Home > The Bank of Charlotte County > Income and Expense
The Bank of Charlotte County, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 2,919 |
| Total interest expense | $509,000 | 3,424 |
| Net interest income | $2,247,000 | 2,627 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $178,000 | 2,991 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $25,000 | 3,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $153,000 | 2,662 |
| Total noninterest expense | $1,581,000 | 2,790 |
| Salaries and employee benefits | $878,000 | 2,801 |
| Premises and equipment expense | $151,000 | 2,740 |
| Additional noninterest expense | $153,000 | 2,662 |
| Pre-tax net operating income | $844,000 | 2,419 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $165,000 | 1,712 |
| Income before extraordinary items | $679,000 | 2,482 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $679,000 | 2,510 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $679,000 | 2,482 |
| Net charge-offs | $-2,000 | 3,609 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $679,000 | 2,494 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $10,235,000 | 2,981 |
| Total interest expense | $1,769,000 | 3,573 |
| Net interest income | $8,466,000 | 2,636 |
| Provision for loan and lease losses | $100,000 | 2,502 |
| Total noninterest income | $761,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $99,000 | 3,342 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $662,000 | 2,688 |
| Total noninterest expense | $5,920,000 | 2,864 |
| Salaries and employee benefits | $3,196,000 | 2,891 |
| Premises and equipment expense | $598,000 | 2,724 |
| Additional noninterest expense | $662,000 | 2,688 |
| Pre-tax net operating income | $3,207,000 | 2,385 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $685,000 | 1,645 |
| Income before extraordinary items | $2,522,000 | 2,480 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,522,000 | 2,504 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,522,000 | 2,480 |
| Net charge-offs | $-35,000 | 4,143 |
| Cash dividends | $3,500,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $2,522,000 | 2,487 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 3,005 |
| Total interest expense | $1,272,000 | 3,618 |
| Net interest income | $6,187,000 | 2,668 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $576,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $75,000 | 3,343 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $501,000 | 2,635 |
| Total noninterest expense | $4,370,000 | 2,863 |
| Salaries and employee benefits | $2,377,000 | 2,895 |
| Premises and equipment expense | $430,000 | 2,777 |
| Additional noninterest expense | $501,000 | 2,635 |
| Pre-tax net operating income | $2,393,000 | 2,386 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $478,000 | 1,705 |
| Income before extraordinary items | $1,915,000 | 2,473 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,915,000 | 2,500 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,915,000 | 2,475 |
| Net charge-offs | $-27,000 | 4,143 |
| Cash dividends | $2,500,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,915,000 | 2,474 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,824,000 | 3,021 |
| Total interest expense | $782,000 | 3,674 |
| Net interest income | $4,042,000 | 2,687 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $399,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $49,000 | 3,348 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $350,000 | 2,570 |
| Total noninterest expense | $2,843,000 | 2,894 |
| Salaries and employee benefits | $1,561,000 | 2,912 |
| Premises and equipment expense | $280,000 | 2,803 |
| Additional noninterest expense | $350,000 | 2,570 |
| Pre-tax net operating income | $1,598,000 | 2,364 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $325,000 | 1,677 |
| Income before extraordinary items | $1,273,000 | 2,452 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,273,000 | 2,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,273,000 | 2,455 |
| Net charge-offs | $-27,000 | 4,199 |
| Cash dividends | $2,500,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $1,273,000 | 2,449 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 3,043 |
| Total interest expense | $365,000 | 3,712 |
| Net interest income | $1,969,000 | 2,716 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $174,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $25,000 | 3,340 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $149,000 | 2,687 |
| Total noninterest expense | $1,412,000 | 2,900 |
| Salaries and employee benefits | $789,000 | 2,903 |
| Premises and equipment expense | $143,000 | 2,769 |
| Additional noninterest expense | $149,000 | 2,687 |
| Pre-tax net operating income | $731,000 | 2,403 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $136,000 | 1,754 |
| Income before extraordinary items | $595,000 | 2,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $595,000 | 2,513 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $595,000 | 2,484 |
| Net charge-offs | $-6,000 | 3,957 |
| Cash dividends | $2,500,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $595,000 | 2,480 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,559,000 | 3,038 |
| Total interest expense | $987,000 | 3,708 |
| Net interest income | $7,572,000 | 2,781 |
| Provision for loan and lease losses | $71,000 | 2,643 |
| Total noninterest income | $749,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $103,000 | 3,347 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $646,000 | 2,721 |
| Total noninterest expense | $5,388,000 | 2,946 |
| Salaries and employee benefits | $2,918,000 | 2,977 |
| Premises and equipment expense | $537,000 | 2,846 |
| Additional noninterest expense | $646,000 | 2,721 |
| Pre-tax net operating income | $2,862,000 | 2,566 |
| Securities gains (losses) | $-146,000 | 3,880 |
| Applicable income taxes | $416,000 | 2,025 |
| Income before extraordinary items | $2,300,000 | 2,633 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,300,000 | 2,659 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,300,000 | 2,635 |
| Net charge-offs | $81,000 | 1,615 |
| Cash dividends | $1,200,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,424,100 | 2,592 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 3,056 |
| Total interest expense | $677,000 | 3,705 |
| Net interest income | $5,551,000 | 2,829 |
| Provision for loan and lease losses | $71,000 | 2,323 |
| Total noninterest income | $557,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $76,000 | 3,369 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $481,000 | 2,723 |
| Total noninterest expense | $3,973,000 | 2,961 |
| Salaries and employee benefits | $2,165,000 | 2,973 |
| Premises and equipment expense | $383,000 | 2,935 |
| Additional noninterest expense | $481,000 | 2,722 |
| Pre-tax net operating income | $2,064,000 | 2,661 |
| Securities gains (losses) | $-28,000 | 3,704 |
| Applicable income taxes | $392,000 | 1,926 |
| Income before extraordinary items | $1,644,000 | 2,738 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,644,000 | 2,768 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,644,000 | 2,739 |
| Net charge-offs | $85,000 | 1,245 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,666,680 | 2,754 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 3,098 |
| Total interest expense | $373,000 | 3,745 |
| Net interest income | $3,618,000 | 2,878 |
| Provision for loan and lease losses | $71,000 | 2,022 |
| Total noninterest income | $417,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $49,000 | 3,391 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $368,000 | 2,542 |
| Total noninterest expense | $2,668,000 | 2,942 |
| Salaries and employee benefits | $1,439,000 | 2,977 |
| Premises and equipment expense | $256,000 | 2,927 |
| Additional noninterest expense | $368,000 | 2,537 |
| Pre-tax net operating income | $1,296,000 | 2,746 |
| Securities gains (losses) | $-28,000 | 3,965 |
| Applicable income taxes | $242,000 | 2,011 |
| Income before extraordinary items | $1,026,000 | 2,830 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,026,000 | 2,860 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,026,000 | 2,829 |
| Net charge-offs | $8,000 | 1,884 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,048,680 | 2,826 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 3,122 |
| Total interest expense | $127,000 | 3,902 |
| Net interest income | $1,818,000 | 2,884 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $231,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $24,000 | 3,414 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $207,000 | 2,396 |
| Total noninterest expense | $1,286,000 | 3,024 |
| Salaries and employee benefits | $712,000 | 3,040 |
| Premises and equipment expense | $134,000 | 2,914 |
| Additional noninterest expense | $207,000 | 2,396 |
| Pre-tax net operating income | $763,000 | 2,608 |
| Securities gains (losses) | $-28,000 | 4,162 |
| Applicable income taxes | $144,000 | 1,903 |
| Income before extraordinary items | $591,000 | 2,711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $591,000 | 2,711 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $591,000 | 2,711 |
| Net charge-offs | $6,000 | 1,532 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $613,400 | 2,713 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,982,000 | 3,045 |
| Total interest expense | $340,000 | 3,638 |
| Net interest income | $6,642,000 | 2,965 |
| Provision for loan and lease losses | $175,000 | 1,884 |
| Total noninterest income | $734,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $101,000 | 3,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $633,000 | 2,814 |
| Total noninterest expense | $5,108,000 | 3,007 |
| Salaries and employee benefits | $2,846,000 | 3,017 |
| Premises and equipment expense | $499,000 | 2,996 |
| Additional noninterest expense | $633,000 | 2,814 |
| Pre-tax net operating income | $2,093,000 | 3,077 |
| Securities gains (losses) | $-3,000 | 3,239 |
| Applicable income taxes | $375,000 | 2,243 |
| Income before extraordinary items | $1,715,000 | 3,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,715,000 | 3,109 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,715,000 | 3,111 |
| Net charge-offs | $103,000 | 1,208 |
| Cash dividends | $700,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,717,460 | 3,148 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,050,000 | 3,055 |
| Total interest expense | $258,000 | 3,470 |
| Net interest income | $4,792,000 | 2,987 |
| Provision for loan and lease losses | $75,000 | 2,065 |
| Total noninterest income | $555,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $77,000 | 3,448 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $478,000 | 2,846 |
| Total noninterest expense | $3,833,000 | 2,989 |
| Salaries and employee benefits | $2,142,000 | 3,005 |
| Premises and equipment expense | $376,000 | 2,995 |
| Additional noninterest expense | $478,000 | 2,846 |
| Pre-tax net operating income | $1,439,000 | 3,154 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $254,000 | 2,339 |
| Income before extraordinary items | $1,185,000 | 3,194 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,185,000 | 3,192 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,185,000 | 3,193 |
| Net charge-offs | $10,000 | 1,827 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,185,000 | 3,224 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 3,087 |
| Total interest expense | $173,000 | 3,383 |
| Net interest income | $3,031,000 | 3,039 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $377,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $50,000 | 3,498 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $327,000 | 2,852 |
| Total noninterest expense | $2,539,000 | 2,999 |
| Salaries and employee benefits | $1,437,000 | 3,000 |
| Premises and equipment expense | $234,000 | 3,096 |
