Home > The Bank of Asheville > Income and Expense
The Bank of Asheville, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,810,000 | 3,005 |
| Total interest expense | $2,848,000 | 2,708 |
| Net interest income | $6,962,000 | 3,086 |
| Provision for loan and lease losses | $19,153,000 | 383 |
| Total noninterest income | $1,518,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $927,000 | 1,601 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $591,000 | 2,939 |
| Total noninterest expense | $8,815,000 | 2,202 |
| Salaries and employee benefits | $3,348,000 | 2,838 |
| Premises and equipment expense | $841,000 | 2,868 |
| Additional noninterest expense | $4,626,000 | 1,558 |
| Pre-tax net operating income | $-19,488,000 | 7,513 |
| Securities gains (losses) | $597,000 | 763 |
| Applicable income taxes | $454,000 | 1,985 |
| Income before extraordinary items | $-19,345,000 | 7,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,345,000 | 7,515 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-19,345,000 | 7,515 |
| Net charge-offs | $14,128,000 | 457 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-19,942,000 | 7,515 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,771,000 | 2,928 |
| Total interest expense | $2,257,000 | 2,691 |
| Net interest income | $5,514,000 | 2,992 |
| Provision for loan and lease losses | $19,004,000 | 287 |
| Total noninterest income | $1,147,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $719,000 | 1,600 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $428,000 | 3,008 |
| Total noninterest expense | $6,553,000 | 2,210 |
| Salaries and employee benefits | $2,469,000 | 2,881 |
| Premises and equipment expense | $619,000 | 2,957 |
| Additional noninterest expense | $3,465,000 | 1,531 |
| Pre-tax net operating income | $-18,896,000 | 7,652 |
| Securities gains (losses) | $504,000 | 738 |
| Applicable income taxes | $236,000 | 2,392 |
| Income before extraordinary items | $-18,628,000 | 7,653 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-18,628,000 | 7,653 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-18,628,000 | 7,653 |
| Net charge-offs | $14,066,000 | 346 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-19,132,000 | 7,648 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 2,901 |
| Total interest expense | $1,616,000 | 2,631 |
| Net interest income | $3,671,000 | 2,993 |
| Provision for loan and lease losses | $14,507,000 | 268 |
| Total noninterest income | $800,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $506,000 | 1,558 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $294,000 | 2,868 |
| Total noninterest expense | $3,864,000 | 2,502 |
| Salaries and employee benefits | $1,663,000 | 2,868 |
| Premises and equipment expense | $414,000 | 2,977 |
| Additional noninterest expense | $1,787,000 | 1,934 |
| Pre-tax net operating income | $-13,900,000 | 7,720 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $86,000 | 2,907 |
| Income before extraordinary items | $-13,986,000 | 7,722 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-13,986,000 | 7,721 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-13,986,000 | 7,722 |
| Net charge-offs | $13,834,000 | 259 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-13,986,000 | 7,718 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 2,855 |
| Total interest expense | $840,000 | 2,659 |
| Net interest income | $1,920,000 | 2,891 |
| Provision for loan and lease losses | $438,000 | 1,980 |
| Total noninterest income | $417,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $244,000 | 1,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $173,000 | 2,609 |
| Total noninterest expense | $1,844,000 | 2,640 |
| Salaries and employee benefits | $840,000 | 2,887 |
| Premises and equipment expense | $197,000 | 3,163 |
| Additional noninterest expense | $807,000 | 2,103 |
| Pre-tax net operating income | $55,000 | 5,598 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-18,000 | 7,177 |
| Income before extraordinary items | $73,000 | 5,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $73,000 | 5,360 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $73,000 | 5,359 |
| Net charge-offs | $436,000 | 1,688 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $73,000 | 5,245 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,198,000 | 2,704 |
| Total interest expense | $4,271,000 | 2,595 |
| Net interest income | $7,927,000 | 2,756 |
| Provision for loan and lease losses | $3,218,000 | 1,886 |
| Total noninterest income | $1,774,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,149,000 | 1,487 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $625,000 | 2,842 |
| Total noninterest expense | $6,823,000 | 2,856 |
| Salaries and employee benefits | $3,294,000 | 2,945 |
| Premises and equipment expense | $927,000 | 2,746 |
| Additional noninterest expense | $2,602,000 | 2,655 |
| Pre-tax net operating income | $-340,000 | 5,848 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-307,000 | 6,876 |
| Income before extraordinary items | $-33,000 | 5,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-33,000 | 5,594 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-33,000 | 5,594 |
| Net charge-offs | $2,236,000 | 1,908 |
