Home > The Bank of Castile > Income and Expense

The Bank of Castile, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$58,511,000584
Total interest expense$3,263,000840
Net interest income$55,248,000571
Provision for loan and lease losses$-1,942,0004,592
Total noninterest income$6,106,0001,155
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,822,000576
Trading account gains and fees$0132
Additional Noninterest Income$4,284,0001,188
Total noninterest expense$33,129,000764
Salaries and employee benefits$12,726,0001,074
Premises and equipment expense$2,793,000918
Additional noninterest expense$17,610,000476
Pre-tax net operating income$30,167,000547
Securities gains (losses)$41,0001,219
Applicable income taxes$6,698,000518
Income before extraordinary items$23,510,000567
Extraordinary gains, net$010
Net income$23,505,000567
Minority interest net income$5,00066
Net income of bank and minority interests.$23,510,000568
Net charge-offs$10,0002,284
Cash dividends$18,831,000310
Sale, conversion, retirement of capital stock, net$520,000303
Net operating income$23,477,610560
2021-09-30 (YTD Data)Rank
Total interest income$43,799,000595
Total interest expense$2,656,000828
Net interest income$41,143,000586
Provision for loan and lease losses$-1,471,0004,656
Total noninterest income$4,498,0001,178
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,313,000595
Trading account gains and fees$0132
Additional Noninterest Income$3,185,0001,236
Total noninterest expense$24,463,000787
Salaries and employee benefits$9,425,0001,095
Premises and equipment expense$2,100,000933
Additional noninterest expense$12,938,000485
Pre-tax net operating income$22,649,000564
Securities gains (losses)$41,0001,137
Applicable income taxes$5,044,000524
Income before extraordinary items$17,646,000587
Extraordinary gains, net$08
Net income$17,642,000585
Minority interest net income$4,00064
Net income of bank and minority interests.$17,646,000587
Net charge-offs$-11,0003,687
Cash dividends$11,919,000338
Sale, conversion, retirement of capital stock, net$391,000274
Net operating income$17,613,610586
2021-06-30 (YTD Data)Rank
Total interest income$28,945,000601
Total interest expense$1,854,000829
Net interest income$27,091,000586
Provision for loan and lease losses$-1,127,0004,689
Total noninterest income$2,973,0001,191
Gross Fiduciary activities income$0951
Service charges on deposit accounts$823,000599
Trading account gains and fees$0133
Additional Noninterest Income$2,150,0001,235
Total noninterest expense$15,897,000802
Salaries and employee benefits$6,131,0001,108
Premises and equipment expense$1,452,000903
Additional noninterest expense$8,314,000487
Pre-tax net operating income$15,294,000551
Securities gains (losses)$2,0001,698
Applicable income taxes$3,386,000523
Income before extraordinary items$11,910,000581
Extraordinary gains, net$06
Net income$11,907,000581
Minority interest net income$3,00061
Net income of bank and minority interests.$11,910,000581
Net charge-offs$-15,0003,945
Cash dividends$8,684,000304
Sale, conversion, retirement of capital stock, net$254,000248
Net operating income$11,908,420569
2021-03-31 (YTD Data)Rank
Total interest income$14,424,000597
Total interest expense$990,000818
Net interest income$13,434,000582
Provision for loan and lease losses$-612,0004,764
Total noninterest income$1,404,0001,233
Gross Fiduciary activities income$0922
Service charges on deposit accounts$407,000598
Trading account gains and fees$0127
Additional Noninterest Income$997,0001,281
Total noninterest expense$7,932,000791
Salaries and employee benefits$2,949,0001,130
Premises and equipment expense$787,000850
Additional noninterest expense$4,196,000467
Pre-tax net operating income$7,518,000558
Securities gains (losses)$2,0001,277
Applicable income taxes$1,650,000527
Income before extraordinary items$5,870,000583
Extraordinary gains, net$03
Net income$5,868,000583
Minority interest net income$2,00051
Net income of bank and minority interests.$5,870,000583
Net charge-offs$-6,0003,842
Cash dividends$3,148,000328
Sale, conversion, retirement of capital stock, net$129,000225
Net operating income$5,868,420573
2020-12-31 (YTD Data)Rank
Total interest income$61,182,000565
Total interest expense$6,446,000741
Net interest income$54,736,000538
Provision for loan and lease losses$4,546,000609
Total noninterest income$6,036,0001,120
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,767,000579
Trading account gains and fees$0133
Additional Noninterest Income$4,269,0001,144
Total noninterest expense$31,929,000770
Salaries and employee benefits$12,171,0001,067
Premises and equipment expense$2,761,000914
Additional noninterest expense$16,997,000472
Pre-tax net operating income$24,297,000503
Securities gains (losses)$63,0001,614
Applicable income taxes$5,103,000488
Income before extraordinary items$19,257,000536
Extraordinary gains, net$04
Net income$19,251,000536
Minority interest net income$6,00064
Net income of bank and minority interests.$19,257,000536
Net charge-offs$-28,0004,462
Cash dividends$12,907,000388
Sale, conversion, retirement of capital stock, net$515,000265
Net operating income$19,207,230519
2020-09-30 (YTD Data)Rank
Total interest income$46,053,000558
Total interest expense$5,297,000728
Net interest income$40,756,000542
Provision for loan and lease losses$4,670,000513
Total noninterest income$4,414,0001,109
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,302,000582
Trading account gains and fees$0125
Additional Noninterest Income$3,112,0001,130
Total noninterest expense$23,587,000771
Salaries and employee benefits$9,078,0001,054
Premises and equipment expense$2,110,000891
Additional noninterest expense$12,399,000466
Pre-tax net operating income$16,913,000504
Securities gains (losses)$63,0001,436
Applicable income taxes$3,492,000484
Income before extraordinary items$13,484,000536
Extraordinary gains, net$04
Net income$13,479,000535
Minority interest net income$5,00057
Net income of bank and minority interests.$13,484,000536
Net charge-offs$-37,0004,588
Cash dividends$8,946,000395
Sale, conversion, retirement of capital stock, net$370,000245
Net operating income$13,434,230523
2020-06-30 (YTD Data)Rank
Total interest income$30,636,000563
Total interest expense$3,932,000705
Net interest income$26,704,000539
Provision for loan and lease losses$4,361,000430
Total noninterest income$2,932,0001,055
Gross Fiduciary activities income$0970
Service charges on deposit accounts$883,000577
Trading account gains and fees$0123
Additional Noninterest Income$2,049,0001,074
Total noninterest expense$15,695,000771
Salaries and employee benefits$5,821,0001,074
Premises and equipment expense$1,429,000890
Additional noninterest expense$8,445,000453
Pre-tax net operating income$9,580,000530
Securities gains (losses)$63,0001,196
Applicable income taxes$1,908,000520
Income before extraordinary items$7,735,000564
Extraordinary gains, net$04
Net income$7,729,000563
Minority interest net income$6,00053
Net income of bank and minority interests.$7,735,000564
Net charge-offs$-26,0004,590
Cash dividends$5,578,000398
Sale, conversion, retirement of capital stock, net$251,000227
Net operating income$7,684,600543
2020-03-31 (YTD Data)Rank
Total interest income$15,321,000573
Total interest expense$2,305,000691
Net interest income$13,016,000536
Provision for loan and lease losses$4,111,000273
Total noninterest income$1,532,000975
Gross Fiduciary activities income$0941
Service charges on deposit accounts$548,000556
Trading account gains and fees$0106
Additional Noninterest Income$984,000985
Total noninterest expense$7,949,000762
Salaries and employee benefits$2,898,0001,090
Premises and equipment expense$825,000782
Additional noninterest expense$4,226,000458
Pre-tax net operating income$2,488,000888
Securities gains (losses)$63,000766
Applicable income taxes$402,000870
Income before extraordinary items$2,149,000878
Extraordinary gains, net$04
Net income$2,147,000878
Minority interest net income$2,00050
Net income of bank and minority interests.$2,149,000878
Net charge-offs$-25,0004,715
Cash dividends$3,365,000385
Sale, conversion, retirement of capital stock, net$129,000216
Net operating income$2,096,080884
2019-12-31 (YTD Data)Rank
Total interest income$64,181,000553
Total interest expense$10,739,000647
Net interest income$53,442,000512
Provision for loan and lease losses$194,0002,397
Total noninterest income$6,281,000964
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,307,000541
Trading account gains and fees$0135
Additional Noninterest Income$3,974,000968
Total noninterest expense$31,857,000739
Salaries and employee benefits$12,410,0001,006
Premises and equipment expense$2,947,000874
Additional noninterest expense$16,500,000448
Pre-tax net operating income$27,672,000474
Securities gains (losses)$202,000633
Applicable income taxes$5,936,000451
Income before extraordinary items$21,938,000505
Extraordinary gains, net$011
Net income$21,933,000505
Minority interest net income$5,00065
Net income of bank and minority interests.$21,938,000506
Net charge-offs$201,0001,685
Cash dividends$15,535,000350
Sale, conversion, retirement of capital stock, net$463,000297
Net operating income$21,778,420497
2019-09-30 (YTD Data)Rank
Total interest income$48,581,000550
Total interest expense$8,395,000629
Net interest income$40,186,000518
Provision for loan and lease losses$269,0001,720
Total noninterest income$4,694,000952
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,718,000541
Trading account gains and fees$0129
Additional Noninterest Income$2,976,000964
Total noninterest expense$23,901,000739
Salaries and employee benefits$9,126,0001,023
Premises and equipment expense$2,295,000835
Additional noninterest expense$12,480,000437
Pre-tax net operating income$20,710,000488
Securities gains (losses)$192,000541
Applicable income taxes$4,464,000460
Income before extraordinary items$16,438,000511
Extraordinary gains, net$011
Net income$16,434,000511
Minority interest net income$4,00064
Net income of bank and minority interests.$16,438,000511
Net charge-offs$156,0001,467
Cash dividends$13,152,000309
Sale, conversion, retirement of capital stock, net$334,000273
Net operating income$16,286,320506
2019-06-30 (YTD Data)Rank
Total interest income$32,385,000546
Total interest expense$5,690,000615
Net interest income$26,695,000520
Provision for loan and lease losses$160,0001,743
Total noninterest income$3,013,000966
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,097,000565
Trading account gains and fees$0131
Additional Noninterest Income$1,916,000961
Total noninterest expense$15,762,000748
Salaries and employee benefits$5,973,0001,032
Premises and equipment expense$1,600,000795
Additional noninterest expense$8,189,000451
Pre-tax net operating income$13,786,000477
Securities gains (losses)$176,000404
Applicable income taxes$2,972,000450
Income before extraordinary items$10,990,000503
Extraordinary gains, net$011
Net income$10,988,000502
Minority interest net income$2,00063
Net income of bank and minority interests.$10,990,000502
Net charge-offs$102,0001,399
Cash dividends$6,968,000354
Sale, conversion, retirement of capital stock, net$220,000256
Net operating income$10,850,960490
2019-03-31 (YTD Data)Rank
Total interest income$15,962,000546
Total interest expense$2,766,000612
Net interest income$13,196,000525
Provision for loan and lease losses$-36,0005,238
Total noninterest income$1,422,000976
Gross Fiduciary activities income$0972
Service charges on deposit accounts$533,000577
Trading account gains and fees$0126
Additional Noninterest Income$889,000972
Total noninterest expense$7,723,000749
Salaries and employee benefits$2,896,0001,068
Premises and equipment expense$871,000746
Additional noninterest expense$3,956,000456
Pre-tax net operating income$6,931,000466
Securities gains (losses)$01,087
Applicable income taxes$1,489,000451
Income before extraordinary items$5,442,000494
Extraordinary gains, net$05
Net income$5,441,000493
Minority interest net income$1,00047
Net income of bank and minority interests.$5,442,000493
Net charge-offs$-20,0004,863
Cash dividends$2,384,000454
Sale, conversion, retirement of capital stock, net$109,000225
Net operating income$5,442,000481
2018-12-31 (YTD Data)Rank
Total interest income$59,491,000541
Total interest expense$7,535,000665
Net interest income$51,956,000523
Provision for loan and lease losses$772,0001,084
Total noninterest income$6,332,000941
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,393,000539
Trading account gains and fees$0126
Additional Noninterest Income$3,939,000929
Total noninterest expense$30,149,000753
Salaries and employee benefits$11,615,0001,039
Premises and equipment expense$2,757,000906
Additional noninterest expense$15,777,000455
Pre-tax net operating income$27,367,000462
Securities gains (losses)$-16,0004,523
Applicable income taxes$5,824,000432
Income before extraordinary items$21,527,000482
Extraordinary gains, net$06
Net income$21,522,000480
Minority interest net income$5,00063
Net income of bank and minority interests.$21,527,000481
Net charge-offs$165,0001,794
Cash dividends$9,212,000455
Sale, conversion, retirement of capital stock, net$388,000323
Net operating income$21,539,640480
2018-09-30 (YTD Data)Rank
Total interest income$43,655,000543
Total interest expense$5,181,000674
Net interest income$38,474,000525
Provision for loan and lease losses$501,0001,121
Total noninterest income$4,707,000954
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,806,000536
Trading account gains and fees$0138
Additional Noninterest Income$2,901,000955
Total noninterest expense$22,154,000755
Salaries and employee benefits$8,589,0001,052
Premises and equipment expense$2,091,000899
Additional noninterest expense$11,474,000463
Pre-tax net operating income$20,526,000466
Securities gains (losses)$131,000257
Applicable income taxes$4,415,000432
Income before extraordinary items$16,242,000481
Extraordinary gains, net$05
Net income$16,238,000480
Minority interest net income$4,00061
Net income of bank and minority interests.$16,242,000480
Net charge-offs$144,0001,452
Cash dividends$6,909,000426
Sale, conversion, retirement of capital stock, net$284,000308
Net operating income$16,138,510483
2018-06-30 (YTD Data)Rank
Total interest income$28,510,000545
Total interest expense$3,011,000716
Net interest income$25,499,000524
Provision for loan and lease losses$412,000957
Total noninterest income$3,213,000937
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,213,000522
Trading account gains and fees$0130
Additional Noninterest Income$2,000,000937
Total noninterest expense$14,715,000758
Salaries and employee benefits$5,689,0001,062
Premises and equipment expense$1,458,000860
Additional noninterest expense$7,568,000466
Pre-tax net operating income$13,585,000462
Securities gains (losses)$118,000221
Applicable income taxes$2,932,000438
Income before extraordinary items$10,771,000481
Extraordinary gains, net$06
Net income$10,769,000480
Minority interest net income$2,00061
Net income of bank and minority interests.$10,771,000480
Net charge-offs$104,0001,297
Cash dividends$4,606,000421
Sale, conversion, retirement of capital stock, net$190,000291
Net operating income$10,677,780484
2018-03-31 (YTD Data)Rank
Total interest income$13,847,000555
Total interest expense$1,337,000749
Net interest income$12,510,000531
Provision for loan and lease losses$167,0001,056
Total noninterest income$1,466,000982
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$607,000523
Trading account gains and fees$0123
Additional Noninterest Income$859,0001,026
Total noninterest expense$7,295,000766
Salaries and employee benefits$2,752,0001,097
Premises and equipment expense$794,000803
Additional noninterest expense$3,749,000469
Pre-tax net operating income$6,514,000470
Securities gains (losses)$35,000265
Applicable income taxes$1,408,000445
Income before extraordinary items$5,141,000490
Extraordinary gains, net$07
Net income$5,140,000489
Minority interest net income$1,00049
Net income of bank and minority interests.$5,141,000490
Net charge-offs$96,000872
Cash dividends$2,303,000376
Sale, conversion, retirement of capital stock, net$94,000257
Net operating income$5,113,350491
2017-12-31 (YTD Data)Rank
Total interest income$53,079,000542
Total interest expense$4,535,000751
Net interest income$48,544,000523
Provision for loan and lease losses$623,0001,254
Total noninterest income$5,859,000998
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,313,000555
Trading account gains and fees$0151
Additional Noninterest Income$3,546,0001,035
Total noninterest expense$30,426,000721
Salaries and employee benefits$10,929,0001,085
Premises and equipment expense$2,572,000942
Additional noninterest expense$16,925,000426
Pre-tax net operating income$23,354,000484
Securities gains (losses)$-49,0005,311
Applicable income taxes$8,116,000485
Income before extraordinary items$15,189,000516
Extraordinary gains, net$09
Net income$15,184,000515
Minority interest net income$5,00064
Net income of bank and minority interests.$15,189,000516
Net charge-offs$205,0001,806
Cash dividends$6,003,000567
Sale, conversion, retirement of capital stock, net$305,000349
Net operating income$15,220,850511
2017-09-30 (YTD Data)Rank
Total interest income$39,361,000550
Total interest expense$3,427,000727
Net interest income$35,934,000532
Provision for loan and lease losses$265,0001,763
Total noninterest income$4,418,0001,011
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,748,000556
Trading account gains and fees$0145
Additional Noninterest Income$2,670,0001,058
Total noninterest expense$20,619,000794
Salaries and employee benefits$8,115,0001,103
Premises and equipment expense$1,943,000944
Additional noninterest expense$10,561,000492
Pre-tax net operating income$19,468,000452
Securities gains (losses)$-55,0005,600
Applicable income taxes$6,517,000407
Income before extraordinary items$12,896,000501
Extraordinary gains, net$09
Net income$12,892,000499
Minority interest net income$4,00066
Net income of bank and minority interests.$12,896,000501
Net charge-offs$164,0001,543
Cash dividends$4,503,000547
Sale, conversion, retirement of capital stock, net$217,000333
Net operating income$12,932,300495
2017-06-30 (YTD Data)Rank
Total interest income$25,727,000555
Total interest expense$2,265,000703
Net interest income$23,462,000537
Provision for loan and lease losses$180,0001,642
Total noninterest income$2,972,0001,002
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,143,000557
Trading account gains and fees$0139
Additional Noninterest Income$1,829,0001,042
Total noninterest expense$13,812,000789
Salaries and employee benefits$5,360,0001,117
Premises and equipment expense$1,391,000889
Additional noninterest expense$7,061,000487
Pre-tax net operating income$12,442,000460
Securities gains (losses)$01,906
Applicable income taxes$4,148,000411
Income before extraordinary items$8,294,000507
Extraordinary gains, net$011
Net income$8,291,000505
Minority interest net income$3,00063
Net income of bank and minority interests.$8,294,000507
Net charge-offs$162,0001,191
Cash dividends$3,002,000534
Sale, conversion, retirement of capital stock, net$142,000313
Net operating income$8,294,000501
2017-03-31 (YTD Data)Rank
Total interest income$12,680,000560
Total interest expense$1,108,000696
Net interest income$11,572,000540
Provision for loan and lease losses$03,537
Total noninterest income$1,415,0001,036
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$573,000550
Trading account gains and fees$0142
Additional Noninterest Income$842,0001,086
Total noninterest expense$6,879,000795
Salaries and employee benefits$2,661,0001,127
Premises and equipment expense$715,000878
Additional noninterest expense$3,503,000491
Pre-tax net operating income$6,108,000458
Securities gains (losses)$01,153
Applicable income taxes$2,046,000409
Income before extraordinary items$4,062,000511
Extraordinary gains, net$08
Net income$4,061,000511
Minority interest net income$1,00051
Net income of bank and minority interests.$4,062,000511
Net charge-offs$80,0001,057
Cash dividends$2,001,000390
Sale, conversion, retirement of capital stock, net$72,000283
Net operating income$4,062,000499
2016-12-31 (YTD Data)Rank
Total interest income$48,532,000556
Total interest expense$4,195,000703
Net interest income$44,337,000540
Provision for loan and lease losses$939,000959
Total noninterest income$5,553,0001,064
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,392,000551
Trading account gains and fees$-6,0005,878
Additional Noninterest Income$3,167,0001,165
Total noninterest expense$25,090,000851
Salaries and employee benefits$10,338,0001,120
Premises and equipment expense$2,543,000955
Additional noninterest expense$12,209,000567
Pre-tax net operating income$23,861,000443
Securities gains (losses)$387,000545
Applicable income taxes$8,095,000388
Income before extraordinary items$16,153,000488
Extraordinary gains, net$05
Net income$16,148,000485
Minority interest net income$5,00071
Net income of bank and minority interests.$16,153,000487
Net charge-offs$116,0002,476
Cash dividends$7,591,000485
Sale, conversion, retirement of capital stock, net$296,000345
Net operating income$15,893,710490
2016-09-30 (YTD Data)Rank
Total interest income$36,099,000560
Total interest expense$3,110,000709
