Home > The Bank of Carbondale > Income and Expense

The Bank of Carbondale, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$6,840,0003,028
Total interest expense$507,0003,161
Net interest income$6,333,0002,991
Provision for loan and lease losses$-2,360,0004,609
Total noninterest income$1,806,0002,345
Gross Fiduciary activities income$0994
Service charges on deposit accounts$622,0001,368
Trading account gains and feesNANA
Additional Noninterest Income$1,184,0002,456
Total noninterest expense$4,620,0003,145
Salaries and employee benefits$2,606,0003,145
Premises and equipment expense$974,0002,070
Additional noninterest expense$1,040,0003,656
Pre-tax net operating income$5,879,0001,850
Securities gains (losses)$-2,675,0004,826
Applicable income taxes$833,0001,731
Income before extraordinary items$2,371,0002,811
Extraordinary gains, net$010
Net income$2,371,0002,812
Minority interest net income$074
Net income of bank and minority interests.$2,371,0002,812
Net charge-offs$23,0002,014
Cash dividends$250,0003,188
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,484,2502,002
2021-09-30 (YTD Data)Rank
Total interest income$4,934,0003,150
Total interest expense$369,0003,289
Net interest income$4,565,0003,107
Provision for loan and lease losses$-1,170,0004,633
Total noninterest income$1,513,0002,258
Gross Fiduciary activities income$0957
Service charges on deposit accounts$563,0001,185
Trading account gains and feesNANA
Additional Noninterest Income$950,0002,444
Total noninterest expense$3,547,0003,126
Salaries and employee benefits$2,068,0003,072
Premises and equipment expense$699,0002,137
Additional noninterest expense$780,0003,666
Pre-tax net operating income$3,701,0002,148
Securities gains (losses)$-594,0004,886
Applicable income taxes$490,0001,988
Income before extraordinary items$2,617,0002,455
Extraordinary gains, net$08
Net income$2,617,0002,455
Minority interest net income$069
Net income of bank and minority interests.$2,617,0002,455
Net charge-offs$19,0001,762
Cash dividends$250,0002,755
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,115,9602,168
2021-06-30 (YTD Data)Rank
Total interest income$3,274,0003,158
Total interest expense$252,0003,326
Net interest income$3,022,0003,110
Provision for loan and lease losses$-1,170,0004,693
Total noninterest income$949,0002,294
Gross Fiduciary activities income$0951
Service charges on deposit accounts$287,0001,402
Trading account gains and feesNANA
Additional Noninterest Income$662,0002,362
Total noninterest expense$2,343,0003,132
Salaries and employee benefits$1,381,0003,069
Premises and equipment expense$452,0002,175
Additional noninterest expense$510,0003,686
Pre-tax net operating income$2,798,0001,973
Securities gains (losses)$-620,0004,932
Applicable income taxes$241,0002,171
Income before extraordinary items$1,937,0002,274
Extraordinary gains, net$06
Net income$1,937,0002,272
Minority interest net income$067
Net income of bank and minority interests.$1,937,0002,274
Net charge-offs$02,245
Cash dividends$250,0002,491
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,488,8001,915
2021-03-31 (YTD Data)Rank
Total interest income$1,798,0003,020
Total interest expense$130,0003,362
Net interest income$1,668,0002,944
Provision for loan and lease losses$90,0001,312
Total noninterest income$524,0002,189
Gross Fiduciary activities income$0922
Service charges on deposit accounts$171,0001,231
Trading account gains and feesNANA
Additional Noninterest Income$353,0002,281
Total noninterest expense$1,169,0003,122
Salaries and employee benefits$680,0003,091
Premises and equipment expense$218,0002,241
Additional noninterest expense$271,0003,586
Pre-tax net operating income$933,0002,464
Securities gains (losses)$14,000969
Applicable income taxes$236,0001,686
Income before extraordinary items$711,0002,678
Extraordinary gains, net$03
Net income$711,0002,676
Minority interest net income$055
Net income of bank and minority interests.$711,0002,678
Net charge-offs$01,930
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$0482
Net operating income$699,9402,661
2020-12-31 (YTD Data)Rank
Total interest income$7,786,0002,918
Total interest expense$671,0003,501
Net interest income$7,115,0002,797
Provision for loan and lease losses$360,0002,530
Total noninterest income$1,823,0002,228
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$422,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$1,401,0002,133
Total noninterest expense$5,029,0002,991
Salaries and employee benefits$2,967,0002,959
Premises and equipment expense$941,0002,111
Additional noninterest expense$1,121,0003,537
Pre-tax net operating income$3,549,0002,207
Securities gains (losses)$201,0001,035
Applicable income taxes$934,0001,479
Income before extraordinary items$2,816,0002,386
Extraordinary gains, net$04
Net income$2,816,0002,386
Minority interest net income$072
Net income of bank and minority interests.$2,816,0002,386
Net charge-offs$95,0002,047
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,657,2102,406
2020-09-30 (YTD Data)Rank
Total interest income$5,931,0002,922
Total interest expense$525,0003,535
Net interest income$5,406,0002,782
Provision for loan and lease losses$270,0002,510
Total noninterest income$1,203,0002,316
Gross Fiduciary activities income$0981
Service charges on deposit accounts$250,0002,109
Trading account gains and feesNANA
Additional Noninterest Income$953,0002,198
Total noninterest expense$3,720,0003,007
Salaries and employee benefits$2,203,0002,951
Premises and equipment expense$698,0002,119
Additional noninterest expense$819,0003,563
Pre-tax net operating income$2,619,0002,228
Securities gains (losses)$197,000897
Applicable income taxes$685,0001,476
Income before extraordinary items$2,131,0002,361
Extraordinary gains, net$04
Net income$2,131,0002,361
Minority interest net income$065
Net income of bank and minority interests.$2,131,0002,361
Net charge-offs$51,0002,047
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,975,3702,422
2020-06-30 (YTD Data)Rank
Total interest income$4,041,0002,918
Total interest expense$370,0003,569
Net interest income$3,671,0002,775
Provision for loan and lease losses$180,0002,493
Total noninterest income$738,0002,363
Gross Fiduciary activities income$0970
Service charges on deposit accounts$150,0002,271
Trading account gains and feesNANA
Additional Noninterest Income$588,0002,217
Total noninterest expense$2,463,0003,031
Salaries and employee benefits$1,462,0002,979
Premises and equipment expense$444,0002,182
Additional noninterest expense$557,0003,532
Pre-tax net operating income$1,766,0002,173
Securities gains (losses)$11,0001,847
Applicable income taxes$444,0001,439
Income before extraordinary items$1,333,0002,409
Extraordinary gains, net$04
Net income$1,333,0002,408
Minority interest net income$065
Net income of bank and minority interests.$1,333,0002,409
Net charge-offs$-3,0003,999
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,324,3102,381
2020-03-31 (YTD Data)Rank
Total interest income$2,085,0002,866
Total interest expense$207,0003,550
Net interest income$1,878,0002,703
Provision for loan and lease losses$90,0002,048
Total noninterest income$299,0002,525
Gross Fiduciary activities income$0941
Service charges on deposit accounts$67,0002,693
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,276
Total noninterest expense$1,210,0003,082
Salaries and employee benefits$722,0003,007
Premises and equipment expense$214,0002,246
Additional noninterest expense$274,0003,604
Pre-tax net operating income$877,0002,030
Securities gains (losses)$12,0001,271
Applicable income taxes$207,0001,372
Income before extraordinary items$682,0002,213
Extraordinary gains, net$04
Net income$682,0002,212
Minority interest net income$056
Net income of bank and minority interests.$682,0002,213
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$672,5202,205
2019-12-31 (YTD Data)Rank
Total interest income$8,566,0002,850
Total interest expense$781,0003,647
Net interest income$7,785,0002,667
Provision for loan and lease losses$1,360,000719
Total noninterest income$1,145,0002,647
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$312,0002,547
Trading account gains and feesNANA
Additional Noninterest Income$833,0002,460
Total noninterest expense$4,925,0003,045
Salaries and employee benefits$2,865,0003,021
Premises and equipment expense$806,0002,330
Additional noninterest expense$1,254,0003,415
Pre-tax net operating income$2,645,0002,653
Securities gains (losses)$47,0001,267
Applicable income taxes$560,0001,894
Income before extraordinary items$2,132,0002,804
Extraordinary gains, net$011
Net income$2,132,0002,804
Minority interest net income$076
Net income of bank and minority interests.$2,132,0002,806
Net charge-offs$239,0001,529
Cash dividends$880,0002,489
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,094,8702,794
2019-09-30 (YTD Data)Rank
Total interest income$6,422,0002,887
Total interest expense$563,0003,745
Net interest income$5,859,0002,698
Provision for loan and lease losses$965,000700
Total noninterest income$830,0002,692
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$238,0002,547
Trading account gains and feesNANA
Additional Noninterest Income$592,0002,525
Total noninterest expense$3,683,0003,063
Salaries and employee benefits$2,136,0003,038
Premises and equipment expense$598,0002,370
Additional noninterest expense$949,0003,427
Pre-tax net operating income$2,041,0002,696
Securities gains (losses)$47,0001,092
Applicable income taxes$457,0001,877
Income before extraordinary items$1,631,0002,844
Extraordinary gains, net$011
Net income$1,631,0002,845
Minority interest net income$072
Net income of bank and minority interests.$1,631,0002,845
Net charge-offs$113,0001,685
Cash dividends$360,0002,772
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,593,8702,850
2019-06-30 (YTD Data)Rank
Total interest income$4,294,0002,888
Total interest expense$366,0003,761
Net interest income$3,928,0002,700
Provision for loan and lease losses$570,000778
Total noninterest income$566,0002,633
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$156,0002,559
Trading account gains and feesNANA
Additional Noninterest Income$410,0002,448
Total noninterest expense$2,451,0003,089
Salaries and employee benefits$1,421,0003,063
Premises and equipment expense$388,0002,413
Additional noninterest expense$642,0003,431
Pre-tax net operating income$1,473,0002,536
Securities gains (losses)$22,0001,015
Applicable income taxes$328,0001,779
Income before extraordinary items$1,167,0002,713
Extraordinary gains, net$011
Net income$1,167,0002,713
Minority interest net income$069
Net income of bank and minority interests.$1,167,0002,712
Net charge-offs$60,0001,708
Cash dividends$50,0003,312
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,149,6202,710
2019-03-31 (YTD Data)Rank
Total interest income$2,183,0002,868
Total interest expense$182,0003,745
Net interest income$2,001,0002,677
Provision for loan and lease losses$180,0001,010
Total noninterest income$298,0002,526
Gross Fiduciary activities income$0972
Service charges on deposit accounts$78,0002,562
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,291
Total noninterest expense$1,211,0003,131
Salaries and employee benefits$703,0003,097
Premises and equipment expense$191,0002,447
Additional noninterest expense$317,0003,451
Pre-tax net operating income$908,0002,179
Securities gains (losses)$22,000560
Applicable income taxes$216,0001,527
Income before extraordinary items$714,0002,339
Extraordinary gains, net$05
Net income$714,0002,338
Minority interest net income$052
Net income of bank and minority interests.$714,0002,338
Net charge-offs$61,0001,113
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$696,6202,365
2018-12-31 (YTD Data)Rank
Total interest income$8,378,0002,851
Total interest expense$720,0003,410
Net interest income$7,658,0002,728
Provision for loan and lease losses$420,0001,604
Total noninterest income$1,189,0002,624
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$354,0002,477
Trading account gains and feesNANA
Additional Noninterest Income$835,0002,447
Total noninterest expense$4,766,0003,147
Salaries and employee benefits$2,856,0003,050
Premises and equipment expense$661,0002,671
Additional noninterest expense$1,249,0003,509
Pre-tax net operating income$3,661,0002,218
Securities gains (losses)$2,000956
Applicable income taxes$837,0001,544
Income before extraordinary items$2,826,0002,401
Extraordinary gains, net$06
Net income$2,826,0002,400
Minority interest net income$072
Net income of bank and minority interests.$2,826,0002,400
Net charge-offs$282,0001,375
Cash dividends$590,0002,824
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,824,4202,403
2018-09-30 (YTD Data)Rank
Total interest income$6,184,0002,888
Total interest expense$528,0003,392
Net interest income$5,656,0002,767
Provision for loan and lease losses$330,0001,484
Total noninterest income$901,0002,648
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$262,0002,506
Trading account gains and feesNANA
Additional Noninterest Income$639,0002,443
Total noninterest expense$3,471,0003,211
Salaries and employee benefits$2,129,0003,051
Premises and equipment expense$471,0002,777
Additional noninterest expense$871,0003,671
Pre-tax net operating income$2,756,0002,239
Securities gains (losses)$01,118
Applicable income taxes$718,0001,473
Income before extraordinary items$2,038,0002,490
Extraordinary gains, net$05
Net income$2,038,0002,489
Minority interest net income$066
Net income of bank and minority interests.$2,038,0002,489
Net charge-offs$258,0001,083
Cash dividends$440,0002,507
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,038,0002,485
2018-06-30 (YTD Data)Rank
Total interest income$4,082,0002,888
Total interest expense$352,0003,322
Net interest income$3,730,0002,784
Provision for loan and lease losses$240,0001,369
Total noninterest income$617,0002,607
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$176,0002,491
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,400
Total noninterest expense$2,264,0003,270
Salaries and employee benefits$1,430,0003,070
Premises and equipment expense$295,0002,899
Additional noninterest expense$539,0003,824
Pre-tax net operating income$1,843,0002,212
Securities gains (losses)$0961
Applicable income taxes$501,0001,413
Income before extraordinary items$1,342,0002,484
Extraordinary gains, net$06
Net income$1,342,0002,483
Minority interest net income$065
Net income of bank and minority interests.$1,342,0002,483
Net charge-offs$36,0001,938
Cash dividends$325,0002,399
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,342,0002,479
2018-03-31 (YTD Data)Rank
Total interest income$2,015,0002,906
Total interest expense$179,0003,260
Net interest income$1,836,0002,829
Provision for loan and lease losses$90,0001,532
Total noninterest income$302,0002,618
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$87,0002,531
Trading account gains and feesNANA
Additional Noninterest Income$215,0002,388
Total noninterest expense$1,136,0003,306
Salaries and employee benefits$730,0003,057
Premises and equipment expense$144,0002,986
Additional noninterest expense$262,0003,895
Pre-tax net operating income$912,0002,161
Securities gains (losses)$0735
Applicable income taxes$243,0001,390
Income before extraordinary items$669,0002,439
Extraordinary gains, net$07
Net income$669,0002,438
Minority interest net income$052
Net income of bank and minority interests.$669,0002,439
Net charge-offs$30,0001,451
Cash dividends$215,0001,842
Sale, conversion, retirement of capital stock, net$0580
Net operating income$669,0002,429
2017-12-31 (YTD Data)Rank
Total interest income$7,955,0002,877
Total interest expense$694,0003,142
Net interest income$7,261,0002,819
Provision for loan and lease losses$350,0001,810
Total noninterest income$1,336,0002,547
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$345,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$991,0002,306
Total noninterest expense$5,025,0003,081
Salaries and employee benefits$2,948,0003,028
Premises and equipment expense$899,0002,260
Additional noninterest expense$1,178,0003,706
Pre-tax net operating income$3,222,0002,370
Securities gains (losses)$3,0001,912
Applicable income taxes$1,224,0001,700
Income before extraordinary items$2,001,0002,694
Extraordinary gains, net$09
Net income$2,001,0002,693
Minority interest net income$076
Net income of bank and minority interests.$2,001,0002,694
Net charge-offs$588,000991
Cash dividends$2,354,0001,242
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,999,0802,680
2017-09-30 (YTD Data)Rank
Total interest income$5,896,0002,920
Total interest expense$509,0003,183
Net interest income$5,387,0002,851
Provision for loan and lease losses$260,0001,775
Total noninterest income$1,040,0002,515
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$254,0002,663
Trading account gains and feesNANA
Additional Noninterest Income$786,0002,273
Total noninterest expense$3,538,0003,227
Salaries and employee benefits$2,140,0003,098
Premises and equipment expense$546,0002,615
Additional noninterest expense$852,0003,796
Pre-tax net operating income$2,629,0002,280
Securities gains (losses)$3,0001,944
Applicable income taxes$814,0001,653
Income before extraordinary items$1,818,0002,560
Extraordinary gains, net$09
Net income$1,818,0002,560
Minority interest net income$071
Net income of bank and minority interests.$1,818,0002,560
Net charge-offs$563,000743
Cash dividends$2,161,000986
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,815,9302,551
2017-06-30 (YTD Data)Rank
Total interest income$3,885,0002,931
Total interest expense$344,0003,131
Net interest income$3,541,0002,876
Provision for loan and lease losses$70,0002,522
Total noninterest income$665,0002,570
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$164,0002,717
Trading account gains and feesNANA
Additional Noninterest Income$501,0002,331
Total noninterest expense$2,374,0003,230
Salaries and employee benefits$1,438,0003,107
Premises and equipment expense$363,0002,632
Additional noninterest expense$573,0003,793
Pre-tax net operating income$1,762,0002,217
Securities gains (losses)$4,0001,497
Applicable income taxes$547,0001,612
Income before extraordinary items$1,219,0002,495
Extraordinary gains, net$011
Net income$1,219,0002,494
Minority interest net income$071
Net income of bank and minority interests.$1,219,0002,495
Net charge-offs$369,000717
Cash dividends$1,833,000823
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,216,2402,485
2017-03-31 (YTD Data)Rank
Total interest income$1,941,0002,924
Total interest expense$175,0003,099
Net interest income$1,766,0002,888
Provision for loan and lease losses$03,537
Total noninterest income$306,0002,685
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$83,0002,694
Trading account gains and feesNANA
Additional Noninterest Income$223,0002,437
Total noninterest expense$1,195,0003,240
Salaries and employee benefits$726,0003,124
Premises and equipment expense$179,0002,696
Additional noninterest expense$290,0003,800
Pre-tax net operating income$877,0002,138
Securities gains (losses)$4,000846
Applicable income taxes$273,0001,572
Income before extraordinary items$608,0002,423
Extraordinary gains, net$08
Net income$608,0002,422
Minority interest net income$055
Net income of bank and minority interests.$608,0002,423
Net charge-offs$123,000817
Cash dividends$401,0001,380
Sale, conversion, retirement of capital stock, net$0632
Net operating income$605,2402,415
2016-12-31 (YTD Data)Rank
Total interest income$7,818,0002,896
Total interest expense$718,0002,999
Net interest income$7,100,0002,844
Provision for loan and lease losses$90,0003,218
Total noninterest income$1,215,0002,755
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$357,0002,654
Trading account gains and fees$0170
Additional Noninterest Income$858,0002,588
Total noninterest expense$4,951,0003,202
Salaries and employee benefits$2,807,0003,166
Premises and equipment expense$788,0002,526
Additional noninterest expense$1,356,0003,551
Pre-tax net operating income$3,274,0002,247
Securities gains (losses)$10,0002,659
Applicable income taxes$930,0001,721
Income before extraordinary items$2,354,0002,508
Extraordinary gains, net$05
Net income$2,354,0002,507
Minority interest net income$082
Net income of bank and minority interests.$2,354,0002,508
Net charge-offs$413,0001,221
Cash dividends$1,405,0001,777
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,346,8002,464
2016-09-30 (YTD Data)Rank
Total interest income$5,895,0002,890
Total interest expense$524,0003,050