| Cash dividends | $127,000 | 3,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-33,000 | 5,566 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,508,000 | 2,648 |
| Total interest expense | $3,345,000 | 2,613 |
| Net interest income | $6,163,000 | 2,664 |
| Provision for loan and lease losses | $1,345,000 | 2,365 |
| Total noninterest income | $1,410,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $859,000 | 1,490 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $551,000 | 2,657 |
| Total noninterest expense | $5,100,000 | 2,858 |
| Salaries and employee benefits | $2,473,000 | 2,974 |
| Premises and equipment expense | $719,000 | 2,721 |
| Additional noninterest expense | $1,908,000 | 2,663 |
| Pre-tax net operating income | $1,128,000 | 2,528 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $303,000 | 1,915 |
| Income before extraordinary items | $825,000 | 2,810 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $825,000 | 2,807 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $825,000 | 2,810 |
| Net charge-offs | $355,000 | 3,486 |
| Cash dividends | $88,000 | 3,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $825,000 | 2,761 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 2,694 |
| Total interest expense | $2,308,000 | 2,633 |
| Net interest income | $3,992,000 | 2,724 |
| Provision for loan and lease losses | $476,000 | 3,036 |
| Total noninterest income | $907,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $552,000 | 1,518 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $355,000 | 2,720 |
| Total noninterest expense | $3,433,000 | 2,866 |
| Salaries and employee benefits | $1,642,000 | 3,014 |
| Premises and equipment expense | $509,000 | 2,597 |
| Additional noninterest expense | $1,282,000 | 2,677 |
| Pre-tax net operating income | $990,000 | 2,129 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $297,000 | 1,542 |
| Income before extraordinary items | $693,000 | 2,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $693,000 | 2,509 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $693,000 | 2,511 |
| Net charge-offs | $158,000 | 3,718 |
| Cash dividends | $44,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $693,000 | 2,434 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 2,802 |
| Total interest expense | $1,168,000 | 2,689 |
| Net interest income | $1,896,000 | 2,843 |
| Provision for loan and lease losses | $255,000 | 2,532 |
| Total noninterest income | $407,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $265,000 | 1,535 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $142,000 | 3,056 |
| Total noninterest expense | $1,701,000 | 2,813 |
| Salaries and employee benefits | $813,000 | 3,063 |
| Premises and equipment expense | $284,000 | 2,411 |
| Additional noninterest expense | $604,000 | 2,549 |
| Pre-tax net operating income | $347,000 | 3,088 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $91,000 | 2,274 |
| Income before extraordinary items | $256,000 | 3,403 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $256,000 | 3,403 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $256,000 | 3,404 |
| Net charge-offs | $107,000 | 2,796 |
| Cash dividends | $44,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $256,000 | 3,247 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,228,000 | 2,986 |
| Total interest expense | $4,783,000 | 3,082 |
| Net interest income | $7,445,000 | 2,883 |
| Provision for loan and lease losses | $711,000 | 3,222 |
| Total noninterest income | $1,584,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,139,000 | 1,570 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $445,000 | 3,401 |
| Total noninterest expense | $6,134,000 | 3,015 |
| Salaries and employee benefits | $3,091,000 | 3,166 |
| Premises and equipment expense | $903,000 | 2,863 |
| Additional noninterest expense | $2,140,000 | 2,695 |
| Pre-tax net operating income | $2,184,000 | 2,300 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $766,000 | 1,438 |
| Income before extraordinary items | $1,418,000 | 2,612 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,418,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 3,686 |
| Cash dividends | $76,000 | 5,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,418,000 | 2,763 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,056,000 | 3,087 |
| Total interest expense | $3,573,000 | 3,198 |
| Net interest income | $5,483,000 | 2,957 |
| Provision for loan and lease losses | $509,000 | 2,703 |
| Total noninterest income | $1,199,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $860,000 | 1,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $339,000 | 3,469 |
| Total noninterest expense | $4,505,000 | 3,047 |
| Salaries and employee benefits | $2,318,000 | 3,197 |
| Premises and equipment expense | $699,000 | 2,799 |
| Additional noninterest expense | $1,488,000 | 2,787 |
| Pre-tax net operating income | $1,668,000 | 2,628 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $550,000 | 1,784 |
| Income before extraordinary items | $1,118,000 | 2,877 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,118,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,803 |
| Cash dividends | $76,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,118,000 | 3,023 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,976,000 | 3,164 |
