Home > The Bank of Bonifay > Assets and Liabilities
The Bank of Bonifay, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 67 | 2,396 |
| Assets and Liabilities | ||
| Total Assets: | $242,871,000 | 2,736 |
| Cash and due from depository institutions | $13,186,000 | 2,396 |
| Interest-bearing balances | $1,706,000 | 4,969 |
| Securities | $34,647,000 | 3,184 |
| Federal funds sold & reverse repurchase agreements | $28,936,000 | 294 |
| Net loans & leases | $152,746,000 | 2,808 |
| Loan loss allowance | $8,373,000 | 1,021 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,062,000 | 2,429 |
| Other real estate owned | $5,646,000 | 2,396 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,648,000 | 4,815 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $242,871,000 | 2,736 |
| Total liabilities | $241,255,000 | 2,500 |
| Total deposits | $230,190,000 | 2,384 |
| Interest-bearing deposits | $205,863,000 | 2,322 |
| Deposits held in domestic offices | $230,190,000 | 2,382 |
| % insured | 93.68% | 2,263 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,594 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,065,000 | 3,274 |
| Total equity capital | $1,616,000 | 7,807 |
| Total bank equity capital | $1,616,000 | 7,807 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $125,000 | 5,789 |
| Surplus | $16,988,000 | 1,834 |
| Undivided profits | $-15,497,000 | 7,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $29,826,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $998,000 | 3,237 |
| Earning assets | $218,035,000 | 2,774 |
| Long-term assets (5+ years) | $45,265,000 | 2,599 |
| Average Assets, year-to-date | $248,999,000 | 2,664 |
| Average Assets, quarterly | $248,999,000 | 2,664 |
| Volatile liabilities | $48,781,000 | 2,769 |
| Insider loans | $4,834,000 | 1,546 |
| FHLB advances | $10,000,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,209,000 | 4,798 |
| Tier 1 (core) risk-based capital | $1,820,000 | 7,759 |
| Tier 2 risk-based capital | $1,820,000 | 2,839 |
| Total risk weighted assets | $158,135,000 | 2,874 |
| Total unused commitments | $7,209,000 | 4,801 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 66 | 2,448 |
| Assets and Liabilities | ||
| Total Assets: | $255,127,000 | 2,617 |
| Cash and due from depository institutions | $12,530,000 | 2,448 |
| Interest-bearing balances | $8,438,000 | 2,532 |
| Securities | $25,162,000 | 3,876 |
| Federal funds sold & reverse repurchase agreements | $43,891,000 | 169 |
| Net loans & leases | $160,108,000 | 2,755 |
| Loan loss allowance | $4,926,000 | 1,637 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,132,000 | 2,426 |
| Other real estate owned | $5,762,000 | 2,448 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,542,000 | 4,979 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $255,127,000 | 2,617 |
| Total liabilities | $249,080,000 | 2,438 |
| Total deposits | $237,771,000 | 2,313 |
| Interest-bearing deposits | $212,026,000 | 2,259 |
| Deposits held in domestic offices | $237,771,000 | 2,311 |
| % insured | 94.07% | 2,103 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,309,000 | 2,907 |
| Total equity capital | $6,047,000 | 6,535 |
| Total bank equity capital | $6,047,000 | 6,535 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $125,000 | 5,848 |
| Surplus | $16,988,000 | 1,837 |
| Undivided profits | $-11,066,000 | 7,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $28,089,000 | 670 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $995,000 | 3,372 |
| Earning assets | $237,599,000 | 2,579 |
| Long-term assets (5+ years) | $35,860,000 | 3,020 |
| Average Assets, year-to-date | $246,529,400 | 2,642 |
| Average Assets, quarterly | $249,898,500 | 2,654 |
| Volatile liabilities | $43,849,000 | 3,032 |
| Insider loans | $4,878,000 | 1,577 |
| FHLB advances | $10,000,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $7,264,000 | 4,799 |
| Tier 1 (core) risk-based capital | $6,275,000 | 6,351 |
| Tier 2 risk-based capital | $2,141,000 | 2,521 |
| Total risk weighted assets | $168,462,000 | 2,782 |
| Total unused commitments | $7,264,000 | 4,800 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 63 | 2,588 |
| Assets and Liabilities | ||
| Total Assets: | $244,670,000 | 2,720 |
| Cash and due from depository institutions | $8,721,000 | 2,588 |
| Interest-bearing balances | $4,854,000 | 3,104 |
| Securities | $24,867,000 | 3,920 |
| Federal funds sold & reverse repurchase agreements | $28,689,000 | 284 |
| Net loans & leases | $168,641,000 | 2,653 |
| Loan loss allowance | $5,094,000 | 1,529 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,214,000 | 2,421 |
| Other real estate owned | $5,788,000 | 2,588 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $2,750,000 | 4,433 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $244,670,000 | 2,720 |
| Total liabilities | $235,902,000 | 2,558 |
| Total deposits | $224,431,000 | 2,421 |
| Interest-bearing deposits | $201,877,000 | 2,347 |
| Deposits held in domestic offices | $224,431,000 | 2,419 |
| % insured | 94.54% | 2,043 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,000,000 | 2,830 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,471,000 | 2,946 |
| Total equity capital | $8,768,000 | 5,746 |
| Total bank equity capital | $8,768,000 | 5,745 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $125,000 | 5,916 |
| Surplus | $16,988,000 | 1,828 |
| Undivided profits | $-8,345,000 | 7,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $24,988,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,261,000 | 2,869 |
| Earning assets | $227,051,000 | 2,688 |
| Long-term assets (5+ years) | $35,385,000 | 3,024 |
| Average Assets, year-to-date | $244,380,000 | 2,681 |
| Average Assets, quarterly | $247,361,500 | 2,673 |
| Volatile liabilities | $44,374,000 | 3,028 |
| Insider loans | $3,707,000 | 2,003 |
| FHLB advances | $10,000,000 | 2,691 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,033,000 | 4,462 |
| Tier 1 (core) risk-based capital | $8,532,000 | 5,663 |
| Tier 2 risk-based capital | $2,189,000 | 2,468 |
| Total risk weighted assets | $172,121,000 | 2,747 |
| Total unused commitments | $9,033,000 | 4,465 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 66 | 2,520 |
| Assets and Liabilities | ||
| Total Assets: | $250,053,000 | 2,664 |
| Cash and due from depository institutions | $19,487,000 | 2,520 |
| Interest-bearing balances | $17,889,000 | 1,173 |
| Securities | $15,238,000 | 5,014 |
| Federal funds sold & reverse repurchase agreements | $33,240,000 | 243 |
| Net loans & leases | $168,221,000 | 2,694 |
| Loan loss allowance | $4,309,000 | 1,700 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,330,000 | 2,405 |
| Other real estate owned | $5,676,000 | 2,520 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,861,000 | 4,325 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $250,053,000 | 2,664 |
| Total liabilities | $239,543,000 | 2,515 |
| Total deposits | $228,146,000 | 2,379 |
| Interest-bearing deposits | $202,820,000 | 2,334 |
| Deposits held in domestic offices | $228,146,000 | 2,377 |
| % insured | 86.12% | 1,875 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,000,000 | 2,919 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,397,000 | 3,065 |
| Total equity capital | $10,510,000 | 5,194 |
| Total bank equity capital | $10,510,000 | 5,193 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $125,000 | 5,990 |
| Surplus | $16,988,000 | 1,830 |
| Undivided profits | $-6,603,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $27,221,000 | 646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,151,000 | 3,013 |
| Earning assets | $234,588,000 | 2,613 |
| Long-term assets (5+ years) | $25,656,000 | 3,656 |
| Average Assets, year-to-date | $244,283,330 | 2,709 |
| Average Assets, quarterly | $243,316,000 | 2,731 |
| Volatile liabilities | $50,126,000 | 2,764 |
| Insider loans | $3,530,000 | 2,121 |
| FHLB advances | $10,000,000 | 2,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,640,000 | 4,685 |
| Tier 1 (core) risk-based capital | $10,496,000 | 5,104 |
| Tier 2 risk-based capital | $2,198,000 | 2,449 |
| Total risk weighted assets | $173,325,000 | 2,744 |
| Total unused commitments | $8,640,000 | 4,688 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 68 | 2,457 |
| Assets and Liabilities | ||
| Total Assets: | $236,579,000 | 2,829 |
| Cash and due from depository institutions | $15,894,000 | 2,457 |
| Interest-bearing balances | $10,484,000 | 1,563 |
| Securities | $13,518,000 | 5,302 |
| Federal funds sold & reverse repurchase agreements | $33,770,000 | 319 |
| Net loans & leases | $161,341,000 | 2,792 |
| Loan loss allowance | $4,071,000 | 1,676 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,419,000 | 2,393 |
| Other real estate owned | $4,095,000 | 2,457 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,542,000 | 4,596 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $236,579,000 | 2,829 |
| Total liabilities | $224,021,000 | 2,688 |
| Total deposits | $212,286,000 | 2,550 |
| Interest-bearing deposits | $187,670,000 | 2,515 |
| Deposits held in domestic offices | $212,286,000 | 2,548 |
| % insured | 83.89% | 2,606 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,735,000 | 2,558 |
| Total equity capital | $12,558,000 | 4,706 |
| Total bank equity capital | $12,558,000 | 4,705 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $125,000 | 6,026 |
| Surplus | $16,988,000 | 1,804 |
| Undivided profits | $-4,555,000 | 7,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $18,916,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,036,000 | 3,360 |
| Earning assets | $219,113,000 | 2,799 |
| Long-term assets (5+ years) | $20,163,000 | 4,065 |
