Home > The Bank of Bradford > Assets and Liabilities
The Bank of Bradford, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 13 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $37,948,000 | 7,386 |
| Cash and due from depository institutions | $323,000 | 7,027 |
| Interest-bearing balances | $88,000 | 5,302 |
| Securities | $20,285,000 | 4,358 |
| Federal funds sold & reverse repurchase agreements | $2,040,000 | 3,704 |
| Net loans & leases | $12,770,000 | 7,862 |
| Loan loss allowance | $306,000 | 6,992 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $505,000 | 6,795 |
| Other real estate owned | $0 | 7,027 |
| Goodwill and other intangibles | $1,488,000 | 1,543 |
| All other assets | $537,000 | 7,632 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $37,948,000 | 7,386 |
| Total liabilities | $33,085,000 | 7,347 |
| Total deposits | $32,763,000 | 7,248 |
| Interest-bearing deposits | $29,190,000 | 7,095 |
| Deposits held in domestic offices | $32,763,000 | 7,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $322,000 | 6,420 |
| Total equity capital | $4,863,000 | 7,242 |
| Total bank equity capital | $4,863,000 | 7,242 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $105,000 | 6,244 |
| Surplus | $2,096,000 | 5,565 |
| Undivided profits | $2,662,000 | 5,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $294,000 | 7,108 |
| Earning assets | $35,183,000 | 7,360 |
| Long-term assets (5+ years) | $11,254,000 | 5,092 |
| Average Assets, year-to-date | $37,646,000 | 7,353 |
| Average Assets, quarterly | $38,001,000 | 7,368 |
| Volatile liabilities | $7,251,000 | 6,819 |
| Insider loans | $556,000 | 5,353 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $0 | 8,182 |
| Tier 1 (core) risk-based capital | $3,343,000 | 7,758 |
| Tier 2 risk-based capital | $194,000 | 7,486 |
| Total risk weighted assets | $15,435,000 | 7,878 |
| Total unused commitments | $0 | 8,182 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 13 | 7,092 |
| Assets and Liabilities | ||
| Total Assets: | $38,054,000 | 7,420 |
| Cash and due from depository institutions | $1,609,000 | 7,092 |
| Interest-bearing balances | $87,000 | 5,259 |
| Securities | $20,485,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $1,046,000 | 4,638 |
| Net loans & leases | $12,480,000 | 7,919 |
| Loan loss allowance | $305,000 | 7,012 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $512,000 | 6,827 |
| Other real estate owned | $0 | 7,092 |
| Goodwill and other intangibles | $1,507,000 | 1,551 |
| All other assets | $415,000 | 7,905 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $38,054,000 | 7,420 |
| Total liabilities | $33,297,000 | 7,374 |
| Total deposits | $32,967,000 | 7,272 |
| Interest-bearing deposits | $29,304,000 | 7,123 |
| Deposits held in domestic offices | $32,967,000 | 7,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $330,000 | 6,335 |
| Total equity capital | $4,757,000 | 7,314 |
| Total bank equity capital | $4,757,000 | 7,314 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $105,000 | 6,299 |
| Surplus | $2,096,000 | 5,598 |
| Undivided profits | $2,556,000 | 5,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $250,000 | 7,359 |
| Earning assets | $34,098,000 | 7,447 |
| Long-term assets (5+ years) | $9,280,000 | 5,414 |
| Average Assets, year-to-date | $37,545,330 | 7,405 |
| Average Assets, quarterly | $37,697,000 | 7,421 |
| Volatile liabilities | $7,121,000 | 6,858 |
| Insider loans | $536,000 | 5,412 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $0 | 8,241 |
| Tier 1 (core) risk-based capital | $3,244,000 | 7,848 |
| Tier 2 risk-based capital | $191,000 | 7,545 |
| Total risk weighted assets | $15,129,000 | 7,941 |
| Total unused commitments | $0 | 8,241 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 13 | 7,115 |
| Assets and Liabilities | ||
| Total Assets: | $37,340,000 | 7,466 |
| Cash and due from depository institutions | $653,000 | 7,115 |
| Interest-bearing balances | $86,000 | 5,232 |
| Securities | $21,548,000 | 4,224 |
| Federal funds sold & reverse repurchase agreements | $2,349,000 | 4,704 |
| Net loans & leases | $12,034,000 | 7,945 |
| Loan loss allowance | $306,000 | 7,004 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $351,000 | 7,298 |
| Other real estate owned | $0 | 7,115 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $405,000 | 7,907 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $37,340,000 | 7,466 |
| Total liabilities | $34,155,000 | 7,339 |
| Total deposits | $33,760,000 | 7,251 |
| Interest-bearing deposits | $29,554,000 | 7,121 |
| Deposits held in domestic offices | $33,760,000 | 7,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $395,000 | 6,173 |
| Total equity capital | $3,185,000 | 7,950 |
| Total bank equity capital | $3,185,000 | 7,950 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $105,000 | 6,328 |
| Surplus | $400,000 | 7,367 |
| Undivided profits | $2,680,000 | 5,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $309,000 | 6,989 |
| Earning assets | $36,017,000 | 7,369 |
| Long-term assets (5+ years) | $11,889,000 | 4,879 |
| Average Assets, year-to-date | $37,291,000 | 7,433 |
| Average Assets, quarterly | $37,291,000 | 7,433 |
| Volatile liabilities | $7,016,000 | 6,855 |
| Insider loans | $513,000 | 5,443 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $0 | 8,275 |
| Tier 1 (core) risk-based capital | $2,990,000 | 7,958 |
| Tier 2 risk-based capital | $185,000 | 7,580 |
| Total risk weighted assets | $14,684,000 | 7,951 |
| Total unused commitments | $0 | 8,275 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 13 | 7,135 |
| Assets and Liabilities | ||
| Total Assets: | $37,242,000 | 7,463 |
| Cash and due from depository institutions | $2,286,000 | 7,135 |
| Interest-bearing balances | $85,000 | 5,000 |
| Securities | $19,616,000 | 4,507 |
| Federal funds sold & reverse repurchase agreements | $3,602,000 | 3,147 |
| Net loans & leases | $10,967,000 | 8,041 |
| Loan loss allowance | $299,000 | 7,054 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $357,000 | 7,312 |
| Other real estate owned | $0 | 7,135 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $414,000 | 7,950 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $37,242,000 | 7,463 |
| Total liabilities | $30,608,000 | 7,484 |
| Total deposits | $30,304,000 | 7,413 |
| Interest-bearing deposits | $26,570,000 | 7,299 |
| Deposits held in domestic offices | $30,304,000 | 7,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $304,000 | 6,687 |
| Total equity capital | $6,634,000 | 6,697 |
| Total bank equity capital | $6,634,000 | 6,697 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $105,000 | 6,366 |
| Surplus | $400,000 | 7,391 |
| Undivided profits | $6,129,000 | 4,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $307,000 | 7,184 |
| Earning assets | $34,270,000 | 7,448 |
| Long-term assets (5+ years) | $10,059,000 | 4,925 |
| Average Assets, year-to-date | $37,136,000 | 7,371 |
| Average Assets, quarterly | $37,054,000 | 7,430 |
| Volatile liabilities | $6,122,000 | 7,044 |
| Insider loans | $525,000 | 5,425 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $0 | 8,303 |
| Tier 1 (core) risk-based capital | $6,525,000 | 6,638 |
| Tier 2 risk-based capital | $175,000 | 7,658 |
| Total risk weighted assets | $13,884,000 | 8,021 |
| Total unused commitments | $0 | 8,303 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 13 | 7,167 |
| Assets and Liabilities | ||
| Total Assets: | $36,866,000 | 7,469 |
| Cash and due from depository institutions | $1,490,000 | 7,167 |
| Interest-bearing balances | $184,000 | 3,972 |
| Securities | $19,825,000 | 4,511 |
| Federal funds sold & reverse repurchase agreements | $2,362,000 | 3,890 |
| Net loans & leases | $12,209,000 | 7,998 |
| Loan loss allowance | $297,000 | 7,096 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $366,000 | 7,299 |
| Other real estate owned | $2,000 | 7,167 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $612,000 | 7,609 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $36,866,000 | 7,469 |
| Total liabilities | $30,382,000 | 7,490 |
| Total deposits | $29,921,000 | 7,414 |
| Interest-bearing deposits | $26,423,000 | 7,301 |
| Deposits held in domestic offices | $29,921,000 | 7,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $461,000 | 5,965 |
| Total equity capital | $6,484,000 | 6,752 |
| Total bank equity capital | $6,484,000 | 6,752 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $105,000 | 6,376 |
| Surplus | $400,000 | 7,403 |
| Undivided profits | $5,979,000 | 4,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $398,000 | 6,852 |
| Earning assets | $34,580,000 | 7,431 |
| Long-term assets (5+ years) | $7,294,000 | 5,372 |
| Average Assets, year-to-date | $37,109,500 | 7,394 |
| Average Assets, quarterly | $36,692,500 | 7,452 |
| Volatile liabilities | $6,154,000 | 7,052 |
| Insider loans | $622,000 | 5,130 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $0 | 8,333 |
| Tier 1 (core) risk-based capital | $6,481,000 | 6,670 |
| Tier 2 risk-based capital | $189,000 | 7,579 |
| Total risk weighted assets | $15,002,000 | 7,962 |
| Total unused commitments | $0 | 8,333 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 13 | 7,199 |
| Assets and Liabilities | ||
| Total Assets: | $36,519,000 | 7,502 |
| Cash and due from depository institutions | $1,169,000 | 7,199 |
| Interest-bearing balances | $281,000 | 3,622 |
| Securities | $20,624,000 | 4,409 |
| Federal funds sold & reverse repurchase agreements | $1,573,000 | 4,560 |
| Net loans & leases | $12,246,000 | 8,035 |
| Loan loss allowance | $296,000 | 7,131 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $371,000 | 7,322 |
| Other real estate owned | $2,000 | 7,199 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $534,000 | 7,754 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $36,519,000 | 7,502 |
| Total liabilities | $30,194,000 | 7,545 |
| Total deposits | $29,799,000 | 7,466 |
| Interest-bearing deposits | $26,294,000 | 7,345 |
| Deposits held in domestic offices | $29,799,000 | 7,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $395,000 | 6,160 |
| Total equity capital | $6,325,000 | 6,773 |
| Total bank equity capital | $6,325,000 | 6,773 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $105,000 | 6,418 |
| Surplus | $400,000 | 7,440 |
| Undivided profits | $5,820,000 | 4,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $344,000 | 6,987 |
| Earning assets | $34,724,000 | 7,441 |
| Long-term assets (5+ years) | $6,546,000 | 5,502 |
| Average Assets, year-to-date | $37,190,670 | 7,436 |
| Average Assets, quarterly | $36,906,500 | 7,473 |
| Volatile liabilities | $5,768,000 | 7,135 |
| Insider loans | $626,000 | 5,121 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $0 | 8,389 |
| Tier 1 (core) risk-based capital | $6,395,000 | 6,700 |
| Tier 2 risk-based capital | $189,000 | 7,624 |
| Total risk weighted assets | $15,037,000 | 8,013 |
| Total unused commitments | $0 | 8,390 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 13 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $37,294,000 | 7,489 |
| Cash and due from depository institutions | $1,622,000 | 7,222 |
| Interest-bearing balances | $277,000 | 3,706 |
| Securities | $21,177,000 | 4,342 |
| Federal funds sold & reverse repurchase agreements | $2,119,000 | 4,951 |
| Net loans & leases | $11,506,000 | 8,089 |
| Loan loss allowance | $314,000 | 7,029 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $378,000 | 7,300 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $492,000 | 7,829 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $37,294,000 | 7,489 |
| Total liabilities | $30,991,000 | 7,527 |
| Total deposits | $30,654,000 | 7,442 |
| Interest-bearing deposits | $26,815,000 | 7,326 |
| Deposits held in domestic offices | $30,654,000 | 7,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $337,000 | 6,438 |
| Total equity capital | $6,303,000 | 6,786 |
| Total bank equity capital | $6,303,000 | 6,786 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $105,000 | 6,439 |
| Surplus | $400,000 | 7,459 |
| Undivided profits | $5,798,000 | 4,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $408,000 | 6,541 |
| Earning assets | $35,079,000 | 7,437 |
| Long-term assets (5+ years) | $5,208,000 | 5,811 |
| Average Assets, year-to-date | $37,526,500 | 7,448 |
| Average Assets, quarterly | $37,526,500 | 7,448 |
| Volatile liabilities | $5,751,000 | 7,095 |
| Insider loans | $631,000 | 5,123 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $0 | 8,413 |
| Tier 1 (core) risk-based capital | $6,291,000 | 6,721 |
| Tier 2 risk-based capital | $174,000 | 7,746 |
| Total risk weighted assets | $13,792,000 | 8,109 |
| Total unused commitments | $0 | 8,413 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 13 | 7,227 |
| Assets and Liabilities | ||
| Total Assets: | $37,759,000 | 7,473 |
| Cash and due from depository institutions | $1,010,000 | 7,227 |
| Interest-bearing balances | $193,000 | 4,114 |
| Securities | $22,205,000 | 4,257 |
| Federal funds sold & reverse repurchase agreements | $2,520,000 | 4,102 |
| Net loans & leases | $11,189,000 | 8,129 |
| Loan loss allowance | $314,000 | 7,039 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $385,000 | 7,297 |
| Other real estate owned | $0 | 7,227 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $450,000 | 7,988 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $37,759,000 | 7,473 |
| Total liabilities | $31,570,000 | 7,508 |
| Total deposits | $31,271,000 | 7,415 |
| Interest-bearing deposits | $27,046,000 | 7,306 |
| Deposits held in domestic offices | $31,271,000 | 7,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $299,000 | 6,644 |
| Total equity capital | $6,189,000 | 6,798 |
| Total bank equity capital | $6,189,000 | 6,798 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $105,000 | 6,470 |
| Surplus | $400,000 | 7,482 |
| Undivided profits | $5,684,000 | 4,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $360,000 | 6,942 |
| Earning assets | $36,107,000 | 7,390 |
| Long-term assets (5+ years) | $3,519,000 | 6,262 |
| Average Assets, year-to-date | $38,285,600 | 7,342 |
| Average Assets, quarterly | $38,467,000 | 7,406 |
| Volatile liabilities | $5,766,000 | 7,171 |
| Insider loans | $640,000 | 5,067 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $0 | 8,445 |
| Tier 1 (core) risk-based capital | $6,181,000 | 6,745 |
| Tier 2 risk-based capital | $181,000 | 7,719 |
| Total risk weighted assets | $14,372,000 | 8,091 |
| Total unused commitments | $0 | 8,445 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 13 | 7,276 |
| Assets and Liabilities | ||
| Total Assets: | $39,175,000 | 7,403 |
| Cash and due from depository institutions | $1,553,000 | 7,276 |