| Total interest expense | $2,433,000 | 3,257 |
| Net interest income | $3,543,000 | 3,023 |
| Provision for loan and lease losses | $188,000 | 3,261 |
| Total noninterest income | $771,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $568,000 | 1,559 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $203,000 | 3,732 |
| Total noninterest expense | $3,004,000 | 3,054 |
| Salaries and employee benefits | $1,529,000 | 3,279 |
| Premises and equipment expense | $483,000 | 2,715 |
| Additional noninterest expense | $992,000 | 2,762 |
| Pre-tax net operating income | $1,122,000 | 2,715 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $371,000 | 1,956 |
| Income before extraordinary items | $751,000 | 3,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $76,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $751,000 | 3,129 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 3,146 |
| Total interest expense | $1,290,000 | 3,274 |
| Net interest income | $1,790,000 | 2,996 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $390,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $284,000 | 1,543 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $106,000 | 3,660 |
| Total noninterest expense | $1,457,000 | 3,151 |
| Salaries and employee benefits | $744,000 | 3,377 |
| Premises and equipment expense | $238,000 | 2,764 |
| Additional noninterest expense | $475,000 | 2,842 |
| Pre-tax net operating income | $686,000 | 2,451 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $235,000 | 1,758 |
| Income before extraordinary items | $451,000 | 2,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $451,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $76,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $451,000 | 2,840 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,901,000 | 3,089 |
| Total interest expense | $5,019,000 | 3,470 |
| Net interest income | $7,882,000 | 2,765 |
| Provision for loan and lease losses | $407,000 | 2,670 |
| Total noninterest income | $1,644,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,154,000 | 1,557 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $490,000 | 3,350 |
| Total noninterest expense | $5,658,000 | 3,123 |
| Salaries and employee benefits | $2,736,000 | 3,473 |
| Premises and equipment expense | $903,000 | 2,795 |
| Additional noninterest expense | $2,019,000 | 2,656 |
| Pre-tax net operating income | $3,461,000 | 2,221 |
| Securities gains (losses) | $1,000 | 1,983 |
| Applicable income taxes | $1,188,000 | 1,659 |
| Income before extraordinary items | $2,274,000 | 2,561 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,274,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,861 |
| Cash dividends | $361,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,273,340 | 2,553 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 3,100 |
| Total interest expense | $3,731,000 | 3,479 |
| Net interest income | $5,885,000 | 2,783 |
| Provision for loan and lease losses | $225,000 | 2,782 |
| Total noninterest income | $1,190,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $855,000 | 1,541 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $335,000 | 3,543 |
| Total noninterest expense | $4,189,000 | 3,117 |
| Salaries and employee benefits | $2,042,000 | 3,470 |
| Premises and equipment expense | $680,000 | 2,777 |
| Additional noninterest expense | $1,467,000 | 2,670 |
| Pre-tax net operating income | $2,661,000 | 2,321 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $940,000 | 1,718 |
| Income before extraordinary items | $1,720,000 | 2,687 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,720,000 | 2,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,403 |
| Cash dividends | $272,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,720,650 | 2,668 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 3,156 |
| Total interest expense | $2,438,000 | 3,530 |
| Net interest income | $3,863,000 | 2,845 |
| Provision for loan and lease losses | $88,000 | 3,568 |
| Total noninterest income | $783,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $565,000 | 1,554 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $218,000 | 3,622 |
| Total noninterest expense | $2,796,000 | 3,139 |
| Salaries and employee benefits | $1,357,000 | 3,516 |
| Premises and equipment expense | $453,000 | 2,798 |
| Additional noninterest expense | $986,000 | 2,667 |
| Pre-tax net operating income | $1,762,000 | 2,374 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $623,000 | 1,794 |
| Income before extraordinary items | $1,139,000 | 2,755 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,139,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,026 |
| Cash dividends | $177,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,139,000 | 2,737 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,094,000 | 3,203 |
| Total interest expense | $1,192,000 | 3,552 |
| Net interest income | $1,902,000 | 2,880 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $374,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $276,000 | 1,551 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $98,000 | 3,797 |
| Total noninterest expense | $1,388,000 | 3,173 |
| Salaries and employee benefits | $674,000 | 3,562 |
| Premises and equipment expense | $225,000 | 2,835 |
