Home > The Bank of Commerce, Wetumka, Oklahoma > Income and Expense
The Bank of Commerce, Wetumka, Oklahoma, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 6,868 |
| Total interest expense | $379,000 | 7,451 |
| Net interest income | $1,039,000 | 6,393 |
| Provision for loan and lease losses | $5,000 | 6,509 |
| Total noninterest income | $273,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $184,000 | 3,650 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $89,000 | 5,243 |
| Total noninterest expense | $846,000 | 6,675 |
| Salaries and employee benefits | $457,000 | 6,700 |
| Premises and equipment expense | $161,000 | 5,692 |
| Additional noninterest expense | $228,000 | 6,819 |
| Pre-tax net operating income | $461,000 | 4,516 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $461,000 | 4,186 |
| Extraordinary gains, net | $156,000 | 9 |
| Net income | $617,000 | 3,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $230,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $461,000 | 4,127 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 6,981 |
| Total interest expense | $211,000 | 7,405 |
| Net interest income | $487,000 | 6,567 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $120,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $88,000 | 3,708 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $429,000 | 6,663 |
| Salaries and employee benefits | $228,000 | 6,728 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $119,000 | 6,738 |
| Pre-tax net operating income | $173,000 | 5,212 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $173,000 | 4,979 |
| Extraordinary gains, net | $156,000 | 8 |
| Net income | $329,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,171 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $173,000 | 4,863 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 7,012 |
| Total interest expense | $756,000 | 7,561 |
| Net interest income | $2,011,000 | 6,485 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $505,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $355,000 | 3,750 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $150,000 | 5,575 |
| Total noninterest expense | $1,731,000 | 6,567 |
| Salaries and employee benefits | $923,000 | 6,624 |
| Premises and equipment expense | $328,000 | 5,567 |
| Additional noninterest expense | $480,000 | 6,673 |
| Pre-tax net operating income | $725,000 | 5,386 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $279,000 | 3,467 |
| Income before extraordinary items | $446,000 | 5,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $446,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $320,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $446,000 | 5,870 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,046,000 | 7,075 |
| Total interest expense | $547,000 | 7,650 |
| Net interest income | $1,499,000 | 6,533 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $404,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $269,000 | 3,733 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $135,000 | 5,282 |
| Total noninterest expense | $1,301,000 | 6,562 |
| Salaries and employee benefits | $697,000 | 6,610 |
| Premises and equipment expense | $246,000 | 5,555 |
| Additional noninterest expense | $358,000 | 6,670 |
| Pre-tax net operating income | $557,000 | 5,577 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $221,000 | 3,594 |
| Income before extraordinary items | $336,000 | 6,127 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $336,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $170,000 | 4,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $336,000 | 6,114 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 7,140 |
| Total interest expense | $348,000 | 7,739 |
| Net interest income | $997,000 | 6,586 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $261,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $181,000 | 3,717 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $80,000 | 5,520 |
| Total noninterest expense | $871,000 | 6,607 |
| Salaries and employee benefits | $465,000 | 6,650 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $242,000 | 6,669 |
| Pre-tax net operating income | $357,000 | 5,732 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $146,000 | 3,687 |
| Income before extraordinary items | $211,000 | 6,296 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $211,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $75,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $211,000 | 6,292 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 7,225 |
| Total interest expense | $166,000 | 7,825 |
| Net interest income | $489,000 | 6,661 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $132,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $85,000 | 3,779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $424,000 | 6,686 |
| Salaries and employee benefits | $226,000 | 6,759 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $182,000 | 5,691 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $74,000 | 3,685 |
| Income before extraordinary items | $108,000 | 6,275 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $108,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $108,000 | 6,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 7,147 |
| Total interest expense | $580,000 | 7,757 |
| Net interest income | $1,914,000 | 6,656 |
| Provision for loan and lease losses | $118,000 | 4,530 |
| Total noninterest income | $516,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $352,000 | 3,804 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $164,000 | 5,462 |
| Total noninterest expense | $1,800,000 | 6,441 |
| Salaries and employee benefits | $971,000 | 6,480 |
| Premises and equipment expense | $340,000 | 5,409 |
| Additional noninterest expense | $489,000 | 6,586 |
| Pre-tax net operating income | $512,000 | 6,444 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $190,000 | 4,348 |
| Income before extraordinary items | $322,000 | 6,829 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $322,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,366 |
| Cash dividends | $223,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $322,000 | 6,826 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,845,000 | 7,211 |
| Total interest expense | $420,000 | 7,816 |
| Net interest income | $1,425,000 | 6,749 |
| Provision for loan and lease losses | $93,000 | 4,203 |
| Total noninterest income | $368,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $267,000 | 3,807 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,828 |
| Total noninterest expense | $1,376,000 | 6,396 |
| Salaries and employee benefits | $745,000 | 6,425 |
| Premises and equipment expense | $255,000 | 5,419 |
| Additional noninterest expense | $376,000 | 6,536 |
