Home > The Bank of Bolivar > Income and Expense
The Bank of Bolivar, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 6,476 |
| Total interest expense | $133,000 | 7,378 |
| Net interest income | $642,000 | 6,015 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $467,000 | 6,328 |
| Salaries and employee benefits | $260,000 | 6,249 |
| Premises and equipment expense | $66,000 | 6,121 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $313,000 | 4,885 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $58,000 | 4,584 |
| Income before extraordinary items | $257,000 | 4,787 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $257,000 | 4,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,688 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $255,360 | 4,775 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 6,396 |
| Total interest expense | $492,000 | 7,329 |
| Net interest income | $2,528,000 | 5,968 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $764,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $507,000 | 3,116 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $257,000 | 4,577 |
| Total noninterest expense | $1,938,000 | 6,100 |
| Salaries and employee benefits | $1,010,000 | 6,246 |
| Premises and equipment expense | $268,000 | 6,007 |
| Additional noninterest expense | $660,000 | 5,717 |
| Pre-tax net operating income | $1,309,000 | 4,576 |
| Securities gains (losses) | $77,000 | 1,429 |
| Applicable income taxes | $187,000 | 4,839 |
| Income before extraordinary items | $1,199,000 | 4,208 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,199,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,184 |
| Cash dividends | $527,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,132,010 | 4,282 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 6,432 |
| Total interest expense | $371,000 | 7,341 |
| Net interest income | $1,875,000 | 6,016 |
| Provision for loan and lease losses | $38,000 | 5,777 |
| Total noninterest income | $495,000 | 4,578 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $382,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,483,000 | 5,999 |
| Salaries and employee benefits | $773,000 | 6,140 |
| Premises and equipment expense | $202,000 | 5,949 |
| Additional noninterest expense | $508,000 | 5,591 |
| Pre-tax net operating income | $849,000 | 5,029 |
| Securities gains (losses) | $60,000 | 1,519 |
| Applicable income taxes | $117,000 | 5,164 |
| Income before extraordinary items | $792,000 | 4,653 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $792,000 | 4,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 1,557 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $739,800 | 4,728 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 6,512 |
| Total interest expense | $247,000 | 7,407 |
| Net interest income | $1,228,000 | 6,091 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $274,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $242,000 | 3,217 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $975,000 | 6,073 |
| Salaries and employee benefits | $518,000 | 6,163 |
| Premises and equipment expense | $140,000 | 5,870 |
| Additional noninterest expense | $317,000 | 5,812 |
| Pre-tax net operating income | $497,000 | 5,320 |
| Securities gains (losses) | $16,000 | 2,165 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $469,000 | 4,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $469,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,139 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $454,440 | 4,895 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 6,572 |
| Total interest expense | $125,000 | 7,440 |
| Net interest income | $606,000 | 6,128 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $126,000 | 5,200 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $111,000 | 3,331 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $498,000 | 6,062 |
| Salaries and employee benefits | $264,000 | 6,143 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $211,000 | 5,701 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $215,000 | 5,157 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $215,000 | 5,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 667 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $211,000 | 5,081 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 7,712 |
| Total interest expense | $431,000 | 8,009 |
| Net interest income | $1,412,000 | 7,488 |
| Provision for loan and lease losses | $16,000 | 7,188 |
| Total noninterest income | $347,000 | 6,279 |
| Gross Fiduciary activities income | $7,000 | 1,410 |
| Service charges on deposit accounts | $248,000 | 4,772 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $92,000 | 6,661 |
| Total noninterest expense | $1,473,000 | 6,941 |
| Salaries and employee benefits | $776,000 | 7,001 |
| Premises and equipment expense | $214,000 | 6,622 |
| Additional noninterest expense | $483,000 | 6,649 |
| Pre-tax net operating income | $270,000 | 7,555 |
| Securities gains (losses) | $-59,000 | 8,973 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $211,000 | 7,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $211,000 | 7,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,125 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $270,000 | 7,285 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 8,213 |
| Total interest expense | $284,000 | 8,314 |
| Net interest income | $805,000 | 8,073 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $162,000 | 7,257 |
| Gross Fiduciary activities income | $4,000 | 1,409 |
| Service charges on deposit accounts | $136,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $912,000 | 7,434 |
| Salaries and employee benefits | $448,000 | 7,676 |
| Premises and equipment expense | $156,000 | 6,687 |
| Additional noninterest expense | $308,000 | 7,067 |
| Pre-tax net operating income | $42,000 | 8,485 |
