Home > The Bank of Delmarva > Income and Expense

The Bank of Delmarva, Income and Expense

2023-09-30 (YTD Data)Rank
Total interest income$33,862,000993
Total interest expense$4,156,0001,793
Net interest income$29,706,000825
Provision for loan and lease losses$125,0001,999
Total noninterest income$2,910,0001,382
Gross Fiduciary activities income$0950
Service charges on deposit accounts$685,0001,068
Trading account gains and feesNANA
Additional Noninterest Income$2,225,0001,273
Total noninterest expense$18,391,0001,029
Salaries and employee benefits$9,760,0001,095
Premises and equipment expense$3,263,000633
Additional noninterest expense$2,225,0001,273
Pre-tax net operating income$14,100,000741
Securities gains (losses)$-53,0003,845
Applicable income taxes$3,549,000584
Income before extraordinary items$10,498,000802
Extraordinary gains, net$052
Net income$10,498,000806
Minority interest net income$081
Net income of bank and minority interests.$10,498,000802
Net charge-offs$41,0001,562
Cash dividends$1,927,0001,197
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,539,870816
2023-06-30 (YTD Data)Rank
Total interest income$22,060,000977
Total interest expense$2,458,0001,777
Net interest income$19,602,000832
Provision for loan and lease losses$225,0001,258
Total noninterest income$1,931,0001,330
Gross Fiduciary activities income$0931
Service charges on deposit accounts$438,0001,086
Trading account gains and feesNANA
Additional Noninterest Income$1,493,0001,189
Total noninterest expense$12,175,0001,029
Salaries and employee benefits$6,564,0001,073
Premises and equipment expense$2,156,000628
Additional noninterest expense$1,493,0001,188
Pre-tax net operating income$9,133,000758
Securities gains (losses)$0938
Applicable income taxes$2,324,000588
Income before extraordinary items$6,809,000824
Extraordinary gains, net$051
Net income$6,809,000836
Minority interest net income$081
Net income of bank and minority interests.$6,809,000824
Net charge-offs$-73,0004,404
Cash dividends$1,279,0001,211
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,809,000832
2023-03-31 (YTD Data)Rank
Total interest income$10,863,000987
Total interest expense$1,019,0001,810
Net interest income$9,844,000839
Provision for loan and lease losses$225,000825
Total noninterest income$976,0001,314
Gross Fiduciary activities income$0913
Service charges on deposit accounts$214,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$762,0001,166
Total noninterest expense$6,134,0001,036
Salaries and employee benefits$3,297,0001,085
Premises and equipment expense$1,090,000644
Additional noninterest expense$762,0001,166
Pre-tax net operating income$4,461,000804
Securities gains (losses)$27,000372
Applicable income taxes$1,166,000608
Income before extraordinary items$3,322,000869
Extraordinary gains, net$04
Net income$3,322,000868
Minority interest net income$048
Net income of bank and minority interests.$3,322,000868
Net charge-offs$-57,0004,468
Cash dividends$637,0001,097
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,300,670887
2022-12-31 (YTD Data)Rank
Total interest income$38,015,000936
Total interest expense$2,734,0001,262
Net interest income$35,281,000891
Provision for loan and lease losses$-25,0004,286
Total noninterest income$3,914,0001,389
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$864,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$3,050,0001,248
Total noninterest expense$23,476,0001,042
Salaries and employee benefits$12,256,0001,123
Premises and equipment expense$4,420,000617
Additional noninterest expense$3,050,0001,248
Pre-tax net operating income$15,744,000911
Securities gains (losses)$-222,0004,132
Applicable income taxes$3,798,000718
Income before extraordinary items$11,724,000982
Extraordinary gains, net$05
Net income$11,724,000982
Minority interest net income$063
Net income of bank and minority interests.$11,724,000982
Net charge-offs$1,631,000315
Cash dividends$2,179,0001,413
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,899,380989
2022-09-30 (YTD Data)Rank
Total interest income$27,194,000940
Total interest expense$2,074,000990
Net interest income$25,120,000920
Provision for loan and lease losses$-250,0004,521
Total noninterest income$2,995,0001,389
Gross Fiduciary activities income$0968
Service charges on deposit accounts$635,0001,166
Trading account gains and feesNANA
Additional Noninterest Income$2,360,0001,248
Total noninterest expense$17,407,0001,049
Salaries and employee benefits$9,242,0001,117
Premises and equipment expense$3,323,000614
Additional noninterest expense$2,360,0001,248
Pre-tax net operating income$10,958,000971
Securities gains (losses)$-226,0004,377
Applicable income taxes$2,565,000772
Income before extraordinary items$8,167,0001,032
Extraordinary gains, net$04
Net income$8,167,0001,031
Minority interest net income$057
Net income of bank and minority interests.$8,167,0001,032
Net charge-offs$1,597,000241
Cash dividends$1,520,0001,325
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,345,5401,037
2022-06-30 (YTD Data)Rank
Total interest income$17,114,000953
Total interest expense$1,411,000810
Net interest income$15,703,000950
Provision for loan and lease losses$-250,0004,540
Total noninterest income$2,011,0001,379
Gross Fiduciary activities income$0925
Service charges on deposit accounts$415,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$1,596,0001,267
Total noninterest expense$11,581,0001,041
Salaries and employee benefits$6,158,0001,113
Premises and equipment expense$2,232,000613
Additional noninterest expense$3,191,0001,102
Pre-tax net operating income$6,383,0001,011
Securities gains (losses)$-151,0004,424
Applicable income taxes$1,489,000794
Income before extraordinary items$4,743,0001,085
Extraordinary gains, net$04
Net income$4,743,0001,084
Minority interest net income$060
Net income of bank and minority interests.$4,743,0001,085
Net charge-offs$902,000252
Cash dividends$1,025,0001,308
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,862,2901,092
2022-03-31 (YTD Data)Rank
Total interest income$8,289,000952
Total interest expense$724,000754
Net interest income$7,565,000959
Provision for loan and lease losses$-250,0004,576
Total noninterest income$994,0001,377
Gross Fiduciary activities income$0892
Service charges on deposit accounts$195,0001,205
Trading account gains and feesNANA
Additional Noninterest Income$799,0001,248
Total noninterest expense$5,768,0001,046
Salaries and employee benefits$3,063,0001,120
Premises and equipment expense$1,153,000598
Additional noninterest expense$1,552,0001,114
Pre-tax net operating income$3,041,0001,001
Securities gains (losses)$-89,0004,516
Applicable income taxes$733,000786
Income before extraordinary items$2,219,0001,115
Extraordinary gains, net$04
Net income$2,219,0001,114
Minority interest net income$050
Net income of bank and minority interests.$2,219,0001,115
Net charge-offs$155,000414
Cash dividends$511,0001,150
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,289,3101,099
2021-12-31 (YTD Data)Rank
Total interest income$32,738,000978
Total interest expense$3,871,000695
Net interest income$28,867,0001,009
Provision for loan and lease losses$600,000874
Total noninterest income$4,247,0001,458
Gross Fiduciary activities income$0994
Service charges on deposit accounts$709,0001,235
Trading account gains and fees$0132
Additional Noninterest Income$3,538,0001,350
Total noninterest expense$22,627,0001,063
Salaries and employee benefits$12,343,0001,100
Premises and equipment expense$3,955,000670
Additional noninterest expense$6,329,0001,103
Pre-tax net operating income$9,887,0001,293
Securities gains (losses)$-53,0004,570
Applicable income taxes$2,128,0001,052
Income before extraordinary items$7,706,0001,381
Extraordinary gains, net$010
Net income$7,706,0001,381
Minority interest net income$074
Net income of bank and minority interests.$7,706,0001,381
Net charge-offs$796,000487
Cash dividends$2,061,0001,488
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,747,8701,355
2021-09-30 (YTD Data)Rank
Total interest income$24,386,0001,005
Total interest expense$3,054,000701
Net interest income$21,332,0001,034
Provision for loan and lease losses$1,050,000415
Total noninterest income$3,171,0001,503
Gross Fiduciary activities income$0957
Service charges on deposit accounts$504,0001,284
Trading account gains and fees$0132
Additional Noninterest Income$2,667,0001,398
Total noninterest expense$16,948,0001,066
Salaries and employee benefits$9,385,0001,101
Premises and equipment expense$2,948,000686
Additional noninterest expense$4,615,0001,131
Pre-tax net operating income$6,505,0001,456
Securities gains (losses)$-35,0004,698
Applicable income taxes$1,532,0001,133
Income before extraordinary items$4,938,0001,624
Extraordinary gains, net$08
Net income$4,938,0001,623
Minority interest net income$069
Net income of bank and minority interests.$4,938,0001,624
Net charge-offs$665,000421
Cash dividends$1,555,0001,351
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,965,6501,589
2021-06-30 (YTD Data)Rank
Total interest income$16,153,000994
Total interest expense$2,116,000704
Net interest income$14,037,0001,032
Provision for loan and lease losses$1,500,000193
Total noninterest income$2,136,0001,471
Gross Fiduciary activities income$0951
Service charges on deposit accounts$305,0001,343
Trading account gains and fees$0133
Additional Noninterest Income$1,831,0001,363
Total noninterest expense$11,110,0001,081
Salaries and employee benefits$6,165,0001,101
Premises and equipment expense$1,928,000699
Additional noninterest expense$3,017,0001,122
Pre-tax net operating income$3,563,0001,646
Securities gains (losses)$-29,0004,752
Applicable income taxes$835,0001,286
Income before extraordinary items$2,699,0001,836
Extraordinary gains, net$06
Net income$2,699,0001,837
Minority interest net income$067
Net income of bank and minority interests.$2,699,0001,836
Net charge-offs$416,000448
Cash dividends$1,050,0001,326
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,721,9101,789
2021-03-31 (YTD Data)Rank
Total interest income$8,088,000982
Total interest expense$1,109,000714
Net interest income$6,979,0001,028
Provision for loan and lease losses$1,200,000152
Total noninterest income$1,136,0001,415
Gross Fiduciary activities income$0922
Service charges on deposit accounts$149,0001,358
Trading account gains and fees$0127
Additional Noninterest Income$987,0001,289
Total noninterest expense$5,567,0001,059
Salaries and employee benefits$3,121,0001,088
Premises and equipment expense$973,000702
Additional noninterest expense$1,473,0001,119
Pre-tax net operating income$1,348,0001,994
Securities gains (losses)$-35,0004,792
Applicable income taxes$307,0001,488
Income before extraordinary items$1,006,0002,203
Extraordinary gains, net$03
Net income$1,006,0002,203
Minority interest net income$055
Net income of bank and minority interests.$1,006,0002,203
Net charge-offs$192,000443
Cash dividends$525,0001,143
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,033,6502,136
2020-12-31 (YTD Data)Rank
Total interest income$34,275,000945
Total interest expense$6,374,000752
Net interest income$27,901,000975
Provision for loan and lease losses$5,400,000538
Total noninterest income$3,260,0001,651
