Home > The Bank of Currituck > Assets and Liabilities
The Bank of Currituck, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 55 | 2,820 |
| Assets and Liabilities | ||
| Total Assets: | $172,590,000 | 3,570 |
| Cash and due from depository institutions | $26,723,000 | 2,820 |
| Interest-bearing balances | $22,899,000 | 1,528 |
| Securities | $16,247,000 | 4,814 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $106,115,000 | 3,662 |
| Loan loss allowance | $3,562,000 | 2,094 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,575,000 | 2,181 |
| Other real estate owned | $9,640,000 | 2,820 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,290,000 | 2,274 |
| Life insurance assets | $4,163,000 | 1,477 |
| Total liabilities and capital | $172,590,000 | 3,570 |
| Total liabilities | $162,181,000 | 3,418 |
| Total deposits | $159,484,000 | 3,274 |
| Interest-bearing deposits | $137,242,000 | 3,254 |
| Deposits held in domestic offices | $159,484,000 | 3,271 |
| % insured | 93.60% | 2,100 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,697,000 | 1,751 |
| Total equity capital | $10,409,000 | 5,141 |
| Total bank equity capital | $10,409,000 | 5,140 |
| Perpetual preferred stock | $4,021,000 | 111 |
| Common stock | $116,000 | 5,750 |
| Surplus | $5,595,000 | 3,761 |
| Undivided profits | $677,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $13,758,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $670,000 | 4,429 |
| Earning assets | $145,261,000 | 3,796 |
| Long-term assets (5+ years) | $26,337,000 | 3,675 |
| Average Assets, year-to-date | $185,289,500 | 3,342 |
| Average Assets, quarterly | $176,916,500 | 3,489 |
| Volatile liabilities | $41,993,000 | 3,009 |
| Insider loans | $3,194,000 | 2,059 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $6,929,000 | 4,696 |
| Tier 1 (core) risk-based capital | $9,807,000 | 5,121 |
| Tier 2 risk-based capital | $1,461,000 | 3,312 |
| Total risk weighted assets | $114,807,000 | 3,595 |
| Total unused commitments | $6,929,000 | 4,698 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 54 | 2,880 |
| Assets and Liabilities | ||
| Total Assets: | $181,243,000 | 3,452 |
| Cash and due from depository institutions | $18,544,000 | 2,880 |
| Interest-bearing balances | $10,868,000 | 2,558 |
| Securities | $17,148,000 | 4,730 |
| Federal funds sold & reverse repurchase agreements | $7,660,000 | 1,045 |
| Net loans & leases | $117,032,000 | 3,433 |
| Loan loss allowance | $4,924,000 | 1,617 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,646,000 | 2,185 |
| Other real estate owned | $7,155,000 | 2,880 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,058,000 | 2,355 |
| Life insurance assets | $4,132,000 | 1,487 |
| Total liabilities and capital | $181,243,000 | 3,452 |
| Total liabilities | $170,094,000 | 3,300 |
| Total deposits | $167,552,000 | 3,145 |
| Interest-bearing deposits | $144,696,000 | 3,144 |
| Deposits held in domestic offices | $167,552,000 | 3,142 |
| % insured | 92.91% | 2,496 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,542,000 | 1,742 |
| Total equity capital | $11,149,000 | 4,929 |
| Total bank equity capital | $11,149,000 | 4,928 |
| Perpetual preferred stock | $4,021,000 | 107 |
| Common stock | $116,000 | 5,801 |
| Surplus | $5,595,000 | 3,769 |
| Undivided profits | $1,417,000 | 5,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,449,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $735,000 | 4,105 |
| Earning assets | $152,708,000 | 3,669 |
| Long-term assets (5+ years) | $28,396,000 | 3,546 |
| Average Assets, year-to-date | $191,226,000 | 3,288 |
| Average Assets, quarterly | $188,188,500 | 3,333 |
| Volatile liabilities | $40,878,000 | 3,117 |
| Insider loans | $3,068,000 | 2,182 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $7,921,000 | 4,503 |
| Tier 1 (core) risk-based capital | $10,524,000 | 4,922 |
| Tier 2 risk-based capital | $1,635,000 | 3,030 |
| Total risk weighted assets | $127,466,000 | 3,345 |
| Total unused commitments | $7,921,000 | 4,507 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 54 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $195,134,000 | 3,309 |
| Cash and due from depository institutions | $28,499,000 | 2,918 |
| Interest-bearing balances | $24,288,000 | 1,384 |
| Securities | $16,907,000 | 4,802 |
| Federal funds sold & reverse repurchase agreements | $10,409,000 | 903 |
| Net loans & leases | $119,659,000 | 3,434 |
| Loan loss allowance | $6,000,000 | 1,396 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,718,000 | 2,193 |
| Other real estate owned | $5,700,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $8,242,000 | 2,381 |
| Life insurance assets | $4,102,000 | 1,494 |
| Total liabilities and capital | $195,134,000 | 3,309 |
| Total liabilities | $184,352,000 | 3,175 |
| Total deposits | $181,935,000 | 2,990 |
| Interest-bearing deposits | $157,902,000 | 2,982 |
| Deposits held in domestic offices | $181,935,000 | 2,989 |
| % insured | 88.09% | 4,342 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,417,000 | 1,833 |
| Total equity capital | $10,782,000 | 5,040 |
| Total bank equity capital | $10,782,000 | 5,038 |
| Perpetual preferred stock | $4,021,000 | 102 |
| Common stock | $116,000 | 5,885 |
| Surplus | $5,595,000 | 3,822 |
| Undivided profits | $1,050,000 | 5,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $13,199,000 | 1,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $798,000 | 3,934 |
| Earning assets | $171,263,000 | 3,404 |
| Long-term assets (5+ years) | $29,374,000 | 3,475 |
| Average Assets, year-to-date | $196,217,500 | 3,273 |
| Average Assets, quarterly | $196,217,500 | 3,273 |
| Volatile liabilities | $42,736,000 | 3,073 |
| Insider loans | $2,842,000 | 2,383 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,885,000 | 4,401 |
| Tier 1 (core) risk-based capital | $10,319,000 | 5,044 |
| Tier 2 risk-based capital | $1,655,000 | 3,059 |
| Total risk weighted assets | $128,032,000 | 3,392 |
| Total unused commitments | $8,885,000 | 4,406 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 53 | 3,005 |
| Assets and Liabilities | ||
| Total Assets: | $197,301,000 | 3,273 |
| Cash and due from depository institutions | $20,859,000 | 3,005 |
| Interest-bearing balances | $16,391,000 | 1,646 |
| Securities | $18,386,000 | 4,591 |
| Federal funds sold & reverse repurchase agreements | $10,408,000 | 817 |
| Net loans & leases | $126,267,000 | 3,336 |
| Loan loss allowance | $5,000,000 | 1,617 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,790,000 | 2,205 |
| Other real estate owned | $8,031,000 | 3,005 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,560,000 | 2,581 |
| Life insurance assets | $4,071,000 | 1,504 |
| Total liabilities and capital | $197,301,000 | 3,273 |
| Total liabilities | $181,424,000 | 3,215 |
| Total deposits | $176,825,000 | 3,053 |
| Interest-bearing deposits | $154,251,000 | 3,011 |
| Deposits held in domestic offices | $176,825,000 | 3,052 |
| % insured | 89.77% | 3,809 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,000,000 | 4,489 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,599,000 | 1,735 |
| Total equity capital | $15,877,000 | 3,856 |
| Total bank equity capital | $15,877,000 | 3,856 |
| Perpetual preferred stock | $4,021,000 | 95 |
| Common stock | $116,000 | 5,944 |
| Surplus | $5,595,000 | 3,844 |
| Undivided profits | $6,145,000 | 3,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,512,000 | 1,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,016,000 | 3,304 |
| Earning assets | $171,452,000 | 3,389 |
| Long-term assets (5+ years) | $29,909,000 | 3,406 |
| Average Assets, year-to-date | $195,585,200 | 3,233 |
| Average Assets, quarterly | $199,702,000 | 3,229 |
| Volatile liabilities | $39,440,000 | 3,295 |
| Insider loans | $2,653,000 | 2,564 |
| FHLB advances | $2,000,000 | 4,334 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,066,000 | 3,748 |
| Tier 1 (core) risk-based capital | $15,492,000 | 3,798 |
| Tier 2 risk-based capital | $1,759,000 | 2,921 |
| Total risk weighted assets | $137,486,000 | 3,261 |
| Total unused commitments | $12,066,000 | 3,750 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $202,103,000 | 3,227 |
| Cash and due from depository institutions | $22,207,000 | 2,976 |
| Interest-bearing balances | $13,558,000 | 1,648 |
| Securities | $16,292,000 | 4,887 |
| Federal funds sold & reverse repurchase agreements | $10,407,000 | 889 |
| Net loans & leases | $128,148,000 | 3,327 |
| Loan loss allowance | $3,278,000 | 2,164 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,861,000 | 2,208 |
| Other real estate owned | $10,428,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,760,000 | 2,083 |
| Life insurance assets | $4,061,000 | 1,494 |
| Total liabilities and capital | $202,103,000 | 3,227 |
| Total liabilities | $182,455,000 | 3,214 |
| Total deposits | $177,181,000 | 3,046 |
| Interest-bearing deposits | $149,730,000 | 3,085 |
| Deposits held in domestic offices | $177,181,000 | 3,044 |
| % insured | 89.10% | 4,268 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,000,000 | 4,601 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,274,000 | 1,574 |
| Total equity capital | $19,648,000 | 3,326 |
| Total bank equity capital | $19,648,000 | 3,326 |
| Perpetual preferred stock | $4,021,000 | 92 |
| Common stock | $116,000 | 6,013 |
| Surplus | $5,595,000 | 3,849 |
| Undivided profits | $9,916,000 | 3,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,632,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,324,000 | 2,749 |
| Earning assets | $168,405,000 | 3,457 |
| Long-term assets (5+ years) | $26,790,000 | 3,604 |
| Average Assets, year-to-date | $195,156,250 | 3,252 |
| Average Assets, quarterly | $198,269,000 | 3,255 |
| Volatile liabilities | $25,486,000 | 4,390 |
| Insider loans | $2,852,000 | 2,454 |
| FHLB advances | $2,000,000 | 4,440 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,520,000 | 4,139 |
| Tier 1 (core) risk-based capital | $19,155,000 | 3,241 |
| Tier 2 risk-based capital | $1,801,000 | 2,881 |
| Total risk weighted assets | $143,140,000 | 3,186 |
| Total unused commitments | $10,520,000 | 4,141 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 57 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $194,435,000 | 3,314 |