| Average Assets, year-to-date | $241,398,500 | 2,756 |
| Average Assets, quarterly | $241,398,500 | 2,756 |
| Volatile liabilities | $55,203,000 | 2,554 |
| Insider loans | $2,026,000 | 3,106 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $8,737,000 | 4,757 |
| Tier 1 (core) risk-based capital | $12,381,000 | 4,600 |
| Tier 2 risk-based capital | $2,072,000 | 2,546 |
| Total risk weighted assets | $163,760,000 | 2,890 |
| Total unused commitments | $8,737,000 | 4,758 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 68 | 2,473 |
| Assets and Liabilities | ||
| Total Assets: | $246,218,000 | 2,686 |
| Cash and due from depository institutions | $24,610,000 | 2,473 |
| Interest-bearing balances | $17,619,000 | 664 |
| Securities | $12,458,000 | 5,507 |
| Federal funds sold & reverse repurchase agreements | $35,524,000 | 246 |
| Net loans & leases | $162,338,000 | 2,791 |
| Loan loss allowance | $3,403,000 | 1,903 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,462,000 | 2,396 |
| Other real estate owned | $3,514,000 | 2,473 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,312,000 | 4,875 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $246,218,000 | 2,686 |
| Total liabilities | $232,021,000 | 2,575 |
| Total deposits | $220,520,000 | 2,403 |
| Interest-bearing deposits | $194,630,000 | 2,370 |
| Deposits held in domestic offices | $220,520,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,501,000 | 2,844 |
| Total equity capital | $14,197,000 | 4,295 |
| Total bank equity capital | $14,197,000 | 4,295 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $125,000 | 6,063 |
| Surplus | $16,988,000 | 1,768 |
| Undivided profits | $-2,916,000 | 7,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,048,000 | 850 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $896,000 | 4,005 |
| Earning assets | $227,939,000 | 2,664 |
| Long-term assets (5+ years) | $12,269,000 | 5,001 |
| Average Assets, year-to-date | $231,690,000 | 2,748 |
| Average Assets, quarterly | $233,233,500 | 2,808 |
| Volatile liabilities | $53,146,000 | 2,602 |
| Insider loans | $2,021,000 | 3,144 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $8,895,000 | 4,737 |
| Tier 1 (core) risk-based capital | $13,948,000 | 4,220 |
| Tier 2 risk-based capital | $2,115,000 | 2,487 |
| Total risk weighted assets | $167,905,000 | 2,846 |
| Total unused commitments | $8,895,000 | 4,740 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $220,249,000 | 2,956 |
| Cash and due from depository institutions | $17,343,000 | 2,535 |
| Interest-bearing balances | $12,640,000 | 584 |
| Securities | $7,218,000 | 6,438 |
| Federal funds sold & reverse repurchase agreements | $19,756,000 | 575 |
| Net loans & leases | $164,962,000 | 2,750 |
| Loan loss allowance | $2,887,000 | 2,006 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,560,000 | 2,336 |
| Other real estate owned | $2,814,000 | 2,535 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,596,000 | 4,644 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $220,249,000 | 2,956 |
| Total liabilities | $204,889,000 | 2,871 |
| Total deposits | $193,551,000 | 2,689 |
| Interest-bearing deposits | $169,290,000 | 2,666 |
| Deposits held in domestic offices | $193,551,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,338,000 | 3,166 |
| Total equity capital | $15,360,000 | 4,109 |
| Total bank equity capital | $15,360,000 | 4,109 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $125,000 | 6,114 |
| Surplus | $16,988,000 | 1,748 |
| Undivided profits | $-1,753,000 | 7,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,486,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,043,000 | 3,715 |
| Earning assets | $204,576,000 | 2,916 |
| Long-term assets (5+ years) | $8,094,000 | 5,658 |
| Average Assets, year-to-date | $228,058,000 | 2,796 |
| Average Assets, quarterly | $230,063,000 | 2,822 |
| Volatile liabilities | $49,365,000 | 2,699 |
| Insider loans | $2,022,000 | 3,135 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,371,000 | 4,584 |
| Tier 1 (core) risk-based capital | $15,445,000 | 3,985 |
| Tier 2 risk-based capital | $2,079,000 | 2,459 |
| Total risk weighted assets | $165,511,000 | 2,890 |
| Total unused commitments | $10,371,000 | 4,587 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 65 | 2,636 |
| Assets and Liabilities | ||
| Total Assets: | $239,877,000 | 2,728 |
| Cash and due from depository institutions | $12,299,000 | 2,636 |
| Interest-bearing balances | $7,930,000 | 832 |
| Securities | $7,309,000 | 6,474 |
| Federal funds sold & reverse repurchase agreements | $40,680,000 | 288 |
| Net loans & leases | $168,157,000 | 2,685 |
| Loan loss allowance | $3,920,000 | 1,501 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,509,000 | 2,354 |
| Other real estate owned | $3,004,000 | 2,636 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,919,000 | 4,330 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $239,877,000 | 2,728 |
| Total liabilities | $226,103,000 | 2,600 |
| Total deposits | $209,379,000 | 2,481 |
| Interest-bearing deposits | $182,655,000 | 2,485 |
| Deposits held in domestic offices | $209,379,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,724,000 | 2,591 |
| Total equity capital | $13,774,000 | 4,436 |
| Total bank equity capital | $13,774,000 | 4,436 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $125,000 | 6,166 |
| Surplus | $14,545,000 | 1,971 |
| Undivided profits | $-896,000 | 7,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,865,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,005,000 | 3,747 |
| Earning assets | $224,076,000 | 2,669 |
| Long-term assets (5+ years) | $8,984,000 | 5,466 |
| Average Assets, year-to-date | $230,661,000 | 2,768 |
| Average Assets, quarterly | $235,918,000 | 2,741 |
| Volatile liabilities | $62,151,000 | 2,238 |
| Insider loans | $2,048,000 | 3,081 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,061,000 | 4,354 |
| Tier 1 (core) risk-based capital | $13,870,000 | 4,335 |
| Tier 2 risk-based capital | $2,175,000 | 2,325 |
| Total risk weighted assets | $172,966,000 | 2,758 |
| Total unused commitments | $12,061,000 | 4,354 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 78 | 2,224 |
| Assets and Liabilities | ||
| Total Assets: | $231,959,000 | 2,785 |
| Cash and due from depository institutions | $11,008,000 | 2,224 |
| Interest-bearing balances | $7,485,000 | 1,011 |
| Securities | $7,710,000 | 6,407 |
| Federal funds sold & reverse repurchase agreements | $19,765,000 | 820 |
| Net loans & leases | $181,844,000 | 2,475 |
| Loan loss allowance | $6,056,000 | 944 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,602,000 | 2,287 |
| Other real estate owned | $2,621,000 | 2,224 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,409,000 | 3,897 |
| Life insurance assets | $790,000 | 3,175 |
| Total liabilities and capital | $231,959,000 | 2,785 |
| Total liabilities | $222,137,000 | 2,627 |
| Total deposits | $205,249,000 | 2,533 |
| Interest-bearing deposits | $177,310,000 | 2,559 |
| Deposits held in domestic offices | $205,249,000 | 2,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,888,000 | 2,574 |
| Total equity capital | $9,822,000 | 5,603 |
| Total bank equity capital | $9,822,000 | 5,603 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $125,000 | 6,192 |
| Surplus | $10,404,000 | 2,524 |
| Undivided profits | $-707,000 | 7,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,058,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,088,000 | 3,473 |
| Earning assets | $216,804,000 | 2,746 |
| Long-term assets (5+ years) | $11,220,000 | 4,994 |
| Average Assets, year-to-date | $226,053,000 | 2,807 |
| Average Assets, quarterly | $226,053,000 | 2,807 |
| Volatile liabilities | $61,390,000 | 2,212 |
| Insider loans | $3,311,000 | 2,193 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $14,727,000 | 4,022 |
| Tier 1 (core) risk-based capital | $9,664,000 | 5,507 |
| Tier 2 risk-based capital | $2,315,000 | 2,153 |
| Total risk weighted assets | $181,472,000 | 2,602 |
| Total unused commitments | $14,727,000 | 4,023 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 78 | 2,238 |
| Assets and Liabilities | ||
| Total Assets: | $220,147,000 | 2,865 |
| Cash and due from depository institutions | $3,708,000 | 2,238 |
| Interest-bearing balances | $42,000 | 5,524 |
| Securities | $8,185,000 | 6,399 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $195,507,000 | 2,324 |
| Loan loss allowance | $4,470,000 | 1,239 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,656,000 | 2,252 |
| Other real estate owned | $2,755,000 | 2,238 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,336,000 | 3,347 |
| Life insurance assets | $1,491,000 | 2,627 |
| Total liabilities and capital | $220,147,000 | 2,865 |
| Total liabilities | $209,229,000 | 2,728 |
| Total deposits | $192,065,000 | 2,673 |
| Interest-bearing deposits | $164,860,000 | 2,680 |
| Deposits held in domestic offices | $192,065,000 | 2,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $375,000 | 3,164 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,789,000 | 2,691 |
| Total equity capital | $10,918,000 | 5,231 |
| Total bank equity capital | $10,918,000 | 5,231 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $125,000 | 6,231 |
| Surplus | $10,404,000 | 2,498 |
| Undivided profits | $389,000 | 7,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,428,000 | 712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,399,000 | 3,016 |
| Earning assets | $203,734,000 | 2,832 |
| Long-term assets (5+ years) | $10,894,000 | 4,791 |
| Average Assets, year-to-date | $212,099,800 | 2,875 |