| Securities gains (losses) | $-9,000 | 8,933 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $33,000 | 8,606 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $33,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $769,000 | 826 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $42,000 | 8,450 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $458,000 | 8,788 |
| Total interest expense | $117,000 | 8,825 |
| Net interest income | $341,000 | 8,692 |
| Provision for loan and lease losses | $13,000 | 6,657 |
| Total noninterest income | $53,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $328,000 | 8,579 |
| Salaries and employee benefits | $142,000 | 8,862 |
| Premises and equipment expense | $63,000 | 7,744 |
| Additional noninterest expense | $123,000 | 8,136 |
| Pre-tax net operating income | $53,000 | 8,354 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $53,000 | 8,396 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 681 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $53,000 | 8,267 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 6,820 |
| Total interest expense | $216,000 | 6,859 |
| Net interest income | $506,000 | 6,614 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $79,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $648,000 | 5,077 |
| Salaries and employee benefits | $344,000 | 5,152 |
| Premises and equipment expense | $113,000 | 4,362 |
| Additional noninterest expense | $191,000 | 5,135 |
| Pre-tax net operating income | $-63,000 | 8,920 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $-56,000 | 8,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-56,000 | 8,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,647 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-72,000 | 8,912 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 6,150 |
| Total interest expense | $1,382,000 | 5,976 |
| Net interest income | $2,323,000 | 6,146 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $411,000 | 5,712 |
| Gross Fiduciary activities income | $17,000 | 1,326 |
| Service charges on deposit accounts | $294,000 | 4,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,442 |
| Total noninterest expense | $3,170,000 | 4,289 |
| Salaries and employee benefits | $1,446,000 | 4,829 |
| Premises and equipment expense | $439,000 | 4,342 |
| Additional noninterest expense | $1,285,000 | 3,416 |
| Pre-tax net operating income | $-556,000 | 9,006 |
| Securities gains (losses) | $81,000 | 1,947 |
| Applicable income taxes | $339,000 | 4,228 |
| Income before extraordinary items | $-814,000 | 9,137 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-814,000 | 9,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,045,000 | 935 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-895,000 | 9,121 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 5,048 |
| Total interest expense | $3,204,000 | 4,489 |
| Net interest income | $2,656,000 | 5,519 |
| Provision for loan and lease losses | $2,891,000 | 528 |
| Total noninterest income | $531,000 | 4,916 |
| Gross Fiduciary activities income | $20,000 | 1,302 |
| Service charges on deposit accounts | $396,000 | 3,429 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $115,000 | 6,100 |
| Total noninterest expense | $3,306,000 | 4,013 |
| Salaries and employee benefits | $1,545,000 | 4,411 |
| Premises and equipment expense | $445,000 | 4,267 |
| Additional noninterest expense | $1,316,000 | 3,221 |
| Pre-tax net operating income | $-3,010,000 | 9,529 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $-1,044,000 | 9,553 |
| Income before extraordinary items | $-1,918,000 | 9,520 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,918,000 | 9,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,170,000 | 842 |
| Cash dividends | $56,000 | 6,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,949,200 | 9,498 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 4,572 |
| Total interest expense | $3,715,000 | 4,201 |
| Net interest income | $3,316,000 | 4,806 |
| Provision for loan and lease losses | $1,032,000 | 1,029 |
| Total noninterest income | $556,000 | 4,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $407,000 | 3,198 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,494 |
| Total noninterest expense | $3,081,000 | 4,139 |
| Salaries and employee benefits | $1,682,000 | 3,982 |
| Premises and equipment expense | $462,000 | 4,041 |
| Additional noninterest expense | $937,000 | 4,208 |
| Pre-tax net operating income | $-241,000 | 9,375 |
| Securities gains (losses) | $-13,000 | 8,489 |
| Applicable income taxes | $-171,000 | 9,670 |
| Income before extraordinary items | $-83,000 | 9,246 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-83,000 | 9,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 900 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-74,680 | 9,233 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,975,000 | 4,406 |
| Total interest expense | $3,544,000 | 4,005 |
| Net interest income | $3,431,000 | 4,709 |
| Provision for loan and lease losses | $619,000 | 1,461 |
| Total noninterest income | $610,000 | 4,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,627 |
| Total noninterest expense | $2,866,000 | 4,378 |
| Salaries and employee benefits | $1,676,000 | 3,973 |
| Premises and equipment expense | $396,000 | 4,571 |
| Additional noninterest expense | $794,000 | 4,809 |
| Pre-tax net operating income | $556,000 | 6,880 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $148,000 | 6,305 |
| Income before extraordinary items | $420,000 | 6,874 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $420,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 1,179 |
| Cash dividends | $197,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $411,120 | 6,907 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 4,663 |
| Total interest expense | $3,177,000 | 4,504 |