| Cash and due from depository institutions | $15,163,000 | 2,879 |
| Interest-bearing balances | $7,324,000 | 2,215 |
| Securities | $16,868,000 | 4,811 |
| Federal funds sold & reverse repurchase agreements | $9,405,000 | 1,095 |
| Net loans & leases | $131,232,000 | 3,294 |
| Loan loss allowance | $5,000,000 | 1,486 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,933,000 | 2,209 |
| Other real estate owned | $6,329,000 | 2,879 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,505,000 | 1,985 |
| Life insurance assets | $4,024,000 | 1,515 |
| Total liabilities and capital | $194,435,000 | 3,314 |
| Total liabilities | $178,327,000 | 3,284 |
| Total deposits | $172,002,000 | 3,123 |
| Interest-bearing deposits | $149,495,000 | 3,100 |
| Deposits held in domestic offices | $172,002,000 | 3,121 |
| % insured | 74.90% | 5,056 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,000,000 | 4,657 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,325,000 | 1,306 |
| Total equity capital | $16,108,000 | 3,882 |
| Total bank equity capital | $16,108,000 | 3,882 |
| Perpetual preferred stock | $4,021,000 | 90 |
| Common stock | $116,000 | 6,089 |
| Surplus | $5,595,000 | 3,879 |
| Undivided profits | $6,376,000 | 3,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $20,184,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,980,000 | 1,751 |
| Earning assets | $164,829,000 | 3,510 |
| Long-term assets (5+ years) | $28,926,000 | 3,389 |
| Average Assets, year-to-date | $192,840,670 | 3,308 |
| Average Assets, quarterly | $194,959,000 | 3,309 |
| Volatile liabilities | $33,860,000 | 3,687 |
| Insider loans | $3,586,000 | 2,093 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,208,000 | 4,339 |
| Tier 1 (core) risk-based capital | $15,825,000 | 3,820 |
| Tier 2 risk-based capital | $1,821,000 | 2,830 |
| Total risk weighted assets | $142,513,000 | 3,217 |
| Total unused commitments | $10,208,000 | 4,344 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $195,483,000 | 3,315 |
| Cash and due from depository institutions | $21,042,000 | 2,759 |
| Interest-bearing balances | $14,512,000 | 1,222 |
| Securities | $16,478,000 | 4,867 |
| Federal funds sold & reverse repurchase agreements | $5,404,000 | 2,157 |
| Net loans & leases | $134,739,000 | 3,240 |
| Loan loss allowance | $2,011,000 | 2,971 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,012,000 | 2,183 |
| Other real estate owned | $2,293,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,515,000 | 1,962 |
| Life insurance assets | $3,987,000 | 1,524 |
| Total liabilities and capital | $195,483,000 | 3,315 |
| Total liabilities | $172,659,000 | 3,363 |
| Total deposits | $162,182,000 | 3,277 |
| Interest-bearing deposits | $139,811,000 | 3,257 |
| Deposits held in domestic offices | $162,182,000 | 3,275 |
| % insured | 76.66% | 4,688 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $7,000,000 | 3,480 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,477,000 | 1,522 |
| Total equity capital | $22,824,000 | 2,906 |
| Total bank equity capital | $22,824,000 | 2,906 |
| Perpetual preferred stock | $4,021,000 | 84 |
| Common stock | $116,000 | 6,125 |
| Surplus | $5,595,000 | 3,882 |
| Undivided profits | $13,092,000 | 2,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,092,000 | 990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,113,000 | 1,662 |
| Earning assets | $171,133,000 | 3,423 |
| Long-term assets (5+ years) | $28,238,000 | 3,396 |
| Average Assets, year-to-date | $192,043,500 | 3,332 |
| Average Assets, quarterly | $192,043,500 | 3,332 |
| Volatile liabilities | $44,048,000 | 3,043 |
| Insider loans | $3,420,000 | 2,190 |
| FHLB advances | $7,000,000 | 3,340 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,484,000 | 4,179 |
| Tier 1 (core) risk-based capital | $22,446,000 | 2,818 |
| Tier 2 risk-based capital | $1,641,000 | 3,071 |
| Total risk weighted assets | $130,863,000 | 3,452 |
| Total unused commitments | $11,484,000 | 4,179 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 70 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $188,604,000 | 3,381 |
| Cash and due from depository institutions | $15,781,000 | 2,418 |
| Interest-bearing balances | $561,000 | 4,278 |
| Securities | $16,318,000 | 4,918 |
| Federal funds sold & reverse repurchase agreements | $3,403,000 | 2,456 |
| Net loans & leases | $135,339,000 | 3,247 |
| Loan loss allowance | $1,841,000 | 3,100 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,058,000 | 2,177 |
| Other real estate owned | $2,293,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $9,412,000 | 2,002 |
| Life insurance assets | $3,956,000 | 1,531 |
| Total liabilities and capital | $188,604,000 | 3,381 |
| Total liabilities | $169,984,000 | 3,371 |
| Total deposits | $151,429,000 | 3,392 |
| Interest-bearing deposits | $129,262,000 | 3,387 |
| Deposits held in domestic offices | $151,429,000 | 3,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $14,400,000 | 2,712 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,155,000 | 1,345 |
| Total equity capital | $18,620,000 | 3,459 |
| Total bank equity capital | $18,620,000 | 3,459 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $116,000 | 6,165 |
| Surplus | $5,595,000 | 3,863 |
| Undivided profits | $12,909,000 | 2,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,714,000 | 1,518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,692,000 | 2,239 |
| Earning assets | $155,621,000 | 3,655 |
| Long-term assets (5+ years) | $28,415,000 | 3,354 |
| Average Assets, year-to-date | $179,481,000 | 3,411 |
| Average Assets, quarterly | $183,314,000 | 3,416 |
| Volatile liabilities | $42,197,000 | 3,095 |
| Insider loans | $3,403,000 | 2,229 |
| FHLB advances | $14,400,000 | 2,606 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $12,739,000 | 3,985 |
| Tier 1 (core) risk-based capital | $18,347,000 | 3,389 |
| Tier 2 risk-based capital | $1,673,000 | 2,990 |
| Total risk weighted assets | $133,440,000 | 3,401 |
| Total unused commitments | $12,739,000 | 3,988 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 69 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $178,024,000 | 3,500 |
| Cash and due from depository institutions | $5,608,000 | 2,464 |
| Interest-bearing balances | $625,000 | 3,434 |
| Securities | $16,887,000 | 4,792 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,525 |
| Net loans & leases | $136,049,000 | 3,218 |
| Loan loss allowance | $1,642,000 | 3,163 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,122,000 | 2,141 |
| Other real estate owned | $1,896,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,162,000 | 2,040 |
| Life insurance assets | $3,544,000 | 1,636 |
| Total liabilities and capital | $178,024,000 | 3,500 |
| Total liabilities | $159,040,000 | 3,496 |
| Total deposits | $141,007,000 | 3,522 |
| Interest-bearing deposits | $115,337,000 | 3,663 |
| Deposits held in domestic offices | $141,007,000 | 3,519 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $14,400,000 | 2,704 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,633,000 | 1,460 |
| Total equity capital | $18,984,000 | 3,419 |
| Total bank equity capital | $18,984,000 | 3,419 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $116,000 | 6,219 |
| Surplus | $5,595,000 | 3,859 |
| Undivided profits | $13,273,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,643,000 | 3,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,708,000 | 2,356 |
| Earning assets | $155,861,000 | 3,624 |
| Long-term assets (5+ years) | $27,069,000 | 3,418 |
| Average Assets, year-to-date | $177,200,250 | 3,450 |
| Average Assets, quarterly | $178,949,000 | 3,473 |
| Volatile liabilities | $39,909,000 | 3,130 |
| Insider loans | $4,260,000 | 1,836 |
| FHLB advances | $14,400,000 | 2,596 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,697,000 | 3,963 |
| Tier 1 (core) risk-based capital | $18,926,000 | 3,349 |
| Tier 2 risk-based capital | $1,642,000 | 2,958 |
| Total risk weighted assets | $134,037,000 | 3,377 |
| Total unused commitments | $13,697,000 | 3,964 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $179,874,000 | 3,482 |
| Cash and due from depository institutions | $10,074,000 | 2,507 |
| Interest-bearing balances | $706,000 | 3,219 |
| Securities | $18,546,000 | 4,625 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $134,129,000 | 3,233 |
| Loan loss allowance | $1,601,000 | 3,157 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,152,000 | 2,129 |
| Other real estate owned | $1,784,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,189,000 | 1,999 |
| Life insurance assets | $3,519,000 | 1,643 |
| Total liabilities and capital | $179,874,000 | 3,482 |
| Total liabilities | $161,277,000 | 3,472 |
| Total deposits | $138,380,000 | 3,577 |
| Interest-bearing deposits | $111,761,000 | 3,744 |
| Deposits held in domestic offices | $138,380,000 | 3,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,656,000 | 1,873 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,400,000 | 2,603 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,841,000 | 1,393 |
| Total equity capital | $18,597,000 | 3,504 |
| Total bank equity capital | $18,597,000 | 3,504 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $116,000 | 6,272 |
| Surplus | $5,595,000 | 3,857 |
| Undivided profits | $12,886,000 | 2,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,209,000 | 2,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,570,000 | 2,472 |
| Earning assets | $153,381,000 | 3,659 |
| Long-term assets (5+ years) | $27,745,000 | 3,343 |
| Average Assets, year-to-date | $176,925,670 | 3,471 |
| Average Assets, quarterly | $180,409,000 | 3,444 |
| Volatile liabilities | $47,316,000 | 2,782 |
| Insider loans | $3,900,000 | 1,980 |
| FHLB advances | $14,400,000 | 2,504 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $14,275,000 | 3,994 |
| Tier 1 (core) risk-based capital | $18,696,000 | 3,395 |
| Tier 2 risk-based capital | $1,602,000 | 2,980 |
| Total risk weighted assets | $132,669,000 | 3,390 |
| Total unused commitments | $14,275,000 | 3,994 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 73 | 2,358 |
| Assets and Liabilities | ||
| Total Assets: | $180,944,000 | 3,452 |
| Cash and due from depository institutions | $7,779,000 | 2,358 |