Net interest income$5,371,0002,839
Provision for loan and lease losses$45,0003,408
Total noninterest income$904,0002,776
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$264,0002,694
Trading account gains and fees$0169
Additional Noninterest Income$640,0002,590
Total noninterest expense$3,717,0003,207
Salaries and employee benefits$2,100,0003,164
Premises and equipment expense$577,0002,570
Additional noninterest expense$1,040,0003,526
Pre-tax net operating income$2,513,0002,238
Securities gains (losses)$10,0002,582
Applicable income taxes$782,0001,645
Income before extraordinary items$1,741,0002,568
Extraordinary gains, net$05
Net income$1,741,0002,569
Minority interest net income$071
Net income of bank and minority interests.$1,741,0002,569
Net charge-offs$410,000917
Cash dividends$866,0001,806
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,734,1002,515
2016-06-30 (YTD Data)Rank
Total interest income$3,943,0002,892
Total interest expense$342,0003,090
Net interest income$3,601,0002,841
Provision for loan and lease losses$04,017
Total noninterest income$545,0002,889
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$172,0002,704
Trading account gains and fees$0157
Additional Noninterest Income$373,0002,743
Total noninterest expense$2,472,0003,229
Salaries and employee benefits$1,375,0003,220
Premises and equipment expense$379,0002,612
Additional noninterest expense$718,0003,480
Pre-tax net operating income$1,674,0002,214
Securities gains (losses)$10,0002,238
Applicable income taxes$519,0001,625
Income before extraordinary items$1,165,0002,530
Extraordinary gains, net$016
Net income$1,165,0002,529
Minority interest net income$071
Net income of bank and minority interests.$1,165,0002,529
Net charge-offs$41,0002,292
Cash dividends$180,0002,931
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,158,1002,477
2016-03-31 (YTD Data)Rank
Total interest income$1,955,0002,910
Total interest expense$169,0003,135
Net interest income$1,786,0002,859
Provision for loan and lease losses$03,656
Total noninterest income$252,0003,002
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$86,0002,674
Trading account gains and fees$0142
Additional Noninterest Income$166,0002,855
Total noninterest expense$1,153,0003,389
Salaries and employee benefits$676,0003,288
Premises and equipment expense$191,0002,621
Additional noninterest expense$286,0003,979
Pre-tax net operating income$885,0002,109
Securities gains (losses)$7,0001,613
Applicable income taxes$284,0001,529
Income before extraordinary items$608,0002,421
Extraordinary gains, net$012
Net income$608,0002,421
Minority interest net income$062
Net income of bank and minority interests.$608,0002,421
Net charge-offs$23,0001,894
Cash dividends$180,0002,020
Sale, conversion, retirement of capital stock, net$0659
Net operating income$603,2402,388
2015-12-31 (YTD Data)Rank
Total interest income$7,601,0002,941
Total interest expense$745,0002,947
Net interest income$6,856,0002,900
Provision for loan and lease losses$04,380
Total noninterest income$1,224,0002,763
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$383,0002,588
Trading account gains and fees$0159
Additional Noninterest Income$841,0002,591
Total noninterest expense$4,618,0003,403
Salaries and employee benefits$2,695,0003,243
Premises and equipment expense$767,0002,641
Additional noninterest expense$1,156,0004,003
Pre-tax net operating income$3,462,0002,080
Securities gains (losses)$34,0001,912
Applicable income taxes$1,100,0001,513
Income before extraordinary items$2,396,0002,407
Extraordinary gains, net$023
Net income$2,396,0002,409
Minority interest net income$081
Net income of bank and minority interests.$2,396,0002,409
Net charge-offs$98,0002,678
Cash dividends$350,0003,275
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,372,5402,387
2015-09-30 (YTD Data)Rank
Total interest income$5,671,0002,971
Total interest expense$569,0002,952
Net interest income$5,102,0002,944
Provision for loan and lease losses$04,232
Total noninterest income$881,0002,844
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$285,0002,621
Trading account gains and fees$0153
Additional Noninterest Income$596,0002,679
Total noninterest expense$3,383,0003,473
Salaries and employee benefits$1,955,0003,323
Premises and equipment expense$567,0002,709
Additional noninterest expense$861,0004,036
Pre-tax net operating income$2,600,0002,132
Securities gains (losses)$35,0001,699
Applicable income taxes$833,0001,549
Income before extraordinary items$1,802,0002,440
Extraordinary gains, net$021
Net income$1,802,0002,441
Minority interest net income$078
Net income of bank and minority interests.$1,802,0002,441
Net charge-offs$106,0002,101
Cash dividends$300,0002,790
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,778,2002,426
2015-06-30 (YTD Data)Rank
Total interest income$3,766,0002,977
Total interest expense$387,0002,946
Net interest income$3,379,0002,959
Provision for loan and lease losses$04,069
Total noninterest income$525,0002,992
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$186,0002,638
Trading account gains and fees$0157
Additional Noninterest Income$339,0002,891
Total noninterest expense$2,243,0003,517
Salaries and employee benefits$1,299,0003,362
Premises and equipment expense$372,0002,755
Additional noninterest expense$572,0004,069
Pre-tax net operating income$1,661,0002,179
Securities gains (losses)$15,0001,851
Applicable income taxes$531,0001,569
Income before extraordinary items$1,145,0002,513
Extraordinary gains, net$022
Net income$1,145,0002,515
Minority interest net income$075
Net income of bank and minority interests.$1,145,0002,515
Net charge-offs$9,0003,291
Cash dividends$150,0002,968
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,134,8002,472
2015-03-31 (YTD Data)Rank
Total interest income$1,927,0002,930
Total interest expense$196,0002,939
Net interest income$1,731,0002,911
Provision for loan and lease losses$03,703
Total noninterest income$278,0002,897
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$98,0002,511
Trading account gains and fees$0152
Additional Noninterest Income$180,0002,768
Total noninterest expense$1,124,0003,541
Salaries and employee benefits$641,0003,425
Premises and equipment expense$187,0002,781
Additional noninterest expense$296,0004,004
Pre-tax net operating income$885,0002,050
Securities gains (losses)$15,0001,346
Applicable income taxes$278,0001,522
Income before extraordinary items$622,0002,327
Extraordinary gains, net$013
Net income$622,0002,328
Minority interest net income$064
Net income of bank and minority interests.$622,0002,328
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$611,6502,294
2014-12-31 (YTD Data)Rank
Total interest income$8,008,0002,889
Total interest expense$913,0002,756
Net interest income$7,095,0002,860
Provision for loan and lease losses$180,0002,581
Total noninterest income$721,0003,655
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$366,0002,854
Trading account gains and fees$0180
Additional Noninterest Income$355,0003,786
Total noninterest expense$4,618,0003,497
Salaries and employee benefits$2,522,0003,454
Premises and equipment expense$801,0002,660
Additional noninterest expense$1,295,0003,884
Pre-tax net operating income$3,018,0002,271
Securities gains (losses)$11,0002,605
Applicable income taxes$968,0001,575
Income before extraordinary items$2,061,0002,646
Extraordinary gains, net$017
Net income$2,061,0002,644
Minority interest net income$084
Net income of bank and minority interests.$2,061,0002,646
Net charge-offs$142,0002,832
Cash dividends$3,166,000875
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,053,5202,603
2014-09-30 (YTD Data)Rank
Total interest income$5,925,0002,942
Total interest expense$696,0002,768
Net interest income$5,229,0002,930
Provision for loan and lease losses$180,0002,177
Total noninterest income$754,0003,135
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$272,0002,908
Trading account gains and fees$0174
Additional Noninterest Income$482,0002,957
Total noninterest expense$3,460,0003,508
Salaries and employee benefits$1,886,0003,479
Premises and equipment expense$601,0002,685
Additional noninterest expense$973,0003,897
Pre-tax net operating income$2,343,0002,242
Securities gains (losses)$3,0002,680
Applicable income taxes$737,0001,595
Income before extraordinary items$1,609,0002,601
Extraordinary gains, net$015
Net income$1,609,0002,602
Minority interest net income$081
Net income of bank and minority interests.$1,609,0002,601
Net charge-offs$137,0002,378
Cash dividends$176,0003,173
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,606,9302,557
2014-06-30 (YTD Data)Rank
Total interest income$3,935,0002,953
Total interest expense$462,0002,797
Net interest income$3,473,0002,939
Provision for loan and lease losses$120,0002,134
Total noninterest income$401,0003,500
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$175,0002,951
Trading account gains and fees$0172
Additional Noninterest Income$226,0003,445
Total noninterest expense$2,179,0003,651
Salaries and employee benefits$1,258,0003,498
Premises and equipment expense$398,0002,719
Additional noninterest expense$523,0004,388
Pre-tax net operating income$1,575,0002,195
Securities gains (losses)$3,0002,288
Applicable income taxes$496,0001,550
Income before extraordinary items$1,082,0002,497
Extraordinary gains, net$020
Net income$1,082,0002,500
Minority interest net income$080
Net income of bank and minority interests.$1,082,0002,501
Net charge-offs$200,0001,583
Cash dividends$176,0002,828
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,079,9302,465
2014-03-31 (YTD Data)Rank
Total interest income$1,964,0002,969
Total interest expense$233,0002,823
Net interest income$1,731,0002,956
Provision for loan and lease losses$60,0002,013
Total noninterest income$254,0003,045
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$85,0002,982
Trading account gains and fees$0147
Additional Noninterest Income$169,0002,794
Total noninterest expense$1,100,0003,660
Salaries and employee benefits$594,0003,669
Premises and equipment expense$197,0002,779
Additional noninterest expense$309,0004,041
Pre-tax net operating income$825,0002,051
Securities gains (losses)$3,0001,458
Applicable income taxes$253,0001,500
Income before extraordinary items$575,0002,337
