Home > The Bank of Cherry Creek in Boulder > Income and Expense
The Bank of Cherry Creek in Boulder, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 7,659 |
| Total interest expense | $1,225,000 | 7,753 |
| Net interest income | $1,525,000 | 7,429 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $159,000 | 7,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $1,403,000 | 6,995 |
| Salaries and employee benefits | $630,000 | 7,542 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $573,000 | 5,948 |
| Pre-tax net operating income | $197,000 | 8,374 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $127,000 | 8,544 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $127,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $127,000 | 8,543 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 8,355 |
| Total interest expense | $890,000 | 8,475 |
| Net interest income | $1,241,000 | 8,110 |
| Provision for loan and lease losses | $160,000 | 4,104 |
| Total noninterest income | $301,000 | 6,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,581 |
| Total noninterest expense | $1,637,000 | 6,447 |
| Salaries and employee benefits | $711,000 | 7,182 |
| Premises and equipment expense | $287,000 | 5,600 |
| Additional noninterest expense | $639,000 | 5,587 |
| Pre-tax net operating income | $-255,000 | 9,679 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-103,000 | 9,923 |
| Income before extraordinary items | $-152,000 | 9,629 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-152,000 | 9,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-152,000 | 9,605 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 9,106 |
| Total interest expense | $856,000 | 8,798 |
| Net interest income | $791,000 | 9,272 |
| Provision for loan and lease losses | $230,000 | 3,213 |
| Total noninterest income | $446,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $403,000 | 3,426 |
| Total noninterest expense | $1,627,000 | 6,377 |
| Salaries and employee benefits | $854,000 | 6,450 |
| Premises and equipment expense | $252,000 | 5,932 |
| Additional noninterest expense | $521,000 | 6,289 |
| Pre-tax net operating income | $-620,000 | 10,239 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-239,000 | 10,333 |
| Income before extraordinary items | $-381,000 | 10,170 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-381,000 | 10,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-381,000 | 10,142 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 10,711 |
| Total interest expense | $161,000 | 10,714 |
| Net interest income | $332,000 | 10,649 |
| Provision for loan and lease losses | $151,000 | 4,105 |
| Total noninterest income | $224,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 9,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,789 |
| Total noninterest expense | $1,142,000 | 7,867 |
| Salaries and employee benefits | $565,000 | 8,153 |
| Premises and equipment expense | $231,000 | 6,330 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $-737,000 | 10,804 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-275,000 | 10,819 |
| Income before extraordinary items | $-462,000 | 10,744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-462,000 | 10,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 281 |
| Net operating income | $-462,000 | 10,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.