| Interest-bearing balances | $539,000 | 3,582 |
| Securities | $23,221,000 | 4,035 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 3,998 |
| Net loans & leases | $129,450,000 | 3,288 |
| Loan loss allowance | $1,547,000 | 3,172 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,210,000 | 2,080 |
| Other real estate owned | $1,744,000 | 2,358 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,090,000 | 1,931 |
| Life insurance assets | $3,494,000 | 1,635 |
| Total liabilities and capital | $180,944,000 | 3,452 |
| Total liabilities | $162,325,000 | 3,435 |
| Total deposits | $143,263,000 | 3,517 |
| Interest-bearing deposits | $118,480,000 | 3,604 |
| Deposits held in domestic offices | $143,263,000 | 3,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,007,000 | 1,812 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,500,000 | 2,697 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,555,000 | 1,584 |
| Total equity capital | $18,619,000 | 3,571 |
| Total bank equity capital | $18,619,000 | 3,571 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $116,000 | 6,301 |
| Surplus | $5,595,000 | 3,838 |
| Undivided profits | $12,908,000 | 2,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,626,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,527,000 | 2,576 |
| Earning assets | $156,660,000 | 3,614 |
| Long-term assets (5+ years) | $24,233,000 | 3,504 |
| Average Assets, year-to-date | $175,451,500 | 3,510 |
| Average Assets, quarterly | $175,451,500 | 3,510 |
| Volatile liabilities | $44,126,000 | 2,873 |
| Insider loans | $3,707,000 | 1,998 |
| FHLB advances | $11,500,000 | 2,596 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $13,085,000 | 4,244 |
| Tier 1 (core) risk-based capital | $18,398,000 | 3,437 |
| Tier 2 risk-based capital | $1,547,000 | 3,018 |
| Total risk weighted assets | $131,080,000 | 3,392 |
| Total unused commitments | $13,085,000 | 4,246 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 67 | 2,577 |
| Assets and Liabilities | ||
| Total Assets: | $169,959,000 | 3,590 |
| Cash and due from depository institutions | $6,525,000 | 2,577 |
| Interest-bearing balances | $591,000 | 3,009 |
| Securities | $24,760,000 | 3,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $122,963,000 | 3,409 |
| Loan loss allowance | $1,602,000 | 3,029 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,196,000 | 2,083 |
| Other real estate owned | $463,000 | 2,577 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,052,000 | 1,937 |
| Life insurance assets | $3,470,000 | 1,631 |
| Total liabilities and capital | $169,958,000 | 3,590 |
| Total liabilities | $151,639,000 | 3,585 |
| Total deposits | $130,934,000 | 3,710 |
| Interest-bearing deposits | $105,935,000 | 3,839 |
| Deposits held in domestic offices | $130,934,000 | 3,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,800,000 | 1,800 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,500,000 | 2,535 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,405,000 | 1,329 |
| Total equity capital | $18,319,000 | 3,580 |
| Total bank equity capital | $18,319,000 | 3,580 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $116,000 | 6,339 |
| Surplus | $5,595,000 | 3,811 |
| Undivided profits | $12,608,000 | 2,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,766,000 | 870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,487,000 | 2,845 |
| Earning assets | $148,314,000 | 3,719 |
| Long-term assets (5+ years) | $24,366,000 | 3,293 |
| Average Assets, year-to-date | $162,345,200 | 3,609 |
| Average Assets, quarterly | $166,781,500 | 3,620 |
| Volatile liabilities | $39,670,000 | 3,107 |
| Insider loans | $3,405,000 | 2,126 |
| FHLB advances | $11,500,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,758,000 | 3,731 |
| Tier 1 (core) risk-based capital | $18,256,000 | 3,442 |
| Tier 2 risk-based capital | $1,260,000 | 3,469 |
| Total risk weighted assets | $125,620,000 | 3,503 |
| Total unused commitments | $16,758,000 | 3,732 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 66 | 2,609 |
| Assets and Liabilities | ||
| Total Assets: | $163,604,000 | 3,664 |
| Cash and due from depository institutions | $6,410,000 | 2,609 |
| Interest-bearing balances | $674,000 | 2,752 |
| Securities | $28,613,000 | 3,559 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $113,821,000 | 3,562 |
| Loan loss allowance | $1,572,000 | 3,045 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,905,000 | 2,121 |
| Other real estate owned | $579,000 | 2,609 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,276,000 | 2,084 |
| Life insurance assets | $3,445,000 | 1,606 |
| Total liabilities and capital | $163,604,000 | 3,664 |
| Total liabilities | $145,147,000 | 3,664 |
| Total deposits | $128,525,000 | 3,734 |
| Interest-bearing deposits | $101,294,000 | 3,953 |
| Deposits held in domestic offices | $128,525,000 | 3,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,398 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,500,000 | 2,420 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,322,000 | 1,646 |
| Total equity capital | $18,457,000 | 3,513 |
| Total bank equity capital | $18,457,000 | 3,513 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $116,000 | 6,349 |
| Surplus | $5,595,000 | 3,762 |
| Undivided profits | $12,746,000 | 2,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,073,000 | 1,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,364,000 | 3,228 |
| Earning assets | $143,108,000 | 3,796 |
| Long-term assets (5+ years) | $22,501,000 | 3,330 |
| Average Assets, year-to-date | $160,441,750 | 3,636 |
| Average Assets, quarterly | $162,573,000 | 3,647 |
| Volatile liabilities | $29,493,000 | 3,789 |
| Insider loans | $3,345,000 | 2,138 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $15,114,000 | 3,964 |
| Tier 1 (core) risk-based capital | $18,554,000 | 3,381 |
| Tier 2 risk-based capital | $1,470,000 | 3,090 |
| Total risk weighted assets | $117,876,000 | 3,620 |
| Total unused commitments | $15,114,000 | 3,964 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $161,542,000 | 3,676 |
| Cash and due from depository institutions | $9,861,000 | 2,595 |
| Interest-bearing balances | $601,000 | 2,920 |
| Securities | $23,901,000 | 3,989 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $113,197,000 | 3,565 |
| Loan loss allowance | $1,568,000 | 3,049 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,723,000 | 2,183 |
| Other real estate owned | $572,000 | 2,595 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,288,000 | 2,080 |
| Life insurance assets | $3,420,000 | 1,607 |
| Total liabilities and capital | $161,542,000 | 3,676 |
| Total liabilities | $143,533,000 | 3,690 |
| Total deposits | $123,811,000 | 3,846 |
| Interest-bearing deposits | $94,592,000 | 4,150 |
| Deposits held in domestic offices | $123,811,000 | 3,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,678 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,500,000 | 1,947 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,222,000 | 1,631 |
| Total equity capital | $18,009,000 | 3,531 |
| Total bank equity capital | $18,009,000 | 3,531 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $116,000 | 6,390 |
| Surplus | $5,595,000 | 3,752 |
| Undivided profits | $12,298,000 | 2,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,431,000 | 2,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,417,000 | 2,931 |
| Earning assets | $137,699,000 | 3,891 |
| Long-term assets (5+ years) | $18,976,000 | 3,583 |
| Average Assets, year-to-date | $159,387,670 | 3,677 |
| Average Assets, quarterly | $158,504,000 | 3,707 |
| Volatile liabilities | $25,275,000 | 4,131 |
| Insider loans | $3,073,000 | 2,272 |
| FHLB advances | $15,500,000 | 1,839 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $15,631,000 | 3,920 |
| Tier 1 (core) risk-based capital | $18,300,000 | 3,405 |
| Tier 2 risk-based capital | $1,483,000 | 3,063 |
| Total risk weighted assets | $118,517,000 | 3,596 |
| Total unused commitments | $15,631,000 | 3,921 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 61 | 2,834 |
| Assets and Liabilities | ||
| Total Assets: | $155,466,000 | 3,791 |
| Cash and due from depository institutions | $6,001,000 | 2,834 |
| Interest-bearing balances | $688,000 | 2,883 |
| Securities | $25,117,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $111,627,000 | 3,557 |
| Loan loss allowance | $1,573,000 | 3,038 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,873,000 | 2,488 |
| Other real estate owned | $0 | 2,834 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $7,848,000 | 2,108 |
| Life insurance assets | $3,396,000 | 1,598 |
| Total liabilities and capital | $155,466,000 | 3,791 |
| Total liabilities | $137,508,000 | 3,808 |
| Total deposits | $115,979,000 | 4,026 |
| Interest-bearing deposits | $88,119,000 | 4,345 |
| Deposits held in domestic offices | $115,979,000 | 4,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,866 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,500,000 | 1,895 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,029,000 | 1,769 |
| Total equity capital | $17,958,000 | 3,551 |
| Total bank equity capital | $17,958,000 | 3,551 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $116,000 | 6,411 |
| Surplus | $5,595,000 | 3,706 |
| Undivided profits | $12,247,000 | 2,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,069,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,337,000 | 2,982 |
| Earning assets | $137,432,000 | 3,914 |
| Long-term assets (5+ years) | $17,956,000 | 3,639 |
| Average Assets, year-to-date | $158,310,500 | 3,709 |
| Average Assets, quarterly | $158,310,500 | 3,709 |
| Volatile liabilities | $28,475,000 | 3,760 |
| Insider loans | $2,861,000 | 2,351 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $17,674,000 | 3,654 |
| Tier 1 (core) risk-based capital | $18,049,000 | 3,425 |
| Tier 2 risk-based capital | $1,443,000 | 3,102 |
| Total risk weighted assets | $115,277,000 | 3,628 |
| Total unused commitments | $17,674,000 | 3,654 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 64 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $161,155,000 | 3,678 |
| Cash and due from depository institutions | $7,512,000 | 2,727 |
