Home > The Bank of Berry > Income and Expense
The Bank of Berry, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $761,000 | 9,297 |
Total interest expense | $391,000 | 9,172 |
Net interest income | $370,000 | 9,332 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $70,000 | 8,910 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $57,000 | 7,450 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $13,000 | 9,003 |
Total noninterest expense | $367,000 | 9,410 |
Salaries and employee benefits | $216,000 | 9,359 |
Premises and equipment expense | $43,000 | 9,247 |
Additional noninterest expense | $108,000 | 9,331 |
Pre-tax net operating income | $73,000 | 8,450 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $17,000 | 7,390 |
Income before extraordinary items | $56,000 | 8,578 |
Extraordinary gains, net | $0 | 105 |
Net income | $56,000 | 8,576 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 8,710 |
Cash dividends | $143,000 | 5,397 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $56,000 | 8,484 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $791,000 | 9,542 |
Total interest expense | $393,000 | 9,429 |
Net interest income | $398,000 | 9,578 |
Provision for loan and lease losses | $8,000 | 8,049 |
Total noninterest income | $68,000 | 9,060 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 7,470 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 9,368 |
Total noninterest expense | $382,000 | 9,631 |
Salaries and employee benefits | $230,000 | 9,535 |
Premises and equipment expense | $42,000 | 9,508 |
Additional noninterest expense | $110,000 | 9,561 |
Pre-tax net operating income | $76,000 | 8,886 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $13,000 | 7,999 |
Income before extraordinary items | $63,000 | 8,909 |
Extraordinary gains, net | $0 | 38 |
Net income | $63,000 | 8,908 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,468 |
Cash dividends | $420,000 | 3,850 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $63,000 | 8,894 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $730,000 | 9,823 |
Total interest expense | $329,000 | 9,760 |
Net interest income | $401,000 | 9,819 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $72,000 | 9,257 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 7,624 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $13,000 | 9,578 |
Total noninterest expense | $372,000 | 9,943 |
Salaries and employee benefits | $206,000 | 9,896 |
Premises and equipment expense | $54,000 | 9,557 |
Additional noninterest expense | $112,000 | 9,838 |
Pre-tax net operating income | $101,000 | 9,070 |
Securities gains (losses) | $-2,000 | 8,771 |
Applicable income taxes | $14,000 | 8,380 |
Income before extraordinary items | $85,000 | 9,064 |
Extraordinary gains, net | $0 | 35 |
Net income | $85,000 | 9,062 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 7,495 |
Cash dividends | $20,000 | 6,929 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $86,720 | 9,026 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $768,000 | 10,055 |
Total interest expense | $360,000 | 9,959 |
Net interest income | $408,000 | 10,070 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $62,000 | 9,655 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $57,000 | 7,866 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $5,000 | 10,199 |
Total noninterest expense | $367,000 | 10,128 |
Salaries and employee benefits | $213,000 | 10,052 |
Premises and equipment expense | $48,000 | 9,864 |
Additional noninterest expense | $106,000 | 10,086 |
Pre-tax net operating income | $103,000 | 9,404 |
Securities gains (losses) | $-2,000 | 9,897 |
Applicable income taxes | $13,000 | 9,016 |
Income before extraordinary items | $88,000 | 9,416 |
Extraordinary gains, net | $0 | 32 |
Net income | $88,000 | 9,417 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $20,000 | 7,249 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $89,740 | 9,342 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $783,000 | 10,495 |
Total interest expense | $377,000 | 10,377 |
Net interest income | $406,000 | 10,546 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $67,000 | 10,003 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $61,000 | 8,119 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 10,622 |
Total noninterest expense | $327,000 | 10,643 |
Salaries and employee benefits | $209,000 | 10,496 |
Premises and equipment expense | $28,000 | 10,649 |
Additional noninterest expense | $90,000 | 10,614 |
Pre-tax net operating income | $146,000 | 9,864 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $43,000 | 9,362 |
Income before extraordinary items | $103,000 | 9,944 |
Extraordinary gains, net | $0 | 44 |
Net income | $103,000 | 9,945 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,093 |
Cash dividends | $20,000 | 7,601 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $103,000 | 9,900 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $741,000 | 11,086 |