| Additional noninterest expense | $489,000 | 2,667 |
| Pre-tax net operating income | $870,000 | 2,407 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $305,000 | 1,833 |
| Income before extraordinary items | $565,000 | 2,765 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $565,000 | 2,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $89,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $565,000 | 2,752 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,171,000 | 3,278 |
| Total interest expense | $3,917,000 | 3,647 |
| Net interest income | $7,254,000 | 3,013 |
| Provision for loan and lease losses | $285,000 | 2,880 |
| Total noninterest income | $1,671,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,195,000 | 1,496 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 3,426 |
| Total noninterest expense | $5,032,000 | 3,343 |
| Salaries and employee benefits | $2,467,000 | 3,648 |
| Premises and equipment expense | $790,000 | 3,041 |
| Additional noninterest expense | $1,775,000 | 2,851 |
| Pre-tax net operating income | $3,608,000 | 2,425 |
| Securities gains (losses) | $-250,000 | 8,422 |
| Applicable income taxes | $1,151,000 | 2,001 |
| Income before extraordinary items | $2,207,000 | 2,887 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,207,000 | 2,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,490 |
| Cash dividends | $361,000 | 4,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,372,000 | 2,713 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 3,360 |
| Total interest expense | $2,756,000 | 3,717 |
| Net interest income | $5,297,000 | 3,110 |
| Provision for loan and lease losses | $213,000 | 2,769 |
| Total noninterest income | $1,164,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $903,000 | 1,499 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $261,000 | 4,019 |
| Total noninterest expense | $3,595,000 | 3,454 |
| Salaries and employee benefits | $1,809,000 | 3,711 |
| Premises and equipment expense | $558,000 | 3,182 |
| Additional noninterest expense | $1,228,000 | 3,062 |
| Pre-tax net operating income | $2,653,000 | 2,541 |
| Securities gains (losses) | $-250,000 | 8,566 |
| Applicable income taxes | $848,000 | 2,116 |
| Income before extraordinary items | $1,555,000 | 3,131 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,555,000 | 3,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,202 |
| Cash dividends | $266,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,717,500 | 2,894 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 3,468 |
| Total interest expense | $1,704,000 | 3,794 |
| Net interest income | $3,368,000 | 3,243 |
| Provision for loan and lease losses | $152,000 | 2,551 |
| Total noninterest income | $762,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $592,000 | 1,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,069 |
| Total noninterest expense | $2,340,000 | 3,528 |
| Salaries and employee benefits | $1,174,000 | 3,799 |
| Premises and equipment expense | $362,000 | 3,242 |
| Additional noninterest expense | $804,000 | 3,120 |
| Pre-tax net operating income | $1,638,000 | 2,698 |
| Securities gains (losses) | $-208,000 | 8,632 |
| Applicable income taxes | $499,000 | 2,314 |
| Income before extraordinary items | $931,000 | 3,377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $931,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $171,000 | 3,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,066,200 | 3,056 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 3,552 |
| Total interest expense | $806,000 | 3,799 |
| Net interest income | $1,585,000 | 3,384 |
| Provision for loan and lease losses | $91,000 | 2,117 |
| Total noninterest income | $371,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $289,000 | 1,475 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,134,000 | 3,636 |
| Salaries and employee benefits | $572,000 | 3,890 |
| Premises and equipment expense | $179,000 | 3,284 |
| Additional noninterest expense | $383,000 | 3,240 |
| Pre-tax net operating income | $731,000 | 2,894 |
| Securities gains (losses) | $-84,000 | 8,640 |
| Applicable income taxes | $226,000 | 2,433 |
| Income before extraordinary items | $421,000 | 3,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $475,600 | 3,275 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 3,849 |
| Total interest expense | $2,304,000 | 4,031 |
| Net interest income | $5,423,000 | 3,723 |
| Provision for loan and lease losses | $466,000 | 2,016 |
| Total noninterest income | $1,555,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,184,000 | 1,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,904 |
| Total noninterest expense | $4,529,000 | 3,517 |
| Salaries and employee benefits | $2,189,000 | 3,855 |
| Premises and equipment expense | $680,000 | 3,316 |
| Additional noninterest expense | $1,660,000 | 2,985 |
| Pre-tax net operating income | $1,983,000 | 3,702 |
| Securities gains (losses) | $-92,000 | 8,399 |
| Applicable income taxes | $679,000 | 2,866 |
| Income before extraordinary items | $1,212,000 | 4,322 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,212,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,665 |
| Cash dividends | $298,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,270,880 | 4,183 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,543,000 | 3,939 |