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$751,0001,191
Trading account gains and fees$0133
Additional Noninterest Income$2,509,0001,587
Total noninterest expense$20,838,0001,089
Salaries and employee benefits$11,358,0001,123
Premises and equipment expense$3,555,000731
Additional noninterest expense$5,925,0001,099
Pre-tax net operating income$4,923,0001,805
Securities gains (losses)$229,000968
Applicable income taxes$1,249,0001,277
Income before extraordinary items$3,903,0001,953
Extraordinary gains, net$04
Net income$3,903,0001,952
Minority interest net income$072
Net income of bank and minority interests.$3,903,0001,953
Net charge-offs$960,000665
Cash dividends$1,717,0001,667
Sale, conversion, retirement of capital stock, net$-8,0004,913
Net operating income$3,722,0901,965
2020-09-30 (YTD Data)Rank
Total interest income$25,879,000947
Total interest expense$5,016,000771
Net interest income$20,863,000972
Provision for loan and lease losses$3,900,000596
Total noninterest income$2,217,0001,688
Gross Fiduciary activities income$0981
Service charges on deposit accounts$567,0001,179
Trading account gains and fees$0125
Additional Noninterest Income$1,650,0001,660
Total noninterest expense$15,335,0001,088
Salaries and employee benefits$8,465,0001,113
Premises and equipment expense$2,653,000723
Additional noninterest expense$4,217,0001,143
Pre-tax net operating income$3,845,0001,733
Securities gains (losses)$234,000823
Applicable income taxes$989,0001,186
Income before extraordinary items$3,090,0001,867
Extraordinary gains, net$04
Net income$3,090,0001,866
Minority interest net income$065
Net income of bank and minority interests.$3,090,0001,867
Net charge-offs$1,012,000503
Cash dividends$1,218,0001,509
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,905,1401,886
2020-06-30 (YTD Data)Rank
Total interest income$17,524,000941
Total interest expense$3,483,000797
Net interest income$14,041,000964
Provision for loan and lease losses$2,400,000644
Total noninterest income$1,461,0001,648
Gross Fiduciary activities income$0970
Service charges on deposit accounts$395,0001,154
Trading account gains and fees$0123
Additional Noninterest Income$1,066,0001,612
Total noninterest expense$10,177,0001,079
Salaries and employee benefits$5,656,0001,103
Premises and equipment expense$1,747,000736
Additional noninterest expense$2,774,0001,144
Pre-tax net operating income$2,925,0001,488
Securities gains (losses)$234,000636
Applicable income taxes$765,0001,019
Income before extraordinary items$2,394,0001,586
Extraordinary gains, net$04
Net income$2,394,0001,587
Minority interest net income$065
Net income of bank and minority interests.$2,394,0001,587
Net charge-offs$476,000615
Cash dividends$721,0001,626
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,209,1401,655
2020-03-31 (YTD Data)Rank
Total interest income$8,972,000927
Total interest expense$1,814,000861
Net interest income$7,158,000944
Provision for loan and lease losses$300,0001,167
Total noninterest income$785,0001,487
Gross Fiduciary activities income$0941
Service charges on deposit accounts$262,0001,075
Trading account gains and fees$0106
Additional Noninterest Income$523,0001,480
Total noninterest expense$5,144,0001,080
Salaries and employee benefits$2,838,0001,115
Premises and equipment expense$869,000746
Additional noninterest expense$1,437,0001,131
Pre-tax net operating income$2,499,000885
Securities gains (losses)$127,000525
Applicable income taxes$646,000622
Income before extraordinary items$1,980,000939
Extraordinary gains, net$04
Net income$1,980,000939
Minority interest net income$056
Net income of bank and minority interests.$1,980,000939
Net charge-offs$133,000759
Cash dividends$360,0001,519
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,879,670981
2019-12-31 (YTD Data)Rank
Total interest income$36,738,000917
Total interest expense$7,193,000908
Net interest income$29,545,000913
Provision for loan and lease losses$1,200,000789
Total noninterest income$3,158,0001,516
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,157,0001,020
Trading account gains and fees$0135
Additional Noninterest Income$2,001,0001,535
Total noninterest expense$20,755,0001,055
Salaries and employee benefits$11,228,0001,106
Premises and equipment expense$3,617,000704
Additional noninterest expense$5,910,0001,095
Pre-tax net operating income$10,748,0001,003
Securities gains (losses)$88,000994
Applicable income taxes$3,040,000687
Income before extraordinary items$7,796,0001,141
Extraordinary gains, net$011
Net income$7,796,0001,143
Minority interest net income$076
Net income of bank and minority interests.$7,796,0001,143
Net charge-offs$1,200,000582
Cash dividends$2,379,0001,423
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,726,4801,127
2019-09-30 (YTD Data)Rank
Total interest income$27,487,000924
Total interest expense$5,324,000925
Net interest income$22,163,000918
Provision for loan and lease losses$900,000740
Total noninterest income$2,589,0001,448
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$861,0001,019
Trading account gains and fees$0129
Additional Noninterest Income$1,728,0001,403
Total noninterest expense$15,717,0001,046
Salaries and employee benefits$8,459,0001,102
Premises and equipment expense$2,732,000701
Additional noninterest expense$4,526,0001,076
Pre-tax net operating income$8,135,0001,012
Securities gains (losses)$02,167
Applicable income taxes$2,298,000711
Income before extraordinary items$5,837,0001,161
Extraordinary gains, net$011
Net income$5,837,0001,162
Minority interest net income$072
Net income of bank and minority interests.$5,837,0001,162
Net charge-offs$909,000522
Cash dividends$2,004,0001,188
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,837,0001,141
2019-06-30 (YTD Data)Rank
Total interest income$18,201,000927
Total interest expense$3,447,000930
Net interest income$14,754,000916
Provision for loan and lease losses$600,000719
Total noninterest income$1,560,0001,494
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$566,0001,018
Trading account gains and fees$0131
Additional Noninterest Income$994,0001,498
Total noninterest expense$10,561,0001,042
Salaries and employee benefits$5,671,0001,089
Premises and equipment expense$1,834,000703
Additional noninterest expense$3,056,0001,073
Pre-tax net operating income$5,153,0001,020
Securities gains (losses)$01,702
Applicable income taxes$1,436,000716
Income before extraordinary items$3,717,0001,177
Extraordinary gains, net$011
Net income$3,717,0001,177
Minority interest net income$069
Net income of bank and minority interests.$3,717,0001,177
Net charge-offs$597,000505
Cash dividends$1,441,0001,136
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,717,0001,154
2019-03-31 (YTD Data)Rank
Total interest income$8,981,000933
Total interest expense$1,656,000936
Net interest income$7,325,000922
Provision for loan and lease losses$300,000677
Total noninterest income$751,0001,489
Gross Fiduciary activities income$0972
Service charges on deposit accounts$288,000990
Trading account gains and fees$0126
Additional Noninterest Income$463,0001,523
Total noninterest expense$5,321,0001,027
Salaries and employee benefits$2,838,0001,086
Premises and equipment expense$938,000690
Additional noninterest expense$1,545,0001,042
Pre-tax net operating income$2,455,0001,039
Securities gains (losses)$01,087
Applicable income taxes$698,000706
Income before extraordinary items$1,757,0001,214
Extraordinary gains, net$05
Net income$1,757,0001,213
Minority interest net income$052
Net income of bank and minority interests.$1,757,0001,213
Net charge-offs$300,000473
Cash dividends$568,0001,234
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,757,0001,189
2018-12-31 (YTD Data)Rank
Total interest income$33,173,000945
Total interest expense$4,931,000931
Net interest income$28,242,000936
Provision for loan and lease losses$1,175,000791
Total noninterest income$2,984,0001,549
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,317,000914
Trading account gains and fees$0126
Additional Noninterest Income$1,667,0001,679
Total noninterest expense$21,393,0001,011
Salaries and employee benefits$10,997,0001,091
Premises and equipment expense$3,258,000770
Additional noninterest expense$7,138,000942
Pre-tax net operating income$8,658,0001,158
Securities gains (losses)$01,125
Applicable income taxes$2,582,000731
Income before extraordinary items$6,076,0001,347
Extraordinary gains, net$06
Net income$6,076,0001,345
Minority interest net income$072
Net income of bank and minority interests.$6,076,0001,346
Net charge-offs$815,000699
Cash dividends$1,956,0001,491
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,076,0001,341
2018-09-30 (YTD Data)Rank
Total interest income$24,018,000959
Total interest expense$3,461,000927
Net interest income$20,557,000950
Provision for loan and lease losses$825,000762
Total noninterest income$2,093,0001,637
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$987,000916
Trading account gains and fees$0138
Additional Noninterest Income$1,106,0001,826
Total noninterest expense$15,941,0001,010
Salaries and employee benefits$8,165,0001,104
Premises and equipment expense$2,347,000798
Additional noninterest expense$5,429,000906
Pre-tax net operating income$5,884,0001,245
Securities gains (losses)$01,118
Applicable income taxes$1,608,000850
Income before extraordinary items$4,276,0001,420
Extraordinary gains, net$05
Net income$4,276,0001,419
Minority interest net income$066
Net income of bank and minority interests.$4,276,0001,419
Net charge-offs$302,000995
Cash dividends$1,358,0001,409
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,276,0001,407
2018-06-30 (YTD Data)Rank
Total interest income$15,427,000976
Total interest expense$2,172,000924
Net interest income$13,255,000977
Provision for loan and lease losses$525,000791
Total noninterest income$1,395,0001,634
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$646,000932
Trading account gains and fees$0130
Additional Noninterest Income$749,0001,802
Total noninterest expense$10,877,000993
Salaries and employee benefits$5,469,0001,101
Premises and equipment expense$1,562,000804
Additional noninterest expense$3,846,000862
Pre-tax net operating income$3,248,0001,435
Securities gains (losses)$0961
Applicable income taxes$971,000900
Income before extraordinary items$2,277,0001,710
Extraordinary gains, net$06
Net income$2,277,0001,709
Minority interest net income$065
Net income of bank and minority interests.$2,277,0001,709
Net charge-offs$132,0001,150
Cash dividends$765,0001,546
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,277,0001,699
2018-03-31 (YTD Data)Rank
Total interest income$7,036,0001,038
Total interest expense$960,000980
Net interest income$6,076,0001,054
Provision for loan and lease losses$250,000792
Total noninterest income$683,0001,654
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$320,000935
Trading account gains and fees$0123
Additional Noninterest Income$363,0001,809
Total noninterest expense$4,623,0001,137
Salaries and employee benefits$2,402,0001,216
Premises and equipment expense$637,000974
Additional noninterest expense$1,584,0001,023
Pre-tax net operating income$1,886,0001,244
Securities gains (losses)$0735