| Interest-bearing balances | $660,000 | 2,889 |
| Securities | $27,321,000 | 3,694 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,949 |
| Net loans & leases | $109,549,000 | 3,590 |
| Loan loss allowance | $1,573,000 | 3,021 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,082,000 | 2,841 |
| Other real estate owned | $0 | 2,727 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,891,000 | 2,103 |
| Life insurance assets | $3,370,000 | 1,578 |
| Total liabilities and capital | $161,154,000 | 3,678 |
| Total liabilities | $143,550,000 | 3,688 |
| Total deposits | $125,281,000 | 3,800 |
| Interest-bearing deposits | $98,100,000 | 3,992 |
| Deposits held in domestic offices | $125,281,000 | 3,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,550 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 2,179 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $4,069,000 | 1,365 |
| Total equity capital | $17,604,000 | 3,542 |
| Total bank equity capital | $17,604,000 | 3,542 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $116,000 | 6,442 |
| Surplus | $5,595,000 | 3,650 |
| Undivided profits | $11,893,000 | 2,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,426,000 | 2,912 |
| Earning assets | $142,330,000 | 3,761 |
| Long-term assets (5+ years) | $15,582,000 | 3,886 |
| Average Assets, year-to-date | $154,994,600 | 3,648 |
| Average Assets, quarterly | $157,702,500 | 3,700 |
| Volatile liabilities | $31,172,000 | 3,653 |
| Insider loans | $2,746,000 | 2,387 |
| FHLB advances | $13,000,000 | 2,072 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,630,000 | 3,372 |
| Tier 1 (core) risk-based capital | $17,762,000 | 3,409 |
| Tier 2 risk-based capital | $1,435,000 | 3,098 |
| Total risk weighted assets | $114,683,000 | 3,609 |
| Total unused commitments | $19,630,000 | 3,373 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 65 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $154,250,000 | 3,764 |
| Cash and due from depository institutions | $6,633,000 | 2,707 |
| Interest-bearing balances | $759,000 | 2,680 |
| Securities | $25,432,000 | 3,922 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 3,134 |
| Net loans & leases | $108,455,000 | 3,606 |
| Loan loss allowance | $1,583,000 | 3,006 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,924,000 | 3,575 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,556,000 | 2,183 |
| Life insurance assets | $3,345,000 | 1,549 |
| Total liabilities and capital | $154,250,000 | 3,764 |
| Total liabilities | $136,521,000 | 3,783 |
| Total deposits | $120,311,000 | 3,858 |
| Interest-bearing deposits | $88,822,000 | 4,215 |
| Deposits held in domestic offices | $120,311,000 | 3,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $13,000,000 | 2,267 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,210,000 | 1,622 |
| Total equity capital | $17,729,000 | 3,506 |
| Total bank equity capital | $17,729,000 | 3,506 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $116,000 | 6,496 |
| Surplus | $5,595,000 | 3,619 |
| Undivided profits | $12,018,000 | 2,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $625,000 | 3,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,231,000 | 3,324 |
| Earning assets | $137,896,000 | 3,830 |
| Long-term assets (5+ years) | $14,932,000 | 3,908 |
| Average Assets, year-to-date | $153,454,500 | 3,682 |
| Average Assets, quarterly | $155,216,000 | 3,715 |
| Volatile liabilities | $22,861,000 | 4,395 |
| Insider loans | $2,862,000 | 2,275 |
| FHLB advances | $13,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $25,619,000 | 2,901 |
| Tier 1 (core) risk-based capital | $17,895,000 | 3,382 |
| Tier 2 risk-based capital | $1,419,000 | 3,113 |
| Total risk weighted assets | $113,345,000 | 3,626 |
| Total unused commitments | $25,619,000 | 2,902 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 61 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $156,182,000 | 3,683 |
| Cash and due from depository institutions | $9,996,000 | 2,898 |
| Interest-bearing balances | $775,000 | 2,690 |
| Securities | $21,788,000 | 4,328 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,861 |
| Net loans & leases | $112,083,000 | 3,476 |
| Loan loss allowance | $1,593,000 | 2,951 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,812,000 | 3,632 |
| Other real estate owned | $0 | 2,898 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,803,000 | 2,103 |
| Life insurance assets | $3,327,000 | 1,525 |
| Total liabilities and capital | $156,182,000 | 3,683 |
| Total liabilities | $139,151,000 | 3,692 |
| Total deposits | $123,171,000 | 3,762 |
| Interest-bearing deposits | $91,096,000 | 4,118 |
| Deposits held in domestic offices | $123,171,000 | 3,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $13,000,000 | 2,308 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,980,000 | 1,605 |
| Total equity capital | $17,031,000 | 3,494 |
| Total bank equity capital | $17,031,000 | 3,494 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $116,000 | 6,515 |
| Surplus | $5,595,000 | 3,572 |
| Undivided profits | $11,320,000 | 2,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 3,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,304,000 | 2,864 |
| Earning assets | $136,346,000 | 3,816 |
| Long-term assets (5+ years) | $10,512,000 | 4,526 |
| Average Assets, year-to-date | $153,189,330 | 3,683 |
| Average Assets, quarterly | $153,913,000 | 3,700 |
| Volatile liabilities | $22,341,000 | 4,384 |
| Insider loans | $3,212,000 | 2,053 |
| FHLB advances | $13,000,000 | 2,181 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $20,433,000 | 3,328 |
| Tier 1 (core) risk-based capital | $17,467,000 | 3,385 |
| Tier 2 risk-based capital | $1,475,000 | 3,003 |
| Total risk weighted assets | $117,801,000 | 3,499 |
| Total unused commitments | $20,433,000 | 3,329 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 61 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $151,644,000 | 3,744 |
| Cash and due from depository institutions | $6,903,000 | 2,868 |
| Interest-bearing balances | $905,000 | 2,668 |
| Securities | $22,178,000 | 4,341 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,882 |
| Net loans & leases | $111,147,000 | 3,447 |
| Loan loss allowance | $1,572,000 | 2,956 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,801,000 | 3,580 |
| Other real estate owned | $0 | 2,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,365,000 | 2,157 |
| Life insurance assets | $3,300,000 | 1,491 |
| Total liabilities and capital | $151,644,000 | 3,744 |
| Total liabilities | $134,909,000 | 3,756 |
| Total deposits | $117,863,000 | 3,875 |
| Interest-bearing deposits | $86,850,000 | 4,267 |
| Deposits held in domestic offices | $117,863,000 | 3,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,571 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $13,000,000 | 2,197 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,946,000 | 1,602 |
| Total equity capital | $16,735,000 | 3,521 |
| Total bank equity capital | $16,735,000 | 3,521 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $116,000 | 6,530 |
| Surplus | $5,595,000 | 3,506 |
| Undivided profits | $11,024,000 | 2,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,360,000 | 2,607 |
| Earning assets | $135,480,000 | 3,807 |
| Long-term assets (5+ years) | $9,050,000 | 4,764 |
| Average Assets, year-to-date | $151,693,000 | 3,709 |
| Average Assets, quarterly | $151,693,000 | 3,709 |
| Volatile liabilities | $26,540,000 | 3,817 |
| Insider loans | $3,135,000 | 2,056 |
| FHLB advances | $13,000,000 | 2,102 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $25,921,000 | 2,849 |
| Tier 1 (core) risk-based capital | $17,082,000 | 3,411 |
| Tier 2 risk-based capital | $1,467,000 | 2,969 |
| Total risk weighted assets | $117,236,000 | 3,444 |
| Total unused commitments | $25,921,000 | 2,851 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $151,742,000 | 3,712 |
| Cash and due from depository institutions | $7,594,000 | 2,813 |
| Interest-bearing balances | $1,002,000 | 2,642 |
| Securities | $26,431,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $107,797,000 | 3,502 |
| Loan loss allowance | $1,534,000 | 2,969 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,871,000 | 3,508 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,049,000 | 2,237 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $151,742,000 | 3,712 |
| Total liabilities | $135,332,000 | 3,730 |
| Total deposits | $112,371,000 | 4,008 |
| Interest-bearing deposits | $82,114,000 | 4,383 |
| Deposits held in domestic offices | $112,371,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,562 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,000,000 | 2,194 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,461,000 | 1,389 |
| Total equity capital | $16,410,000 | 3,551 |
| Total bank equity capital | $16,410,000 | 3,551 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $116,000 | 6,555 |
| Surplus | $5,595,000 | 3,466 |
| Undivided profits | $10,699,000 | 2,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,675 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,260,000 | 2,822 |
| Earning assets | $135,230,000 | 3,783 |
| Long-term assets (5+ years) | $9,595,000 | 4,648 |
| Average Assets, year-to-date | $142,735,000 | 3,739 |
| Average Assets, quarterly | $149,145,500 | 3,725 |
| Volatile liabilities | $28,888,000 | 3,561 |
| Insider loans | $3,222,000 | 2,001 |
| FHLB advances | $14,000,000 | 2,068 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $29,958,000 | 2,529 |
| Tier 1 (core) risk-based capital | $16,699,000 | 3,435 |
| Tier 2 risk-based capital | $1,438,000 | 2,975 |
| Total risk weighted assets | $114,909,000 | 3,457 |
| Total unused commitments | $29,958,000 | 2,529 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 61 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $146,549,000 | 3,759 |
| Cash and due from depository institutions | $10,503,000 | 2,832 |
| Interest-bearing balances | $883,000 | 2,852 |
| Securities | $23,672,000 | 4,135 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 3,980 |
| Net loans & leases | $101,150,000 | 3,628 |
| Loan loss allowance | $1,494,000 | 3,025 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,841,000 | 3,510 |
