Home > The Bank of Commerce > Income and Expense
The Bank of Commerce, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 3,859 |
| Total interest expense | $3,888,000 | 2,052 |
| Net interest income | $3,242,000 | 5,157 |
| Provision for loan and lease losses | $5,352,000 | 1,084 |
| Total noninterest income | $-997,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 6,429 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,034,000 | 7,493 |
| Total noninterest expense | $5,245,000 | 3,472 |
| Salaries and employee benefits | $964,000 | 6,098 |
| Premises and equipment expense | $219,000 | 6,049 |
| Additional noninterest expense | $4,062,000 | 1,771 |
| Pre-tax net operating income | $-8,352,000 | 7,303 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-8,352,000 | 7,335 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,352,000 | 7,335 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,352,000 | 7,335 |
| Net charge-offs | $5,056,000 | 1,002 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,352,000 | 7,314 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 3,879 |
| Total interest expense | $3,261,000 | 1,913 |
| Net interest income | $2,217,000 | 5,466 |
| Provision for loan and lease losses | $5,203,000 | 851 |
| Total noninterest income | $-1,196,000 | 7,702 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $28,000 | 6,510 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,224,000 | 7,672 |
| Total noninterest expense | $3,695,000 | 3,663 |
| Salaries and employee benefits | $700,000 | 6,196 |
| Premises and equipment expense | $164,000 | 6,109 |
| Additional noninterest expense | $2,831,000 | 1,857 |
| Pre-tax net operating income | $-7,877,000 | 7,501 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-7,877,000 | 7,533 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,877,000 | 7,533 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,877,000 | 7,533 |
| Net charge-offs | $2,213,000 | 1,415 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,877,000 | 7,522 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 3,835 |
| Total interest expense | $2,474,000 | 1,783 |
| Net interest income | $1,279,000 | 5,823 |
| Provision for loan and lease losses | $456,000 | 2,985 |
| Total noninterest income | $-567,000 | 7,753 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $19,000 | 6,531 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-586,000 | 7,725 |
| Total noninterest expense | $2,291,000 | 3,850 |
| Salaries and employee benefits | $405,000 | 6,531 |
| Premises and equipment expense | $114,000 | 6,058 |
| Additional noninterest expense | $1,772,000 | 1,946 |
| Pre-tax net operating income | $-2,035,000 | 7,278 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,035,000 | 7,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,035,000 | 7,338 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,035,000 | 7,338 |
| Net charge-offs | $974,000 | 1,756 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,035,000 | 7,331 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 3,742 |
| Total interest expense | $1,333,000 | 1,766 |
| Net interest income | $640,000 | 5,851 |
| Provision for loan and lease losses | $256,000 | 2,635 |
| Total noninterest income | $-576,000 | 7,889 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-586,000 | 7,876 |
| Total noninterest expense | $954,000 | 4,422 |
| Salaries and employee benefits | $108,000 | 7,499 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $783,000 | 2,160 |
| Pre-tax net operating income | $-1,146,000 | 7,455 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,146,000 | 7,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,146,000 | 7,503 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,146,000 | 7,503 |
| Net charge-offs | $347,000 | 1,891 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,146,000 | 7,497 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,865,000 | 3,268 |
| Total interest expense | $7,638,000 | 1,533 |
| Net interest income | $2,227,000 | 6,125 |
| Provision for loan and lease losses | $9,368,000 | 924 |
| Total noninterest income | $11,000 | 7,638 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $48,000 | 6,496 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-37,000 | 7,517 |
| Total noninterest expense | $4,420,000 | 4,054 |
| Salaries and employee benefits | $1,427,000 | 5,345 |
| Premises and equipment expense | $250,000 | 6,061 |
| Additional noninterest expense | $2,743,000 | 2,541 |
| Pre-tax net operating income | $-11,550,000 | 7,544 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-212,000 | 6,786 |
| Income before extraordinary items | $-11,338,000 | 7,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-11,338,000 | 7,595 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-11,338,000 | 7,595 |
| Net charge-offs | $4,612,000 | 1,219 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-11,338,000 | 7,598 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 3,186 |
| Total interest expense | $6,050,000 | 1,537 |
| Net interest income | $1,754,000 | 6,019 |
| Provision for loan and lease losses | $8,031,000 | 746 |
| Total noninterest income | $-2,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $39,000 | 6,486 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-41,000 | 7,745 |
| Total noninterest expense | $3,283,000 | 4,088 |