| Average Assets, quarterly | $221,774,500 | 2,820 |
| Volatile liabilities | $61,742,000 | 2,190 |
| Insider loans | $3,148,000 | 2,274 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $243,000 | 1,435 |
| Unused loan commitments | $18,078,000 | 3,587 |
| Tier 1 (core) risk-based capital | $10,929,000 | 5,084 |
| Tier 2 risk-based capital | $2,400,000 | 2,073 |
| Total risk weighted assets | $189,716,000 | 2,463 |
| Total unused commitments | $18,078,000 | 3,588 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 87 | 1,967 |
| Assets and Liabilities | ||
| Total Assets: | $223,402,000 | 2,796 |
| Cash and due from depository institutions | $3,365,000 | 1,967 |
| Interest-bearing balances | $151,000 | 4,131 |
| Securities | $10,175,000 | 6,043 |
| Federal funds sold & reverse repurchase agreements | $645,000 | 5,359 |
| Net loans & leases | $196,653,000 | 2,287 |
| Loan loss allowance | $2,206,000 | 2,308 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,803,000 | 2,158 |
| Other real estate owned | $1,905,000 | 1,967 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,856,000 | 3,147 |
| Life insurance assets | $1,478,000 | 2,590 |
| Total liabilities and capital | $223,403,000 | 2,796 |
| Total liabilities | $206,341,000 | 2,716 |
| Total deposits | $184,753,000 | 2,737 |
| Interest-bearing deposits | $158,068,000 | 2,753 |
| Deposits held in domestic offices | $184,753,000 | 2,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,000,000 | 1,749 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,588,000 | 2,972 |
| Total equity capital | $17,062,000 | 3,764 |
| Total bank equity capital | $17,062,000 | 3,764 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $125,000 | 6,241 |
| Surplus | $10,404,000 | 2,437 |
| Undivided profits | $6,533,000 | 4,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,164,000 | 1,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,570,000 | 2,849 |
| Earning assets | $207,624,000 | 2,763 |
| Long-term assets (5+ years) | $10,053,000 | 4,826 |
| Average Assets, year-to-date | $210,088,000 | 2,901 |
| Average Assets, quarterly | $219,990,000 | 2,806 |
| Volatile liabilities | $56,472,000 | 2,314 |
| Insider loans | $7,187,000 | 1,029 |
| FHLB advances | $20,000,000 | 1,648 |
| Loans and leases held for sale | $310,000 | 1,351 |
| Unused loan commitments | $19,915,000 | 3,409 |
| Tier 1 (core) risk-based capital | $17,188,000 | 3,617 |
| Tier 2 risk-based capital | $2,206,000 | 2,196 |
| Total risk weighted assets | $189,870,000 | 2,423 |
| Total unused commitments | $19,915,000 | 3,410 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 78 | 2,254 |
| Assets and Liabilities | ||
| Total Assets: | $216,578,000 | 2,887 |
| Cash and due from depository institutions | $2,687,000 | 2,254 |
| Interest-bearing balances | $64,000 | 5,178 |
| Securities | $10,104,000 | 6,081 |
| Federal funds sold & reverse repurchase agreements | $695,000 | 5,398 |
| Net loans & leases | $190,531,000 | 2,336 |
| Loan loss allowance | $2,026,000 | 2,480 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,780,000 | 2,166 |
| Other real estate owned | $2,270,000 | 2,254 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,511,000 | 3,262 |
| Life insurance assets | $1,466,000 | 2,602 |
| Total liabilities and capital | $216,578,000 | 2,887 |
| Total liabilities | $199,766,000 | 2,801 |
| Total deposits | $183,346,000 | 2,795 |
| Interest-bearing deposits | $155,826,000 | 2,811 |
| Deposits held in domestic offices | $183,346,000 | 2,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,420,000 | 3,046 |
| Total equity capital | $16,812,000 | 3,744 |
| Total bank equity capital | $16,812,000 | 3,744 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $125,000 | 6,281 |
| Surplus | $10,404,000 | 2,441 |
| Undivided profits | $6,283,000 | 4,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 4,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,339,000 | 3,091 |
| Earning assets | $201,394,000 | 2,830 |
| Long-term assets (5+ years) | $12,878,000 | 4,327 |
| Average Assets, year-to-date | $205,650,000 | 2,980 |
| Average Assets, quarterly | $208,040,000 | 2,977 |
| Volatile liabilities | $56,174,000 | 2,287 |
| Insider loans | $4,391,000 | 1,691 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $3,390,000 | 535 |
| Unused loan commitments | $18,417,000 | 3,573 |
| Tier 1 (core) risk-based capital | $17,126,000 | 3,611 |
| Tier 2 risk-based capital | $2,026,000 | 2,355 |
| Total risk weighted assets | $184,331,000 | 2,473 |
| Total unused commitments | $18,417,000 | 3,574 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 64 | 2,716 |
| Assets and Liabilities | ||
| Total Assets: | $199,502,000 | 3,093 |
| Cash and due from depository institutions | $4,777,000 | 2,716 |
| Interest-bearing balances | $72,000 | 5,153 |
| Securities | $10,438,000 | 6,038 |
| Federal funds sold & reverse repurchase agreements | $2,615,000 | 4,620 |
| Net loans & leases | $171,848,000 | 2,508 |
| Loan loss allowance | $1,997,000 | 2,500 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,661,000 | 2,177 |
| Other real estate owned | $117,000 | 2,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,046,000 | 3,436 |
| Life insurance assets | $1,454,000 | 2,596 |
| Total liabilities and capital | $199,502,000 | 3,093 |
| Total liabilities | $182,454,000 | 3,037 |
| Total deposits | $171,313,000 | 2,952 |
| Interest-bearing deposits | $142,473,000 | 3,024 |
| Deposits held in domestic offices | $171,313,000 | 2,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,141,000 | 3,610 |
| Total equity capital | $17,048,000 | 3,705 |
| Total bank equity capital | $17,048,000 | 3,705 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $125,000 | 6,303 |
| Surplus | $10,404,000 | 2,410 |
| Undivided profits | $6,519,000 | 4,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,673,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,265,000 | 3,131 |
| Earning assets | $184,973,000 | 3,059 |
| Long-term assets (5+ years) | $8,964,000 | 4,925 |
| Average Assets, year-to-date | $200,186,000 | 3,057 |
| Average Assets, quarterly | $200,186,000 | 3,057 |
| Volatile liabilities | $49,582,000 | 2,498 |
| Insider loans | $6,330,000 | 1,132 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $33,000 | 1,785 |
| Unused loan commitments | $21,417,000 | 3,221 |
| Tier 1 (core) risk-based capital | $17,159,000 | 3,581 |
| Tier 2 risk-based capital | $1,997,000 | 2,376 |
| Total risk weighted assets | $172,581,000 | 2,592 |
| Total unused commitments | $21,417,000 | 3,221 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 64 | 2,727 |
| Assets and Liabilities | ||
| Total Assets: | $200,870,000 | 3,067 |
| Cash and due from depository institutions | $3,646,000 | 2,727 |
| Interest-bearing balances | $268,000 | 3,741 |
| Securities | $10,577,000 | 6,056 |
| Federal funds sold & reverse repurchase agreements | $5,360,000 | 2,739 |
| Net loans & leases | $171,640,000 | 2,492 |
| Loan loss allowance | $1,913,000 | 2,569 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,535,000 | 2,190 |
| Other real estate owned | $95,000 | 2,727 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,017,000 | 3,504 |
| Life insurance assets | $1,443,000 | 2,574 |
| Total liabilities and capital | $200,870,000 | 3,067 |
| Total liabilities | $184,101,000 | 2,999 |
| Total deposits | $172,790,000 | 2,916 |
| Interest-bearing deposits | $145,160,000 | 2,923 |
| Deposits held in domestic offices | $172,790,000 | 2,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,311,000 | 3,249 |
| Total equity capital | $16,769,000 | 3,686 |
| Total bank equity capital | $16,769,000 | 3,686 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $125,000 | 6,334 |
| Surplus | $10,281,000 | 2,381 |
| Undivided profits | $6,363,000 | 4,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,334,000 | 3,113 |
| Earning assets | $187,845,000 | 3,000 |
| Long-term assets (5+ years) | $9,483,000 | 4,759 |
| Average Assets, year-to-date | $194,310,000 | 3,017 |
| Average Assets, quarterly | $202,261,500 | 3,014 |
| Volatile liabilities | $52,486,000 | 2,549 |
| Insider loans | $4,865,000 | 1,477 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $320,000 | 1,349 |
| Unused loan commitments | $17,112,000 | 3,646 |
| Tier 1 (core) risk-based capital | $16,900,000 | 3,568 |
| Tier 2 risk-based capital | $1,913,000 | 2,448 |
| Total risk weighted assets | $173,405,000 | 2,570 |
| Total unused commitments | $17,112,000 | 3,646 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 66 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $203,653,000 | 3,007 |
| Cash and due from depository institutions | $2,959,000 | 2,669 |
| Interest-bearing balances | $88,000 | 5,021 |
| Securities | $11,184,000 | 5,975 |
| Federal funds sold & reverse repurchase agreements | $12,790,000 | 1,094 |
| Net loans & leases | $166,707,000 | 2,553 |
| Loan loss allowance | $1,817,000 | 2,692 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,412,000 | 2,196 |
| Other real estate owned | $457,000 | 2,669 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,144,000 | 3,428 |
| Life insurance assets | $1,431,000 | 2,555 |
| Total liabilities and capital | $203,653,000 | 3,007 |
| Total liabilities | $187,269,000 | 2,929 |
| Total deposits | $171,195,000 | 2,903 |
| Interest-bearing deposits | $145,637,000 | 2,884 |
| Deposits held in domestic offices | $171,195,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,074,000 | 3,661 |
| Total equity capital | $16,384,000 | 3,724 |
| Total bank equity capital | $16,384,000 | 3,724 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $125,000 | 6,386 |
| Surplus | $10,281,000 | 2,344 |