| Other real estate owned | $0 | 2,832 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,683,000 | 2,258 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $146,549,000 | 3,759 |
| Total liabilities | $129,932,000 | 3,792 |
| Total deposits | $115,047,000 | 3,859 |
| Interest-bearing deposits | $75,300,000 | 4,595 |
| Deposits held in domestic offices | $115,047,000 | 3,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $12,000,000 | 2,397 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,885,000 | 1,556 |
| Total equity capital | $16,617,000 | 3,480 |
| Total bank equity capital | $16,617,000 | 3,480 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $116,000 | 6,582 |
| Surplus | $5,595,000 | 3,411 |
| Undivided profits | $10,906,000 | 2,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $960,000 | 3,557 |
| Earning assets | $127,405,000 | 3,896 |
| Long-term assets (5+ years) | $9,431,000 | 4,731 |
| Average Assets, year-to-date | $140,483,250 | 3,783 |
| Average Assets, quarterly | $147,898,500 | 3,698 |
| Volatile liabilities | $21,232,000 | 4,257 |
| Insider loans | $2,789,000 | 2,222 |
| FHLB advances | $12,000,000 | 2,262 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,654,000 | 2,793 |
| Tier 1 (core) risk-based capital | $16,757,000 | 3,363 |
| Tier 2 risk-based capital | $1,366,000 | 3,060 |
| Total risk weighted assets | $109,190,000 | 3,543 |
| Total unused commitments | $25,654,000 | 2,794 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $149,248,000 | 3,649 |
| Cash and due from depository institutions | $15,226,000 | 2,815 |
| Interest-bearing balances | $895,000 | 2,867 |
| Securities | $19,616,000 | 4,690 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,502 |
| Net loans & leases | $102,398,000 | 3,522 |
| Loan loss allowance | $1,475,000 | 3,022 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,817,000 | 3,478 |
| Other real estate owned | $510,000 | 2,815 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,681,000 | 2,170 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $149,248,000 | 3,649 |
| Total liabilities | $132,981,000 | 3,642 |
| Total deposits | $118,300,000 | 3,711 |
| Interest-bearing deposits | $72,214,000 | 4,685 |
| Deposits held in domestic offices | $118,300,000 | 3,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $12,000,000 | 2,363 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,681,000 | 1,563 |
| Total equity capital | $16,267,000 | 3,490 |
| Total bank equity capital | $16,267,000 | 3,490 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $116,000 | 6,582 |
| Surplus | $5,595,000 | 3,367 |
| Undivided profits | $10,556,000 | 2,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,057,000 | 3,006 |
| Earning assets | $124,909,000 | 3,910 |
| Long-term assets (5+ years) | $4,514,000 | 6,056 |
| Average Assets, year-to-date | $138,461,330 | 3,800 |
| Average Assets, quarterly | $142,094,500 | 3,759 |
| Volatile liabilities | $20,254,000 | 4,239 |
| Insider loans | $2,834,000 | 2,149 |
| FHLB advances | $12,000,000 | 2,243 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,023,000 | 3,089 |
| Tier 1 (core) risk-based capital | $16,358,000 | 3,354 |
| Tier 2 risk-based capital | $1,399,000 | 2,968 |
| Total risk weighted assets | $111,862,000 | 3,423 |
| Total unused commitments | $21,023,000 | 3,090 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $134,941,000 | 3,927 |
| Cash and due from depository institutions | $6,792,000 | 2,920 |
| Interest-bearing balances | $839,000 | 2,892 |
| Securities | $18,786,000 | 4,874 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,999 |
| Net loans & leases | $99,577,000 | 3,551 |
| Loan loss allowance | $1,446,000 | 3,061 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,591,000 | 3,671 |
| Other real estate owned | $510,000 | 2,920 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,485,000 | 2,224 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $134,941,000 | 3,927 |
| Total liabilities | $119,129,000 | 3,985 |
| Total deposits | $100,992,000 | 4,216 |
| Interest-bearing deposits | $65,546,000 | 5,044 |
| Deposits held in domestic offices | $100,992,000 | 4,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,162 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,500,000 | 2,148 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,637,000 | 1,565 |
| Total equity capital | $15,812,000 | 3,489 |
| Total bank equity capital | $15,812,000 | 3,489 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $116,000 | 6,635 |
| Surplus | $5,595,000 | 3,330 |
| Undivided profits | $10,101,000 | 2,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $208,000 | 5,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $881,000 | 3,422 |
| Earning assets | $119,402,000 | 4,044 |
| Long-term assets (5+ years) | $3,306,000 | 6,522 |
| Average Assets, year-to-date | $133,068,000 | 3,940 |
| Average Assets, quarterly | $133,068,000 | 3,940 |
| Volatile liabilities | $22,006,000 | 3,940 |
| Insider loans | $2,973,000 | 2,033 |
| FHLB advances | $13,500,000 | 2,040 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $25,133,000 | 2,691 |
| Tier 1 (core) risk-based capital | $15,998,000 | 3,388 |
| Tier 2 risk-based capital | $1,337,000 | 3,054 |
| Total risk weighted assets | $106,814,000 | 3,504 |
| Total unused commitments | $25,133,000 | 2,696 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $131,195,000 | 3,999 |
| Cash and due from depository institutions | $9,407,000 | 3,021 |
| Interest-bearing balances | $955,000 | 2,863 |
| Securities | $19,085,000 | 4,858 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $93,425,000 | 3,706 |
| Loan loss allowance | $1,330,000 | 3,249 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,625,000 | 3,613 |
| Other real estate owned | $545,000 | 3,021 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,108,000 | 2,291 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $131,195,000 | 3,999 |
| Total liabilities | $115,506,000 | 4,067 |
| Total deposits | $95,497,000 | 4,361 |
| Interest-bearing deposits | $65,241,000 | 5,034 |
| Deposits held in domestic offices | $95,497,000 | 4,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,604 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $12,000,000 | 2,338 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,009,000 | 1,376 |
| Total equity capital | $15,689,000 | 3,510 |
| Total bank equity capital | $15,689,000 | 3,510 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $116,000 | 6,664 |
| Surplus | $5,595,000 | 3,286 |
| Undivided profits | $9,978,000 | 3,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $702,000 | 3,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $833,000 | 3,580 |
| Earning assets | $113,465,000 | 4,208 |
| Long-term assets (5+ years) | $1,212,000 | 7,396 |
| Average Assets, year-to-date | $126,010,800 | 4,001 |
| Average Assets, quarterly | $131,174,000 | 3,977 |
| Volatile liabilities | $21,949,000 | 3,905 |
| Insider loans | $3,190,000 | 1,891 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,793,000 | 2,543 |
| Tier 1 (core) risk-based capital | $15,699,000 | 3,392 |
| Tier 2 risk-based capital | $1,251,000 | 3,195 |
| Total risk weighted assets | $100,004,000 | 3,660 |
| Total unused commitments | $25,793,000 | 2,544 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 53 | 3,169 |
| Assets and Liabilities | ||
| Total Assets: | $131,153,000 | 3,970 |
| Cash and due from depository institutions | $11,313,000 | 3,169 |
| Interest-bearing balances | $1,894,000 | 2,183 |
| Securities | $19,312,000 | 4,795 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,530 |
| Net loans & leases | $89,649,000 | 3,795 |
| Loan loss allowance | $1,240,000 | 3,432 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,417,000 | 3,786 |
| Other real estate owned | $505,000 | 3,169 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,857,000 | 2,320 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $131,153,000 | 3,970 |
| Total liabilities | $115,267,000 | 4,027 |
| Total deposits | $99,265,000 | 4,197 |
| Interest-bearing deposits | $64,155,000 | 5,062 |
| Deposits held in domestic offices | $99,265,000 | 4,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $13,500,000 | 2,177 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,502,000 | 1,601 |
| Total equity capital | $15,886,000 | 3,480 |
| Total bank equity capital | $15,886,000 | 3,480 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $116,000 | 6,705 |
| Surplus | $5,595,000 | 3,232 |
| Undivided profits | $10,175,000 | 2,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $746,000 | 4,090 |
| Earning assets | $112,955,000 | 4,166 |
| Long-term assets (5+ years) | $1,429,000 | 7,365 |
| Average Assets, year-to-date | $124,714,750 | 4,027 |
| Average Assets, quarterly | $127,502,500 | 4,027 |
| Volatile liabilities | $15,919,000 | 4,657 |
| Insider loans | $3,020,000 | 1,934 |
| FHLB advances | $13,500,000 | 2,051 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,236,000 | 2,638 |
| Tier 1 (core) risk-based capital | $15,784,000 | 3,365 |
| Tier 2 risk-based capital | $1,206,000 | 3,256 |
| Total risk weighted assets | $96,468,000 | 3,716 |
| Total unused commitments | $24,236,000 | 2,642 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $123,852,000 | 4,128 |
| Cash and due from depository institutions | $7,951,000 | 3,098 |
| Interest-bearing balances | $1,044,000 | 2,814 |
| Securities | $20,379,000 | 4,740 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $86,757,000 | 3,851 |
| Loan loss allowance | $1,237,000 | 3,422 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,473,000 | 3,694 |
| Other real estate owned | $583,000 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $5,709,000 | 2,352 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $123,852,000 | 4,128 |
| Total liabilities | $108,492,000 | 4,208 |
| Total deposits | $96,181,000 | 4,282 |
| Interest-bearing deposits | $60,572,000 | 5,266 |
| Deposits held in domestic offices | $96,181,000 | 4,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,826 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 2,704 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,311,000 | 1,583 |
| Total equity capital | $15,360,000 | 3,458 |
