Home > The Bank of Commerce > Income and Expense
The Bank of Commerce, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,006,000 | 3,121 |
| Total interest expense | $1,659,000 | 1,656 |
| Net interest income | $5,347,000 | 3,423 |
| Provision for loan and lease losses | $-1,250,000 | 5,847 |
| Total noninterest income | $611,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $50,000 | 5,175 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $561,000 | 3,096 |
| Total noninterest expense | $7,699,000 | 2,367 |
| Salaries and employee benefits | $2,832,000 | 3,138 |
| Premises and equipment expense | $1,779,000 | 1,309 |
| Additional noninterest expense | $3,088,000 | 1,934 |
| Pre-tax net operating income | $-491,000 | 5,785 |
| Securities gains (losses) | $307,000 | 651 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-184,000 | 5,734 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-184,000 | 5,733 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-184,000 | 5,733 |
| Net charge-offs | $-730,000 | 5,834 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-491,000 | 5,786 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 3,113 |
| Total interest expense | $1,257,000 | 1,639 |
| Net interest income | $4,068,000 | 3,408 |
| Provision for loan and lease losses | $-1,250,000 | 5,933 |
| Total noninterest income | $533,000 | 3,572 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $40,000 | 5,174 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $493,000 | 2,913 |
| Total noninterest expense | $5,231,000 | 2,549 |
| Salaries and employee benefits | $2,143,000 | 3,119 |
| Premises and equipment expense | $1,347,000 | 1,298 |
| Additional noninterest expense | $1,741,000 | 2,458 |
| Pre-tax net operating income | $620,000 | 4,377 |
| Securities gains (losses) | $307,000 | 591 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $927,000 | 3,630 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $927,000 | 3,628 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $927,000 | 3,630 |
| Net charge-offs | $-825,000 | 5,909 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $620,000 | 4,127 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 3,138 |
| Total interest expense | $840,000 | 1,628 |
| Net interest income | $2,669,000 | 3,458 |
| Provision for loan and lease losses | $-1,250,000 | 6,029 |
| Total noninterest income | $310,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $26,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $284,000 | 3,093 |
| Total noninterest expense | $3,526,000 | 2,544 |
| Salaries and employee benefits | $1,437,000 | 3,125 |
| Premises and equipment expense | $906,000 | 1,296 |
| Additional noninterest expense | $1,183,000 | 2,428 |
| Pre-tax net operating income | $703,000 | 3,652 |
| Securities gains (losses) | $307,000 | 422 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,010,000 | 2,781 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,010,000 | 2,779 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,010,000 | 2,780 |
| Net charge-offs | $-825,000 | 6,012 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $703,000 | 3,359 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 3,083 |
| Total interest expense | $417,000 | 1,638 |
| Net interest income | $1,390,000 | 3,378 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $171,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $160,000 | 2,906 |
| Total noninterest expense | $1,722,000 | 2,598 |
| Salaries and employee benefits | $716,000 | 3,157 |
| Premises and equipment expense | $444,000 | 1,321 |
| Additional noninterest expense | $562,000 | 2,524 |
| Pre-tax net operating income | $-161,000 | 5,991 |
| Securities gains (losses) | $188,000 | 314 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $27,000 | 5,649 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $27,000 | 5,648 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $27,000 | 5,648 |
| Net charge-offs | $-1,083,000 | 6,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-161,000 | 5,990 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,786,000 | 2,889 |
| Total interest expense | $1,568,000 | 1,709 |
| Net interest income | $6,218,000 | 3,118 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $592,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $50,000 | 5,400 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $542,000 | 3,178 |
| Total noninterest expense | $7,895,000 | 2,316 |
| Salaries and employee benefits | $2,711,000 | 3,231 |
| Premises and equipment expense | $1,804,000 | 1,294 |
| Additional noninterest expense | $3,380,000 | 1,793 |
| Pre-tax net operating income | $-1,085,000 | 6,098 |
| Securities gains (losses) | $132,000 | 990 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-953,000 | 6,090 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-953,000 | 6,090 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-953,000 | 6,090 |
| Net charge-offs | $183,000 | 2,065 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-1,085,000 | 6,096 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,836,000 | 2,912 |
| Total interest expense | $1,173,000 | 1,739 |
| Net interest income | $4,663,000 | 3,139 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $487,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $38,000 | 5,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $449,000 | 3,053 |
| Total noninterest expense | $5,294,000 | 2,562 |
| Salaries and employee benefits | $2,022,000 | 3,262 |
| Premises and equipment expense | $1,349,000 | 1,324 |
| Additional noninterest expense | $1,923,000 | 2,283 |
| Pre-tax net operating income | $-144,000 | 6,065 |
| Securities gains (losses) | $132,000 | 859 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-12,000 | 5,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,000 | 5,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-12,000 | 5,984 |
| Net charge-offs | $235,000 | 1,399 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-144,000 | 6,067 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 2,904 |
| Total interest expense | $777,000 | 1,758 |
| Net interest income | $3,123,000 | 3,127 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $311,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $26,000 | 5,473 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,129 |
| Total noninterest expense | $3,509,000 | 2,593 |
| Salaries and employee benefits | $1,346,000 | 3,289 |
| Premises and equipment expense | $904,000 | 1,319 |
| Additional noninterest expense | $1,259,000 | 2,337 |
| Pre-tax net operating income | $-75,000 | 6,093 |
| Securities gains (losses) | $132,000 | 702 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $57,000 | 5,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $57,000 | 5,820 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $57,000 | 5,821 |
| Net charge-offs | $281,000 | 947 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-75,000 | 6,098 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 2,909 |
| Total interest expense | $383,000 | 1,780 |
| Net interest income | $1,567,000 | 3,115 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $133,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $119,000 | 3,339 |
| Total noninterest expense | $1,754,000 | 2,600 |
| Salaries and employee benefits | $684,000 | 3,287 |
| Premises and equipment expense | $447,000 | 1,344 |
| Additional noninterest expense | $623,000 | 2,340 |
| Pre-tax net operating income | $-54,000 | 6,165 |
| Securities gains (losses) | $132,000 | 484 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $78,000 | 5,331 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $78,000 | 5,334 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $78,000 | 5,334 |
| Net charge-offs | $164,000 | 828 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-54,000 | 6,169 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 2,913 |
| Total interest expense | $1,777,000 | 1,633 |
| Net interest income | $6,118,000 | 3,201 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,022,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $61,000 | 5,519 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $961,000 | 2,376 |
| Total noninterest expense | $7,534,000 | 2,436 |
| Salaries and employee benefits | $2,658,000 | 3,350 |
| Premises and equipment expense | $1,853,000 | 1,290 |
| Additional noninterest expense | $3,023,000 | 2,025 |
| Pre-tax net operating income | $-394,000 | 6,277 |
| Securities gains (losses) | $61,000 | 1,598 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-333,000 | 6,272 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-333,000 | 6,274 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-333,000 | 6,274 |
| Net charge-offs | $-22,000 | 5,819 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-394,000 | 6,279 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 2,950 |
| Total interest expense | $1,394,000 | 1,596 |
| Net interest income | $4,500,000 | 3,269 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $895,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $44,000 | 5,633 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $851,000 | 2,166 |
| Total noninterest expense | $5,726,000 | 2,413 |
| Salaries and employee benefits | $1,999,000 | 3,350 |
| Premises and equipment expense | $1,398,000 | 1,287 |
| Additional noninterest expense | $2,329,000 | 1,973 |
| Pre-tax net operating income | $-331,000 | 6,351 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-301,000 | 6,351 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-301,000 | 6,350 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-301,000 | 6,350 |
| Net charge-offs | $8,000 | 4,232 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-331,000 | 6,362 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,870,000 | 2,979 |
| Total interest expense | $935,000 | 1,599 |
| Net interest income | $2,935,000 | 3,320 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $817,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $788,000 | 1,716 |
| Total noninterest expense | $3,895,000 | 2,381 |
| Salaries and employee benefits | $1,350,000 | 3,351 |
| Premises and equipment expense | $944,000 | 1,275 |
| Additional noninterest expense | $1,601,000 | 1,908 |
| Pre-tax net operating income | $-143,000 | 6,367 |
| Securities gains (losses) | $30,000 | 1,445 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-113,000 | 6,361 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-113,000 | 6,362 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-113,000 | 6,363 |
| Net charge-offs | $12,000 | 3,655 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-143,000 | 6,367 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,004 |
| Total interest expense | $471,000 | 1,615 |
| Net interest income | $1,454,000 | 3,353 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $538,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $14,000 | 5,710 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $524,000 | 1,371 |
| Total noninterest expense | $2,068,000 | 2,266 |
| Salaries and employee benefits | $680,000 | 3,356 |
| Premises and equipment expense | $472,000 | 1,304 |
| Additional noninterest expense | $916,000 | 1,670 |
| Pre-tax net operating income | $-76,000 | 6,415 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-63,000 | 6,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-63,000 | 6,409 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-63,000 | 6,410 |
| Net charge-offs | $20,000 | 2,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-76,000 | 6,421 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 2,883 |
| Total interest expense | $2,010,000 | 1,697 |
| Net interest income | $6,217,000 | 3,180 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,412,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,351,000 | 1,979 |
| Total noninterest expense | $8,500,000 | 2,221 |
| Salaries and employee benefits | $2,721,000 | 3,323 |
| Premises and equipment expense | $1,924,000 | 1,222 |
| Additional noninterest expense | $3,855,000 | 1,660 |
| Pre-tax net operating income | $-871,000 | 6,553 |
| Securities gains (losses) | $132,000 | 1,147 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-739,000 | 6,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-739,000 | 6,545 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-739,000 | 6,545 |
| Net charge-offs | $545,000 | 1,925 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-871,000 | 6,558 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 2,890 |
| Total interest expense | $1,526,000 | 1,720 |
| Net interest income | $4,676,000 | 3,190 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,094,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,048,000 | 1,982 |
| Total noninterest expense | $6,433,000 | 2,203 |
| Salaries and employee benefits | $2,056,000 | 3,330 |
| Premises and equipment expense | $1,450,000 | 1,233 |
| Additional noninterest expense | $2,927,000 | 1,645 |
| Pre-tax net operating income | $-663,000 | 6,660 |
| Securities gains (losses) | $132,000 | 1,046 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-531,000 | 6,643 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-531,000 | 6,644 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-531,000 | 6,644 |
| Net charge-offs | $404,000 | 1,810 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-663,000 | 6,661 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,180,000 | 2,857 |
| Total interest expense | $1,026,000 | 1,743 |
| Net interest income | $3,154,000 | 3,167 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $728,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $697,000 | 2,025 |
| Total noninterest expense | $4,243,000 | 2,228 |
| Salaries and employee benefits | $1,384,000 | 3,324 |