| Additional noninterest expense | $868,000 | 2,854 |
| Pre-tax net operating income | $869,000 | 3,155 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $150,000 | 2,347 |
| Income before extraordinary items | $719,000 | 3,181 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $719,000 | 3,180 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $719,000 | 3,181 |
| Net charge-offs | $8,000 | 1,644 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $719,000 | 3,209 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,560,000 | 3,091 |
| Total interest expense | $89,000 | 3,333 |
| Net interest income | $1,471,000 | 3,043 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $158,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $25,000 | 3,486 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $133,000 | 3,003 |
| Total noninterest expense | $1,244,000 | 3,025 |
| Salaries and employee benefits | $710,000 | 3,016 |
| Premises and equipment expense | $122,000 | 3,051 |
| Additional noninterest expense | $412,000 | 2,916 |
| Pre-tax net operating income | $385,000 | 3,165 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $65,000 | 2,361 |
| Income before extraordinary items | $320,000 | 3,201 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $320,000 | 3,199 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $320,000 | 3,201 |
| Net charge-offs | $-5,000 | 3,667 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $320,000 | 3,220 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 3,172 |
| Total interest expense | $520,000 | 3,113 |
| Net interest income | $5,715,000 | 3,142 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $907,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $98,000 | 3,485 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $809,000 | 2,823 |
| Total noninterest expense | $4,680,000 | 3,128 |
| Salaries and employee benefits | $2,648,000 | 3,120 |
| Premises and equipment expense | $466,000 | 3,123 |
| Additional noninterest expense | $1,566,000 | 3,030 |
| Pre-tax net operating income | $1,942,000 | 3,180 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $345,000 | 2,366 |
| Income before extraordinary items | $1,597,000 | 3,276 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,597,000 | 3,275 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,597,000 | 3,276 |
| Net charge-offs | $1,000 | 2,638 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,597,000 | 3,257 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 3,240 |
| Total interest expense | $422,000 | 3,105 |
| Net interest income | $4,223,000 | 3,221 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $734,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $70,000 | 3,550 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $664,000 | 2,769 |
| Total noninterest expense | $3,497,000 | 3,152 |
| Salaries and employee benefits | $1,974,000 | 3,138 |
| Premises and equipment expense | $339,000 | 3,202 |
| Additional noninterest expense | $1,184,000 | 3,030 |
| Pre-tax net operating income | $1,460,000 | 3,292 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $261,000 | 2,400 |
| Income before extraordinary items | $1,199,000 | 3,407 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,199,000 | 3,407 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,199,000 | 3,407 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,199,000 | 3,381 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 3,268 |
| Total interest expense | $317,000 | 3,010 |
| Net interest income | $2,754,000 | 3,260 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $364,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $45,000 | 3,559 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $319,000 | 3,085 |
| Total noninterest expense | $2,264,000 | 3,191 |
| Salaries and employee benefits | $1,306,000 | 3,154 |
| Premises and equipment expense | $223,000 | 3,225 |
| Additional noninterest expense | $735,000 | 3,144 |
| Pre-tax net operating income | $854,000 | 3,457 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $145,000 | 2,519 |
| Income before extraordinary items | $709,000 | 3,546 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $709,000 | 3,545 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $709,000 | 3,546 |
| Net charge-offs | $12,000 | 1,675 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $709,000 | 3,516 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 3,267 |
| Total interest expense | $161,000 | 3,067 |
| Net interest income | $1,362,000 | 3,261 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $173,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $26,000 | 3,393 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $147,000 | 3,134 |
| Total noninterest expense | $1,121,000 | 3,196 |
| Salaries and employee benefits | $646,000 | 3,159 |
| Premises and equipment expense | $117,000 | 3,154 |
| Additional noninterest expense | $358,000 | 3,134 |
| Pre-tax net operating income | $414,000 | 3,461 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $70,000 | 2,504 |
| Income before extraordinary items | $344,000 | 3,546 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $344,000 | 3,547 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $344,000 | 3,546 |
| Net charge-offs | $14,000 | 1,259 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $344,000 | 3,521 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,379,000 | 3,201 |
| Total interest expense | $727,000 | 3,394 |
| Net interest income | $5,652,000 | 3,140 |
| Provision for loan and lease losses | $20,000 | 4,119 |
| Total noninterest income | $597,000 | 3,432 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $112,000 | 3,454 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $485,000 | 3,179 |
| Total noninterest expense | $4,469,000 | 3,205 |
| Salaries and employee benefits | $2,514,000 | 3,205 |
| Premises and equipment expense | $431,000 | 3,286 |
| Additional noninterest expense | $1,524,000 | 3,019 |
| Pre-tax net operating income | $1,760,000 | 3,082 |
| Securities gains (losses) | $36,000 | 1,871 |
| Applicable income taxes | $319,000 | 2,258 |
| Income before extraordinary items | $1,477,000 | 3,203 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,477,000 | 3,202 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,477,000 | 3,203 |
| Net charge-offs | $2,000 | 3,319 |
| Cash dividends | $2,000,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,447,480 | 3,163 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 3,222 |
| Total interest expense | $556,000 | 3,452 |
| Net interest income | $4,255,000 | 3,160 |
| Provision for loan and lease losses | $20,000 | 4,014 |
| Total noninterest income | $358,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $86,000 | 3,440 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $272,000 | 3,443 |
| Total noninterest expense | $3,334,000 | 3,199 |
| Salaries and employee benefits | $1,881,000 | 3,200 |
| Premises and equipment expense | $335,000 | 3,235 |
| Additional noninterest expense | $1,118,000 | 3,039 |
| Pre-tax net operating income | $1,259,000 | 3,174 |
| Securities gains (losses) | $36,000 | 1,689 |
| Applicable income taxes | $222,000 | 2,318 |
| Income before extraordinary items | $1,073,000 | 3,270 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,073,000 | 3,270 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,073,000 | 3,270 |
| Net charge-offs | $3,000 | 3,032 |
| Cash dividends | $2,000,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,043,120 | 3,247 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 3,235 |
| Total interest expense | $380,000 | 3,522 |
| Net interest income | $2,873,000 | 3,160 |
| Provision for loan and lease losses | $20,000 | 3,842 |
| Total noninterest income | $219,000 | 3,728 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $63,000 | 3,354 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $156,000 | 3,552 |
| Total noninterest expense | $2,271,000 | 3,160 |
| Salaries and employee benefits | $1,273,000 | 3,180 |
| Premises and equipment expense | $224,000 | 3,234 |
| Additional noninterest expense | $774,000 | 2,964 |
| Pre-tax net operating income | $801,000 | 3,233 |
| Securities gains (losses) | $36,000 | 1,446 |
| Applicable income taxes | $140,000 | 2,322 |
| Income before extraordinary items | $697,000 | 3,280 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $697,000 | 3,279 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $697,000 | 3,280 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $2,000,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $667,120 | 3,296 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 3,210 |
| Total interest expense | $192,000 | 3,640 |
| Net interest income | $1,482,000 | 3,071 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $109,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $40,000 | 3,330 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $69,000 | 3,575 |
| Total noninterest expense | $1,106,000 | 3,233 |
| Salaries and employee benefits | $631,000 | 3,226 |
| Premises and equipment expense | $111,000 | 3,260 |
| Additional noninterest expense | $364,000 | 3,109 |
| Pre-tax net operating income | $485,000 | 2,829 |
| Securities gains (losses) | $36,000 | 953 |
| Applicable income taxes | $91,000 | 2,018 |
| Income before extraordinary items | $430,000 | 2,821 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $430,000 | 2,820 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $430,000 | 2,822 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $400,120 | 2,910 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 3,224 |
| Total interest expense | $680,000 | 3,830 |
| Net interest income | $6,133,000 | 3,062 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $556,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $142,000 | 3,563 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $414,000 | 3,247 |
| Total noninterest expense | $4,684,000 | 3,133 |
| Salaries and employee benefits | $2,463,000 | 3,268 |
| Premises and equipment expense | $491,000 | 3,131 |
| Additional noninterest expense | $1,730,000 | 2,817 |
| Pre-tax net operating income | $2,005,000 | 3,029 |
| Securities gains (losses) | $38,000 | 1,350 |
| Applicable income taxes | $363,000 | 2,225 |
| Income before extraordinary items | $1,680,000 | 3,126 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,680,000 | 3,124 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,680,000 | 3,127 |
| Net charge-offs | $49,000 | 2,658 |
| Cash dividends | $700,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,648,840 | 3,118 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,140,000 | 3,260 |
| Total interest expense | $499,000 | 3,905 |
| Net interest income | $4,641,000 | 3,084 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $349,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $103,000 | 3,645 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $246,000 | 3,505 |
| Total noninterest expense | $3,518,000 | 3,150 |
| Salaries and employee benefits | $1,839,000 | 3,285 |
| Premises and equipment expense | $346,000 | 3,256 |
| Additional noninterest expense | $1,333,000 | 2,777 |
| Pre-tax net operating income | $1,442,000 | 3,154 |
| Securities gains (losses) | $38,000 | 1,173 |
| Applicable income taxes | $260,000 | 2,330 |
| Income before extraordinary items | $1,220,000 | 3,221 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,220,000 | 3,220 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,220,000 | 3,221 |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,188,840 | 3,230 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,285 |
| Total interest expense | $324,000 | 3,929 |
| Net interest income | $3,068,000 | 3,113 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $234,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $73,000 | 3,578 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $161,000 | 3,527 |
