Home > The Bank of Crescent > Income and Expense
The Bank of Crescent, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $797,000 | 12,070 |
Total interest expense | $332,000 | 11,893 |
Net interest income | $465,000 | 12,098 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $121,000 | 10,271 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $67,000 | 9,102 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $54,000 | 9,402 |
Total noninterest expense | $399,000 | 12,044 |
Salaries and employee benefits | $205,000 | 12,043 |
Premises and equipment expense | $45,000 | 11,810 |
Additional noninterest expense | $149,000 | 11,802 |
Pre-tax net operating income | $187,000 | 10,991 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $47,000 | 10,550 |
Income before extraordinary items | $140,000 | 10,931 |
Extraordinary gains, net | $-75,000 | 12,536 |
Net income | $65,000 | 11,699 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 10,731 |
Cash dividends | $83,000 | 7,255 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $140,000 | 10,996 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $817,000 | 12,644 |
Total interest expense | $345,000 | 12,463 |
Net interest income | $472,000 | 12,631 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $114,000 | 10,983 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $79,000 | 9,041 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 10,982 |
Total noninterest expense | $384,000 | 12,711 |
Salaries and employee benefits | $182,000 | 12,759 |
Premises and equipment expense | $47,000 | 12,313 |
Additional noninterest expense | $155,000 | 12,350 |
Pre-tax net operating income | $202,000 | 11,018 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $57,000 | 10,777 |
Income before extraordinary items | $145,000 | 11,267 |
Extraordinary gains, net | $57,000 | 2,070 |
Net income | $202,000 | 10,733 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 7,509 |
Cash dividends | $163,000 | 5,902 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $145,000 | 11,063 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $944,000 | 13,117 |
Total interest expense | $433,000 | 13,055 |
Net interest income | $511,000 | 13,043 |
Provision for loan and lease losses | $16,000 | 10,806 |
Total noninterest income | $137,000 | 10,753 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 9,234 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 9,852 |
Total noninterest expense | $375,000 | 13,284 |
Salaries and employee benefits | $175,000 | 13,370 |
Premises and equipment expense | $42,000 | 12,992 |
Additional noninterest expense | $158,000 | 12,822 |
Pre-tax net operating income | $257,000 | 10,544 |
Securities gains (losses) | $-4,000 | 13,019 |
Applicable income taxes | $71,000 | 10,691 |
Income before extraordinary items | $182,000 | 10,841 |
Extraordinary gains, net | $71,000 | 881 |
Net income | $253,000 | 10,028 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 9,186 |
Cash dividends | $228,000 | 4,713 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $184,880 | 10,475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.