| Undivided profits | $5,978,000 | 4,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $641,000 | 3,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,195,000 | 3,406 |
| Earning assets | $190,769,000 | 2,947 |
| Long-term assets (5+ years) | $11,838,000 | 4,328 |
| Average Assets, year-to-date | $192,670,000 | 3,049 |
| Average Assets, quarterly | $199,030,500 | 3,027 |
| Volatile liabilities | $52,139,000 | 2,536 |
| Insider loans | $4,995,000 | 1,428 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $1,598,000 | 752 |
| Unused loan commitments | $15,870,000 | 3,780 |
| Tier 1 (core) risk-based capital | $16,529,000 | 3,621 |
| Tier 2 risk-based capital | $1,817,000 | 2,567 |
| Total risk weighted assets | $169,677,000 | 2,592 |
| Total unused commitments | $15,870,000 | 3,781 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 59 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $194,408,000 | 3,093 |
| Cash and due from depository institutions | $7,148,000 | 2,983 |
| Interest-bearing balances | $73,000 | 5,233 |
| Securities | $5,611,000 | 7,222 |
| Federal funds sold & reverse repurchase agreements | $3,555,000 | 2,758 |
| Net loans & leases | $168,963,000 | 2,508 |
| Loan loss allowance | $1,775,000 | 2,714 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,566,000 | 2,545 |
| Other real estate owned | $457,000 | 2,983 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,108,000 | 3,422 |
| Life insurance assets | $1,419,000 | 2,526 |
| Total liabilities and capital | $194,408,000 | 3,093 |
| Total liabilities | $178,375,000 | 3,037 |
| Total deposits | $162,426,000 | 3,017 |
| Interest-bearing deposits | $135,881,000 | 3,032 |
| Deposits held in domestic offices | $162,426,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,000,000 | 2,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $949,000 | 3,673 |
| Total equity capital | $16,033,000 | 3,677 |
| Total bank equity capital | $16,033,000 | 3,677 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $125,000 | 6,406 |
| Surplus | $10,281,000 | 2,298 |
| Undivided profits | $5,627,000 | 4,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 3,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,041,000 | 3,479 |
| Earning assets | $178,202,000 | 3,084 |
| Long-term assets (5+ years) | $8,155,000 | 4,960 |
| Average Assets, year-to-date | $189,009,000 | 3,108 |
| Average Assets, quarterly | $194,200,000 | 3,069 |
| Volatile liabilities | $45,923,000 | 2,759 |
| Insider loans | $9,038,000 | 754 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $3,186,000 | 512 |
| Unused loan commitments | $14,995,000 | 3,916 |
| Tier 1 (core) risk-based capital | $16,310,000 | 3,607 |
| Tier 2 risk-based capital | $1,775,000 | 2,580 |
| Total risk weighted assets | $165,903,000 | 2,626 |
| Total unused commitments | $14,995,000 | 3,916 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 58 | 2,991 |
| Assets and Liabilities | ||
| Total Assets: | $193,992,000 | 3,070 |
| Cash and due from depository institutions | $13,589,000 | 2,991 |
| Interest-bearing balances | $9,678,000 | 626 |
| Securities | $5,725,000 | 7,234 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 4,872 |
| Net loans & leases | $164,961,000 | 2,512 |
| Loan loss allowance | $1,813,000 | 2,631 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,358,000 | 2,583 |
| Other real estate owned | $0 | 2,991 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,099,000 | 3,334 |
| Life insurance assets | $1,408,000 | 2,493 |
| Total liabilities and capital | $193,992,000 | 3,070 |
| Total liabilities | $178,331,000 | 3,008 |
| Total deposits | $162,508,000 | 2,992 |
| Interest-bearing deposits | $134,019,000 | 3,053 |
| Deposits held in domestic offices | $162,508,000 | 2,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $823,000 | 4,002 |
| Total equity capital | $15,661,000 | 3,710 |
| Total bank equity capital | $15,661,000 | 3,710 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $125,000 | 6,419 |
| Surplus | $10,281,000 | 2,234 |
| Undivided profits | $5,255,000 | 4,457 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $869,000 | 2,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $980,000 | 3,479 |
| Earning assets | $181,624,000 | 3,023 |
| Long-term assets (5+ years) | $8,680,000 | 4,839 |
| Average Assets, year-to-date | $186,309,500 | 3,144 |
| Average Assets, quarterly | $186,309,500 | 3,144 |
| Volatile liabilities | $48,102,000 | 2,553 |
| Insider loans | $4,750,000 | 1,433 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $3,002,000 | 467 |
| Unused loan commitments | $14,266,000 | 4,042 |
| Tier 1 (core) risk-based capital | $15,875,000 | 3,633 |
| Tier 2 risk-based capital | $1,813,000 | 2,507 |
| Total risk weighted assets | $164,937,000 | 2,585 |
| Total unused commitments | $14,266,000 | 4,042 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 57 | 3,022 |
| Assets and Liabilities | ||
| Total Assets: | $178,627,000 | 3,254 |
| Cash and due from depository institutions | $3,780,000 | 3,022 |
| Interest-bearing balances | $119,000 | 4,746 |
| Securities | $5,816,000 | 7,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $160,802,000 | 2,531 |
| Loan loss allowance | $1,858,000 | 2,535 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,383,000 | 2,536 |
| Other real estate owned | $50,000 | 3,022 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,796,000 | 3,516 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $178,627,000 | 3,254 |
| Total liabilities | $162,699,000 | 3,213 |
| Total deposits | $156,741,000 | 3,065 |
| Interest-bearing deposits | $131,158,000 | 3,062 |
| Deposits held in domestic offices | $156,741,000 | 3,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,434 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $858,000 | 3,851 |
| Total equity capital | $15,928,000 | 3,636 |
| Total bank equity capital | $15,928,000 | 3,636 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $125,000 | 6,443 |
| Surplus | $10,281,000 | 2,204 |
| Undivided profits | $5,522,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 4,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,082,000 | 3,229 |
| Earning assets | $166,737,000 | 3,198 |
| Long-term assets (5+ years) | $5,610,000 | 5,614 |
| Average Assets, year-to-date | $173,465,200 | 3,203 |
| Average Assets, quarterly | $180,133,500 | 3,202 |
| Volatile liabilities | $54,399,000 | 2,293 |
| Insider loans | $1,158,000 | 3,910 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $135,000 | 1,564 |
| Unused loan commitments | $16,802,000 | 3,652 |
| Tier 1 (core) risk-based capital | $16,104,000 | 3,546 |
| Tier 2 risk-based capital | $1,858,000 | 2,426 |
| Total risk weighted assets | $159,437,000 | 2,645 |
| Total unused commitments | $16,802,000 | 3,653 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $181,640,000 | 3,161 |
| Cash and due from depository institutions | $4,897,000 | 2,625 |
| Interest-bearing balances | $409,000 | 3,638 |
| Securities | $5,905,000 | 7,278 |
| Federal funds sold & reverse repurchase agreements | $5,595,000 | 2,113 |
| Net loans & leases | $156,998,000 | 2,556 |
| Loan loss allowance | $1,756,000 | 2,644 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,433,000 | 2,457 |
| Other real estate owned | $50,000 | 2,625 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,762,000 | 3,470 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $181,640,000 | 3,161 |
| Total liabilities | $166,614,000 | 3,111 |
| Total deposits | $160,611,000 | 2,957 |
| Interest-bearing deposits | $132,933,000 | 2,967 |
| Deposits held in domestic offices | $160,611,000 | 2,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,000,000 | 3,667 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,003,000 | 3,453 |
| Total equity capital | $15,026,000 | 3,782 |
| Total bank equity capital | $15,026,000 | 3,782 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $125,000 | 6,470 |
| Surplus | $9,806,000 | 2,233 |
| Undivided profits | $5,095,000 | 4,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $961,000 | 3,554 |
| Earning assets | $168,907,000 | 3,116 |
| Long-term assets (5+ years) | $6,868,000 | 5,333 |
| Average Assets, year-to-date | $172,174,750 | 3,208 |
| Average Assets, quarterly | $180,245,500 | 3,152 |
| Volatile liabilities | $56,127,000 | 2,164 |
| Insider loans | $1,628,000 | 3,185 |
| FHLB advances | $5,000,000 | 3,503 |
| Loans and leases held for sale | $1,176,000 | 886 |
| Unused loan commitments | $18,911,000 | 3,370 |
| Tier 1 (core) risk-based capital | $15,181,000 | 3,659 |
| Tier 2 risk-based capital | $1,756,000 | 2,500 |
| Total risk weighted assets | $160,232,000 | 2,590 |
| Total unused commitments | $18,911,000 | 3,373 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 67 | 2,586 |
| Assets and Liabilities | ||
| Total Assets: | $178,851,000 | 3,146 |
| Cash and due from depository institutions | $3,521,000 | 2,586 |
| Interest-bearing balances | $282,000 | 3,984 |
| Securities | $6,049,000 | 7,276 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 3,326 |
| Net loans & leases | $158,678,000 | 2,480 |
| Loan loss allowance | $1,684,000 | 2,695 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,405,000 | 2,409 |
| Other real estate owned | $50,000 | 2,586 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,873,000 | 3,300 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $178,851,000 | 3,146 |
| Total liabilities | $163,736,000 | 3,089 |
| Total deposits | $156,575,000 | 2,952 |
| Interest-bearing deposits | $128,518,000 | 3,013 |
| Deposits held in domestic offices | $156,575,000 | 2,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 3,261 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $661,000 | 4,214 |
| Total equity capital | $15,115,000 | 3,695 |
| Total bank equity capital | $15,115,000 | 3,695 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $125,000 | 6,470 |
| Surplus | $9,806,000 | 2,186 |
| Undivided profits | $5,184,000 | 4,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 4,878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $949,000 | 3,304 |
| Earning assets | $167,284,000 | 3,087 |
| Long-term assets (5+ years) | $8,346,000 | 5,021 |
| Average Assets, year-to-date | $169,019,670 | 3,240 |
| Average Assets, quarterly | $174,768,500 | 3,173 |
| Volatile liabilities | $56,566,000 | 2,062 |
| Insider loans | $1,659,000 | 3,116 |
| FHLB advances | $6,500,000 | 3,115 |
| Loans and leases held for sale | $2,957,000 | 582 |
| Unused loan commitments | $17,151,000 | 3,513 |
| Tier 1 (core) risk-based capital | $15,208,000 | 3,581 |
| Tier 2 risk-based capital | $1,684,000 | 2,544 |
| Total risk weighted assets | $161,209,000 | 2,518 |
| Total unused commitments | $17,151,000 | 3,514 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 60 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $170,686,000 | 3,242 |
| Cash and due from depository institutions | $4,929,000 | 2,831 |
| Interest-bearing balances | $121,000 | 4,816 |
| Securities | $5,996,000 | 7,384 |
| Federal funds sold & reverse repurchase agreements | $2,565,000 | 3,623 |
| Net loans & leases | $148,826,000 | 2,566 |
| Loan loss allowance | $1,559,000 | 2,859 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,392,000 | 2,396 |
| Other real estate owned | $133,000 | 2,831 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,845,000 | 3,277 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $170,686,000 | 3,242 |
| Total liabilities | $155,745,000 | 3,212 |
| Total deposits | $143,318,000 | 3,183 |
| Interest-bearing deposits | $115,824,000 | 3,292 |
| Deposits held in domestic offices | $143,318,000 | 3,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,900,000 | 2,341 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $527,000 | 4,663 |
| Total equity capital | $14,941,000 | 3,656 |
| Total bank equity capital | $14,941,000 | 3,656 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $125,000 | 6,520 |
| Surplus | $9,806,000 | 2,141 |
| Undivided profits | $5,010,000 | 4,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $820,000 | 3,638 |
| Earning assets | $157,508,000 | 3,233 |
| Long-term assets (5+ years) | $6,330,000 | 5,611 |
| Average Assets, year-to-date | $164,104,000 | 3,337 |
| Average Assets, quarterly | $164,104,000 | 3,337 |
| Volatile liabilities | $50,618,000 | 2,154 |
| Insider loans | $1,692,000 | 3,097 |
| FHLB advances | $11,900,000 | 2,228 |
| Loans and leases held for sale | $55,000 | 1,714 |
| Unused loan commitments | $14,291,000 | 3,833 |
| Tier 1 (core) risk-based capital | $15,156,000 | 3,550 |
| Tier 2 risk-based capital | $1,559,000 | 2,679 |
| Total risk weighted assets | $152,375,000 | 2,612 |
| Total unused commitments | $14,291,000 | 3,834 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 57 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $157,522,000 | 3,454 |
| Cash and due from depository institutions | $3,073,000 | 2,973 |
| Interest-bearing balances | $305,000 | 3,940 |
| Securities | $6,407,000 | 7,282 |
| Federal funds sold & reverse repurchase agreements | $894,000 | 5,017 |
| Net loans & leases | $140,141,000 | 2,674 |
| Loan loss allowance | $1,351,000 | 3,202 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,225,000 | 3,101 |
| Other real estate owned | $103,000 | 2,973 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,679,000 | 3,330 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $157,522,000 | 3,454 |
| Total liabilities | $142,485,000 | 3,444 |
| Total deposits | $133,705,000 | 3,364 |
| Interest-bearing deposits | $109,993,000 | 3,392 |
| Deposits held in domestic offices | $133,705,000 | 3,361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,167,000 | 2,876 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $613,000 | 4,245 |
| Total equity capital | $15,037,000 | 3,648 |
| Total bank equity capital | $15,037,000 | 3,648 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $125,000 | 6,547 |
| Surplus | $9,806,000 | 2,102 |
| Undivided profits | $5,106,000 | 4,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 3,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $847,000 | 3,531 |
| Earning assets | $147,747,000 | 3,406 |
| Long-term assets (5+ years) | $6,791,000 | 5,554 |
| Average Assets, year-to-date | $143,769,000 | 3,623 |
| Average Assets, quarterly | $152,825,000 | 3,524 |
| Volatile liabilities | $42,488,000 | 2,419 |
| Insider loans | $1,503,000 | 3,329 |
| FHLB advances | $8,167,000 | 2,736 |
| Loans and leases held for sale | $91,000 | 1,665 |
| Unused loan commitments | $13,162,000 | 3,881 |
| Tier 1 (core) risk-based capital | $15,153,000 | 3,491 |
| Tier 2 risk-based capital | $1,351,000 | 3,014 |
| Total risk weighted assets | $144,752,000 | 2,682 |
| Total unused commitments | $13,162,000 | 3,882 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 52 | 3,223 |
| Assets and Liabilities | ||
| Total Assets: | $148,128,000 | 3,616 |
| Cash and due from depository institutions | $2,772,000 | 3,223 |
| Interest-bearing balances | $160,000 | 4,687 |
| Securities | $6,485,000 | 7,321 |
| Federal funds sold & reverse repurchase agreements | $5,353,000 | 1,996 |
| Net loans & leases | $126,380,000 | 2,870 |
| Loan loss allowance | $1,225,000 | 3,464 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,232,000 | 3,064 |
| Other real estate owned | $106,000 | 3,223 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,800,000 | 3,203 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $148,128,000 | 3,616 |
| Total liabilities | $133,250,000 | 3,608 |
| Total deposits | $122,232,000 | 3,550 |
| Interest-bearing deposits | $99,328,000 | 3,679 |
| Deposits held in domestic offices | $122,232,000 | 3,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,417,000 | 2,517 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $601,000 | 4,437 |
| Total equity capital | $14,878,000 | 3,681 |
| Total bank equity capital | $14,878,000 | 3,681 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $125,000 | 6,588 |
| Surplus | $9,806,000 | 2,060 |
| Undivided profits | $4,947,000 | 4,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $550,000 | 3,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $757,000 | 4,035 |
| Earning assets | $138,378,000 | 3,556 |
| Long-term assets (5+ years) | $7,025,000 | 5,589 |
| Average Assets, year-to-date | $140,330,750 | 3,696 |
| Average Assets, quarterly | $147,960,000 | 3,589 |
| Volatile liabilities | $43,216,000 | 2,345 |
| Insider loans | $1,518,000 | 3,252 |
| FHLB advances | $10,417,000 | 2,391 |
| Loans and leases held for sale | $1,018,000 | 872 |
| Unused loan commitments | $13,304,000 | 3,816 |
| Tier 1 (core) risk-based capital | $14,977,000 | 3,512 |
| Tier 2 risk-based capital | $1,225,000 | 3,215 |
| Total risk weighted assets | $130,320,000 | 2,913 |
| Total unused commitments | $13,304,000 | 3,817 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $147,792,000 | 3,596 |
| Cash and due from depository institutions | $2,825,000 | 3,098 |
| Interest-bearing balances | $161,000 | 4,739 |
| Securities | $6,420,000 | 7,417 |
| Federal funds sold & reverse repurchase agreements | $1,883,000 | 3,575 |
| Net loans & leases | $129,141,000 | 2,786 |
| Loan loss allowance | $1,131,000 | 3,668 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,283,000 | 2,985 |
| Other real estate owned | $281,000 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,959,000 | 3,099 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $147,792,000 | 3,596 |
| Total liabilities | $132,963,000 | 3,595 |
| Total deposits | $119,567,000 | 3,626 |
| Interest-bearing deposits | $94,886,000 | 3,816 |
| Deposits held in domestic offices | $119,567,000 | 3,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,833,000 | 2,240 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $563,000 | 4,247 |
| Total equity capital | $14,829,000 | 3,574 |
| Total bank equity capital | $14,829,000 | 3,574 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $125,000 | 6,633 |
| Surplus | $9,806,000 | 2,022 |
| Undivided profits | $4,898,000 | 4,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $789,000 | 3,656 |
| Earning assets | $137,605,000 | 3,562 |
| Long-term assets (5+ years) | $9,330,000 | 5,169 |
| Average Assets, year-to-date | $137,731,670 | 3,763 |
| Average Assets, quarterly | $139,495,500 | 3,758 |
| Volatile liabilities | $41,183,000 | 2,385 |
| Insider loans | $4,157,000 | 1,381 |
| FHLB advances | $12,833,000 | 2,114 |
| Loans and leases held for sale | $1,114,000 | 847 |
| Unused loan commitments | $18,585,000 | 3,150 |
| Tier 1 (core) risk-based capital | $15,058,000 | 3,454 |
| Tier 2 risk-based capital | $1,131,000 | 3,403 |
| Total risk weighted assets | $130,475,000 | 2,866 |
| Total unused commitments | $18,585,000 | 3,153 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 55 | 3,077 |
| Assets and Liabilities | ||
| Total Assets: | $131,199,000 | 3,941 |
| Cash and due from depository institutions | $1,722,000 | 3,077 |
| Interest-bearing balances | $199,000 | 4,673 |
| Securities | $6,757,000 | 7,320 |
| Federal funds sold & reverse repurchase agreements | $637,000 | 6,008 |
| Net loans & leases | $115,145,000 | 2,993 |
| Loan loss allowance | $1,066,000 | 3,791 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,213,000 | 2,993 |
| Other real estate owned | $128,000 | 3,077 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,597,000 | 3,172 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $131,199,000 | 3,941 |