| Total noninterest expense | $2,067,000 | 3,407 |
| Salaries and employee benefits | $1,190,000 | 3,345 |
| Premises and equipment expense | $235,000 | 3,245 |
| Additional noninterest expense | $642,000 | 3,431 |
| Pre-tax net operating income | $1,205,000 | 2,856 |
| Securities gains (losses) | $1,000 | 1,602 |
| Applicable income taxes | $210,000 | 2,177 |
| Income before extraordinary items | $996,000 | 2,957 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $996,000 | 2,956 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $996,000 | 2,956 |
| Net charge-offs | $45,000 | 1,906 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $995,170 | 2,934 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,329 |
| Total interest expense | $159,000 | 3,944 |
| Net interest income | $1,507,000 | 3,165 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $97,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $34,000 | 3,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 3,771 |
| Total noninterest expense | $979,000 | 3,537 |
| Salaries and employee benefits | $575,000 | 3,440 |
| Premises and equipment expense | $109,000 | 3,405 |
| Additional noninterest expense | $295,000 | 3,585 |
| Pre-tax net operating income | $625,000 | 2,750 |
| Securities gains (losses) | $1,000 | 1,020 |
| Applicable income taxes | $124,000 | 1,996 |
| Income before extraordinary items | $502,000 | 2,887 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $502,000 | 2,886 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $502,000 | 2,886 |
| Net charge-offs | $12,000 | 1,909 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $501,200 | 2,871 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 3,262 |
| Total interest expense | $602,000 | 3,678 |
| Net interest income | $6,070,000 | 3,145 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $499,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $154,000 | 3,645 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $345,000 | 3,522 |
| Total noninterest expense | $3,866,000 | 3,549 |
| Salaries and employee benefits | $2,171,000 | 3,543 |
| Premises and equipment expense | $431,000 | 3,400 |
| Additional noninterest expense | $1,264,000 | 3,489 |
| Pre-tax net operating income | $2,553,000 | 2,746 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $475,000 | 2,029 |
| Income before extraordinary items | $2,077,000 | 2,875 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,077,000 | 2,874 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,077,000 | 2,874 |
| Net charge-offs | $14,000 | 3,234 |
| Cash dividends | $700,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,077,810 | 2,871 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 3,254 |
| Total interest expense | $461,000 | 3,589 |
| Net interest income | $4,551,000 | 3,165 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $320,000 | 4,010 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $116,000 | 3,671 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $204,000 | 3,819 |
| Total noninterest expense | $2,838,000 | 3,605 |
| Salaries and employee benefits | $1,613,000 | 3,559 |
| Premises and equipment expense | $324,000 | 3,447 |
| Additional noninterest expense | $901,000 | 3,592 |
| Pre-tax net operating income | $1,958,000 | 2,773 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $371,000 | 2,048 |
| Income before extraordinary items | $1,588,000 | 2,897 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,588,000 | 2,897 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,588,000 | 2,897 |
| Net charge-offs | $10,000 | 2,995 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,587,190 | 2,884 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 3,242 |
| Total interest expense | $312,000 | 3,490 |
| Net interest income | $3,031,000 | 3,174 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $213,000 | 4,029 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $78,000 | 3,663 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 3,849 |
| Total noninterest expense | $1,907,000 | 3,613 |
| Salaries and employee benefits | $1,085,000 | 3,561 |
| Premises and equipment expense | $214,000 | 3,485 |
| Additional noninterest expense | $608,000 | 3,586 |
| Pre-tax net operating income | $1,262,000 | 2,798 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $228,000 | 2,100 |
| Income before extraordinary items | $1,035,000 | 2,895 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,035,000 | 2,894 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,035,000 | 2,894 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,034,180 | 2,884 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,224 |
| Total interest expense | $162,000 | 3,395 |
| Net interest income | $1,531,000 | 3,171 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $102,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $38,000 | 3,709 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $64,000 | 3,916 |
| Total noninterest expense | $950,000 | 3,653 |
| Salaries and employee benefits | $545,000 | 3,591 |
| Premises and equipment expense | $107,000 | 3,528 |
| Additional noninterest expense | $298,000 | 3,659 |
| Pre-tax net operating income | $683,000 | 2,626 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $120,000 | 2,005 |
| Income before extraordinary items | $563,000 | 2,715 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $563,000 | 2,715 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $563,000 | 2,715 |
| Net charge-offs | $22,000 | 1,609 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $563,000 | 2,708 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,533,000 | 3,249 |
| Total interest expense | $762,000 | 3,002 |
| Net interest income | $5,771,000 | 3,258 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $465,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $156,000 | 3,780 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $309,000 | 3,773 |
| Total noninterest expense | $3,967,000 | 3,564 |
| Salaries and employee benefits | $2,399,000 | 3,408 |
| Premises and equipment expense | $405,000 | 3,628 |
| Additional noninterest expense | $1,163,000 | 3,731 |
| Pre-tax net operating income | $2,269,000 | 2,906 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $774,000 | 2,094 |
| Income before extraordinary items | $1,495,000 | 3,142 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,495,000 | 3,140 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,495,000 | 3,142 |
| Net charge-offs | $80,000 | 2,629 |
| Cash dividends | $900,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,495,000 | 3,118 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,828,000 | 3,295 |
| Total interest expense | $584,000 | 2,948 |
| Net interest income | $4,244,000 | 3,312 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $308,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $114,000 | 3,845 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $194,000 | 3,992 |
| Total noninterest expense | $2,882,000 | 3,635 |
| Salaries and employee benefits | $1,738,000 | 3,490 |
| Premises and equipment expense | $295,000 | 3,708 |
| Additional noninterest expense | $849,000 | 3,799 |
| Pre-tax net operating income | $1,670,000 | 2,983 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $498,000 | 2,074 |
| Income before extraordinary items | $1,172,000 | 3,255 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,172,000 | 3,254 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,172,000 | 3,255 |
| Net charge-offs | $45,000 | 2,538 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,172,000 | 3,230 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,171,000 | 3,323 |
| Total interest expense | $400,000 | 2,881 |
| Net interest income | $2,771,000 | 3,343 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $205,000 | 4,240 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $73,000 | 3,900 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $132,000 | 4,008 |
| Total noninterest expense | $1,893,000 | 3,683 |
| Salaries and employee benefits | $1,128,000 | 3,553 |
| Premises and equipment expense | $196,000 | 3,736 |
| Additional noninterest expense | $569,000 | 3,805 |
| Pre-tax net operating income | $1,083,000 | 2,997 |
| Securities gains (losses) | $-3,000 | 5,365 |
| Applicable income taxes | $330,000 | 2,061 |
| Income before extraordinary items | $750,000 | 3,271 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $750,000 | 3,270 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $750,000 | 3,271 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $752,070 | 3,254 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 3,350 |
| Total interest expense | $200,000 | 2,842 |
| Net interest income | $1,368,000 | 3,377 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $97,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $60,000 | 4,107 |
| Total noninterest expense | $958,000 | 3,699 |
| Salaries and employee benefits | $563,000 | 3,602 |
| Premises and equipment expense | $96,000 | 3,817 |
| Additional noninterest expense | $299,000 | 3,717 |
| Pre-tax net operating income | $507,000 | 3,066 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $130,000 | 2,242 |
| Income before extraordinary items | $377,000 | 3,238 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $377,000 | 3,236 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $377,000 | 3,238 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $377,000 | 3,215 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 3,339 |
| Total interest expense | $814,000 | 2,788 |
| Net interest income | $5,467,000 | 3,373 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $547,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $158,000 | 3,898 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $389,000 | 3,602 |
| Total noninterest expense | $3,883,000 | 3,701 |
| Salaries and employee benefits | $2,278,000 | 3,581 |
| Premises and equipment expense | $399,000 | 3,784 |
| Additional noninterest expense | $1,206,000 | 3,804 |
| Pre-tax net operating income | $2,131,000 | 2,955 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $615,000 | 2,084 |
| Income before extraordinary items | $1,517,000 | 3,269 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,517,000 | 3,268 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,517,000 | 3,268 |
| Net charge-offs | $-47,000 | 5,350 |
| Cash dividends | $750,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,516,290 | 3,220 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 3,349 |
| Total interest expense | $611,000 | 2,788 |
| Net interest income | $4,081,000 | 3,399 |
| Provision for loan and lease losses | $60,000 | 3,183 |
| Total noninterest income | $368,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $120,000 | 3,905 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $248,000 | 3,838 |
| Total noninterest expense | $2,876,000 | 3,733 |
| Salaries and employee benefits | $1,747,000 | 3,538 |
| Premises and equipment expense | $303,000 | 3,784 |
| Additional noninterest expense | $826,000 | 4,025 |
| Pre-tax net operating income | $1,513,000 | 3,093 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $455,000 | 2,137 |
| Income before extraordinary items | $1,059,000 | 3,402 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,059,000 | 3,400 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,059,000 | 3,402 |
| Net charge-offs | $-69,000 | 5,470 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,058,300 | 3,347 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 3,377 |
| Total interest expense | $410,000 | 2,790 |
| Net interest income | $2,719,000 | 3,416 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $248,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $80,000 | 3,914 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $168,000 | 3,839 |
| Total noninterest expense | $1,939,000 | 3,739 |
| Salaries and employee benefits | $1,216,000 | 3,480 |
