Home > The Bank of Chester County > Income and Expense
The Bank of Chester County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 6,361 |
| Total interest expense | $1,865,000 | 6,165 |
| Net interest income | $2,588,000 | 6,389 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $375,000 | 6,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $2,950,000 | 4,588 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $500,000 | 3,861 |
| Additional noninterest expense | $1,323,000 | 3,881 |
| Pre-tax net operating income | $13,000 | 12,339 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $21,000 | 12,418 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $21,000 | 12,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $13,000 | 12,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,306,000 | 6,074 |
| Total interest expense | $2,533,000 | 5,929 |
| Net interest income | $2,773,000 | 6,088 |
| Provision for loan and lease losses | $1,339,000 | 1,521 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $3,079,000 | 4,414 |
| Salaries and employee benefits | $1,205,000 | 5,139 |
| Premises and equipment expense | $596,000 | 3,381 |
| Additional noninterest expense | $1,278,000 | 4,105 |
| Pre-tax net operating income | $-1,388,000 | 13,559 |
| Securities gains (losses) | $171,000 | 2,245 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,217,000 | 13,585 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,217,000 | 13,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,507,000 | 1,184 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 977 |
| Net operating income | $-1,388,000 | 13,549 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.