| Interest-bearing balances | $191,000 | 4,113 |
| Securities | $22,348,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $2,758,000 | 3,430 |
| Net loans & leases | $11,581,000 | 8,154 |
| Loan loss allowance | $314,000 | 7,075 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $425,000 | 7,211 |
| Other real estate owned | $0 | 7,276 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $510,000 | 7,920 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $39,175,000 | 7,403 |
| Total liabilities | $32,745,000 | 7,446 |
| Total deposits | $32,336,000 | 7,339 |
| Interest-bearing deposits | $28,323,000 | 7,214 |
| Deposits held in domestic offices | $32,336,000 | 7,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $409,000 | 6,063 |
| Total equity capital | $6,430,000 | 6,704 |
| Total bank equity capital | $6,430,000 | 6,704 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $105,000 | 6,526 |
| Surplus | $400,000 | 7,530 |
| Undivided profits | $5,925,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $365,000 | 6,970 |
| Earning assets | $36,878,000 | 7,344 |
| Long-term assets (5+ years) | $2,068,000 | 6,761 |
| Average Assets, year-to-date | $38,417,250 | 7,383 |
| Average Assets, quarterly | $39,475,500 | 7,359 |
| Volatile liabilities | $6,165,000 | 7,105 |
| Insider loans | $636,000 | 5,096 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $0 | 8,516 |
| Tier 1 (core) risk-based capital | $6,414,000 | 6,664 |
| Tier 2 risk-based capital | $191,000 | 7,699 |
| Total risk weighted assets | $15,143,000 | 8,066 |
| Total unused commitments | $0 | 8,516 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 13 | 7,294 |
| Assets and Liabilities | ||
| Total Assets: | $39,776,000 | 7,378 |
| Cash and due from depository institutions | $610,000 | 7,294 |
| Interest-bearing balances | $188,000 | 4,191 |
| Securities | $21,988,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $5,170,000 | 2,194 |
| Net loans & leases | $11,134,000 | 8,215 |
| Loan loss allowance | $314,000 | 7,073 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $399,000 | 7,307 |
| Other real estate owned | $0 | 7,294 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $475,000 | 7,963 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $39,776,000 | 7,378 |
| Total liabilities | $33,515,000 | 7,437 |
| Total deposits | $33,215,000 | 7,319 |
| Interest-bearing deposits | $28,782,000 | 7,208 |
| Deposits held in domestic offices | $33,215,000 | 7,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $300,000 | 6,468 |
| Total equity capital | $6,261,000 | 6,681 |
| Total bank equity capital | $6,261,000 | 6,681 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $105,000 | 6,545 |
| Surplus | $400,000 | 7,552 |
| Undivided profits | $5,756,000 | 4,215 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $328,000 | 6,972 |
| Earning assets | $38,480,000 | 7,280 |
| Long-term assets (5+ years) | $2,106,000 | 6,763 |
| Average Assets, year-to-date | $38,164,670 | 7,427 |
| Average Assets, quarterly | $38,761,500 | 7,411 |
| Volatile liabilities | $6,438,000 | 7,017 |
| Insider loans | $610,000 | 5,138 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $0 | 8,543 |
| Tier 1 (core) risk-based capital | $6,312,000 | 6,669 |
| Tier 2 risk-based capital | $190,000 | 7,714 |
| Total risk weighted assets | $15,107,000 | 8,098 |
| Total unused commitments | $0 | 8,543 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 13 | 7,278 |
| Assets and Liabilities | ||
| Total Assets: | $37,747,000 | 7,491 |
| Cash and due from depository institutions | $553,000 | 7,278 |
| Interest-bearing balances | $186,000 | 4,291 |
| Securities | $20,444,000 | 4,565 |
| Federal funds sold & reverse repurchase agreements | $4,540,000 | 2,822 |
| Net loans & leases | $11,426,000 | 8,181 |
| Loan loss allowance | $313,000 | 7,091 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $406,000 | 7,267 |
| Other real estate owned | $0 | 7,278 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $378,000 | 8,156 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $37,747,000 | 7,491 |
| Total liabilities | $31,556,000 | 7,566 |
| Total deposits | $31,334,000 | 7,457 |
| Interest-bearing deposits | $27,559,000 | 7,331 |
| Deposits held in domestic offices | $31,334,000 | 7,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $222,000 | 6,968 |
| Total equity capital | $6,191,000 | 6,689 |
| Total bank equity capital | $6,191,000 | 6,689 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $105,000 | 6,557 |
| Surplus | $400,000 | 7,548 |
| Undivided profits | $5,686,000 | 4,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $278,000 | 7,233 |
| Earning assets | $36,596,000 | 7,373 |
| Long-term assets (5+ years) | $1,213,000 | 7,162 |
| Average Assets, year-to-date | $37,359,000 | 7,491 |
| Average Assets, quarterly | $37,359,000 | 7,491 |
| Volatile liabilities | $6,110,000 | 7,037 |
| Insider loans | $687,000 | 4,893 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $0 | 8,561 |
| Tier 1 (core) risk-based capital | $6,216,000 | 6,667 |
| Tier 2 risk-based capital | $185,000 | 7,758 |
| Total risk weighted assets | $14,669,000 | 8,103 |
| Total unused commitments | $0 | 8,561 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 14 | 7,138 |
| Assets and Liabilities | ||
| Total Assets: | $36,971,000 | 7,570 |
| Cash and due from depository institutions | $814,000 | 7,138 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $20,434,000 | 4,572 |
| Federal funds sold & reverse repurchase agreements | $4,235,000 | 2,763 |
| Net loans & leases | $10,732,000 | 8,280 |
| Loan loss allowance | $313,000 | 7,131 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $412,000 | 7,274 |
| Other real estate owned | $0 | 7,138 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $344,000 | 8,273 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $36,971,000 | 7,570 |
| Total liabilities | $30,845,000 | 7,636 |
| Total deposits | $30,704,000 | 7,528 |
| Interest-bearing deposits | $27,002,000 | 7,372 |
| Deposits held in domestic offices | $30,704,000 | 7,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $141,000 | 7,605 |
| Total equity capital | $6,126,000 | 6,703 |
| Total bank equity capital | $6,126,000 | 6,703 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $105,000 | 6,582 |
| Surplus | $400,000 | 7,584 |
| Undivided profits | $5,621,000 | 4,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 7,360 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $231,000 | 7,675 |
| Earning assets | $35,401,000 | 7,466 |
| Long-term assets (5+ years) | $1,257,000 | 7,165 |
| Average Assets, year-to-date | $37,568,400 | 7,477 |
| Average Assets, quarterly | $36,934,000 | 7,544 |
| Volatile liabilities | $5,708,000 | 7,123 |
| Insider loans | $715,000 | 4,804 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $0 | 8,594 |
| Tier 1 (core) risk-based capital | $6,156,000 | 6,675 |
| Tier 2 risk-based capital | $175,000 | 7,864 |
| Total risk weighted assets | $13,854,000 | 8,208 |
| Total unused commitments | $0 | 8,596 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 14 | 7,168 |
| Assets and Liabilities | ||
| Total Assets: | $36,897,000 | 7,578 |
| Cash and due from depository institutions | $930,000 | 7,168 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $20,564,000 | 4,538 |
| Federal funds sold & reverse repurchase agreements | $3,567,000 | 2,837 |