| Total liabilities | $119,447,000 | 3,896 |
| Total deposits | $106,331,000 | 3,955 |
| Interest-bearing deposits | $84,919,000 | 4,165 |
| Deposits held in domestic offices | $106,331,000 | 3,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,333,000 | 2,153 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $783,000 | 3,783 |
| Total equity capital | $11,752,000 | 4,389 |
| Total bank equity capital | $11,752,000 | 4,389 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $125,000 | 6,652 |
| Surplus | $6,576,000 | 2,810 |
| Undivided profits | $5,051,000 | 4,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $702,000 | 3,969 |
| Earning assets | $122,738,000 | 3,881 |
| Long-term assets (5+ years) | $7,648,000 | 5,503 |
| Average Assets, year-to-date | $132,701,500 | 3,887 |
| Average Assets, quarterly | $132,701,500 | 3,887 |
| Volatile liabilities | $34,714,000 | 2,645 |
| Insider loans | $1,198,000 | 3,658 |
| FHLB advances | $12,333,000 | 2,032 |
| Loans and leases held for sale | $790,000 | 1,093 |
| Unused loan commitments | $4,640,000 | 6,062 |
| Tier 1 (core) risk-based capital | $11,728,000 | 4,216 |
| Tier 2 risk-based capital | $1,066,000 | 3,517 |
| Total risk weighted assets | $112,097,000 | 3,217 |
| Total unused commitments | $4,640,000 | 6,068 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $134,204,000 | 3,851 |
| Cash and due from depository institutions | $2,445,000 | 3,061 |
| Interest-bearing balances | $140,000 | 4,905 |
| Securities | $6,647,000 | 7,404 |
| Federal funds sold & reverse repurchase agreements | $13,222,000 | 890 |
| Net loans & leases | $104,745,000 | 3,229 |
| Loan loss allowance | $1,000,000 | 3,955 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,177,000 | 3,004 |
| Other real estate owned | $83,000 | 3,061 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,885,000 | 3,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,204,000 | 3,851 |
| Total liabilities | $123,092,000 | 3,791 |
| Total deposits | $97,122,000 | 4,240 |
| Interest-bearing deposits | $77,019,000 | 4,464 |
| Deposits held in domestic offices | $97,122,000 | 4,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,463 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,500,000 | 1,659 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $470,000 | 4,895 |
| Total equity capital | $11,112,000 | 4,516 |
| Total bank equity capital | $11,112,000 | 4,516 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $125,000 | 6,704 |
| Surplus | $6,200,000 | 2,897 |
| Undivided profits | $4,787,000 | 4,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 3,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $636,000 | 4,476 |
| Earning assets | $124,754,000 | 3,804 |
| Long-term assets (5+ years) | $6,878,000 | 5,695 |
| Average Assets, year-to-date | $116,382,000 | 4,189 |
| Average Assets, quarterly | $129,026,500 | 3,946 |
| Volatile liabilities | $41,020,000 | 2,300 |
| Insider loans | $1,270,000 | 3,549 |
| FHLB advances | $19,500,000 | 1,549 |
| Loans and leases held for sale | $1,517,000 | 734 |
| Unused loan commitments | $4,865,000 | 5,812 |
| Tier 1 (core) risk-based capital | $11,243,000 | 4,311 |
| Tier 2 risk-based capital | $1,000,000 | 3,686 |
| Total risk weighted assets | $101,838,000 | 3,475 |
| Total unused commitments | $4,865,000 | 5,817 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 53 | 3,219 |
| Assets and Liabilities | ||
| Total Assets: | $123,849,000 | 4,066 |
| Cash and due from depository institutions | $2,443,000 | 3,219 |
| Interest-bearing balances | $171,000 | 4,859 |
| Securities | $6,697,000 | 7,360 |
| Federal funds sold & reverse repurchase agreements | $11,660,000 | 1,241 |
| Net loans & leases | $96,407,000 | 3,421 |
| Loan loss allowance | $1,065,000 | 3,780 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,827,000 | 3,280 |
| Other real estate owned | $136,000 | 3,219 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,679,000 | 3,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,849,000 | 4,066 |
| Total liabilities | $112,784,000 | 4,027 |
| Total deposits | $92,905,000 | 4,354 |
| Interest-bearing deposits | $73,904,000 | 4,598 |
| Deposits held in domestic offices | $92,905,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,488 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,500,000 | 1,997 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $879,000 | 3,518 |
| Total equity capital | $11,065,000 | 4,495 |
| Total bank equity capital | $11,065,000 | 4,495 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $125,000 | 6,747 |
| Surplus | $6,200,000 | 2,839 |
| Undivided profits | $4,740,000 | 4,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,468,000 | 2,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $650,000 | 4,598 |
| Earning assets | $114,935,000 | 4,035 |
| Long-term assets (5+ years) | $6,713,000 | 5,764 |
| Average Assets, year-to-date | $111,926,500 | 4,328 |
| Average Assets, quarterly | $119,776,500 | 4,163 |
| Volatile liabilities | $33,543,000 | 2,659 |
| Insider loans | $1,280,000 | 3,486 |
| FHLB advances | $13,500,000 | 1,875 |
| Loans and leases held for sale | $1,880,000 | 878 |
| Unused loan commitments | $13,826,000 | 3,567 |
| Tier 1 (core) risk-based capital | $11,188,000 | 4,310 |
| Tier 2 risk-based capital | $1,065,000 | 3,502 |
| Total risk weighted assets | $93,890,000 | 3,674 |
| Total unused commitments | $13,826,000 | 3,572 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $115,704,000 | 4,299 |
| Cash and due from depository institutions | $3,122,000 | 3,450 |
| Interest-bearing balances | $115,000 | 5,205 |
| Securities | $3,348,000 | 8,221 |
| Federal funds sold & reverse repurchase agreements | $11,360,000 | 1,393 |
| Net loans & leases | $92,005,000 | 3,528 |
| Loan loss allowance | $1,047,000 | 3,781 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,117,000 | 4,003 |
| Other real estate owned | $112,000 | 3,450 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,640,000 | 3,058 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,704,000 | 4,299 |
| Total liabilities | $104,936,000 | 4,262 |
| Total deposits | $89,677,000 | 4,484 |
| Interest-bearing deposits | $71,880,000 | 4,688 |
| Deposits held in domestic offices | $89,677,000 | 4,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,667,000 | 1,895 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $592,000 | 4,633 |
| Total equity capital | $10,768,000 | 4,585 |
| Total bank equity capital | $10,768,000 | 4,585 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $125,000 | 6,768 |
| Surplus | $6,200,000 | 2,805 |
| Undivided profits | $4,443,000 | 4,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $946,000 | 2,985 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $555,000 | 5,012 |
| Earning assets | $106,828,000 | 4,274 |
| Long-term assets (5+ years) | $5,945,000 | 5,891 |
| Average Assets, year-to-date | $107,952,330 | 4,436 |
| Average Assets, quarterly | $112,206,000 | 4,352 |
| Volatile liabilities | $28,644,000 | 2,932 |
| Insider loans | $1,504,000 | 3,152 |
| FHLB advances | $14,667,000 | 1,771 |
| Loans and leases held for sale | $3,612,000 | 842 |
| Unused loan commitments | $5,407,000 | 5,588 |
| Tier 1 (core) risk-based capital | $10,745,000 | 4,379 |
| Tier 2 risk-based capital | $1,047,000 | 3,499 |
| Total risk weighted assets | $87,162,000 | 3,849 |
| Total unused commitments | $5,407,000 | 5,600 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $108,708,000 | 4,442 |
| Cash and due from depository institutions | $4,388,000 | 3,537 |
| Interest-bearing balances | $236,000 | 4,516 |
| Securities | $2,749,000 | 8,444 |
| Federal funds sold & reverse repurchase agreements | $6,275,000 | 2,658 |
| Net loans & leases | $89,559,000 | 3,556 |
| Loan loss allowance | $1,345,000 | 3,065 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,658,000 | 4,625 |
| Other real estate owned | $212,000 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,867,000 | 2,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,708,000 | 4,442 |
| Total liabilities | $98,631,000 | 4,389 |
| Total deposits | $81,358,000 | 4,789 |
| Interest-bearing deposits | $63,491,000 | 5,077 |
| Deposits held in domestic offices | $81,358,000 | 4,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $16,666,000 | 1,690 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $607,000 | 4,602 |
| Total equity capital | $10,077,000 | 4,737 |
| Total bank equity capital | $10,077,000 | 4,737 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $125,000 | 6,800 |
| Surplus | $6,200,000 | 2,756 |
| Undivided profits | $3,752,000 | 5,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $594,000 | 4,753 |
| Earning assets | $98,819,000 | 4,473 |
| Long-term assets (5+ years) | $2,880,000 | 6,863 |
| Average Assets, year-to-date | $104,076,500 | 4,556 |
| Average Assets, quarterly | $104,076,500 | 4,556 |
| Volatile liabilities | $32,931,000 | 2,603 |
| Insider loans | $1,215,000 | 3,517 |
| FHLB advances | $16,666,000 | 1,576 |
| Loans and leases held for sale | $1,297,000 | 1,195 |
| Unused loan commitments | $4,237,000 | 6,031 |
| Tier 1 (core) risk-based capital | $10,102,000 | 4,533 |
| Tier 2 risk-based capital | $1,057,000 | 3,407 |
| Total risk weighted assets | $84,298,000 | 3,900 |
| Total unused commitments | $4,237,000 | 6,043 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $99,445,000 | 4,703 |
| Cash and due from depository institutions | $2,638,000 | 3,714 |
| Interest-bearing balances | $388,000 | 4,025 |
| Securities | $2,751,000 | 8,499 |
| Federal funds sold & reverse repurchase agreements | $4,115,000 | 3,218 |
| Net loans & leases | $84,520,000 | 3,713 |
| Loan loss allowance | $1,441,000 | 2,847 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,196,000 | 5,431 |
| Other real estate owned | $191,000 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,034,000 | 2,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,445,000 | 4,703 |
| Total liabilities | $90,421,000 | 4,642 |
| Total deposits | $72,227,000 | 5,164 |
| Interest-bearing deposits | $56,142,000 | 5,468 |
| Deposits held in domestic offices | $72,227,000 | 5,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,056 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,833,000 | 1,777 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $361,000 | 6,182 |
| Total equity capital | $9,024,000 | 5,076 |
| Total bank equity capital | $9,024,000 | 5,076 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $125,000 | 6,826 |
| Surplus | $5,000,000 | 3,190 |
| Undivided profits | $3,899,000 | 5,230 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 2,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $705,000 | 4,355 |
| Earning assets | $91,774,000 | 4,672 |
| Long-term assets (5+ years) | $4,728,000 | 6,163 |
| Average Assets, year-to-date | $92,389,800 | 4,776 |
| Average Assets, quarterly | $100,012,500 | 4,641 |
| Volatile liabilities | $27,760,000 | 2,962 |
| Insider loans | $1,757,000 | 2,774 |
| FHLB advances | $15,833,000 | 1,645 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,442,000 | 6,301 |
| Tier 1 (core) risk-based capital | $9,021,000 | 4,869 |
| Tier 2 risk-based capital | $993,000 | 3,545 |
| Total risk weighted assets | $78,958,000 | 4,064 |
| Total unused commitments | $3,442,000 | 6,303 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $79,322,000 | 5,376 |
| Cash and due from depository institutions | $2,718,000 | 5,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,237,000 | 6,973 |
| Federal funds sold & reverse repurchase agreements | $8,127,000 | 1,786 |
| Net loans & leases | $57,214,000 | 4,822 |
| Loan loss allowance | $1,166,000 | 3,187 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $418,000 | 7,616 |
| Other real estate owned | $197,000 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,411,000 | 4,006 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,322,000 | 5,376 |
| Total liabilities | $71,442,000 | 5,367 |
| Total deposits | $71,064,000 | 5,091 |
| Interest-bearing deposits | $56,162,000 | 5,361 |
| Deposits held in domestic offices | $71,064,000 | 5,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $378,000 | 6,274 |
| Total equity capital | $7,880,000 | 5,414 |
| Total bank equity capital | $7,880,000 | 5,414 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $125,000 | 6,997 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $3,755,000 | 5,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 3,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $630,000 | 5,094 |
| Earning assets | $73,578,000 | 5,329 |
| Long-term assets (5+ years) | $4,563,000 | 6,304 |
| Average Assets, year-to-date | $75,710,400 | 5,343 |
| Average Assets, quarterly | $77,625,500 | 5,403 |
| Volatile liabilities | $7,720,000 | 6,325 |
| Insider loans | $200,000 | 6,947 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,962,000 | 7,370 |
| Tier 1 (core) risk-based capital | $7,876,000 | 5,261 |
| Tier 2 risk-based capital | $665,000 | 4,596 |
| Total risk weighted assets | $52,733,000 | 5,241 |
| Total unused commitments | $1,962,000 | 7,377 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 23 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $73,364,000 | 5,516 |
| Cash and due from depository institutions | $2,551,000 | 6,049 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $16,101,000 | 5,352 |
| Federal funds sold & reverse repurchase agreements | $7,345,000 | 1,637 |
| Net loans & leases | $44,766,000 | 5,541 |
| Loan loss allowance | $237,000 | 7,929 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $251,000 | 8,536 |
| Other real estate owned | $297,000 | 6,049 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,053,000 | 3,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,364,000 | 5,516 |
| Total liabilities | $63,165,000 | 5,655 |
| Total deposits | $62,617,000 | 5,406 |
| Interest-bearing deposits | $50,650,000 | 5,614 |
| Deposits held in domestic offices | $62,617,000 | 5,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $548,000 | 5,469 |
| Total equity capital | $10,199,000 | 4,320 |
| Total bank equity capital | $10,199,000 | 4,320 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $125,000 | 7,227 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $6,074,000 | 3,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $551,000 | 4,751 |
| Earning assets | $68,212,000 | 5,467 |
| Long-term assets (5+ years) | $3,924,000 | 6,436 |
| Average Assets, year-to-date | $73,367,600 | 5,317 |
| Average Assets, quarterly | $72,867,000 | 5,488 |
| Volatile liabilities | $7,640,000 | 6,385 |
| Insider loans | $255,000 | 6,762 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $187,000 | 9,338 |
| Tier 1 (core) risk-based capital | $10,199,000 | 4,216 |
| Tier 2 risk-based capital | $237,000 | 7,661 |
| Total risk weighted assets | $41,184,100 | 5,974 |
| Total unused commitments | $187,000 | 9,342 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $72,768,000 | 5,548 |
| Cash and due from depository institutions | $3,439,000 | 5,920 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,398,000 | 5,521 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 2,768 |
| Net loans & leases | $47,278,000 | 5,261 |
| Loan loss allowance | $332,000 | 7,073 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $281,000 | 8,670 |
| Other real estate owned | $165,000 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,057,000 | 3,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,768,000 | 5,548 |
| Total liabilities | $63,613,000 | 5,634 |
| Total deposits | $62,947,000 | 5,409 |
| Interest-bearing deposits | $51,426,000 | 5,580 |
| Deposits held in domestic offices | $62,947,000 | 5,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $666,000 | 4,425 |
| Total equity capital | $9,155,000 | 4,570 |
| Total bank equity capital | $9,155,000 | 4,570 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $125,000 | 7,485 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $5,030,000 | 4,170 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $601,000 | 3,887 |
| Earning assets | $66,826,000 | 5,521 |
| Long-term assets (5+ years) | $4,742,000 | 6,420 |
| Average Assets, year-to-date | $71,185,600 | 5,481 |
| Average Assets, quarterly | $72,841,000 | 5,498 |
| Volatile liabilities | $7,857,000 | 6,104 |
| Insider loans | $236,000 | 6,917 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $651,000 | 8,978 |
| Tier 1 (core) risk-based capital | $9,155,000 | 4,578 |
| Tier 2 risk-based capital | $332,000 | 6,710 |
| Total risk weighted assets | $43,053,100 | 5,748 |
| Total unused commitments | $651,000 | 8,985 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $69,603,000 | 5,736 |
| Cash and due from depository institutions | $2,927,000 | 6,003 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $21,493,000 | 4,613 |
| Federal funds sold & reverse repurchase agreements | $4,445,000 | 3,726 |
| Net loans & leases | $38,262,000 | 5,853 |
| Loan loss allowance | $332,000 | 7,064 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $322,000 | 8,596 |
| Other real estate owned | $124,000 | 6,003 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,030,000 | 3,513 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,603,000 | 5,736 |
| Total liabilities | $61,330,000 | 5,780 |
| Total deposits | $60,839,000 | 5,576 |
| Interest-bearing deposits | $48,776,000 | 5,813 |
| Deposits held in domestic offices | $60,839,000 | 5,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $491,000 | 5,823 |
| Total equity capital | $8,273,000 | 5,057 |
| Total bank equity capital | $8,273,000 | 5,057 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $125,000 | 7,642 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $4,148,000 | 4,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 6,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $535,000 | 4,340 |
| Earning assets | $64,200,000 | 5,705 |
| Long-term assets (5+ years) | $5,183,000 | 6,158 |
| Average Assets, year-to-date | $66,034,400 | 5,739 |
| Average Assets, quarterly | $68,256,500 | 5,739 |
| Volatile liabilities | $7,515,000 | 5,846 |
| Insider loans | $258,000 | 6,740 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $528,000 | 9,294 |
| Tier 1 (core) risk-based capital | $8,273,000 | 4,880 |
| Tier 2 risk-based capital | $332,000 | 6,647 |
| Total risk weighted assets | $36,489,600 | 6,209 |
| Total unused commitments | $528,000 | 9,301 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 26 | 6,085 |
| Assets and Liabilities | ||
| Total Assets: | $63,583,000 | 6,118 |
| Cash and due from depository institutions | $1,685,000 | 6,085 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $22,287,000 | 4,549 |
| Federal funds sold & reverse repurchase agreements | $3,840,000 | 3,332 |
| Net loans & leases | $33,570,000 | 6,470 |
| Loan loss allowance | $332,000 | 7,232 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,270,000 | 5,253 |
| Other real estate owned | $97,000 | 6,085 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $834,000 | 6,743 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,583,000 | 6,118 |
| Total liabilities | $56,138,000 | 6,166 |
| Total deposits | $55,684,000 | 5,975 |
| Interest-bearing deposits | $45,650,000 | 6,110 |
| Deposits held in domestic offices | $55,684,000 | 5,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $454,000 | 6,289 |
