Home > The Bank of Darien > Assets and Liabilities
The Bank of Darien, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 80 | 2,423 |
| Assets and Liabilities | ||
| Total Assets: | $229,172,000 | 2,062 |
| Cash and due from depository institutions | $9,931,000 | 2,423 |
| Interest-bearing balances | $1,051,000 | 2,493 |
| Securities | $108,796,000 | 1,154 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $103,407,000 | 2,614 |
| Loan loss allowance | $2,883,000 | 1,420 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,268,000 | 5,212 |
| Other real estate owned | $603,000 | 2,423 |
| Goodwill and other intangibles | $258,000 | 1,890 |
| All other assets | $4,909,000 | 1,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,172,000 | 2,062 |
| Total liabilities | $212,915,000 | 2,002 |
| Total deposits | $178,495,000 | 2,214 |
| Interest-bearing deposits | $151,936,000 | 2,232 |
| Deposits held in domestic offices | $178,495,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,116,000 | 776 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $11,347,000 | 1,105 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $957,000 | 3,764 |
| Total equity capital | $16,257,000 | 2,742 |
| Total bank equity capital | $16,257,000 | 2,742 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,740,000 | 1,447 |
| Surplus | $11,770,000 | 1,395 |
| Undivided profits | $1,747,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,477,000 | 1,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $683,000 | 3,471 |
| Earning assets | $213,254,000 | 2,030 |
| Long-term assets (5+ years) | $17,960,000 | 2,700 |
| Average Assets, year-to-date | $222,397,000 | 2,042 |
| Average Assets, quarterly | $223,347,000 | 2,093 |
| Volatile liabilities | $45,391,000 | 1,390 |
| Insider loans | $2,229,000 | 1,928 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $25,384,000 | 1,690 |
| Tier 1 (core) risk-based capital | $16,186,000 | 2,652 |
| Tier 2 risk-based capital | $1,439,750 | 2,100 |
| Total risk weighted assets | $113,736,350 | 2,397 |
| Total unused commitments | $25,384,000 | 1,700 |
| Derivatives | $34,000,000 | 401 |
| 1994-12-31 | Rank | |
| # of Employees: | 79 | 2,541 |
| Assets and Liabilities | ||
| Total Assets: | $213,729,000 | 2,162 |
| Cash and due from depository institutions | $8,549,000 | 2,541 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $123,127,000 | 1,056 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $74,942,000 | 3,449 |
| Loan loss allowance | $3,004,000 | 1,392 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,627,000 | 4,362 |
| Other real estate owned | $1,016,000 | 2,541 |
| Goodwill and other intangibles | $464,000 | 1,487 |
| All other assets | $4,004,000 | 2,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,729,000 | 2,162 |
| Total liabilities | $201,532,000 | 2,079 |
| Total deposits | $183,106,000 | 2,117 |
| Interest-bearing deposits | $157,799,000 | 2,098 |
| Deposits held in domestic offices | $183,106,000 | 2,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,681,000 | 1,183 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,987,000 | 1,616 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $758,000 | 3,765 |
| Total equity capital | $12,197,000 | 3,317 |
| Total bank equity capital | $12,197,000 | 3,317 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,740,000 | 1,465 |
| Surplus | $11,770,000 | 1,329 |
| Undivided profits | $-2,313,000 | 12,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $489,000 | 4,306 |
| Earning assets | $198,069,000 | 2,128 |
| Long-term assets (5+ years) | $21,916,000 | 2,361 |
| Average Assets, year-to-date | $210,161,800 | 2,132 |
| Average Assets, quarterly | $216,125,500 | 2,121 |
| Volatile liabilities | $22,019,000 | 2,341 |
| Insider loans | $2,520,000 | 1,662 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $20,452,000 | 1,881 |
| Tier 1 (core) risk-based capital | $14,635,000 | 2,823 |
| Tier 2 risk-based capital | $1,294,990 | 2,303 |
| Total risk weighted assets | $101,889,990 | 2,601 |
