Home > The Bank of Delmarva > Net charge- offs to loans
The Bank of Delmarva, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 2,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0169% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0471% | 4,436 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0888% | 4,577 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 4,364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 4,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3974% | 518 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6112% | 4,612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2890% | 4,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 3,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,057 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1363% | 4,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0202% | 4,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 4,395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2094% | 4,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6393% | 4,634 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4052% | 4,632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0435% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0242% | 4,497 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 4,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4162% | 4,550 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2910% | 4,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2910% | 4,661 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2250% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2268% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3940% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 4,158 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1025% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 4,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1134% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1003% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2006% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2954% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3010% | 50 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0749% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6307% | 1 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 4,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1598% | 60 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0553% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1671% | 540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5247% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5247% | 812 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2599% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.6346% | 1 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2335% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1031% | 552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5816% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5816% | 727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1276% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5485% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0631% | 4,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1124% | 406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7356% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7356% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1079% | 343 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 3,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1769% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0219% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3140% | 4,480 |
| Percentage Net Loans Charged-off: Credit card loans | -5.6604% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0819% | 4,105 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1322% | 611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 280 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 3,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1939% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0510% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1926% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4095% | 4,559 |
| Percentage Net Loans Charged-off: Credit card loans | -6.0376% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1079% | 4,122 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1338% | 262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2149% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0776% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1167% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1314% | 233 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1818% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1465% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 3,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 4,048 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 4,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2121% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2170% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0594% | 4,366 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8065% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0696% | 2,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2113% | 725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 911 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2879% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6316% | 206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1580% | 4,549 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0940% | 894 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0318% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9437% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3560% | 4,715 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6129% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1391% | 4,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2093% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0676% | 433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3591% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2363% | 4,624 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5326% | 897 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0843% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6002% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0794% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5061% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0304% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1189% | 4,717 |
| Percentage Net Loans Charged-off: Credit card loans | -2.5362% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3555% | 1,809 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0038% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7923% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0252% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0649% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,132 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3907% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4687% | 1,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1739% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0375% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2914% | 856 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1163% | 4,655 |
| Percentage Net Loans Charged-off: Credit card loans | -2.0930% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2791% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1371% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0535% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0760% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 4,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5277% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2293% | 4,785 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7211% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2758% | 1,611 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0733% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1442% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0976% | 3,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1882% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3262% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7168% | 1,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.1051% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 5,089 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1290% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0799% | 5,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1568% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3956% | 1,643 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8725% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6216% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.1702% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1075% | 5,172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1977% | 3,980 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0905% | 5,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1239% | 1,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4866% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5728% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0548% | 5,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0750% | 5,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0975% | 5,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0916% | 5,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4072% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1832% | 5,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0947% | 4,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9608% | 806 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2800% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9045% | 754 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1413% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 966 |
| Percentage Net Loans Charged-off:Construction & development | -0.2505% | 4,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0946% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2846% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0661% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3189% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6551% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2164% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1496% | 2,813 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1313% | 669 |
| Percentage Net Loans Charged-off:Construction & development | -0.3757% | 5,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1309% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3466% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1056% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3843% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3472% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6850% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3443% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0645% | 2,984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2106% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1618% | 530 |
| Percentage Net Loans Charged-off:Construction & development | -0.6214% | 5,135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1754% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4426% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1695% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4855% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5346% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4941% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5545% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0931% | 2,586 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 682 |
| Percentage Net Loans Charged-off:Construction & development | -1.2787% | 5,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2849% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2094% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3851% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1818% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3793% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3630% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3801% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 780 |
| Percentage Net Loans Charged-off:Construction & development | -0.1078% | 4,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3307% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2986% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 4,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3636% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1592% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3479% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1348% | 2,905 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9576% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3838% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1800% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.1426% | 5,036 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3418% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4013% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3078% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4242% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8046% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1197% | 2,675 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3738% | 177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5016% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2006% | 610 |
| Percentage Net Loans Charged-off:Construction & development | -0.2881% | 5,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3626% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1369% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6070% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4135% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6413% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1049% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1816% | 2,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8590% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4756% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 786 |
| Percentage Net Loans Charged-off:Construction & development | -0.5223% | 5,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1922% | 303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2216% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2376% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9465% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6145% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 14.8148% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1834% | 5,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1282% | 134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4303% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3909% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 0.3348% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6475% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7285% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3920% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3344% | 1,159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4884% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8065% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3177% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2581% | 658 |
| Percentage Net Loans Charged-off:Construction & development | 0.4689% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3689% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0698% | 1,890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8302% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3612% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4075% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3640% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3734% | 697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3964% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 0.7381% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5651% | 307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1090% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1262% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5311% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5993% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9889% | 358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5221% | 478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5346% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.8404% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7615% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1994% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2304% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2121% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5997% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3180% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5075% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1654% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3674% | 844 |
| Percentage Net Loans Charged-off:Construction & development | -0.2315% | 5,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6418% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4475% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6474% | 4,758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6083% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7156% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0400% | 3,740 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6200% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0459% | 5,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2230% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4792% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4235% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.4168% | 565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1970% | 1,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2030% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5427% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8799% | 4,813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7499% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9315% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1099% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8350% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2206% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7072% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7894% | 334 |
| Percentage Net Loans Charged-off:Construction & development | 1.7195% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5186% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0765% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8239% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3362% | 4,853 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1356% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8997% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2438% | 5,873 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6198% | 1,231 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1870% | 5,713 |
| Percentage Net Loans Charged-off: All other loans and lease | -14.8743% | 5,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2153% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3698% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 3.6662% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0087% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5952% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8217% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9635% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1638% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5451% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3803% | 5,967 |