Applicable income taxes$506,000862
Income before extraordinary items$1,380,0001,425
Extraordinary gains, net$07
Net income$1,380,0001,425
Minority interest net income$052
Net income of bank and minority interests.$1,380,0001,425
Net charge-offs$-74,0005,330
Cash dividends$352,0001,471
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,380,0001,415
2017-12-31 (YTD Data)Rank
Total interest income$23,327,0001,182
Total interest expense$2,887,0001,122
Net interest income$20,440,0001,188
Provision for loan and lease losses$945,000943
Total noninterest income$2,765,0001,677
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,349,000911
Trading account gains and fees$0151
Additional Noninterest Income$1,416,0001,882
Total noninterest expense$15,432,0001,284
Salaries and employee benefits$8,279,0001,365
Premises and equipment expense$2,057,0001,140
Additional noninterest expense$5,096,0001,227
Pre-tax net operating income$6,828,0001,338
Securities gains (losses)$-8,0005,031
Applicable income taxes$3,240,000910
Income before extraordinary items$3,580,0001,764
Extraordinary gains, net$09
Net income$3,580,0001,765
Minority interest net income$076
Net income of bank and minority interests.$3,580,0001,765
Net charge-offs$629,000955
Cash dividends$843,0002,404
Sale, conversion, retirement of capital stock, net$18,000643
Net operating income$3,585,1201,745
2017-09-30 (YTD Data)Rank
Total interest income$17,209,0001,199
Total interest expense$2,089,0001,137
Net interest income$15,120,0001,204
Provision for loan and lease losses$720,000909
Total noninterest income$2,103,0001,675
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,003,000917
Trading account gains and fees$0145
Additional Noninterest Income$1,100,0001,868
Total noninterest expense$11,427,0001,301
Salaries and employee benefits$6,162,0001,384
Premises and equipment expense$1,524,0001,166
Additional noninterest expense$3,741,0001,245
Pre-tax net operating income$5,076,0001,356
Securities gains (losses)$-8,0005,370
Applicable income taxes$1,913,000942
Income before extraordinary items$3,155,0001,664
Extraordinary gains, net$09
Net income$3,155,0001,665
Minority interest net income$071
Net income of bank and minority interests.$3,155,0001,665
Net charge-offs$547,000757
Cash dividends$646,0002,156
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,160,1201,639
2017-06-30 (YTD Data)Rank
Total interest income$11,310,0001,211
Total interest expense$1,350,0001,136
Net interest income$9,960,0001,217
Provision for loan and lease losses$495,000870
Total noninterest income$1,408,0001,658
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$654,000926
Trading account gains and fees$0139
Additional Noninterest Income$754,0001,844
Total noninterest expense$7,322,0001,354
Salaries and employee benefits$4,121,0001,376
Premises and equipment expense$1,010,0001,171
Additional noninterest expense$2,191,0001,389
Pre-tax net operating income$3,551,0001,307
Securities gains (losses)$-8,0005,463
Applicable income taxes$1,308,000926
Income before extraordinary items$2,235,0001,557
Extraordinary gains, net$011
Net income$2,235,0001,556
Minority interest net income$071
Net income of bank and minority interests.$2,235,0001,557
Net charge-offs$459,000606
Cash dividends$448,0002,144
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,240,1201,539
2017-03-31 (YTD Data)Rank
Total interest income$5,543,0001,219
Total interest expense$669,0001,127
Net interest income$4,874,0001,233
Provision for loan and lease losses$225,000857
Total noninterest income$793,0001,515
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$324,000933
Trading account gains and fees$0142
Additional Noninterest Income$469,0001,586
Total noninterest expense$3,514,0001,432
Salaries and employee benefits$2,002,0001,427
Premises and equipment expense$499,0001,198
Additional noninterest expense$1,013,0001,486
Pre-tax net operating income$1,928,0001,205
Securities gains (losses)$01,153
Applicable income taxes$716,000834
Income before extraordinary items$1,212,0001,453
Extraordinary gains, net$08
Net income$1,212,0001,453
Minority interest net income$055
Net income of bank and minority interests.$1,212,0001,453
Net charge-offs$109,000895
Cash dividends$164,0002,084
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,212,0001,436
2016-12-31 (YTD Data)Rank
Total interest income$21,045,0001,240
Total interest expense$2,830,0001,018
Net interest income$18,215,0001,272
Provision for loan and lease losses$863,0001,034
Total noninterest income$2,614,0001,800
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,283,000960
Trading account gains and fees$0170
Additional Noninterest Income$1,331,0002,049
Total noninterest expense$13,433,0001,463
Salaries and employee benefits$7,330,0001,484
Premises and equipment expense$1,946,0001,206
Additional noninterest expense$4,157,0001,479
Pre-tax net operating income$6,533,0001,306
Securities gains (losses)$48,0001,867
Applicable income taxes$2,485,000901
Income before extraordinary items$4,096,0001,623
Extraordinary gains, net$05
Net income$4,096,0001,621
Minority interest net income$082
Net income of bank and minority interests.$4,096,0001,622
Net charge-offs$1,561,000466
Cash dividends$586,0002,813
Sale, conversion, retirement of capital stock, net$-82,0005,833
Net operating income$4,065,2801,600
2016-09-30 (YTD Data)Rank
Total interest income$15,567,0001,258
Total interest expense$2,129,0001,017
Net interest income$13,438,0001,302
Provision for loan and lease losses$637,000971
Total noninterest income$1,987,0001,790
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$948,000970
Trading account gains and fees$0169
Additional Noninterest Income$1,039,0001,999
Total noninterest expense$10,034,0001,471
Salaries and employee benefits$5,514,0001,477
Premises and equipment expense$1,445,0001,226
Additional noninterest expense$3,075,0001,503
Pre-tax net operating income$4,754,0001,361
Securities gains (losses)$48,0001,795
Applicable income taxes$1,768,000951
Income before extraordinary items$3,034,0001,675
Extraordinary gains, net$05
Net income$3,034,0001,675
Minority interest net income$071
Net income of bank and minority interests.$3,034,0001,675
Net charge-offs$1,168,000429
Cash dividends$410,0002,603
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,003,2801,638
2016-06-30 (YTD Data)Rank
Total interest income$10,253,0001,282
Total interest expense$1,407,0001,020
Net interest income$8,846,0001,318
Provision for loan and lease losses$411,000994
Total noninterest income$1,385,0001,716
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$618,000977
Trading account gains and fees$0157
Additional Noninterest Income$767,0001,837
Total noninterest expense$6,552,0001,500
Salaries and employee benefits$3,688,0001,477
Premises and equipment expense$963,0001,226
Additional noninterest expense$1,901,0001,609
Pre-tax net operating income$3,268,0001,330
Securities gains (losses)$48,0001,455
Applicable income taxes$1,225,000924
Income before extraordinary items$2,091,0001,586
Extraordinary gains, net$016
Net income$2,091,0001,587
Minority interest net income$071
Net income of bank and minority interests.$2,091,0001,587
Net charge-offs$1,007,000355
Cash dividends$246,0002,710
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,060,2801,576
2016-03-31 (YTD Data)Rank
Total interest income$5,072,0001,292
Total interest expense$684,0001,040
Net interest income$4,388,0001,319
Provision for loan and lease losses$187,0001,019
Total noninterest income$652,0001,746
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$303,000994
Trading account gains and fees$0142
Additional Noninterest Income$349,0001,909
Total noninterest expense$3,252,0001,506
Salaries and employee benefits$1,849,0001,476
Premises and equipment expense$481,0001,221
Additional noninterest expense$922,0001,643
Pre-tax net operating income$1,601,0001,331
Securities gains (losses)$02,077
Applicable income taxes$593,000932
Income before extraordinary items$1,008,0001,603
Extraordinary gains, net$012
Net income$1,008,0001,604
Minority interest net income$062
Net income of bank and minority interests.$1,008,0001,604
Net charge-offs$474,000355
Cash dividends$82,0002,488
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,008,0001,566
2015-12-31 (YTD Data)Rank
Total interest income$20,142,0001,267
Total interest expense$2,709,0001,041
Net interest income$17,433,0001,298
Provision for loan and lease losses$600,0001,174
Total noninterest income$2,599,0001,784
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,411,000907
Trading account gains and fees$0159
Additional Noninterest Income$1,188,0002,155
Total noninterest expense$13,214,0001,479
Salaries and employee benefits$7,129,0001,495
Premises and equipment expense$1,941,0001,211
Additional noninterest expense$4,144,0001,478
Pre-tax net operating income$6,218,0001,329
Securities gains (losses)$3,0002,963
Applicable income taxes$2,271,000917
Income before extraordinary items$3,950,0001,611
Extraordinary gains, net$023
Net income$3,950,0001,613
Minority interest net income$081
Net income of bank and minority interests.$3,950,0001,613
Net charge-offs$1,701,000438
Cash dividends$3,822,000816
Sale, conversion, retirement of capital stock, net$-39,0006,094
Net operating income$3,948,0801,586
2015-09-30 (YTD Data)Rank
Total interest income$14,987,0001,283
Total interest expense$2,017,0001,055
Net interest income$12,970,0001,312
Provision for loan and lease losses$450,0001,115
Total noninterest income$2,065,0001,713
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,058,000907
Trading account gains and fees$0153
Additional Noninterest Income$1,007,0002,018
Total noninterest expense$9,807,0001,501
Salaries and employee benefits$5,316,0001,510
Premises and equipment expense$1,446,0001,241
Additional noninterest expense$3,045,0001,504
Pre-tax net operating income$4,778,0001,322
Securities gains (losses)$3,0002,757
Applicable income taxes$1,779,000914
Income before extraordinary items$3,002,0001,623
Extraordinary gains, net$021
Net income$3,002,0001,624
Minority interest net income$078
Net income of bank and minority interests.$3,002,0001,625
Net charge-offs$939,000524
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,000,0801,588
2015-06-30 (YTD Data)Rank
Total interest income$9,847,0001,299
Total interest expense$1,314,0001,086
Net interest income$8,533,0001,325
Provision for loan and lease losses$300,0001,096
Total noninterest income$1,384,0001,703
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$697,000904
Trading account gains and fees$0157
Additional Noninterest Income$687,0001,990
Total noninterest expense$6,486,0001,516
Salaries and employee benefits$3,507,0001,529
Premises and equipment expense$968,0001,235
Additional noninterest expense$2,011,0001,531
Pre-tax net operating income$3,131,0001,329
Securities gains (losses)$3,0002,361
Applicable income taxes$1,165,000927
Income before extraordinary items$1,969,0001,632
Extraordinary gains, net$022
Net income$1,969,0001,635
Minority interest net income$075
Net income of bank and minority interests.$1,969,0001,635
Net charge-offs$730,000458
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,967,0801,592
2015-03-31 (YTD Data)Rank
Total interest income$4,875,0001,315