Net interest income$32,989,000541
Provision for loan and lease losses$653,000954
Total noninterest income$4,172,0001,062
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,791,000546
Trading account gains and fees$-6,0005,952
Additional Noninterest Income$2,387,0001,164
Total noninterest expense$18,827,000846
Salaries and employee benefits$7,723,0001,119
Premises and equipment expense$1,932,000943
Additional noninterest expense$9,172,000566
Pre-tax net operating income$17,681,000446
Securities gains (losses)$387,000502
Applicable income taxes$6,079,000400
Income before extraordinary items$11,989,000496
Extraordinary gains, net$05
Net income$11,985,000493
Minority interest net income$4,00066
Net income of bank and minority interests.$11,989,000496
Net charge-offs$108,0002,003
Cash dividends$6,391,000414
Sale, conversion, retirement of capital stock, net$212,000326
Net operating income$11,733,580494
2016-06-30 (YTD Data)Rank
Total interest income$23,922,000558
Total interest expense$2,022,000718
Net interest income$21,900,000547
Provision for loan and lease losses$388,0001,047
Total noninterest income$2,717,0001,061
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,175,000550
Trading account gains and fees$-4,0006,020
Additional Noninterest Income$1,546,0001,163
Total noninterest expense$12,548,000844
Salaries and employee benefits$5,089,0001,139
Premises and equipment expense$1,337,000919
Additional noninterest expense$6,122,000567
Pre-tax net operating income$11,681,000446
Securities gains (losses)$235,000525
Applicable income taxes$4,021,000400
Income before extraordinary items$7,895,000495
Extraordinary gains, net$016
Net income$7,892,000492
Minority interest net income$3,00066
Net income of bank and minority interests.$7,895,000494
Net charge-offs$88,0001,733
Cash dividends$4,261,000416
Sale, conversion, retirement of capital stock, net$135,000328
Net operating income$7,739,900497
2016-03-31 (YTD Data)Rank
Total interest income$11,880,000563
Total interest expense$995,000731
Net interest income$10,885,000550
Provision for loan and lease losses$184,0001,028
Total noninterest income$1,398,0001,014
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$609,000524
Trading account gains and fees$-3,0006,079
Additional Noninterest Income$792,0001,104
Total noninterest expense$6,220,000851
Salaries and employee benefits$2,519,0001,154
Premises and equipment expense$693,000899
Additional noninterest expense$3,008,000570
Pre-tax net operating income$5,879,000426
Securities gains (losses)$115,000464
Applicable income taxes$2,047,000382
Income before extraordinary items$3,947,000472
Extraordinary gains, net$012
Net income$3,946,000470
Minority interest net income$1,00058
Net income of bank and minority interests.$3,947,000472
Net charge-offs$63,0001,295
Cash dividends$2,130,000406
Sale, conversion, retirement of capital stock, net$56,000327
Net operating income$3,871,100475
2015-12-31 (YTD Data)Rank
Total interest income$43,664,000583
Total interest expense$3,780,000738
Net interest income$39,884,000569
Provision for loan and lease losses$793,000981
Total noninterest income$5,418,0001,062
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,575,000515
Trading account gains and fees$-16,0006,145
Additional Noninterest Income$2,859,0001,198
Total noninterest expense$22,917,000904
Salaries and employee benefits$9,242,0001,209
Premises and equipment expense$2,569,000945
Additional noninterest expense$11,106,000607
Pre-tax net operating income$21,592,000451
Securities gains (losses)$469,000374
Applicable income taxes$7,524,000398
Income before extraordinary items$14,537,000510
Extraordinary gains, net$023
Net income$14,532,000510
Minority interest net income$5,00073
Net income of bank and minority interests.$14,537,000511
Net charge-offs$42,0003,378
Cash dividends$5,957,000574
Sale, conversion, retirement of capital stock, net$155,000456
Net operating income$14,227,460510
2015-09-30 (YTD Data)Rank
Total interest income$32,216,000595
Total interest expense$2,833,000738
Net interest income$29,383,000585
Provision for loan and lease losses$329,0001,431
Total noninterest income$4,025,0001,088
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,882,000532
Trading account gains and fees$-14,0006,232
Additional Noninterest Income$2,157,0001,214
Total noninterest expense$17,014,000916
Salaries and employee benefits$6,833,0001,229
Premises and equipment expense$1,950,000944
Additional noninterest expense$8,231,000617
Pre-tax net operating income$16,065,000468
Securities gains (losses)$421,000347
Applicable income taxes$5,755,000406
Income before extraordinary items$10,731,000532
Extraordinary gains, net$021
Net income$10,727,000532
Minority interest net income$4,00072
Net income of bank and minority interests.$10,731,000532
Net charge-offs$12,0003,574
Cash dividends$4,355,000536
Sale, conversion, retirement of capital stock, net$103,000440
Net operating income$10,457,350530
2015-06-30 (YTD Data)Rank
Total interest income$21,234,000597
Total interest expense$1,892,000739
Net interest income$19,342,000590
Provision for loan and lease losses$14,0003,681
Total noninterest income$2,629,0001,106
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,210,000544
Trading account gains and fees$-11,0006,310
Additional Noninterest Income$1,430,0001,217
Total noninterest expense$11,027,000945
Salaries and employee benefits$4,328,0001,282
Premises and equipment expense$1,354,000913
Additional noninterest expense$5,345,000642
Pre-tax net operating income$10,930,000458
Securities gains (losses)$395,000310
Applicable income taxes$4,009,000399
Income before extraordinary items$7,316,000520
Extraordinary gains, net$022
Net income$7,314,000517
Minority interest net income$2,00070
Net income of bank and minority interests.$7,316,000520
Net charge-offs$9,0003,291
Cash dividends$2,842,000534
Sale, conversion, retirement of capital stock, net$48,000479
Net operating income$7,059,250524
2015-03-31 (YTD Data)Rank
Total interest income$10,587,000599
Total interest expense$968,000721
Net interest income$9,619,000590
Provision for loan and lease losses$-88,0006,193
Total noninterest income$1,255,0001,097
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$593,000544
Trading account gains and fees$-6,0006,388
Additional Noninterest Income$668,0001,230
Total noninterest expense$6,068,000863
Salaries and employee benefits$2,532,0001,119
Premises and equipment expense$732,000860
Additional noninterest expense$2,804,000599
Pre-tax net operating income$4,894,000498
Securities gains (losses)$77,000675
Applicable income taxes$1,760,000423
Income before extraordinary items$3,211,000567
Extraordinary gains, net$013
Net income$3,210,000565
Minority interest net income$1,00061
Net income of bank and minority interests.$3,211,000567
Net charge-offs$-26,0005,770
Cash dividends$1,408,000499
Sale, conversion, retirement of capital stock, net$-11,0006,376
Net operating income$3,160,950558
2014-12-31 (YTD Data)Rank
Total interest income$41,763,000593
Total interest expense$4,255,000681
Net interest income$37,508,000595
Provision for loan and lease losses$106,0003,135
Total noninterest income$5,789,000985
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,773,000495
Trading account gains and fees$-22,0006,481
Additional Noninterest Income$3,038,0001,093
Total noninterest expense$23,970,000838
Salaries and employee benefits$10,027,0001,094
Premises and equipment expense$2,407,000998
Additional noninterest expense$11,536,000589
Pre-tax net operating income$19,221,000467
Securities gains (losses)$77,0001,444
Applicable income taxes$6,853,000403
Income before extraordinary items$12,445,000550
Extraordinary gains, net$017
Net income$12,440,000549
Minority interest net income$5,00077
Net income of bank and minority interests.$12,445,000550
Net charge-offs$103,0003,158
Cash dividends$4,995,000605
Sale, conversion, retirement of capital stock, net$210,000421
Net operating income$12,395,720543
2014-09-30 (YTD Data)Rank
Total interest income$31,250,000591
Total interest expense$3,287,000664
Net interest income$27,963,000595
Provision for loan and lease losses$-14,0006,087
Total noninterest income$4,430,000970
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,086,000495
Trading account gains and fees$-13,0006,557
Additional Noninterest Income$2,357,0001,072
Total noninterest expense$18,028,000837
Salaries and employee benefits$7,531,0001,093
Premises and equipment expense$1,836,000993
Additional noninterest expense$8,661,000580
Pre-tax net operating income$14,379,000464
Securities gains (losses)$22,0001,969
Applicable income taxes$5,141,000403
Income before extraordinary items$9,260,000550
Extraordinary gains, net$015
Net income$9,256,000550
Minority interest net income$4,00074
Net income of bank and minority interests.$9,260,000550
Net charge-offs$-95,0006,194
Cash dividends$3,715,000569
Sale, conversion, retirement of capital stock, net$166,000377
Net operating income$9,245,920542
2014-06-30 (YTD Data)Rank
Total interest income$20,646,000598
Total interest expense$2,288,000636
Net interest income$18,358,000601
Provision for loan and lease losses$-59,0006,298
Total noninterest income$2,955,000951
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,327,000511
Trading account gains and fees$-7,0006,625
Additional Noninterest Income$1,635,0001,032
Total noninterest expense$11,995,000833
Salaries and employee benefits$4,969,0001,103
Premises and equipment expense$1,269,000970
Additional noninterest expense$5,757,000573
Pre-tax net operating income$9,377,000474
Securities gains (losses)$22,0001,602
Applicable income taxes$3,342,000410
Income before extraordinary items$6,057,000543
Extraordinary gains, net$020
Net income$6,055,000542
Minority interest net income$2,00077
Net income of bank and minority interests.$6,057,000543
Net charge-offs$-124,0006,356
Cash dividends$2,411,000559
Sale, conversion, retirement of capital stock, net$105,000372
Net operating income$6,042,920540
2014-03-31 (YTD Data)Rank
Total interest income$10,204,000609
Total interest expense$1,168,000634
Net interest income$9,036,000610
Provision for loan and lease losses$31,0002,564
Total noninterest income$1,328,0001,002
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$620,000536
Trading account gains and fees$-2,0006,687
Additional Noninterest Income$710,0001,113
Total noninterest expense$5,899,000855
Salaries and employee benefits$2,475,0001,121
Premises and equipment expense$650,000977
Additional noninterest expense$2,774,000595
Pre-tax net operating income$4,434,000488
Securities gains (losses)$15,0001,042
Applicable income taxes$1,575,000411