| Salaries and employee benefits | $1,078,000 | 5,361 |
| Premises and equipment expense | $192,000 | 6,055 |
| Additional noninterest expense | $2,013,000 | 2,557 |
| Pre-tax net operating income | $-9,562,000 | 7,726 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-212,000 | 7,106 |
| Income before extraordinary items | $-9,350,000 | 7,761 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,350,000 | 7,761 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,350,000 | 7,761 |
| Net charge-offs | $389,000 | 3,377 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-9,350,000 | 7,768 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 3,125 |
| Total interest expense | $4,149,000 | 1,576 |
| Net interest income | $1,210,000 | 5,945 |
| Provision for loan and lease losses | $6,648,000 | 609 |
| Total noninterest income | $-16,000 | 7,992 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-45,000 | 7,905 |
| Total noninterest expense | $2,097,000 | 4,255 |
| Salaries and employee benefits | $717,000 | 5,419 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $1,247,000 | 2,731 |
| Pre-tax net operating income | $-7,551,000 | 7,853 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-212,000 | 7,317 |
| Income before extraordinary items | $-7,339,000 | 7,889 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,339,000 | 7,888 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-7,339,000 | 7,888 |
| Net charge-offs | $253,000 | 3,147 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-7,339,000 | 7,895 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 3,032 |
| Total interest expense | $2,099,000 | 1,615 |
| Net interest income | $703,000 | 5,574 |
| Provision for loan and lease losses | $2,300,000 | 679 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $1,027,000 | 4,233 |
| Salaries and employee benefits | $361,000 | 5,447 |
| Premises and equipment expense | $74,000 | 5,827 |
| Additional noninterest expense | $592,000 | 2,595 |
| Pre-tax net operating income | $-2,599,000 | 7,910 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-153,000 | 7,653 |
| Income before extraordinary items | $-2,446,000 | 7,936 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,446,000 | 7,936 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,446,000 | 7,937 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,446,000 | 7,942 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,656,000 | 2,887 |
| Total interest expense | $7,226,000 | 2,145 |
| Net interest income | $5,430,000 | 3,730 |
| Provision for loan and lease losses | $5,100,000 | 986 |
| Total noninterest income | $-202,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 6,372 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-270,000 | 8,184 |
| Total noninterest expense | $3,105,000 | 5,009 |
| Salaries and employee benefits | $1,573,000 | 5,190 |
| Premises and equipment expense | $248,000 | 6,264 |
| Additional noninterest expense | $1,284,000 | 4,059 |
| Pre-tax net operating income | $-2,977,000 | 7,586 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,154,000 | 7,758 |
| Income before extraordinary items | $-1,823,000 | 7,324 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,823,000 | 7,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,846,000 | 835 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 1,091 |
| Net operating income | $-1,823,000 | 7,424 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,669,000 | 2,901 |
| Total interest expense | $5,368,000 | 2,241 |
| Net interest income | $4,301,000 | 3,619 |
| Provision for loan and lease losses | $4,065,000 | 755 |
| Total noninterest income | $-223,000 | 8,317 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $52,000 | 6,400 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-275,000 | 8,315 |
| Total noninterest expense | $2,116,000 | 5,297 |
| Salaries and employee benefits | $1,053,000 | 5,535 |
| Premises and equipment expense | $192,000 | 6,204 |
| Additional noninterest expense | $871,000 | 4,307 |
| Pre-tax net operating income | $-2,103,000 | 7,885 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-815,000 | 8,001 |
| Income before extraordinary items | $-1,288,000 | 7,638 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,288,000 | 7,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,056,000 | 633 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 973 |
| Net operating income | $-1,288,000 | 7,738 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 2,880 |
| Total interest expense | $3,707,000 | 2,246 |
| Net interest income | $2,916,000 | 3,571 |
| Provision for loan and lease losses | $3,070,000 | 592 |
| Total noninterest income | $-249,000 | 8,409 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-284,000 | 8,411 |
| Total noninterest expense | $1,400,000 | 5,348 |
| Salaries and employee benefits | $784,000 | 5,279 |
| Premises and equipment expense | $130,000 | 6,201 |
| Additional noninterest expense | $486,000 | 4,821 |
| Pre-tax net operating income | $-1,803,000 | 8,130 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-699,000 | 8,218 |
| Income before extraordinary items | $-1,104,000 | 8,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,104,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,359,000 | 716 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 879 |