| Net interest income | $3,348,000 | 4,753 |
| Provision for loan and lease losses | $385,000 | 2,131 |
| Total noninterest income | $574,000 | 4,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $2,349,000 | 4,979 |
| Salaries and employee benefits | $1,394,000 | 4,511 |
| Premises and equipment expense | $254,000 | 5,912 |
| Additional noninterest expense | $701,000 | 5,159 |
| Pre-tax net operating income | $1,188,000 | 4,914 |
| Securities gains (losses) | $32,000 | 2,083 |
| Applicable income taxes | $353,000 | 4,744 |
| Income before extraordinary items | $867,000 | 4,942 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $867,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,601 |
| Cash dividends | $265,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $844,280 | 4,932 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 5,281 |
| Total interest expense | $2,422,000 | 5,531 |
| Net interest income | $3,255,000 | 4,994 |
| Provision for loan and lease losses | $264,000 | 2,856 |
| Total noninterest income | $635,000 | 4,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,108 |
| Total noninterest expense | $2,090,000 | 5,481 |
| Salaries and employee benefits | $1,245,000 | 4,944 |
| Premises and equipment expense | $207,000 | 6,730 |
| Additional noninterest expense | $638,000 | 5,574 |
| Pre-tax net operating income | $1,536,000 | 4,407 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $533,000 | 4,031 |
| Income before extraordinary items | $1,002,000 | 4,705 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,002,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,794 |
| Cash dividends | $665,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,002,650 | 4,634 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 5,937 |
| Total interest expense | $2,181,000 | 6,079 |
| Net interest income | $2,810,000 | 5,709 |
| Provision for loan and lease losses | $244,000 | 2,987 |
| Total noninterest income | $533,000 | 4,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,674 |
| Total noninterest expense | $1,945,000 | 6,053 |
| Salaries and employee benefits | $1,067,000 | 5,712 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $628,000 | 6,182 |
| Pre-tax net operating income | $1,154,000 | 5,250 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $346,000 | 5,378 |
| Income before extraordinary items | $803,000 | 5,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $803,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,862 |
| Cash dividends | $440,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $806,500 | 5,212 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 6,596 |
| Total interest expense | $1,975,000 | 6,524 |
| Net interest income | $2,398,000 | 6,481 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $586,000 | 4,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,580 |
| Total noninterest expense | $1,870,000 | 6,301 |
| Salaries and employee benefits | $992,000 | 6,104 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $919,000 | 6,329 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $297,000 | 6,032 |
| Income before extraordinary items | $622,000 | 6,479 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $622,000 | 6,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $158,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $622,000 | 6,466 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,684,000 | 7,093 |
| Total interest expense | $1,374,000 | 7,294 |
| Net interest income | $2,310,000 | 6,845 |
| Provision for loan and lease losses | $86,000 | 4,893 |
| Total noninterest income | $399,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,218 |
| Total noninterest expense | $1,750,000 | 6,832 |
| Salaries and employee benefits | $933,000 | 6,443 |
| Premises and equipment expense | $273,000 | 6,120 |
| Additional noninterest expense | $544,000 | 7,479 |
| Pre-tax net operating income | $873,000 | 6,523 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $268,000 | 6,277 |
| Income before extraordinary items | $615,000 | 6,428 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $615,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $608,000 | 6,539 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 7,667 |
| Total interest expense | $1,205,000 | 8,230 |
| Net interest income | $2,201,000 | 7,183 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $371,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $1,705,000 | 7,174 |
| Salaries and employee benefits | $891,000 | 6,768 |
| Premises and equipment expense | $269,000 | 6,349 |
| Additional noninterest expense | $545,000 | 7,814 |
| Pre-tax net operating income | $783,000 | 6,902 |
| Securities gains (losses) | $448,000 | 970 |
| Applicable income taxes | $417,000 | 4,856 |
| Income before extraordinary items | $814,000 | 5,494 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $814,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,649 |
| Cash dividends | $494,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $518,320 | 7,158 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 8,057 |
| Total interest expense | $1,419,000 | 8,780 |
| Net interest income | $2,167,000 | 7,324 |
| Provision for loan and lease losses | $214,000 | 5,055 |
| Total noninterest income | $354,000 | 7,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $1,566,000 | 7,685 |
| Salaries and employee benefits | $742,000 | 7,668 |
| Premises and equipment expense | $332,000 | 5,574 |
| Additional noninterest expense | $492,000 | 8,535 |
| Pre-tax net operating income | $741,000 | 6,876 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $560,000 | 6,851 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $560,000 | 6,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $221,000 | 4,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $522,370 | 6,774 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.