| Total unused commitments | $20,452,000 | 1,892 |
| Derivatives | $34,000,000 | 408 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $201,083,000 | 2,316 |
| Cash and due from depository institutions | $7,125,000 | 2,723 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $93,795,000 | 1,454 |
| Federal funds sold & reverse repurchase agreements | $6,370,000 | 2,193 |
| Net loans & leases | $85,461,000 | 2,976 |
| Loan loss allowance | $3,640,000 | 1,257 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,781,000 | 4,048 |
| Other real estate owned | $1,271,000 | 2,723 |
| Goodwill and other intangibles | $671,000 | 1,194 |
| All other assets | $4,609,000 | 1,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,083,000 | 2,316 |
| Total liabilities | $187,123,000 | 2,276 |
| Total deposits | $159,989,000 | 2,480 |
| Interest-bearing deposits | $138,026,000 | 2,487 |
| Deposits held in domestic offices | $159,989,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,029,000 | 679 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,105,000 | 2,889 |
| Total equity capital | $13,960,000 | 2,896 |
| Total bank equity capital | $13,960,000 | 2,896 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,740,000 | 1,471 |
| Surplus | $11,770,000 | 1,260 |
| Undivided profits | $-550,000 | 12,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,058,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $444,000 | 4,219 |
| Earning assets | $185,626,000 | 2,290 |
| Long-term assets (5+ years) | $21,229,000 | 2,530 |
| Average Assets, year-to-date | $191,062,400 | 2,349 |
| Average Assets, quarterly | $198,314,500 | 2,325 |
| Volatile liabilities | $32,455,000 | 1,651 |
| Insider loans | $2,934,000 | 1,422 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,604,000 | 2,138 |
| Tier 1 (core) risk-based capital | $13,289,000 | 2,975 |
| Tier 2 risk-based capital | $1,439,010 | 2,095 |
| Total risk weighted assets | $112,919,710 | 2,333 |
| Total unused commitments | $16,604,000 | 2,157 |
| Derivatives | $31,500,000 | 397 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $187,235,000 | 2,525 |
| Cash and due from depository institutions | $7,987,000 | 3,067 |
| Interest-bearing balances | $24,000 | 7,793 |
| Securities | $79,869,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $6,870,000 | 2,424 |
| Net loans & leases | $84,105,000 | 3,103 |
| Loan loss allowance | $3,111,000 | 1,502 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,445,000 | 4,806 |
| Other real estate owned | $2,370,000 | 3,067 |
| Goodwill and other intangibles | $868,000 | 1,075 |
| All other assets | $3,721,000 | 2,089 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,235,000 | 2,525 |
| Total liabilities | $175,739,000 | 2,475 |
| Total deposits | $154,794,000 | 2,661 |
| Interest-bearing deposits | $134,683,000 | 2,674 |
| Deposits held in domestic offices | $154,794,000 | 2,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $276,000 | 3,311 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000,000 | 698 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $669,000 | 4,592 |
| Total equity capital | $11,496,000 | 3,337 |
| Total bank equity capital | $11,496,000 | 3,337 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,740,000 | 1,502 |
| Surplus | $11,770,000 | 1,224 |
| Undivided profits | $-3,014,000 | 13,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,484,000 | 1,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $593,000 | 3,425 |
| Earning assets | $170,868,000 | 2,530 |
| Long-term assets (5+ years) | $19,534,000 | 2,659 |
| Average Assets, year-to-date | $159,028,600 | 2,893 |
| Average Assets, quarterly | $185,369,500 | 2,530 |
| Volatile liabilities | $26,301,000 | 1,899 |
| Insider loans | $330,000 | 2,697 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $21,785,000 | 1,724 |
| Tier 1 (core) risk-based capital | $10,628,000 | 3,588 |
| Tier 2 risk-based capital | $1,447,960 | 2,119 |
| Total risk weighted assets | $114,173,960 | 2,383 |
| Total unused commitments | $21,785,000 | 1,741 |
| Derivatives | $56,500,000 | 308 |