| Premises and equipment expense | $964,000 | 1,241 |
| Additional noninterest expense | $1,895,000 | 1,677 |
| Pre-tax net operating income | $-361,000 | 6,635 |
| Securities gains (losses) | $132,000 | 950 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-229,000 | 6,628 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-229,000 | 6,628 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-229,000 | 6,628 |
| Net charge-offs | $225,000 | 1,983 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-361,000 | 6,652 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,855 |
| Total interest expense | $518,000 | 1,774 |
| Net interest income | $1,595,000 | 3,150 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $308,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $293,000 | 2,254 |
| Total noninterest expense | $2,128,000 | 2,236 |
| Salaries and employee benefits | $697,000 | 3,333 |
| Premises and equipment expense | $484,000 | 1,260 |
| Additional noninterest expense | $947,000 | 1,686 |
| Pre-tax net operating income | $-225,000 | 6,747 |
| Securities gains (losses) | $132,000 | 595 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-93,000 | 6,653 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-93,000 | 6,654 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-93,000 | 6,654 |
| Net charge-offs | $73,000 | 2,138 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-225,000 | 6,753 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,398,000 | 2,717 |
| Total interest expense | $2,344,000 | 1,857 |
| Net interest income | $7,054,000 | 2,962 |
| Provision for loan and lease losses | $1,037,000 | 1,727 |
| Total noninterest income | $692,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $71,000 | 5,873 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $621,000 | 3,055 |
| Total noninterest expense | $8,257,000 | 2,287 |
| Salaries and employee benefits | $2,654,000 | 3,418 |
| Premises and equipment expense | $1,947,000 | 1,208 |
| Additional noninterest expense | $3,656,000 | 1,802 |
| Pre-tax net operating income | $-1,548,000 | 6,752 |
| Securities gains (losses) | $1,941,000 | 278 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $393,000 | 5,217 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $393,000 | 5,214 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $393,000 | 5,215 |
| Net charge-offs | $1,848,000 | 1,230 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,548,000 | 6,768 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 2,738 |
| Total interest expense | $1,803,000 | 1,891 |
| Net interest income | $5,349,000 | 2,981 |
| Provision for loan and lease losses | $1,037,000 | 1,409 |
| Total noninterest income | $522,000 | 3,930 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $52,000 | 5,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $470,000 | 3,042 |
| Total noninterest expense | $6,236,000 | 2,289 |
| Salaries and employee benefits | $2,012,000 | 3,408 |
| Premises and equipment expense | $1,478,000 | 1,208 |
| Additional noninterest expense | $2,746,000 | 1,804 |
| Pre-tax net operating income | $-1,402,000 | 6,911 |
| Securities gains (losses) | $1,858,000 | 219 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $456,000 | 4,774 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $456,000 | 4,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $456,000 | 4,775 |
| Net charge-offs | $1,677,000 | 1,035 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,402,000 | 6,914 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 2,695 |
| Total interest expense | $1,238,000 | 1,899 |
| Net interest income | $3,625,000 | 2,947 |
| Provision for loan and lease losses | $1,037,000 | 1,066 |
| Total noninterest income | $456,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $422,000 | 2,573 |
| Total noninterest expense | $4,227,000 | 2,263 |
| Salaries and employee benefits | $1,345,000 | 3,419 |
| Premises and equipment expense | $994,000 | 1,197 |
| Additional noninterest expense | $1,888,000 | 1,765 |
| Pre-tax net operating income | $-1,183,000 | 7,001 |
| Securities gains (losses) | $1,685,000 | 162 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $502,000 | 3,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $502,000 | 3,989 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $502,000 | 3,990 |
| Net charge-offs | $1,430,000 | 886 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,183,000 | 7,009 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 2,666 |
| Total interest expense | $647,000 | 1,896 |
| Net interest income | $1,846,000 | 2,910 |
| Provision for loan and lease losses | $773,000 | 749 |
| Total noninterest income | $260,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 2,391 |
| Total noninterest expense | $2,149,000 | 2,216 |
| Salaries and employee benefits | $684,000 | 3,401 |
| Premises and equipment expense | $500,000 | 1,198 |
| Additional noninterest expense | $965,000 | 1,726 |
| Pre-tax net operating income | $-816,000 | 7,137 |
| Securities gains (losses) | $1,251,000 | 108 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $435,000 | 2,903 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $435,000 | 2,906 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $435,000 | 2,907 |
| Net charge-offs | $1,319,000 | 557 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-816,000 | 7,142 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,497,000 | 2,434 |
| Total interest expense | $3,409,000 | 1,739 |
| Net interest income | $8,088,000 | 2,706 |
| Provision for loan and lease losses | $4,873,000 | 802 |
| Total noninterest income | $481,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $58,000 | 6,200 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $423,000 | 3,351 |
| Total noninterest expense | $8,577,000 | 2,214 |
| Salaries and employee benefits | $2,811,000 | 3,267 |
| Premises and equipment expense | $2,028,000 | 1,237 |
| Additional noninterest expense | $3,738,000 | 1,811 |
| Pre-tax net operating income | $-4,881,000 | 7,052 |
| Securities gains (losses) | $307,000 | 1,118 |
| Applicable income taxes | $3,550,000 | 519 |
| Income before extraordinary items | $-8,124,000 | 7,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,124,000 | 7,174 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,124,000 | 7,175 |
| Net charge-offs | $6,657,000 | 632 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-8,431,000 | 7,177 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,830,000 | 2,389 |
| Total interest expense | $2,736,000 | 1,703 |
| Net interest income | $6,094,000 | 2,696 |
| Provision for loan and lease losses | $4,873,000 | 630 |
| Total noninterest income | $609,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $41,000 | 6,288 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $568,000 | 2,502 |
| Total noninterest expense | $6,625,000 | 2,172 |
| Salaries and employee benefits | $2,119,000 | 3,260 |