| Total bank equity capital | $15,360,000 | 3,458 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $116,000 | 6,754 |
| Surplus | $5,595,000 | 3,193 |
| Undivided profits | $9,649,000 | 2,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $745,000 | 3,832 |
| Earning assets | $108,180,000 | 4,294 |
| Long-term assets (5+ years) | $2,224,000 | 7,138 |
| Average Assets, year-to-date | $122,568,670 | 4,098 |
| Average Assets, quarterly | $122,565,500 | 4,131 |
| Volatile liabilities | $10,321,000 | 5,721 |
| Insider loans | $3,760,000 | 1,535 |
| FHLB advances | $9,000,000 | 2,582 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,458,000 | 2,618 |
| Tier 1 (core) risk-based capital | $15,422,000 | 3,383 |
| Tier 2 risk-based capital | $1,161,000 | 3,334 |
| Total risk weighted assets | $92,830,000 | 3,794 |
| Total unused commitments | $24,458,000 | 2,621 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 51 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $121,279,000 | 4,187 |
| Cash and due from depository institutions | $8,885,000 | 3,290 |
| Interest-bearing balances | $1,109,000 | 2,937 |
| Securities | $20,348,000 | 4,742 |
| Federal funds sold & reverse repurchase agreements | $4,450,000 | 3,054 |
| Net loans & leases | $79,715,000 | 4,019 |
| Loan loss allowance | $1,329,000 | 3,195 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,515,000 | 3,611 |
| Other real estate owned | $0 | 3,290 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,366,000 | 2,354 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $121,279,000 | 4,187 |
| Total liabilities | $105,847,000 | 4,266 |
| Total deposits | $94,613,000 | 4,336 |
| Interest-bearing deposits | $62,471,000 | 5,197 |
| Deposits held in domestic offices | $94,613,000 | 4,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $9,000,000 | 2,562 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,234,000 | 1,825 |
| Total equity capital | $15,432,000 | 3,511 |
| Total bank equity capital | $15,432,000 | 3,511 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $116,000 | 6,774 |
| Surplus | $5,595,000 | 3,156 |
| Undivided profits | $9,721,000 | 3,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,585,000 | 1,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $670,000 | 4,123 |
| Earning assets | $105,622,000 | 4,378 |
| Long-term assets (5+ years) | $942,000 | 7,658 |
| Average Assets, year-to-date | $121,927,000 | 4,140 |
| Average Assets, quarterly | $121,927,000 | 4,140 |
| Volatile liabilities | $10,474,000 | 5,574 |
| Insider loans | $3,992,000 | 1,411 |
| FHLB advances | $9,000,000 | 2,444 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $23,739,000 | 2,602 |
| Tier 1 (core) risk-based capital | $15,089,000 | 3,402 |
| Tier 2 risk-based capital | $1,089,000 | 3,455 |
| Total risk weighted assets | $86,919,000 | 3,925 |
| Total unused commitments | $23,739,000 | 2,609 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $122,575,000 | 4,124 |
| Cash and due from depository institutions | $9,086,000 | 3,302 |
| Interest-bearing balances | $1,165,000 | 2,757 |
| Securities | $20,105,000 | 4,802 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,580 |
| Net loans & leases | $77,726,000 | 4,052 |
| Loan loss allowance | $1,326,000 | 3,203 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,593,000 | 3,518 |
| Other real estate owned | $82,000 | 3,302 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,483,000 | 2,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,575,000 | 4,124 |
| Total liabilities | $107,581,000 | 4,201 |
| Total deposits | $95,825,000 | 4,273 |
| Interest-bearing deposits | $70,272,000 | 4,780 |
| Deposits held in domestic offices | $95,825,000 | 4,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,571 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,756,000 | 1,465 |
| Total equity capital | $14,994,000 | 3,536 |
| Total bank equity capital | $14,994,000 | 3,536 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $116,000 | 6,828 |
| Surplus | $5,595,000 | 3,121 |
| Undivided profits | $9,283,000 | 3,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 3,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $723,000 | 4,004 |
| Earning assets | $106,496,000 | 4,315 |
| Long-term assets (5+ years) | $1,156,000 | 7,614 |
| Average Assets, year-to-date | $122,948,600 | 4,008 |
| Average Assets, quarterly | $124,401,500 | 4,052 |
| Volatile liabilities | $12,949,000 | 5,021 |
| Insider loans | $3,645,000 | 1,535 |
| FHLB advances | $9,000,000 | 2,435 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,776,000 | 2,451 |
| Tier 1 (core) risk-based capital | $14,828,000 | 3,414 |
| Tier 2 risk-based capital | $1,057,000 | 3,539 |
| Total risk weighted assets | $84,285,000 | 3,998 |
| Total unused commitments | $24,776,000 | 2,457 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 49 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $126,228,000 | 4,023 |
| Cash and due from depository institutions | $13,659,000 | 3,447 |
| Interest-bearing balances | $1,228,000 | 2,872 |
| Securities | $21,462,000 | 4,556 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,422 |
| Net loans & leases | $73,252,000 | 4,215 |
| Loan loss allowance | $1,353,000 | 3,137 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,587,000 | 3,506 |
| Other real estate owned | $0 | 3,447 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,268,000 | 2,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,228,000 | 4,023 |
| Total liabilities | $111,044,000 | 4,083 |
| Total deposits | $99,780,000 | 4,138 |
| Interest-bearing deposits | $71,006,000 | 4,735 |
| Deposits held in domestic offices | $99,780,000 | 4,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,000,000 | 2,533 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,264,000 | 1,746 |
| Total equity capital | $15,184,000 | 3,470 |
| Total bank equity capital | $15,184,000 | 3,470 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $116,000 | 6,873 |
| Surplus | $5,595,000 | 3,066 |
| Undivided profits | $9,473,000 | 3,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 5,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $694,000 | 4,352 |
| Earning assets | $105,942,000 | 4,312 |
| Long-term assets (5+ years) | $1,654,000 | 7,446 |
| Average Assets, year-to-date | $123,042,000 | 4,015 |
| Average Assets, quarterly | $129,547,500 | 3,919 |
| Volatile liabilities | $13,916,000 | 4,824 |
| Insider loans | $9,070,000 | 549 |
| FHLB advances | $9,000,000 | 2,392 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,968,000 | 2,675 |
| Tier 1 (core) risk-based capital | $14,978,000 | 3,364 |
| Tier 2 risk-based capital | $1,026,000 | 3,610 |
| Total risk weighted assets | $81,714,000 | 4,066 |
| Total unused commitments | $21,968,000 | 2,678 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 50 | 3,383 |
| Assets and Liabilities | ||
| Total Assets: | $132,867,000 | 3,859 |
| Cash and due from depository institutions | $12,777,000 | 3,383 |
| Interest-bearing balances | $400,000 | 4,131 |
| Securities | $21,234,000 | 4,515 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,686 |
| Net loans & leases | $81,794,000 | 3,861 |
| Loan loss allowance | $1,350,000 | 3,101 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,493,000 | 3,582 |
| Other real estate owned | $0 | 3,383 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,069,000 | 2,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,867,000 | 3,859 |
| Total liabilities | $117,662,000 | 3,897 |
| Total deposits | $106,559,000 | 3,930 |
| Interest-bearing deposits | $73,230,000 | 4,641 |
| Deposits held in domestic offices | $106,559,000 | 3,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,509 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,103,000 | 1,932 |
| Total equity capital | $15,205,000 | 3,484 |
| Total bank equity capital | $15,205,000 | 3,484 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $116,000 | 6,894 |
| Surplus | $5,595,000 | 3,036 |
| Undivided profits | $9,494,000 | 3,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $384,000 | 4,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $778,000 | 3,795 |
| Earning assets | $112,928,000 | 4,083 |
| Long-term assets (5+ years) | $2,751,000 | 6,966 |
| Average Assets, year-to-date | $121,980,000 | 4,052 |
| Average Assets, quarterly | $126,793,000 | 3,959 |
| Volatile liabilities | $16,267,000 | 4,349 |
| Insider loans | $3,975,000 | 1,377 |
| FHLB advances | $9,000,000 | 2,352 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $19,857,000 | 2,820 |
| Tier 1 (core) risk-based capital | $14,702,000 | 3,378 |
| Tier 2 risk-based capital | $1,123,000 | 3,303 |
| Total risk weighted assets | $89,589,000 | 3,769 |
| Total unused commitments | $19,857,000 | 2,828 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $120,719,000 | 4,104 |
| Cash and due from depository institutions | $11,430,000 | 3,886 |
| Interest-bearing balances | $166,000 | 4,849 |
| Securities | $16,433,000 | 5,268 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,738 |
| Net loans & leases | $81,299,000 | 3,824 |
| Loan loss allowance | $1,349,000 | 3,053 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,272,000 | 3,786 |
| Other real estate owned | $0 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,285,000 | 2,241 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,719,000 | 4,104 |
| Total liabilities | $106,014,000 | 4,170 |
| Total deposits | $94,849,000 | 4,258 |
| Interest-bearing deposits | $66,174,000 | 4,948 |
| Deposits held in domestic offices | $94,849,000 | 4,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,000,000 | 2,420 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,165,000 | 1,925 |
| Total equity capital | $14,705,000 | 3,521 |
| Total bank equity capital | $14,705,000 | 3,521 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $116,000 | 6,926 |
| Surplus | $5,595,000 | 2,987 |
| Undivided profits | $8,994,000 | 3,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $682,000 | 4,256 |
| Earning assets | $101,898,000 | 4,383 |
| Long-term assets (5+ years) | $2,507,000 | 7,022 |
| Average Assets, year-to-date | $116,536,500 | 4,186 |
| Average Assets, quarterly | $116,536,500 | 4,186 |
| Volatile liabilities | $17,955,000 | 4,063 |
| Insider loans | $3,908,000 | 1,382 |