| Premises and equipment expense | $201,000 | 3,813 |
| Additional noninterest expense | $522,000 | 4,146 |
| Pre-tax net operating income | $968,000 | 3,134 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $330,000 | 2,048 |
| Income before extraordinary items | $639,000 | 3,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $639,000 | 3,561 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $639,000 | 3,563 |
| Net charge-offs | $-18,000 | 5,164 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $638,340 | 3,500 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 3,399 |
| Total interest expense | $206,000 | 2,790 |
| Net interest income | $1,351,000 | 3,448 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $138,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $39,000 | 3,951 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $99,000 | 3,566 |
| Total noninterest expense | $918,000 | 3,889 |
| Salaries and employee benefits | $544,000 | 3,733 |
| Premises and equipment expense | $111,000 | 3,664 |
| Additional noninterest expense | $263,000 | 4,164 |
| Pre-tax net operating income | $511,000 | 3,006 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $130,000 | 2,231 |
| Income before extraordinary items | $381,000 | 3,216 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $381,000 | 3,214 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $381,000 | 3,215 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $381,000 | 3,153 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 3,392 |
| Total interest expense | $967,000 | 2,473 |
| Net interest income | $5,173,000 | 3,511 |
| Provision for loan and lease losses | $135,000 | 2,741 |
| Total noninterest income | $466,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $165,000 | 4,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $301,000 | 3,978 |
| Total noninterest expense | $3,632,000 | 3,923 |
| Salaries and employee benefits | $2,100,000 | 3,797 |
| Premises and equipment expense | $385,000 | 3,988 |
| Additional noninterest expense | $1,147,000 | 4,029 |
| Pre-tax net operating income | $1,872,000 | 3,130 |
| Securities gains (losses) | $-5,000 | 5,798 |
| Applicable income taxes | $534,000 | 2,171 |
| Income before extraordinary items | $1,333,000 | 3,438 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,333,000 | 3,436 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,333,000 | 3,438 |
| Net charge-offs | $189,000 | 2,037 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,336,550 | 3,389 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 3,437 |
| Total interest expense | $754,000 | 2,432 |
| Net interest income | $3,823,000 | 3,575 |
| Provision for loan and lease losses | $95,000 | 2,711 |
| Total noninterest income | $306,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $127,000 | 3,994 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $179,000 | 4,276 |
| Total noninterest expense | $2,701,000 | 3,958 |
| Salaries and employee benefits | $1,573,000 | 3,820 |
| Premises and equipment expense | $284,000 | 4,061 |
| Additional noninterest expense | $844,000 | 4,071 |
| Pre-tax net operating income | $1,333,000 | 3,284 |
| Securities gains (losses) | $33,000 | 1,737 |
| Applicable income taxes | $370,000 | 2,283 |
| Income before extraordinary items | $996,000 | 3,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $996,000 | 3,505 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $996,000 | 3,506 |
| Net charge-offs | $124,000 | 1,967 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $971,910 | 3,496 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 3,466 |
| Total interest expense | $540,000 | 2,329 |
| Net interest income | $2,495,000 | 3,626 |
| Provision for loan and lease losses | $65,000 | 2,615 |
| Total noninterest income | $118,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $82,000 | 4,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,412 |
| Total noninterest expense | $1,830,000 | 3,964 |
| Salaries and employee benefits | $1,053,000 | 3,840 |
| Premises and equipment expense | $209,000 | 3,905 |
| Additional noninterest expense | $568,000 | 4,087 |
| Pre-tax net operating income | $718,000 | 3,611 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $215,000 | 2,411 |
| Income before extraordinary items | $531,000 | 3,865 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $531,000 | 3,866 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $531,000 | 3,868 |
| Net charge-offs | $18,000 | 3,008 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $511,120 | 3,868 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 3,485 |
| Total interest expense | $272,000 | 2,337 |
| Net interest income | $1,235,000 | 3,657 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $98,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 4,358 |
| Total noninterest expense | $905,000 | 4,027 |
| Salaries and employee benefits | $527,000 | 3,873 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $393,000 | 3,401 |
| Securities gains (losses) | $28,000 | 1,089 |
| Applicable income taxes | $80,000 | 2,639 |
| Income before extraordinary items | $341,000 | 3,418 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $341,000 | 3,421 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $341,000 | 3,421 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $318,320 | 3,458 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 3,416 |
| Total interest expense | $1,128,000 | 2,368 |
| Net interest income | $5,159,000 | 3,568 |
| Provision for loan and lease losses | $160,000 | 2,710 |
| Total noninterest income | $417,000 | 4,555 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $187,000 | 4,020 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,357 |
| Total noninterest expense | $3,593,000 | 4,079 |
| Salaries and employee benefits | $2,022,000 | 3,961 |
| Premises and equipment expense | $412,000 | 4,031 |
| Additional noninterest expense | $1,159,000 | 4,118 |
| Pre-tax net operating income | $1,823,000 | 3,152 |
| Securities gains (losses) | $59,000 | 1,621 |
| Applicable income taxes | $538,000 | 2,125 |
| Income before extraordinary items | $1,344,000 | 3,424 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,344,000 | 3,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,344,000 | 3,426 |
| Net charge-offs | $212,000 | 2,396 |
| Cash dividends | $150,000 | 3,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,302,110 | 3,428 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 3,428 |
| Total interest expense | $845,000 | 2,407 |
| Net interest income | $3,909,000 | 3,578 |
| Provision for loan and lease losses | $160,000 | 2,313 |
| Total noninterest income | $316,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $144,000 | 4,022 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $172,000 | 4,403 |
| Total noninterest expense | $2,665,000 | 4,121 |
| Salaries and employee benefits | $1,546,000 | 3,934 |
| Premises and equipment expense | $288,000 | 4,232 |
| Additional noninterest expense | $831,000 | 4,253 |
| Pre-tax net operating income | $1,400,000 | 3,166 |
| Securities gains (losses) | $6,000 | 2,508 |
| Applicable income taxes | $350,000 | 2,320 |
| Income before extraordinary items | $1,056,000 | 3,389 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,056,000 | 3,390 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,056,000 | 3,390 |
| Net charge-offs | $119,000 | 2,521 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,051,500 | 3,358 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 3,461 |
| Total interest expense | $559,000 | 2,443 |
| Net interest income | $2,569,000 | 3,611 |
| Provision for loan and lease losses | $110,000 | 2,256 |
| Total noninterest income | $210,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $101,000 | 3,930 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $109,000 | 4,462 |
| Total noninterest expense | $1,730,000 | 4,206 |
| Salaries and employee benefits | $1,035,000 | 3,947 |
| Premises and equipment expense | $204,000 | 4,137 |
| Additional noninterest expense | $491,000 | 4,529 |
| Pre-tax net operating income | $939,000 | 3,074 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $290,000 | 2,062 |
| Income before extraordinary items | $654,000 | 3,462 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $654,000 | 3,468 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $654,000 | 3,468 |
| Net charge-offs | $162,000 | 1,772 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $650,550 | 3,427 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,591,000 | 3,455 |
| Total interest expense | $278,000 | 2,492 |
| Net interest income | $1,313,000 | 3,573 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $106,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $50,000 | 3,922 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $56,000 | 4,407 |
| Total noninterest expense | $869,000 | 4,224 |
| Salaries and employee benefits | $517,000 | 3,990 |
| Premises and equipment expense | $101,000 | 4,187 |
| Additional noninterest expense | $251,000 | 4,503 |
| Pre-tax net operating income | $490,000 | 2,936 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $140,000 | 2,061 |
| Income before extraordinary items | $355,000 | 3,223 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $355,000 | 3,226 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $355,000 | 3,226 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $351,400 | 3,211 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 3,487 |
| Total interest expense | $1,169,000 | 2,618 |
| Net interest income | $5,188,000 | 3,620 |
| Provision for loan and lease losses | $415,000 | 2,071 |
| Total noninterest income | $458,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $199,000 | 4,105 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $259,000 | 4,284 |
| Total noninterest expense | $3,516,000 | 4,247 |
| Salaries and employee benefits | $1,999,000 | 4,076 |
| Premises and equipment expense | $345,000 | 4,545 |
| Additional noninterest expense | $1,172,000 | 4,253 |
| Pre-tax net operating income | $1,715,000 | 3,146 |
| Securities gains (losses) | $49,000 | 1,806 |
| Applicable income taxes | $471,000 | 2,222 |
| Income before extraordinary items | $1,293,000 | 3,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,293,000 | 3,423 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,293,000 | 3,425 |
| Net charge-offs | $312,000 | 2,535 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,257,230 | 3,415 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 3,537 |
| Total interest expense | $887,000 | 2,668 |
| Net interest income | $3,842,000 | 3,669 |
| Provision for loan and lease losses | $320,000 | 2,002 |
| Total noninterest income | $304,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $148,000 | 4,153 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $156,000 | 4,656 |
| Total noninterest expense | $2,644,000 | 4,249 |
| Salaries and employee benefits | $1,487,000 | 4,111 |
| Premises and equipment expense | $237,000 | 4,772 |
| Additional noninterest expense | $920,000 | 4,147 |
| Pre-tax net operating income | $1,182,000 | 3,385 |
| Securities gains (losses) | $49,000 | 1,669 |
| Applicable income taxes | $380,000 | 2,190 |
| Income before extraordinary items | $851,000 | 3,705 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $851,000 | 3,707 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $851,000 | 3,708 |
| Net charge-offs | $310,000 | 2,084 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $817,190 | 3,709 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 3,538 |
| Total interest expense | $592,000 | 2,728 |
| Net interest income | $2,568,000 | 3,658 |
| Provision for loan and lease losses | $190,000 | 2,184 |
| Total noninterest income | $222,000 | 4,693 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $101,000 | 4,087 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,499 |
| Total noninterest expense | $1,751,000 | 4,292 |
| Salaries and employee benefits | $993,000 | 4,137 |
| Premises and equipment expense | $161,000 | 4,738 |
| Additional noninterest expense | $597,000 | 4,204 |
| Pre-tax net operating income | $849,000 | 3,218 |
| Securities gains (losses) | $35,000 | 1,740 |
| Applicable income taxes | $230,000 | 2,297 |
| Income before extraordinary items | $654,000 | 3,446 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $654,000 | 3,447 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $654,000 | 3,449 |
| Net charge-offs | $187,000 | 2,161 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $628,100 | 3,431 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 3,604 |
| Total interest expense | $301,000 | 2,768 |
| Net interest income | $1,255,000 | 3,718 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $96,000 | 4,915 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $51,000 | 4,059 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,841 |
| Total noninterest expense | $897,000 | 4,265 |
| Salaries and employee benefits | $498,000 | 4,169 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $317,000 | 4,092 |
| Pre-tax net operating income | $364,000 | 3,450 |
| Securities gains (losses) | $20,000 | 1,261 |
| Applicable income taxes | $75,000 | 2,670 |
| Income before extraordinary items | $309,000 | 3,520 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $309,000 | 3,521 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $309,000 | 3,522 |
| Net charge-offs | $96,000 | 1,931 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $293,000 | 3,518 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 3,738 |
| Total interest expense | $1,352,000 | 2,935 |
| Net interest income | $4,858,000 | 3,889 |
| Provision for loan and lease losses | $435,000 | 2,913 |
| Total noninterest income | $403,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $216,000 | 4,119 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $187,000 | 4,677 |
| Total noninterest expense | $3,464,000 | 4,406 |
| Salaries and employee benefits | $1,966,000 | 4,170 |
| Premises and equipment expense | $347,000 | 4,622 |
| Additional noninterest expense | $1,151,000 | 4,454 |
| Pre-tax net operating income | $1,362,000 | 3,491 |
| Securities gains (losses) | $145,000 | 1,978 |
| Applicable income taxes | $361,000 | 2,490 |
| Income before extraordinary items | $1,146,000 | 3,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,146,000 | 3,657 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,146,000 | 3,658 |
| Net charge-offs | $651,000 | 2,305 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,035,800 | 3,681 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,672,000 | 3,801 |
| Total interest expense | $1,017,000 | 3,035 |
| Net interest income | $3,655,000 | 3,937 |
| Provision for loan and lease losses | $210,000 | 3,454 |
| Total noninterest income | $278,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $161,000 | 4,180 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $117,000 | 4,925 |
| Total noninterest expense | $2,586,000 | 4,432 |
| Salaries and employee benefits | $1,479,000 | 4,180 |
| Premises and equipment expense | $257,000 | 4,726 |
| Additional noninterest expense | $850,000 | 4,526 |
| Pre-tax net operating income | $1,137,000 | 3,410 |
| Securities gains (losses) | $101,000 | 1,976 |
| Applicable income taxes | $340,000 | 2,340 |
| Income before extraordinary items | $898,000 | 3,644 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $898,000 | 3,644 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $898,000 | 3,646 |
| Net charge-offs | $630,000 | 1,932 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $824,270 | 3,644 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 3,838 |
| Total interest expense | $683,000 | 3,106 |
| Net interest income | $2,419,000 | 3,965 |
| Provision for loan and lease losses | $115,000 | 3,714 |
| Total noninterest income | $192,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $106,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 4,844 |
| Total noninterest expense | $1,736,000 | 4,450 |
| Salaries and employee benefits | $996,000 | 4,180 |
| Premises and equipment expense | $159,000 | 4,918 |
| Additional noninterest expense | $581,000 | 4,468 |
| Pre-tax net operating income | $760,000 | 3,383 |
| Securities gains (losses) | $60,000 | 1,926 |
| Applicable income taxes | $185,000 | 2,513 |
| Income before extraordinary items | $635,000 | 3,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $635,000 | 3,527 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $635,000 | 3,527 |
| Net charge-offs | $161,000 | 2,969 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $588,800 | 3,495 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 3,863 |
| Total interest expense | $342,000 | 3,205 |
| Net interest income | $1,221,000 | 3,972 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $78,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 5,550 |
| Total noninterest expense | $882,000 | 4,442 |
| Salaries and employee benefits | $507,000 | 4,169 |
| Premises and equipment expense | $82,000 | 4,875 |
| Additional noninterest expense | $293,000 | 4,441 |
| Pre-tax net operating income | $342,000 | 3,599 |
| Securities gains (losses) | $3,000 | 1,983 |
| Applicable income taxes | $85,000 | 2,598 |
| Income before extraordinary items | $260,000 | 3,894 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $260,000 | 3,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $260,000 | 3,898 |
| Net charge-offs | $123,000 | 2,278 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $257,750 | 3,762 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,611,000 | 3,818 |
| Total interest expense | $1,616,000 | 3,261 |
| Net interest income | $4,995,000 | 3,912 |
| Provision for loan and lease losses | $240,000 | 4,406 |
| Total noninterest income | $479,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $242,000 | 4,029 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $237,000 | 4,211 |
| Total noninterest expense | $3,503,000 | 4,484 |
| Salaries and employee benefits | $1,954,000 | 4,235 |
| Premises and equipment expense | $349,000 | 4,872 |
| Additional noninterest expense | $1,200,000 | 4,446 |
| Pre-tax net operating income | $1,731,000 | 2,773 |
| Securities gains (losses) | $40,000 | 2,721 |
| Applicable income taxes | $445,000 | 2,139 |
| Income before extraordinary items | $1,326,000 | 3,010 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,326,000 | 3,012 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,326,000 | 3,012 |
| Net charge-offs | $261,000 | 3,965 |
| Cash dividends | $800,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,296,000 | 2,966 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 3,827 |
| Total interest expense | $1,245,000 | 3,302 |
| Net interest income | $3,783,000 | 3,898 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $347,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $185,000 | 4,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $162,000 | 4,409 |
| Total noninterest expense | $2,706,000 | 4,416 |
| Salaries and employee benefits | $1,479,000 | 4,209 |
| Premises and equipment expense | $259,000 | 4,962 |
| Additional noninterest expense | $968,000 | 4,258 |
| Pre-tax net operating income | $1,299,000 | 2,853 |
| Securities gains (losses) | $40,000 | 2,462 |
| Applicable income taxes | $350,000 | 2,087 |
| Income before extraordinary items | $989,000 | 3,087 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 3,088 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $989,000 | 3,088 |
| Net charge-offs | $150,000 | 4,019 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $959,400 | 3,032 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 3,836 |
| Total interest expense | $864,000 | 3,300 |
| Net interest income | $2,530,000 | 3,908 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $218,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $119,000 | 4,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $1,782,000 | 4,488 |
| Salaries and employee benefits | $990,000 | 4,230 |
| Premises and equipment expense | $175,000 | 4,971 |
| Additional noninterest expense | $617,000 | 4,457 |
| Pre-tax net operating income | $906,000 | 2,703 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $235,000 | 2,050 |
| Income before extraordinary items | $683,000 | 2,957 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $683,000 | 2,958 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $683,000 | 2,959 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $674,120 | 2,905 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 3,856 |
| Total interest expense | $434,000 | 3,402 |
| Net interest income | $1,266,000 | 3,913 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $59,000 | 4,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $930,000 | 4,394 |
| Salaries and employee benefits | $495,000 | 4,263 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $337,000 | 4,207 |
| Pre-tax net operating income | $397,000 | 2,987 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $125,000 | 1,953 |
| Income before extraordinary items | $274,000 | 3,413 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $274,000 | 3,410 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $274,000 | 3,411 |
| Net charge-offs | $18,000 | 4,096 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $272,620 | 3,361 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,068,000 | 3,881 |
| Total interest expense | $1,879,000 | 3,727 |
| Net interest income | $5,189,000 | 3,851 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $491,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $272,000 | 3,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 4,457 |
| Total noninterest expense | $3,461,000 | 4,630 |
| Salaries and employee benefits | $1,892,000 | 4,393 |
| Premises and equipment expense | $362,000 | 4,988 |
| Additional noninterest expense | $1,207,000 | 4,594 |
| Pre-tax net operating income | $1,919,000 | 2,315 |
| Securities gains (losses) | $26,000 | 2,991 |
| Applicable income taxes | $489,000 | 1,913 |
| Income before extraordinary items | $1,456,000 | 2,567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,456,000 | 2,563 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,456,000 | 2,568 |
| Net charge-offs | $142,000 | 5,109 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,436,500 | 2,487 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 3,961 |
| Total interest expense | $1,426,000 | 3,832 |
| Net interest income | $3,862,000 | 3,933 |
| Provision for loan and lease losses | $115,000 | 5,549 |
| Total noninterest income | $354,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $201,000 | 3,937 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $153,000 | 4,625 |
| Total noninterest expense | $2,692,000 | 4,529 |
| Salaries and employee benefits | $1,439,000 | 4,396 |
| Premises and equipment expense | $282,000 | 4,975 |
| Additional noninterest expense | $971,000 | 4,382 |
| Pre-tax net operating income | $1,409,000 | 2,494 |
| Securities gains (losses) | $26,000 | 2,782 |
| Applicable income taxes | $420,000 | 1,837 |
| Income before extraordinary items | $1,015,000 | 2,861 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,015,000 | 2,855 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,015,000 | 2,860 |
| Net charge-offs | $62,000 | 5,353 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $996,540 | 2,752 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 3,985 |
| Total interest expense | $955,000 | 3,927 |
| Net interest income | $2,591,000 | 3,921 |
| Provision for loan and lease losses | $80,000 | 5,382 |
| Total noninterest income | $238,000 | 4,721 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 4,587 |
| Total noninterest expense | $1,790,000 | 4,559 |
| Salaries and employee benefits | $964,000 | 4,392 |
