Home > The Bank of Commerce > Income and Expense
The Bank of Commerce, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 5,111 |
| Total interest expense | $1,635,000 | 7,317 |
| Net interest income | $4,494,000 | 3,905 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $1,591,000 | 2,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,242,000 | 1,562 |
| Total noninterest expense | $4,239,000 | 3,155 |
| Salaries and employee benefits | $2,294,000 | 2,901 |
| Premises and equipment expense | $755,000 | 2,626 |
| Additional noninterest expense | $1,190,000 | 3,764 |
| Pre-tax net operating income | $1,776,000 | 3,881 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $773,000 | 2,967 |
| Income before extraordinary items | $1,003,000 | 4,614 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,003,000 | 4,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,003,000 | 4,581 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 5,911 |
| Total interest expense | $1,114,000 | 8,241 |
| Net interest income | $3,627,000 | 4,783 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,577,000 | 2,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,344,000 | 1,494 |
| Total noninterest expense | $4,080,000 | 3,365 |
| Salaries and employee benefits | $2,114,000 | 3,116 |
| Premises and equipment expense | $719,000 | 2,765 |
| Additional noninterest expense | $1,247,000 | 3,921 |
| Pre-tax net operating income | $1,124,000 | 5,480 |
| Securities gains (losses) | $173,000 | 548 |
| Applicable income taxes | $565,000 | 3,684 |
| Income before extraordinary items | $732,000 | 5,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $732,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $621,280 | 6,454 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 6,880 |
| Total interest expense | $960,000 | 9,289 |
| Net interest income | $3,039,000 | 5,598 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $1,747,000 | 2,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,532,000 | 1,533 |
| Total noninterest expense | $3,384,000 | 4,040 |
| Salaries and employee benefits | $1,932,000 | 3,380 |
| Premises and equipment expense | $649,000 | 3,085 |
| Additional noninterest expense | $803,000 | 5,911 |
| Pre-tax net operating income | $1,312,000 | 4,826 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $527,000 | 3,990 |
| Income before extraordinary items | $785,000 | 5,643 |
| Extraordinary gains, net | $19,000 | 2,728 |
| Net income | $804,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $1,100,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $785,000 | 5,409 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 7,379 |
| Total interest expense | $1,234,000 | 9,478 |
| Net interest income | $2,869,000 | 5,927 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $908,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $682,000 | 2,587 |
| Total noninterest expense | $3,042,000 | 4,475 |
| Salaries and employee benefits | $1,697,000 | 3,775 |
| Premises and equipment expense | $732,000 | 2,816 |
| Additional noninterest expense | $613,000 | 7,395 |
| Pre-tax net operating income | $685,000 | 7,185 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $346,000 | 5,403 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $402,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $890,000 | 1,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $361,680 | 8,240 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.