| FHLB advances | $9,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $26,487,000 | 2,238 |
| Tier 1 (core) risk-based capital | $14,399,000 | 3,392 |
| Tier 2 risk-based capital | $1,059,000 | 3,403 |
| Total risk weighted assets | $84,467,000 | 3,897 |
| Total unused commitments | $26,487,000 | 2,249 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $112,354,000 | 4,297 |
| Cash and due from depository institutions | $6,708,000 | 3,876 |
| Interest-bearing balances | $142,000 | 4,854 |
| Securities | $17,296,000 | 5,063 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 2,677 |
| Net loans & leases | $75,584,000 | 4,043 |
| Loan loss allowance | $1,323,000 | 3,036 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,303,000 | 3,722 |
| Other real estate owned | $0 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,213,000 | 2,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,354,000 | 4,297 |
| Total liabilities | $97,910,000 | 4,385 |
| Total deposits | $86,415,000 | 4,534 |
| Interest-bearing deposits | $63,726,000 | 5,030 |
| Deposits held in domestic offices | $86,415,000 | 4,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,000,000 | 2,440 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,495,000 | 1,709 |
| Total equity capital | $14,444,000 | 3,534 |
| Total bank equity capital | $14,444,000 | 3,534 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $116,000 | 6,952 |
| Surplus | $5,595,000 | 2,955 |
| Undivided profits | $8,733,000 | 3,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $707,000 | 4,347 |
| Earning assets | $98,272,000 | 4,441 |
| Long-term assets (5+ years) | $2,647,000 | 6,925 |
| Average Assets, year-to-date | $109,260,800 | 4,227 |
| Average Assets, quarterly | $113,741,000 | 4,217 |
| Volatile liabilities | $17,393,000 | 4,110 |
| Insider loans | $3,820,000 | 1,387 |
| FHLB advances | $9,000,000 | 2,280 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $28,265,000 | 2,055 |
| Tier 1 (core) risk-based capital | $14,081,000 | 3,408 |
| Tier 2 risk-based capital | $975,000 | 3,598 |
| Total risk weighted assets | $77,650,000 | 4,126 |
| Total unused commitments | $28,265,000 | 2,058 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $102,760,000 | 4,460 |
| Cash and due from depository institutions | $6,019,000 | 3,815 |
| Interest-bearing balances | $158,000 | 4,708 |
| Securities | $16,532,000 | 5,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $73,126,000 | 4,018 |
| Loan loss allowance | $1,217,000 | 3,075 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,198,000 | 3,764 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,885,000 | 2,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,760,000 | 4,460 |
| Total liabilities | $89,363,000 | 4,557 |
| Total deposits | $77,934,000 | 4,757 |
| Interest-bearing deposits | $57,438,000 | 5,279 |
| Deposits held in domestic offices | $77,934,000 | 4,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 2,319 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,429,000 | 1,729 |
| Total equity capital | $13,397,000 | 3,544 |
| Total bank equity capital | $13,397,000 | 3,544 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $116,000 | 7,125 |
| Surplus | $5,595,000 | 2,842 |
| Undivided profits | $7,686,000 | 3,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 2,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $703,000 | 4,670 |
| Earning assets | $89,816,000 | 4,612 |
| Long-term assets (5+ years) | $1,823,000 | 7,459 |
| Average Assets, year-to-date | $95,417,600 | 4,538 |
| Average Assets, quarterly | $100,726,000 | 4,473 |
| Volatile liabilities | $14,829,000 | 4,524 |
| Insider loans | $2,647,000 | 1,860 |
| FHLB advances | $9,000,000 | 2,158 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $24,343,000 | 2,168 |
| Tier 1 (core) risk-based capital | $13,272,000 | 3,407 |
| Tier 2 risk-based capital | $950,000 | 3,497 |
| Total risk weighted assets | $75,703,000 | 4,062 |
| Total unused commitments | $24,343,000 | 2,173 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $88,475,000 | 4,867 |
| Cash and due from depository institutions | $4,325,000 | 4,189 |
| Interest-bearing balances | $117,000 | 4,388 |
| Securities | $13,255,000 | 5,931 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,390 |
| Net loans & leases | $63,393,000 | 4,412 |
| Loan loss allowance | $1,201,000 | 2,965 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,242,000 | 3,671 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,260,000 | 2,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,475,000 | 4,867 |
| Total liabilities | $75,835,000 | 5,015 |
| Total deposits | $64,749,000 | 5,261 |
| Interest-bearing deposits | $49,699,000 | 5,670 |
| Deposits held in domestic offices | $64,749,000 | 5,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,000,000 | 2,148 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,086,000 | 1,996 |
| Total equity capital | $12,640,000 | 3,605 |
| Total bank equity capital | $12,640,000 | 3,605 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $116,000 | 7,358 |
| Surplus | $5,595,000 | 2,763 |
| Undivided profits | $6,929,000 | 3,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 3,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $539,000 | 4,839 |
| Earning assets | $77,765,000 | 5,005 |
| Long-term assets (5+ years) | $909,000 | 8,009 |
| Average Assets, year-to-date | $84,655,400 | 4,848 |
| Average Assets, quarterly | $86,823,000 | 4,880 |
| Volatile liabilities | $10,583,000 | 5,460 |
| Insider loans | $1,994,000 | 2,339 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,407,000 | 4,795 |
| Tier 1 (core) risk-based capital | $12,646,000 | 3,476 |
| Tier 2 risk-based capital | $786,790 | 3,954 |
| Total risk weighted assets | $62,528,890 | 4,554 |
| Total unused commitments | $6,407,000 | 4,797 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 38 | 4,376 |
| Assets and Liabilities | ||
| Total Assets: | $80,099,000 | 5,217 |
| Cash and due from depository institutions | $6,021,000 | 4,376 |
| Interest-bearing balances | $173,000 | 4,188 |
| Securities | $13,643,000 | 6,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $54,262,000 | 4,844 |
| Loan loss allowance | $1,186,000 | 2,949 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,346,000 | 3,527 |
| Other real estate owned | $10,000 | 4,376 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,817,000 | 2,305 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,099,000 | 5,217 |
| Total liabilities | $68,174,000 | 5,402 |
| Total deposits | $60,276,000 | 5,549 |
| Interest-bearing deposits | $47,527,000 | 5,844 |
| Deposits held in domestic offices | $60,276,000 | 5,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,200,000 | 2,915 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 2,806 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,698,000 | 2,160 |
| Total equity capital | $11,925,000 | 3,661 |
| Total bank equity capital | $11,925,000 | 3,661 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $116,000 | 7,623 |
| Surplus | $5,595,000 | 2,716 |
| Undivided profits | $6,214,000 | 3,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $46,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $386,000 | 5,536 |
| Earning assets | $68,078,000 | 5,455 |
| Long-term assets (5+ years) | $1,981,000 | 7,686 |
| Average Assets, year-to-date | $78,446,400 | 5,154 |
| Average Assets, quarterly | $80,318,500 | 5,168 |
| Volatile liabilities | $8,761,000 | 5,782 |
| Insider loans | $1,738,000 | 2,491 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,000,000 | 5,468 |
| Tier 1 (core) risk-based capital | $12,060,000 | 3,611 |
| Tier 2 risk-based capital | $712,190 | 4,185 |
| Total risk weighted assets | $56,501,090 | 4,832 |
| Total unused commitments | $5,000,000 | 5,474 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 38 | 4,440 |
| Assets and Liabilities | ||
| Total Assets: | $75,291,000 | 5,424 |
| Cash and due from depository institutions | $4,073,000 | 4,440 |
| Interest-bearing balances | $29,000 | 5,846 |
| Securities | $16,706,000 | 5,439 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,498 |
| Net loans & leases | $47,246,000 | 5,115 |
| Loan loss allowance | $1,146,000 | 2,967 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,458,000 | 3,273 |
| Other real estate owned | $41,000 | 4,440 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,367,000 | 2,207 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,291,000 | 5,424 |
| Total liabilities | $63,784,000 | 5,630 |
| Total deposits | $62,247,000 | 5,500 |
| Interest-bearing deposits | $50,516,000 | 5,688 |
| Deposits held in domestic offices | $62,247,000 | 5,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,537,000 | 2,472 |
| Total equity capital | $11,507,000 | 3,859 |
| Total bank equity capital | $11,507,000 | 3,859 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $116,000 | 7,781 |
| Surplus | $5,595,000 | 2,574 |
| Undivided profits | $5,796,000 | 3,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $309,000 | 6,464 |
| Earning assets | $65,381,000 | 5,632 |
| Long-term assets (5+ years) | $2,525,000 | 7,403 |
| Average Assets, year-to-date | $75,072,800 | 5,214 |
| Average Assets, quarterly | $75,842,000 | 5,320 |
| Volatile liabilities | $10,236,000 | 4,922 |
| Insider loans | $1,575,000 | 2,565 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,000,000 | 5,885 |
| Tier 1 (core) risk-based capital | $11,498,000 | 3,693 |
| Tier 2 risk-based capital | $654,420 | 4,303 |
| Total risk weighted assets | $51,862,020 | 4,952 |
| Total unused commitments | $4,000,000 | 5,890 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 37 | 4,671 |
| Assets and Liabilities | ||
| Total Assets: | $71,836,000 | 5,622 |
| Cash and due from depository institutions | $3,956,000 | 4,671 |
| Interest-bearing balances | $40,000 | 5,488 |
| Securities | $13,372,000 | 6,428 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 3,906 |
| Net loans & leases | $45,563,000 | 5,322 |
| Loan loss allowance | $1,070,000 | 3,173 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,625,000 | 3,021 |
| Other real estate owned | $61,000 | 4,671 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,234,000 | 2,231 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,836,000 | 5,622 |