| Total interest expense | $1,624,000 | 4,073 |
| Net interest income | $3,919,000 | 3,828 |
| Provision for loan and lease losses | $401,000 | 1,714 |
| Total noninterest income | $1,143,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $883,000 | 1,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $260,000 | 4,059 |
| Total noninterest expense | $3,390,000 | 3,482 |
| Salaries and employee benefits | $1,648,000 | 3,827 |
| Premises and equipment expense | $505,000 | 3,337 |
| Additional noninterest expense | $1,237,000 | 2,965 |
| Pre-tax net operating income | $1,271,000 | 4,174 |
| Securities gains (losses) | $-22,000 | 8,215 |
| Applicable income taxes | $457,000 | 3,100 |
| Income before extraordinary items | $792,000 | 4,788 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $792,000 | 4,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,221 |
| Cash dividends | $222,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $806,080 | 4,699 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 4,027 |
| Total interest expense | $1,002,000 | 4,122 |
| Net interest income | $2,511,000 | 3,912 |
| Provision for loan and lease losses | $353,000 | 1,327 |
| Total noninterest income | $710,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $565,000 | 1,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $145,000 | 4,399 |
| Total noninterest expense | $2,266,000 | 3,452 |
| Salaries and employee benefits | $1,074,000 | 3,872 |
| Premises and equipment expense | $351,000 | 3,182 |
| Additional noninterest expense | $841,000 | 2,883 |
| Pre-tax net operating income | $602,000 | 5,004 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $218,000 | 3,649 |
| Income before extraordinary items | $384,000 | 5,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $384,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 951 |
| Cash dividends | $145,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $384,000 | 5,498 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 4,133 |
| Total interest expense | $431,000 | 4,444 |
| Net interest income | $1,246,000 | 3,935 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $355,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $270,000 | 1,511 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $1,138,000 | 3,459 |
| Salaries and employee benefits | $519,000 | 3,984 |
| Premises and equipment expense | $173,000 | 3,260 |
| Additional noninterest expense | $446,000 | 2,707 |
| Pre-tax net operating income | $223,000 | 5,711 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $80,000 | 4,116 |
| Income before extraordinary items | $143,000 | 6,203 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $143,000 | 6,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 693 |
| Cash dividends | $76,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $143,000 | 6,158 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,036,000 | 4,247 |
| Total interest expense | $1,324,000 | 4,839 |
| Net interest income | $4,712,000 | 3,979 |
| Provision for loan and lease losses | $1,010,000 | 1,028 |
| Total noninterest income | $1,432,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,192,000 | 1,477 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $240,000 | 4,720 |
| Total noninterest expense | $4,021,000 | 3,729 |
| Salaries and employee benefits | $1,847,000 | 4,252 |
| Premises and equipment expense | $648,000 | 3,327 |
| Additional noninterest expense | $1,526,000 | 3,083 |
| Pre-tax net operating income | $1,113,000 | 4,971 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $405,000 | 3,706 |
| Income before extraordinary items | $740,000 | 5,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $740,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $576,000 | 1,197 |
| Cash dividends | $216,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $719,200 | 5,434 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 4,292 |
| Total interest expense | $952,000 | 4,919 |
| Net interest income | $3,479,000 | 4,030 |
| Provision for loan and lease losses | $740,000 | 1,029 |
| Total noninterest income | $1,079,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $923,000 | 1,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 5,039 |
| Total noninterest expense | $3,036,000 | 3,678 |
| Salaries and employee benefits | $1,386,000 | 4,224 |
| Premises and equipment expense | $468,000 | 3,441 |
| Additional noninterest expense | $1,182,000 | 2,982 |
| Pre-tax net operating income | $782,000 | 5,244 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $299,000 | 3,811 |
| Income before extraordinary items | $515,000 | 5,749 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $515,000 | 5,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,171 |
| Cash dividends | $152,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $494,520 | 5,768 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 4,347 |
| Total interest expense | $609,000 | 5,063 |
| Net interest income | $2,299,000 | 4,056 |
| Provision for loan and lease losses | $613,000 | 815 |
| Total noninterest income | $757,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $622,000 | 1,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 4,514 |