| Pre-tax net operating income | $324,000 | 6,910 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $134,000 | 4,607 |
| Income before extraordinary items | $190,000 | 7,270 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $190,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,845 |
| Cash dividends | $78,000 | 4,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $190,000 | 7,265 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,219,000 | 7,236 |
| Total interest expense | $265,000 | 7,867 |
| Net interest income | $954,000 | 6,775 |
| Provision for loan and lease losses | $68,000 | 3,941 |
| Total noninterest income | $244,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $180,000 | 3,770 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 5,953 |
| Total noninterest expense | $922,000 | 6,396 |
| Salaries and employee benefits | $507,000 | 6,402 |
| Premises and equipment expense | $171,000 | 5,399 |
| Additional noninterest expense | $244,000 | 6,628 |
| Pre-tax net operating income | $208,000 | 7,035 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $97,000 | 4,544 |
| Income before extraordinary items | $111,000 | 7,454 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $111,000 | 7,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $25,000 | 4,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $111,000 | 7,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 7,263 |
| Total interest expense | $126,000 | 7,884 |
| Net interest income | $473,000 | 6,821 |
| Provision for loan and lease losses | $28,000 | 4,185 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 3,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $463,000 | 6,389 |
| Salaries and employee benefits | $252,000 | 6,437 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $124,000 | 6,561 |
| Pre-tax net operating income | $92,000 | 7,146 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $53,000 | 4,415 |
| Income before extraordinary items | $39,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $39,000 | 7,706 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 7,116 |
| Total interest expense | $406,000 | 7,873 |
| Net interest income | $1,959,000 | 6,684 |
| Provision for loan and lease losses | $70,000 | 5,300 |
| Total noninterest income | $562,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $353,000 | 3,823 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,069 |
| Total noninterest expense | $1,766,000 | 6,451 |
| Salaries and employee benefits | $982,000 | 6,397 |
| Premises and equipment expense | $319,000 | 5,559 |
| Additional noninterest expense | $465,000 | 6,769 |
| Pre-tax net operating income | $685,000 | 6,194 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $335,000 | 3,976 |
| Income before extraordinary items | $350,000 | 6,977 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $350,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,419 |
| Cash dividends | $236,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $350,000 | 6,964 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 7,140 |
| Total interest expense | $296,000 | 7,891 |
| Net interest income | $1,481,000 | 6,700 |
| Provision for loan and lease losses | $48,000 | 5,260 |
| Total noninterest income | $428,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $267,000 | 3,819 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 5,058 |
| Total noninterest expense | $1,307,000 | 6,490 |
| Salaries and employee benefits | $732,000 | 6,409 |
| Premises and equipment expense | $234,000 | 5,620 |
| Additional noninterest expense | $341,000 | 6,798 |
| Pre-tax net operating income | $554,000 | 6,191 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $295,000 | 3,830 |
| Income before extraordinary items | $259,000 | 7,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $259,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,823 |
| Cash dividends | $99,000 | 4,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $259,000 | 7,101 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,147 |
| Total interest expense | $187,000 | 7,912 |
| Net interest income | $977,000 | 6,720 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $159,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $176,000 | 3,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-17,000 | 8,847 |
| Total noninterest expense | $863,000 | 6,523 |
| Salaries and employee benefits | $485,000 | 6,431 |
| Premises and equipment expense | $155,000 | 5,616 |
| Additional noninterest expense | $223,000 | 6,837 |
| Pre-tax net operating income | $243,000 | 6,956 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $101,000 | 4,803 |
| Income before extraordinary items | $142,000 | 7,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $142,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $74,000 | 4,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $142,000 | 7,372 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $583,000 | 7,167 |
| Total interest expense | $89,000 | 7,975 |
| Net interest income | $494,000 | 6,741 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $120,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $87,000 | 3,754 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $435,000 | 6,531 |
| Salaries and employee benefits | $240,000 | 6,497 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $164,000 | 6,385 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $59,000 | 4,561 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 7,091 |
| Total interest expense | $316,000 | 8,022 |
| Net interest income | $1,976,000 | 6,664 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $464,000 | 5,447 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $360,000 | 3,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,343 |
| Total noninterest expense | $1,675,000 | 6,587 |
| Salaries and employee benefits | $954,000 | 6,430 |
| Premises and equipment expense | $197,000 | 6,798 |
| Additional noninterest expense | $524,000 | 6,405 |
| Pre-tax net operating income | $755,000 | 5,931 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $257,000 | 4,426 |
| Income before extraordinary items | $498,000 | 6,377 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $498,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $337,000 | 4,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $498,000 | 6,299 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 7,130 |
| Total interest expense | $239,000 | 8,040 |
| Net interest income | $1,469,000 | 6,687 |
| Provision for loan and lease losses | $2,000 | 7,053 |
| Total noninterest income | $344,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $267,000 | 3,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 6,376 |
| Total noninterest expense | $1,228,000 | 6,609 |
| Salaries and employee benefits | $712,000 | 6,411 |
| Premises and equipment expense | $139,000 | 6,902 |
| Additional noninterest expense | $377,000 | 6,487 |
| Pre-tax net operating income | $583,000 | 5,975 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $201,000 | 4,423 |
| Income before extraordinary items | $382,000 | 6,435 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $382,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $184,000 | 4,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $382,000 | 6,356 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,174 |
| Total interest expense | $168,000 | 8,036 |
| Net interest income | $968,000 | 6,746 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $233,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $179,000 | 3,927 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $54,000 | 6,302 |
| Total noninterest expense | $827,000 | 6,629 |
| Salaries and employee benefits | $489,000 | 6,360 |
| Premises and equipment expense | $92,000 | 6,950 |
| Additional noninterest expense | $246,000 | 6,586 |
| Pre-tax net operating income | $374,000 | 6,033 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $131,000 | 4,470 |
| Income before extraordinary items | $243,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $77,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $243,000 | 6,424 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $573,000 | 7,195 |
| Total interest expense | $93,000 | 7,953 |
| Net interest income | $480,000 | 6,796 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $114,000 | 5,471 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $427,000 | 6,573 |
| Salaries and employee benefits | $247,000 | 6,380 |
| Premises and equipment expense | $46,000 | 6,981 |
| Additional noninterest expense | $134,000 | 6,328 |
| Pre-tax net operating income | $167,000 | 6,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $65,000 | 4,461 |
| Income before extraordinary items | $102,000 | 6,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $102,000 | 6,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $102,000 | 6,742 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 8,687 |
| Total interest expense | $146,000 | 8,871 |
| Net interest income | $733,000 | 8,513 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $211,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $185,000 | 5,437 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $826,000 | 8,228 |
| Salaries and employee benefits | $515,000 | 8,024 |
| Premises and equipment expense | $80,000 | 8,341 |
| Additional noninterest expense | $231,000 | 8,224 |
| Pre-tax net operating income | $118,000 | 8,131 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $51,000 | 6,255 |
| Income before extraordinary items | $67,000 | 8,395 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $67,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $275,000 | 4,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $67,000 | 8,291 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 8,764 |
| Total interest expense | $115,000 | 8,951 |
| Net interest income | $551,000 | 8,577 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $139,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $539,000 | 8,427 |
| Salaries and employee benefits | $336,000 | 8,263 |
| Premises and equipment expense | $57,000 | 8,438 |
| Additional noninterest expense | $146,000 | 8,491 |
| Pre-tax net operating income | $167,000 | 7,892 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $52,000 | 6,175 |
| Income before extraordinary items | $115,000 | 8,128 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $115,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,382 |
| Cash dividends | $245,000 | 3,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $115,000 | 7,992 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $453,000 | 8,800 |
| Total interest expense | $81,000 | 8,983 |
| Net interest income | $372,000 | 8,602 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $116,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $96,000 | 5,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $375,000 | 8,390 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $37,000 | 8,472 |
| Additional noninterest expense | $106,000 | 8,365 |
| Pre-tax net operating income | $113,000 | 7,898 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $37,000 | 6,172 |
| Income before extraordinary items | $76,000 | 8,176 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $76,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $76,000 | 8,019 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,850 |
| Total interest expense | $43,000 | 9,026 |
| Net interest income | $185,000 | 8,665 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $67,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $172,000 | 8,554 |
| Salaries and employee benefits | $106,000 | 8,419 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $47,000 | 8,571 |
| Pre-tax net operating income | $80,000 | 7,523 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $53,000 | 7,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $53,000 | 7,678 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 8,822 |
| Total interest expense | $219,000 | 9,040 |
| Net interest income | $811,000 | 8,567 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $226,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $182,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 7,759 |
| Total noninterest expense | $639,000 | 8,680 |
| Salaries and employee benefits | $365,000 | 8,639 |
| Premises and equipment expense | $72,000 | 8,569 |
| Additional noninterest expense | $202,000 | 8,545 |
| Pre-tax net operating income | $394,000 | 7,190 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $123,000 | 5,756 |
| Income before extraordinary items | $271,000 | 7,469 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $271,000 | 7,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $195,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $271,000 | 7,371 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 9,029 |
| Total interest expense | $368,000 | 9,203 |
| Net interest income | $783,000 | 8,705 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $230,000 | 7,015 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $163,000 | 5,625 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $606,000 | 8,912 |
| Salaries and employee benefits | $288,000 | 9,111 |
| Premises and equipment expense | $75,000 | 8,708 |
| Additional noninterest expense | $243,000 | 8,280 |
| Pre-tax net operating income | $385,000 | 7,045 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $140,000 | 5,550 |