| Total liabilities | $60,840,000 | 5,834 |
| Total deposits | $57,429,000 | 5,842 |
| Interest-bearing deposits | $46,031,000 | 6,073 |
| Deposits held in domestic offices | $57,429,000 | 5,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,411,000 | 2,679 |
| Total equity capital | $10,996,000 | 3,956 |
| Total bank equity capital | $10,996,000 | 3,956 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $116,000 | 8,133 |
| Surplus | $5,595,000 | 2,523 |
| Undivided profits | $5,285,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $351,000 | 6,210 |
| Earning assets | $62,000,000 | 5,861 |
| Long-term assets (5+ years) | $1,524,000 | 8,048 |
| Average Assets, year-to-date | $69,403,600 | 5,577 |
| Average Assets, quarterly | $71,433,500 | 5,586 |
| Volatile liabilities | $10,704,000 | 4,781 |
| Insider loans | $1,883,000 | 2,166 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,000,000 | 6,519 |
| Tier 1 (core) risk-based capital | $10,996,000 | 3,825 |
| Tier 2 risk-based capital | $619,270 | 4,411 |
| Total risk weighted assets | $49,090,970 | 5,106 |
| Total unused commitments | $3,000,000 | 6,527 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $68,475,000 | 5,983 |
| Cash and due from depository institutions | $4,546,000 | 4,777 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $15,415,000 | 6,308 |
| Federal funds sold & reverse repurchase agreements | $6,055,000 | 2,148 |
| Net loans & leases | $37,912,000 | 6,062 |
| Loan loss allowance | $1,052,000 | 3,365 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,492,000 | 3,095 |
| Other real estate owned | $106,000 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,949,000 | 3,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,475,000 | 5,983 |
| Total liabilities | $57,998,000 | 6,216 |
| Total deposits | $56,777,000 | 6,080 |
| Interest-bearing deposits | $45,366,000 | 6,361 |
| Deposits held in domestic offices | $56,777,000 | 6,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,221,000 | 3,021 |
| Total equity capital | $10,477,000 | 4,173 |
| Total bank equity capital | $10,477,000 | 4,173 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $116,000 | 8,563 |
| Surplus | $5,595,000 | 2,580 |
| Undivided profits | $4,766,000 | 4,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 9,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $289,000 | 7,067 |
| Earning assets | $59,384,000 | 6,197 |
| Long-term assets (5+ years) | $1,690,000 | 8,080 |
| Average Assets, year-to-date | $64,299,800 | 6,068 |
| Average Assets, quarterly | $67,364,500 | 5,997 |
| Volatile liabilities | $5,115,000 | 7,032 |
| Insider loans | $527,000 | 5,387 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,000,000 | 6,429 |
| Tier 1 (core) risk-based capital | $10,477,000 | 4,079 |
| Tier 2 risk-based capital | $533,210 | 5,011 |
| Total risk weighted assets | $42,137,610 | 5,753 |
| Total unused commitments | $3,000,000 | 6,444 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $61,543,000 | 6,526 |
| Cash and due from depository institutions | $3,264,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $14,091,000 | 6,952 |
| Federal funds sold & reverse repurchase agreements | $5,430,000 | 2,667 |
| Net loans & leases | $34,167,000 | 6,465 |
| Loan loss allowance | $1,048,000 | 3,376 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,649,000 | 2,860 |
| Other real estate owned | $67,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,875,000 | 3,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,543,000 | 6,526 |
| Total liabilities | $51,528,000 | 6,848 |
| Total deposits | $50,561,000 | 6,730 |
| Interest-bearing deposits | $40,944,000 | 6,933 |
| Deposits held in domestic offices | $50,561,000 | 6,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $967,000 | 3,737 |
| Total equity capital | $10,015,000 | 4,330 |
| Total bank equity capital | $10,015,000 | 4,330 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $116,000 | 8,982 |
| Surplus | $5,595,000 | 2,594 |
| Undivided profits | $4,304,000 | 5,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 5,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $93,000 | 941 |
| Income earned, not collected on loans | $252,000 | 7,880 |
| Earning assets | $53,688,000 | 6,752 |
| Long-term assets (5+ years) | $961,000 | 9,047 |
| Average Assets, year-to-date | $59,794,200 | 6,449 |
| Average Assets, quarterly | $61,312,000 | 6,480 |
| Volatile liabilities | $4,445,000 | 7,325 |
| Insider loans | $479,000 | 5,788 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,700,000 | 7,831 |
| Tier 1 (core) risk-based capital | $10,015,000 | 4,213 |
| Tier 2 risk-based capital | $484,030 | 5,410 |
| Total risk weighted assets | $38,158,330 | 6,170 |
| Total unused commitments | $1,700,000 | 7,844 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $59,719,000 | 6,664 |
| Cash and due from depository institutions | $3,735,000 | 5,348 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,201,000 | 7,989 |
| Federal funds sold & reverse repurchase agreements | $4,095,000 | 2,164 |
| Net loans & leases | $35,370,000 | 6,314 |
| Loan loss allowance | $1,049,000 | 3,430 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,562,000 | 2,887 |
| Other real estate owned | $72,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,684,000 | 4,489 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,719,000 | 6,664 |
| Total liabilities | $49,944,000 | 7,027 |
| Total deposits | $48,906,000 | 6,905 |
| Interest-bearing deposits | $39,888,000 | 7,112 |
| Deposits held in domestic offices | $48,906,000 | 6,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,038,000 | 2,994 |
| Total equity capital | $9,775,000 | 4,146 |
| Total bank equity capital | $9,775,000 | 4,146 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $116,000 | 9,474 |
| Surplus | $5,595,000 | 2,507 |
| Undivided profits | $4,064,000 | 4,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 10,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $238,000 | 7,700 |
| Earning assets | $51,666,000 | 6,913 |
| Long-term assets (5+ years) | $513,000 | 10,131 |
| Average Assets, year-to-date | $59,330,600 | 6,597 |
| Average Assets, quarterly | $59,283,500 | 6,674 |
| Volatile liabilities | $4,026,000 | 7,501 |
| Insider loans | $500,000 | 5,689 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,700,000 | 7,902 |
| Tier 1 (core) risk-based capital | $9,775,000 | 4,224 |
| Tier 2 risk-based capital | $494,540 | 5,334 |
| Total risk weighted assets | $39,008,540 | 6,001 |
| Total unused commitments | $1,700,000 | 7,911 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 35 | 5,698 |
| Assets and Liabilities | ||
| Total Assets: | $63,146,000 | 6,578 |
| Cash and due from depository institutions | $5,009,000 | 5,698 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $12,407,000 | 8,204 |
| Federal funds sold & reverse repurchase agreements | $5,935,000 | 2,377 |
| Net loans & leases | $35,667,000 | 6,212 |
| Loan loss allowance | $895,000 | 4,091 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,682,000 | 2,734 |
| Other real estate owned | $58,000 | 5,698 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,388,000 | 4,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,146,000 | 6,578 |
| Total liabilities | $53,938,000 | 6,892 |
| Total deposits | $53,258,000 | 6,748 |
| Interest-bearing deposits | $43,137,000 | 7,010 |
| Deposits held in domestic offices | $53,258,000 | 6,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $680,000 | 4,242 |
| Total equity capital | $9,208,000 | 4,410 |
| Total bank equity capital | $9,208,000 | 4,410 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $116,000 | 9,955 |
| Surplus | $5,595,000 | 2,427 |
| Undivided profits | $3,497,000 | 5,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $308,000 | 6,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $220,000 | 7,662 |
| Earning assets | $54,009,000 | 6,933 |
| Long-term assets (5+ years) | $486,000 | 10,685 |
| Average Assets, year-to-date | $59,834,400 | 6,700 |
| Average Assets, quarterly | $60,740,000 | 6,720 |
| Volatile liabilities | $5,262,000 | 6,345 |
| Insider loans | $558,000 | 5,380 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,000,000 | 7,518 |
| Tier 1 (core) risk-based capital | $9,208,000 | 4,317 |
| Tier 2 risk-based capital | $509,600 | 5,190 |
| Total risk weighted assets | $40,382,600 | 5,846 |
| Total unused commitments | $2,000,000 | 7,543 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $59,668,000 | 6,959 |
| Cash and due from depository institutions | $3,161,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,497,000 | 8,197 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 3,123 |
| Net loans & leases | $34,563,000 | 6,367 |
| Loan loss allowance | $970,000 | 3,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,764,000 | 2,667 |
| Other real estate owned | $58,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,425,000 | 4,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,668,000 | 6,959 |
| Total liabilities | $50,965,000 | 7,280 |
| Total deposits | $50,327,000 | 7,168 |
| Interest-bearing deposits | $42,883,000 | 7,272 |
| Deposits held in domestic offices | $50,327,000 | 7,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $638,000 | 4,789 |
| Total equity capital | $8,703,000 | 4,441 |
| Total bank equity capital | $8,703,000 | 4,441 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $116,000 | 10,415 |
| Surplus | $5,595,000 | 2,341 |
| Undivided profits | $2,992,000 | 5,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 7,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $216,000 | 8,288 |
| Earning assets | $52,260,000 | 7,177 |
| Long-term assets (5+ years) | $428,000 | 11,100 |
| Average Assets, year-to-date | $57,515,400 | 6,988 |
| Average Assets, quarterly | $58,121,000 | 7,045 |
| Volatile liabilities | $5,144,000 | 6,453 |
| Insider loans | $178,000 | 4,243 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,050,000 | 5,210 |
| Tier 1 (core) risk-based capital | $8,703,000 | 4,380 |
| Tier 2 risk-based capital | $494,570 | 5,278 |
| Total risk weighted assets | $39,090,470 | 6,038 |
| Total unused commitments | $4,050,000 | 5,241 |
| Derivatives | $0 | 651 |