Total interest expense$638,0001,118
Net interest income$4,237,0001,332
Provision for loan and lease losses$150,0001,060
Total noninterest income$688,0001,679
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$337,000921
Trading account gains and fees$0152
Additional Noninterest Income$351,0001,921
Total noninterest expense$3,299,0001,484
Salaries and employee benefits$1,740,0001,548
Premises and equipment expense$501,0001,205
Additional noninterest expense$1,058,0001,456
Pre-tax net operating income$1,476,0001,357
Securities gains (losses)$2,0001,821
Applicable income taxes$547,000960
Income before extraordinary items$931,0001,710
Extraordinary gains, net$013
Net income$931,0001,712
Minority interest net income$064
Net income of bank and minority interests.$931,0001,712
Net charge-offs$506,000354
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$929,7201,647
2014-12-31 (YTD Data)Rank
Total interest income$18,543,0001,368
Total interest expense$2,197,0001,325
Net interest income$16,346,0001,367
Provision for loan and lease losses$1,400,000657
Total noninterest income$2,207,0001,967
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,530,000868
Trading account gains and fees$0180
Additional Noninterest Income$677,0002,869
Total noninterest expense$13,122,0001,451
Salaries and employee benefits$6,603,0001,581
Premises and equipment expense$1,840,0001,300
Additional noninterest expense$4,679,0001,370
Pre-tax net operating income$4,031,0001,823
Securities gains (losses)$1,668,000123
Applicable income taxes$2,058,000962
Income before extraordinary items$3,641,0001,702
Extraordinary gains, net$017
Net income$3,641,0001,703
Minority interest net income$084
Net income of bank and minority interests.$3,641,0001,701
Net charge-offs$1,511,000649
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,573,4802,208
2014-09-30 (YTD Data)Rank
Total interest income$13,663,0001,396
Total interest expense$1,627,0001,358
Net interest income$12,036,0001,394
Provision for loan and lease losses$1,250,000538
Total noninterest income$1,929,0001,753
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,125,000896
Trading account gains and fees$0174
Additional Noninterest Income$804,0002,255
Total noninterest expense$9,696,0001,483
Salaries and employee benefits$4,834,0001,603
Premises and equipment expense$1,382,0001,300
Additional noninterest expense$3,480,0001,388
Pre-tax net operating income$3,019,0001,838
Securities gains (losses)$1,668,00099
Applicable income taxes$1,746,000891
Income before extraordinary items$2,941,0001,608
Extraordinary gains, net$015
Net income$2,941,0001,608
Minority interest net income$081
Net income of bank and minority interests.$2,941,0001,608
Net charge-offs$1,283,000557
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,873,4802,275
2014-06-30 (YTD Data)Rank
Total interest income$9,030,0001,406
Total interest expense$1,074,0001,387
Net interest income$7,956,0001,396
Provision for loan and lease losses$1,100,000418
Total noninterest income$1,247,0001,782
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$724,000907
Trading account gains and fees$0172
Additional Noninterest Income$523,0002,257
Total noninterest expense$6,400,0001,497
Salaries and employee benefits$3,208,0001,614
Premises and equipment expense$929,0001,294
Additional noninterest expense$2,263,0001,414
Pre-tax net operating income$1,703,0002,055
Securities gains (losses)$1,675,00078
Applicable income taxes$1,258,000812
Income before extraordinary items$2,120,0001,455
Extraordinary gains, net$020
Net income$2,120,0001,457
Minority interest net income$080
Net income of bank and minority interests.$2,120,0001,457
Net charge-offs$1,247,000420
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,048,0002,515
2014-03-31 (YTD Data)Rank
Total interest income$4,447,0001,422
Total interest expense$536,0001,411
Net interest income$3,911,0001,410
Provision for loan and lease losses$950,000271
Total noninterest income$552,0001,901
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$359,000906
Trading account gains and fees$0147
Additional Noninterest Income$193,0002,608
Total noninterest expense$3,122,0001,538
Salaries and employee benefits$1,601,0001,627
Premises and equipment expense$458,0001,340
Additional noninterest expense$1,063,0001,476
Pre-tax net operating income$391,0003,326
Securities gains (losses)$1,675,00060
Applicable income taxes$784,000677
Income before extraordinary items$1,282,0001,192
Extraordinary gains, net$016
Net income$1,282,0001,193
Minority interest net income$066
Net income of bank and minority interests.$1,282,0001,193
Net charge-offs$1,056,000291
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$210,0004,116
2013-12-31 (YTD Data)Rank
Total interest income$17,847,0001,425
Total interest expense$2,627,0001,281
Net interest income$15,220,0001,421
Provision for loan and lease losses$9,794,000166
Total noninterest income$2,320,0001,945
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,645,000845
Trading account gains and fees$0184
Additional Noninterest Income$675,0002,925
Total noninterest expense$13,083,0001,490
Salaries and employee benefits$6,033,0001,697
Premises and equipment expense$1,641,0001,448
Additional noninterest expense$5,409,0001,241
Pre-tax net operating income$-5,337,0006,758
Securities gains (losses)$-3,527,0006,790
Applicable income taxes$-3,333,0006,748
Income before extraordinary items$-5,531,0006,760
Extraordinary gains, net$029
Net income$-5,531,0006,760
Minority interest net income$090
Net income of bank and minority interests.$-5,531,0006,760
Net charge-offs$8,231,000218
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-3,273,7206,726
2013-09-30 (YTD Data)Rank
Total interest income$13,328,0001,436
Total interest expense$2,060,0001,272
Net interest income$11,268,0001,446
Provision for loan and lease losses$3,129,000317
Total noninterest income$2,000,0001,789
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,194,000876
Trading account gains and fees$0180
Additional Noninterest Income$806,0002,343
Total noninterest expense$9,549,0001,523
Salaries and employee benefits$4,486,0001,714
Premises and equipment expense$1,214,0001,484
Additional noninterest expense$3,849,0001,304
Pre-tax net operating income$590,0004,531
Securities gains (losses)$22,0002,167
Applicable income taxes$165,0002,951
Income before extraordinary items$447,0004,760
Extraordinary gains, net$025
Net income$447,0004,762
Minority interest net income$084
Net income of bank and minority interests.$447,0004,763
Net charge-offs$3,102,000415
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$430,9404,721
2013-06-30 (YTD Data)Rank
Total interest income$8,814,0001,443
Total interest expense$1,422,0001,250
Net interest income$7,392,0001,454
Provision for loan and lease losses$2,079,000341
Total noninterest income$1,292,0001,864
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$737,000914
Trading account gains and fees$0157
Additional Noninterest Income$555,0002,333
Total noninterest expense$6,196,0001,555
Salaries and employee benefits$2,997,0001,727
Premises and equipment expense$800,0001,502
Additional noninterest expense$2,399,0001,379
Pre-tax net operating income$409,0004,452
Securities gains (losses)$02,791
Applicable income taxes$108,0002,951
Income before extraordinary items$301,0004,738
Extraordinary gains, net$022
Net income$301,0004,741
Minority interest net income$082
Net income of bank and minority interests.$301,0004,742
Net charge-offs$1,785,000498
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$301,0004,627
2013-03-31 (YTD Data)Rank
Total interest income$4,402,0001,452
Total interest expense$741,0001,240
Net interest income$3,661,0001,470
Provision for loan and lease losses$1,029,000382
Total noninterest income$653,0001,838
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$354,000936
Trading account gains and fees$0148
Additional Noninterest Income$299,0002,225
Total noninterest expense$3,012,0001,604
Salaries and employee benefits$1,505,0001,735
Premises and equipment expense$400,0001,528
Additional noninterest expense$1,107,0001,466
Pre-tax net operating income$273,0003,973
Securities gains (losses)$01,966
Applicable income taxes$70,0002,737
Income before extraordinary items$203,0004,248
Extraordinary gains, net$010
Net income$203,0004,250
Minority interest net income$076
Net income of bank and minority interests.$203,0004,250
Net charge-offs$995,000475
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$203,0004,150
2012-12-31 (YTD Data)Rank
Total interest income$18,883,0001,412
Total interest expense$3,900,0001,145
Net interest income$14,983,0001,463
Provision for loan and lease losses$4,277,000580
Total noninterest income$2,455,0001,892
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,509,000950
Trading account gains and fees$0166
Additional Noninterest Income$946,0002,450
Total noninterest expense$11,962,0001,616
Salaries and employee benefits$5,571,0001,816
Premises and equipment expense$1,604,0001,484
Additional noninterest expense$4,787,0001,418
Pre-tax net operating income$1,199,0003,711
Securities gains (losses)$-84,0006,885
Applicable income taxes$204,0002,994
Income before extraordinary items$911,0004,070
Extraordinary gains, net$029
Net income$911,0004,070
Minority interest net income$093
Net income of bank and minority interests.$911,0004,072
Net charge-offs$4,829,000591
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$979,8803,778
2012-09-30 (YTD Data)Rank
Total interest income$14,312,0001,426
Total interest expense$3,025,0001,170
Net interest income$11,287,0001,474
Provision for loan and lease losses$3,150,000600
Total noninterest income$1,776,0001,946
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,112,000969
Trading account gains and fees$0157
Additional Noninterest Income$664,0002,535
Total noninterest expense$8,830,0001,643
Salaries and employee benefits$4,198,0001,794
Premises and equipment expense$1,203,0001,493
Additional noninterest expense$3,429,0001,477
Pre-tax net operating income$1,083,0003,492
Securities gains (losses)$-131,0007,037
Applicable income taxes$258,0002,610
Income before extraordinary items$694,0004,125
Extraordinary gains, net$020
Net income$694,0004,125
Minority interest net income$086
Net income of bank and minority interests.$694,0004,125
Net charge-offs$3,832,000565
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$789,6303,719
2012-06-30 (YTD Data)Rank
Total interest income$9,656,0001,421
Total interest expense$2,057,0001,188
Net interest income$7,599,0001,457
Provision for loan and lease losses$2,100,000616
Total noninterest income$1,093,0002,029
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$729,000980
Trading account gains and fees$0153
Additional Noninterest Income$364,0002,786
Total noninterest expense$5,810,0001,670
Salaries and employee benefits$2,769,0001,808
Premises and equipment expense$799,0001,487
Additional noninterest expense$2,242,0001,510
Pre-tax net operating income$782,0003,323
Securities gains (losses)$-131,0007,121
Applicable income taxes$176,0002,566
Income before extraordinary items$475,0004,079
Extraordinary gains, net$019
Net income$475,0004,083
Minority interest net income$084