| Net loans & leases | $11,000,000 | 8,294 |
| Loan loss allowance | $314,000 | 7,140 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $433,000 | 7,226 |
| Other real estate owned | $0 | 7,168 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $403,000 | 8,169 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $36,897,000 | 7,578 |
| Total liabilities | $30,700,000 | 7,653 |
| Total deposits | $30,456,000 | 7,542 |
| Interest-bearing deposits | $26,942,000 | 7,388 |
| Deposits held in domestic offices | $30,456,000 | 7,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $244,000 | 6,860 |
| Total equity capital | $6,197,000 | 6,688 |
| Total bank equity capital | $6,197,000 | 6,688 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $105,000 | 6,609 |
| Surplus | $400,000 | 7,599 |
| Undivided profits | $5,692,000 | 4,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $224,000 | 7,741 |
| Earning assets | $35,131,000 | 7,504 |
| Long-term assets (5+ years) | $1,277,000 | 7,221 |
| Average Assets, year-to-date | $37,717,750 | 7,486 |
| Average Assets, quarterly | $37,131,500 | 7,547 |
| Volatile liabilities | $5,819,000 | 7,111 |
| Insider loans | $613,000 | 5,073 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $6,227,000 | 6,634 |
| Tier 2 risk-based capital | $177,000 | 7,878 |
| Total risk weighted assets | $14,038,000 | 8,214 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $37,366,000 | 7,535 |
| Cash and due from depository institutions | $656,000 | 7,190 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $21,740,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $3,302,000 | 2,768 |
| Net loans & leases | $10,859,000 | 8,284 |
| Loan loss allowance | $313,000 | 7,147 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $441,000 | 7,184 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $368,000 | 8,183 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $37,366,000 | 7,535 |
| Total liabilities | $31,225,000 | 7,621 |
| Total deposits | $31,025,000 | 7,498 |
| Interest-bearing deposits | $27,566,000 | 7,354 |
| Deposits held in domestic offices | $31,025,000 | 7,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $200,000 | 7,033 |
| Total equity capital | $6,141,000 | 6,671 |
| Total bank equity capital | $6,141,000 | 6,671 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $105,000 | 6,610 |
| Surplus | $400,000 | 7,596 |
| Undivided profits | $5,636,000 | 4,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $204,000 | 7,774 |
| Earning assets | $35,901,000 | 7,437 |
| Long-term assets (5+ years) | $1,364,000 | 7,196 |
| Average Assets, year-to-date | $37,991,330 | 7,480 |
| Average Assets, quarterly | $37,751,000 | 7,508 |
| Volatile liabilities | $5,872,000 | 7,021 |
| Insider loans | $667,000 | 4,890 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $0 | 8,653 |
| Tier 1 (core) risk-based capital | $6,168,000 | 6,604 |
| Tier 2 risk-based capital | $176,000 | 7,893 |
| Total risk weighted assets | $13,913,000 | 8,208 |
| Total unused commitments | $0 | 8,654 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 14 | 7,208 |
| Assets and Liabilities | ||
| Total Assets: | $38,136,000 | 7,556 |
| Cash and due from depository institutions | $1,758,000 | 7,208 |
| Interest-bearing balances | $1,000,000 | 2,716 |
| Securities | $22,211,000 | 4,425 |
| Federal funds sold & reverse repurchase agreements | $3,011,000 | 3,308 |
| Net loans & leases | $10,378,000 | 8,380 |
| Loan loss allowance | $317,000 | 7,170 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $437,000 | 7,234 |
| Other real estate owned | $0 | 7,208 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $341,000 | 8,289 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $38,136,000 | 7,556 |
| Total liabilities | $32,062,000 | 7,620 |
| Total deposits | $31,927,000 | 7,515 |
| Interest-bearing deposits | $28,347,000 | 7,366 |
| Deposits held in domestic offices | $31,927,000 | 7,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $135,000 | 7,554 |
| Total equity capital | $6,074,000 | 6,675 |
| Total bank equity capital | $6,074,000 | 6,675 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $105,000 | 6,666 |
| Surplus | $400,000 | 7,643 |
| Undivided profits | $5,569,000 | 4,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $232,000 | 7,498 |
| Earning assets | $36,600,000 | 7,457 |
| Long-term assets (5+ years) | $1,564,000 | 7,188 |
| Average Assets, year-to-date | $38,304,000 | 7,536 |
| Average Assets, quarterly | $38,304,000 | 7,536 |
| Volatile liabilities | $5,677,000 | 7,009 |
| Insider loans | $707,000 | 4,798 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $0 | 8,695 |
| Tier 1 (core) risk-based capital | $6,115,000 | 6,616 |
| Tier 2 risk-based capital | $173,000 | 7,972 |
| Total risk weighted assets | $13,670,000 | 8,283 |
| Total unused commitments | $0 | 8,695 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $38,472,000 | 7,568 |
| Cash and due from depository institutions | $3,275,000 | 7,213 |
| Interest-bearing balances | $1,700,000 | 2,235 |
| Securities | $20,325,000 | 4,682 |
| Federal funds sold & reverse repurchase agreements | $3,361,000 | 3,003 |
| Net loans & leases | $10,748,000 | 8,393 |
| Loan loss allowance | $317,000 | 7,179 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $445,000 | 7,235 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $318,000 | 8,385 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $38,472,000 | 7,568 |
| Total liabilities | $32,426,000 | 7,628 |
| Total deposits | $32,343,000 | 7,517 |
| Interest-bearing deposits | $28,494,000 | 7,359 |
| Deposits held in domestic offices | $32,343,000 | 7,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $83,000 | 8,125 |
| Total equity capital | $6,046,000 | 6,709 |
| Total bank equity capital | $6,046,000 | 6,709 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $105,000 | 6,695 |
| Surplus | $400,000 | 7,674 |
| Undivided profits | $5,541,000 | 4,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $205,000 | 7,746 |
| Earning assets | $36,134,000 | 7,490 |
| Long-term assets (5+ years) | $1,630,000 | 7,217 |
| Average Assets, year-to-date | $39,180,000 | 7,423 |
| Average Assets, quarterly | $38,702,000 | 7,520 |
| Volatile liabilities | $5,342,000 | 7,104 |
| Insider loans | $705,000 | 4,812 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $0 | 8,728 |
| Tier 1 (core) risk-based capital | $6,085,000 | 6,590 |
| Tier 2 risk-based capital | $177,000 | 7,976 |
| Total risk weighted assets | $13,984,000 | 8,304 |
| Total unused commitments | $0 | 8,728 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $38,932,000 | 7,537 |
| Cash and due from depository institutions | $4,133,000 | 7,238 |
| Interest-bearing balances | $2,800,000 | 1,718 |
| Securities | $19,485,000 | 4,774 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 2,771 |
| Net loans & leases | $11,119,000 | 8,395 |
| Loan loss allowance | $316,000 | 7,221 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $455,000 | 7,225 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $340,000 | 8,400 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $38,932,000 | 7,537 |
| Total liabilities | $32,822,000 | 7,609 |
| Total deposits | $32,655,000 | 7,470 |
| Interest-bearing deposits | $29,358,000 | 7,317 |
| Deposits held in domestic offices | $32,655,000 | 7,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $167,000 | 7,415 |