| Net operating income | $-1,104,000 | 8,015 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 2,848 |
| Total interest expense | $1,986,000 | 2,247 |
| Net interest income | $1,442,000 | 3,585 |
| Provision for loan and lease losses | $280,000 | 1,468 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $702,000 | 5,358 |
| Salaries and employee benefits | $401,000 | 5,223 |
| Premises and equipment expense | $70,000 | 6,040 |
| Additional noninterest expense | $231,000 | 4,937 |
| Pre-tax net operating income | $485,000 | 3,128 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $189,000 | 2,045 |
| Income before extraordinary items | $296,000 | 3,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $296,000 | 3,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,293 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 758 |
| Net operating income | $296,000 | 3,742 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,856,000 | 2,886 |
| Total interest expense | $7,869,000 | 2,348 |
| Net interest income | $5,987,000 | 3,501 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $75,000 | 7,802 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $54,000 | 6,687 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $21,000 | 7,774 |
| Total noninterest expense | $2,634,000 | 5,445 |
| Salaries and employee benefits | $1,578,000 | 5,143 |
| Premises and equipment expense | $260,000 | 6,151 |
| Additional noninterest expense | $796,000 | 5,362 |
| Pre-tax net operating income | $2,948,000 | 2,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,146,000 | 1,696 |
| Income before extraordinary items | $1,802,000 | 3,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,802,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,387 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 1,034 |
| Net operating income | $1,802,000 | 3,042 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 2,946 |
| Total interest expense | $5,696,000 | 2,428 |
| Net interest income | $4,476,000 | 3,525 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $59,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,680 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 7,773 |
| Total noninterest expense | $1,946,000 | 5,457 |
| Salaries and employee benefits | $1,171,000 | 5,176 |
| Premises and equipment expense | $197,000 | 6,112 |
| Additional noninterest expense | $578,000 | 5,417 |
| Pre-tax net operating income | $2,229,000 | 2,651 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $866,000 | 1,795 |
| Income before extraordinary items | $1,363,000 | 3,173 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,363,000 | 3,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,381 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,363,000 | 3,157 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 3,042 |
| Total interest expense | $3,584,000 | 2,571 |
| Net interest income | $2,959,000 | 3,574 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $40,000 | 7,858 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $1,309,000 | 5,458 |
| Salaries and employee benefits | $795,000 | 5,158 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $389,000 | 5,385 |
| Pre-tax net operating income | $1,510,000 | 2,663 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $587,000 | 1,869 |
| Income before extraordinary items | $923,000 | 3,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $923,000 | 3,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 8,446 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $923,000 | 3,174 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 3,088 |
| Total interest expense | $1,746,000 | 2,619 |
| Net interest income | $1,463,000 | 3,608 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $662,000 | 5,444 |
| Salaries and employee benefits | $398,000 | 5,183 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $729,000 | 2,724 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $283,000 | 1,928 |
| Income before extraordinary items | $446,000 | 3,254 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $446,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-117,000 | 8,528 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $446,000 | 3,229 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,294,000 | 3,497 |
| Total interest expense | $5,159,000 | 2,958 |
| Net interest income | $5,135,000 | 3,929 |
| Provision for loan and lease losses | $163,000 | 3,917 |
| Total noninterest income | $86,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $48,000 | 6,921 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $2,721,000 | 5,206 |
| Salaries and employee benefits | $1,793,000 | 4,624 |
| Premises and equipment expense | $313,000 | 5,636 |
| Additional noninterest expense | $615,000 | 5,996 |
| Pre-tax net operating income | $2,337,000 | 3,295 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $471,000 | 3,230 |
| Income before extraordinary items | $1,866,000 | 3,246 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,866,000 | 3,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-408,000 | 8,639 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,866,000 | 3,237 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,732 |
| Total interest expense | $3,444,000 | 3,154 |
| Net interest income | $3,588,000 | 4,166 |
| Provision for loan and lease losses | $-27,000 | 8,498 |