Net income of bank and minority interests.$475,0004,083
Net charge-offs$3,046,000511
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$570,6303,555
2012-03-31 (YTD Data)Rank
Total interest income$4,890,0001,408
Total interest expense$1,063,0001,199
Net interest income$3,827,0001,452
Provision for loan and lease losses$1,050,000584
Total noninterest income$423,0002,399
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$353,0001,001
Trading account gains and fees$0148
Additional Noninterest Income$70,0004,214
Total noninterest expense$2,776,0001,742
Salaries and employee benefits$1,393,0001,802
Premises and equipment expense$393,0001,519
Additional noninterest expense$990,0001,676
Pre-tax net operating income$424,0003,206
Securities gains (losses)$-41,0007,154
Applicable income taxes$107,0002,386
Income before extraordinary items$276,0003,789
Extraordinary gains, net$019
Net income$276,0003,792
Minority interest net income$078
Net income of bank and minority interests.$276,0003,792
Net charge-offs$1,242,000579
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$305,5203,451
2011-12-31 (YTD Data)Rank
Total interest income$20,388,0001,396
Total interest expense$4,774,0001,274
Net interest income$15,614,0001,425
Provision for loan and lease losses$11,000,000386
Total noninterest income$2,081,0001,942
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,711,000856
Trading account gains and fees$0146
Additional Noninterest Income$370,0003,538
Total noninterest expense$11,625,0001,667
Salaries and employee benefits$5,560,0001,740
Premises and equipment expense$1,658,0001,495
Additional noninterest expense$4,407,0001,550
Pre-tax net operating income$-4,930,0007,054
Securities gains (losses)$-241,0007,174
Applicable income taxes$-2,118,0007,251
Income before extraordinary items$-3,053,0006,955
Extraordinary gains, net$029
Net income$-3,053,0006,956
Minority interest net income$096
Net income of bank and minority interests.$-3,053,0006,956
Net charge-offs$9,270,000498
Cash dividends$393,0002,707
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,898,7606,927
2011-09-30 (YTD Data)Rank
Total interest income$15,446,0001,408
Total interest expense$3,639,0001,309
Net interest income$11,807,0001,428
Provision for loan and lease losses$6,500,000488
Total noninterest income$2,233,0001,492
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,323,000844
Trading account gains and fees$0145
Additional Noninterest Income$910,0001,871
Total noninterest expense$8,502,0001,706
Salaries and employee benefits$4,227,0001,721
Premises and equipment expense$1,269,0001,486
Additional noninterest expense$3,006,0001,693
Pre-tax net operating income$-962,0006,786
Securities gains (losses)$-181,0007,280
Applicable income taxes$-530,0007,224
Income before extraordinary items$-613,0006,732
Extraordinary gains, net$021
Net income$-613,0006,733
Minority interest net income$087
Net income of bank and minority interests.$-613,0006,733
Net charge-offs$6,028,000546
Cash dividends$393,0002,069
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-497,1606,637
2011-06-30 (YTD Data)Rank
Total interest income$10,297,0001,422
Total interest expense$2,465,0001,334
Net interest income$7,832,0001,433
Provision for loan and lease losses$3,000,000678
Total noninterest income$1,540,0001,451
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$915,000798
Trading account gains and fees$0153
Additional Noninterest Income$625,0001,820
Total noninterest expense$5,635,0001,736
Salaries and employee benefits$2,841,0001,725
Premises and equipment expense$830,0001,512
Additional noninterest expense$1,964,0001,751
Pre-tax net operating income$737,0003,088
Securities gains (losses)$-137,0007,345
Applicable income taxes$162,0002,429
Income before extraordinary items$438,0003,816
Extraordinary gains, net$015
Net income$438,0003,817
Minority interest net income$089
Net income of bank and minority interests.$438,0003,818
Net charge-offs$3,280,000641
Cash dividends$270,0002,029
Sale, conversion, retirement of capital stock, net$0986
Net operating income$538,0103,331
2011-03-31 (YTD Data)Rank
Total interest income$5,125,0001,432
Total interest expense$1,264,0001,344
Net interest income$3,861,0001,443
Provision for loan and lease losses$1,500,000636
Total noninterest income$774,0001,455
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$449,000800
Trading account gains and fees$0158
Additional Noninterest Income$325,0001,809
Total noninterest expense$2,761,0001,782
Salaries and employee benefits$1,419,0001,736
Premises and equipment expense$412,0001,559
Additional noninterest expense$930,0001,820
Pre-tax net operating income$374,0003,103
Securities gains (losses)$-155,0007,439
Applicable income taxes$44,0002,925
Income before extraordinary items$175,0004,199
Extraordinary gains, net$09
Net income$175,0004,198
Minority interest net income$086
Net income of bank and minority interests.$175,0004,199
Net charge-offs$1,535,000644
Cash dividends$148,0001,662
Sale, conversion, retirement of capital stock, net$0925
Net operating income$299,0003,185
2010-12-31 (YTD Data)Rank
Total interest income$20,851,0001,471
Total interest expense$5,975,0001,390
Net interest income$14,876,0001,504
Provision for loan and lease losses$5,465,0001,068
Total noninterest income$2,900,0001,593
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,098,000721
Trading account gains and fees$0175
Additional Noninterest Income$802,0002,494
Total noninterest expense$10,975,0001,796
Salaries and employee benefits$5,469,0001,779
Premises and equipment expense$1,681,0001,511
Additional noninterest expense$3,825,0001,873
Pre-tax net operating income$1,336,0002,905
Securities gains (losses)$-541,0007,434
Applicable income taxes$66,0003,491
Income before extraordinary items$729,0003,784
Extraordinary gains, net$029
Net income$729,0003,783
Minority interest net income$0111
Net income of bank and minority interests.$729,0003,785
Net charge-offs$4,932,0001,030
Cash dividends$757,0001,822
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,226,7202,766
2010-09-30 (YTD Data)Rank
Total interest income$15,611,0001,511
Total interest expense$4,555,0001,428
Net interest income$11,056,0001,538
Provision for loan and lease losses$4,250,000990
Total noninterest income$2,173,0001,582
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,578,000735
Trading account gains and fees$0165
Additional Noninterest Income$595,0002,496
Total noninterest expense$8,188,0001,789
Salaries and employee benefits$4,068,0001,807
Premises and equipment expense$1,272,0001,529
Additional noninterest expense$2,848,0001,847
Pre-tax net operating income$791,0003,490
Securities gains (losses)$-225,0007,507
Applicable income taxes$71,0003,347
Income before extraordinary items$495,0004,133
Extraordinary gains, net$023
Net income$495,0004,136
Minority interest net income$0110
Net income of bank and minority interests.$495,0004,136
Net charge-offs$4,193,000887
Cash dividends$585,0001,594
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$690,7503,398
2010-06-30 (YTD Data)Rank
Total interest income$10,444,0001,529
Total interest expense$3,068,0001,466
Net interest income$7,376,0001,537
Provision for loan and lease losses$3,050,000931
Total noninterest income$1,559,0001,472
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,058,000730
Trading account gains and fees$0152
Additional Noninterest Income$501,0002,093
Total noninterest expense$5,357,0001,835
Salaries and employee benefits$2,704,0001,823
Premises and equipment expense$846,0001,553
Additional noninterest expense$1,807,0001,918
Pre-tax net operating income$528,0003,534
Securities gains (losses)$-81,0007,486
Applicable income taxes$74,0003,032
Income before extraordinary items$373,0003,906
Extraordinary gains, net$019
Net income$373,0003,904
Minority interest net income$0105
Net income of bank and minority interests.$373,0003,905
Net charge-offs$2,731,000892
Cash dividends$413,0001,534
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$440,2303,513
2010-03-31 (YTD Data)Rank
Total interest income$5,230,0001,556
Total interest expense$1,547,0001,527
Net interest income$3,683,0001,558
Provision for loan and lease losses$1,650,000841
Total noninterest income$749,0001,506
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$497,000780
Trading account gains and fees$0175
Additional Noninterest Income$252,0002,051
Total noninterest expense$2,649,0001,880
Salaries and employee benefits$1,361,0001,837
Premises and equipment expense$438,0001,539
Additional noninterest expense$850,0001,995
Pre-tax net operating income$133,0004,707
Securities gains (losses)$71,000958
Applicable income taxes$48,0002,818
Income before extraordinary items$156,0004,324
Extraordinary gains, net$016
Net income$156,0004,325
Minority interest net income$091
Net income of bank and minority interests.$156,0004,323
Net charge-offs$1,630,000745
Cash dividends$194,0001,437
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$102,0404,837
2009-12-31 (YTD Data)Rank
Total interest income$21,091,0001,620
Total interest expense$7,720,0001,523
Net interest income$13,371,0001,673
Provision for loan and lease losses$3,075,0001,950
Total noninterest income$3,392,0001,475
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,343,000718
Trading account gains and fees$0211
Additional Noninterest Income$1,049,0002,092
Total noninterest expense$10,795,0001,884
Salaries and employee benefits$5,439,0001,820
Premises and equipment expense$1,768,0001,529
Additional noninterest expense$3,588,0002,022
Pre-tax net operating income$2,893,0001,386
Securities gains (losses)$-2,495,0007,831
Applicable income taxes$-92,0006,556
Income before extraordinary items$490,0003,900
Extraordinary gains, net$034
Net income$490,0003,899
Minority interest net income$0115
Net income of bank and minority interests.$490,0003,899
Net charge-offs$2,709,0001,711
Cash dividends$589,0002,354
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,985,0001,123
2009-09-30 (YTD Data)Rank
Total interest income$15,677,0001,675
Total interest expense$6,047,0001,538
Net interest income$9,630,0001,743
Provision for loan and lease losses$1,500,0002,210
Total noninterest income$2,606,0001,472
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,769,000704
Trading account gains and fees$0212
Additional Noninterest Income$837,0002,065
Total noninterest expense$7,982,0001,894
Salaries and employee benefits$4,101,0001,828
Premises and equipment expense$1,328,0001,544
Additional noninterest expense$2,553,0002,067
Pre-tax net operating income$2,754,0001,176
Securities gains (losses)$-2,500,0007,950
Applicable income taxes$-61,0006,846
Income before extraordinary items$315,0004,377
Extraordinary gains, net$027
Net income$315,0004,373
Minority interest net income$0118
Net income of bank and minority interests.$315,0004,376
Net charge-offs$1,154,0002,048
Cash dividends$492,0002,037
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,815,000950
2009-06-30 (YTD Data)Rank
Total interest income$10,420,0001,704
Total interest expense$4,039,0001,613
Net interest income$6,381,0001,750
Provision for loan and lease losses$900,0002,190
Total noninterest income$1,555,0001,606
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,128,000730