Income before extraordinary items$2,874,000554
Extraordinary gains, net$016
Net income$2,873,000554
Minority interest net income$1,00062
Net income of bank and minority interests.$2,874,000555
Net charge-offs$94,0001,414
Cash dividends$1,170,000539
Sale, conversion, retirement of capital stock, net$52,000341
Net operating income$2,864,250552
2013-12-31 (YTD Data)Rank
Total interest income$40,627,000606
Total interest expense$4,996,000670
Net interest income$35,631,000602
Provision for loan and lease losses$19,0004,757
Total noninterest income$5,201,0001,097
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,398,000576
Trading account gains and fees$-45,0006,783
Additional Noninterest Income$2,848,0001,180
Total noninterest expense$23,954,000856
Salaries and employee benefits$9,955,0001,092
Premises and equipment expense$2,192,0001,084
Additional noninterest expense$11,807,000587
Pre-tax net operating income$16,859,000494
Securities gains (losses)$199,000894
Applicable income taxes$5,145,000447
Income before extraordinary items$11,913,000554
Extraordinary gains, net$029
Net income$11,908,000555
Minority interest net income$5,00082
Net income of bank and minority interests.$11,913,000555
Net charge-offs$84,0003,918
Cash dividends$5,091,000555
Sale, conversion, retirement of capital stock, net$207,000419
Net operating income$11,773,700551
2013-09-30 (YTD Data)Rank
Total interest income$30,388,000607
Total interest expense$3,777,000693
Net interest income$26,611,000597
Provision for loan and lease losses$-323,0006,696
Total noninterest income$3,844,0001,136
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,724,000594
Trading account gains and fees$-44,0006,865
Additional Noninterest Income$2,164,0001,207
Total noninterest expense$17,942,000862
Salaries and employee benefits$7,305,0001,121
Premises and equipment expense$1,676,0001,077
Additional noninterest expense$8,961,000581
Pre-tax net operating income$12,836,000502
Securities gains (losses)$210,000796
Applicable income taxes$4,461,000418
Income before extraordinary items$8,585,000583
Extraordinary gains, net$025
Net income$8,581,000584
Minority interest net income$4,00081
Net income of bank and minority interests.$8,585,000585
Net charge-offs$-196,0006,718
Cash dividends$4,091,000494
Sale, conversion, retirement of capital stock, net$149,000398
Net operating income$8,446,400576
2013-06-30 (YTD Data)Rank
Total interest income$20,197,000604
Total interest expense$2,532,000708
Net interest income$17,665,000594
Provision for loan and lease losses$-703,0006,837
Total noninterest income$2,555,0001,138
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,081,000624
Trading account gains and fees$-30,0006,911
Additional Noninterest Income$1,504,0001,203
Total noninterest expense$11,688,000878
Salaries and employee benefits$4,833,0001,128
Premises and equipment expense$1,159,0001,035
Additional noninterest expense$5,696,000609
Pre-tax net operating income$9,235,000466
Securities gains (losses)$76,0001,281
Applicable income taxes$3,391,000382
Income before extraordinary items$5,920,000577
Extraordinary gains, net$022
Net income$5,918,000577
Minority interest net income$2,00079
Net income of bank and minority interests.$5,920,000579
Net charge-offs$-407,0006,871
Cash dividends$2,591,000502
Sale, conversion, retirement of capital stock, net$98,000372
Net operating income$5,871,360559
2013-03-31 (YTD Data)Rank
Total interest income$9,987,000621
Total interest expense$1,250,000744
Net interest income$8,737,000601
Provision for loan and lease losses$-143,0006,871
Total noninterest income$1,397,0001,073
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$526,000632
Trading account gains and fees$-3,0006,987
Additional Noninterest Income$874,0001,077
Total noninterest expense$5,740,000901
Salaries and employee benefits$2,440,0001,128
Premises and equipment expense$599,0001,026
Additional noninterest expense$2,701,000635
Pre-tax net operating income$4,537,000472
Securities gains (losses)$76,000765
Applicable income taxes$1,694,000387
Income before extraordinary items$2,919,000558
Extraordinary gains, net$010
Net income$2,918,000555
Minority interest net income$1,00072
Net income of bank and minority interests.$2,919,000559
Net charge-offs$-61,0006,754
Cash dividends$1,091,000494
Sale, conversion, retirement of capital stock, net$47,000343
Net operating income$2,870,360546
2012-12-31 (YTD Data)Rank
Total interest income$39,906,000655
Total interest expense$5,674,000790
Net interest income$34,232,000628
Provision for loan and lease losses$914,0001,874
Total noninterest income$5,125,0001,138
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,256,000632
Trading account gains and fees$-50,0007,059
Additional Noninterest Income$2,919,0001,184
Total noninterest expense$23,945,000839
Salaries and employee benefits$8,972,0001,176
Premises and equipment expense$2,121,0001,116
Additional noninterest expense$12,852,000565
Pre-tax net operating income$14,498,000533
Securities gains (losses)$126,0002,084
Applicable income taxes$3,898,000505
Income before extraordinary items$10,726,000590
Extraordinary gains, net$029
Net income$10,721,000589
Minority interest net income$5,00086
Net income of bank and minority interests.$10,726,000590
Net charge-offs$897,0001,938
Cash dividends$9,500,000337
Sale, conversion, retirement of capital stock, net$224,000426
Net operating income$10,634,020572
2012-09-30 (YTD Data)Rank
Total interest income$29,855,000663
Total interest expense$4,373,000799
Net interest income$25,482,000630
Provision for loan and lease losses$601,0002,030
Total noninterest income$3,795,0001,135
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,677,000643
Trading account gains and fees$-28,0007,151
Additional Noninterest Income$2,146,0001,201
Total noninterest expense$16,747,000901
Salaries and employee benefits$6,737,0001,166
Premises and equipment expense$1,544,0001,153
Additional noninterest expense$8,466,000632
Pre-tax net operating income$11,929,000516
Securities gains (losses)$123,0001,824
Applicable income taxes$4,334,000406
Income before extraordinary items$7,718,000624
Extraordinary gains, net$020
Net income$7,714,000623
Minority interest net income$4,00082
Net income of bank and minority interests.$7,718,000624
Net charge-offs$801,0001,677
Cash dividends$7,500,000258
Sale, conversion, retirement of capital stock, net$168,000366
Net operating income$7,639,280600
2012-06-30 (YTD Data)Rank
Total interest income$19,896,000672
Total interest expense$3,007,000800
Net interest income$16,889,000637
Provision for loan and lease losses$287,0002,516
Total noninterest income$2,555,0001,107
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,092,000653
Trading account gains and fees$-23,0007,218
Additional Noninterest Income$1,486,0001,144
Total noninterest expense$11,156,000897
Salaries and employee benefits$4,465,0001,173
Premises and equipment expense$1,024,0001,158
Additional noninterest expense$5,667,000628
Pre-tax net operating income$8,001,000499
Securities gains (losses)$123,0001,448
Applicable income taxes$2,913,000396
Income before extraordinary items$5,211,000611
Extraordinary gains, net$019
Net income$5,209,000610
Minority interest net income$2,00080
Net income of bank and minority interests.$5,211,000611
Net charge-offs$362,0002,113
Cash dividends$4,000,000301
Sale, conversion, retirement of capital stock, net$110,000349
Net operating income$5,132,280594
2012-03-31 (YTD Data)Rank
Total interest income$9,893,000680
Total interest expense$1,541,000812
Net interest income$8,352,000643
Provision for loan and lease losses$-132,0007,211
Total noninterest income$1,275,0001,105
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$571,000619
Trading account gains and fees$-8,0007,279
Additional Noninterest Income$712,0001,162
Total noninterest expense$5,650,000882
Salaries and employee benefits$2,281,0001,142
Premises and equipment expense$533,0001,128
Additional noninterest expense$2,836,000620
Pre-tax net operating income$4,109,000492
Securities gains (losses)$02,210
Applicable income taxes$1,484,000385
Income before extraordinary items$2,625,000598
Extraordinary gains, net$019
Net income$2,624,000598
Minority interest net income$1,00074
Net income of bank and minority interests.$2,625,000599
Net charge-offs$53,0002,973
Cash dividends$2,500,000218
Sale, conversion, retirement of capital stock, net$56,000298
Net operating income$2,625,000588
2011-12-31 (YTD Data)Rank
Total interest income$39,433,000709
Total interest expense$6,966,000862
Net interest income$32,467,000664
Provision for loan and lease losses$-855,0007,325
Total noninterest income$5,198,0001,014
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,831,000530
Trading account gains and fees$-72,0007,305
Additional Noninterest Income$2,439,0001,193
Total noninterest expense$21,466,000919
Salaries and employee benefits$8,565,0001,158
Premises and equipment expense$1,986,0001,265
Additional noninterest expense$10,915,000661
Pre-tax net operating income$17,054,000410
Securities gains (losses)$-13,0006,900
Applicable income taxes$6,140,000363
Income before extraordinary items$10,901,000498
Extraordinary gains, net$029
Net income$10,896,000498
Minority interest net income$5,00093
Net income of bank and minority interests.$10,901,000499
Net charge-offs$320,0003,727
Cash dividends$2,875,000686
Sale, conversion, retirement of capital stock, net$191,000537
Net operating income$10,909,320482
2011-09-30 (YTD Data)Rank
Total interest income$29,515,000725
Total interest expense$5,364,000877
Net interest income$24,151,000677
Provision for loan and lease losses$-1,265,0007,410
Total noninterest income$3,879,0001,017
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,084,000544
Trading account gains and fees$-44,0007,379
Additional Noninterest Income$1,839,0001,184
Total noninterest expense$16,144,000919
Salaries and employee benefits$6,504,0001,140
Premises and equipment expense$1,510,0001,266
Additional noninterest expense$8,130,000658
Pre-tax net operating income$13,151,000409
Securities gains (losses)$-28,0007,088
Applicable income taxes$4,724,000355
Income before extraordinary items$8,399,000495
Extraordinary gains, net$021
Net income$8,395,000495
Minority interest net income$4,00084
Net income of bank and minority interests.$8,399,000495
Net charge-offs$174,0003,869
Cash dividends$1,875,000679
Sale, conversion, retirement of capital stock, net$147,000496
Net operating income$8,416,920483
2011-06-30 (YTD Data)Rank
Total interest income$19,525,000740
Total interest expense$3,594,000912
Net interest income$15,931,000692
Provision for loan and lease losses$-755,0007,480