| Total noninterest income | $69,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,453 |
| Total noninterest expense | $2,040,000 | 5,207 |
| Salaries and employee benefits | $1,355,000 | 4,579 |
| Premises and equipment expense | $225,000 | 5,773 |
| Additional noninterest expense | $460,000 | 6,006 |
| Pre-tax net operating income | $1,644,000 | 3,570 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $221,000 | 4,004 |
| Income before extraordinary items | $1,423,000 | 3,319 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,423,000 | 3,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-408,000 | 8,695 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,423,000 | 3,307 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,377,000 | 3,875 |
| Total interest expense | $2,102,000 | 3,248 |
| Net interest income | $2,275,000 | 4,336 |
| Provision for loan and lease losses | $-117,000 | 8,648 |
| Total noninterest income | $43,000 | 7,998 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $1,451,000 | 4,998 |
| Salaries and employee benefits | $983,000 | 4,323 |
| Premises and equipment expense | $151,000 | 5,755 |
| Additional noninterest expense | $317,000 | 5,902 |
| Pre-tax net operating income | $984,000 | 3,828 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $984,000 | 3,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $984,000 | 3,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-408,000 | 8,730 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $984,000 | 3,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,955 |
| Total interest expense | $1,002,000 | 3,251 |
| Net interest income | $1,079,000 | 4,481 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $22,000 | 7,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $568,000 | 5,792 |
| Salaries and employee benefits | $343,000 | 5,498 |
| Premises and equipment expense | $81,000 | 5,603 |
| Additional noninterest expense | $144,000 | 6,179 |
| Pre-tax net operating income | $443,000 | 4,031 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $443,000 | 3,441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $443,000 | 3,419 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 4,698 |
| Total interest expense | $2,613,000 | 3,699 |
| Net interest income | $3,182,000 | 5,316 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $76,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $56,000 | 6,984 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $20,000 | 8,136 |
| Total noninterest expense | $2,067,000 | 5,997 |
| Salaries and employee benefits | $1,050,000 | 6,211 |
| Premises and equipment expense | $307,000 | 5,665 |
| Additional noninterest expense | $710,000 | 5,549 |
| Pre-tax net operating income | $951,000 | 5,486 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $951,000 | 4,950 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $951,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,432 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $951,000 | 4,920 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 5,026 |
| Total interest expense | $1,668,000 | 3,998 |
| Net interest income | $2,206,000 | 5,580 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $58,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $1,557,000 | 5,945 |
| Salaries and employee benefits | $785,000 | 6,191 |
| Premises and equipment expense | $262,000 | 5,272 |
| Additional noninterest expense | $510,000 | 5,636 |
| Pre-tax net operating income | $527,000 | 6,298 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $527,000 | 5,779 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $527,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,028 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $527,000 | 5,749 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 5,282 |
| Total interest expense | $960,000 | 4,247 |
| Net interest income | $1,370,000 | 5,794 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $35,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $1,030,000 | 5,965 |
| Salaries and employee benefits | $502,000 | 6,334 |
| Premises and equipment expense | $172,000 | 5,325 |
| Additional noninterest expense | $356,000 | 5,461 |
| Pre-tax net operating income | $255,000 | 6,876 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $255,000 | 6,470 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $255,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 696 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $255,000 | 6,424 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 5,511 |
| Total interest expense | $402,000 | 4,664 |
| Net interest income | $675,000 | 5,841 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $531,000 | 5,896 |
| Salaries and employee benefits | $223,000 | 6,711 |
| Premises and equipment expense | $81,000 | 5,528 |
| Additional noninterest expense | $227,000 | 4,679 |
| Pre-tax net operating income | $100,000 | 7,219 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $100,000 | 6,899 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $100,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 397 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $100,000 | 6,867 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 5,962 |
| Total interest expense | $1,316,000 | 4,855 |