Trading account gains and fees$0193
Additional Noninterest Income$427,0002,450
Total noninterest expense$5,317,0001,917
Salaries and employee benefits$2,727,0001,853
Premises and equipment expense$894,0001,557
Additional noninterest expense$1,696,0002,084
Pre-tax net operating income$1,719,0001,334
Securities gains (losses)$1,0003,011
Applicable income taxes$572,000971
Income before extraordinary items$1,148,0001,623
Extraordinary gains, net$021
Net income$1,148,0001,620
Minority interest net income$0112
Net income of bank and minority interests.$1,148,0001,622
Net charge-offs$749,0001,910
Cash dividends$200,0002,647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,147,3301,598
2009-03-31 (YTD Data)Rank
Total interest income$5,205,0001,722
Total interest expense$2,064,0001,644
Net interest income$3,141,0001,762
Provision for loan and lease losses$375,0002,048
Total noninterest income$734,0001,646
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$519,000776
Trading account gains and fees$0171
Additional Noninterest Income$215,0002,417
Total noninterest expense$2,549,0001,948
Salaries and employee benefits$1,346,0001,909
Premises and equipment expense$453,0001,565
Additional noninterest expense$750,0002,098
Pre-tax net operating income$951,0001,356
Securities gains (losses)$02,434
Applicable income taxes$323,0001,003
Income before extraordinary items$628,0001,717
Extraordinary gains, net$015
Net income$628,0001,718
Minority interest net income$0102
Net income of bank and minority interests.$628,0001,719
Net charge-offs$35,0003,875
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$628,0001,627
2008-12-31 (YTD Data)Rank
Total interest income$21,475,0001,791
Total interest expense$8,724,0001,831
Net interest income$12,751,0001,746
Provision for loan and lease losses$1,440,0002,216
Total noninterest income$3,100,0001,525
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,253,000780
Trading account gains and fees$0154
Additional Noninterest Income$847,0002,382
Total noninterest expense$9,642,0002,003
Salaries and employee benefits$5,069,0001,989
Premises and equipment expense$1,709,0001,622
Additional noninterest expense$2,864,0002,089
Pre-tax net operating income$4,769,0001,144
Securities gains (losses)$-511,0007,573
Applicable income taxes$1,400,000915
Income before extraordinary items$2,858,0001,432
Extraordinary gains, net$039
Net income$2,858,0001,433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0003,570
Cash dividends$1,135,0002,125
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,200,3701,370
2008-09-30 (YTD Data)Rank
Total interest income$16,075,0001,832
Total interest expense$6,508,0001,893
Net interest income$9,567,0001,761
Provision for loan and lease losses$840,0002,030
Total noninterest income$2,300,0001,595
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,648,000809
Trading account gains and fees$0148
Additional Noninterest Income$652,0002,423
Total noninterest expense$6,954,0002,065
Salaries and employee benefits$3,623,0002,119
Premises and equipment expense$1,269,0001,641
Additional noninterest expense$2,062,0002,104
Pre-tax net operating income$4,073,0001,236
Securities gains (losses)$-499,0007,780
Applicable income taxes$1,229,000985
Income before extraordinary items$2,345,0001,543
Extraordinary gains, net$031
Net income$2,345,0001,541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,540
Cash dividends$844,0002,048
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,674,3401,455
2008-06-30 (YTD Data)Rank
Total interest income$10,668,0001,865
Total interest expense$4,441,0001,940
Net interest income$6,227,0001,800
Provision for loan and lease losses$240,0002,857
Total noninterest income$1,485,0001,665
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,062,000815
Trading account gains and fees$0149
Additional Noninterest Income$423,0002,497
Total noninterest expense$4,536,0002,118
Salaries and employee benefits$2,376,0002,184
Premises and equipment expense$846,0001,644
Additional noninterest expense$1,314,0002,156
Pre-tax net operating income$2,936,0001,213
Securities gains (losses)$1,0003,084
Applicable income taxes$1,025,000922
Income before extraordinary items$1,912,0001,448
Extraordinary gains, net$021
Net income$1,912,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0003,402
Cash dividends$562,0002,122
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,911,3501,418
2008-03-31 (YTD Data)Rank
Total interest income$5,416,0001,894
Total interest expense$2,304,0002,006
Net interest income$3,112,0001,797
Provision for loan and lease losses$120,0002,457
Total noninterest income$734,0001,678
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$511,000839
Trading account gains and fees$0158
Additional Noninterest Income$223,0002,412
Total noninterest expense$2,273,0002,108
Salaries and employee benefits$1,193,0002,205
Premises and equipment expense$441,0001,583
Additional noninterest expense$639,0002,189
Pre-tax net operating income$1,453,0001,304
Securities gains (losses)$1,0002,556
Applicable income taxes$500,0001,007
Income before extraordinary items$954,0001,569
Extraordinary gains, net$015
Net income$954,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,651
Cash dividends$281,0001,959
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$953,3401,513
2007-12-31 (YTD Data)Rank
Total interest income$22,239,0001,904
Total interest expense$9,104,0002,096
Net interest income$13,135,0001,724
Provision for loan and lease losses$690,0001,874
Total noninterest income$2,958,0001,664
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,147,000827
Trading account gains and fees$0178
Additional Noninterest Income$811,0002,541
Total noninterest expense$8,823,0002,088
Salaries and employee benefits$4,432,0002,272
Premises and equipment expense$1,666,0001,599
Additional noninterest expense$2,725,0002,020
Pre-tax net operating income$6,580,0001,285
Securities gains (losses)$02,146
Applicable income taxes$2,108,0001,084
Income before extraordinary items$4,472,0001,444
Extraordinary gains, net$039
Net income$4,472,0001,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$167,0003,084
Cash dividends$695,0003,220
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,472,0001,427
2007-09-30 (YTD Data)Rank
Total interest income$16,550,0001,919
Total interest expense$6,763,0002,106
Net interest income$9,787,0001,736
Provision for loan and lease losses$320,0002,205
Total noninterest income$2,195,0001,676
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,586,000829
Trading account gains and fees$0184
Additional Noninterest Income$609,0002,542
Total noninterest expense$6,505,0002,096
Salaries and employee benefits$3,249,0002,320
Premises and equipment expense$1,247,0001,596
Additional noninterest expense$2,009,0001,994
Pre-tax net operating income$5,157,0001,324
Securities gains (losses)$01,655
Applicable income taxes$1,778,0001,056
Income before extraordinary items$3,379,0001,503
Extraordinary gains, net$033
Net income$3,379,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,543
Cash dividends$695,0002,487
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,379,0001,498
2007-06-30 (YTD Data)Rank
Total interest income$10,834,0001,964
Total interest expense$4,430,0002,145
Net interest income$6,404,0001,789
Provision for loan and lease losses$200,0002,152
Total noninterest income$1,468,0001,698
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,062,000833
Trading account gains and fees$0168
Additional Noninterest Income$406,0002,546
Total noninterest expense$4,299,0002,134
Salaries and employee benefits$2,150,0002,371
Premises and equipment expense$820,0001,633
Additional noninterest expense$1,329,0002,027
Pre-tax net operating income$3,373,0001,391
Securities gains (losses)$01,444
Applicable income taxes$1,163,0001,138
Income before extraordinary items$2,210,0001,586
Extraordinary gains, net$029
Net income$2,210,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0002,506
Cash dividends$462,0002,545
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,210,0001,565
2007-03-31 (YTD Data)Rank
Total interest income$5,266,0002,014
Total interest expense$2,156,0002,182
Net interest income$3,110,0001,847
Provision for loan and lease losses$80,0002,339
Total noninterest income$716,0001,708
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$506,000845
Trading account gains and fees$0195
Additional Noninterest Income$210,0002,471
Total noninterest expense$2,096,0002,210
Salaries and employee benefits$1,041,0002,468
Premises and equipment expense$409,0001,639
Additional noninterest expense$646,0002,034
Pre-tax net operating income$1,650,0001,415
Securities gains (losses)$01,187
Applicable income taxes$570,0001,159
Income before extraordinary items$1,080,0001,598
Extraordinary gains, net$022
Net income$1,080,0001,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,876
Cash dividends$231,0002,262
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,080,0001,583
2006-12-31 (YTD Data)Rank
Total interest income$20,172,0001,961
Total interest expense$7,281,0002,209
Net interest income$12,891,0001,789
Provision for loan and lease losses$480,0001,962
Total noninterest income$2,751,0001,751
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,943,000912
Trading account gains and fees$0130
Additional Noninterest Income$808,0002,568
Total noninterest expense$8,561,0002,057
Salaries and employee benefits$4,288,0002,284
Premises and equipment expense$1,471,0001,724
Additional noninterest expense$2,802,0001,878
Pre-tax net operating income$6,601,0001,467
Securities gains (losses)$17,000959
Applicable income taxes$2,240,0001,218
Income before extraordinary items$4,378,0001,649
Extraordinary gains, net$051
Net income$4,378,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0002,501
Cash dividends$613,0003,413
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,366,7801,638
2006-09-30 (YTD Data)Rank
Total interest income$14,934,0001,975
Total interest expense$5,241,0002,234
Net interest income$9,693,0001,804
Provision for loan and lease losses$480,0001,442
Total noninterest income$2,020,0001,785
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,458,000914
Trading account gains and fees$0126
Additional Noninterest Income$562,0002,686
Total noninterest expense$6,189,0002,147
Salaries and employee benefits$3,192,0002,303
Premises and equipment expense$1,092,0001,742
Additional noninterest expense$1,905,0002,064
Pre-tax net operating income$5,044,0001,497
Securities gains (losses)$01,388
Applicable income taxes$1,702,0001,261
Income before extraordinary items$3,342,0001,666
Extraordinary gains, net$045
Net income$3,342,0001,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0002,046
Cash dividends$383,0003,341
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,342,0001,651
2006-06-30 (YTD Data)Rank
Total interest income$9,730,0001,980
Total interest expense$3,294,0002,260
Net interest income$6,436,0001,810
Provision for loan and lease losses$300,0001,464
Total noninterest income$1,374,0001,760
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$986,000887
Trading account gains and fees$0126
Additional Noninterest Income$388,0002,603
Total noninterest expense$4,065,0002,177
Salaries and employee benefits$2,122,0002,312
Premises and equipment expense$722,0001,756
Additional noninterest expense$1,221,0002,135
Pre-tax net operating income$3,445,0001,461
Securities gains (losses)$01,185
Applicable income taxes$1,153,0001,242
Income before extraordinary items$2,292,0001,598
Extraordinary gains, net$039
Net income$2,292,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,009
Cash dividends$191,0003,772
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,292,0001,587
2006-03-31 (YTD Data)Rank
Total interest income$4,796,0001,981
Total interest expense$1,551,0002,272
Net interest income$3,245,0001,781
Provision for loan and lease losses$180,0001,225
Total noninterest income$672,0001,757
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$469,000902
Trading account gains and fees$0115
Additional Noninterest Income$203,0002,467
Total noninterest expense$2,003,0002,215
Salaries and employee benefits$1,050,0002,347
Premises and equipment expense$351,0001,802
Additional noninterest expense$602,0002,148
Pre-tax net operating income$1,734,0001,431
Securities gains (losses)$0955
Applicable income taxes$581,0001,231
Income before extraordinary items$1,153,0001,571
Extraordinary gains, net$021
Net income$1,153,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,139
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,153,0001,554
2005-12-31 (YTD Data)Rank
Total interest income$16,189,0002,057
Total interest expense$4,456,0002,434
Net interest income$11,733,0001,880
Provision for loan and lease losses$510,0001,871
Total noninterest income$2,521,0001,849
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,810,000964
Trading account gains and fees$0138
Additional Noninterest Income$711,0002,736
Total noninterest expense$7,856,0002,120
Salaries and employee benefits$4,065,0002,257
Premises and equipment expense$1,300,0001,859
Additional noninterest expense$2,491,0002,023
Pre-tax net operating income$5,888,0001,600
Securities gains (losses)$02,296
Applicable income taxes$1,991,0001,367
Income before extraordinary items$3,897,0001,773
Extraordinary gains, net$046
Net income$3,897,0001,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$202,0002,271
Cash dividends$666,0003,166
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,897,0001,749
2005-09-30 (YTD Data)Rank
Total interest income$11,662,0002,094
Total interest expense$3,125,0002,458
Net interest income$8,537,0001,929
Provision for loan and lease losses$330,0002,034
Total noninterest income$1,844,0001,897
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,302,0001,010
Trading account gains and fees$0126
Additional Noninterest Income$542,0002,723
Total noninterest expense$5,797,0002,135
Salaries and employee benefits$3,069,0002,219
Premises and equipment expense$946,0001,907
Additional noninterest expense$1,782,0002,091
Pre-tax net operating income$4,254,0001,669
Securities gains (losses)$02,317
Applicable income taxes$1,412,0001,451
Income before extraordinary items$2,842,0001,841
Extraordinary gains, net$035
Net income$2,842,0001,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0002,063
Cash dividends$475,0002,893
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,842,0001,805
2005-06-30 (YTD Data)Rank
Total interest income$7,412,0002,132
Total interest expense$1,934,0002,481
Net interest income$5,478,0001,983
Provision for loan and lease losses$180,0002,307
Total noninterest income$1,142,0001,982
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$782,0001,099
Trading account gains and fees$0116
Additional Noninterest Income$360,0002,722
Total noninterest expense$3,833,0002,132
Salaries and employee benefits$2,050,0002,206
Premises and equipment expense$615,0001,937
Additional noninterest expense$1,168,0002,099
Pre-tax net operating income$2,607,0001,768
Securities gains (losses)$02,146
Applicable income taxes$861,0001,526
Income before extraordinary items$1,746,0001,949
Extraordinary gains, net$030
Net income$1,746,0001,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,968
Cash dividends$315,0002,865
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,746,0001,915
2005-03-31 (YTD Data)Rank
Total interest income$3,531,0002,191
Total interest expense$884,0002,581
Net interest income$2,647,0002,041
Provision for loan and lease losses$90,0002,180
Total noninterest income$442,0002,338
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$251,0001,623
Trading account gains and fees$0115
Additional Noninterest Income$191,0002,555
Total noninterest expense$1,852,0002,232
Salaries and employee benefits$1,001,0002,276
Premises and equipment expense$295,0002,032
Additional noninterest expense$556,0002,196
Pre-tax net operating income$1,147,0001,944
Securities gains (losses)$01,685
Applicable income taxes$377,0001,680
Income before extraordinary items$770,0002,157
Extraordinary gains, net$024
Net income$770,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,179
Cash dividends$157,0002,490
Sale, conversion, retirement of capital stock, net$0491
Net operating income$770,0002,117
2004-12-31 (YTD Data)Rank
Total interest income$12,806,0002,240
Total interest expense$3,147,0002,522
Net interest income$9,659,0002,105
Provision for loan and lease losses$570,0001,751
Total noninterest income$1,593,0002,572
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$948,0001,846
Trading account gains and fees$0138
Additional Noninterest Income$645,0002,862
Total noninterest expense$6,993,0002,286
Salaries and employee benefits$3,710,0002,337
Premises and equipment expense$1,132,0002,029
Additional noninterest expense$2,151,0002,264
Pre-tax net operating income$3,689,0002,190
Securities gains (losses)$144,0001,005
Applicable income taxes$1,250,0001,850
Income before extraordinary items$2,583,0002,362
Extraordinary gains, net$034
Net income$2,583,0002,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0001,404
Cash dividends$549,0003,390
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,486,5202,379
2004-09-30 (YTD Data)Rank
Total interest income$9,354,0002,269
Total interest expense$2,310,0002,533
Net interest income$7,044,0002,149
Provision for loan and lease losses$480,0001,495
Total noninterest income$1,181,0002,602
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$711,0001,861
Trading account gains and fees$0134
Additional Noninterest Income$470,0002,908
Total noninterest expense$5,147,0002,318
Salaries and employee benefits$2,722,0002,379
Premises and equipment expense$849,0002,034
Additional noninterest expense$1,576,0002,286
Pre-tax net operating income$2,598,0002,308
Securities gains (losses)$128,0001,018
Applicable income taxes$866,0001,992
Income before extraordinary items$1,860,0002,482
Extraordinary gains, net$026
Net income$1,860,0002,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0001,577
Cash dividends$392,0003,069
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,772,9602,517
2004-06-30 (YTD Data)Rank
Total interest income$6,060,0002,323
Total interest expense$1,517,0002,548
Net interest income$4,543,0002,199
Provision for loan and lease losses$390,0001,260
Total noninterest income$807,0002,584
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$483,0001,812
Trading account gains and fees$0130
Additional Noninterest Income$324,0002,854
Total noninterest expense$3,368,0002,356
Salaries and employee benefits$1,805,0002,386
Premises and equipment expense$559,0002,053
Additional noninterest expense$1,004,0002,377
Pre-tax net operating income$1,592,0002,460
Securities gains (losses)$128,000882
Applicable income taxes$544,0002,068
Income before extraordinary items$1,176,0002,571
Extraordinary gains, net$021
Net income$1,176,0002,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0001,159
Cash dividends$262,0003,083
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,088,9602,658
2004-03-31 (YTD Data)Rank
Total interest income$2,994,0002,361
Total interest expense$750,0002,607
Net interest income$2,244,0002,228
Provision for loan and lease losses$300,000782
Total noninterest income$410,0002,491
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$237,0001,803
Trading account gains and fees$0121
Additional Noninterest Income$173,0002,700
Total noninterest expense$1,665,0002,396
Salaries and employee benefits$902,0002,404
Premises and equipment expense$279,0002,083
Additional noninterest expense$484,0002,438
Pre-tax net operating income$689,0002,742
Securities gains (losses)$128,000686
Applicable income taxes$258,0002,149
Income before extraordinary items$559,0002,679
Extraordinary gains, net$016
Net income$559,0002,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,000797
Cash dividends$131,0002,608
Sale, conversion, retirement of capital stock, net$0464
Net operating income$471,9602,966
2003-12-31 (YTD Data)Rank
Total interest income$12,227,0002,349
Total interest expense$3,376,0002,581
Net interest income$8,851,0002,180
Provision for loan and lease losses$960,0001,231
Total noninterest income$2,058,0002,280
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$982,0001,742
Trading account gains and fees$0160
Additional Noninterest Income$1,076,0002,283
Total noninterest expense$6,753,0002,324
Salaries and employee benefits$3,451,0002,440
Premises and equipment expense$1,186,0001,927
Additional noninterest expense$2,116,0002,288
Pre-tax net operating income$3,196,0002,384
Securities gains (losses)$116,0001,758
Applicable income taxes$1,057,0002,100
Income before extraordinary items$2,255,0002,611
Extraordinary gains, net$054
Net income$2,255,0002,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$480,0001,659
Cash dividends$457,0003,689
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,176,1202,554
2003-09-30 (YTD Data)Rank
Total interest income$9,202,0002,381
Total interest expense$2,609,0002,594
Net interest income$6,593,0002,213
Provision for loan and lease losses$870,0001,014
Total noninterest income$1,164,0002,847
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$718,0001,804
Trading account gains and fees$0153
Additional Noninterest Income$446,0003,342
Total noninterest expense$5,059,0002,333
Salaries and employee benefits$2,573,0002,459
Premises and equipment expense$871,0001,960
Additional noninterest expense$1,615,0002,220
Pre-tax net operating income$1,828,0003,038
Securities gains (losses)$116,0001,617
Applicable income taxes$598,0002,672
Income before extraordinary items$1,346,0003,207
Extraordinary gains, net$040
Net income$1,346,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,0001,319
Cash dividends$327,0003,353
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,265,9603,194
2003-06-30 (YTD Data)Rank
Total interest income$6,165,0002,377
Total interest expense$1,790,0002,601
Net interest income$4,375,0002,224
Provision for loan and lease losses$780,000781
Total noninterest income$757,0002,865
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$460,0001,841
Trading account gains and fees$0150
Additional Noninterest Income$297,0003,315
Total noninterest expense$3,361,0002,334
Salaries and employee benefits$1,709,0002,456
Premises and equipment expense$579,0001,968
Additional noninterest expense$1,073,0002,215
Pre-tax net operating income$991,0003,554
Securities gains (losses)$62,0001,873