| Income before extraordinary items | $245,000 | 7,460 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $245,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $245,000 | 7,344 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 9,253 |
| Total interest expense | $410,000 | 9,399 |
| Net interest income | $757,000 | 8,997 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $184,000 | 7,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 5,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,456 |
| Total noninterest expense | $552,000 | 9,249 |
| Salaries and employee benefits | $277,000 | 9,358 |
| Premises and equipment expense | $84,000 | 8,716 |
| Additional noninterest expense | $191,000 | 8,868 |
| Pre-tax net operating income | $365,000 | 7,627 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $124,000 | 6,243 |
| Income before extraordinary items | $241,000 | 7,831 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $241,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $190,000 | 5,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $241,000 | 7,830 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 9,526 |
| Total interest expense | $345,000 | 9,737 |
| Net interest income | $745,000 | 9,179 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $165,000 | 7,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,750 |
| Total noninterest expense | $591,000 | 9,347 |
| Salaries and employee benefits | $341,000 | 9,242 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $180,000 | 9,231 |
| Pre-tax net operating income | $299,000 | 8,095 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $127,000 | 6,556 |
| Income before extraordinary items | $172,000 | 8,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $172,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $138,000 | 5,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $172,000 | 8,455 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,093,000 | 9,771 |
| Total interest expense | $375,000 | 9,932 |
| Net interest income | $718,000 | 9,454 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $171,000 | 7,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 5,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,338 |
| Total noninterest expense | $514,000 | 9,728 |
| Salaries and employee benefits | $293,000 | 9,656 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $163,000 | 9,533 |
| Pre-tax net operating income | $363,000 | 8,075 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $138,000 | 7,010 |
| Income before extraordinary items | $225,000 | 8,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $225,000 | 8,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $268,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $225,000 | 8,356 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 10,189 |
| Total interest expense | $369,000 | 10,395 |
| Net interest income | $738,000 | 9,834 |
| Provision for loan and lease losses | $22,000 | 7,821 |
| Total noninterest income | $161,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $499,000 | 10,141 |
| Salaries and employee benefits | $270,000 | 10,147 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $173,000 | 9,747 |
| Pre-tax net operating income | $378,000 | 8,564 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $122,000 | 8,050 |
| Income before extraordinary items | $256,000 | 8,699 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $256,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $256,000 | 8,658 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 10,863 |
| Total interest expense | $362,000 | 10,956 |
| Net interest income | $608,000 | 10,639 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $150,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $504,000 | 10,568 |
| Salaries and employee benefits | $271,000 | 10,570 |
| Premises and equipment expense | $54,000 | 10,520 |
| Additional noninterest expense | $179,000 | 10,185 |
| Pre-tax net operating income | $249,000 | 9,493 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $168,000 | 9,625 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $168,000 | 9,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $128,000 | 6,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $168,000 | 9,563 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 11,404 |
| Total interest expense | $326,000 | 11,521 |
| Net interest income | $592,000 | 11,151 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $151,000 | 9,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $491,000 | 11,052 |
| Salaries and employee benefits | $268,000 | 11,025 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $173,000 | 10,785 |
| Pre-tax net operating income | $252,000 | 10,098 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $165,000 | 10,311 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $165,000 | 10,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $253,000 | 4,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $165,000 | 10,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 11,952 |
| Total interest expense | $280,000 | 12,098 |
| Net interest income | $589,000 | 11,745 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $150,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $500,000 | 11,618 |
| Salaries and employee benefits | $278,000 | 11,403 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $166,000 | 11,573 |
| Pre-tax net operating income | $239,000 | 10,584 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $73,000 | 9,966 |
| Income before extraordinary items | $166,000 | 10,650 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $166,000 | 10,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $130,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $166,000 | 10,693 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 12,450 |
| Total interest expense | $273,000 | 12,776 |
| Net interest income | $653,000 | 12,026 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $502,000 | 12,158 |
| Salaries and employee benefits | $273,000 | 11,950 |
| Premises and equipment expense | $61,000 | 11,811 |
| Additional noninterest expense | $168,000 | 12,178 |
| Pre-tax net operating income | $256,000 | 10,582 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $192,000 | 10,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $182,000 | 10,631 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 12,788 |
| Total interest expense | $355,000 | 13,341 |
| Net interest income | $764,000 | 12,050 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $488,000 | 12,698 |
| Salaries and employee benefits | $265,000 | 12,430 |
| Premises and equipment expense | $58,000 | 12,372 |
| Additional noninterest expense | $165,000 | 12,720 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $232,000 | 10,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $232,000 | 9,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.