| Net interest income | $2,194,000 | 6,377 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $114,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $73,000 | 6,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $1,885,000 | 6,208 |
| Salaries and employee benefits | $917,000 | 6,549 |
| Premises and equipment expense | $243,000 | 6,265 |
| Additional noninterest expense | $725,000 | 5,405 |
| Pre-tax net operating income | $363,000 | 7,229 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $363,000 | 6,955 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $363,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 1,600 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,864,000 | 297 |
| Net operating income | $363,000 | 6,897 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 5,966 |
| Total interest expense | $1,010,000 | 4,758 |
| Net interest income | $1,614,000 | 6,440 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $88,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,412,000 | 6,166 |
| Salaries and employee benefits | $672,000 | 6,583 |
| Premises and equipment expense | $188,000 | 6,172 |
| Additional noninterest expense | $552,000 | 5,326 |
| Pre-tax net operating income | $245,000 | 7,481 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $245,000 | 7,234 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $245,000 | 7,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,235 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,864,000 | 217 |
| Net operating income | $245,000 | 7,169 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 5,949 |
| Total interest expense | $716,000 | 4,614 |
| Net interest income | $1,044,000 | 6,548 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $930,000 | 6,255 |
| Salaries and employee benefits | $442,000 | 6,673 |
| Premises and equipment expense | $126,000 | 6,189 |
| Additional noninterest expense | $362,000 | 5,412 |
| Pre-tax net operating income | $143,000 | 7,605 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $143,000 | 7,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 7,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 822 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $975,000 | 225 |
| Net operating income | $143,000 | 7,318 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 6,004 |
| Total interest expense | $390,000 | 4,409 |
| Net interest income | $486,000 | 6,763 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $442,000 | 6,468 |
| Salaries and employee benefits | $221,000 | 6,700 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $154,000 | 5,926 |
| Pre-tax net operating income | $58,000 | 7,792 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $58,000 | 7,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,910 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $58,000 | 7,548 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 5,577 |
| Total interest expense | $1,791,000 | 4,362 |
| Net interest income | $2,289,000 | 6,201 |
| Provision for loan and lease losses | $1,197,000 | 1,005 |
| Total noninterest income | $150,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $78,000 | 6,931 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $1,859,000 | 6,229 |
| Salaries and employee benefits | $899,000 | 6,598 |
| Premises and equipment expense | $250,000 | 6,180 |
| Additional noninterest expense | $710,000 | 5,457 |
| Pre-tax net operating income | $-617,000 | 8,868 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-617,000 | 8,939 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-617,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,255,000 | 769 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-617,000 | 8,885 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 5,558 |
| Total interest expense | $1,386,000 | 4,392 |
| Net interest income | $1,734,000 | 6,182 |
| Provision for loan and lease losses | $637,000 | 1,335 |
| Total noninterest income | $98,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $59,000 | 6,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $1,416,000 | 6,139 |
| Salaries and employee benefits | $680,000 | 6,553 |
| Premises and equipment expense | $188,000 | 6,155 |
| Additional noninterest expense | $548,000 | 5,334 |
| Pre-tax net operating income | $-221,000 | 8,832 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-221,000 | 8,913 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-221,000 | 8,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,264,000 | 597 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-221,000 | 8,846 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,579 |
| Total interest expense | $959,000 | 4,386 |
| Net interest income | $1,139,000 | 6,238 |
| Provision for loan and lease losses | $637,000 | 940 |
| Total noninterest income | $64,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $959,000 | 6,120 |
| Salaries and employee benefits | $457,000 | 6,557 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $374,000 | 5,242 |
| Pre-tax net operating income | $-393,000 | 9,028 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-393,000 | 9,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-393,000 | 9,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,334,000 | 433 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-393,000 | 9,038 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,610 |
| Total interest expense | $486,000 | 4,423 |
| Net interest income | $564,000 | 6,268 |