Applicable income taxes$299,0003,250
Income before extraordinary items$754,0003,662
Extraordinary gains, net$030
Net income$754,0003,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0003,150
Cash dividends$217,0003,358
Sale, conversion, retirement of capital stock, net$0589
Net operating income$709,3603,634
2003-03-31 (YTD Data)Rank
Total interest income$3,115,0002,363
Total interest expense$909,0002,633
Net interest income$2,206,0002,206
Provision for loan and lease losses$90,0002,494
Total noninterest income$376,0002,777
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$226,0001,811
Trading account gains and fees$0134
Additional Noninterest Income$150,0003,214
Total noninterest expense$1,668,0002,329
Salaries and employee benefits$847,0002,486
Premises and equipment expense$289,0001,962
Additional noninterest expense$532,0002,203
Pre-tax net operating income$824,0002,409
Securities gains (losses)$27,0001,749
Applicable income taxes$272,0002,187
Income before extraordinary items$579,0002,622
Extraordinary gains, net$021
Net income$579,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,327
Cash dividends$109,0002,822
Sale, conversion, retirement of capital stock, net$0419
Net operating income$560,6402,556
2002-12-31 (YTD Data)Rank
Total interest income$13,095,0002,342
Total interest expense$4,464,0002,489
Net interest income$8,631,0002,243
Provision for loan and lease losses$1,200,0001,132
Total noninterest income$1,480,0002,639
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$919,0001,748
Trading account gains and fees$0153
Additional Noninterest Income$561,0003,076
Total noninterest expense$6,148,0002,409
Salaries and employee benefits$3,129,0002,523
Premises and equipment expense$1,104,0001,992
Additional noninterest expense$1,915,0002,411
Pre-tax net operating income$2,763,0002,670
Securities gains (losses)$165,0001,298
Applicable income taxes$937,0002,320
Income before extraordinary items$1,991,0002,814
Extraordinary gains, net$070
Net income$1,991,0002,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$758,0001,210
Cash dividends$380,0003,942
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,878,8002,852
2001-12-31 (YTD Data)Rank
Total interest income$13,136,0002,597
Total interest expense$6,027,0002,655
Net interest income$7,109,0002,512
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,234,0002,874
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$720,0002,090
Trading account gains and fees$0177
Additional Noninterest Income$514,0003,081
Total noninterest expense$5,627,0002,511
Salaries and employee benefits$2,857,0002,627
Premises and equipment expense$1,003,0002,118
Additional noninterest expense$1,767,0002,514
Pre-tax net operating income$2,476,0002,687
Securities gains (losses)$37,0002,648
Applicable income taxes$813,0002,392
Income before extraordinary items$1,700,0002,935
Extraordinary gains, net$0105
Net income$1,700,0002,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0004,035
Cash dividends$512,0003,401
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,674,8402,866
2000-12-31 (YTD Data)Rank
Total interest income$12,350,0002,823
Total interest expense$5,445,0003,070
Net interest income$6,905,0002,578
Provision for loan and lease losses$240,0003,322
Total noninterest income$1,255,0002,674
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$568,0002,406
Trading account gains and fees$0180
Additional Noninterest Income$687,0002,390
Total noninterest expense$5,159,0002,643
Salaries and employee benefits$2,612,0002,726
Premises and equipment expense$926,0002,220
Additional noninterest expense$1,621,0002,632
Pre-tax net operating income$2,761,0002,558
Securities gains (losses)$01,956
Applicable income taxes$899,0002,320
Income before extraordinary items$1,862,0002,727
Extraordinary gains, net$038
Net income$1,862,0002,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,638
Cash dividends$818,0002,624
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,862,0002,727
1999-12-31 (YTD Data)Rank
Total interest income$11,324,0002,850
Total interest expense$4,930,0002,964
Net interest income$6,394,0002,747
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,133,0002,812
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$560,0002,382
Trading account gains and fees$0173
Additional Noninterest Income$573,0002,704
Total noninterest expense$4,810,0002,809
Salaries and employee benefits$2,396,0002,922
Premises and equipment expense$883,0002,300
Additional noninterest expense$1,531,0002,810
Pre-tax net operating income$2,477,0002,815
Securities gains (losses)$23,0001,318
Applicable income taxes$800,0002,643
Income before extraordinary items$1,700,0002,935
Extraordinary gains, net$035
Net income$1,700,0002,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0003,769
Cash dividends$634,0003,049
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,684,3602,928
1998-12-31 (YTD Data)Rank
Total interest income$11,026,0002,926
Total interest expense$5,031,0002,986
Net interest income$5,995,0002,875
Provision for loan and lease losses$240,0003,065
Total noninterest income$930,0003,249
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$474,0002,683
Trading account gains and fees$0224
Additional Noninterest Income$456,0003,154
Total noninterest expense$4,402,0002,947
Salaries and employee benefits$2,199,0003,046
Premises and equipment expense$811,0002,421
Additional noninterest expense$1,392,0002,972
Pre-tax net operating income$2,283,0003,003
Securities gains (losses)$9,0003,034
Applicable income taxes$735,0002,920
Income before extraordinary items$1,557,0003,163
Extraordinary gains, net$032
Net income$1,557,0003,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,658
Cash dividends$512,0003,449
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,550,8803,084
1997-12-31 (YTD Data)Rank
Total interest income$8,834,0003,630
Total interest expense$3,882,0003,787
Net interest income$4,952,0003,523
Provision for loan and lease losses$147,0004,197
Total noninterest income$753,0003,755
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$446,0002,918
Trading account gains and feesNANA
Additional Noninterest Income$307,0003,872
Total noninterest expense$3,510,0003,598
Salaries and employee benefits$1,835,0003,570
Premises and equipment expense$680,0002,819
Additional noninterest expense$995,0003,933
Pre-tax net operating income$2,048,0003,457
Securities gains (losses)$4,0002,936
Applicable income taxes$682,0003,301
Income before extraordinary items$1,370,0003,634
Extraordinary gains, net$044
Net income$1,370,0003,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,112
Cash dividends$203,0005,328
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,367,3203,561
1996-12-31 (YTD Data)Rank
Total interest income$7,496,0004,285
Total interest expense$3,504,0004,195
Net interest income$3,992,0004,331
Provision for loan and lease losses$72,0005,782
Total noninterest income$622,0004,466
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$391,0003,401
Trading account gains and feesNANA
Additional Noninterest Income$231,0004,763
Total noninterest expense$2,858,0004,464
Salaries and employee benefits$1,456,0004,434
Premises and equipment expense$595,0003,237
Additional noninterest expense$807,0005,166
Pre-tax net operating income$1,684,0003,968
Securities gains (losses)$5,0002,986
Applicable income taxes$578,0003,700
Income before extraordinary items$1,111,0004,122
Extraordinary gains, net$053
Net income$1,111,0004,123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,315
Cash dividends$182,0005,656
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,107,7004,083
1995-12-31 (YTD Data)Rank
Total interest income$6,676,0004,748
Total interest expense$2,978,0004,792
Net interest income$3,698,0004,640
Provision for loan and lease losses$60,0005,704
Total noninterest income$539,0004,914
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$354,0003,735
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,343
Total noninterest expense$2,525,0004,951
Salaries and employee benefits$1,278,0004,933
Premises and equipment expense$499,0003,763
Additional noninterest expense$748,0005,541
Pre-tax net operating income$1,652,0004,106
Securities gains (losses)$1,0003,512
Applicable income taxes$608,0003,628
Income before extraordinary items$1,045,0004,420
Extraordinary gains, net$065
Net income$1,045,0004,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,418
Cash dividends$196,0005,604
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,044,3604,419
1994-12-31 (YTD Data)Rank
Total interest income$5,565,0005,186
Total interest expense$2,158,0005,261
Net interest income$3,407,0005,063
Provision for loan and lease losses$09,146
Total noninterest income$573,0004,813
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$388,0003,473
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,523
Total noninterest expense$2,424,0005,297
Salaries and employee benefits$1,211,0005,200
Premises and equipment expense$463,0004,068
Additional noninterest expense$750,0005,993
Pre-tax net operating income$1,556,0004,274
Securities gains (losses)$8,0002,362
Applicable income taxes$566,0003,677
Income before extraordinary items$998,0004,559
Extraordinary gains, net$0249
Net income$998,0004,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$156,0005,992
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$992,8804,614
1993-12-31 (YTD Data)Rank
Total interest income$5,142,0005,634
Total interest expense$2,117,0005,569
Net interest income$3,025,0005,625
Provision for loan and lease losses$190,0004,040
Total noninterest income$724,0004,332
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,646
Trading account gains and feesNANA
Additional Noninterest Income$556,0003,034
Total noninterest expense$2,147,0005,988
Salaries and employee benefits$1,061,0005,823
Premises and equipment expense$419,0004,536
Additional noninterest expense$667,0006,810
Pre-tax net operating income$1,412,0004,567
Securities gains (losses)$4,0006,316
Applicable income taxes$512,0004,100
Income before extraordinary items$904,0005,076
Extraordinary gains, net$-86,00012,886
Net income$818,0005,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$137,0006,300
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$901,4404,867
1992-12-31 (YTD Data)Rank
Total interest income$5,121,0006,273
Total interest expense$2,393,0006,198
Net interest income$2,728,0006,162
Provision for loan and lease losses$145,0006,193
Total noninterest income$440,0006,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$169,0006,633
Trading account gains and feesNANA
Additional Noninterest Income$271,0004,720
Total noninterest expense$1,897,0006,670
Salaries and employee benefits$946,0006,360
Premises and equipment expense$346,0005,415
Additional noninterest expense$605,0007,466
Pre-tax net operating income$1,126,0005,166
Securities gains (losses)$43,0004,369
Applicable income taxes$402,0004,781
Income before extraordinary items$767,0005,535
Extraordinary gains, net$01,422
Net income$767,0005,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0008,022
Cash dividends$125,0006,110
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$738,6205,355

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.