| Total equity capital | $6,110,000 | 6,706 |
| Total bank equity capital | $6,110,000 | 6,706 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $105,000 | 6,735 |
| Surplus | $400,000 | 7,692 |
| Undivided profits | $5,605,000 | 4,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $250,000 | 7,479 |
| Earning assets | $36,804,000 | 7,457 |
| Long-term assets (5+ years) | $1,816,000 | 7,214 |
| Average Assets, year-to-date | $39,357,000 | 7,452 |
| Average Assets, quarterly | $39,125,000 | 7,498 |
| Volatile liabilities | $5,406,000 | 7,111 |
| Insider loans | $772,000 | 4,608 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $0 | 8,783 |
| Tier 1 (core) risk-based capital | $6,126,000 | 6,570 |
| Tier 2 risk-based capital | $182,000 | 7,969 |
| Total risk weighted assets | $14,409,000 | 8,295 |
| Total unused commitments | $0 | 8,783 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $39,318,000 | 7,539 |
| Cash and due from depository institutions | $5,360,000 | 7,300 |
| Interest-bearing balances | $4,000,000 | 1,372 |
| Securities | $18,488,000 | 5,000 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,348 |
| Net loans & leases | $10,714,000 | 8,458 |
| Loan loss allowance | $314,000 | 7,242 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $465,000 | 7,220 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $291,000 | 8,562 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $39,318,000 | 7,539 |
| Total liabilities | $33,276,000 | 7,624 |
| Total deposits | $33,130,000 | 7,489 |
| Interest-bearing deposits | $30,031,000 | 7,305 |
| Deposits held in domestic offices | $33,130,000 | 7,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $146,000 | 7,440 |
| Total equity capital | $6,042,000 | 6,610 |
| Total bank equity capital | $6,042,000 | 6,610 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $105,000 | 6,784 |
| Surplus | $400,000 | 7,741 |
| Undivided profits | $5,537,000 | 4,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $207,000 | 7,755 |
| Earning assets | $37,202,000 | 7,455 |
| Long-term assets (5+ years) | $1,770,000 | 7,327 |
| Average Assets, year-to-date | $39,498,670 | 7,494 |
| Average Assets, quarterly | $39,540,500 | 7,516 |
| Volatile liabilities | $5,369,000 | 7,111 |
| Insider loans | $775,000 | 4,603 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $0 | 8,844 |
| Tier 1 (core) risk-based capital | $6,067,000 | 6,539 |
| Tier 2 risk-based capital | $181,000 | 8,000 |
| Total risk weighted assets | $14,357,000 | 8,326 |
| Total unused commitments | $0 | 8,845 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $39,763,000 | 7,535 |
| Cash and due from depository institutions | $6,116,000 | 7,302 |
| Interest-bearing balances | $4,795,000 | 1,358 |
| Securities | $17,716,000 | 5,096 |
| Federal funds sold & reverse repurchase agreements | $4,725,000 | 2,931 |
| Net loans & leases | $10,449,000 | 8,474 |
| Loan loss allowance | $315,000 | 7,239 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $475,000 | 7,190 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $282,000 | 8,563 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $39,763,000 | 7,535 |
| Total liabilities | $33,751,000 | 7,599 |
| Total deposits | $33,623,000 | 7,470 |
| Interest-bearing deposits | $30,015,000 | 7,346 |
| Deposits held in domestic offices | $33,623,000 | 7,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $128,000 | 7,816 |
| Total equity capital | $6,012,000 | 6,730 |
| Total bank equity capital | $6,012,000 | 6,730 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $105,000 | 6,804 |
| Surplus | $400,000 | 7,769 |
| Undivided profits | $5,507,000 | 4,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $226,000 | 7,557 |
| Earning assets | $37,685,000 | 7,435 |
| Long-term assets (5+ years) | $1,759,000 | 7,335 |
| Average Assets, year-to-date | $39,589,000 | 7,524 |
| Average Assets, quarterly | $39,589,000 | 7,524 |
| Volatile liabilities | $5,234,000 | 7,086 |
| Insider loans | $770,000 | 4,600 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $0 | 8,875 |
| Tier 1 (core) risk-based capital | $6,013,000 | 6,534 |
| Tier 2 risk-based capital | $180,000 | 8,022 |
| Total risk weighted assets | $14,275,000 | 8,355 |
| Total unused commitments | $0 | 8,876 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $39,415,000 | 7,586 |
| Cash and due from depository institutions | $5,732,000 | 7,346 |
| Interest-bearing balances | $4,490,000 | 1,313 |
| Securities | $16,969,000 | 5,274 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,062 |
| Net loans & leases | $10,275,000 | 8,551 |
| Loan loss allowance | $312,000 | 7,280 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $485,000 | 7,198 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $254,000 | 8,726 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,415,000 | 7,586 |
| Total liabilities | $33,459,000 | 7,672 |
| Total deposits | $33,384,000 | 7,530 |
| Interest-bearing deposits | $29,862,000 | 7,366 |
| Deposits held in domestic offices | $33,384,000 | 7,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $75,000 | 8,443 |
| Total equity capital | $5,956,000 | 6,687 |
| Total bank equity capital | $5,956,000 | 6,687 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $105,000 | 6,858 |
| Surplus | $400,000 | 7,819 |
| Undivided profits | $5,451,000 | 4,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 7,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $191,000 | 7,994 |
| Earning assets | $37,434,000 | 7,470 |
| Long-term assets (5+ years) | $2,082,000 | 7,212 |
| Average Assets, year-to-date | $39,341,000 | 7,519 |
| Average Assets, quarterly | $39,413,500 | 7,556 |
| Volatile liabilities | $5,356,000 | 7,062 |
| Insider loans | $807,000 | 4,517 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $0 | 8,941 |
| Tier 1 (core) risk-based capital | $5,961,000 | 6,537 |
| Tier 2 risk-based capital | $177,000 | 8,087 |
| Total risk weighted assets | $14,006,000 | 8,433 |
| Total unused commitments | $0 | 8,941 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $39,412,000 | 7,606 |
| Cash and due from depository institutions | $5,101,000 | 7,387 |
| Interest-bearing balances | $3,879,000 | 1,629 |
| Securities | $16,344,000 | 5,301 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,106 |
| Net loans & leases | $10,628,000 | 8,591 |
| Loan loss allowance | $313,000 | 7,339 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $443,000 | 7,351 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $396,000 | 8,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,412,000 | 7,606 |
| Total liabilities | $33,398,000 | 7,690 |
| Total deposits | $33,191,000 | 7,561 |
| Interest-bearing deposits | $30,161,000 | 7,371 |
| Deposits held in domestic offices | $33,191,000 | 7,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $207,000 | 7,251 |
| Total equity capital | $6,014,000 | 6,653 |
| Total bank equity capital | $6,014,000 | 6,653 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $105,000 | 6,903 |
| Surplus | $400,000 | 7,864 |
| Undivided profits | $5,509,000 | 4,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $213,000 | 7,887 |
| Earning assets | $37,351,000 | 7,513 |
| Long-term assets (5+ years) | $2,472,000 | 7,112 |
| Average Assets, year-to-date | $39,322,500 | 7,568 |
| Average Assets, quarterly | $39,639,000 | 7,590 |
| Volatile liabilities | $5,664,000 | 7,016 |