| Provision for loan and lease losses | $637,000 | 520 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $474,000 | 6,177 |
| Salaries and employee benefits | $228,000 | 6,579 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $-513,000 | 9,198 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-513,000 | 9,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-513,000 | 9,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-513,000 | 9,204 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 5,316 |
| Total interest expense | $2,271,000 | 4,419 |
| Net interest income | $2,522,000 | 5,879 |
| Provision for loan and lease losses | $1,149,000 | 1,187 |
| Total noninterest income | $154,000 | 7,779 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $1,866,000 | 6,118 |
| Salaries and employee benefits | $928,000 | 6,409 |
| Premises and equipment expense | $280,000 | 5,772 |
| Additional noninterest expense | $658,000 | 5,615 |
| Pre-tax net operating income | $-339,000 | 8,907 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-339,000 | 8,981 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-339,000 | 8,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,759 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-339,000 | 8,934 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 5,259 |
| Total interest expense | $3,418,000 | 4,285 |
| Net interest income | $2,132,000 | 6,229 |
| Provision for loan and lease losses | $196,000 | 4,189 |
| Total noninterest income | $183,000 | 7,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $122,000 | 6,222 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,875,000 | 5,982 |
| Salaries and employee benefits | $960,000 | 6,134 |
| Premises and equipment expense | $325,000 | 5,272 |
| Additional noninterest expense | $590,000 | 5,899 |
| Pre-tax net operating income | $244,000 | 7,671 |
| Securities gains (losses) | $-28,000 | 9,402 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $216,000 | 7,621 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $216,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 815 |
| Net operating income | $244,000 | 7,352 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 5,585 |
| Total interest expense | $3,326,000 | 4,554 |
| Net interest income | $1,899,000 | 6,734 |
| Provision for loan and lease losses | $213,000 | 3,605 |
| Total noninterest income | $331,000 | 6,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $1,855,000 | 5,956 |
| Salaries and employee benefits | $929,000 | 6,206 |
| Premises and equipment expense | $317,000 | 5,254 |
| Additional noninterest expense | $609,000 | 5,728 |
| Pre-tax net operating income | $162,000 | 8,539 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $162,000 | 8,340 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $162,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 544 |
| Net operating income | $162,000 | 8,343 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 6,879 |
| Total interest expense | $2,208,000 | 5,638 |
| Net interest income | $1,245,000 | 8,103 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $231,000 | 7,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 5,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,688 |
| Total noninterest expense | $1,556,000 | 6,640 |
| Salaries and employee benefits | $748,000 | 6,995 |
| Premises and equipment expense | $256,000 | 5,957 |
| Additional noninterest expense | $552,000 | 6,137 |
| Pre-tax net operating income | $-230,000 | 9,654 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-218,000 | 9,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-218,000 | 9,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,145,000 | 420 |
| Net operating income | $-230,000 | 9,683 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 8,812 |
| Total interest expense | $1,346,000 | 7,550 |
| Net interest income | $546,000 | 9,830 |
| Provision for loan and lease losses | $204,000 | 3,472 |
| Total noninterest income | $234,000 | 7,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,114 |
| Total noninterest expense | $1,352,000 | 7,094 |
| Salaries and employee benefits | $630,000 | 7,590 |
| Premises and equipment expense | $253,000 | 5,923 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $-776,000 | 10,291 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-776,000 | 10,329 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-776,000 | 10,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $338,000 | 613 |
| Net operating income | $-776,000 | 10,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 10,683 |
| Total interest expense | $310,000 | 10,498 |
| Net interest income | $236,000 | 10,751 |
| Provision for loan and lease losses | $95,000 | 5,292 |
| Total noninterest income | $19,000 | 10,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 9,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $927,000 | 8,590 |
| Salaries and employee benefits | $506,000 | 8,563 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $252,000 | 8,826 |
| Pre-tax net operating income | $-767,000 | 10,813 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-767,000 | 10,823 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-767,000 | 10,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-767,000 | 10,808 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.