Home > The Bank of Cherry Creek > Income and Expense
The Bank of Cherry Creek, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,093,000 | 1,537 |
| Total interest expense | $7,612,000 | 2,111 |
| Net interest income | $14,481,000 | 1,231 |
| Provision for loan and lease losses | $821,000 | 1,468 |
| Total noninterest income | $7,105,000 | 753 |
| Gross Fiduciary activities income | $3,645,000 | 207 |
| Service charges on deposit accounts | $988,000 | 1,494 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,472,000 | 1,076 |
| Total noninterest expense | $15,217,000 | 973 |
| Salaries and employee benefits | $8,697,000 | 856 |
| Premises and equipment expense | $1,743,000 | 1,217 |
| Additional noninterest expense | $4,777,000 | 1,012 |
| Pre-tax net operating income | $5,548,000 | 1,328 |
| Securities gains (losses) | $183,000 | 1,273 |
| Applicable income taxes | $2,123,000 | 1,119 |
| Income before extraordinary items | $3,608,000 | 1,492 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,608,000 | 1,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,245 |
| Cash dividends | $2,750,000 | 999 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,490,880 | 1,469 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,249,000 | 1,626 |
| Total interest expense | $7,690,000 | 2,212 |
| Net interest income | $13,559,000 | 1,296 |
| Provision for loan and lease losses | $1,107,000 | 978 |
| Total noninterest income | $5,450,000 | 878 |
| Gross Fiduciary activities income | $3,079,000 | 219 |
| Service charges on deposit accounts | $560,000 | 2,440 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,811,000 | 1,219 |
| Total noninterest expense | $12,397,000 | 1,126 |
| Salaries and employee benefits | $6,537,000 | 1,081 |
| Premises and equipment expense | $1,493,000 | 1,385 |
| Additional noninterest expense | $4,367,000 | 1,077 |
| Pre-tax net operating income | $5,505,000 | 1,346 |
| Securities gains (losses) | $-43,000 | 9,134 |
| Applicable income taxes | $1,986,000 | 1,158 |
| Income before extraordinary items | $3,476,000 | 1,514 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,476,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 1,037 |
| Cash dividends | $2,150,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,503,520 | 1,497 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,557,000 | 1,962 |
| Total interest expense | $5,683,000 | 2,594 |
| Net interest income | $10,874,000 | 1,595 |
| Provision for loan and lease losses | $550,000 | 1,631 |
| Total noninterest income | $4,851,000 | 966 |
| Gross Fiduciary activities income | $2,605,000 | 281 |
| Service charges on deposit accounts | $531,000 | 2,499 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,715,000 | 1,278 |
| Total noninterest expense | $10,842,000 | 1,271 |
| Salaries and employee benefits | $5,455,000 | 1,269 |
| Premises and equipment expense | $1,387,000 | 1,481 |
| Additional noninterest expense | $4,000,000 | 1,167 |
| Pre-tax net operating income | $4,333,000 | 1,730 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,514,000 | 1,587 |
| Income before extraordinary items | $2,820,000 | 1,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,820,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,383 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,819,350 | 1,850 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,084,000 | 2,163 |
| Total interest expense | $5,407,000 | 2,781 |
| Net interest income | $9,677,000 | 1,767 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $4,208,000 | 1,054 |
| Gross Fiduciary activities income | $2,073,000 | 317 |
| Service charges on deposit accounts | $568,000 | 2,268 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,567,000 | 1,364 |
| Total noninterest expense | $9,573,000 | 1,372 |
| Salaries and employee benefits | $4,646,000 | 1,409 |
| Premises and equipment expense | $1,269,000 | 1,543 |
| Additional noninterest expense | $3,658,000 | 1,226 |
| Pre-tax net operating income | $3,712,000 | 1,957 |
| Securities gains (losses) | $92,000 | 1,334 |
| Applicable income taxes | $1,315,000 | 1,834 |
| Income before extraordinary items | $2,489,000 | 2,093 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,489,000 | 2,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,036 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,429,200 | 2,082 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,989,000 | 2,528 |
| Total interest expense | $4,504,000 | 3,291 |
| Net interest income | $8,485,000 | 2,051 |
| Provision for loan and lease losses | $785,000 | 1,208 |
| Total noninterest income | $3,316,000 | 1,207 |
| Gross Fiduciary activities income | $1,620,000 | 366 |
| Service charges on deposit accounts | $599,000 | 2,191 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,097,000 | 1,648 |
| Total noninterest expense | $8,211,000 | 1,606 |
| Salaries and employee benefits | $3,949,000 | 1,665 |
| Premises and equipment expense | $1,099,000 | 1,800 |
| Additional noninterest expense | $3,163,000 | 1,368 |
| Pre-tax net operating income | $2,805,000 | 2,635 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $945,000 | 2,552 |
| Income before extraordinary items | $1,864,000 | 2,744 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,864,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,920 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,861,360 | 2,701 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,150,000 | 2,958 |
| Total interest expense | $3,741,000 | 3,945 |
| Net interest income | $7,409,000 | 2,426 |
| Provision for loan and lease losses | $991,000 | 1,037 |
| Total noninterest income | $2,813,000 | 1,428 |
| Gross Fiduciary activities income | $1,365,000 | 434 |
| Service charges on deposit accounts | $498,000 | 2,732 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $950,000 | 1,877 |
| Total noninterest expense | $7,072,000 | 1,985 |
| Salaries and employee benefits | $3,243,000 | 2,048 |
| Premises and equipment expense | $710,000 | 2,750 |
| Additional noninterest expense | $3,119,000 | 1,670 |
| Pre-tax net operating income | $2,159,000 | 3,212 |
| Securities gains (losses) | $61,000 | 1,215 |
| Applicable income taxes | $755,000 | 3,002 |
| Income before extraordinary items | $1,465,000 | 3,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,465,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,014 |
| Cash dividends | $1,100,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,424,740 | 3,311 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 3,487 |
| Total interest expense | $2,927,000 | 4,870 |
| Net interest income | $6,435,000 | 2,775 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,709,000 | 2,083 |
| Gross Fiduciary activities income | $897,000 | 558 |
| Service charges on deposit accounts | $478,000 | 2,831 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $334,000 | 3,741 |
| Total noninterest expense | $5,916,000 | 2,305 |
| Salaries and employee benefits | $2,624,000 | 2,544 |
| Premises and equipment expense | $888,000 | 2,259 |
| Additional noninterest expense | $2,404,000 | 2,066 |
| Pre-tax net operating income | $1,988,000 | 3,511 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $698,000 | 3,244 |
| Income before extraordinary items | $1,255,000 | 3,803 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,255,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,297 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,277,400 | 3,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,115,000 | 4,158 |
| Total interest expense | $1,850,000 | 5,949 |
| Net interest income | $5,265,000 | 3,398 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $1,644,000 | 2,134 |
| Gross Fiduciary activities income | $627,000 | 665 |
| Service charges on deposit accounts | $463,000 | 2,984 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $554,000 | 2,751 |
| Total noninterest expense | $5,266,000 | 2,643 |
| Salaries and employee benefits | $2,211,000 | 2,997 |
| Premises and equipment expense | $895,000 | 2,254 |
| Additional noninterest expense | $2,160,000 | 2,424 |
| Pre-tax net operating income | $1,403,000 | 4,670 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $521,000 | 3,929 |
| Income before extraordinary items | $882,000 | 4,991 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $882,000 | 4,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $882,000 | 5,042 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,722 |
| Total interest expense | $1,925,000 | 6,027 |
| Net interest income | $4,417,000 | 4,011 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $1,476,000 | 2,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $503,000 | 2,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $973,000 | 2,068 |
| Total noninterest expense | $4,845,000 | 2,935 |
| Salaries and employee benefits | $1,739,000 | 3,744 |
| Premises and equipment expense | $898,000 | 2,282 |
| Additional noninterest expense | $2,208,000 | 2,512 |
| Pre-tax net operating income | $748,000 | 7,101 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $341,000 | 5,603 |
| Income before extraordinary items | $457,000 | 7,913 |
| Extraordinary gains, net | $138,000 | 1,310 |
| Net income | $595,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $425,000 | 7,912 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 5,267 |
| Total interest expense | $2,220,000 | 6,579 |
| Net interest income | $4,095,000 | 4,349 |
| Provision for loan and lease losses | $80,000 | 7,886 |
| Total noninterest income | $903,000 | 3,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $494,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,659 |
| Total noninterest expense | $4,439,000 | 3,200 |
| Salaries and employee benefits | $1,620,000 | 3,953 |
| Premises and equipment expense | $923,000 | 2,253 |
| Additional noninterest expense | $1,896,000 | 2,927 |
| Pre-tax net operating income | $479,000 | 8,558 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $211,000 | 7,346 |
| Income before extraordinary items | $268,000 | 9,699 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $268,000 | 9,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $268,000 | 9,333 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.