| Total noninterest expense | $1,961,000 | 3,801 |
| Salaries and employee benefits | $903,000 | 4,304 |
| Premises and equipment expense | $319,000 | 3,384 |
| Additional noninterest expense | $739,000 | 3,162 |
| Pre-tax net operating income | $482,000 | 5,399 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $183,000 | 3,937 |
| Income before extraordinary items | $331,000 | 5,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 911 |
| Cash dividends | $101,000 | 4,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $310,520 | 5,875 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 4,335 |
| Total interest expense | $286,000 | 5,312 |
| Net interest income | $1,182,000 | 3,942 |
| Provision for loan and lease losses | $323,000 | 749 |
| Total noninterest income | $372,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $301,000 | 1,418 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $1,004,000 | 3,747 |
| Salaries and employee benefits | $484,000 | 4,114 |
| Premises and equipment expense | $158,000 | 3,442 |
| Additional noninterest expense | $362,000 | 3,196 |
| Pre-tax net operating income | $227,000 | 5,532 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $90,000 | 3,962 |
| Income before extraordinary items | $169,000 | 5,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 704 |
| Cash dividends | $51,000 | 3,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $148,200 | 5,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 4,667 |
| Total interest expense | $1,359,000 | 5,192 |
| Net interest income | $3,992,000 | 4,373 |
| Provision for loan and lease losses | $1,406,000 | 865 |
| Total noninterest income | $1,590,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,145,000 | 1,501 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $445,000 | 3,778 |
| Total noninterest expense | $3,387,000 | 4,235 |
| Salaries and employee benefits | $1,538,000 | 4,771 |
| Premises and equipment expense | $503,000 | 4,033 |
| Additional noninterest expense | $1,346,000 | 3,394 |
| Pre-tax net operating income | $789,000 | 5,732 |
| Securities gains (losses) | $45,000 | 2,612 |
| Applicable income taxes | $293,000 | 4,318 |
| Income before extraordinary items | $541,000 | 6,175 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $541,000 | 6,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,252,000 | 771 |
| Cash dividends | $38,000 | 6,013 |
| Sale, conversion, retirement of capital stock, net | $3,800,000 | 241 |
| Net operating income | $511,750 | 6,134 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 4,742 |
| Total interest expense | $1,078,000 | 5,149 |
| Net interest income | $2,910,000 | 4,477 |
| Provision for loan and lease losses | $1,098,000 | 820 |
| Total noninterest income | $1,198,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $841,000 | 1,541 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 3,739 |
| Total noninterest expense | $2,456,000 | 4,329 |
| Salaries and employee benefits | $1,156,000 | 4,756 |
| Premises and equipment expense | $328,000 | 4,456 |
| Additional noninterest expense | $972,000 | 3,472 |
| Pre-tax net operating income | $554,000 | 6,057 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $231,000 | 4,419 |
| Income before extraordinary items | $368,000 | 6,550 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $368,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $923,000 | 732 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $339,200 | 6,544 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,638,000 | 4,804 |
| Total interest expense | $765,000 | 5,068 |
| Net interest income | $1,873,000 | 4,591 |
| Provision for loan and lease losses | $643,000 | 937 |
| Total noninterest income | $753,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $536,000 | 1,581 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $217,000 | 3,890 |
| Total noninterest expense | $1,653,000 | 4,293 |
| Salaries and employee benefits | $782,000 | 4,685 |
| Premises and equipment expense | $222,000 | 4,415 |
| Additional noninterest expense | $649,000 | 3,460 |
| Pre-tax net operating income | $330,000 | 6,301 |
| Securities gains (losses) | $45,000 | 2,091 |
| Applicable income taxes | $142,000 | 4,596 |
| Income before extraordinary items | $233,000 | 6,684 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $233,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $604,000 | 747 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $204,200 | 6,738 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 4,863 |
| Total interest expense | $380,000 | 5,186 |
| Net interest income | $925,000 | 4,626 |
| Provision for loan and lease losses | $355,000 | 812 |
| Total noninterest income | $306,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $245,000 | 1,672 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $760,000 | 4,529 |
| Salaries and employee benefits | $392,000 | 4,676 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $260,000 | 4,092 |
| Pre-tax net operating income | $116,000 | 6,961 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $76,000 | 7,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 619 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $76,000 | 7,217 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,562,000 | 4,805 |