Extraordinary gains, net$016
Net income$575,0002,338
Minority interest net income$066
Net income of bank and minority interests.$575,0002,339
Net charge-offs$9,0002,888
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$572,9302,311
2013-12-31 (YTD Data)Rank
Total interest income$7,919,0002,961
Total interest expense$973,0003,002
Net interest income$6,946,0002,926
Provision for loan and lease losses$195,0003,003
Total noninterest income$1,102,0003,033
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$365,0003,018
Trading account gains and fees$0184
Additional Noninterest Income$737,0002,799
Total noninterest expense$4,667,0003,573
Salaries and employee benefits$2,604,0003,444
Premises and equipment expense$811,0002,675
Additional noninterest expense$1,252,0004,097
Pre-tax net operating income$3,186,0002,080
Securities gains (losses)$20,0002,341
Applicable income taxes$1,000,0001,461
Income before extraordinary items$2,206,0002,421
Extraordinary gains, net$029
Net income$2,206,0002,425
Minority interest net income$090
Net income of bank and minority interests.$2,206,0002,424
Net charge-offs$536,0001,947
Cash dividends$559,0002,640
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,192,2002,382
2013-09-30 (YTD Data)Rank
Total interest income$5,882,0003,008
Total interest expense$727,0003,092
Net interest income$5,155,0002,965
Provision for loan and lease losses$135,0003,044
Total noninterest income$823,0003,085
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$273,0003,036
Trading account gains and fees$0180
Additional Noninterest Income$550,0002,870
Total noninterest expense$3,349,0003,687
Salaries and employee benefits$1,946,0003,472
Premises and equipment expense$609,0002,696
Additional noninterest expense$794,0004,492
Pre-tax net operating income$2,494,0002,062
Securities gains (losses)$20,0002,218
Applicable income taxes$805,0001,442
Income before extraordinary items$1,709,0002,397
Extraordinary gains, net$025
Net income$1,709,0002,401
Minority interest net income$084
Net income of bank and minority interests.$1,709,0002,401
Net charge-offs$395,0001,834
Cash dividends$360,0002,435
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,695,4002,348
2013-06-30 (YTD Data)Rank
Total interest income$3,898,0003,024
Total interest expense$490,0003,122
Net interest income$3,408,0002,978
Provision for loan and lease losses$45,0003,696
Total noninterest income$508,0003,264
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$177,0003,050
Trading account gains and fees$0157
Additional Noninterest Income$331,0003,068
Total noninterest expense$2,236,0003,707
Salaries and employee benefits$1,296,0003,485
Premises and equipment expense$410,0002,692
Additional noninterest expense$530,0004,498
Pre-tax net operating income$1,635,0002,054
Securities gains (losses)$20,0002,017
Applicable income taxes$533,0001,449
Income before extraordinary items$1,122,0002,403
Extraordinary gains, net$022
Net income$1,122,0002,412
Minority interest net income$082
Net income of bank and minority interests.$1,122,0002,410
Net charge-offs$95,0002,808
Cash dividends$360,0002,026
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,108,4002,332
2013-03-31 (YTD Data)Rank
Total interest income$1,925,0003,083
Total interest expense$249,0003,159
Net interest income$1,676,0003,030
Provision for loan and lease losses$04,409
Total noninterest income$153,0004,148
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$87,0003,070
Trading account gains and fees$0148
Additional Noninterest Income$66,0004,354
Total noninterest expense$1,057,0003,861
Salaries and employee benefits$608,0003,675
Premises and equipment expense$204,0002,724
Additional noninterest expense$245,0004,695
Pre-tax net operating income$772,0002,096
Securities gains (losses)$19,0001,284
Applicable income taxes$251,0001,506
Income before extraordinary items$540,0002,448
Extraordinary gains, net$010
Net income$540,0002,450
Minority interest net income$076
Net income of bank and minority interests.$540,0002,450
Net charge-offs$-17,0006,387
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$527,0802,399
2012-12-31 (YTD Data)Rank
Total interest income$8,138,0003,062
Total interest expense$1,363,0002,915
Net interest income$6,775,0003,065
Provision for loan and lease losses$615,0002,421
Total noninterest income$1,237,0002,911
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$442,0002,729
Trading account gains and fees$0166
Additional Noninterest Income$795,0002,694
Total noninterest expense$4,268,0003,852
Salaries and employee benefits$2,470,0003,607
Premises and equipment expense$790,0002,779
Additional noninterest expense$1,008,0004,783
Pre-tax net operating income$3,129,0002,013
Securities gains (losses)$26,0003,070
Applicable income taxes$996,0001,478
Income before extraordinary items$2,159,0002,450
Extraordinary gains, net$029
Net income$2,159,0002,450
Minority interest net income$093
Net income of bank and minority interests.$2,159,0002,451
Net charge-offs$335,0003,174
Cash dividends$300,0003,272
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,141,3202,331
2012-09-30 (YTD Data)Rank
Total interest income$6,110,0003,119
Total interest expense$1,046,0002,971
Net interest income$5,064,0003,125
Provision for loan and lease losses$408,0002,555
Total noninterest income$907,0002,970
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$332,0002,765
Trading account gains and fees$0157
Additional Noninterest Income$575,0002,737
Total noninterest expense$3,193,0003,887
Salaries and employee benefits$1,867,0003,596
Premises and equipment expense$576,0002,863
Additional noninterest expense$750,0004,832
Pre-tax net operating income$2,370,0002,067
Securities gains (losses)$26,0002,770
Applicable income taxes$747,0001,510
Income before extraordinary items$1,649,0002,478
Extraordinary gains, net$020
Net income$1,649,0002,479
Minority interest net income$086
Net income of bank and minority interests.$1,649,0002,479
Net charge-offs$341,0002,671
Cash dividends$300,0002,542
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,631,0602,362
2012-06-30 (YTD Data)Rank
Total interest income$4,046,0003,164
Total interest expense$709,0003,028
Net interest income$3,337,0003,166
Provision for loan and lease losses$258,0002,630
Total noninterest income$566,0003,023
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$220,0002,754
Trading account gains and fees$0153
Additional Noninterest Income$346,0002,866
Total noninterest expense$2,096,0003,947
Salaries and employee benefits$1,215,0003,674
Premises and equipment expense$359,0002,999
Additional noninterest expense$522,0004,744
Pre-tax net operating income$1,549,0002,086
Securities gains (losses)$03,178
Applicable income taxes$487,0001,520
Income before extraordinary items$1,062,0002,507
Extraordinary gains, net$019
Net income$1,062,0002,507
Minority interest net income$084
Net income of bank and minority interests.$1,062,0002,507
Net charge-offs$69,0003,752
Cash dividends$300,0002,133
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,062,0002,372
2012-03-31 (YTD Data)Rank
Total interest income$2,028,0003,176
Total interest expense$362,0003,070
Net interest income$1,666,0003,178
Provision for loan and lease losses$131,0002,556
Total noninterest income$256,0003,214
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$106,0002,801
Trading account gains and fees$0148
Additional Noninterest Income$150,0003,069
Total noninterest expense$1,059,0003,948
Salaries and employee benefits$607,0003,704
Premises and equipment expense$174,0003,098
Additional noninterest expense$278,0004,574
Pre-tax net operating income$732,0002,185
Securities gains (losses)$02,210
Applicable income taxes$237,0001,540
Income before extraordinary items$495,0002,631
Extraordinary gains, net$019
Net income$495,0002,633
Minority interest net income$078
Net income of bank and minority interests.$495,0002,634
Net charge-offs$39,0003,220
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$495,0002,508
2011-12-31 (YTD Data)Rank
Total interest income$8,650,0003,118
Total interest expense$1,539,0003,383
Net interest income$7,111,0003,040
Provision for loan and lease losses$520,0003,406
Total noninterest income$1,068,0003,002
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$491,0002,615
Trading account gains and fees$0146
Additional Noninterest Income$577,0002,918
Total noninterest expense$4,174,0003,995
Salaries and employee benefits$2,350,0003,741
Premises and equipment expense$713,0003,158
Additional noninterest expense$1,111,0004,659
Pre-tax net operating income$3,485,0001,608
Securities gains (losses)$2,0003,652
Applicable income taxes$1,167,0001,210
Income before extraordinary items$2,320,0001,992
Extraordinary gains, net$029
Net income$2,320,0001,993
Minority interest net income$096
Net income of bank and minority interests.$2,320,0001,993
Net charge-offs$60,0005,376
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,318,6601,907
2011-09-30 (YTD Data)Rank
Total interest income$6,531,0003,131
Total interest expense$1,150,0003,515
Net interest income$5,381,0003,024
Provision for loan and lease losses$370,0003,333
Total noninterest income$748,0003,132
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$362,0002,663
Trading account gains and fees$0145
Additional Noninterest Income$386,0003,101
Total noninterest expense$3,065,0004,052
Salaries and employee benefits$1,703,0003,827
Premises and equipment expense$529,0003,226
Additional noninterest expense$833,0004,672
Pre-tax net operating income$2,694,0001,624
Securities gains (losses)$5,0003,216
Applicable income taxes$867,0001,207
Income before extraordinary items$1,832,0001,979
Extraordinary gains, net$021
Net income$1,832,0001,979
Minority interest net income$087
Net income of bank and minority interests.$1,832,0001,979
Net charge-offs$61,0004,837
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,828,6001,880
2011-06-30 (YTD Data)Rank
Total interest income$4,351,0003,172
Total interest expense$767,0003,609
Net interest income$3,584,0003,021
Provision for loan and lease losses$260,0003,196
Total noninterest income$519,0003,046
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$242,0002,635
Trading account gains and fees$0153
Additional Noninterest Income$277,0002,998
Total noninterest expense$2,015,0004,141
Salaries and employee benefits$1,133,0003,867
Premises and equipment expense$342,0003,308
Additional noninterest expense$540,0004,805
Pre-tax net operating income$1,828,0001,582
Securities gains (losses)$-7,0007,045
Applicable income taxes$595,0001,163
Income before extraordinary items$1,226,0001,920
Extraordinary gains, net$015
Net income$1,226,0001,920
Minority interest net income$089
Net income of bank and minority interests.$1,226,0001,920
Net charge-offs$67,0004,232
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,230,6901,845
2011-03-31 (YTD Data)Rank
Total interest income$2,177,0003,181
Total interest expense$388,0003,673
Net interest income$1,789,0003,011
Provision for loan and lease losses$150,0002,750
Total noninterest income$260,0003,081
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$114,0002,710
Trading account gains and fees$0158
Additional Noninterest Income$146,0002,950
Total noninterest expense$1,011,0004,153
Salaries and employee benefits$569,0003,878
Premises and equipment expense$173,0003,329
Additional noninterest expense$269,0004,805
Pre-tax net operating income$888,0001,608
Securities gains (losses)$-7,0007,136
Applicable income taxes$285,0001,166
Income before extraordinary items$596,0001,922
Extraordinary gains, net$09
Net income$596,0001,921
Minority interest net income$086
Net income of bank and minority interests.$596,0001,922
Net charge-offs$61,0003,186
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$600,7601,862
2010-12-31 (YTD Data)Rank
Total interest income$8,430,0003,412
Total interest expense$2,078,0003,458
Net interest income$6,352,0003,334
Provision for loan and lease losses$550,0003,991
Total noninterest income$1,044,0003,165
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$502,0002,635
Trading account gains and fees$0175
Additional Noninterest Income$542,0003,074
Total noninterest expense$4,169,0004,103
Salaries and employee benefits$2,267,0003,872
Premises and equipment expense$793,0003,001
Additional noninterest expense$1,109,0004,813
Pre-tax net operating income$2,677,0001,793
Securities gains (losses)$20,0003,102
Applicable income taxes$880,0001,345
Income before extraordinary items$1,817,0002,188
Extraordinary gains, net$029
Net income$1,817,0002,190
Minority interest net income$0111
Net income of bank and minority interests.$1,817,0002,191
Net charge-offs$318,0004,230
Cash dividends$398,0002,654
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,803,6002,114
2010-09-30 (YTD Data)Rank
Total interest income$6,297,0003,494
Total interest expense$1,636,0003,475
Net interest income$4,661,0003,431
Provision for loan and lease losses$400,0003,898
Total noninterest income$775,0003,211
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$382,0002,671
Trading account gains and fees$0165
Additional Noninterest Income$393,0003,131
Total noninterest expense$3,113,0004,107
Salaries and employee benefits$1,696,0003,920
Premises and equipment expense$585,0003,085
Additional noninterest expense$832,0004,807
Pre-tax net operating income$1,923,0001,957
Securities gains (losses)$20,0002,883
Applicable income taxes$676,0001,366
Income before extraordinary items$1,267,0002,453
Extraordinary gains, net$023
Net income$1,267,0002,450
Minority interest net income$0110
Net income of bank and minority interests.$1,267,0002,454
Net charge-offs$309,0003,690
Cash dividends$398,0002,051
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,254,0002,341
2010-06-30 (YTD Data)Rank
Total interest income$4,191,0003,528
Total interest expense$1,135,0003,452
Net interest income$3,056,0003,477
Provision for loan and lease losses$300,0003,591
Total noninterest income$553,0003,029
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$260,0002,640
Trading account gains and fees$0152
Additional Noninterest Income$293,0002,874
Total noninterest expense$2,085,0004,120
Salaries and employee benefits$1,134,0003,929
Premises and equipment expense$398,0003,066
Additional noninterest expense$553,0004,819
Pre-tax net operating income$1,224,0002,031
Securities gains (losses)$03,184
Applicable income taxes$430,0001,374
Income before extraordinary items$794,0002,517
Extraordinary gains, net$019
Net income$794,0002,514
Minority interest net income$0105
Net income of bank and minority interests.$794,0002,517
Net charge-offs$271,0003,179
Cash dividends$398,0001,614
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$794,0002,424
2010-03-31 (YTD Data)Rank
Total interest income$2,085,0003,602
Total interest expense$592,0003,466
Net interest income$1,493,0003,571
Provision for loan and lease losses$150,0003,336
Total noninterest income$220,0003,456
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$125,0002,714
Trading account gains and fees$0175
Additional Noninterest Income$95,0003,602
Total noninterest expense$1,013,0004,246
Salaries and employee benefits$568,0003,970
Premises and equipment expense$201,0003,102
Additional noninterest expense$244,0005,183
Pre-tax net operating income$550,0002,244
Securities gains (losses)$02,284
Applicable income taxes$190,0001,472
Income before extraordinary items$360,0002,757
Extraordinary gains, net$016
Net income$360,0002,754
Minority interest net income$091
Net income of bank and minority interests.$360,0002,757
Net charge-offs$77,0003,336
Cash dividends$210,0001,342
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$360,0002,644
2009-12-31 (YTD Data)Rank
Total interest income$8,647,0003,617
Total interest expense$2,557,0003,832
Net interest income$6,090,0003,421
Provision for loan and lease losses$580,0004,314
Total noninterest income$1,065,0003,212
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$505,0002,863
Trading account gains and fees$0211
Additional Noninterest Income$560,0003,015
Total noninterest expense$4,316,0004,121
Salaries and employee benefits$2,325,0003,909
Premises and equipment expense$806,0003,112
Additional noninterest expense$1,185,0004,787
Pre-tax net operating income$2,259,0001,726
Securities gains (losses)$28,0002,908
Applicable income taxes$784,0001,154
Income before extraordinary items$1,503,0002,114
Extraordinary gains, net$034
Net income$1,503,0002,111
Minority interest net income$0115
Net income of bank and minority interests.$1,503,0002,113
Net charge-offs$752,0003,265
Cash dividends$484,0002,603
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,484,5202,106
2009-09-30 (YTD Data)Rank
Total interest income$6,495,0003,661
Total interest expense$1,917,0003,962
Net interest income$4,578,0003,418
Provision for loan and lease losses$430,0004,065
Total noninterest income$792,0003,277
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$365,0002,971
Trading account gains and fees$0212
Additional Noninterest Income$427,0003,070
Total noninterest expense$3,179,0004,189
Salaries and employee benefits$1,723,0003,969
Premises and equipment expense$574,0003,288
Additional noninterest expense$882,0004,780
Pre-tax net operating income$1,761,0001,805
Securities gains (losses)$4,0003,208
Applicable income taxes$627,0001,191
Income before extraordinary items$1,138,0002,263
Extraordinary gains, net$027
Net income$1,138,0002,260
Minority interest net income$0118
Net income of bank and minority interests.$1,138,0002,263
Net charge-offs$221,0004,137
Cash dividends$409,0002,228
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,135,4402,226
2009-06-30 (YTD Data)Rank
Total interest income$4,330,0003,694
Total interest expense$1,252,0004,139
Net interest income$3,078,0003,388
Provision for loan and lease losses$280,0003,840
Total noninterest income$542,0003,223
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$235,0003,006
Trading account gains and fees$0193
Additional Noninterest Income$307,0002,965
Total noninterest expense$2,104,0004,239
Salaries and employee benefits$1,138,0004,031
Premises and equipment expense$370,0003,384
Additional noninterest expense$596,0004,749
Pre-tax net operating income$1,236,0001,788
Securities gains (losses)$4,0002,814
Applicable income taxes$443,0001,185
Income before extraordinary items$797,0002,235
Extraordinary gains, net$021
Net income$797,0002,232
Minority interest net income$0112
Net income of bank and minority interests.$797,0002,234
Net charge-offs$198,0003,425
Cash dividends$409,0001,837
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$794,4402,186
2009-03-31 (YTD Data)Rank
Total interest income$2,186,0003,698
Total interest expense$620,0004,277
Net interest income$1,566,0003,332
Provision for loan and lease losses$130,0003,489
Total noninterest income$270,0003,223
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$114,0003,008
Trading account gains and fees$0171
Additional Noninterest Income$156,0002,906
Total noninterest expense$1,016,0004,271
Salaries and employee benefits$550,0004,159
Premises and equipment expense$182,0003,475
Additional noninterest expense$284,0004,577
Pre-tax net operating income$690,0001,832
Securities gains (losses)$4,0002,106
Applicable income taxes$252,0001,222
Income before extraordinary items$442,0002,361
Extraordinary gains, net$015
Net income$442,0002,361
Minority interest net income$0102
Net income of bank and minority interests.$442,0002,363
Net charge-offs$186,0002,200
Cash dividends$371,0001,187
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$439,4402,243
2008-12-31 (YTD Data)Rank
Total interest income$8,788,0003,866
Total interest expense$3,159,0004,106
Net interest income$5,629,0003,640
Provision for loan and lease losses$480,0003,870
Total noninterest income$998,0003,405
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$586,0002,690
Trading account gains and fees$0154
Additional Noninterest Income$412,0003,532
Total noninterest expense$3,735,0004,445
Salaries and employee benefits$2,133,0004,244
Premises and equipment expense$761,0003,305
Additional noninterest expense$841,0005,343
Pre-tax net operating income$2,412,0002,154
Securities gains (losses)$03,220
Applicable income taxes$851,0001,345
Income before extraordinary items$1,561,0002,444
Extraordinary gains, net$039
Net income$1,561,0002,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0004,286
Cash dividends$577,0003,182
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,561,0002,587
2008-09-30 (YTD Data)Rank
Total interest income$6,618,0003,907
Total interest expense$2,469,0004,110
Net interest income$4,149,0003,712
Provision for loan and lease losses$360,0003,240
Total noninterest income$735,0003,539
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$442,0002,694
Trading account gains and fees$0148
Additional Noninterest Income$293,0003,725
Total noninterest expense$2,776,0004,459
Salaries and employee benefits$1,582,0004,297
Premises and equipment expense$563,0003,351
Additional noninterest expense$631,0005,276
Pre-tax net operating income$1,748,0002,530
Securities gains (losses)$03,106
Applicable income taxes$597,0001,687
Income before extraordinary items$1,151,0002,827
Extraordinary gains, net$031
Net income$1,151,0002,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,553
Cash dividends$337,0003,255
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,151,0002,969
2008-06-30 (YTD Data)Rank
Total interest income$4,484,0003,927
Total interest expense$1,735,0004,111
Net interest income$2,749,0003,720
Provision for loan and lease losses$240,0002,857
Total noninterest income$471,0003,643
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$296,0002,664
Trading account gains and fees$0149
Additional Noninterest Income$175,0004,029
Total noninterest expense$1,864,0004,461
Salaries and employee benefits$1,068,0004,302
Premises and equipment expense$379,0003,347
Additional noninterest expense$417,0005,298
Pre-tax net operating income$1,116,0002,731
Securities gains (losses)$03,233
Applicable income taxes$389,0001,902
Income before extraordinary items$727,0003,250
Extraordinary gains, net$021
Net income$727,0003,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,273
Cash dividends$337,0002,804
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$727,0003,192
2008-03-31 (YTD Data)Rank
Total interest income$2,304,0003,938
Total interest expense$933,0004,082
Net interest income$1,371,0003,712
Provision for loan and lease losses$120,0002,457
Total noninterest income$233,0003,672
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$146,0002,687
Trading account gains and fees$0158
Additional Noninterest Income$87,0004,033
Total noninterest expense$882,0004,643
Salaries and employee benefits$523,0004,395
Premises and equipment expense$178,0003,523
Additional noninterest expense$181,0005,663
Pre-tax net operating income$602,0002,694
Securities gains (losses)$02,688
Applicable income taxes$201,0001,959
Income before extraordinary items$401,0003,184
Extraordinary gains, net$015
Net income$401,0003,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,724
Cash dividends$337,0001,769
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$401,0003,108
2007-12-31 (YTD Data)Rank
Total interest income$9,516,0003,893
Total interest expense$4,010,0004,004
Net interest income$5,506,0003,733
Provision for loan and lease losses$480,0002,381
Total noninterest income$967,0003,603
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$597,0002,683
Trading account gains and fees$0178
Additional Noninterest Income$370,0003,882
Total noninterest expense$3,500,0004,521
Salaries and employee benefits$2,006,0004,379
Premises and equipment expense$778,0003,152
Additional noninterest expense$716,0005,674
Pre-tax net operating income$2,493,0002,832
Securities gains (losses)$-3,0007,272
Applicable income taxes$867,0002,039
Income before extraordinary items$1,623,0003,259
Extraordinary gains, net$039
Net income$1,623,0003,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,175
Cash dividends$338,0004,272
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,624,9503,240
2007-09-30 (YTD Data)Rank
Total interest income$7,068,0003,935
Total interest expense$2,972,0004,048
Net interest income$4,096,0003,766
Provision for loan and lease losses$360,0002,007
Total noninterest income$710,0003,653
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$453,0002,646
Trading account gains and fees$0184
Additional Noninterest Income$257,0004,039
Total noninterest expense$2,587,0004,541
Salaries and employee benefits$1,478,0004,418
Premises and equipment expense$577,0003,162
Additional noninterest expense$532,0005,653
Pre-tax net operating income$1,859,0002,990
Securities gains (losses)$-3,0007,511
Applicable income taxes$703,0002,079
Income before extraordinary items$1,153,0003,562
Extraordinary gains, net$033
Net income$1,153,0003,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,185
Cash dividends$300,0003,601
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,154,9203,541
2007-06-30 (YTD Data)Rank
Total interest income$4,582,0004,023
Total interest expense$1,914,0004,136
Net interest income$2,668,0003,846
Provision for loan and lease losses$240,0001,865
Total noninterest income$475,0003,666
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$308,0002,598
Trading account gains and fees$0168
Additional Noninterest Income$167,0004,125
Total noninterest expense$1,713,0004,584
Salaries and employee benefits$971,0004,506
Premises and equipment expense$375,0003,253
Additional noninterest expense$367,0005,552
Pre-tax net operating income$1,190,0003,140
Securities gains (losses)$-3,0007,770
Applicable income taxes$449,0002,212
Income before extraordinary items$738,0003,698
Extraordinary gains, net$029
Net income$738,0003,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,115
Cash dividends$263,0003,307
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$739,9203,677
2007-03-31 (YTD Data)Rank
Total interest income$2,220,0004,107
Total interest expense$914,0004,223
Net interest income$1,306,0003,899
Provision for loan and lease losses$120,0001,752
Total noninterest income$232,0003,705
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$143,0002,690
Trading account gains and fees$0195
Additional Noninterest Income$89,0003,989
Total noninterest expense$821,0004,733
Salaries and employee benefits$472,0004,626
Premises and equipment expense$180,0003,387
Additional noninterest expense$169,0005,774
Pre-tax net operating income$597,0003,129
Securities gains (losses)$01,187
Applicable income taxes$226,0002,229
Income before extraordinary items$371,0003,671
Extraordinary gains, net$022
Net income$371,0003,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,348
Cash dividends$263,0002,130
Sale, conversion, retirement of capital stock, net$0885
Net operating income$371,0003,650
2006-12-31 (YTD Data)Rank
Total interest income$8,516,0004,034
Total interest expense$3,295,0004,079
Net interest income$5,221,0003,886
Provision for loan and lease losses$500,0001,903
Total noninterest income$926,0003,718
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$602,0002,675
Trading account gains and fees$0130
Additional Noninterest Income$324,0004,152
Total noninterest expense$3,380,0004,502
Salaries and employee benefits$1,863,0004,512
Premises and equipment expense$746,0003,168
Additional noninterest expense$771,0005,334
Pre-tax net operating income$2,267,0003,367
Securities gains (losses)$01,687
Applicable income taxes$802,0002,470
Income before extraordinary items$1,465,0003,819
Extraordinary gains, net$051
Net income$1,465,0003,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,499
Cash dividends$281,0004,564
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,465,0003,802
2006-09-30 (YTD Data)Rank
Total interest income$6,207,0004,077
Total interest expense$2,339,0004,138
Net interest income$3,868,0003,939
Provision for loan and lease losses$380,0001,770
Total noninterest income$689,0003,749
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$453,0002,668
Trading account gains and fees$0126
Additional Noninterest Income$236,0004,204
Total noninterest expense$2,507,0004,528
Salaries and employee benefits$1,393,0004,493
Premises and equipment expense$538,0003,273
Additional noninterest expense$576,0005,345
Pre-tax net operating income$1,670,0003,532
Securities gains (losses)$01,388
Applicable income taxes$650,0002,472
Income before extraordinary items$1,020,0004,124
Extraordinary gains, net$045
Net income$1,020,0004,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,644
Cash dividends$206,0004,112
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,020,0004,107
2006-06-30 (YTD Data)Rank
Total interest income$3,949,0004,172
Total interest expense$1,420,0004,250
Net interest income$2,529,0004,012
Provision for loan and lease losses$260,0001,707
Total noninterest income$462,0003,706
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$305,0002,625
Trading account gains and fees$0126
Additional Noninterest Income$157,0004,214
Total noninterest expense$1,685,0004,519
Salaries and employee benefits$933,0004,489
Premises and equipment expense$355,0003,295
Additional noninterest expense$397,0005,232
Pre-tax net operating income$1,046,0003,702
Securities gains (losses)$01,185
Applicable income taxes$404,0002,610
Income before extraordinary items$642,0004,282
Extraordinary gains, net$039
Net income$642,0004,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0003,820
Cash dividends$75,0004,579
Sale, conversion, retirement of capital stock, net$0887
Net operating income$642,0004,272
2006-03-31 (YTD Data)Rank
Total interest income$1,909,0004,221
Total interest expense$666,0004,299
Net interest income$1,243,0004,060
Provision for loan and lease losses$140,0001,553
Total noninterest income$230,0003,664
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$146,0002,652
Trading account gains and fees$0115
Additional Noninterest Income$84,0004,044
Total noninterest expense$838,0004,545
Salaries and employee benefits$461,0004,549
Premises and equipment expense$171,0003,403
Additional noninterest expense$206,0005,089
Pre-tax net operating income$495,0003,754
Securities gains (losses)$0955
Applicable income taxes$195,0002,644
Income before extraordinary items$300,0004,417
Extraordinary gains, net$021
Net income$300,0004,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$300,0004,406
2005-12-31 (YTD Data)Rank
Total interest income$7,584,0003,906
Total interest expense$2,376,0003,960
Net interest income$5,208,0003,839
Provision for loan and lease losses$430,0002,146
Total noninterest income$929,0003,734
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$643,0002,520
Trading account gains and fees$0138
Additional Noninterest Income$286,0004,449
Total noninterest expense$3,044,0004,723
Salaries and employee benefits$1,761,0004,545
Premises and equipment expense$564,0003,840
Additional noninterest expense$719,0005,503
Pre-tax net operating income$2,663,0003,034
Securities gains (losses)$-8,0007,452
Applicable income taxes$907,0002,398
Income before extraordinary items$1,748,0003,443
Extraordinary gains, net$046
Net income$1,748,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0002,249
Cash dividends$398,0004,028
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,753,2803,398
2005-09-30 (YTD Data)Rank
Total interest income$5,649,0003,879
Total interest expense$1,705,0003,940
Net interest income$3,944,0003,808
Provision for loan and lease losses$280,0002,309
Total noninterest income$670,0003,815
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$464,0002,588
Trading account gains and fees$0126
Additional Noninterest Income$206,0004,551
Total noninterest expense$2,203,0004,808
Salaries and employee benefits$1,268,0004,656
Premises and equipment expense$412,0003,888
Additional noninterest expense$523,0005,572
Pre-tax net operating income$2,131,0002,918
Securities gains (losses)$-8,0007,835
Applicable income taxes$798,0002,203
Income before extraordinary items$1,325,0003,443
Extraordinary gains, net$035
Net income$1,325,0003,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0001,423
Cash dividends$248,0003,810
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,330,1203,386
2005-06-30 (YTD Data)Rank
Total interest income$3,709,0003,859
Total interest expense$1,068,0003,954
Net interest income$2,641,0003,756
Provision for loan and lease losses$130,0002,894
Total noninterest income$423,0003,918
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$294,0002,659
Trading account gains and fees$0116
Additional Noninterest Income$129,0004,634
Total noninterest expense$1,465,0004,800
Salaries and employee benefits$838,0004,663
Premises and equipment expense$274,0003,881
Additional noninterest expense$353,0005,497
Pre-tax net operating income$1,469,0002,809
Securities gains (losses)$-7,0008,039
Applicable income taxes$548,0002,130
Income before extraordinary items$914,0003,313
Extraordinary gains, net$030
Net income$914,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0001,027
Cash dividends$173,0003,689
Sale, conversion, retirement of capital stock, net$0643
Net operating income$918,4803,258
2005-03-31 (YTD Data)Rank
Total interest income$1,834,0003,851
Total interest expense$502,0004,015
Net interest income$1,332,0003,740
Provision for loan and lease losses$60,0002,830
Total noninterest income$213,0003,819
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$150,0002,558
Trading account gains and fees$0115
Additional Noninterest Income$63,0004,679
Total noninterest expense$730,0004,843
Salaries and employee benefits$414,0004,707
Premises and equipment expense$139,0003,869
Additional noninterest expense$177,0005,469
Pre-tax net operating income$755,0002,688
Securities gains (losses)$-8,0008,484
Applicable income taxes$273,0002,122
Income before extraordinary items$474,0003,170
Extraordinary gains, net$024
Net income$474,0003,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,544
Cash dividends$60,0003,307
Sale, conversion, retirement of capital stock, net$0491
Net operating income$479,1203,104
2004-12-31 (YTD Data)Rank
Total interest income$6,735,0003,921
Total interest expense$1,946,0003,730
Net interest income$4,789,0003,933
Provision for loan and lease losses$210,0003,601
Total noninterest income$887,0003,809
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$610,0002,670
Trading account gains and fees$0138
Additional Noninterest Income$277,0004,415
Total noninterest expense$3,061,0004,599
Salaries and employee benefits$1,733,0004,458
Premises and equipment expense$586,0003,599
Additional noninterest expense$742,0005,337
Pre-tax net operating income$2,405,0003,092
Securities gains (losses)$03,819
Applicable income taxes$744,0002,641
Income before extraordinary items$1,661,0003,374
Extraordinary gains, net$034
Net income$1,661,0003,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$218,0002,453
Cash dividends$360,0004,067
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,661,0003,308
2004-09-30 (YTD Data)Rank
Total interest income$4,988,0003,944
Total interest expense$1,450,0003,713
Net interest income$3,538,0003,972
Provision for loan and lease losses$150,0003,509
Total noninterest income$663,0003,850
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$454,0002,696
Trading account gains and fees$0134
Additional Noninterest Income$209,0004,407
Total noninterest expense$2,235,0004,648
Salaries and employee benefits$1,239,0004,584
Premises and equipment expense$434,0003,648
Additional noninterest expense$562,0005,269
Pre-tax net operating income$1,816,0003,122
Securities gains (losses)$03,710
Applicable income taxes$667,0002,399
Income before extraordinary items$1,149,0003,654
Extraordinary gains, net$026
Net income$1,149,0003,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,421
Cash dividends$154,0004,273
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,149,0003,587
2004-06-30 (YTD Data)Rank
Total interest income$3,307,0003,953
Total interest expense$976,0003,678
Net interest income$2,331,0003,999
Provision for loan and lease losses$90,0003,641
Total noninterest income$408,0004,045
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$279,0002,869
Trading account gains and fees$0130
Additional Noninterest Income$129,0004,617
Total noninterest expense$1,463,0004,741
Salaries and employee benefits$809,0004,679
Premises and equipment expense$283,0003,720
Additional noninterest expense$371,0005,325
Pre-tax net operating income$1,186,0003,132
Securities gains (losses)$03,413
Applicable income taxes$427,0002,447
Income before extraordinary items$759,0003,659
Extraordinary gains, net$021
Net income$759,0003,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0003,087
Cash dividends$79,0004,396
Sale, conversion, retirement of capital stock, net$0638
Net operating income$759,0003,566
2004-03-31 (YTD Data)Rank
Total interest income$1,662,0003,938
Total interest expense$513,0003,566
Net interest income$1,149,0004,036
Provision for loan and lease losses$45,0003,437
Total noninterest income$187,0004,209
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$122,0003,125
Trading account gains and fees$0121
Additional Noninterest Income$65,0004,579
Total noninterest expense$732,0004,767
Salaries and employee benefits$409,0004,659
Premises and equipment expense$141,0003,754
Additional noninterest expense$182,0005,402
Pre-tax net operating income$559,0003,254
Securities gains (losses)$02,934
Applicable income taxes$205,0002,536
Income before extraordinary items$354,0003,815
Extraordinary gains, net$016
Net income$354,0003,814
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$354,0003,700
2003-12-31 (YTD Data)Rank
Total interest income$6,600,0003,999
Total interest expense$2,241,0003,645
Net interest income$4,359,0004,096
Provision for loan and lease losses$180,0004,206
Total noninterest income$928,0003,877
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$553,0002,867
Trading account gains and fees$0160
Additional Noninterest Income$375,0004,089
Total noninterest expense$2,926,0004,686
Salaries and employee benefits$1,541,0004,766
Premises and equipment expense$610,0003,467
Additional noninterest expense$775,0005,164
Pre-tax net operating income$2,181,0003,191
Securities gains (losses)$04,500
Applicable income taxes$782,0002,578
Income before extraordinary items$1,399,0003,730
Extraordinary gains, net$054
Net income$1,399,0003,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,973
Cash dividends$536,0003,397
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,399,0003,573
2003-09-30 (YTD Data)Rank
Total interest income$4,923,0004,064
Total interest expense$1,693,0003,749
Net interest income$3,230,0004,155
Provision for loan and lease losses$135,0004,077
Total noninterest income$686,0003,985
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$415,0002,873
Trading account gains and fees$0153
Additional Noninterest Income$271,0004,222
Total noninterest expense$2,165,0004,716
Salaries and employee benefits$1,140,0004,794
Premises and equipment expense$440,0003,589
Additional noninterest expense$585,0005,098
Pre-tax net operating income$1,616,0003,359
Securities gains (losses)$04,204
Applicable income taxes$644,0002,534
Income before extraordinary items$972,0004,052
Extraordinary gains, net$040
Net income$972,0004,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,217
Cash dividends$499,0002,713
Sale, conversion, retirement of capital stock, net$0722
Net operating income$972,0003,881
2003-06-30 (YTD Data)Rank
Total interest income$3,266,0004,128
Total interest expense$1,137,0003,840
Net interest income$2,129,0004,200
Provision for loan and lease losses$90,0004,018
Total noninterest income$471,0003,873
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$272,0002,872
Trading account gains and fees$0150
Additional Noninterest Income$199,0004,051
Total noninterest expense$1,410,0004,781
Salaries and employee benefits$743,0004,867
Premises and equipment expense$280,0003,699
Additional noninterest expense$387,0005,124
Pre-tax net operating income$1,100,0003,291
Securities gains (losses)$03,782
Applicable income taxes$429,0002,562
Income before extraordinary items$671,0003,979
Extraordinary gains, net$030
Net income$671,0003,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,496
Cash dividends$461,0002,265
Sale, conversion, retirement of capital stock, net$0589
Net operating income$671,0003,801
2003-03-31 (YTD Data)Rank
Total interest income$1,642,0004,135
Total interest expense$558,0003,999
Net interest income$1,084,0004,149
Provision for loan and lease losses$45,0003,818
Total noninterest income$208,0004,062
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$128,0002,943
Trading account gains and fees$0134
Additional Noninterest Income$80,0004,337
Total noninterest expense$713,0004,739
Salaries and employee benefits$376,0004,846
Premises and equipment expense$137,0003,763
Additional noninterest expense$200,0004,959
Pre-tax net operating income$534,0003,349
Securities gains (losses)$02,891
Applicable income taxes$206,0002,643
Income before extraordinary items$328,0003,990
Extraordinary gains, net$021
Net income$328,0003,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0001,351
Cash dividends$255,0001,928
Sale, conversion, retirement of capital stock, net$0419
Net operating income$328,0003,804
2002-12-31 (YTD Data)Rank
Total interest income$6,973,0004,064
Total interest expense$2,669,0003,896
Net interest income$4,304,0004,125
Provision for loan and lease losses$180,0004,547
Total noninterest income$805,0003,975
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$573,0002,662
Trading account gains and fees$0153
Additional Noninterest Income$232,0004,737
Total noninterest expense$2,762,0004,732
Salaries and employee benefits$1,428,0004,869
Premises and equipment expense$554,0003,645
Additional noninterest expense$780,0005,023
Pre-tax net operating income$2,167,0003,248
Securities gains (losses)$04,537
Applicable income taxes$735,0002,740
Income before extraordinary items$1,432,0003,616
Extraordinary gains, net$070
Net income$1,432,0003,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,897
Cash dividends$918,0002,402
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,432,0003,514
2001-12-31 (YTD Data)Rank
Total interest income$8,055,0004,003
Total interest expense$4,077,0003,740
Net interest income$3,978,0004,148
Provision for loan and lease losses$180,0004,345
Total noninterest income$734,0004,071
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$531,0002,698
Trading account gains and fees$0177
Additional Noninterest Income$203,0004,899
Total noninterest expense$2,498,0004,953
Salaries and employee benefits$1,284,0005,076
Premises and equipment expense$491,0003,933
Additional noninterest expense$723,0005,165
Pre-tax net operating income$2,034,0003,134
Securities gains (losses)$04,612
Applicable income taxes$666,0002,764
Income before extraordinary items$1,368,0003,460
Extraordinary gains, net$0105
Net income$1,368,0003,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0009,026
Cash dividends$383,0003,973
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,368,0003,363
2000-12-31 (YTD Data)Rank
Total interest income$8,086,0004,094
Total interest expense$4,235,0003,807
Net interest income$3,851,0004,303
Provision for loan and lease losses$113,0005,060
Total noninterest income$670,0004,121
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$489,0002,749
Trading account gains and feesNANA
Additional Noninterest Income$181,0005,011
Total noninterest expense$2,457,0004,922
Salaries and employee benefits$1,210,0005,192
Premises and equipment expense$506,0003,749
Additional noninterest expense$741,0004,984
Pre-tax net operating income$1,951,0003,392
Securities gains (losses)$01,956
Applicable income taxes$661,0002,918
Income before extraordinary items$1,290,0003,659
Extraordinary gains, net$038
Net income$1,290,0003,659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0009,312
Cash dividends$375,0004,087
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,290,0003,651
1999-12-31 (YTD Data)Rank
Total interest income$6,422,0004,720
Total interest expense$3,192,0004,363
Net interest income$3,230,0004,903
Provision for loan and lease losses$180,0003,760
Total noninterest income$764,0003,740
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$475,0002,748
Trading account gains and feesNANA
Additional Noninterest Income$289,0004,099
Total noninterest expense$2,362,0005,083
Salaries and employee benefits$1,102,0005,484
Premises and equipment expense$489,0003,835
Additional noninterest expense$771,0004,924
Pre-tax net operating income$1,452,0004,187
Securities gains (losses)$03,155
Applicable income taxes$513,0003,586
Income before extraordinary items$939,0004,623
Extraordinary gains, net$035
Net income$939,0004,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,568
Cash dividends$113,0005,971
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$939,0004,585
1998-12-31 (YTD Data)Rank
Total interest income$5,341,0005,422
Total interest expense$2,551,0005,288
Net interest income$2,790,0005,426
Provision for loan and lease losses$180,0003,728
Total noninterest income$666,0004,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$486,0002,614
Trading account gains and feesNANA
Additional Noninterest Income$180,0005,229
Total noninterest expense$2,066,0005,479
Salaries and employee benefits$1,011,0005,750
Premises and equipment expense$369,0004,715
Additional noninterest expense$686,0005,243
Pre-tax net operating income$1,210,0004,859
Securities gains (losses)$04,449
Applicable income taxes$413,0004,334
Income before extraordinary items$797,0005,201
Extraordinary gains, net$032
Net income$797,0005,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,384
Cash dividends$50,0006,861
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$797,0005,110
1997-12-31 (YTD Data)Rank
Total interest income$4,802,0005,949
Total interest expense$2,176,0005,927
Net interest income$2,626,0005,850
Provision for loan and lease losses$404,0002,080
Total noninterest income$603,0004,392
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$442,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$161,0005,514
Total noninterest expense$2,021,0005,624
Salaries and employee benefits$973,0005,959
Premises and equipment expense$366,0004,744
Additional noninterest expense$682,0005,324
Pre-tax net operating income$804,0006,529
Securities gains (losses)$03,944
Applicable income taxes$274,0005,980
Income before extraordinary items$530,0006,799
Extraordinary gains, net$044
Net income$530,0006,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$339,0001,809
Cash dividends$113,0006,323
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$530,0006,741
1996-12-31 (YTD Data)Rank
Total interest income$4,192,0006,686
Total interest expense$1,841,0006,748
Net interest income$2,351,0006,475
Provision for loan and lease losses$120,0004,568
Total noninterest income$507,0005,103
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$375,0003,529
Trading account gains and feesNANA
Additional Noninterest Income$132,0006,332
Total noninterest expense$1,872,0006,236
Salaries and employee benefits$901,0006,460
Premises and equipment expense$323,0005,308
Additional noninterest expense$648,0006,045
Pre-tax net operating income$866,0006,219
Securities gains (losses)$04,148
Applicable income taxes$318,0005,629
Income before extraordinary items$548,0006,567
Extraordinary gains, net$053
Net income$548,0006,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,379
Cash dividends$110,0006,518
Sale, conversion, retirement of capital stock, net$0953
Net operating income$548,0006,503
1995-12-31 (YTD Data)Rank
Total interest income$3,542,0007,498
Total interest expense$1,435,0007,872
Net interest income$2,107,0007,064
Provision for loan and lease losses$120,0004,090
Total noninterest income$552,0004,850
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$386,0003,469
Trading account gains and feesNANA
Additional Noninterest Income$166,0005,679
Total noninterest expense$1,779,0006,518
Salaries and employee benefits$766,0007,307
Premises and equipment expense$251,0006,325
Additional noninterest expense$762,0005,454
Pre-tax net operating income$760,0007,010
Securities gains (losses)$03,831
Applicable income taxes$287,0006,172
Income before extraordinary items$473,0007,458
Extraordinary gains, net$065
Net income$473,0007,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,578
Cash dividends$59,0007,634
Sale, conversion, retirement of capital stock, net$0809
Net operating income$473,0007,424
1994-12-31 (YTD Data)Rank
Total interest income$2,907,0008,215
Total interest expense$1,011,0008,649
Net interest income$1,896,0007,817
Provision for loan and lease losses$105,0004,433
Total noninterest income$617,0004,560
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$431,0003,160
Trading account gains and feesNANA
Additional Noninterest Income$186,0005,508
Total noninterest expense$1,598,0007,308
Salaries and employee benefits$683,0008,009
Premises and equipment expense$227,0006,931
Additional noninterest expense$688,0006,411
Pre-tax net operating income$810,0006,825
Securities gains (losses)$-57,00011,138
Applicable income taxes$239,0006,699
Income before extraordinary items$514,0007,200
Extraordinary gains, net$0249
Net income$514,0007,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,734
Cash dividends$84,0007,238
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$552,7606,943
1993-12-31 (YTD Data)Rank
Total interest income$2,746,0008,750
Total interest expense$1,031,0008,962
Net interest income$1,715,0008,454
Provision for loan and lease losses$180,0004,132
Total noninterest income$583,0005,054
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$395,0003,479
Trading account gains and feesNANA
Additional Noninterest Income$188,0005,866
Total noninterest expense$1,445,0008,025
Salaries and employee benefits$628,0008,574
Premises and equipment expense$204,0007,606
Additional noninterest expense$613,0007,218
Pre-tax net operating income$673,0007,503
Securities gains (losses)$1,0007,052
Applicable income taxes$214,0007,358
Income before extraordinary items$460,0007,885
Extraordinary gains, net$03,149
Net income$460,0008,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$215,0002,996
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$459,3207,636
1992-12-31 (YTD Data)Rank
Total interest income$3,193,0008,647
Total interest expense$1,356,0009,000
Net interest income$1,837,0008,228
Provision for loan and lease losses$228,0004,876
Total noninterest income$464,0005,937
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$361,0003,810
Trading account gains and feesNANA
Additional Noninterest Income$103,0007,958
Total noninterest expense$1,335,0008,543
Salaries and employee benefits$598,0008,819
Premises and equipment expense$206,0007,697
Additional noninterest expense$531,0008,188
Pre-tax net operating income$738,0006,898
Securities gains (losses)$31,0004,927
Applicable income taxes$246,0006,727
Income before extraordinary items$523,0007,145
Extraordinary gains, net$01,422
Net income$523,0007,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0009,883
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$501,9206,939

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.