Home > The Bank of Darien > Income and Expense
The Bank of Darien, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,359,000 | 2,192 |
| Total interest expense | $7,512,000 | 2,086 |
| Net interest income | $7,847,000 | 2,294 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $1,407,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $659,000 | 2,059 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $748,000 | 2,203 |
| Total noninterest expense | $7,335,000 | 1,900 |
| Salaries and employee benefits | $3,103,000 | 2,133 |
| Premises and equipment expense | $1,272,000 | 1,595 |
| Additional noninterest expense | $2,960,000 | 1,717 |
| Pre-tax net operating income | $1,844,000 | 3,748 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $524,000 | 4,048 |
| Income before extraordinary items | $1,346,000 | 3,562 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,346,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,305 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,327,280 | 3,587 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,701,000 | 2,388 |
| Total interest expense | $5,667,000 | 2,198 |
| Net interest income | $7,034,000 | 2,556 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $1,351,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $636,000 | 2,126 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $715,000 | 2,297 |
| Total noninterest expense | $6,624,000 | 2,137 |
| Salaries and employee benefits | $3,008,000 | 2,211 |
| Premises and equipment expense | $1,261,000 | 1,642 |
| Additional noninterest expense | $2,355,000 | 2,246 |
| Pre-tax net operating income | $1,686,000 | 3,986 |
| Securities gains (losses) | $46,000 | 1,207 |
| Applicable income taxes | $593,000 | 3,547 |
| Income before extraordinary items | $1,139,000 | 4,050 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,139,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $711,000 | 1,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,108,640 | 4,191 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,089,000 | 2,796 |
| Total interest expense | $4,847,000 | 2,646 |
| Net interest income | $6,242,000 | 2,919 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $2,011,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $645,000 | 2,125 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,366,000 | 1,660 |
| Total noninterest expense | $5,781,000 | 2,474 |
| Salaries and employee benefits | $2,669,000 | 2,484 |
| Premises and equipment expense | $1,187,000 | 1,770 |
| Additional noninterest expense | $1,925,000 | 2,818 |
| Pre-tax net operating income | $2,112,000 | 3,147 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $800,000 | 2,757 |
| Income before extraordinary items | $1,339,000 | 3,604 |
| Extraordinary gains, net | $1,125,000 | 209 |
| Net income | $2,464,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,570 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,321,720 | 3,459 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,069,000 | 3,170 |
| Total interest expense | $5,114,000 | 3,253 |
| Net interest income | $5,955,000 | 3,069 |
| Provision for loan and lease losses | $1,258,000 | 1,588 |
| Total noninterest income | $1,170,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $519,000 | 2,666 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $651,000 | 2,679 |
| Total noninterest expense | $5,246,000 | 2,743 |
| Salaries and employee benefits | $2,216,000 | 2,914 |
| Premises and equipment expense | $1,133,000 | 1,863 |
| Additional noninterest expense | $1,897,000 | 2,925 |
| Pre-tax net operating income | $621,000 | 7,572 |
| Securities gains (losses) | $367,000 | 1,355 |
| Applicable income taxes | $364,000 | 5,165 |
| Income before extraordinary items | $624,000 | 6,407 |
| Extraordinary gains, net | $346,000 | 278 |
| Net income | $970,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $893,000 | 1,676 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $389,120 | 7,970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.