| Total interest expense | $1,774,000 | 5,197 |
| Net interest income | $3,788,000 | 4,517 |
| Provision for loan and lease losses | $878,000 | 1,514 |
| Total noninterest income | $1,613,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,214,000 | 1,345 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $399,000 | 3,707 |
| Total noninterest expense | $3,435,000 | 4,034 |
| Salaries and employee benefits | $1,507,000 | 4,679 |
| Premises and equipment expense | $427,000 | 4,421 |
| Additional noninterest expense | $1,501,000 | 2,960 |
| Pre-tax net operating income | $1,088,000 | 4,992 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $411,000 | 3,834 |
| Income before extraordinary items | $708,000 | 5,530 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $708,000 | 5,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 1,120 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $688,160 | 5,464 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 4,891 |
| Total interest expense | $2,743,000 | 5,065 |
| Net interest income | $3,389,000 | 4,665 |
| Provision for loan and lease losses | $550,000 | 2,033 |
| Total noninterest income | $1,187,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $803,000 | 1,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $384,000 | 3,624 |
| Total noninterest expense | $2,968,000 | 4,369 |
| Salaries and employee benefits | $1,427,000 | 4,686 |
| Premises and equipment expense | $419,000 | 4,450 |
| Additional noninterest expense | $1,122,000 | 3,712 |
| Pre-tax net operating income | $1,058,000 | 4,761 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $434,000 | 3,576 |
| Income before extraordinary items | $624,000 | 5,507 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $624,000 | 5,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $444,000 | 1,696 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 385 |
| Net operating income | $624,000 | 5,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 5,555 |
| Total interest expense | $2,176,000 | 6,010 |
| Net interest income | $3,096,000 | 5,036 |
| Provision for loan and lease losses | $455,000 | 2,034 |
| Total noninterest income | $533,000 | 4,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,160 |
| Total noninterest expense | $2,548,000 | 4,793 |
| Salaries and employee benefits | $1,209,000 | 5,196 |
| Premises and equipment expense | $371,000 | 4,747 |
| Additional noninterest expense | $968,000 | 4,085 |
| Pre-tax net operating income | $626,000 | 6,482 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-320,000 | 9,746 |
| Income before extraordinary items | $946,000 | 4,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $946,000 | 4,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,393 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $946,000 | 4,534 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,760,000 | 7,645 |
| Total interest expense | $1,127,000 | 7,839 |
| Net interest income | $1,633,000 | 7,323 |
| Provision for loan and lease losses | $317,000 | 2,538 |
| Total noninterest income | $414,000 | 5,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,751 |
| Total noninterest expense | $2,019,000 | 5,651 |
| Salaries and employee benefits | $1,049,000 | 5,699 |
| Premises and equipment expense | $281,000 | 5,670 |
| Additional noninterest expense | $689,000 | 5,294 |
| Pre-tax net operating income | $-289,000 | 9,706 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-110,000 | 9,936 |
| Income before extraordinary items | $-179,000 | 9,656 |
| Extraordinary gains, net | $-71,000 | 10,188 |
| Net income | $-250,000 | 9,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,179 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 691 |
| Net operating income | $-179,000 | 9,633 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 9,798 |
| Total interest expense | $425,000 | 9,854 |
| Net interest income | $636,000 | 9,645 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $117,000 | 8,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $1,458,000 | 6,804 |
| Salaries and employee benefits | $716,000 | 7,100 |
| Premises and equipment expense | $197,000 | 6,767 |
| Additional noninterest expense | $545,000 | 6,124 |
| Pre-tax net operating income | $-975,000 | 10,336 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-975,000 | 10,356 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-975,000 | 10,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-975,000 | 10,336 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $114,000 | 10,870 |
| Total interest expense | $9,000 | 10,873 |
| Net interest income | $105,000 | 10,853 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $1,000 | 10,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $446,000 | 10,341 |
| Salaries and employee benefits | $227,000 | 10,405 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $162,000 | 9,863 |
| Pre-tax net operating income | $-343,000 | 10,663 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $24,000 | 9,652 |
| Income before extraordinary items | $-367,000 | 10,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-367,000 | 10,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $6,505,000 | 146 |
| Net operating income | $-367,000 | 10,691 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.