| Premises and equipment expense | $1,552,000 | 1,230 |
| Additional noninterest expense | $2,954,000 | 1,723 |
| Pre-tax net operating income | $-4,795,000 | 7,223 |
| Securities gains (losses) | $305,000 | 916 |
| Applicable income taxes | $-1,850,000 | 7,356 |
| Income before extraordinary items | $-2,640,000 | 7,123 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,640,000 | 7,123 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,640,000 | 7,124 |
| Net charge-offs | $4,975,000 | 629 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,835,200 | 7,118 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,016,000 | 2,362 |
| Total interest expense | $1,879,000 | 1,720 |
| Net interest income | $4,137,000 | 2,656 |
| Provision for loan and lease losses | $864,000 | 1,647 |
| Total noninterest income | $251,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 3,299 |
| Total noninterest expense | $4,008,000 | 2,400 |
| Salaries and employee benefits | $1,414,000 | 3,288 |
| Premises and equipment expense | $1,032,000 | 1,245 |
| Additional noninterest expense | $1,562,000 | 2,175 |
| Pre-tax net operating income | $-484,000 | 6,782 |
| Securities gains (losses) | $67,000 | 1,404 |
| Applicable income taxes | $-291,000 | 7,260 |
| Income before extraordinary items | $-126,000 | 6,539 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-126,000 | 6,539 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-126,000 | 6,539 |
| Net charge-offs | $336,000 | 2,556 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-168,880 | 6,554 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 2,356 |
| Total interest expense | $980,000 | 1,721 |
| Net interest income | $2,062,000 | 2,655 |
| Provision for loan and lease losses | $229,000 | 2,250 |
| Total noninterest income | $228,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $216,000 | 2,368 |
| Total noninterest expense | $2,121,000 | 2,281 |
| Salaries and employee benefits | $708,000 | 3,303 |
| Premises and equipment expense | $513,000 | 1,275 |
| Additional noninterest expense | $900,000 | 1,877 |
| Pre-tax net operating income | $-60,000 | 6,576 |
| Securities gains (losses) | $18,000 | 1,128 |
| Applicable income taxes | $-97,000 | 7,284 |
| Income before extraordinary items | $55,000 | 5,623 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $55,000 | 5,622 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $55,000 | 5,623 |
| Net charge-offs | $86,000 | 2,893 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $43,480 | 5,774 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,650,000 | 2,214 |
| Total interest expense | $5,310,000 | 1,562 |
| Net interest income | $8,340,000 | 2,623 |
| Provision for loan and lease losses | $6,805,000 | 898 |
| Total noninterest income | $70,000 | 6,918 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 6,093 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,772 |
| Total noninterest expense | $7,351,000 | 2,624 |
| Salaries and employee benefits | $1,568,000 | 4,937 |
| Premises and equipment expense | $2,079,000 | 1,245 |
| Additional noninterest expense | $3,704,000 | 1,918 |
| Pre-tax net operating income | $-5,746,000 | 7,163 |
| Securities gains (losses) | $341,000 | 1,153 |
| Applicable income taxes | $1,536,000 | 891 |
| Income before extraordinary items | $-6,941,000 | 7,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,941,000 | 7,281 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,941,000 | 7,281 |
| Net charge-offs | $4,230,000 | 1,162 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,282,000 | 7,277 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,272,000 | 2,253 |
| Total interest expense | $4,121,000 | 1,572 |
| Net interest income | $6,151,000 | 2,693 |
| Provision for loan and lease losses | $6,344,000 | 726 |
| Total noninterest income | $-214,000 | 7,572 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $45,000 | 6,161 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-259,000 | 7,490 |
| Total noninterest expense | $6,561,000 | 2,207 |
| Salaries and employee benefits | $2,517,000 | 2,836 |
| Premises and equipment expense | $1,572,000 | 1,253 |
| Additional noninterest expense | $2,472,000 | 2,089 |
| Pre-tax net operating income | $-6,968,000 | 7,459 |
| Securities gains (losses) | $341,000 | 984 |
| Applicable income taxes | $-2,852,000 | 7,645 |
| Income before extraordinary items | $-3,775,000 | 7,343 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,775,000 | 7,342 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,775,000 | 7,343 |
| Net charge-offs | $3,712,000 | 963 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,993,240 | 7,341 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,009,000 | 2,233 |
| Total interest expense | $2,860,000 | 1,577 |
| Net interest income | $4,149,000 | 2,668 |
| Provision for loan and lease losses | $2,423,000 | 1,103 |
| Total noninterest income | $-551,000 | 7,751 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-578,000 | 7,723 |
| Total noninterest expense | $4,446,000 | 2,181 |
| Salaries and employee benefits | $1,710,000 | 2,795 |
| Premises and equipment expense | $1,054,000 | 1,253 |
| Additional noninterest expense | $1,682,000 | 2,042 |
| Pre-tax net operating income | $-3,271,000 | 7,417 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,470,000 | 7,658 |
| Income before extraordinary items | $-1,801,000 | 7,305 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,801,000 | 7,305 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,801,000 | 7,305 |
| Net charge-offs | $1,302,000 | 1,495 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,801,000 | 7,292 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 2,232 |
| Total interest expense | $1,526,000 | 1,552 |
| Net interest income | $2,068,000 | 2,697 |
| Provision for loan and lease losses | $1,118,000 | 1,089 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $2,252,000 | 2,166 |
| Salaries and employee benefits | $867,000 | 2,823 |
| Premises and equipment expense | $528,000 | 1,302 |
| Additional noninterest expense | $857,000 | 1,982 |
| Pre-tax net operating income | $-1,241,000 | 7,482 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-585,000 | 7,727 |
| Income before extraordinary items | $-656,000 | 7,345 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-656,000 | 7,345 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-656,000 | 7,346 |
| Net charge-offs | $860,000 | 1,151 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $-656,000 | 7,327 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,511,000 | 2,169 |
| Total interest expense | $8,176,000 | 1,462 |
| Net interest income | $7,335,000 | 2,939 |
| Provision for loan and lease losses | $3,243,000 | 1,876 |
| Total noninterest income | $-1,330,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $64,000 | 6,271 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,394,000 | 7,915 |
| Total noninterest expense | $9,521,000 | 2,106 |
| Salaries and employee benefits | $3,802,000 | 2,558 |
| Premises and equipment expense | $2,135,000 | 1,278 |
| Additional noninterest expense | $3,584,000 | 2,026 |
| Pre-tax net operating income | $-6,759,000 | 7,334 |
| Securities gains (losses) | $418,000 | 993 |
| Applicable income taxes | $-2,841,000 | 7,613 |
| Income before extraordinary items | $-3,500,000 | 7,074 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,500,000 | 7,072 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,500,000 | 7,072 |
| Net charge-offs | $5,133,000 | 1,123 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,295 |
| Net operating income | $-3,767,520 | 7,124 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,751,000 | 2,188 |
| Total interest expense | $6,534,000 | 1,446 |
| Net interest income | $5,217,000 | 3,079 |
| Provision for loan and lease losses | $2,560,000 | 1,635 |
| Total noninterest income | $107,000 | 6,765 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $48,000 | 6,312 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $59,000 | 6,062 |
| Total noninterest expense | $7,132,000 | 2,109 |
| Salaries and employee benefits | $2,886,000 | 2,549 |
| Premises and equipment expense | $1,604,000 | 1,283 |
| Additional noninterest expense | $2,642,000 | 2,000 |
| Pre-tax net operating income | $-4,368,000 | 7,450 |
| Securities gains (losses) | $313,000 | 970 |
| Applicable income taxes | $-1,875,000 | 7,706 |
| Income before extraordinary items | $-2,180,000 | 7,222 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,180,000 | 7,220 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,180,000 | 7,221 |
| Net charge-offs | $3,327,000 | 1,112 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,197 |
| Net operating income | $-2,380,320 | 7,262 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 2,193 |
| Total interest expense | $4,599,000 | 1,449 |
| Net interest income | $3,382,000 | 3,142 |
| Provision for loan and lease losses | $1,891,000 | 1,446 |
| Total noninterest income | $59,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $4,793,000 | 2,109 |
| Salaries and employee benefits | $1,964,000 | 2,554 |
| Premises and equipment expense | $1,063,000 | 1,318 |
| Additional noninterest expense | $1,766,000 | 2,017 |
| Pre-tax net operating income | $-3,243,000 | 7,592 |
| Securities gains (losses) | $313,000 | 729 |
| Applicable income taxes | $-1,330,000 | 7,817 |
| Income before extraordinary items | $-1,600,000 | 7,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,600,000 | 7,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,600,000 | 7,360 |
| Net charge-offs | $2,391,000 | 1,004 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,157 |
| Net operating income | $-1,800,320 | 7,423 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 2,168 |
| Total interest expense | $2,434,000 | 1,413 |
| Net interest income | $1,661,000 | 3,174 |
| Provision for loan and lease losses | $1,698,000 | 841 |
| Total noninterest income | $113,000 | 4,983 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $95,000 | 3,736 |
| Total noninterest expense | $2,206,000 | 2,219 |
| Salaries and employee benefits | $1,012,000 | 2,521 |
| Premises and equipment expense | $530,000 | 1,344 |
| Additional noninterest expense | $664,000 | 2,343 |
| Pre-tax net operating income | $-2,130,000 | 7,845 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-914,000 | 7,982 |
| Income before extraordinary items | $-1,216,000 | 7,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,216,000 | 7,765 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,216,000 | 7,764 |
| Net charge-offs | $1,975,000 | 605 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $-1,216,000 | 7,758 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,141,000 | 1,894 |
| Total interest expense | $11,955,000 | 1,363 |
| Net interest income | $8,186,000 | 2,651 |
| Provision for loan and lease losses | $3,639,000 | 1,230 |
| Total noninterest income | $534,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $77,000 | 6,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $457,000 | 3,345 |
| Total noninterest expense | $8,917,000 | 2,148 |
| Salaries and employee benefits | $4,350,000 | 2,325 |
| Premises and equipment expense | $2,156,000 | 1,267 |
| Additional noninterest expense | $2,411,000 | 2,424 |
| Pre-tax net operating income | $-3,836,000 | 7,704 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-1,881,000 | 7,898 |
| Income before extraordinary items | $-1,951,000 | 7,368 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,951,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,963,000 | 1,307 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,332 |
| Net operating income | $-1,953,560 | 7,464 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,704,000 | 1,865 |
| Total interest expense | $9,265,000 | 1,374 |
| Net interest income | $6,439,000 | 2,552 |
| Provision for loan and lease losses | $1,740,000 | 1,299 |
| Total noninterest income | $420,000 | 4,706 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $364,000 | 3,337 |
| Total noninterest expense | $6,397,000 | 2,232 |
| Salaries and employee benefits | $3,299,000 | 2,330 |
| Premises and equipment expense | $1,625,000 | 1,270 |
| Additional noninterest expense | $1,473,000 | 2,815 |
| Pre-tax net operating income | $-1,278,000 | 7,659 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-809,000 | 7,997 |
| Income before extraordinary items | $-469,000 | 7,163 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-469,000 | 7,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,003,000 | 1,300 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,184 |
| Net operating income | $-469,000 | 7,298 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 1,861 |
| Total interest expense | $6,445,000 | 1,369 |
| Net interest income | $4,248,000 | 2,575 |
| Provision for loan and lease losses | $862,000 | 1,349 |
| Total noninterest income | $299,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $261,000 | 3,269 |
| Total noninterest expense | $4,174,000 | 2,292 |
| Salaries and employee benefits | $2,251,000 | 2,305 |
| Premises and equipment expense | $1,089,000 | 1,257 |
| Additional noninterest expense | $834,000 | 3,241 |
| Pre-tax net operating income | $-489,000 | 7,596 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-394,000 | 8,129 |
| Income before extraordinary items | $-95,000 | 7,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-95,000 | 7,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $395,000 | 1,520 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,094 |
| Net operating income | $-95,000 | 7,211 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,536,000 | 1,857 |
| Total interest expense | $3,490,000 | 1,341 |
| Net interest income | $2,046,000 | 2,658 |
| Provision for loan and lease losses | $101,000 | 2,687 |
| Total noninterest income | $180,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $160,000 | 2,933 |
| Total noninterest expense | $2,141,000 | 2,229 |
| Salaries and employee benefits | $1,155,000 | 2,275 |
| Premises and equipment expense | $545,000 | 1,263 |
| Additional noninterest expense | $441,000 | 3,031 |
| Pre-tax net operating income | $-16,000 | 7,264 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-113,000 | 8,170 |
| Income before extraordinary items | $97,000 | 5,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 964 |
| Net operating income | $97,000 | 5,793 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,075,000 | 1,772 |
| Total interest expense | $15,380,000 | 1,299 |
| Net interest income | $8,695,000 | 2,535 |
| Provision for loan and lease losses | $1,455,000 | 1,082 |
| Total noninterest income | $516,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $66,000 | 6,500 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $450,000 | 3,507 |
| Total noninterest expense | $8,585,000 | 2,146 |
| Salaries and employee benefits | $4,396,000 | 2,294 |
| Premises and equipment expense | $1,831,000 | 1,460 |
| Additional noninterest expense | $2,358,000 | 2,294 |
| Pre-tax net operating income | $-829,000 | 7,978 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-697,000 | 8,363 |
| Income before extraordinary items | $-132,000 | 7,654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-132,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,246 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 783 |
| Net operating income | $-132,000 | 7,634 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,091,000 | 1,772 |
| Total interest expense | $11,389,000 | 1,312 |
| Net interest income | $6,702,000 | 2,481 |
| Provision for loan and lease losses | $467,000 | 1,659 |
| Total noninterest income | $374,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,545 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $325,000 | 3,596 |
| Total noninterest expense | $6,299,000 | 2,158 |
| Salaries and employee benefits | $3,474,000 | 2,170 |
| Premises and equipment expense | $1,352,000 | 1,476 |
| Additional noninterest expense | $1,473,000 | 2,657 |
| Pre-tax net operating income | $310,000 | 6,524 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-164,000 | 8,294 |
| Income before extraordinary items | $474,000 | 5,483 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $474,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 1,139 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 670 |
| Net operating income | $474,000 | 5,470 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,847,000 | 1,819 |
| Total interest expense | $7,395,000 | 1,352 |
| Net interest income | $4,452,000 | 2,509 |
| Provision for loan and lease losses | $355,000 | 1,352 |
| Total noninterest income | $255,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $222,000 | 3,585 |
| Total noninterest expense | $3,972,000 | 2,303 |
| Salaries and employee benefits | $2,335,000 | 2,196 |
| Premises and equipment expense | $819,000 | 1,635 |
| Additional noninterest expense | $818,000 | 3,130 |
| Pre-tax net operating income | $380,000 | 5,620 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-37,000 | 8,251 |
| Income before extraordinary items | $417,000 | 4,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $417,000 | 4,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 523 |
| Net operating income | $417,000 | 4,966 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,645,000 | 1,901 |
| Total interest expense | $3,547,000 | 1,404 |
| Net interest income | $2,098,000 | 2,651 |
| Provision for loan and lease losses | $154,000 | 1,405 |
| Total noninterest income | $109,000 | 5,358 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $1,854,000 | 2,466 |
| Salaries and employee benefits | $1,173,000 | 2,195 |
| Premises and equipment expense | $327,000 | 2,001 |
| Additional noninterest expense | $354,000 | 3,507 |
| Pre-tax net operating income | $199,000 | 5,526 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-12,000 | 8,259 |
| Income before extraordinary items | $211,000 | 4,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $211,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 288 |
| Net operating income | $211,000 | 4,914 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,335,000 | 1,952 |
| Total interest expense | $11,579,000 | 1,453 |
| Net interest income | $8,756,000 | 2,576 |
| Provision for loan and lease losses | $618,000 | 1,569 |
| Total noninterest income | $335,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $50,000 | 6,894 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $285,000 | 4,407 |
| Total noninterest expense | $6,671,000 | 2,627 |
| Salaries and employee benefits | $3,933,000 | 2,473 |
| Premises and equipment expense | $1,015,000 | 2,439 |
| Additional noninterest expense | $1,723,000 | 2,936 |
| Pre-tax net operating income | $1,802,000 | 3,887 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $421,000 | 3,369 |
| Income before extraordinary items | $1,377,000 | 3,964 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,377,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $155,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,222 |
| Net operating income | $1,380,080 | 3,943 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,743,000 | 1,996 |
| Total interest expense | $8,103,000 | 1,512 |
| Net interest income | $6,640,000 | 2,576 |
| Provision for loan and lease losses | $552,000 | 1,290 |
| Total noninterest income | $251,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $41,000 | 6,910 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $210,000 | 4,435 |
| Total noninterest expense | $4,928,000 | 2,663 |
| Salaries and employee benefits | $3,013,000 | 2,434 |
| Premises and equipment expense | $691,000 | 2,674 |
| Additional noninterest expense | $1,224,000 | 3,073 |
| Pre-tax net operating income | $1,411,000 | 3,929 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $355,000 | 3,346 |
| Income before extraordinary items | $1,056,000 | 4,041 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,056,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $155,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,056,000 | 4,029 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,316,000 | 2,068 |
| Total interest expense | $4,875,000 | 1,602 |
| Net interest income | $4,441,000 | 2,569 |
| Provision for loan and lease losses | $379,000 | 1,212 |
| Total noninterest income | $178,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $151,000 | 4,304 |
| Total noninterest expense | $3,191,000 | 2,751 |
| Salaries and employee benefits | $1,962,000 | 2,477 |
| Premises and equipment expense | $422,000 | 2,868 |
| Additional noninterest expense | $807,000 | 3,113 |
| Pre-tax net operating income | $1,049,000 | 3,692 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $292,000 | 3,084 |