Total noninterest income$2,459,0001,058
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,340,000556
Trading account gains and fees$-26,0007,467
Additional Noninterest Income$1,145,0001,229
Total noninterest expense$11,035,000909
Salaries and employee benefits$4,308,0001,162
Premises and equipment expense$1,062,0001,207
Additional noninterest expense$5,665,000647
Pre-tax net operating income$8,110,000437
Securities gains (losses)$-64,0007,262
Applicable income taxes$2,875,000369
Income before extraordinary items$5,171,000521
Extraordinary gains, net$015
Net income$5,168,000520
Minority interest net income$3,00087
Net income of bank and minority interests.$5,171,000521
Net charge-offs$26,0004,913
Cash dividends$1,250,000672
Sale, conversion, retirement of capital stock, net$96,000414
Net operating income$5,211,960504
2011-03-31 (YTD Data)Rank
Total interest income$9,613,000759
Total interest expense$1,782,000951
Net interest income$7,831,000696
Provision for loan and lease losses$-850,0007,552
Total noninterest income$1,212,0001,062
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$658,000553
Trading account gains and fees$-10,0007,540
Additional Noninterest Income$564,0001,247
Total noninterest expense$5,517,000905
Salaries and employee benefits$2,171,0001,163
Premises and equipment expense$602,0001,077
Additional noninterest expense$2,744,000658
Pre-tax net operating income$4,376,000411
Securities gains (losses)$-64,0007,362
Applicable income taxes$1,546,000337
Income before extraordinary items$2,766,000487
Extraordinary gains, net$09
Net income$2,765,000486
Minority interest net income$1,00084
Net income of bank and minority interests.$2,766,000487
Net charge-offs$89,0002,851
Cash dividends$625,000597
Sale, conversion, retirement of capital stock, net$44,000376
Net operating income$2,806,960463
2010-12-31 (YTD Data)Rank
Total interest income$38,721,000791
Total interest expense$8,121,0001,028
Net interest income$30,600,000719
Provision for loan and lease losses$1,231,0002,742
Total noninterest income$4,923,0001,106
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,928,000510
Trading account gains and fees$-217,0007,628
Additional Noninterest Income$2,212,0001,318
Total noninterest expense$20,433,000978
Salaries and employee benefits$7,971,0001,237
Premises and equipment expense$2,033,0001,275
Additional noninterest expense$10,429,000719
Pre-tax net operating income$13,859,000411
Securities gains (losses)$56,0002,585
Applicable income taxes$4,800,000372
Income before extraordinary items$9,115,000499
Extraordinary gains, net$029
Net income$9,110,000500
Minority interest net income$5,000105
Net income of bank and minority interests.$9,115,000501
Net charge-offs$526,0003,583
Cash dividends$2,750,000588
Sale, conversion, retirement of capital stock, net$164,000667
Net operating income$9,078,040474
2010-09-30 (YTD Data)Rank
Total interest income$28,898,000794
Total interest expense$6,226,0001,041
Net interest income$22,672,000725
Provision for loan and lease losses$1,649,0001,863
Total noninterest income$3,670,0001,084
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,252,000502
Trading account gains and fees$-221,0007,732
Additional Noninterest Income$1,639,0001,262
Total noninterest expense$15,180,000971
Salaries and employee benefits$5,972,0001,235
Premises and equipment expense$1,541,0001,288
Additional noninterest expense$7,667,000714
Pre-tax net operating income$9,513,000448
Securities gains (losses)$52,0002,384
Applicable income taxes$3,265,000401
Income before extraordinary items$6,300,000544
Extraordinary gains, net$023
Net income$6,296,000545
Minority interest net income$4,000104
Net income of bank and minority interests.$6,300,000546
Net charge-offs$455,0003,203
Cash dividends$250,0002,499
Sale, conversion, retirement of capital stock, net$119,000611
Net operating income$6,265,680522
2010-06-30 (YTD Data)Rank
Total interest income$19,155,000807
Total interest expense$4,274,0001,052
Net interest income$14,881,000736
Provision for loan and lease losses$1,368,0001,617
Total noninterest income$2,416,0001,070
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,513,000500
Trading account gains and fees$-166,0007,797
Additional Noninterest Income$1,069,0001,235
Total noninterest expense$9,950,000990
Salaries and employee benefits$3,940,0001,245
Premises and equipment expense$1,038,0001,274
Additional noninterest expense$4,972,000731
Pre-tax net operating income$5,979,000460
Securities gains (losses)$52,0001,856
Applicable income taxes$2,105,000390
Income before extraordinary items$3,926,000564
Extraordinary gains, net$019
Net income$3,924,000565
Minority interest net income$2,000100
Net income of bank and minority interests.$3,926,000565
Net charge-offs$43,0005,008
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$80,000531
Net operating income$3,892,200545
2010-03-31 (YTD Data)Rank
Total interest income$9,514,000831
Total interest expense$2,114,0001,112
Net interest income$7,400,000749
Provision for loan and lease losses$782,0001,365
Total noninterest income$1,163,0001,079
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$683,000558
Trading account gains and fees$-65,0007,909
Additional Noninterest Income$545,0001,203
Total noninterest expense$5,026,000989
Salaries and employee benefits$1,987,0001,256
Premises and equipment expense$551,0001,236
Additional noninterest expense$2,488,000732
Pre-tax net operating income$2,755,000494
Securities gains (losses)$9,0001,748
Applicable income taxes$937,000404
Income before extraordinary items$1,827,000614
Extraordinary gains, net$016
Net income$1,826,000618
Minority interest net income$1,00084
Net income of bank and minority interests.$1,827,000618
Net charge-offs$314,0001,989
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$39,000474
Net operating income$1,821,060596
2009-12-31 (YTD Data)Rank
Total interest income$37,476,000901
Total interest expense$9,949,0001,201
Net interest income$27,527,000784
Provision for loan and lease losses$3,317,0001,850
Total noninterest income$5,942,000954
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,157,000530
Trading account gains and fees$504,000111
Additional Noninterest Income$2,281,0001,251
Total noninterest expense$19,366,0001,075
Salaries and employee benefits$7,466,0001,340
Premises and equipment expense$1,973,0001,383
Additional noninterest expense$9,927,000801
Pre-tax net operating income$10,786,000385
Securities gains (losses)$41,0002,739
Applicable income taxes$3,640,000342
Income before extraordinary items$7,187,000461
Extraordinary gains, net$034
Net income$7,182,000461
Minority interest net income$5,000109
Net income of bank and minority interests.$7,187,000463
Net charge-offs$1,818,0002,146
Cash dividends$1,378,0001,278
Sale, conversion, retirement of capital stock, net$138,000813
Net operating income$7,159,940461
2009-09-30 (YTD Data)Rank
Total interest income$27,967,000922
Total interest expense$7,651,0001,223
Net interest income$20,316,000797
Provision for loan and lease losses$1,698,0002,088
Total noninterest income$4,440,000965
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,329,000539
Trading account gains and fees$356,000114
Additional Noninterest Income$1,755,0001,259
Total noninterest expense$14,317,0001,084
Salaries and employee benefits$5,565,0001,367
Premises and equipment expense$1,494,0001,374
Additional noninterest expense$7,258,000779
Pre-tax net operating income$8,741,000379
Securities gains (losses)$41,0002,416
Applicable income taxes$3,012,000330
Income before extraordinary items$5,770,000454
Extraordinary gains, net$027
Net income$5,766,000452
Minority interest net income$4,000113
Net income of bank and minority interests.$5,770,000454
Net charge-offs$1,199,0002,005
Cash dividends$1,378,000946
Sale, conversion, retirement of capital stock, net$96,000763
Net operating income$5,742,940456
2009-06-30 (YTD Data)Rank
Total interest income$18,481,000949
Total interest expense$5,221,0001,263
Net interest income$13,260,000817
Provision for loan and lease losses$1,215,0001,847
Total noninterest income$2,861,0001,002
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,507,000549
Trading account gains and fees$233,000112
Additional Noninterest Income$1,121,0001,321
Total noninterest expense$9,687,0001,085
Salaries and employee benefits$3,747,0001,386
Premises and equipment expense$1,040,0001,338
Additional noninterest expense$4,900,000788
Pre-tax net operating income$5,219,000415
Securities gains (losses)$7,0002,683
Applicable income taxes$1,760,000377
Income before extraordinary items$3,466,000510
Extraordinary gains, net$021
Net income$3,464,000508
Minority interest net income$2,000110
Net income of bank and minority interests.$3,466,000510
Net charge-offs$791,0001,851
Cash dividends$1,378,000661
Sale, conversion, retirement of capital stock, net$67,000721
Net operating income$3,461,380495
2009-03-31 (YTD Data)Rank
Total interest income$9,093,000978
Total interest expense$2,709,0001,263
Net interest income$6,384,000839
Provision for loan and lease losses$477,0001,824
Total noninterest income$1,382,000994
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$733,000548
Trading account gains and fees$124,00097
Additional Noninterest Income$525,0001,351
Total noninterest expense$4,594,0001,091
Salaries and employee benefits$1,797,0001,455
Premises and equipment expense$557,0001,281
Additional noninterest expense$2,240,000757
Pre-tax net operating income$2,695,000439
Securities gains (losses)$7,0002,001
Applicable income taxes$915,000379
Income before extraordinary items$1,787,000554
Extraordinary gains, net$015
Net income$1,786,000554
Minority interest net income$1,00096
Net income of bank and minority interests.$1,787,000557
Net charge-offs$277,0001,850
Cash dividends$788,000584
Sale, conversion, retirement of capital stock, net$49,000506
Net operating income$1,782,380519
2008-12-31 (YTD Data)Rank
Total interest income$37,773,000997
Total interest expense$13,818,0001,172
Net interest income$23,955,000893
Provision for loan and lease losses$1,311,0002,316
Total noninterest income$5,609,000957
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,470,000494
Trading account gains and fees$-461,0008,234
Additional Noninterest Income$2,600,0001,081
Total noninterest expense$17,560,0001,120
Salaries and employee benefits$7,502,0001,364
Premises and equipment expense$1,893,0001,461
Additional noninterest expense$8,165,000810
Pre-tax net operating income$10,693,000497
Securities gains (losses)$150,000866
Applicable income taxes$3,579,000410
Income before extraordinary items$7,264,000537
Extraordinary gains, net$039
Net income$7,264,000537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,199,0001,766
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$178,000801
Net operating income$7,163,500587
2008-09-30 (YTD Data)Rank
Total interest income$28,490,0001,023
Total interest expense$10,766,0001,174
Net interest income$17,724,000921
Provision for loan and lease losses$746,0002,185
Total noninterest income$4,551,000944
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,593,000507
Trading account gains and fees$-61,0008,291
Additional Noninterest Income$2,019,0001,102
Total noninterest expense$13,129,0001,113
Salaries and employee benefits$5,608,0001,388
Premises and equipment expense$1,401,0001,493
Additional noninterest expense$6,120,000767
Pre-tax net operating income$8,400,000595
Securities gains (losses)$150,000742
Applicable income taxes$2,843,000485
Income before extraordinary items$5,707,000637
Extraordinary gains, net$031
Net income$5,707,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$754,0001,547
Cash dividends$4,000,000552
Sale, conversion, retirement of capital stock, net$149,000661
Net operating income$5,606,500687
2008-06-30 (YTD Data)Rank
Total interest income$19,268,0001,020
Total interest expense$7,566,0001,151
Net interest income$11,702,000923
Provision for loan and lease losses$518,0001,872
Total noninterest income$2,857,0001,001
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,676,000505
Trading account gains and fees$-72,0008,376
Additional Noninterest Income$1,253,0001,204
Total noninterest expense$8,611,0001,125
Salaries and employee benefits$3,696,0001,412
Premises and equipment expense$935,0001,486
Additional noninterest expense$3,980,000760
Pre-tax net operating income$5,430,000650
Securities gains (losses)$150,000735
Applicable income taxes$1,831,000553
Income before extraordinary items$3,749,000730
Extraordinary gains, net$021
Net income$3,749,000729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$609,0001,161
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$96,000599
Net operating income$3,648,500731
2008-03-31 (YTD Data)Rank
Total interest income$9,844,0001,021
Total interest expense$4,185,0001,120
Net interest income$5,659,000944
Provision for loan and lease losses$229,0001,682
Total noninterest income$1,109,0001,228
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$854,000489
Trading account gains and fees$-362,0008,451
Additional Noninterest Income$617,0001,216
Total noninterest expense$4,285,0001,135
Salaries and employee benefits$1,863,0001,409
Premises and equipment expense$466,0001,494
Additional noninterest expense$1,956,000741
Pre-tax net operating income$2,254,000845
Securities gains (losses)$56,0001,025
Applicable income taxes$738,000732
Income before extraordinary items$1,572,000958
Extraordinary gains, net$015
Net income$1,572,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,186
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$55,000450
Net operating income$1,533,920940
2007-12-31 (YTD Data)Rank
Total interest income$39,485,0001,067
Total interest expense$18,359,0001,066
Net interest income$21,126,0001,047
Provision for loan and lease losses$602,0002,038
Total noninterest income$5,553,0001,014
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,793,000458
Trading account gains and fees$-469,0008,496
Additional Noninterest Income$2,229,0001,275
Total noninterest expense$16,540,0001,129
Salaries and employee benefits$7,537,0001,331
Premises and equipment expense$1,809,0001,477
Additional noninterest expense$7,194,000804
Pre-tax net operating income$9,537,000888
Securities gains (losses)$81,000666
Applicable income taxes$3,062,000799
Income before extraordinary items$6,556,0001,000
Extraordinary gains, net$039
Net income$6,556,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,0001,627
Cash dividends$3,800,000964
Sale, conversion, retirement of capital stock, net$110,000903
Net operating income$6,500,920991
2007-09-30 (YTD Data)Rank
Total interest income$29,329,0001,081
Total interest expense$13,725,0001,064
Net interest income$15,604,0001,070
Provision for loan and lease losses$383,0001,926
Total noninterest income$4,206,0001,004
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,764,000464
Trading account gains and fees$-237,0008,529
Additional Noninterest Income$1,679,0001,280
Total noninterest expense$12,709,0001,098
Salaries and employee benefits$5,944,0001,260
Premises and equipment expense$1,361,0001,470
Additional noninterest expense$5,404,000780
Pre-tax net operating income$6,718,0001,031
Securities gains (losses)$6,0001,140
Applicable income taxes$2,131,000921
Income before extraordinary items$4,593,0001,139
Extraordinary gains, net$033
Net income$4,593,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,308
Cash dividends$3,300,000806
Sale, conversion, retirement of capital stock, net$80,000805
Net operating income$4,588,9201,120
2007-06-30 (YTD Data)Rank
Total interest income$19,179,0001,118
Total interest expense$8,928,0001,098
Net interest income$10,251,0001,102
Provision for loan and lease losses$235,0001,938
Total noninterest income$2,784,0001,021
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,729,000503
Trading account gains and fees$-28,0008,561
Additional Noninterest Income$1,083,0001,327
Total noninterest expense$8,399,0001,127
Salaries and employee benefits$3,917,0001,301
Premises and equipment expense$911,0001,464
Additional noninterest expense$3,571,000794
Pre-tax net operating income$4,401,0001,085
Securities gains (losses)$11,000843
Applicable income taxes$1,385,000982
Income before extraordinary items$3,027,0001,181
Extraordinary gains, net$029
Net income$3,027,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0001,292
Cash dividends$2,100,000839
Sale, conversion, retirement of capital stock, net$54,000721
Net operating income$3,019,4101,167
2007-03-31 (YTD Data)Rank
Total interest income$9,361,0001,142
Total interest expense$4,378,0001,110
Net interest income$4,983,0001,121
Provision for loan and lease losses$159,0001,372
Total noninterest income$1,355,0001,030
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$713,000584
Trading account gains and fees$94,000116
Additional Noninterest Income$548,0001,277
Total noninterest expense$4,152,0001,132
Salaries and employee benefits$1,997,0001,294
Premises and equipment expense$465,0001,438
Additional noninterest expense$1,690,000811
Pre-tax net operating income$2,027,0001,157
Securities gains (losses)$10,000691
Applicable income taxes$628,0001,074
Income before extraordinary items$1,409,0001,247
Extraordinary gains, net$022
Net income$1,409,0001,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0001,413
Cash dividends$1,100,000738
Sale, conversion, retirement of capital stock, net$27,000613
Net operating income$1,402,1001,231
2006-12-31 (YTD Data)Rank
Total interest income$35,615,0001,106
Total interest expense$15,612,0001,074
Net interest income$20,003,0001,108
Provision for loan and lease losses$989,0001,053
Total noninterest income$5,004,0001,093
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,032,000565
Trading account gains and fees$0130
Additional Noninterest Income$1,972,0001,375
Total noninterest expense$16,178,0001,117
Salaries and employee benefits$8,428,0001,161
Premises and equipment expense$1,784,0001,437
Additional noninterest expense$5,966,000888
Pre-tax net operating income$7,840,0001,244
Securities gains (losses)$01,687
Applicable income taxes$2,363,0001,170
Income before extraordinary items$5,477,0001,332
Extraordinary gains, net$051
Net income$5,477,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,622
Cash dividends$3,700,000923
Sale, conversion, retirement of capital stock, net$104,000882
Net operating income$5,477,0001,318
2006-09-30 (YTD Data)Rank
Total interest income$26,292,0001,129
Total interest expense$11,349,0001,077
Net interest income$14,943,0001,129
Provision for loan and lease losses$733,0001,009
Total noninterest income$3,805,0001,090
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,277,000568
Trading account gains and fees$0126
Additional Noninterest Income$1,528,0001,351
Total noninterest expense$12,217,0001,116
Salaries and employee benefits$6,374,0001,161
Premises and equipment expense$1,309,0001,483
Additional noninterest expense$4,534,000882
Pre-tax net operating income$5,798,0001,311
Securities gains (losses)$01,388
Applicable income taxes$1,711,0001,252
Income before extraordinary items$4,087,0001,390
Extraordinary gains, net$045
Net income$4,087,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0001,575
Cash dividends$2,900,000855
Sale, conversion, retirement of capital stock, net$76,000752
Net operating income$4,087,0001,372
2006-06-30 (YTD Data)Rank
Total interest income$17,130,0001,130
Total interest expense$7,242,0001,064
Net interest income$9,888,0001,141
Provision for loan and lease losses$449,0001,088
Total noninterest income$2,386,0001,147
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,473,000580
Trading account gains and fees$0126
Additional Noninterest Income$913,0001,457
Total noninterest expense$8,242,0001,096
Salaries and employee benefits$4,304,0001,143
Premises and equipment expense$888,0001,464
Additional noninterest expense$3,050,000872
Pre-tax net operating income$3,583,0001,416
Securities gains (losses)$01,185
Applicable income taxes$1,014,0001,385
Income before extraordinary items$2,569,0001,453
Extraordinary gains, net$039
Net income$2,569,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,059
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$57,000614
Net operating income$2,569,0001,436
2006-03-31 (YTD Data)Rank
Total interest income$8,383,0001,125
Total interest expense$3,411,0001,066
Net interest income$4,972,0001,131
Provision for loan and lease losses$298,000814
Total noninterest income$1,209,0001,120
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$704,000584
Trading account gains and fees$0115
Additional Noninterest Income$505,0001,333
Total noninterest expense$4,132,0001,095
Salaries and employee benefits$2,179,0001,143
Premises and equipment expense$468,0001,385
Additional noninterest expense$1,485,000894
Pre-tax net operating income$1,751,0001,413
Securities gains (losses)$0955
Applicable income taxes$492,0001,420
Income before extraordinary items$1,259,0001,447
Extraordinary gains, net$021
Net income$1,259,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,000752
Cash dividends$900,000822
Sale, conversion, retirement of capital stock, net$28,000466
Net operating income$1,259,0001,426
2005-12-31 (YTD Data)Rank
Total interest income$29,267,0001,126
Total interest expense$9,526,0001,182
Net interest income$19,741,0001,098
Provision for loan and lease losses$1,470,000735
Total noninterest income$5,246,0001,048
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,037,000552
Trading account gains and fees$0138
Additional Noninterest Income$2,209,0001,264
Total noninterest expense$14,523,0001,200
Salaries and employee benefits$7,826,0001,179
Premises and equipment expense$1,695,0001,443
Additional noninterest expense$5,002,0001,040
Pre-tax net operating income$8,994,0001,074
Securities gains (losses)$-41,0008,106
Applicable income taxes$2,794,0001,014
Income before extraordinary items$6,159,0001,178
Extraordinary gains, net$046
Net income$6,159,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,077,000637
Cash dividends$3,145,000990
Sale, conversion, retirement of capital stock, net$16,000863
Net operating income$6,187,2901,145
2005-09-30 (YTD Data)Rank
Total interest income$21,400,0001,119
Total interest expense$6,589,0001,204
Net interest income$14,811,0001,078
Provision for loan and lease losses$1,050,000726
Total noninterest income$3,921,0001,058
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,222,000567
Trading account gains and fees$0126
Additional Noninterest Income$1,699,0001,237
Total noninterest expense$10,611,0001,215
Salaries and employee benefits$5,703,0001,208
Premises and equipment expense$1,275,0001,429
Additional noninterest expense$3,633,0001,047
Pre-tax net operating income$7,071,0001,030
Securities gains (losses)$13,0001,390
Applicable income taxes$2,217,000979
Income before extraordinary items$4,867,0001,108
Extraordinary gains, net$035
Net income$4,867,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$808,000577
Cash dividends$1,798,0001,170
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,858,0301,085
2005-06-30 (YTD Data)Rank
Total interest income$13,745,0001,142
Total interest expense$4,020,0001,243
Net interest income$9,725,0001,079
Provision for loan and lease losses$676,000746
Total noninterest income$2,520,0001,064
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,364,000607
Trading account gains and fees$0116
Additional Noninterest Income$1,156,0001,213
Total noninterest expense$6,949,0001,225
Salaries and employee benefits$3,791,0001,209
Premises and equipment expense$826,0001,458
Additional noninterest expense$2,332,0001,076
Pre-tax net operating income$4,620,0001,022
Securities gains (losses)$13,0001,257
Applicable income taxes$1,445,000989
Income before extraordinary items$3,188,0001,100
Extraordinary gains, net$030
Net income$3,188,0001,100
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$588,000530
Cash dividends$1,201,0001,113
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,179,0301,082
2005-03-31 (YTD Data)Rank
Total interest income$6,629,0001,158
Total interest expense$1,859,0001,282
Net interest income$4,770,0001,094
Provision for loan and lease losses$288,000821
Total noninterest income$1,005,0001,241
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$615,000658
Trading account gains and fees$0115
Additional Noninterest Income$390,0001,580
Total noninterest expense$3,451,0001,232
Salaries and employee benefits$1,909,0001,204
Premises and equipment expense$383,0001,594
Additional noninterest expense$1,159,0001,069
Pre-tax net operating income$2,036,0001,140
Securities gains (losses)$01,685
Applicable income taxes$615,0001,126
Income before extraordinary items$1,421,0001,217
Extraordinary gains, net$024
Net income$1,421,0001,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,469
Cash dividends$604,0001,023
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,421,0001,191
2004-12-31 (YTD Data)Rank
Total interest income$24,347,0001,167
Total interest expense$6,397,0001,282
Net interest income$17,950,0001,123
Provision for loan and lease losses$2,034,000535
Total noninterest income$4,755,0001,129
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,762,000633
Trading account gains and fees$0138
Additional Noninterest Income$1,993,0001,321
Total noninterest expense$13,517,0001,208
Salaries and employee benefits$7,584,0001,132
Premises and equipment expense$1,442,0001,612
Additional noninterest expense$4,491,0001,095
Pre-tax net operating income$7,154,0001,209
Securities gains (losses)$2,0003,489
Applicable income taxes$2,034,0001,251
Income before extraordinary items$5,122,0001,271
Extraordinary gains, net$034
Net income$5,122,0001,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,499,000573
Cash dividends$1,945,0001,404
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,120,5601,235
2004-09-30 (YTD Data)Rank
Total interest income$17,983,0001,159
Total interest expense$4,714,0001,278
Net interest income$13,269,0001,119
Provision for loan and lease losses$1,642,000487
Total noninterest income$3,473,0001,158
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,031,000655
Trading account gains and fees$0134
Additional Noninterest Income$1,442,0001,378
Total noninterest expense$10,076,0001,215
Salaries and employee benefits$5,703,0001,124
Premises and equipment expense$1,124,0001,548
Additional noninterest expense$3,249,0001,129
Pre-tax net operating income$5,024,0001,303
Securities gains (losses)$03,710
Applicable income taxes$1,408,0001,356
Income before extraordinary items$3,616,0001,361
Extraordinary gains, net$026
Net income$3,616,0001,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,352,000459
Cash dividends$1,465,0001,297
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,616,0001,312
2004-06-30 (YTD Data)Rank
Total interest income$11,793,0001,168
Total interest expense$3,152,0001,250
Net interest income$8,641,0001,141
Provision for loan and lease losses$1,079,000495
Total noninterest income$2,090,0001,249
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,240,000699
Trading account gains and fees$0130
Additional Noninterest Income$850,0001,489
Total noninterest expense$6,727,0001,205
Salaries and employee benefits$3,840,0001,120
Premises and equipment expense$753,0001,543
Additional noninterest expense$2,134,0001,146
Pre-tax net operating income$2,925,0001,453
Securities gains (losses)$03,413
Applicable income taxes$776,0001,561
Income before extraordinary items$2,149,0001,498
Extraordinary gains, net$021
Net income$2,149,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$790,000511
Cash dividends$985,0001,316
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,149,0001,445
2004-03-31 (YTD Data)Rank
Total interest income$5,864,0001,185
Total interest expense$1,562,0001,278
Net interest income$4,302,0001,145
Provision for loan and lease losses$475,000541
Total noninterest income$1,093,0001,176
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$593,000716
Trading account gains and fees$0121
Additional Noninterest Income$500,0001,294
Total noninterest expense$3,308,0001,232
Salaries and employee benefits$1,848,0001,188
Premises and equipment expense$420,0001,392
Additional noninterest expense$1,040,0001,157
Pre-tax net operating income$1,612,0001,305
Securities gains (losses)$02,934
Applicable income taxes$451,0001,406
Income before extraordinary items$1,161,0001,382
Extraordinary gains, net$016
Net income$1,161,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,000638
Cash dividends$505,0001,165
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,161,0001,312
2003-12-31 (YTD Data)Rank
Total interest income$23,617,0001,205
Total interest expense$6,655,0001,328
Net interest income$16,962,0001,142
Provision for loan and lease losses$1,633,000765
Total noninterest income$4,584,0001,206
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,383,000712
Trading account gains and fees$0160
Additional Noninterest Income$2,201,0001,371
Total noninterest expense$12,516,0001,295
Salaries and employee benefits$6,942,0001,233
Premises and equipment expense$1,484,0001,539
Additional noninterest expense$4,090,0001,214
Pre-tax net operating income$7,397,0001,129
Securities gains (losses)$-74,0008,996
Applicable income taxes$2,161,0001,218
Income before extraordinary items$5,162,0001,243
Extraordinary gains, net$054
Net income$5,162,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,522,000676
Cash dividends$1,900,0001,437
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,213,8001,162
2003-09-30 (YTD Data)Rank
Total interest income$17,753,0001,234
Total interest expense$5,077,0001,366
Net interest income$12,676,0001,161
Provision for loan and lease losses$972,000925
Total noninterest income$3,429,0001,239
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,707,000759
Trading account gains and fees$0153
Additional Noninterest Income$1,722,0001,387
Total noninterest expense$9,241,0001,327
Salaries and employee benefits$5,218,0001,241
Premises and equipment expense$1,134,0001,512
Additional noninterest expense$2,889,0001,288
Pre-tax net operating income$5,892,0001,101
Securities gains (losses)$-74,0009,098
Applicable income taxes$1,803,0001,142
Income before extraordinary items$4,015,0001,226
Extraordinary gains, net$040
Net income$4,015,0001,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,031,000686
Cash dividends$1,420,0001,337
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,066,0601,152
2003-06-30 (YTD Data)Rank
Total interest income$11,802,0001,248
Total interest expense$3,487,0001,384
Net interest income$8,315,0001,181
Provision for loan and lease losses$504,0001,137
Total noninterest income$2,320,0001,217
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,081,000798
Trading account gains and fees$0150
Additional Noninterest Income$1,239,0001,301
Total noninterest expense$6,172,0001,320
Salaries and employee benefits$3,537,0001,214
Premises and equipment expense$738,0001,550
Additional noninterest expense$1,897,0001,302
Pre-tax net operating income$3,959,0001,089
Securities gains (losses)$03,782
Applicable income taxes$1,248,0001,138
Income before extraordinary items$2,711,0001,228
Extraordinary gains, net$030
Net income$2,711,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$298,0001,260
Cash dividends$940,0001,380
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,711,0001,141
2003-03-31 (YTD Data)Rank
Total interest income$5,885,0001,265
Total interest expense$1,748,0001,416
Net interest income$4,137,0001,185
Provision for loan and lease losses$253,0001,105
Total noninterest income$1,240,0001,134
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$533,000776
Trading account gains and fees$0134
Additional Noninterest Income$707,0001,161
Total noninterest expense$3,171,0001,275
Salaries and employee benefits$1,802,0001,183
Premises and equipment expense$393,0001,476
Additional noninterest expense$976,0001,251
Pre-tax net operating income$1,953,0001,109
Securities gains (losses)$02,891
Applicable income taxes$617,0001,164
Income before extraordinary items$1,336,0001,237
Extraordinary gains, net$021
Net income$1,336,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0001,118
Cash dividends$470,0001,291
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,336,0001,154
2002-12-31 (YTD Data)Rank
Total interest income$23,995,0001,281
Total interest expense$7,848,0001,436
Net interest income$16,147,0001,196
Provision for loan and lease losses$890,0001,497
Total noninterest income$4,116,0001,226
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,097,000772
Trading account gains and fees$0153
Additional Noninterest Income$2,019,0001,300
Total noninterest expense$13,489,0001,142
Salaries and employee benefits$7,594,0001,048
Premises and equipment expense$1,515,0001,461
Additional noninterest expense$4,380,0001,132
Pre-tax net operating income$5,884,0001,420
Securities gains (losses)$74,0002,045
Applicable income taxes$1,700,0001,487
Income before extraordinary items$4,258,0001,463
Extraordinary gains, net$070
Net income$4,258,0001,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,0001,477
Cash dividends$1,787,0001,450
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,205,4601,426
2001-12-31 (YTD Data)Rank
Total interest income$24,996,0001,360
Total interest expense$9,662,0001,686
Net interest income$15,334,0001,153
Provision for loan and lease losses$691,0001,693
Total noninterest income$3,085,0001,451
Gross Fiduciary activities income$23,0001,282
Service charges on deposit accounts$1,475,0001,006
Trading account gains and fees$0177
Additional Noninterest Income$1,587,0001,459
Total noninterest expense$10,972,0001,327
Salaries and employee benefits$6,135,0001,213
Premises and equipment expense$1,415,0001,525
Additional noninterest expense$3,422,0001,370
Pre-tax net operating income$6,756,0001,098
Securities gains (losses)$04,612
Applicable income taxes$2,172,0001,094
Income before extraordinary items$4,584,0001,182
Extraordinary gains, net$0105
Net income$4,584,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0002,147
Cash dividends$1,394,0001,773
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,584,0001,139
2000-12-31 (YTD Data)Rank
Total interest income$25,370,0001,379
Total interest expense$11,262,0001,524
Net interest income$14,108,0001,239
Provision for loan and lease losses$637,0001,531
Total noninterest income$2,237,0001,725
Gross Fiduciary activities income$31,0001,105
Service charges on deposit accounts$1,110,0001,222
Trading account gains and fees$0180
Additional Noninterest Income$1,096,0001,754
Total noninterest expense$9,864,0001,404
Salaries and employee benefits$5,419,0001,311
Premises and equipment expense$1,422,0001,465
Additional noninterest expense$3,023,0001,487
Pre-tax net operating income$5,844,0001,267
Securities gains (losses)$151,000475
Applicable income taxes$1,631,0001,399
Income before extraordinary items$4,364,0001,209
Extraordinary gains, net$038
Net income$4,364,0001,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,671
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,253,7701,233
1999-12-31 (YTD Data)Rank
Total interest income$21,204,0001,549
Total interest expense$8,198,0001,816
Net interest income$13,006,0001,346
Provision for loan and lease losses$374,0002,217
Total noninterest income$1,757,0002,041
Gross Fiduciary activities income$29,0001,170
Service charges on deposit accounts$1,076,0001,233
Trading account gains and fees$0173
Additional Noninterest Income$652,0002,486
Total noninterest expense$9,331,0001,491
Salaries and employee benefits$5,165,0001,341
Premises and equipment expense$1,502,0001,352
Additional noninterest expense$2,664,0001,674
Pre-tax net operating income$5,058,0001,493
Securities gains (losses)$-61,0009,843
Applicable income taxes$1,318,0001,764
Income before extraordinary items$3,679,0001,462
Extraordinary gains, net$035
Net income$3,679,0001,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,395
Cash dividends$14,601,000310
Sale, conversion, retirement of capital stock, net$23,000930
Net operating income$3,724,1401,417
1998-12-31 (YTD Data)Rank
Total interest income$20,981,0001,538
Total interest expense$8,812,0001,739
Net interest income$12,169,0001,384
Provision for loan and lease losses$532,0001,642
Total noninterest income$1,521,0002,245
Gross Fiduciary activities income$16,0001,241
Service charges on deposit accounts$1,081,0001,169
Trading account gains and fees$0224
Additional Noninterest Income$424,0003,306
Total noninterest expense$8,203,0001,615
Salaries and employee benefits$4,509,0001,449
Premises and equipment expense$1,438,0001,357
Additional noninterest expense$2,256,0001,869
Pre-tax net operating income$4,955,0001,490
Securities gains (losses)$41,0001,880
Applicable income taxes$1,366,0001,774
Income before extraordinary items$3,630,0001,458
Extraordinary gains, net$032
Net income$3,630,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,586
Cash dividends$800,0002,583
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,600,0701,406
1997-12-31 (YTD Data)Rank
Total interest income$19,451,0001,698
Total interest expense$8,053,0001,920
Net interest income$11,398,0001,509
Provision for loan and lease losses$368,0002,224
Total noninterest income$1,256,0002,530
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$974,0001,324
Trading account gains and fees$0239
Additional Noninterest Income$282,0004,072
Total noninterest expense$7,429,0001,751
Salaries and employee benefits$4,068,0001,613
Premises and equipment expense$1,320,0001,477
Additional noninterest expense$2,041,0002,051
Pre-tax net operating income$4,857,0001,589
Securities gains (losses)$37,0001,522
Applicable income taxes$1,487,0001,718
Income before extraordinary items$3,407,0001,583
Extraordinary gains, net$044
Net income$3,407,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,708
Cash dividends$772,0002,619
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,381,1001,560
1996-12-31 (YTD Data)Rank
Total interest income$18,114,0001,869
Total interest expense$7,443,0002,111
Net interest income$10,671,0001,657
Provision for loan and lease losses$283,0002,703
Total noninterest income$1,220,0002,652
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$914,0001,470
Trading account gains and fees$0262
Additional Noninterest Income$306,0004,024
Total noninterest expense$7,107,0001,976
Salaries and employee benefits$3,911,0001,697
Premises and equipment expense$1,196,0001,704
Additional noninterest expense$2,000,0002,457
Pre-tax net operating income$4,501,0001,609
Securities gains (losses)$13,0002,310
Applicable income taxes$1,351,0001,770
Income before extraordinary items$3,163,0001,570
Extraordinary gains, net$053
Net income$3,163,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,068
Cash dividends$602,0003,007
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,153,9001,542
1995-12-31 (YTD Data)Rank
Total interest income$17,867,0001,902
Total interest expense$7,611,0002,058
Net interest income$10,256,0001,748
Provision for loan and lease losses$324,0002,168
Total noninterest income$1,170,0002,772
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$888,0001,533
Trading account gains and fees$0522
Additional Noninterest Income$282,0004,151
Total noninterest expense$7,048,0001,962
Salaries and employee benefits$3,752,0001,765
Premises and equipment expense$1,128,0001,791
Additional noninterest expense$2,168,0002,249
Pre-tax net operating income$4,054,0001,828
Securities gains (losses)$03,831
Applicable income taxes$1,288,0001,891
Income before extraordinary items$2,766,0001,820
Extraordinary gains, net$065
Net income$2,766,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0003,152
Cash dividends$910,0002,199
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,766,0001,800
1994-12-31 (YTD Data)Rank
Total interest income$14,039,0002,178
Total interest expense$5,230,0002,360
Net interest income$8,809,0002,047
Provision for loan and lease losses$313,0002,185
Total noninterest income$1,069,0002,965
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$777,0001,737
Trading account gains and fees$7,000393
Additional Noninterest Income$285,0004,238
Total noninterest expense$6,136,0002,296
Salaries and employee benefits$3,185,0002,076
Premises and equipment expense$975,0002,082
Additional noninterest expense$1,976,0002,610
Pre-tax net operating income$3,429,0002,082
Securities gains (losses)$-21,00010,372
Applicable income taxes$1,050,0002,125
Income before extraordinary items$2,358,0002,072
Extraordinary gains, net$0249
Net income$2,358,0002,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,246
Cash dividends$520,0003,093
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,372,4902,076
1993-12-31 (YTD Data)Rank
Total interest income$12,187,0002,530
Total interest expense$4,719,0002,732
Net interest income$7,468,0002,397
Provision for loan and lease losses$361,0002,631
Total noninterest income$979,0003,396
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$720,0001,894
Trading account gains and fees$2,000494
Additional Noninterest Income$257,0004,935
Total noninterest expense$5,398,0002,648
Salaries and employee benefits$2,734,0002,430
Premises and equipment expense$865,0002,361
Additional noninterest expense$1,799,0002,989
Pre-tax net operating income$2,688,0002,540
Securities gains (losses)$67,0003,024
Applicable income taxes$864,0002,594
Income before extraordinary items$1,891,0002,664
Extraordinary gains, net$62,0002,002
Net income$1,953,0002,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,338
Cash dividends$318,0004,250
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,844,7702,560
1992-12-31 (YTD Data)Rank
Total interest income$11,441,0003,079
Total interest expense$5,314,0003,115
Net interest income$6,127,0002,977
Provision for loan and lease losses$287,0004,252
Total noninterest income$817,0003,920
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$611,0002,238
Trading account gains and fees$4,000448
Additional Noninterest Income$202,0005,639
Total noninterest expense$4,604,0003,098
Salaries and employee benefits$2,401,0002,701
Premises and equipment expense$712,0002,876
Additional noninterest expense$1,491,0003,623
Pre-tax net operating income$2,053,0003,027
Securities gains (losses)$140,0002,505
Applicable income taxes$673,0003,103
Income before extraordinary items$1,520,0003,041
Extraordinary gains, net$01,422
Net income$1,520,0003,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0005,395
Cash dividends$218,0004,822
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,423,4002,997

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.