Total interest expense | $357,000 | 10,972 |
Net interest income | $384,000 | 11,122 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $67,000 | 10,545 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $59,000 | 8,581 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 11,065 |
Total noninterest expense | $328,000 | 11,156 |
Salaries and employee benefits | $205,000 | 10,990 |
Premises and equipment expense | $35,000 | 11,039 |
Additional noninterest expense | $88,000 | 11,183 |
Pre-tax net operating income | $123,000 | 10,249 |
Securities gains (losses) | $-2,000 | 9,485 |
Applicable income taxes | $26,000 | 10,095 |
Income before extraordinary items | $95,000 | 10,267 |
Extraordinary gains, net | $0 | 53 |
Net income | $95,000 | 10,267 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,286 |
Cash dividends | $10,000 | 8,198 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $96,580 | 10,205 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $709,000 | 11,619 |
Total interest expense | $346,000 | 11,488 |
Net interest income | $363,000 | 11,677 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $61,000 | 11,147 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 9,212 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $10,000 | 11,496 |
Total noninterest expense | $336,000 | 11,633 |
Salaries and employee benefits | $205,000 | 11,476 |
Premises and equipment expense | $34,000 | 11,525 |
Additional noninterest expense | $97,000 | 11,635 |
Pre-tax net operating income | $88,000 | 11,152 |
Securities gains (losses) | $-1,000 | 9,017 |
Applicable income taxes | $13,000 | 10,879 |
Income before extraordinary items | $74,000 | 11,147 |
Extraordinary gains, net | $0 | 65 |
Net income | $74,000 | 11,144 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,801 |
Cash dividends | $10,000 | 8,554 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $74,850 | 11,122 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $675,000 | 12,236 |
Total interest expense | $269,000 | 12,146 |
Net interest income | $406,000 | 12,214 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $61,000 | 11,700 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 9,727 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 11,965 |
Total noninterest expense | $359,000 | 12,185 |
Salaries and employee benefits | $211,000 | 11,992 |
Premises and equipment expense | $38,000 | 12,035 |
Additional noninterest expense | $110,000 | 12,212 |
Pre-tax net operating income | $108,000 | 11,576 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $15,000 | 11,265 |
Income before extraordinary items | $93,000 | 11,452 |
Extraordinary gains, net | $0 | 249 |
Net income | $93,000 | 11,457 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $10,000 | 8,760 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $93,000 | 11,492 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $662,000 | 12,864 |
Total interest expense | $268,000 | 12,791 |
Net interest income | $394,000 | 12,827 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $64,000 | 12,201 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 10,068 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 12,477 |
Total noninterest expense | $360,000 | 12,797 |
Salaries and employee benefits | $200,000 | 12,641 |
Premises and equipment expense | $46,000 | 12,340 |
Additional noninterest expense | $114,000 | 12,822 |
Pre-tax net operating income | $98,000 | 11,878 |
Securities gains (losses) | $19,000 | 4,737 |
Applicable income taxes | $27,000 | 11,459 |
Income before extraordinary items | $90,000 | 11,901 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $90,000 | 11,944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $10,000 | 8,880 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $75,370 | 11,881 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $710,000 | 13,472 |
Total interest expense | $321,000 | 13,423 |
Net interest income | $389,000 | 13,414 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $68,000 | 12,626 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 10,159 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 13,064 |
Total noninterest expense | $344,000 | 13,420 |
Salaries and employee benefits | $202,000 | 13,135 |
Premises and equipment expense | $31,000 | 13,377 |
Additional noninterest expense | $111,000 | 13,421 |
Pre-tax net operating income | $113,000 | 11,886 |
Securities gains (losses) | $4,000 | 7,235 |
Applicable income taxes | $27,000 | 11,890 |
Income before extraordinary items | $90,000 | 12,074 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $90,000 | 12,123 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 12,286 |
Cash dividends | $10,000 | 8,694 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $86,920 | 11,829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.