| Income before extraordinary items | $757,000 | 3,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $757,000 | 3,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $757,000 | 3,857 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 2,133 |
| Total interest expense | $2,156,000 | 1,704 |
| Net interest income | $2,241,000 | 2,527 |
| Provision for loan and lease losses | $147,000 | 1,521 |
| Total noninterest income | $93,000 | 5,746 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $1,592,000 | 2,748 |
| Salaries and employee benefits | $960,000 | 2,541 |
| Premises and equipment expense | $209,000 | 2,915 |
| Additional noninterest expense | $423,000 | 2,965 |
| Pre-tax net operating income | $595,000 | 3,332 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $179,000 | 2,763 |
| Income before extraordinary items | $416,000 | 3,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $416,000 | 3,572 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,225,000 | 2,323 |
| Total interest expense | $5,922,000 | 1,905 |
| Net interest income | $8,303,000 | 2,614 |
| Provision for loan and lease losses | $503,000 | 1,886 |
| Total noninterest income | $385,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $90,000 | 6,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $295,000 | 4,373 |
| Total noninterest expense | $4,919,000 | 3,281 |
| Salaries and employee benefits | $2,890,000 | 3,074 |
| Premises and equipment expense | $700,000 | 3,232 |
| Additional noninterest expense | $1,329,000 | 3,555 |
| Pre-tax net operating income | $3,266,000 | 2,586 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,125,000 | 2,098 |
| Income before extraordinary items | $2,141,000 | 2,921 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,141,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $194,000 | 4,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,141,000 | 2,889 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,099,000 | 2,386 |
| Total interest expense | $4,087,000 | 1,951 |
| Net interest income | $6,012,000 | 2,669 |
| Provision for loan and lease losses | $342,000 | 1,981 |
| Total noninterest income | $310,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 4,256 |
| Total noninterest expense | $3,492,000 | 3,407 |
| Salaries and employee benefits | $2,064,000 | 3,190 |
| Premises and equipment expense | $500,000 | 3,357 |
| Additional noninterest expense | $928,000 | 3,717 |
| Pre-tax net operating income | $2,488,000 | 2,577 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $869,000 | 2,087 |
| Income before extraordinary items | $1,619,000 | 2,947 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,619,000 | 2,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,619,000 | 2,900 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 2,468 |
| Total interest expense | $2,485,000 | 2,000 |
| Net interest income | $3,891,000 | 2,730 |
| Provision for loan and lease losses | $223,000 | 1,982 |
| Total noninterest income | $198,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 4,371 |
| Total noninterest expense | $2,195,000 | 3,554 |
| Salaries and employee benefits | $1,301,000 | 3,330 |
| Premises and equipment expense | $295,000 | 3,678 |
| Additional noninterest expense | $599,000 | 3,810 |
| Pre-tax net operating income | $1,671,000 | 2,514 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $593,000 | 2,028 |
| Income before extraordinary items | $1,078,000 | 2,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,078,000 | 2,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,078,000 | 2,877 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 2,610 |
| Total interest expense | $1,079,000 | 2,171 |
| Net interest income | $1,865,000 | 2,818 |
| Provision for loan and lease losses | $111,000 | 1,887 |
| Total noninterest income | $82,000 | 6,117 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $1,045,000 | 3,722 |
| Salaries and employee benefits | $628,000 | 3,437 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $269,000 | 4,134 |
| Pre-tax net operating income | $791,000 | 2,599 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $279,000 | 2,091 |
| Income before extraordinary items | $512,000 | 2,994 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $512,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $512,000 | 2,952 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 2,962 |
| Total interest expense | $3,188,000 | 2,486 |
| Net interest income | $6,313,000 | 3,157 |
| Provision for loan and lease losses | $357,000 | 2,593 |
| Total noninterest income | $200,000 | 7,153 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $105,000 | 6,397 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $95,000 | 6,511 |
| Total noninterest expense | $3,830,000 | 3,889 |
| Salaries and employee benefits | $2,221,000 | 3,666 |
| Premises and equipment expense | $590,000 | 3,579 |
| Additional noninterest expense | $1,019,000 | 4,273 |
| Pre-tax net operating income | $2,326,000 | 3,181 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $881,000 | 2,370 |
| Income before extraordinary items | $1,445,000 | 3,725 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,445,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $19,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,445,000 | 3,667 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,757,000 | 3,075 |
| Total interest expense | $2,215,000 | 2,617 |
| Net interest income | $4,542,000 | 3,253 |
| Provision for loan and lease losses | $249,000 | 2,587 |
| Total noninterest income | $158,000 | 7,084 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $80,000 | 6,413 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 6,347 |
| Total noninterest expense | $2,810,000 | 3,912 |
| Salaries and employee benefits | $1,645,000 | 3,691 |
| Premises and equipment expense | $444,000 | 3,581 |
| Additional noninterest expense | $721,000 | 4,421 |
| Pre-tax net operating income | $1,641,000 | 3,383 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $626,000 | 2,491 |
| Income before extraordinary items | $1,015,000 | 3,957 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,015,000 | 3,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $19,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,015,000 | 3,896 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 3,191 |
| Total interest expense | $1,408,000 | 2,715 |
| Net interest income | $2,887,000 | 3,371 |
| Provision for loan and lease losses | $151,000 | 2,683 |
| Total noninterest income | $103,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $1,852,000 | 3,985 |
| Salaries and employee benefits | $1,077,000 | 3,758 |
| Premises and equipment expense | $296,000 | 3,593 |
| Additional noninterest expense | $479,000 | 4,460 |
| Pre-tax net operating income | $987,000 | 3,567 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $377,000 | 2,664 |