| Total equity capital | $7,445,000 | 5,476 |
| Total bank equity capital | $7,445,000 | 5,476 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $125,000 | 7,990 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $3,320,000 | 5,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $133,000 | 7,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $474,000 | 4,952 |
| Earning assets | $59,697,000 | 6,007 |
| Long-term assets (5+ years) | $4,990,000 | 5,978 |
| Average Assets, year-to-date | $61,141,600 | 6,068 |
| Average Assets, quarterly | $62,576,000 | 6,106 |
| Volatile liabilities | $6,274,000 | 6,461 |
| Insider loans | $91,000 | 8,547 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,301,000 | 8,309 |
| Tier 1 (core) risk-based capital | $7,445,000 | 5,322 |
| Tier 2 risk-based capital | $332,000 | 6,686 |
| Total risk weighted assets | $31,633,600 | 6,788 |
| Total unused commitments | $1,301,000 | 8,321 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $58,659,000 | 6,614 |
| Cash and due from depository institutions | $1,123,000 | 6,375 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,487,000 | 4,574 |
| Federal funds sold & reverse repurchase agreements | $3,085,000 | 3,783 |
| Net loans & leases | $28,923,000 | 7,120 |
| Loan loss allowance | $315,000 | 7,684 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $294,000 | 9,274 |
| Other real estate owned | $57,000 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $690,000 | 7,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,659,000 | 6,614 |
| Total liabilities | $52,135,000 | 6,639 |
| Total deposits | $51,727,000 | 6,450 |
| Interest-bearing deposits | $42,232,000 | 6,640 |
| Deposits held in domestic offices | $51,727,000 | 6,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $408,000 | 6,728 |
| Total equity capital | $6,524,000 | 6,116 |
| Total bank equity capital | $6,524,000 | 6,116 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $125,000 | 8,409 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $2,399,000 | 6,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 8,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $427,000 | 5,351 |
| Earning assets | $56,495,000 | 6,423 |
| Long-term assets (5+ years) | $5,367,000 | 5,715 |
| Average Assets, year-to-date | $58,149,800 | 6,495 |
| Average Assets, quarterly | $58,259,000 | 6,591 |
| Volatile liabilities | $4,280,000 | 7,562 |
| Insider loans | $179,000 | 7,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $558,000 | 9,655 |
| Tier 1 (core) risk-based capital | $6,524,000 | 6,007 |
| Tier 2 risk-based capital | $315,000 | 7,040 |
| Total risk weighted assets | $28,721,500 | 7,263 |
| Total unused commitments | $558,000 | 9,663 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $58,972,000 | 6,725 |
| Cash and due from depository institutions | $2,296,000 | 6,461 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $26,518,000 | 4,508 |
| Federal funds sold & reverse repurchase agreements | $5,145,000 | 2,804 |
| Net loans & leases | $24,053,000 | 7,872 |
| Loan loss allowance | $315,000 | 7,892 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $229,000 | 10,036 |
| Other real estate owned | $110,000 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $621,000 | 8,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,972,000 | 6,725 |
| Total liabilities | $51,007,000 | 6,897 |
| Total deposits | $50,670,000 | 6,720 |
| Interest-bearing deposits | $41,120,000 | 6,913 |
| Deposits held in domestic offices | $50,670,000 | 6,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $337,000 | 7,830 |
| Total equity capital | $7,965,000 | 5,267 |
| Total bank equity capital | $7,965,000 | 5,267 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $125,000 | 8,822 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $3,840,000 | 5,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 7,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $390,000 | 5,918 |
| Earning assets | $55,716,000 | 6,578 |
| Long-term assets (5+ years) | $6,548,000 | 5,093 |
| Average Assets, year-to-date | $57,978,600 | 6,607 |
| Average Assets, quarterly | $58,187,000 | 6,726 |
| Volatile liabilities | $2,746,000 | 8,813 |
| Insider loans | $96,000 | 9,223 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $200,000 | 10,741 |
| Tier 1 (core) risk-based capital | $7,965,000 | 5,113 |
| Tier 2 risk-based capital | $313,860 | 7,163 |
| Total risk weighted assets | $25,107,560 | 7,915 |
| Total unused commitments | $200,000 | 10,746 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $57,335,000 | 6,875 |
| Cash and due from depository institutions | $2,499,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $29,724,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $2,305,000 | 3,435 |
| Net loans & leases | $21,973,000 | 8,346 |
| Loan loss allowance | $263,000 | 8,897 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $216,000 | 10,536 |
| Other real estate owned | $55,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $563,000 | 9,128 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,335,000 | 6,875 |
| Total liabilities | $49,968,000 | 7,022 |
| Total deposits | $49,641,000 | 6,837 |
| Interest-bearing deposits | $40,422,000 | 7,041 |
| Deposits held in domestic offices | $49,641,000 | 6,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,000 | 5,069 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $285,000 | 7,526 |
| Total equity capital | $7,367,000 | 5,270 |
| Total bank equity capital | $7,367,000 | 5,270 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $125,000 | 9,306 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $3,242,000 | 5,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $308,000 | 6,430 |
| Earning assets | $54,002,000 | 6,720 |
| Long-term assets (5+ years) | $7,586,000 | 4,855 |
| Average Assets, year-to-date | $60,023,000 | 6,533 |
| Average Assets, quarterly | $59,080,000 | 6,686 |
| Volatile liabilities | $2,619,000 | 8,904 |
| Insider loans | $75,000 | 9,837 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $0 | 11,812 |
| Tier 1 (core) risk-based capital | $7,367,000 | 5,372 |
| Tier 2 risk-based capital | $258,600 | 8,102 |
| Total risk weighted assets | $20,683,400 | 8,826 |
| Total unused commitments | $0 | 11,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $60,540,000 | 6,805 |
| Cash and due from depository institutions | $3,416,000 | 6,938 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $31,209,000 | 4,337 |
| Federal funds sold & reverse repurchase agreements | $3,645,000 | 3,749 |
| Net loans & leases | $21,263,000 | 8,579 |
| Loan loss allowance | $243,000 | 9,489 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $233,000 | 10,856 |
| Other real estate owned | $99,000 | 6,938 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $675,000 | 7,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,540,000 | 6,805 |
| Total liabilities | $51,963,000 | 7,066 |
| Total deposits | $51,639,000 | 6,906 |
| Interest-bearing deposits | $42,937,000 | 7,039 |
| Deposits held in domestic offices | $51,639,000 | 6,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,000 | 4,843 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $304,000 | 7,483 |
| Total equity capital | $8,577,000 | 4,716 |
| Total bank equity capital | $8,577,000 | 4,716 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $125,000 | 9,775 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $4,452,000 | 4,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $307,000 | 5,961 |
| Earning assets | $56,117,000 | 6,739 |
| Long-term assets (5+ years) | $8,361,000 | 4,881 |
| Average Assets, year-to-date | $59,923,600 | 6,689 |
| Average Assets, quarterly | $59,760,000 | 6,801 |
| Volatile liabilities | $3,475,000 | 7,868 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $8,577,000 | 4,613 |
| Tier 2 risk-based capital | $243,000 | 8,483 |
| Total risk weighted assets | $20,109,900 | 9,129 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $60,519,000 | 6,881 |
| Cash and due from depository institutions | $4,831,000 | 7,249 |
| Interest-bearing balances | $32,000 | 7,734 |
| Securities | $31,831,000 | 4,230 |
| Federal funds sold & reverse repurchase agreements | $2,766,000 | 5,315 |
| Net loans & leases | $19,947,000 | 8,937 |
| Loan loss allowance | $237,000 | 9,829 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $218,000 | 11,387 |
| Other real estate owned | $111,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $815,000 | 7,317 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,519,000 | 6,881 |
| Total liabilities | $52,630,000 | 7,121 |
| Total deposits | $52,190,000 | 6,990 |
| Interest-bearing deposits | $43,550,000 | 7,185 |
| Deposits held in domestic offices | $52,190,000 | 6,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $440,000 | 6,406 |
| Total equity capital | $7,889,000 | 4,856 |
| Total bank equity capital | $7,889,000 | 4,856 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $125,000 | 10,234 |
| Surplus | $1,500,000 | 6,543 |
| Undivided profits | $6,264,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 8,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $373,000 | 5,396 |
| Earning assets | $54,576,000 | 6,943 |
| Long-term assets (5+ years) | $9,783,000 | 4,393 |
| Average Assets, year-to-date | $60,303,000 | 6,751 |
| Average Assets, quarterly | $60,248,000 | 6,840 |
| Volatile liabilities | $3,507,000 | 7,941 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $7,889,000 | 4,765 |
| Tier 2 risk-based capital | $237,000 | 8,662 |
| Total risk weighted assets | $20,295,600 | 9,234 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |