Home > The Bank of Camden > Income and Expense
The Bank of Camden, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $679,000 | 7,019 |
| Total interest expense | $299,000 | 6,387 |
| Net interest income | $380,000 | 7,294 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $51,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $358,000 | 7,059 |
| Salaries and employee benefits | $209,000 | 6,884 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $109,000 | 6,888 |
| Pre-tax net operating income | $60,000 | 7,572 |
| Securities gains (losses) | $21,000 | 472 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $51,000 | 7,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $37,560 | 7,736 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 6,982 |
| Total interest expense | $936,000 | 6,446 |
| Net interest income | $1,597,000 | 7,164 |
| Provision for loan and lease losses | $58,000 | 5,597 |
| Total noninterest income | $284,000 | 6,423 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $116,000 | 6,056 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $168,000 | 5,536 |
| Total noninterest expense | $1,589,000 | 6,737 |
| Salaries and employee benefits | $907,000 | 6,623 |
| Premises and equipment expense | $165,000 | 7,110 |
| Additional noninterest expense | $517,000 | 6,477 |
| Pre-tax net operating income | $234,000 | 7,606 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $88,000 | 5,466 |
| Income before extraordinary items | $146,000 | 7,808 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $146,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $146,000 | 7,771 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 7,068 |
| Total interest expense | $638,000 | 6,588 |
| Net interest income | $1,193,000 | 7,213 |
| Provision for loan and lease losses | $46,000 | 5,297 |
| Total noninterest income | $219,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $88,000 | 6,079 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $1,198,000 | 6,722 |
| Salaries and employee benefits | $669,000 | 6,664 |
| Premises and equipment expense | $123,000 | 7,119 |
| Additional noninterest expense | $406,000 | 6,310 |
| Pre-tax net operating income | $168,000 | 7,756 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $63,000 | 5,632 |
| Income before extraordinary items | $105,000 | 7,929 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $105,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $105,000 | 7,906 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 7,111 |
| Total interest expense | $396,000 | 6,622 |
| Net interest income | $786,000 | 7,232 |
| Provision for loan and lease losses | $38,000 | 4,924 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $55,000 | 6,149 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $87,000 | 5,442 |
| Total noninterest expense | $794,000 | 6,751 |
| Salaries and employee benefits | $442,000 | 6,686 |
| Premises and equipment expense | $80,000 | 7,151 |
| Additional noninterest expense | $272,000 | 6,294 |
| Pre-tax net operating income | $96,000 | 7,864 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $36,000 | 5,754 |
| Income before extraordinary items | $60,000 | 8,033 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $60,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $60,000 | 8,001 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 7,154 |
| Total interest expense | $191,000 | 6,657 |
| Net interest income | $396,000 | 7,270 |
| Provision for loan and lease losses | $23,000 | 4,505 |
| Total noninterest income | $63,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $395,000 | 6,802 |
| Salaries and employee benefits | $217,000 | 6,786 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $137,000 | 6,307 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $26,000 | 8,160 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $26,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $26,000 | 8,134 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 7,357 |
| Total interest expense | $576,000 | 7,037 |
| Net interest income | $1,448,000 | 7,383 |
| Provision for loan and lease losses | $109,000 | 4,874 |
| Total noninterest income | $185,000 | 7,283 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $130,000 | 6,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,381,000 | 7,113 |
| Salaries and employee benefits | $709,000 | 7,248 |
| Premises and equipment expense | $152,000 | 7,313 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $143,000 | 7,971 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $53,000 | 6,005 |
| Income before extraordinary items | $90,000 | 8,144 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $90,000 | 8,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,051 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $90,000 | 8,099 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 7,448 |
| Total interest expense | $403,000 | 7,184 |
| Net interest income | $1,064,000 | 7,445 |
| Provision for loan and lease losses | $76,000 | 4,778 |
| Total noninterest income | $135,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $100,000 | 6,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,013,000 | 7,139 |
| Salaries and employee benefits | $520,000 | 7,263 |
| Premises and equipment expense | $113,000 | 7,292 |
| Additional noninterest expense | $380,000 | 6,457 |
| Pre-tax net operating income | $110,000 | 8,077 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $41,000 | 6,091 |
| Income before extraordinary items | $69,000 | 8,225 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $69,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,312 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $69,000 | 8,186 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $943,000 | 7,568 |
| Total interest expense | $256,000 | 7,347 |
| Net interest income | $687,000 | 7,543 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $72,000 | 5,920 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $663,000 | 7,241 |
| Salaries and employee benefits | $346,000 | 7,327 |
| Premises and equipment expense | $76,000 | 7,324 |
| Additional noninterest expense | $241,000 | 6,648 |
| Pre-tax net operating income | $74,000 | 8,098 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $27,000 | 6,108 |
| Income before extraordinary items | $47,000 | 8,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 8,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $47,000 | 8,190 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,684 |
| Total interest expense | $124,000 | 7,456 |
| Net interest income | $333,000 | 7,640 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $38,000 | 7,671 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $321,000 | 7,348 |
| Salaries and employee benefits | $163,000 | 7,505 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $117,000 | 6,746 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $20,000 | 8,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $20,000 | 8,262 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 7,941 |
| Total interest expense | $429,000 | 8,018 |
| Net interest income | $1,195,000 | 7,823 |
| Provision for loan and lease losses | $95,000 | 5,413 |
| Total noninterest income | $193,000 | 7,417 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $122,000 | 6,246 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,244,000 | 7,383 |
| Salaries and employee benefits | $637,000 | 7,556 |
| Premises and equipment expense | $171,000 | 7,127 |
| Additional noninterest expense | $436,000 | 6,928 |
| Pre-tax net operating income | $49,000 | 8,383 |
| Securities gains (losses) | $41,000 | 2,688 |
| Applicable income taxes | $34,000 | 6,523 |
| Income before extraordinary items | $56,000 | 8,435 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $56,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $15,000 | 6,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $29,760 | 8,440 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 8,030 |
| Total interest expense | $321,000 | 8,147 |
| Net interest income | $903,000 | 7,874 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $141,000 | 7,499 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $80,000 | 6,507 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $954,000 | 7,314 |
| Salaries and employee benefits | $475,000 | 7,518 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $334,000 | 6,856 |
| Pre-tax net operating income | $10,000 | 8,596 |
| Securities gains (losses) | $41,000 | 2,488 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $32,000 | 8,611 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $32,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,760 | 8,605 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $782,000 | 8,170 |
| Total interest expense | $215,000 | 8,232 |
| Net interest income | $567,000 | 8,008 |
| Provision for loan and lease losses | $51,000 | 5,095 |
| Total noninterest income | $83,000 | 7,712 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $50,000 | 6,585 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $613,000 | 7,430 |
| Salaries and employee benefits | $316,000 | 7,553 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $212,000 | 6,986 |
| Pre-tax net operating income | $-14,000 | 8,715 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $6,000 | 8,728 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,000 | 8,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-9,360 | 8,690 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,273 |
| Total interest expense | $109,000 | 8,312 |
| Net interest income | $267,000 | 8,150 |
| Provision for loan and lease losses | $28,000 | 4,838 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $313,000 | 7,411 |
| Salaries and employee benefits | $171,000 | 7,386 |
| Premises and equipment expense | $43,000 | 7,175 |
| Additional noninterest expense | $99,000 | 7,172 |
| Pre-tax net operating income | $-37,000 | 8,855 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $-5,000 | 9,031 |
| Income before extraordinary items | $-8,000 | 8,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-8,000 | 8,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-23,360 | 8,792 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 8,596 |
| Total interest expense | $415,000 | 8,616 |
| Net interest income | $876,000 | 8,467 |
| Provision for loan and lease losses | $98,000 | 5,774 |
| Total noninterest income | $114,000 | 8,239 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $1,163,000 | 7,558 |
| Salaries and employee benefits | $635,000 | 7,568 |
| Premises and equipment expense | $160,000 | 7,308 |
| Additional noninterest expense | $368,000 | 7,360 |
| Pre-tax net operating income | $-271,000 | 8,867 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $-100,000 | 9,063 |
| Income before extraordinary items | $-169,000 | 8,884 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-169,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-170,280 | 8,832 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $705,000 | 9,319 |
| Total interest expense | $317,000 | 9,268 |
| Net interest income | $388,000 | 9,319 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $41,000 | 9,261 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $38,000 | 7,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $1,233,000 | 7,374 |
| Salaries and employee benefits | $750,000 | 6,978 |
| Premises and equipment expense | $149,000 | 7,533 |
| Additional noninterest expense | $334,000 | 7,614 |
| Pre-tax net operating income | $-954,000 | 9,344 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-341,000 | 9,443 |
| Income before extraordinary items | $-613,000 | 9,284 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-613,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,867,000 | 151 |
| Net operating income | $-613,000 | 9,249 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.