| Premises and equipment expense | $188,000 | 5,023 |
| Additional noninterest expense | $638,000 | 4,431 |
| Pre-tax net operating income | $959,000 | 2,458 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $270,000 | 1,839 |
| Income before extraordinary items | $715,000 | 2,720 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $715,000 | 2,715 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $715,000 | 2,719 |
| Net charge-offs | $52,000 | 4,851 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $696,020 | 2,683 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 4,036 |
| Total interest expense | $484,000 | 4,024 |
| Net interest income | $1,294,000 | 3,943 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $902,000 | 4,577 |
| Salaries and employee benefits | $486,000 | 4,432 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $330,000 | 4,329 |
| Pre-tax net operating income | $461,000 | 2,561 |
| Securities gains (losses) | $24,000 | 1,449 |
| Applicable income taxes | $135,000 | 1,827 |
| Income before extraordinary items | $350,000 | 2,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $350,000 | 2,818 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $350,000 | 2,821 |
| Net charge-offs | $42,000 | 3,871 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $332,720 | 2,818 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 4,052 |
| Total interest expense | $2,265,000 | 4,136 |
| Net interest income | $5,072,000 | 3,916 |
| Provision for loan and lease losses | $225,000 | 5,638 |
| Total noninterest income | $531,000 | 4,630 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $275,000 | 4,046 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $256,000 | 4,233 |
| Total noninterest expense | $3,440,000 | 4,774 |
| Salaries and employee benefits | $1,838,000 | 4,615 |
| Premises and equipment expense | $335,000 | 5,412 |
| Additional noninterest expense | $1,267,000 | 4,584 |
| Pre-tax net operating income | $1,938,000 | 1,961 |
| Securities gains (losses) | $7,000 | 3,362 |
| Applicable income taxes | $516,000 | 1,526 |
| Income before extraordinary items | $1,429,000 | 2,189 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,429,000 | 2,186 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,429,000 | 2,188 |
| Net charge-offs | $103,000 | 5,666 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,423,890 | 2,165 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 4,087 |
| Total interest expense | $1,755,000 | 4,191 |
| Net interest income | $3,783,000 | 3,924 |
| Provision for loan and lease losses | $60,000 | 6,402 |
| Total noninterest income | $406,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $210,000 | 4,035 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $196,000 | 4,314 |
| Total noninterest expense | $2,677,000 | 4,666 |
| Salaries and employee benefits | $1,416,000 | 4,571 |
| Premises and equipment expense | $207,000 | 5,892 |
| Additional noninterest expense | $1,054,000 | 4,243 |
| Pre-tax net operating income | $1,452,000 | 2,102 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $420,000 | 1,578 |
| Income before extraordinary items | $1,039,000 | 2,426 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,039,000 | 2,424 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,039,000 | 2,427 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $300,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,034,030 | 2,379 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 4,089 |
| Total interest expense | $1,207,000 | 4,233 |
| Net interest income | $2,538,000 | 3,897 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $275,000 | 4,602 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $143,000 | 3,969 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $132,000 | 4,332 |
| Total noninterest expense | $1,787,000 | 4,711 |
| Salaries and employee benefits | $954,000 | 4,580 |
| Premises and equipment expense | $178,000 | 5,368 |
| Additional noninterest expense | $655,000 | 4,454 |
| Pre-tax net operating income | $986,000 | 2,137 |
| Securities gains (losses) | $7,000 | 2,683 |
| Applicable income taxes | $270,000 | 1,652 |
| Income before extraordinary items | $723,000 | 2,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $723,000 | 2,408 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $723,000 | 2,410 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $717,890 | 2,357 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 4,135 |
| Total interest expense | $627,000 | 4,245 |
| Net interest income | $1,247,000 | 3,943 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $129,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $65,000 | 4,118 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $64,000 | 4,408 |
| Total noninterest expense | $853,000 | 4,759 |
| Salaries and employee benefits | $483,000 | 4,592 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $295,000 | 4,466 |
| Pre-tax net operating income | $493,000 | 2,406 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $140,000 | 1,822 |
| Income before extraordinary items | $356,000 | 2,780 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $356,000 | 2,779 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $356,000 | 2,781 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $353,840 | 2,663 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,784,000 | 4,214 |
| Total interest expense | $2,822,000 | 4,422 |
| Net interest income | $4,962,000 | 3,967 |
| Provision for loan and lease losses | $135,000 | 5,687 |
| Total noninterest income | $620,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $290,000 | 4,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $330,000 | 3,929 |
| Total noninterest expense | $3,422,000 | 4,708 |
| Salaries and employee benefits | $1,914,000 | 4,610 |
| Premises and equipment expense | $390,000 | 5,153 |
| Additional noninterest expense | $1,118,000 | 4,489 |
| Pre-tax net operating income | $2,025,000 | 2,426 |
| Securities gains (losses) | $34,000 | 1,848 |
| Applicable income taxes | $561,000 | 1,733 |
| Income before extraordinary items | $1,498,000 | 2,521 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,498,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,577 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,473,180 | 2,692 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,910,000 | 4,247 |
| Total interest expense | $2,128,000 | 4,522 |
| Net interest income | $3,782,000 | 3,948 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $374,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $209,000 | 4,161 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $165,000 | 4,793 |
| Total noninterest expense | $2,645,000 | 4,600 |
| Salaries and employee benefits | $1,457,000 | 4,576 |
| Premises and equipment expense | $286,000 | 5,235 |
| Additional noninterest expense | $902,000 | 4,208 |
| Pre-tax net operating income | $1,491,000 | 2,855 |
| Securities gains (losses) | $34,000 | 1,677 |
| Applicable income taxes | $455,000 | 2,020 |
| Income before extraordinary items | $1,070,000 | 2,973 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,070,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,256 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,046,200 | 3,162 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 4,291 |
| Total interest expense | $1,434,000 | 4,635 |
| Net interest income | $2,522,000 | 3,947 |
| Provision for loan and lease losses | $20,000 | 5,946 |
| Total noninterest income | $243,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $133,000 | 4,277 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $110,000 | 4,890 |
| Total noninterest expense | $1,753,000 | 4,651 |
| Salaries and employee benefits | $984,000 | 4,580 |
| Premises and equipment expense | $190,000 | 5,284 |
| Additional noninterest expense | $579,000 | 4,293 |
| Pre-tax net operating income | $992,000 | 2,971 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $300,000 | 2,212 |
| Income before extraordinary items | $706,000 | 3,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $706,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,182 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $696,200 | 3,269 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 4,313 |
| Total interest expense | $732,000 | 4,765 |
| Net interest income | $1,273,000 | 3,923 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $64,000 | 4,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $888,000 | 4,610 |
| Salaries and employee benefits | $493,000 | 4,603 |
| Premises and equipment expense | $106,000 | 4,999 |
| Additional noninterest expense | $289,000 | 4,238 |
| Pre-tax net operating income | $472,000 | 3,190 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $150,000 | 2,320 |
| Income before extraordinary items | $334,000 | 3,574 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $334,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $325,720 | 3,531 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 4,302 |
| Total interest expense | $2,953,000 | 4,845 |
| Net interest income | $5,220,000 | 3,863 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $466,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $263,000 | 4,357 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $203,000 | 5,028 |
| Total noninterest expense | $3,366,000 | 4,648 |
| Salaries and employee benefits | $1,930,000 | 4,507 |
| Premises and equipment expense | $382,000 | 5,169 |
| Additional noninterest expense | $1,054,000 | 4,484 |
| Pre-tax net operating income | $2,230,000 | 3,087 |
| Securities gains (losses) | $-26,000 | 7,827 |
| Applicable income taxes | $607,000 | 2,486 |
| Income before extraordinary items | $1,597,000 | 3,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,597,000 | 3,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,852 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,615,720 | 3,259 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 4,379 |
| Total interest expense | $2,222,000 | 4,854 |
| Net interest income | $3,766,000 | 3,997 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $338,000 | 5,288 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $189,000 | 4,456 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $2,526,000 | 4,629 |
| Salaries and employee benefits | $1,446,000 | 4,497 |
| Premises and equipment expense | $306,000 | 4,957 |
| Additional noninterest expense | $774,000 | 4,477 |
| Pre-tax net operating income | $1,488,000 | 3,499 |
| Securities gains (losses) | $-26,000 | 8,022 |
| Applicable income taxes | $450,000 | 2,669 |
| Income before extraordinary items | $1,012,000 | 3,871 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,012,000 | 3,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,293 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,029,940 | 3,814 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 4,376 |
| Total interest expense | $1,512,000 | 4,774 |
| Net interest income | $2,513,000 | 4,013 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $221,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $124,000 | 4,504 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $97,000 | 5,176 |
| Total noninterest expense | $1,712,000 | 4,589 |
| Salaries and employee benefits | $968,000 | 4,516 |
| Premises and equipment expense | $177,000 | 5,391 |
| Additional noninterest expense | $567,000 | 4,184 |
| Pre-tax net operating income | $952,000 | 3,643 |
| Securities gains (losses) | $-9,000 | 7,974 |
| Applicable income taxes | $295,000 | 2,757 |
| Income before extraordinary items | $648,000 | 3,996 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,006 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $654,210 | 3,969 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 4,318 |
| Total interest expense | $761,000 | 4,728 |
| Net interest income | $1,298,000 | 3,913 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $846,000 | 4,628 |
| Salaries and employee benefits | $483,000 | 4,552 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $241,000 | 4,659 |
| Pre-tax net operating income | $507,000 | 3,500 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $155,000 | 2,711 |
| Income before extraordinary items | $352,000 | 3,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $352,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $352,000 | 3,777 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,948,000 | 4,212 |
| Total interest expense | $2,727,000 | 4,563 |
| Net interest income | $5,221,000 | 3,886 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $494,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $248,000 | 4,672 |
| Total noninterest expense | $3,454,000 | 4,445 |
| Salaries and employee benefits | $1,917,000 | 4,416 |
| Premises and equipment expense | $610,000 | 3,719 |
| Additional noninterest expense | $927,000 | 4,766 |
| Pre-tax net operating income | $1,996,000 | 3,648 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $593,000 | 2,898 |
| Income before extraordinary items | $1,403,000 | 3,932 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,403,000 | 3,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,127 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,403,000 | 3,911 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,900,000 | 4,223 |
| Total interest expense | $2,007,000 | 4,544 |
| Net interest income | $3,893,000 | 3,924 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $347,000 | 5,314 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $178,000 | 4,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $169,000 | 4,896 |
| Total noninterest expense | $2,585,000 | 4,438 |
| Salaries and employee benefits | $1,458,000 | 4,334 |
| Premises and equipment expense | $410,000 | 4,045 |
| Additional noninterest expense | $717,000 | 4,624 |
| Pre-tax net operating income | $1,530,000 | 3,735 |
| Securities gains (losses) | $-1,000 | 7,100 |
| Applicable income taxes | $529,000 | 2,783 |
| Income before extraordinary items | $1,000,000 | 4,164 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,000,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 893 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,000,650 | 4,157 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 4,107 |
| Total interest expense | $1,320,000 | 4,439 |
| Net interest income | $2,703,000 | 3,830 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $237,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 4,766 |
| Total noninterest expense | $1,750,000 | 4,397 |
| Salaries and employee benefits | $976,000 | 4,340 |
| Premises and equipment expense | $282,000 | 3,959 |
| Additional noninterest expense | $492,000 | 4,540 |
| Pre-tax net operating income | $1,150,000 | 3,454 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $372,000 | 2,726 |
| Income before extraordinary items | $783,000 | 3,802 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $783,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,392 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $779,600 | 3,805 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 4,064 |
| Total interest expense | $660,000 | 4,330 |
| Net interest income | $1,354,000 | 3,829 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,355 |
| Total noninterest expense | $884,000 | 4,383 |
| Salaries and employee benefits | $483,000 | 4,385 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $270,000 | 4,230 |
| Pre-tax net operating income | $556,000 | 3,506 |
| Securities gains (losses) | $5,000 | 692 |
| Applicable income taxes | $180,000 | 2,752 |
| Income before extraordinary items | $381,000 | 3,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $381,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $377,600 | 3,821 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,452,000 | 3,965 |
| Total interest expense | $2,329,000 | 4,005 |
| Net interest income | $5,123,000 | 3,886 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $399,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $246,000 | 4,604 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $3,259,000 | 4,511 |
| Salaries and employee benefits | $1,865,000 | 4,351 |
| Premises and equipment expense | $417,000 | 4,733 |
| Additional noninterest expense | $977,000 | 4,494 |
| Pre-tax net operating income | $2,123,000 | 3,548 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $641,000 | 2,969 |
| Income before extraordinary items | $1,481,000 | 3,810 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,481,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,068 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,481,700 | 3,777 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,543,000 | 3,939 |
| Total interest expense | $1,703,000 | 3,943 |
| Net interest income | $3,840,000 | 3,880 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $310,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,489 |
| Total noninterest expense | $2,437,000 | 4,506 |
| Salaries and employee benefits | $1,423,000 | 4,256 |
| Premises and equipment expense | $293,000 | 4,921 |
| Additional noninterest expense | $721,000 | 4,528 |
| Pre-tax net operating income | $1,593,000 | 3,590 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $519,000 | 2,877 |
| Income before extraordinary items | $1,073,000 | 3,977 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,073,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,136 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,073,670 | 3,928 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 3,939 |
| Total interest expense | $1,095,000 | 3,881 |
| Net interest income | $2,521,000 | 3,896 |
| Provision for loan and lease losses | $80,000 | 3,732 |
| Total noninterest income | $201,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,621,000 | 4,497 |
| Salaries and employee benefits | $955,000 | 4,214 |
| Premises and equipment expense | $210,000 | 4,651 |
| Additional noninterest expense | $456,000 | 4,683 |
| Pre-tax net operating income | $1,021,000 | 3,653 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $354,000 | 2,800 |
| Income before extraordinary items | $667,000 | 4,130 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $667,000 | 4,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,182 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $667,000 | 4,072 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,961 |
| Total interest expense | $535,000 | 3,841 |
| Net interest income | $1,242,000 | 3,950 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $792,000 | 4,589 |
| Salaries and employee benefits | $468,000 | 4,301 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $220,000 | 4,754 |
| Pre-tax net operating income | $468,000 | 3,854 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $170,000 | 2,867 |
| Income before extraordinary items | $298,000 | 4,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $298,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,424 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $298,000 | 4,352 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 3,833 |
| Total interest expense | $2,020,000 | 3,623 |
| Net interest income | $4,919,000 | 3,846 |
| Provision for loan and lease losses | $292,000 | 2,990 |
| Total noninterest income | $640,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $288,000 | 4,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $352,000 | 3,955 |
| Total noninterest expense | $3,156,000 | 4,499 |
| Salaries and employee benefits | $1,827,000 | 4,289 |
| Premises and equipment expense | $556,000 | 3,773 |
| Additional noninterest expense | $773,000 | 5,209 |
| Pre-tax net operating income | $2,111,000 | 3,382 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $587,000 | 3,068 |
| Income before extraordinary items | $1,530,000 | 3,588 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,530,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,525,680 | 3,531 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 3,801 |
| Total interest expense | $1,500,000 | 3,607 |
| Net interest income | $3,709,000 | 3,823 |
| Provision for loan and lease losses | $247,000 | 2,597 |
| Total noninterest income | $514,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $223,000 | 4,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $291,000 | 3,779 |
| Total noninterest expense | $2,376,000 | 4,459 |
| Salaries and employee benefits | $1,368,000 | 4,268 |
| Premises and equipment expense | $382,000 | 4,004 |
| Additional noninterest expense | $626,000 | 4,910 |
| Pre-tax net operating income | $1,600,000 | 3,432 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $520,000 | 2,835 |
| Income before extraordinary items | $1,084,000 | 3,811 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,084,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,964 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,081,280 | 3,746 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 3,829 |
| Total interest expense | $991,000 | 3,630 |
| Net interest income | $2,451,000 | 3,843 |
| Provision for loan and lease losses | $190,000 | 2,297 |
| Total noninterest income | $427,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $154,000 | 4,263 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $273,000 | 3,147 |
| Total noninterest expense | $1,552,000 | 4,556 |
| Salaries and employee benefits | $908,000 | 4,288 |
| Premises and equipment expense | $255,000 | 4,012 |
| Additional noninterest expense | $389,000 | 5,155 |
| Pre-tax net operating income | $1,136,000 | 3,244 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $358,000 | 2,760 |
| Income before extraordinary items | $780,000 | 3,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 3,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $778,620 | 3,507 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,849 |
| Total interest expense | $498,000 | 3,655 |
| Net interest income | $1,216,000 | 3,854 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $315,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $240,000 | 2,187 |
| Total noninterest expense | $763,000 | 4,631 |
| Salaries and employee benefits | $449,000 | 4,362 |
| Premises and equipment expense | $100,000 | 4,791 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $633,000 | 2,946 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $200,000 | 2,580 |
| Income before extraordinary items | $450,000 | 3,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $450,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $438,270 | 3,152 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,914,000 | 3,864 |
| Total interest expense | $2,095,000 | 3,883 |
| Net interest income | $4,819,000 | 3,783 |
| Provision for loan and lease losses | $330,000 | 2,962 |
| Total noninterest income | $583,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $328,000 | 4,098 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $255,000 | 4,821 |
| Total noninterest expense | $3,101,000 | 4,506 |
| Salaries and employee benefits | $1,737,000 | 4,369 |
| Premises and equipment expense | $514,000 | 3,980 |
| Additional noninterest expense | $850,000 | 4,846 |
| Pre-tax net operating income | $1,971,000 | 3,428 |
| Securities gains (losses) | $183,000 | 1,393 |
| Applicable income taxes | $611,000 | 3,025 |
| Income before extraordinary items | $1,543,000 | 3,496 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,543,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,339 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,411,240 | 3,552 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 3,895 |
| Total interest expense | $1,597,000 | 3,950 |
| Net interest income | $3,613,000 | 3,810 |
| Provision for loan and lease losses | $265,000 | 2,760 |
| Total noninterest income | $472,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $244,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,538 |
| Total noninterest expense | $2,297,000 | 4,525 |
| Salaries and employee benefits | $1,283,000 | 4,408 |
| Premises and equipment expense | $369,000 | 4,098 |
| Additional noninterest expense | $645,000 | 4,754 |
| Pre-tax net operating income | $1,523,000 | 3,488 |
| Securities gains (losses) | $186,000 | 1,272 |
| Applicable income taxes | $490,000 | 3,066 |
| Income before extraordinary items | $1,219,000 | 3,460 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,219,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,014 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,086,940 | 3,615 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 3,878 |
| Total interest expense | $1,104,000 | 3,942 |
| Net interest income | $2,418,000 | 3,793 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $201,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $163,000 | 4,107 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,541,000 | 4,498 |
| Salaries and employee benefits | $856,000 | 4,408 |
| Premises and equipment expense | $232,000 | 4,282 |
| Additional noninterest expense | $453,000 | 4,575 |
| Pre-tax net operating income | $878,000 | 3,813 |
| Securities gains (losses) | $127,000 | 1,338 |
| Applicable income taxes | $276,000 | 3,384 |
| Income before extraordinary items | $729,000 | 3,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $729,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,734 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $636,290 | 3,930 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,766,000 | 3,885 |
| Total interest expense | $578,000 | 3,869 |
| Net interest income | $1,188,000 | 3,855 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $99,000 | 5,941 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 3,938 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $761,000 | 4,523 |
| Salaries and employee benefits | $433,000 | 4,369 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $421,000 | 3,918 |
| Securities gains (losses) | $100,000 | 1,001 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $391,000 | 3,516 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $391,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,537 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $316,000 | 3,898 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 3,919 |
| Total interest expense | $2,631,000 | 3,936 |
| Net interest income | $4,652,000 | 3,877 |
| Provision for loan and lease losses | $355,000 | 3,106 |
| Total noninterest income | $525,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $359,000 | 3,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,388 |
| Total noninterest expense | $3,103,000 | 4,349 |
| Salaries and employee benefits | $1,708,000 | 4,256 |
| Premises and equipment expense | $629,000 | 3,269 |
| Additional noninterest expense | $766,000 | 5,086 |
| Pre-tax net operating income | $1,719,000 | 3,767 |
| Securities gains (losses) | $59,000 | 2,258 |
| Applicable income taxes | $493,000 | 3,475 |
| Income before extraordinary items | $1,285,000 | 3,909 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,285,000 | 3,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,326 |
| Cash dividends | $1,215,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,242,520 | 3,884 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,814,000 | 4,096 |
| Total interest expense | $3,399,000 | 4,301 |
| Net interest income | $4,415,000 | 3,823 |
| Provision for loan and lease losses | $421,000 | 2,506 |
| Total noninterest income | $541,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $328,000 | 3,936 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $2,989,000 | 4,343 |
| Salaries and employee benefits | $1,592,000 | 4,315 |
| Premises and equipment expense | $634,000 | 3,217 |
| Additional noninterest expense | $763,000 | 4,955 |
| Pre-tax net operating income | $1,546,000 | 3,773 |
| Securities gains (losses) | $26,000 | 2,933 |
| Applicable income taxes | $426,000 | 3,615 |
| Income before extraordinary items | $1,146,000 | 3,923 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,146,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,805 |
| Cash dividends | $300,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,127,020 | 3,841 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,425,000 | 4,371 |
| Total interest expense | $3,339,000 | 4,538 |
| Net interest income | $4,086,000 | 4,114 |
| Provision for loan and lease losses | $224,000 | 3,506 |
| Total noninterest income | $690,000 | 4,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,893 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $373,000 | 3,508 |
| Total noninterest expense | $2,884,000 | 4,361 |
| Salaries and employee benefits | $1,442,000 | 4,501 |
| Premises and equipment expense | $697,000 | 2,891 |
| Additional noninterest expense | $745,000 | 4,966 |
| Pre-tax net operating income | $1,668,000 | 3,772 |
| Securities gains (losses) | $-37,000 | 9,058 |
| Applicable income taxes | $413,000 | 3,924 |
| Income before extraordinary items | $1,218,000 | 3,822 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,218,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $309,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,245,750 | 3,747 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 4,376 |
| Total interest expense | $2,946,000 | 4,671 |
| Net interest income | $4,083,000 | 4,107 |
| Provision for loan and lease losses | $235,000 | 3,227 |
| Total noninterest income | $473,000 | 5,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $354,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,198 |
| Total noninterest expense | $2,726,000 | 4,562 |
| Salaries and employee benefits | $1,434,000 | 4,505 |
| Premises and equipment expense | $502,000 | 3,756 |
| Additional noninterest expense | $790,000 | 4,833 |
| Pre-tax net operating income | $1,595,000 | 3,934 |
| Securities gains (losses) | $-11,000 | 9,339 |
| Applicable income taxes | $413,000 | 4,076 |
| Income before extraordinary items | $1,171,000 | 3,952 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,171,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,537 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,179,140 | 3,898 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 4,446 |
| Total interest expense | $3,036,000 | 4,679 |
| Net interest income | $3,865,000 | 4,243 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $421,000 | 5,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,194 |
| Total noninterest expense | $2,544,000 | 4,712 |
| Salaries and employee benefits | $1,333,000 | 4,672 |
| Premises and equipment expense | $518,000 | 3,583 |
| Additional noninterest expense | $693,000 | 5,204 |
| Pre-tax net operating income | $1,557,000 | 4,063 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $384,000 | 4,533 |
| Income before extraordinary items | $1,173,000 | 4,001 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,173,000 | 4,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,986 |
| Cash dividends | $270,000 | 4,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,173,000 | 3,911 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,562,000 | 4,742 |
| Total interest expense | $2,889,000 | 4,872 |
| Net interest income | $3,673,000 | 4,556 |
| Provision for loan and lease losses | $143,000 | 4,265 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $2,267,000 | 5,167 |
| Salaries and employee benefits | $1,213,000 | 5,048 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $671,000 | 5,383 |
| Pre-tax net operating income | $1,542,000 | 4,390 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $429,000 | 4,670 |
| Income before extraordinary items | $1,113,000 | 4,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,113,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,973 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,113,000 | 4,252 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 5,062 |
| Total interest expense | $2,804,000 | 5,065 |
| Net interest income | $3,388,000 | 4,966 |
| Provision for loan and lease losses | $123,000 | 4,537 |
| Total noninterest income | $279,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $2,066,000 | 5,812 |
| Salaries and employee benefits | $1,142,000 | 5,431 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $566,000 | 6,572 |
| Pre-tax net operating income | $1,478,000 | 4,385 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $409,000 | 4,824 |
| Income before extraordinary items | $1,066,000 | 4,249 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,066,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $218,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,068,160 | 4,189 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 5,498 |
| Total interest expense | $2,608,000 | 5,381 |
| Net interest income | $3,011,000 | 5,483 |
| Provision for loan and lease losses | $194,000 | 3,088 |
| Total noninterest income | $237,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $2,029,000 | 5,924 |
| Salaries and employee benefits | $1,079,000 | 5,684 |
| Premises and equipment expense | $335,000 | 5,198 |
| Additional noninterest expense | $615,000 | 6,443 |
| Pre-tax net operating income | $1,025,000 | 5,892 |
| Securities gains (losses) | $-16,000 | 10,415 |
| Applicable income taxes | $232,000 | 6,930 |
| Income before extraordinary items | $777,000 | 5,557 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $777,000 | 5,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,369 |
| Cash dividends | $188,000 | 5,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $789,320 | 5,476 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,795,000 | 5,858 |
| Total interest expense | $1,990,000 | 5,637 |
| Net interest income | $2,805,000 | 5,897 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $242,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,994,000 | 6,210 |
| Salaries and employee benefits | $1,026,000 | 5,963 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $654,000 | 6,646 |
| Pre-tax net operating income | $978,000 | 6,055 |
| Securities gains (losses) | $-59,000 | 11,167 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $744,000 | 5,643 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $744,000 | 5,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $188,000 | 5,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $791,790 | 5,467 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 6,211 |
| Total interest expense | $1,932,000 | 6,004 |
| Net interest income | $2,652,000 | 6,251 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,927,000 | 6,534 |
| Salaries and employee benefits | $972,000 | 6,298 |
| Premises and equipment expense | $283,000 | 6,138 |
| Additional noninterest expense | $672,000 | 6,775 |
| Pre-tax net operating income | $835,000 | 6,644 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $204,000 | 7,541 |
| Income before extraordinary items | $667,000 | 6,304 |
| Extraordinary gains, net | $22,000 | 2,659 |
| Net income | $689,000 | 6,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $639,280 | 6,253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 6,523 |
| Total interest expense | $2,137,000 | 6,786 |
| Net interest income | $2,723,000 | 6,173 |
| Provision for loan and lease losses | $373,000 | 3,608 |
| Total noninterest income | $207,000 | 9,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,743,000 | 7,142 |
| Salaries and employee benefits | $914,000 | 6,538 |
| Premises and equipment expense | $219,000 | 7,420 |
| Additional noninterest expense | $610,000 | 7,418 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $221,000 | 7,164 |
| Income before extraordinary items | $672,000 | 6,090 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $672,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 2,949 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $612,750 | 6,121 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.