| Insider loans | $799,000 | 4,520 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $0 | 8,996 |
| Tier 1 (core) risk-based capital | $6,018,000 | 6,504 |
| Tier 2 risk-based capital | $181,000 | 8,111 |
| Total risk weighted assets | $14,339,000 | 8,470 |
| Total unused commitments | $0 | 8,996 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $39,866,000 | 7,606 |
| Cash and due from depository institutions | $4,932,000 | 7,417 |
| Interest-bearing balances | $3,664,000 | 1,843 |
| Securities | $17,430,000 | 5,066 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,481 |
| Net loans & leases | $10,381,000 | 8,642 |
| Loan loss allowance | $312,000 | 7,345 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $450,000 | 7,330 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $373,000 | 8,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,866,000 | 7,606 |
| Total liabilities | $33,898,000 | 7,684 |
| Total deposits | $33,702,000 | 7,551 |
| Interest-bearing deposits | $30,270,000 | 7,399 |
| Deposits held in domestic offices | $33,702,000 | 7,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $196,000 | 7,424 |
| Total equity capital | $5,968,000 | 6,709 |
| Total bank equity capital | $5,968,000 | 6,709 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $105,000 | 6,925 |
| Surplus | $400,000 | 7,888 |
| Undivided profits | $5,463,000 | 4,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $210,000 | 7,868 |
| Earning assets | $37,775,000 | 7,494 |
| Long-term assets (5+ years) | $2,956,000 | 6,902 |
| Average Assets, year-to-date | $39,292,670 | 7,590 |
| Average Assets, quarterly | $39,618,500 | 7,601 |
| Volatile liabilities | $5,986,000 | 6,938 |
| Insider loans | $810,000 | 4,466 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $0 | 9,038 |
| Tier 1 (core) risk-based capital | $5,965,000 | 6,493 |
| Tier 2 risk-based capital | $180,000 | 8,127 |
| Total risk weighted assets | $14,284,000 | 8,491 |
| Total unused commitments | $0 | 9,038 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $39,371,000 | 7,639 |
| Cash and due from depository institutions | $3,937,000 | 7,403 |
| Interest-bearing balances | $2,752,000 | 2,160 |
| Securities | $18,549,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $5,675,000 | 2,915 |
| Net loans & leases | $10,449,000 | 8,650 |
| Loan loss allowance | $313,000 | 7,320 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $447,000 | 7,358 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $314,000 | 8,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,371,000 | 7,639 |
| Total liabilities | $33,470,000 | 7,732 |
| Total deposits | $33,298,000 | 7,594 |
| Interest-bearing deposits | $29,923,000 | 7,438 |
| Deposits held in domestic offices | $33,298,000 | 7,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $172,000 | 7,721 |
| Total equity capital | $5,901,000 | 6,651 |
| Total bank equity capital | $5,901,000 | 6,651 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $105,000 | 6,959 |
| Surplus | $400,000 | 7,919 |
| Undivided profits | $5,396,000 | 4,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $236,000 | 7,694 |
| Earning assets | $37,425,000 | 7,524 |
| Long-term assets (5+ years) | $3,077,000 | 6,792 |
| Average Assets, year-to-date | $39,006,000 | 7,637 |
| Average Assets, quarterly | $39,006,000 | 7,637 |
| Volatile liabilities | $5,774,000 | 6,993 |
| Insider loans | $852,000 | 4,299 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $5,903,000 | 6,468 |
| Tier 2 risk-based capital | $178,000 | 8,168 |
| Total risk weighted assets | $14,085,000 | 8,517 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $38,641,000 | 7,695 |
| Cash and due from depository institutions | $2,875,000 | 7,402 |
| Interest-bearing balances | $1,857,000 | 2,488 |
| Securities | $18,787,000 | 4,831 |
| Federal funds sold & reverse repurchase agreements | $5,675,000 | 2,509 |
| Net loans & leases | $10,539,000 | 8,694 |
| Loan loss allowance | $311,000 | 7,337 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $450,000 | 7,375 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $315,000 | 8,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,641,000 | 7,695 |
| Total liabilities | $32,808,000 | 7,795 |
| Total deposits | $32,676,000 | 7,646 |
| Interest-bearing deposits | $29,211,000 | 7,496 |
| Deposits held in domestic offices | $32,676,000 | 7,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $132,000 | 8,242 |
| Total equity capital | $5,833,000 | 6,667 |
| Total bank equity capital | $5,833,000 | 6,667 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $105,000 | 6,989 |
| Surplus | $400,000 | 7,941 |
| Undivided profits | $5,328,000 | 4,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $265,000 | 7,570 |
| Earning assets | $36,858,000 | 7,564 |
| Long-term assets (5+ years) | $2,981,000 | 6,800 |
| Average Assets, year-to-date | $39,015,200 | 7,544 |
| Average Assets, quarterly | $38,555,000 | 7,678 |
| Volatile liabilities | $5,453,000 | 7,158 |
| Insider loans | $838,000 | 4,350 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $0 | 9,110 |
| Tier 1 (core) risk-based capital | $5,831,000 | 6,465 |
| Tier 2 risk-based capital | $177,000 | 8,209 |
| Total risk weighted assets | $14,060,000 | 8,566 |
| Total unused commitments | $0 | 9,111 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $39,443,000 | 7,658 |
| Cash and due from depository institutions | $2,769,000 | 7,525 |
| Interest-bearing balances | $1,904,000 | 2,339 |
| Securities | $21,217,000 | 4,332 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,526 |
| Net loans & leases | $11,002,000 | 8,820 |
| Loan loss allowance | $301,000 | 7,348 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $481,000 | 7,392 |
| Other real estate owned | $0 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $424,000 | 8,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,443,000 | 7,658 |
| Total liabilities | $33,798,000 | 7,753 |
| Total deposits | $33,543,000 | 7,595 |
| Interest-bearing deposits | $29,856,000 | 7,454 |
| Deposits held in domestic offices | $33,543,000 | 7,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $255,000 | 7,335 |
| Total equity capital | $5,645,000 | 6,657 |
| Total bank equity capital | $5,645,000 | 6,657 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $105,000 | 7,162 |
| Surplus | $400,000 | 8,124 |
| Undivided profits | $5,140,000 | 4,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $356,000 | 7,036 |
| Earning assets | $37,673,000 | 7,504 |
| Long-term assets (5+ years) | $3,060,000 | 6,878 |
| Average Assets, year-to-date | $39,332,200 | 7,491 |
| Average Assets, quarterly | $39,510,500 | 7,611 |
| Volatile liabilities | $5,167,000 | 7,299 |
| Insider loans | $917,000 | 4,107 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $0 | 9,316 |
| Tier 1 (core) risk-based capital | $5,629,000 | 6,506 |
| Tier 2 risk-based capital | $183,000 | 8,218 |
| Total risk weighted assets | $14,508,000 | 8,663 |
| Total unused commitments | $0 | 9,317 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $39,010,000 | 7,670 |
| Cash and due from depository institutions | $1,147,000 | 7,642 |
| Interest-bearing balances | $491,000 | 3,093 |
| Securities | $21,479,000 | 4,411 |
| Federal funds sold & reverse repurchase agreements | $4,275,000 | 2,676 |
| Net loans & leases | $11,223,000 | 8,966 |
| Loan loss allowance | $291,000 | 7,415 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $512,000 | 7,439 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $374,000 | 8,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,010,000 | 7,670 |
| Total liabilities | $33,578,000 | 7,745 |
| Total deposits | $33,205,000 | 7,585 |
| Interest-bearing deposits | $30,085,000 | 7,393 |
| Deposits held in domestic offices | $33,205,000 | 7,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $373,000 | 6,680 |
| Total equity capital | $5,432,000 | 6,769 |
| Total bank equity capital | $5,432,000 | 6,769 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $105,000 | 7,399 |
| Surplus | $400,000 | 8,359 |
| Undivided profits | $4,927,000 | 4,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $173,000 | 8,257 |
| Earning assets | $37,468,000 | 7,506 |
| Long-term assets (5+ years) | $1,376,000 | 7,713 |
| Average Assets, year-to-date | $38,996,200 | 7,485 |
| Average Assets, quarterly | $39,180,000 | 7,593 |
| Volatile liabilities | $5,541,000 | 7,212 |
| Insider loans | $1,043,000 | 3,758 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $5,430,000 | 6,651 |
| Tier 2 risk-based capital | $183,910 | 8,269 |
| Total risk weighted assets | $14,606,010 | 8,750 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $38,196,000 | 7,811 |
| Cash and due from depository institutions | $2,911,000 | 7,887 |
| Interest-bearing balances | $2,059,000 | 1,686 |
| Securities | $20,941,000 | 4,690 |
| Federal funds sold & reverse repurchase agreements | $2,325,000 | 3,391 |
| Net loans & leases | $11,044,000 | 9,200 |
| Loan loss allowance | $263,000 | 7,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $550,000 | 7,504 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $425,000 | 8,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,196,000 | 7,811 |
| Total liabilities | $33,068,000 | 7,882 |
| Total deposits | $32,814,000 | 7,730 |
| Interest-bearing deposits | $29,739,000 | 7,531 |
| Deposits held in domestic offices | $32,814,000 | 7,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $254,000 | 7,453 |
| Total equity capital | $5,128,000 | 6,880 |
| Total bank equity capital | $5,128,000 | 6,880 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $105,000 | 7,667 |
| Surplus | $400,000 | 8,615 |
| Undivided profits | $4,623,000 | 4,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $115,000 | 8,946 |
| Earning assets | $36,369,000 | 7,669 |
| Long-term assets (5+ years) | $1,418,000 | 8,038 |
| Average Assets, year-to-date | $38,508,400 | 7,650 |
| Average Assets, quarterly | $38,292,500 | 7,765 |
| Volatile liabilities | $4,643,000 | 7,532 |
| Insider loans | $951,000 | 3,861 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $0 | 9,887 |
| Tier 1 (core) risk-based capital | $5,132,000 | 6,896 |
| Tier 2 risk-based capital | $181,220 | 8,406 |
| Total risk weighted assets | $14,415,620 | 8,958 |
| Total unused commitments | $0 | 9,888 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $38,377,000 | 7,907 |
| Cash and due from depository institutions | $2,546,000 | 8,274 |
| Interest-bearing balances | $1,744,000 | 2,289 |
| Securities | $20,381,000 | 4,776 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,389 |
| Net loans & leases | $10,924,000 | 9,327 |
| Loan loss allowance | $246,000 | 8,005 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $605,000 | 7,330 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $421,000 | 8,627 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,377,000 | 7,907 |
| Total liabilities | $33,520,000 | 7,951 |
| Total deposits | $33,235,000 | 7,819 |
| Interest-bearing deposits | $29,766,000 | 7,631 |
| Deposits held in domestic offices | $33,235,000 | 7,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $285,000 | 7,634 |
| Total equity capital | $4,857,000 | 7,212 |
| Total bank equity capital | $4,857,000 | 7,212 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $105,000 | 7,824 |
| Surplus | $400,000 | 8,783 |
| Undivided profits | $4,352,000 | 4,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $121,000 | 9,077 |
| Earning assets | $36,549,000 | 7,779 |
| Long-term assets (5+ years) | $1,324,000 | 8,177 |
| Average Assets, year-to-date | $37,440,200 | 7,804 |
| Average Assets, quarterly | $37,772,000 | 7,886 |
| Volatile liabilities | $3,661,000 | 7,797 |
| Insider loans | $867,000 | 3,907 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 10,110 |
| Tier 1 (core) risk-based capital | $4,852,000 | 7,050 |
| Tier 2 risk-based capital | $179,460 | 8,507 |
| Total risk weighted assets | $14,290,460 | 9,072 |
| Total unused commitments | $0 | 10,111 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $36,905,000 | 8,200 |
| Cash and due from depository institutions | $1,119,000 | 8,601 |
| Interest-bearing balances | $199,000 | 3,977 |
| Securities | $19,978,000 | 4,906 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 4,568 |
| Net loans & leases | $12,459,000 | 9,445 |
| Loan loss allowance | $236,000 | 8,336 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $610,000 | 7,402 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $364,000 | 9,361 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,905,000 | 8,200 |
| Total liabilities | $32,380,000 | 8,227 |
| Total deposits | $32,062,000 | 8,103 |
| Interest-bearing deposits | $28,653,000 | 7,952 |
| Deposits held in domestic offices | $32,062,000 | 8,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $318,000 | 7,578 |
| Total equity capital | $4,525,000 | 7,577 |
| Total bank equity capital | $4,525,000 | 7,577 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $105,000 | 8,178 |
| Surplus | $400,000 | 9,126 |
| Undivided profits | $4,020,000 | 5,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 9,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $128,000 | 9,380 |
| Earning assets | $35,011,000 | 8,077 |
| Long-term assets (5+ years) | $1,062,000 | 8,448 |
| Average Assets, year-to-date | $36,209,600 | 8,092 |
| Average Assets, quarterly | $36,413,500 | 8,199 |
| Volatile liabilities | $3,197,000 | 8,346 |
| Insider loans | $770,000 | 4,246 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $4,526,000 | 7,445 |
| Tier 2 risk-based capital | $168,620 | 8,868 |
| Total risk weighted assets | $13,421,820 | 9,468 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 13 | 9,013 |
| Assets and Liabilities | ||
| Total Assets: | $35,453,000 | 8,629 |
| Cash and due from depository institutions | $515,000 | 9,013 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,612,000 | 5,375 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,950 |
| Net loans & leases | $11,471,000 | 9,970 |
| Loan loss allowance | $215,000 | 8,934 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $604,000 | 7,589 |
| Other real estate owned | $0 | 9,013 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $351,000 | 9,910 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $35,453,000 | 8,629 |
| Total liabilities | $31,254,000 | 8,666 |
| Total deposits | $30,983,000 | 8,532 |
| Interest-bearing deposits | $27,747,000 | 8,361 |
| Deposits held in domestic offices | $30,983,000 | 8,527 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $271,000 | 8,237 |
| Total equity capital | $4,199,000 | 8,003 |
| Total bank equity capital | $4,199,000 | 8,003 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $105,000 | 8,604 |