| Income before extraordinary items | $610,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $610,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $19,000 | 4,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $610,000 | 4,116 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 3,256 |
| Total interest expense | $694,000 | 2,766 |
| Net interest income | $1,403,000 | 3,438 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $890,000 | 4,125 |
| Salaries and employee benefits | $532,000 | 3,809 |
| Premises and equipment expense | $146,000 | 3,659 |
| Additional noninterest expense | $212,000 | 4,869 |
| Pre-tax net operating income | $477,000 | 3,651 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $185,000 | 2,701 |
| Income before extraordinary items | $292,000 | 4,334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $292,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $292,000 | 4,210 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 3,775 |
| Total interest expense | $2,491,000 | 3,347 |
| Net interest income | $4,604,000 | 3,934 |
| Provision for loan and lease losses | $587,000 | 1,916 |
| Total noninterest income | $199,000 | 7,364 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $139,000 | 5,959 |
| Total noninterest expense | $3,087,000 | 4,520 |
| Salaries and employee benefits | $1,722,000 | 4,400 |
| Premises and equipment expense | $524,000 | 3,924 |
| Additional noninterest expense | $841,000 | 4,891 |
| Pre-tax net operating income | $1,129,000 | 4,832 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $435,000 | 3,619 |
| Income before extraordinary items | $694,000 | 5,612 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $694,000 | 5,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,048 |
| Net operating income | $694,000 | 5,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 3,964 |
| Total interest expense | $1,821,000 | 3,528 |
| Net interest income | $3,282,000 | 4,107 |
| Provision for loan and lease losses | $447,000 | 1,874 |
| Total noninterest income | $153,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $41,000 | 7,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 5,863 |
| Total noninterest expense | $2,272,000 | 4,562 |
| Salaries and employee benefits | $1,270,000 | 4,438 |
| Premises and equipment expense | $384,000 | 3,978 |
| Additional noninterest expense | $618,000 | 4,906 |
| Pre-tax net operating income | $716,000 | 5,443 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $278,000 | 4,061 |
| Income before extraordinary items | $438,000 | 6,153 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $438,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,123 |
| Net operating income | $438,000 | 5,988 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,078 |
| Total interest expense | $1,223,000 | 3,609 |
| Net interest income | $2,106,000 | 4,230 |
| Provision for loan and lease losses | $331,000 | 1,661 |
| Total noninterest income | $116,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $1,495,000 | 4,601 |
| Salaries and employee benefits | $834,000 | 4,481 |
| Premises and equipment expense | $248,000 | 4,072 |
| Additional noninterest expense | $413,000 | 4,891 |
| Pre-tax net operating income | $396,000 | 5,886 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $154,000 | 4,454 |
| Income before extraordinary items | $242,000 | 6,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $242,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,176 |
| Net operating income | $242,000 | 6,386 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 4,220 |
| Total interest expense | $609,000 | 3,701 |
| Net interest income | $997,000 | 4,409 |
| Provision for loan and lease losses | $205,000 | 1,334 |
| Total noninterest income | $83,000 | 6,334 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $13,000 | 7,452 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $736,000 | 4,639 |
| Salaries and employee benefits | $414,000 | 4,517 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $139,000 | 6,622 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $55,000 | 4,964 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 9,250 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,220,000 | 5,029 |
| Total interest expense | $2,196,000 | 4,516 |
| Net interest income | $3,024,000 | 5,256 |
| Provision for loan and lease losses | $367,000 | 3,016 |
| Total noninterest income | $120,000 | 8,162 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $29,000 | 7,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $2,341,000 | 5,313 |
| Salaries and employee benefits | $1,329,000 | 5,123 |
| Premises and equipment expense | $398,000 | 4,674 |
| Additional noninterest expense | $614,000 | 5,837 |
| Pre-tax net operating income | $436,000 | 7,005 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $173,000 | 5,317 |
| Income before extraordinary items | $263,000 | 7,502 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $263,000 | 7,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,964,000 | 191 |
| Net operating income | $263,000 | 7,404 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 7,526 |
| Total interest expense | $1,373,000 | 7,243 |
| Net interest income | $1,339,000 | 7,624 |
| Provision for loan and lease losses | $486,000 | 2,257 |
| Total noninterest income | $61,000 | 9,039 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $15,000 | 8,198 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $46,000 | 7,791 |
| Total noninterest expense | $1,788,000 | 6,152 |
| Salaries and employee benefits | $977,000 | 6,069 |
| Premises and equipment expense | $340,000 | 5,136 |
| Additional noninterest expense | $471,000 | 6,644 |
| Pre-tax net operating income | $-874,000 | 9,315 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-321,000 | 9,436 |
| Income before extraordinary items | $-553,000 | 9,256 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-553,000 | 9,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 776 |
| Net operating income | $-553,000 | 9,220 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 9,770 |
| Total interest expense | $110,000 | 9,739 |
| Net interest income | $246,000 | 9,740 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $2,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $1,243,000 | 7,387 |
| Salaries and employee benefits | $609,000 | 7,654 |
| Premises and equipment expense | $176,000 | 7,142 |
| Additional noninterest expense | $458,000 | 6,717 |
| Pre-tax net operating income | $-1,063,000 | 9,739 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-381,000 | 9,767 |
| Income before extraordinary items | $-682,000 | 9,652 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-682,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $9,059,000 | 78 |
| Net operating income | $-682,000 | 9,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.