Home > The Bank of Baltimore > Income and Expense
The Bank of Baltimore, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $171,928,000 | 269 |
| Total interest expense | $75,779,000 | 253 |
| Net interest income | $96,149,000 | 274 |
| Provision for loan and lease losses | $22,000,000 | 142 |
| Total noninterest income | $41,937,000 | 240 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $7,686,000 | 243 |
| Trading account gains and fees | $12,000 | 411 |
| Additional Noninterest Income | $34,239,000 | 180 |
| Total noninterest expense | $119,688,000 | 216 |
| Salaries and employee benefits | $46,922,000 | 197 |
| Premises and equipment expense | $16,916,000 | 184 |
| Additional noninterest expense | $55,848,000 | 213 |
| Pre-tax net operating income | $-3,600,000 | 13,152 |
| Securities gains (losses) | $10,408,000 | 78 |
| Applicable income taxes | $-2,758,000 | 13,233 |
| Income before extraordinary items | $9,566,000 | 563 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,566,000 | 577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,215,000 | 82 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-842,000 | 12,934 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $216,950,000 | 232 |
| Total interest expense | $130,842,000 | 188 |
| Net interest income | $86,108,000 | 284 |
| Provision for loan and lease losses | $29,881,000 | 162 |
| Total noninterest income | $52,494,000 | 191 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $7,432,000 | 248 |
| Trading account gains and fees | $3,905,000 | 79 |
| Additional Noninterest Income | $41,157,000 | 150 |
| Total noninterest expense | $96,067,000 | 255 |
| Salaries and employee benefits | $41,806,000 | 209 |
| Premises and equipment expense | $15,892,000 | 195 |
| Additional noninterest expense | $38,369,000 | 293 |
| Pre-tax net operating income | $12,654,000 | 506 |
| Securities gains (losses) | $3,876,000 | 253 |
| Applicable income taxes | $615,000 | 3,363 |
| Income before extraordinary items | $15,915,000 | 327 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,915,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,350,000 | 117 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,194,040 | 372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.