| Surplus | $400,000 | 9,542 |
| Undivided profits | $3,694,000 | 5,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $107,000 | 10,080 |
| Earning assets | $33,983,000 | 8,447 |
| Long-term assets (5+ years) | $665,000 | 9,108 |
| Average Assets, year-to-date | $34,962,800 | 8,512 |
| Average Assets, quarterly | $35,211,500 | 8,596 |
| Volatile liabilities | $2,634,000 | 8,900 |
| Insider loans | $680,000 | 4,675 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $0 | 10,924 |
| Tier 1 (core) risk-based capital | $4,199,000 | 7,914 |
| Tier 2 risk-based capital | $158,880 | 9,318 |
| Total risk weighted assets | $12,654,280 | 9,950 |
| Total unused commitments | $0 | 10,925 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $34,576,000 | 9,004 |
| Cash and due from depository institutions | $949,000 | 9,438 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $18,964,000 | 5,761 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 4,994 |
| Net loans & leases | $11,112,000 | 10,349 |
| Loan loss allowance | $204,000 | 9,416 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $656,000 | 7,479 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $470,000 | 9,387 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,576,000 | 9,004 |
| Total liabilities | $30,678,000 | 8,994 |
| Total deposits | $30,334,000 | 8,896 |
| Interest-bearing deposits | $27,593,000 | 8,643 |
| Deposits held in domestic offices | $30,334,000 | 8,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $344,000 | 7,767 |
| Total equity capital | $3,898,000 | 8,460 |
| Total bank equity capital | $3,898,000 | 8,460 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $105,000 | 9,025 |
| Surplus | $400,000 | 9,920 |
| Undivided profits | $3,393,000 | 5,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $113,000 | 10,422 |
| Earning assets | $32,601,000 | 8,865 |
| Long-term assets (5+ years) | $780,000 | 9,296 |
| Average Assets, year-to-date | $34,145,600 | 8,851 |
| Average Assets, quarterly | $34,336,500 | 8,969 |
| Volatile liabilities | $2,541,000 | 9,026 |
| Insider loans | $587,000 | 5,198 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $0 | 11,319 |
| Tier 1 (core) risk-based capital | $3,902,000 | 8,347 |
| Tier 2 risk-based capital | $159,590 | 9,579 |
| Total risk weighted assets | $12,723,090 | 10,277 |
| Total unused commitments | $0 | 11,320 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $33,865,000 | 9,282 |
| Cash and due from depository institutions | $703,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,801,000 | 6,149 |
| Federal funds sold & reverse repurchase agreements | $2,375,000 | 3,378 |
| Net loans & leases | $10,899,000 | 10,783 |
| Loan loss allowance | $190,000 | 10,041 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $720,000 | 7,298 |
| Other real estate owned | $0 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $367,000 | 10,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,865,000 | 9,282 |
| Total liabilities | $30,255,000 | 9,306 |
| Total deposits | $30,023,000 | 9,167 |
| Interest-bearing deposits | $27,345,000 | 8,873 |
| Deposits held in domestic offices | $30,023,000 | 9,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $232,000 | 8,408 |
| Total equity capital | $3,610,000 | 8,659 |
| Total bank equity capital | $3,610,000 | 8,659 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $105,000 | 9,522 |
| Surplus | $400,000 | 10,339 |
| Undivided profits | $3,105,000 | 5,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 10,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $86,000 | 11,209 |
| Earning assets | $32,075,000 | 9,115 |
| Long-term assets (5+ years) | $1,078,000 | 9,343 |
| Average Assets, year-to-date | $32,805,600 | 9,327 |
| Average Assets, quarterly | $33,485,000 | 9,309 |
| Volatile liabilities | $2,471,000 | 9,089 |
| Insider loans | $446,000 | 6,041 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $3,629,000 | 8,750 |
| Tier 2 risk-based capital | $155,760 | 10,023 |
| Total risk weighted assets | $12,426,460 | 10,671 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $31,896,000 | 9,904 |
| Cash and due from depository institutions | $1,905,000 | 9,983 |
| Interest-bearing balances | $1,061,000 | 3,318 |
| Securities | $16,687,000 | 6,925 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 5,936 |
| Net loans & leases | $10,348,000 | 11,268 |
| Loan loss allowance | $178,000 | 10,666 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $706,000 | 7,486 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $325,000 | 11,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,896,000 | 9,904 |
| Total liabilities | $28,484,000 | 9,940 |
| Total deposits | $28,326,000 | 9,814 |
| Interest-bearing deposits | $25,827,000 | 9,508 |
| Deposits held in domestic offices | $28,326,000 | 9,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $158,000 | 10,185 |
| Total equity capital | $3,412,000 | 9,183 |
| Total bank equity capital | $3,412,000 | 9,183 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $105,000 | 10,002 |
| Surplus | $400,000 | 10,764 |
| Undivided profits | $2,907,000 | 6,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $76,000 | 11,719 |
| Earning assets | $30,021,000 | 9,753 |
| Long-term assets (5+ years) | $876,000 | 10,124 |
| Average Assets, year-to-date | $32,218,600 | 9,727 |
| Average Assets, quarterly | $31,862,000 | 9,850 |
| Volatile liabilities | $2,048,000 | 9,635 |
| Insider loans | $681,000 | 4,818 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $3,412,000 | 9,124 |
| Tier 2 risk-based capital | $141,380 | 10,654 |
| Total risk weighted assets | $11,273,980 | 11,333 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $32,328,000 | 10,067 |
| Cash and due from depository institutions | $2,152,000 | 10,332 |
| Interest-bearing balances | $1,252,000 | 3,435 |
| Securities | $17,652,000 | 6,613 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 6,602 |
| Net loans & leases | $9,428,000 | 11,864 |
| Loan loss allowance | $176,000 | 10,993 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $768,000 | 7,276 |
| Other real estate owned | $0 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $378,000 | 10,909 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,328,000 | 10,067 |
| Total liabilities | $29,102,000 | 10,112 |
| Total deposits | $28,896,000 | 9,993 |
| Interest-bearing deposits | $26,277,000 | 9,687 |
| Deposits held in domestic offices | $28,896,000 | 9,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $206,000 | 9,900 |
| Total equity capital | $3,226,000 | 9,373 |
| Total bank equity capital | $3,226,000 | 9,373 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $105,000 | 10,463 |
| Surplus | $400,000 | 11,093 |
| Undivided profits | $2,721,000 | 6,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 12,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $68,000 | 12,519 |
| Earning assets | $30,282,000 | 9,901 |
| Long-term assets (5+ years) | $530,000 | 10,960 |
| Average Assets, year-to-date | $31,212,000 | 10,098 |
| Average Assets, quarterly | $32,068,000 | 10,054 |
| Volatile liabilities | $1,837,000 | 10,241 |
| Insider loans | $4,000 | 9,235 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $3,226,000 | 9,302 |
| Tier 2 risk-based capital | $137,190 | 10,988 |
| Total risk weighted assets | $10,936,190 | 11,796 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |