317,000 | 3,957 |
| Pre-tax net operating income | $517,000 | 3,012 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $165,000 | 2,201 |
| Income before extraordinary items | $353,000 | 3,470 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $353,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 1,573 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $352,320 | 3,374 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,241,000 | 3,228 |
| Total interest expense | $5,237,000 | 3,354 |
| Net interest income | $7,004,000 | 3,105 |
| Provision for loan and lease losses | $240,000 | 3,573 |
| Total noninterest income | $1,170,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $797,000 | 2,140 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $373,000 | 3,863 |
| Total noninterest expense | $5,682,000 | 3,113 |
| Salaries and employee benefits | $3,444,000 | 2,851 |
| Premises and equipment expense | $847,000 | 2,946 |
| Additional noninterest expense | $1,391,000 | 3,636 |
| Pre-tax net operating income | $2,252,000 | 3,065 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $698,000 | 2,310 |
| Income before extraordinary items | $1,554,000 | 3,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,554,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,192 |
| Cash dividends | $1,350,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,554,000 | 3,349 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,912,000 | 3,311 |
| Total interest expense | $3,924,000 | 3,350 |
| Net interest income | $4,988,000 | 3,244 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $806,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $575,000 | 2,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $231,000 | 4,218 |
| Total noninterest expense | $4,140,000 | 3,158 |
| Salaries and employee benefits | $2,572,000 | 2,842 |
| Premises and equipment expense | $642,000 | 2,901 |
| Additional noninterest expense | $926,000 | 3,930 |
| Pre-tax net operating income | $1,474,000 | 3,517 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $449,000 | 2,673 |
| Income before extraordinary items | $1,025,000 | 3,835 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,025,000 | 3,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,803 |
| Cash dividends | $450,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,025,000 | 3,821 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 3,335 |
| Total interest expense | $2,577,000 | 3,375 |
| Net interest income | $3,322,000 | 3,268 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $537,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $369,000 | 2,258 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $168,000 | 4,117 |
| Total noninterest expense | $2,796,000 | 3,139 |
| Salaries and employee benefits | $1,741,000 | 2,848 |
| Premises and equipment expense | $434,000 | 2,895 |
| Additional noninterest expense | $621,000 | 3,919 |
| Pre-tax net operating income | $943,000 | 3,661 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $287,000 | 2,789 |
| Income before extraordinary items | $656,000 | 3,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $656,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $656,000 | 3,962 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 3,349 |
| Total interest expense | $1,276,000 | 3,378 |
| Net interest income | $1,649,000 | 3,283 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $239,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $173,000 | 2,320 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $1,412,000 | 3,131 |
| Salaries and employee benefits | $873,000 | 2,863 |
| Premises and equipment expense | $227,000 | 2,812 |
| Additional noninterest expense | $312,000 | 3,857 |
| Pre-tax net operating income | $416,000 | 3,903 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $124,000 | 2,994 |
| Income before extraordinary items | $292,000 | 4,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $292,000 | 4,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,667 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $292,000 | 4,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,930,000 | 3,335 |
| Total interest expense | $4,610,000 | 3,244 |
| Net interest income | $6,320,000 | 3,388 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $994,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $770,000 | 2,190 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $224,000 | 4,902 |
| Total noninterest expense | $5,885,000 | 2,917 |
| Salaries and employee benefits | $3,642,000 | 2,658 |
| Premises and equipment expense | $836,000 | 2,894 |
| Additional noninterest expense | $1,407,000 | 3,466 |
| Pre-tax net operating income | $1,189,000 | 4,806 |
| Securities gains (losses) | $33,000 | 783 |
| Applicable income taxes | $327,000 | 3,688 |
| Income before extraordinary items | $895,000 | 4,955 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $895,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,344 |
| Cash dividends | $720,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $870,910 | 5,018 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 3,357 |
| Total interest expense | $3,298,000 | 3,254 |
| Net interest income | $4,758,000 | 3,404 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $779,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $614,000 | 2,078 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 4,935 |
| Total noninterest expense | $4,465,000 | 2,882 |
| Salaries and employee benefits | $2,773,000 | 2,626 |
| Premises and equipment expense | $614,000 | 2,942 |
| Additional noninterest expense | $1,078,000 | 3,407 |
| Pre-tax net operating income | $892,000 | 4,996 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $239,000 | 3,909 |
| Income before extraordinary items | $664,000 | 5,131 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $664,000 | 5,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 955 |
| Cash dividends | $270,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $655,860 | 5,142 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,211,000 | 3,392 |
| Total interest expense | $2,010,000 | 3,361 |
| Net interest income | $3,201,000 | 3,385 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $556,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $446,000 | 1,915 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $3,054,000 | 2,841 |
| Salaries and employee benefits | $1,886,000 | 2,563 |
| Premises and equipment expense | $399,000 | 3,006 |
| Additional noninterest expense | $769,000 | 3,233 |
| Pre-tax net operating income | $583,000 | 5,064 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $157,000 | 3,939 |
| Income before extraordinary items | $437,000 | 5,184 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $437,000 | 5,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 742 |
| Cash dividends | $270,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $428,860 | 5,241 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 3,396 |
| Total interest expense | $950,000 | 3,380 |
| Net interest income | $1,593,000 | 3,366 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $293,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 1,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,227 |
| Total noninterest expense | $1,600,000 | 2,736 |
| Salaries and employee benefits | $966,000 | 2,526 |
| Premises and equipment expense | $204,000 | 2,974 |
| Additional noninterest expense | $430,000 | 2,924 |
| Pre-tax net operating income | $226,000 | 5,571 |
| Securities gains (losses) | $11,000 | 557 |
| Applicable income taxes | $57,000 | 4,336 |
| Income before extraordinary items | $180,000 | 5,568 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 435 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $171,640 | 5,659 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,617,000 | 3,251 |
| Total interest expense | $2,603,000 | 3,711 |
| Net interest income | $7,014,000 | 3,040 |
| Provision for loan and lease losses | $210,000 | 3,502 |
| Total noninterest income | $1,245,000 | 3,058 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $947,000 | 1,810 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $298,000 | 4,349 |
| Total noninterest expense | $5,869,000 | 2,805 |
| Salaries and employee benefits | $3,697,000 | 2,475 |
| Premises and equipment expense | $906,000 | 2,584 |
| Additional noninterest expense | $1,266,000 | 3,704 |
| Pre-tax net operating income | $2,180,000 | 3,479 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $548,000 | 3,216 |
| Income before extraordinary items | $1,633,000 | 3,580 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,633,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,676 |
| Cash dividends | $1,260,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,632,250 | 3,557 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 3,266 |
| Total interest expense | $1,783,000 | 3,819 |
| Net interest income | $5,248,000 | 3,027 |
| Provision for loan and lease losses | $165,000 | 3,334 |
| Total noninterest income | $940,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $729,000 | 1,767 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 4,494 |
| Total noninterest expense | $4,380,000 | 2,793 |
| Salaries and employee benefits | $2,741,000 | 2,461 |
| Premises and equipment expense | $674,000 | 2,583 |
| Additional noninterest expense | $965,000 | 3,598 |
| Pre-tax net operating income | $1,643,000 | 3,522 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $414,000 | 3,267 |
| Income before extraordinary items | $1,230,000 | 3,601 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,230,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,361 |
| Cash dividends | $540,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,229,250 | 3,574 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 3,211 |
| Total interest expense | $1,126,000 | 3,800 |
| Net interest income | $3,541,000 | 2,971 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $629,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $516,000 | 1,625 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $2,976,000 | 2,713 |
| Salaries and employee benefits | $1,838,000 | 2,422 |
| Premises and equipment expense | $454,000 | 2,553 |
| Additional noninterest expense | $684,000 | 3,424 |
| Pre-tax net operating income | $1,074,000 | 3,534 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $273,000 | 3,263 |
| Income before extraordinary items | $802,000 | 3,634 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $802,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 783 |
| Cash dividends | $540,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $801,250 | 3,585 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,268,000 | 3,261 |
| Total interest expense | $533,000 | 3,852 |
| Net interest income | $1,735,000 | 3,011 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $228,000 | 1,777 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $1,514,000 | 2,688 |
| Salaries and employee benefits | $923,000 | 2,443 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $355,000 | 3,328 |
| Pre-tax net operating income | $461,000 | 3,894 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $119,000 | 3,485 |
| Income before extraordinary items | $343,000 | 4,002 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $343,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 497 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $342,260 | 3,965 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,969,000 | 3,109 |
| Total interest expense | $1,780,000 | 4,005 |
| Net interest income | $7,189,000 | 2,819 |
| Provision for loan and lease losses | $293,000 | 2,988 |
| Total noninterest income | $1,243,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $856,000 | 2,006 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $387,000 | 3,777 |
| Total noninterest expense | $6,004,000 | 2,646 |
| Salaries and employee benefits | $3,830,000 | 2,273 |
| Premises and equipment expense | $943,000 | 2,419 |
| Additional noninterest expense | $1,231,000 | 3,662 |
| Pre-tax net operating income | $2,135,000 | 3,365 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $633,000 | 2,932 |
| Income before extraordinary items | $1,502,000 | 3,640 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,502,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,418 |
| Cash dividends | $1,035,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,502,000 | 3,578 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 3,111 |
| Total interest expense | $1,306,000 | 4,031 |
| Net interest income | $5,362,000 | 2,804 |
| Provision for loan and lease losses | $201,000 | 2,975 |
| Total noninterest income | $781,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $573,000 | 2,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 4,424 |
| Total noninterest expense | $4,425,000 | 2,659 |
| Salaries and employee benefits | $2,814,000 | 2,302 |
| Premises and equipment expense | $681,000 | 2,478 |
| Additional noninterest expense | $930,000 | 3,615 |
| Pre-tax net operating income | $1,517,000 | 3,549 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $435,000 | 3,160 |
| Income before extraordinary items | $1,082,000 | 3,815 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,082,000 | 3,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,797 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,082,000 | 3,742 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 3,137 |
| Total interest expense | $854,000 | 4,081 |
| Net interest income | $3,513,000 | 2,835 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $428,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $364,000 | 2,320 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $2,918,000 | 2,692 |
| Salaries and employee benefits | $1,862,000 | 2,322 |
| Premises and equipment expense | $420,000 | 2,676 |
| Additional noninterest expense | $636,000 | 3,564 |
| Pre-tax net operating income | $933,000 | 3,697 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $265,000 | 3,296 |
| Income before extraordinary items | $668,000 | 3,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $668,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,940 |
| Cash dividends | $450,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $668,000 | 3,883 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,161,000 | 3,176 |
| Total interest expense | $412,000 | 4,234 |
| Net interest income | $1,749,000 | 2,849 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $210,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $163,000 | 2,506 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $47,000 | 5,234 |
| Total noninterest expense | $1,481,000 | 2,656 |
| Salaries and employee benefits | $937,000 | 2,324 |
| Premises and equipment expense | $242,000 | 2,382 |
| Additional noninterest expense | $302,000 | 3,728 |
| Pre-tax net operating income | $433,000 | 3,875 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $134,000 | 3,301 |
| Income before extraordinary items | $299,000 | 4,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $299,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,426 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $299,000 | 4,152 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,916,000 | 3,137 |
| Total interest expense | $1,815,000 | 4,327 |
| Net interest income | $7,101,000 | 2,725 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $904,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $605,000 | 2,673 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $299,000 | 4,518 |
| Total noninterest expense | $5,934,000 | 2,624 |
| Salaries and employee benefits | $3,827,000 | 2,222 |
| Premises and equipment expense | $905,000 | 2,472 |
| Additional noninterest expense | $1,202,000 | 3,717 |
| Pre-tax net operating income | $1,891,000 | 3,518 |
| Securities gains (losses) | $104,000 | 1,855 |
| Applicable income taxes | $581,000 | 3,126 |
| Income before extraordinary items | $1,414,000 | 3,703 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,414,000 | 3,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,688 |
| Cash dividends | $990,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,340,160 | 3,682 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,621,000 | 3,204 |
| Total interest expense | $1,402,000 | 4,356 |
| Net interest income | $5,219,000 | 2,787 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $687,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $476,000 | 2,589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $211,000 | 4,688 |
| Total noninterest expense | $4,351,000 | 2,676 |
| Salaries and employee benefits | $2,812,000 | 2,259 |
| Premises and equipment expense | $627,000 | 2,663 |
| Additional noninterest expense | $912,000 | 3,677 |
| Pre-tax net operating income | $1,420,000 | 3,634 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $447,000 | 3,220 |
| Income before extraordinary items | $1,077,000 | 3,805 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,077,000 | 3,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,308 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,003,160 | 3,816 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 3,214 |
| Total interest expense | $975,000 | 4,323 |
| Net interest income | $3,448,000 | 2,800 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $451,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $301,000 | 2,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $150,000 | 4,571 |
| Total noninterest expense | $2,880,000 | 2,697 |
| Salaries and employee benefits | $1,864,000 | 2,270 |
| Premises and equipment expense | $407,000 | 2,719 |
| Additional noninterest expense | $609,000 | 3,660 |
| Pre-tax net operating income | $929,000 | 3,682 |
| Securities gains (losses) | $101,000 | 1,507 |
| Applicable income taxes | $302,000 | 3,231 |
| Income before extraordinary items | $728,000 | 3,756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $728,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,967 |
| Cash dividends | $450,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $656,290 | 3,870 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,190,000 | 3,250 |
| Total interest expense | $495,000 | 4,366 |
| Net interest income | $1,695,000 | 2,845 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $223,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $162,000 | 2,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $1,402,000 | 2,748 |
| Salaries and employee benefits | $926,000 | 2,269 |
| Premises and equipment expense | $204,000 | 2,714 |
| Additional noninterest expense | $272,000 | 3,952 |
| Pre-tax net operating income | $471,000 | 3,641 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $151,000 | 3,211 |
| Income before extraordinary items | $334,000 | 3,940 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $334,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $324,340 | 3,836 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,955,000 | 3,028 |
| Total interest expense | $2,402,000 | 4,237 |
| Net interest income | $7,553,000 | 2,533 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $902,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $588,000 | 2,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 4,159 |
| Total noninterest expense | $5,740,000 | 2,576 |
| Salaries and employee benefits | $3,634,000 | 2,207 |
| Premises and equipment expense | $846,000 | 2,552 |
| Additional noninterest expense | $1,260,000 | 3,474 |
| Pre-tax net operating income | $2,535,000 | 2,851 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $811,000 | 2,571 |
| Income before extraordinary items | $1,724,000 | 3,141 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,724,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $1,080,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,724,000 | 3,035 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,116,000 | 2,795 |
| Total interest expense | $4,477,000 | 3,464 |
| Net interest income | $7,639,000 | 2,346 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $829,000 | 3,756 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $565,000 | 2,564 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $264,000 | 4,383 |
| Total noninterest expense | $5,546,000 | 2,547 |
| Salaries and employee benefits | $3,585,000 | 2,110 |
| Premises and equipment expense | $652,000 | 3,127 |
| Additional noninterest expense | $1,309,000 | 3,233 |
| Pre-tax net operating income | $2,742,000 | 2,461 |
| Securities gains (losses) | $49,000 | 2,369 |
| Applicable income taxes | $932,000 | 2,175 |
| Income before extraordinary items | $1,859,000 | 2,706 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,859,000 | 2,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $990,000 | 2,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,826,170 | 2,662 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,976,000 | 2,675 |
| Total interest expense | $5,494,000 | 3,038 |
| Net interest income | $7,482,000 | 2,372 |
| Provision for loan and lease losses | $165,000 | 4,200 |
| Total noninterest income | $910,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $541,000 | 2,505 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,530 |
| Total noninterest expense | $5,250,000 | 2,587 |
| Salaries and employee benefits | $3,415,000 | 2,092 |
| Premises and equipment expense | $697,000 | 2,891 |
| Additional noninterest expense | $1,138,000 | 3,609 |
| Pre-tax net operating income | $2,977,000 | 2,409 |
| Securities gains (losses) | $25,000 | 900 |
| Applicable income taxes | $995,000 | 2,133 |
| Income before extraordinary items | $2,007,000 | 2,555 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,007,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $1,080,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,990,250 | 2,580 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,468,000 | 2,820 |
| Total interest expense | $4,341,000 | 3,349 |
| Net interest income | $7,127,000 | 2,479 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $872,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $606,000 | 2,206 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $266,000 | 4,303 |
| Total noninterest expense | $4,787,000 | 2,826 |
| Salaries and employee benefits | $3,102,000 | 2,259 |
| Premises and equipment expense | $600,000 | 3,254 |
| Additional noninterest expense | $1,085,000 | 3,748 |
| Pre-tax net operating income | $2,977,000 | 2,428 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $975,000 | 2,255 |
| Income before extraordinary items | $2,004,000 | 2,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,004,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,002 |
| Cash dividends | $1,260,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,002,660 | 2,562 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 2,965 |
| Total interest expense | $4,444,000 | 3,338 |
| Net interest income | $6,456,000 | 2,652 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $829,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $640,000 | 2,008 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $189,000 | 5,104 |
| Total noninterest expense | $4,517,000 | 2,878 |
| Salaries and employee benefits | $2,897,000 | 2,327 |
| Premises and equipment expense | $581,000 | 3,263 |
| Additional noninterest expense | $1,039,000 | 3,833 |
| Pre-tax net operating income | $2,528,000 | 2,751 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $806,000 | 2,722 |
| Income before extraordinary items | $1,722,000 | 2,899 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,722,000 | 2,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,145 |
| Cash dividends | $765,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,722,000 | 2,812 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 3,215 |
| Total interest expense | $4,000,000 | 3,675 |
| Net interest income | $6,057,000 | 2,882 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $794,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $617,000 | 2,127 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $177,000 | 5,246 |
| Total noninterest expense | $4,508,000 | 2,814 |
| Salaries and employee benefits | $2,854,000 | 2,314 |
| Premises and equipment expense | $613,000 | 3,089 |
| Additional noninterest expense | $1,041,000 | 3,753 |
| Pre-tax net operating income | $2,213,000 | 3,233 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $645,000 | 3,472 |
| Income before extraordinary items | $1,562,000 | 3,245 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,562,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,214 |
| Cash dividends | $630,000 | 2,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,566,260 | 3,167 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,774,000 | 3,692 |
| Total interest expense | $3,682,000 | 3,995 |
| Net interest income | $5,092,000 | 3,477 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $801,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $558,000 | 2,439 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $243,000 | 4,611 |
| Total noninterest expense | $4,146,000 | 3,248 |
| Salaries and employee benefits | $2,578,000 | 2,603 |
| Premises and equipment expense | $710,000 | 2,750 |
| Additional noninterest expense | $858,000 | 4,923 |
| Pre-tax net operating income | $1,747,000 | 3,819 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $470,000 | 4,359 |
| Income before extraordinary items | $1,247,000 | 3,756 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,247,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-299,000 | 11,380 |
| Cash dividends | $540,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,268,900 | 3,644 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,230,000 | 3,910 |
| Total interest expense | $3,564,000 | 4,086 |
| Net interest income | $4,666,000 | 3,759 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $743,000 | 3,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,811 |
| Total noninterest expense | $3,910,000 | 3,403 |
| Salaries and employee benefits | $2,331,000 | 2,863 |
| Premises and equipment expense | $551,000 | 3,462 |
| Additional noninterest expense | $1,028,000 | 4,251 |
| Pre-tax net operating income | $1,474,000 | 4,516 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $440,000 | 4,594 |
| Income before extraordinary items | $1,033,000 | 4,465 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,033,000 | 4,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,033,700 | 4,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,317,000 | 4,063 |
| Total interest expense | $2,588,000 | 4,503 |
| Net interest income | $4,729,000 | 3,748 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $716,000 | 4,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,955 |
| Total noninterest expense | $3,799,000 | 3,579 |
| Salaries and employee benefits | $2,234,000 | 2,965 |
| Premises and equipment expense | $476,000 | 3,957 |
| Additional noninterest expense | $1,089,000 | 4,392 |
| Pre-tax net operating income | $1,531,000 | 4,341 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $490,000 | 4,119 |
| Income before extraordinary items | $1,036,000 | 4,404 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,036,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,709 |
| Cash dividends | $518,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,039,400 | 4,447 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 4,407 |
| Total interest expense | $2,428,000 | 4,951 |
| Net interest income | $4,415,000 | 4,013 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $773,000 | 4,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 3,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 4,329 |
| Total noninterest expense | $3,685,000 | 3,748 |
| Salaries and employee benefits | $2,208,000 | 2,972 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $1,090,000 | 4,573 |
| Pre-tax net operating income | $1,253,000 | 5,020 |
| Securities gains (losses) | $110,000 | 2,365 |
| Applicable income taxes | $463,000 | 4,471 |
| Income before extraordinary items | $900,000 | 5,094 |
| Extraordinary gains, net | $493,000 | 480 |
| Net income | $1,393,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,798 |
| Cash dividends | $270,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $827,400 | 5,181 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 5,061 |
| Total interest expense | $2,709,000 | 5,629 |
| Net interest income | $3,911,000 | 4,542 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $769,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 3,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 4,173 |
| Total noninterest expense | $3,530,000 | 3,904 |
| Salaries and employee benefits | $1,898,000 | 3,363 |
| Premises and equipment expense | $433,000 | 4,497 |
| Additional noninterest expense | $1,199,000 | 4,337 |
| Pre-tax net operating income | $250,000 | 10,601 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $258,000 | 9,813 |
| Extraordinary gains, net | $102,000 | 734 |
| Net income | $360,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 1,723 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $178,800 | 10,557 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.