Home > The Bank of Commerce > Income and Expense
The Bank of Commerce, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 10,665 |
| Total interest expense | $492,000 | 11,045 |
| Net interest income | $923,000 | 10,175 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $264,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $626,000 | 10,466 |
| Salaries and employee benefits | $325,000 | 10,545 |
| Premises and equipment expense | $56,000 | 10,906 |
| Additional noninterest expense | $245,000 | 9,885 |
| Pre-tax net operating income | $551,000 | 8,171 |
| Securities gains (losses) | $-15,000 | 10,368 |
| Applicable income taxes | $191,000 | 7,580 |
| Income before extraordinary items | $345,000 | 8,526 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $346,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,500 |
| Cash dividends | $345,000 | 4,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $354,600 | 8,421 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 10,870 |
| Total interest expense | $429,000 | 11,445 |
| Net interest income | $1,002,000 | 10,384 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $255,000 | 7,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $628,000 | 10,991 |
| Salaries and employee benefits | $295,000 | 11,253 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $274,000 | 10,252 |
| Pre-tax net operating income | $629,000 | 7,834 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $410,000 | 8,109 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $410,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $407,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $410,650 | 8,142 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 11,334 |
| Total interest expense | $458,000 | 11,898 |
| Net interest income | $997,000 | 10,788 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $251,000 | 8,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $628,000 | 11,495 |
| Salaries and employee benefits | $298,000 | 11,665 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $272,000 | 10,796 |
| Pre-tax net operating income | $620,000 | 7,813 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $207,000 | 7,496 |
| Income before extraordinary items | $413,000 | 8,302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $413,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $412,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $413,000 | 8,028 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 11,758 |
| Total interest expense | $500,000 | 12,758 |
| Net interest income | $1,086,000 | 10,751 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 5,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $660,000 | 11,731 |
| Salaries and employee benefits | $302,000 | 11,986 |
| Premises and equipment expense | $77,000 | 11,610 |
| Additional noninterest expense | $281,000 | 11,114 |
| Pre-tax net operating income | $667,000 | 7,289 |
| Securities gains (losses) | $303,000 | 1,532 |
| Applicable income taxes | $338,000 | 5,495 |
| Income before extraordinary items | $632,000 | 6,359 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $632,000 | 6,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $630,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $435,050 | 7,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.