| Percentage Net Loans Charged-off: All other loans and lease | -19.7659% | 5,992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4456% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5710% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 8.8030% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0755% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4282% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2968% | 98 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4471% | 67 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1894% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2651% | 2,874 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0796% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.5029% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2378% | 435 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2438% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 5.8223% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1701% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5220% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3502% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4029% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0270% | 2,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4030% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2358% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.3396% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0782% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1418% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 5.0283% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 1,802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5530% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7158% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5296% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0483% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6630% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6036% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2519% | 2,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4286% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2214% | 475 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2832% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 7.6177% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0458% | 6,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5523% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7677% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5212% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0083% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3086% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4021% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4451% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3680% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 5.8442% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4755% | 1,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3836% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5421% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2244% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1919% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7766% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4945% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1529% | 3,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4201% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5196% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4327% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 6.1940% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5574% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2963% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4202% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2795% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3567% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7125% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9414% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1008% | 6,105 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8847% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7938% | 494 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6328% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 7.3334% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7400% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1570% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1856% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0215% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4385% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1297% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4248% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0751% | 5,854 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1724% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4565% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5559% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 8.1064% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2851% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2003% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3482% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3170% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9717% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 16.8776% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1655% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6508% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7596% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 14.4962% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6301% | 1,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8906% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2811% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6800% | 1,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5122% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1179% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3577% | 3,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8364% | 164 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2899% | 517 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4537% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 12.2863% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7457% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6465% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9807% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4369% | 2,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5860% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6000% | 2,273 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5035% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4587% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3558% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8697% | 729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9703% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 9.3956% | 442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8316% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2789% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7792% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 3,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7924% | 1,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5888% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5618% | 1,387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6587% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2535% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7475% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8913% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 7.6597% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3093% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 2,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 2,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0265% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9934% | 1,078 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3447% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4093% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2586% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 3.5619% | 1,588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6992% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6672% | 563 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6614% | 1,909 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8281% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4623% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7059% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4041% | 3,745 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3407% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0685% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6005% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5176% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 3.8228% | 1,374 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9371% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1484% | 438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8943% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8978% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6232% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2361% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2850% | 3,865 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9783% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2325% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5664% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4818% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 4.7998% | 1,026 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3832% | 1,661 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1236% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0224% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6888% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3111% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0528% | 4,503 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1390% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7042% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8711% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5734% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 3.9070% | 910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4044% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0293% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 12.2137% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1247% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6128% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2142% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8048% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8585% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8148% | 2,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6476% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 1.1891% | 2,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6322% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2945% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3171% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7752% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0531% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6094% | 145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.5585% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4678% | 3,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3347% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.9661% | 2,181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2807% | 2,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2839% | 2,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0373% | 5,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3493% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8407% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4598% | 2,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4620% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 1.2590% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4313% | 1,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4623% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2415% | 3,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0571% | 5,028 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0093% | 866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1549% | 299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 3,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0375% | 2,709 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1129% | 7,123 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8653% | 466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 5,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 5,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 2,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 4,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 3,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2647% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9406% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9223% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8978% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 4,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 4,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 1,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 7,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9687% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5692% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2482% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0328% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2112% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7341% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9594% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 7,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1352% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7021% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0222% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0611% | 7,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2736% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7882% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.7509% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0846% | 7,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 4,075 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4270% | 697 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3806% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 3,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1282% | 7,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 4,190 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0779% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.3363% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2003% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1248% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8252% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 3,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 7,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2650% | 4,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4279% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 3,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0301% | 7,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3714% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.3538% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0533% | 7,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5496% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5949% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1335% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7558% | 1,617 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.3048% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1011% | 3,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0801% | 3,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4007% | 4,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.2545% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 3,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0685% | 2,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2824% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.0536% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 2,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 2,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3423% | 3,513 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8727% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2291% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9639% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9656% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 1,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1931% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2813% | 4,958 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1641% | 1,285 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3526% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6330% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 5,056 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7859% | 1,323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0550% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3391% | 1,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4508% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1966% | 4,642 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5676% | 1,261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3502% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5657% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5335% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 4,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8721% | 279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3256% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 3,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 2,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8588% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2531% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8462% | 1,236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2855% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3873% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 2,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2045% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2828% | 4,941 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5316% | 969 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4772% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 4,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0561% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0694% | 3,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 5,276 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2526% | 1,269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7455% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 3,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1647% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1734% | 4,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0452% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5323% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 3,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7365% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8991% | 2,675 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3641% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 5,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3285% | 3,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6806% | 3,335 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2475% | 1,606 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 4,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 4,991 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 7,080 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 6,110 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 7,063 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 8,138 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0962% | 8,939 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |