Home > The Bank of Asheville > Assets and Liabilities
The Bank of Asheville, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 56 | 2,748 |
| Assets and Liabilities | ||
| Total Assets: | $204,925,000 | 3,079 |
| Cash and due from depository institutions | $33,868,000 | 2,748 |
| Interest-bearing balances | $30,475,000 | 1,167 |
| Securities | $9,449,000 | 5,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $152,026,000 | 2,676 |
| Loan loss allowance | $8,537,000 | 969 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,656,000 | 3,681 |
| Other real estate owned | $2,736,000 | 2,748 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $4,190,000 | 3,613 |
| Life insurance assets | $405,000 | 3,367 |
| Total liabilities and capital | $204,925,000 | 3,079 |
| Total liabilities | $204,379,000 | 2,800 |
| Total deposits | $199,394,000 | 2,677 |
| Interest-bearing deposits | $177,850,000 | 2,565 |
| Deposits held in domestic offices | $199,394,000 | 2,675 |
| % insured | 99.08% | 351 |
| Federal funds purchased & repurchase agreements | $15,000 | 2,537 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,369 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $970,000 | 3,250 |
| Total equity capital | $546,000 | 7,643 |
| Total bank equity capital | $546,000 | 7,643 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,000 | 6,750 |
| Surplus | $11,656,000 | 2,387 |
| Undivided profits | $-11,116,000 | 7,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $37,446,000 | 480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $229,000 | 751 |
| Income earned, not collected on loans | $860,000 | 3,433 |
| Earning assets | $191,950,000 | 3,006 |
| Long-term assets (5+ years) | $14,112,000 | 4,859 |
| Average Assets, year-to-date | $212,350,400 | 2,959 |
| Average Assets, quarterly | $199,990,500 | 3,119 |
| Volatile liabilities | $39,878,000 | 3,039 |
| Insider loans | $1,642,000 | 3,178 |
| FHLB advances | $4,000,000 | 3,222 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $13,158,000 | 3,315 |
| Tier 1 (core) risk-based capital | $639,000 | 7,639 |
| Tier 2 risk-based capital | $639,000 | 5,274 |
| Total risk weighted assets | $157,088,000 | 2,747 |
| Total unused commitments | $13,158,000 | 3,316 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 58 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $195,056,000 | 3,219 |
| Cash and due from depository institutions | $16,828,000 | 2,689 |
| Interest-bearing balances | $11,219,000 | 2,613 |
| Securities | $11,631,000 | 5,429 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $156,860,000 | 2,651 |
| Loan loss allowance | $8,450,000 | 980 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,709,000 | 3,693 |
| Other real estate owned | $2,975,000 | 2,689 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,053,000 | 3,755 |
| Life insurance assets | $371,000 | 3,411 |
| Total liabilities and capital | $195,056,000 | 3,219 |
| Total liabilities | $193,474,000 | 2,971 |
| Total deposits | $188,301,000 | 2,855 |
| Interest-bearing deposits | $163,965,000 | 2,813 |
| Deposits held in domestic offices | $188,301,000 | 2,852 |
| % insured | 94.31% | 1,834 |
| Federal funds purchased & repurchase agreements | $15,000 | 2,550 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,000,000 | 3,514 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,158,000 | 3,246 |
| Total equity capital | $1,582,000 | 7,656 |
| Total bank equity capital | $1,582,000 | 7,656 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,166,000 | 1,302 |
| Surplus | $8,496,000 | 2,964 |
| Undivided profits | $-10,080,000 | 7,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $30,402,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 732 |
| Income earned, not collected on loans | $928,000 | 3,435 |
| Earning assets | $179,710,000 | 3,192 |
| Long-term assets (5+ years) | $16,336,000 | 4,559 |
| Average Assets, year-to-date | $214,206,750 | 2,987 |
| Average Assets, quarterly | $204,526,000 | 3,105 |
| Volatile liabilities | $19,964,000 | 4,815 |
| Insider loans | $1,640,000 | 3,230 |
| FHLB advances | $4,000,000 | 3,364 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $15,821,000 | 3,053 |
| Tier 1 (core) risk-based capital | $1,356,000 | 7,677 |
| Tier 2 risk-based capital | $1,356,000 | 3,494 |
| Total risk weighted assets | $165,989,000 | 2,644 |
| Total unused commitments | $15,821,000 | 3,056 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 59 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $213,996,000 | 3,020 |
| Cash and due from depository institutions | $13,248,000 | 2,661 |
| Interest-bearing balances | $8,995,000 | 2,852 |
| Securities | $24,457,000 | 3,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $166,253,000 | 2,544 |
| Loan loss allowance | $4,185,000 | 1,845 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,766,000 | 3,686 |
| Other real estate owned | $2,910,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,362,000 | 3,611 |
| Life insurance assets | $329,000 | 3,441 |
| Total liabilities and capital | $213,996,000 | 3,020 |
| Total liabilities | $207,552,000 | 2,808 |
| Total deposits | $201,409,000 | 2,684 |
| Interest-bearing deposits | $176,015,000 | 2,651 |
| Deposits held in domestic offices | $201,409,000 | 2,682 |
| % insured | 93.12% | 2,408 |
| Federal funds purchased & repurchase agreements | $840,000 | 2,172 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $4,000,000 | 3,648 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,303,000 | 2,893 |
| Total equity capital | $6,444,000 | 6,339 |
| Total bank equity capital | $6,444,000 | 6,339 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,166,000 | 1,320 |
| Surplus | $8,496,000 | 2,966 |
| Undivided profits | $-5,218,000 | 7,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $24,856,000 | 713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $253,000 | 725 |
| Income earned, not collected on loans | $937,000 | 3,361 |
| Earning assets | $199,705,000 | 2,950 |
| Long-term assets (5+ years) | $23,640,000 | 3,860 |
| Average Assets, year-to-date | $220,590,330 | 2,930 |
| Average Assets, quarterly | $219,119,000 | 2,962 |
| Volatile liabilities | $24,664,000 | 4,348 |
| Insider loans | $2,135,000 | 2,826 |
| FHLB advances | $4,000,000 | 3,515 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $22,241,000 | 2,458 |
| Tier 1 (core) risk-based capital | $5,997,000 | 6,364 |
| Tier 2 risk-based capital | $2,252,000 | 2,350 |
| Total risk weighted assets | $178,226,000 | 2,530 |
| Total unused commitments | $22,241,000 | 2,461 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 56 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $224,242,000 | 2,952 |
| Cash and due from depository institutions | $10,157,000 | 2,832 |
| Interest-bearing balances | $4,646,000 | 3,817 |
| Securities | $24,083,000 | 3,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $180,553,000 | 2,428 |
| Loan loss allowance | $3,514,000 | 2,145 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,799,000 | 3,724 |
| Other real estate owned | $1,249,000 | 2,832 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $5,401,000 | 3,217 |
| Life insurance assets | $376,000 | 3,427 |
| Total liabilities and capital | $224,242,000 | 2,952 |
| Total liabilities | $203,906,000 | 2,916 |
| Total deposits | $198,056,000 | 2,778 |
| Interest-bearing deposits | $174,400,000 | 2,724 |
| Deposits held in domestic offices | $198,056,000 | 2,776 |
| % insured | 93.53% | 2,324 |
| Federal funds purchased & repurchase agreements | $745,000 | 2,193 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,763 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,105,000 | 3,198 |
| Total equity capital | $20,336,000 | 3,191 |
| Total bank equity capital | $20,336,000 | 3,190 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,166,000 | 1,353 |
| Surplus | $8,496,000 | 3,005 |
| Undivided profits | $8,674,000 | 3,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $25,535,000 | 729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $752,000 | 407 |
| Income earned, not collected on loans | $993,000 | 3,252 |
| Earning assets | $209,282,000 | 2,895 |
| Long-term assets (5+ years) | $25,457,000 | 3,738 |
| Average Assets, year-to-date | $223,887,500 | 2,940 |
| Average Assets, quarterly | $223,887,500 | 2,940 |
| Volatile liabilities | $25,247,000 | 4,363 |
| Insider loans | $2,145,000 | 2,882 |
| FHLB advances | $4,000,000 | 3,612 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,649,000 | 1,886 |
| Tier 1 (core) risk-based capital | $20,056,000 | 3,081 |
| Tier 2 risk-based capital | $2,416,000 | 2,242 |
| Total risk weighted assets | $192,208,000 | 2,413 |
| Total unused commitments | $32,649,000 | 1,889 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 55 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $223,533,000 | 2,963 |
| Cash and due from depository institutions | $8,335,000 | 2,915 |
| Interest-bearing balances | $1,550,000 | 4,733 |
| Securities | $25,047,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $181,963,000 | 2,462 |
| Loan loss allowance | $3,512,000 | 2,128 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,416,000 | 4,059 |
| Other real estate owned | $511,000 | 2,915 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,261,000 | 3,354 |
| Life insurance assets | $361,000 | 3,449 |
| Total liabilities and capital | $223,533,000 | 2,963 |
| Total liabilities | $204,033,000 | 2,925 |
| Total deposits | $198,406,000 | 2,764 |
| Interest-bearing deposits | $174,612,000 | 2,706 |
| Deposits held in domestic offices | $198,406,000 | 2,762 |
| % insured | 92.34% | 2,824 |
| Federal funds purchased & repurchase agreements | $375,000 | 2,535 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $4,000,000 | 3,898 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,252,000 | 2,992 |
| Total equity capital | $19,500,000 | 3,262 |
| Total bank equity capital | $19,500,000 | 3,262 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,166,000 | 1,382 |
| Surplus | $8,496,000 | 3,020 |
| Undivided profits | $7,838,000 | 3,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $25,462,000 | 730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $752,000 | 385 |
| Income earned, not collected on loans | $886,000 | 3,736 |
| Earning assets | $208,560,000 | 2,906 |
| Long-term assets (5+ years) | $25,133,000 | 3,717 |
| Average Assets, year-to-date | $217,348,400 | 2,978 |
| Average Assets, quarterly | $223,441,500 | 2,957 |
| Volatile liabilities | $31,541,000 | 3,837 |
| Insider loans | $2,033,000 | 3,030 |
| FHLB advances | $4,000,000 | 3,758 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $29,518,000 | 2,057 |
| Tier 1 (core) risk-based capital | $19,234,000 | 3,164 |
| Tier 2 risk-based capital | $2,441,000 | 2,261 |
| Total risk weighted assets | $194,172,000 | 2,438 |
| Total unused commitments | $29,518,000 | 2,060 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 56 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $223,350,000 | 2,962 |
| Cash and due from depository institutions | $12,616,000 | 2,879 |
| Interest-bearing balances | $9,031,000 | 2,175 |
| Securities | $22,415,000 | 4,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $181,922,000 | 2,502 |
| Loan loss allowance | $3,520,000 | 2,050 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,489,000 | 4,002 |
| Other real estate owned | $636,000 | 2,879 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,272,000 | 4,049 |
| Life insurance assets | $312,000 | 3,497 |
| Total liabilities and capital | $223,350,000 | 2,962 |
| Total liabilities | $202,744,000 | 2,934 |
| Total deposits | $196,920,000 | 2,763 |
| Interest-bearing deposits | $172,809,000 | 2,724 |
| Deposits held in domestic offices | $196,920,000 | 2,760 |
| % insured | 91.64% | 3,265 |
| Federal funds purchased & repurchase agreements | $429,000 | 2,561 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,000,000 | 4,027 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,395,000 | 3,047 |
| Total equity capital | $20,606,000 | 3,195 |
| Total bank equity capital | $20,606,000 | 3,195 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,166,000 | 1,404 |
| Surplus | $8,496,000 | 3,011 |
| Undivided profits | $8,944,000 | 3,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,078,000 | 2,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $741,000 | 359 |
| Income earned, not collected on loans | $1,162,000 | 3,097 |
| Earning assets | $213,368,000 | 2,870 |
| Long-term assets (5+ years) | $23,098,000 | 3,875 |
| Average Assets, year-to-date | $215,802,250 | 3,016 |
| Average Assets, quarterly | $223,313,000 | 2,949 |
| Volatile liabilities | $27,289,000 | 4,229 |
| Insider loans | $1,957,000 | 3,108 |
| FHLB advances | $4,000,000 | 3,885 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,156,000 | 2,124 |
| Tier 1 (core) risk-based capital | $20,130,000 | 3,092 |
| Tier 2 risk-based capital | $2,438,000 | 2,263 |
| Total risk weighted assets | $193,927,000 | 2,485 |
| Total unused commitments | $30,156,000 | 2,127 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 58 | 2,840 |
| Assets and Liabilities | ||
| Total Assets: | $223,276,000 | 2,971 |
| Cash and due from depository institutions | $16,711,000 | 2,840 |
| Interest-bearing balances | $11,780,000 | 1,654 |
| Securities | $22,998,000 | 4,069 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $177,766,000 | 2,579 |
| Loan loss allowance | $2,848,000 | 2,325 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,539,000 | 3,998 |
| Other real estate owned | $205,000 | 2,840 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,057,000 | 4,171 |
| Life insurance assets | $261,000 | 3,597 |
| Total liabilities and capital | $223,276,000 | 2,971 |
| Total liabilities | $203,067,000 | 2,932 |
| Total deposits | $196,556,000 | 2,747 |
| Interest-bearing deposits | $168,308,000 | 2,791 |
| Deposits held in domestic offices | $196,556,000 | 2,745 |
| % insured | 81.45% | 3,284 |
| Federal funds purchased & repurchase agreements | $816,000 | 2,416 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $4,000,000 | 4,126 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,695,000 | 2,684 |
| Total equity capital | $20,209,000 | 3,211 |
| Total bank equity capital | $20,209,000 | 3,211 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,166,000 | 1,421 |
| Surplus | $8,496,000 | 3,021 |
| Undivided profits | $8,547,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,905,000 | 3,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,037,000 | 3,332 |
| Earning assets | $212,544,000 | 2,863 |
| Long-term assets (5+ years) | $25,420,000 | 3,673 |
| Average Assets, year-to-date | $213,286,330 | 3,069 |
| Average Assets, quarterly | $218,616,000 | 3,019 |
| Volatile liabilities | $31,612,000 | 3,849 |
| Insider loans | $1,979,000 | 3,137 |
| FHLB advances | $4,000,000 | 3,970 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,601,000 | 2,278 |
| Tier 1 (core) risk-based capital | $20,042,000 | 3,134 |
| Tier 2 risk-based capital | $2,340,000 | 2,329 |
| Total risk weighted assets | $186,703,000 | 2,589 |
| Total unused commitments | $28,601,000 | 2,282 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 54 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $213,956,000 | 3,100 |
| Cash and due from depository institutions | $5,001,000 | 3,030 |
| Interest-bearing balances | $253,000 | 5,463 |
| Securities | $23,518,000 | 4,036 |
| Federal funds sold & reverse repurchase agreements | $7,408,000 | 1,648 |
| Net loans & leases | $172,329,000 | 2,670 |
| Loan loss allowance | $2,678,000 | 2,359 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,612,000 | 3,968 |
| Other real estate owned | $205,000 | 3,030 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,883,000 | 4,305 |
| Life insurance assets | $222,000 | 3,661 |
| Total liabilities and capital | $213,956,000 | 3,100 |
| Total liabilities | $194,179,000 | 3,072 |
| Total deposits | $187,571,000 | 2,890 |
| Interest-bearing deposits | $165,290,000 | 2,821 |
| Deposits held in domestic offices | $187,571,000 | 2,888 |
| % insured | 82.61% | 3,004 |
| Federal funds purchased & repurchase agreements | $666,000 | 2,507 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,000,000 | 4,180 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,942,000 | 2,372 |
| Total equity capital | $19,777,000 | 3,305 |
| Total bank equity capital | $19,777,000 | 3,305 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,166,000 | 1,429 |
| Surplus | $8,496,000 | 2,999 |
| Undivided profits | $8,115,000 | 3,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,079,000 | 4,515 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $960,000 | 3,587 |
| Earning assets | $203,508,000 | 3,005 |
| Long-term assets (5+ years) | $26,630,000 | 3,503 |
| Average Assets, year-to-date | $208,291,500 | 3,136 |
| Average Assets, quarterly | $208,291,500 | 3,136 |
| Volatile liabilities | $31,596,000 | 3,861 |
| Insider loans | $2,816,000 | 2,511 |
| FHLB advances | $4,000,000 | 4,032 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $26,338,000 | 2,520 |
| Tier 1 (core) risk-based capital | $19,605,000 | 3,207 |
| Tier 2 risk-based capital | $2,281,000 | 2,374 |
| Total risk weighted assets | $182,037,000 | 2,655 |
| Total unused commitments | $26,338,000 | 2,523 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 53 | 3,106 |
| Assets and Liabilities | ||
| Total Assets: | $202,627,000 | 3,215 |
| Cash and due from depository institutions | $4,420,000 | 3,106 |
| Interest-bearing balances | $219,000 | 5,049 |
| Securities | $23,778,000 | 4,017 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $168,710,000 | 2,714 |
| Loan loss allowance | $2,530,000 | 2,426 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,652,000 | 3,962 |
| Other real estate owned | $205,000 | 3,106 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,862,000 | 4,381 |
| Life insurance assets | $255,000 | 3,641 |
| Total liabilities and capital | $202,627,000 | 3,215 |
| Total liabilities | $183,216,000 | 3,195 |
| Total deposits | $171,835,000 | 3,071 |
| Interest-bearing deposits | $149,200,000 | 3,017 |
| Deposits held in domestic offices | $171,835,000 | 3,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,919,000 | 1,710 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,462,000 | 2,902 |
| Total equity capital | $19,411,000 | 3,346 |
| Total bank equity capital | $19,411,000 | 3,346 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,166,000 | 1,429 |
| Surplus | $8,496,000 | 2,980 |
| Undivided profits | $7,749,000 | 3,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $268,000 | 6,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,030,000 | 3,584 |
| Earning assets | $192,707,000 | 3,116 |
| Long-term assets (5+ years) | $27,073,000 | 3,466 |
| Average Assets, year-to-date | $186,573,800 | 3,315 |
| Average Assets, quarterly | $197,730,000 | 3,246 |
| Volatile liabilities | $32,719,000 | 3,702 |
| Insider loans | $2,684,000 | 2,627 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $28,818,000 | 2,407 |
| Tier 1 (core) risk-based capital | $19,393,000 | 3,221 |
| Tier 2 risk-based capital | $2,254,000 | 2,343 |
| Total risk weighted assets | $180,074,000 | 2,672 |
| Total unused commitments | $28,818,000 | 2,408 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 53 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $192,833,000 | 3,313 |
| Cash and due from depository institutions | $4,318,000 | 3,132 |
| Interest-bearing balances | $56,000 | 5,611 |
| Securities | $23,681,000 | 3,949 |
| Federal funds sold & reverse repurchase agreements | $3,419,000 | 2,893 |
| Net loans & leases | $155,369,000 | 2,898 |
| Loan loss allowance | $2,355,000 | 2,392 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,736,000 | 3,908 |
| Other real estate owned | $205,000 | 3,132 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,105,000 | 4,257 |
| Life insurance assets | $329,000 | 3,577 |
| Total liabilities and capital | $192,833,000 | 3,313 |
| Total liabilities | $174,161,000 | 3,277 |
| Total deposits | $167,539,000 | 3,081 |
| Interest-bearing deposits | $140,285,000 | 3,144 |
| Deposits held in domestic offices | $167,539,000 | 3,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,255,000 | 2,721 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,000,000 | 4,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,367,000 | 3,118 |
| Total equity capital | $18,672,000 | 3,464 |
| Total bank equity capital | $18,672,000 | 3,464 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,166,000 | 1,435 |
| Surplus | $8,496,000 | 2,982 |
| Undivided profits | $7,010,000 | 3,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $921,000 | 4,122 |
| Earning assets | $182,525,000 | 3,226 |
| Long-term assets (5+ years) | $23,894,000 | 3,657 |
| Average Assets, year-to-date | $182,560,500 | 3,380 |
| Average Assets, quarterly | $187,755,000 | 3,357 |
| Volatile liabilities | $27,529,000 | 4,033 |
| Insider loans | $2,697,000 | 2,633 |
| FHLB advances | $4,000,000 | 4,266 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $27,849,000 | 2,597 |
| Tier 1 (core) risk-based capital | $19,093,000 | 3,316 |
| Tier 2 risk-based capital | $2,118,000 | 2,417 |
| Total risk weighted assets | $169,169,000 | 2,843 |
| Total unused commitments | $27,849,000 | 2,598 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 55 | 3,084 |
| Assets and Liabilities | ||
| Total Assets: | $182,677,000 | 3,434 |
| Cash and due from depository institutions | $5,900,000 | 3,084 |
| Interest-bearing balances | $49,000 | 5,681 |
| Securities | $25,076,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $146,086,000 | 3,032 |
| Loan loss allowance | $2,252,000 | 2,432 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,800,000 | 3,845 |
| Other real estate owned | $51,000 | 3,084 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,764,000 | 4,488 |
| Life insurance assets | $326,000 | 3,603 |
| Total liabilities and capital | $182,677,000 | 3,434 |
| Total liabilities | $164,009,000 | 3,430 |
| Total deposits | $156,228,000 | 3,265 |
| Interest-bearing deposits | $131,433,000 | 3,292 |
| Deposits held in domestic offices | $156,228,000 | 3,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $403,000 | 3,271 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,050,000 | 3,769 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,328,000 | 3,150 |
| Total equity capital | $18,668,000 | 3,493 |
| Total bank equity capital | $18,668,000 | 3,493 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,166,000 | 1,435 |
| Surplus | $8,496,000 | 2,968 |
| Undivided profits | $7,006,000 | 3,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $874,000 | 4,172 |
| Earning assets | $171,211,000 | 3,380 |
| Long-term assets (5+ years) | $27,994,000 | 3,323 |
| Average Assets, year-to-date | $179,136,330 | 3,442 |
| Average Assets, quarterly | $181,695,000 | 3,423 |
| Volatile liabilities | $29,863,000 | 3,814 |
| Insider loans | $2,237,000 | 2,930 |
| FHLB advances | $6,050,000 | 3,626 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $36,185,000 | 2,211 |
| Tier 1 (core) risk-based capital | $18,726,000 | 3,390 |
| Tier 2 risk-based capital | $1,987,000 | 2,502 |
| Total risk weighted assets | $158,653,000 | 2,972 |
| Total unused commitments | $36,185,000 | 2,212 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 52 | 3,236 |
| Assets and Liabilities | ||
| Total Assets: | $180,713,000 | 3,454 |
| Cash and due from depository institutions | $5,830,000 | 3,236 |
| Interest-bearing balances | $62,000 | 5,470 |
| Securities | $26,494,000 | 3,735 |
| Federal funds sold & reverse repurchase agreements | $7,835,000 | 2,220 |
| Net loans & leases | $135,082,000 | 3,185 |
| Loan loss allowance | $2,111,000 | 2,490 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,882,000 | 3,773 |
| Other real estate owned | $88,000 | 3,236 |
| Goodwill and other intangibles | $1,000 | 3,290 |
| All other assets | $2,501,000 | 4,603 |
| Life insurance assets | $323,000 | 3,621 |
| Total liabilities and capital | $180,713,000 | 3,454 |
| Total liabilities | $162,050,000 | 3,442 |
| Total deposits | $156,212,000 | 3,290 |
| Interest-bearing deposits | $129,438,000 | 3,355 |
| Deposits held in domestic offices | $156,212,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $422,000 | 2,879 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $4,000,000 | 4,032 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,416,000 | 3,219 |
| Total equity capital | $18,663,000 | 3,562 |
| Total bank equity capital | $18,663,000 | 3,562 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,166,000 | 1,433 |
| Surplus | $8,496,000 | 2,947 |
| Undivided profits | $7,001,000 | 3,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $907,000 | 4,065 |
| Earning assets | $169,473,000 | 3,409 |
| Long-term assets (5+ years) | $28,641,000 | 3,180 |
| Average Assets, year-to-date | $177,366,000 | 3,480 |
| Average Assets, quarterly | $177,366,000 | 3,480 |
| Volatile liabilities | $27,915,000 | 3,949 |
| Insider loans | $1,749,000 | 3,358 |
| FHLB advances | $4,000,000 | 3,900 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $31,689,000 | 2,495 |
| Tier 1 (core) risk-based capital | $18,427,000 | 3,431 |
| Tier 2 risk-based capital | $1,861,000 | 2,591 |
| Total risk weighted assets | $148,624,000 | 3,089 |
| Total unused commitments | $31,689,000 | 2,498 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $174,019,000 | 3,526 |
| Cash and due from depository institutions | $4,872,000 | 3,206 |
| Interest-bearing balances | $132,000 | 4,398 |
| Securities | $26,113,000 | 3,776 |
| Federal funds sold & reverse repurchase agreements | $3,655,000 | 3,124 |
| Net loans & leases | $133,644,000 | 3,188 |
| Loan loss allowance | $2,090,000 | 2,468 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,981,000 | 3,696 |
| Other real estate owned | $88,000 | 3,206 |
| Goodwill and other intangibles | $3,000 | 3,265 |
| All other assets | $2,663,000 | 4,511 |
| Life insurance assets | $351,000 | 3,596 |
| Total liabilities and capital | $174,019,000 | 3,526 |
| Total liabilities | $155,954,000 | 3,499 |
| Total deposits | $150,194,000 | 3,343 |
| Interest-bearing deposits | $121,723,000 | 3,469 |
| Deposits held in domestic offices | $150,194,000 | 3,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $420,000 | 3,117 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,846 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,340,000 | 3,313 |
| Total equity capital | $18,065,000 | 3,625 |
| Total bank equity capital | $18,065,000 | 3,625 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,166,000 | 1,422 |
| Surplus | $8,496,000 | 2,919 |
| Undivided profits | $6,403,000 | 4,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $973,000 | 4,075 |
| Earning assets | $163,544,000 | 3,448 |
| Long-term assets (5+ years) | $24,966,000 | 3,247 |
| Average Assets, year-to-date | $166,491,400 | 3,535 |
| Average Assets, quarterly | $172,073,000 | 3,517 |
| Volatile liabilities | $27,004,000 | 4,016 |
| Insider loans | $1,802,000 | 3,255 |
| FHLB advances | $4,000,000 | 3,713 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $37,111,000 | 2,233 |
| Tier 1 (core) risk-based capital | $18,051,000 | 3,470 |
| Tier 2 risk-based capital | $1,837,000 | 2,589 |
| Total risk weighted assets | $146,731,000 | 3,083 |
| Total unused commitments | $37,111,000 | 2,235 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 48 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $170,127,000 | 3,537 |
| Cash and due from depository institutions | $5,499,000 | 3,455 |
| Interest-bearing balances | $174,000 | 4,015 |
| Securities | $27,051,000 | 3,677 |
| Federal funds sold & reverse repurchase agreements | $3,924,000 | 3,012 |
| Net loans & leases | $127,984,000 | 3,265 |
| Loan loss allowance | $1,969,000 | 2,538 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,033,000 | 3,617 |
| Other real estate owned | $88,000 | 3,455 |
| Goodwill and other intangibles | $7,000 | 3,244 |
| All other assets | $2,541,000 | 4,696 |
| Life insurance assets | $281,000 | 3,649 |
| Total liabilities and capital | $170,127,000 | 3,537 |
| Total liabilities | $152,695,000 | 3,520 |
| Total deposits | $146,871,000 | 3,379 |
| Interest-bearing deposits | $115,977,000 | 3,590 |
| Deposits held in domestic offices | $146,871,000 | 3,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $286,000 | 3,219 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,752 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,538,000 | 3,050 |
| Total equity capital | $17,432,000 | 3,691 |
| Total bank equity capital | $17,432,000 | 3,691 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,166,000 | 1,398 |
| Surplus | $8,496,000 | 2,863 |
| Undivided profits | $5,770,000 | 4,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,012,000 | 4,189 |
| Earning assets | $159,133,000 | 3,488 |
| Long-term assets (5+ years) | $26,446,000 | 3,022 |
| Average Assets, year-to-date | $164,609,500 | 3,566 |
| Average Assets, quarterly | $167,136,500 | 3,561 |
| Volatile liabilities | $27,028,000 | 4,015 |
| Insider loans | $1,066,000 | 4,188 |
| FHLB advances | $4,000,000 | 3,588 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $38,127,000 | 2,203 |
| Tier 1 (core) risk-based capital | $17,585,000 | 3,550 |
| Tier 2 risk-based capital | $1,712,000 | 2,722 |
| Total risk weighted assets | $136,648,000 | 3,247 |
| Total unused commitments | $38,127,000 | 2,203 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 49 | 3,430 |
| Assets and Liabilities | ||
| Total Assets: | $164,146,000 | 3,636 |
| Cash and due from depository institutions | $5,340,000 | 3,430 |
| Interest-bearing balances | $213,000 | 3,880 |
| Securities | $25,777,000 | 3,808 |
| Federal funds sold & reverse repurchase agreements | $5,819,000 | 2,399 |
| Net loans & leases | $121,270,000 | 3,388 |
| Loan loss allowance | $1,930,000 | 2,573 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,922,000 | 3,666 |
| Other real estate owned | $575,000 | 3,430 |
| Goodwill and other intangibles | $13,000 | 3,245 |
| All other assets | $2,430,000 | 4,771 |
| Life insurance assets | $276,000 | 3,674 |
| Total liabilities and capital | $164,146,000 | 3,636 |
| Total liabilities | $147,479,000 | 3,615 |
| Total deposits | $141,817,000 | 3,475 |
| Interest-bearing deposits | $112,728,000 | 3,654 |
| Deposits held in domestic offices | $141,817,000 | 3,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $293,000 | 3,164 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 3,667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,369,000 | 3,140 |
| Total equity capital | $16,667,000 | 3,770 |
| Total bank equity capital | $16,667,000 | 3,770 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,166,000 | 1,389 |
| Surplus | $8,496,000 | 2,854 |
| Undivided profits | $5,005,000 | 4,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,837 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $745,000 | 4,944 |
| Earning assets | $153,079,000 | 3,579 |
| Long-term assets (5+ years) | $24,349,000 | 3,115 |
| Average Assets, year-to-date | $162,770,330 | 3,619 |
| Average Assets, quarterly | $165,475,000 | 3,597 |
| Volatile liabilities | $23,910,000 | 4,259 |
| Insider loans | $1,454,000 | 3,600 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $38,917,000 | 2,196 |
| Tier 1 (core) risk-based capital | $17,099,000 | 3,616 |
| Tier 2 risk-based capital | $1,608,000 | 2,866 |
| Total risk weighted assets | $128,299,000 | 3,390 |
| Total unused commitments | $38,917,000 | 2,197 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 48 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $166,804,000 | 3,590 |
| Cash and due from depository institutions | $5,913,000 | 3,479 |
| Interest-bearing balances | $127,000 | 4,443 |
| Securities | $27,096,000 | 3,691 |
| Federal funds sold & reverse repurchase agreements | $4,434,000 | 3,600 |
| Net loans & leases | $123,834,000 | 3,294 |
| Loan loss allowance | $1,888,000 | 2,630 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,928,000 | 3,628 |
| Other real estate owned | $103,000 | 3,479 |
| Goodwill and other intangibles | $21,000 | 3,194 |
| All other assets | $2,475,000 | 4,612 |
| Life insurance assets | $273,000 | 3,681 |
| Total liabilities and capital | $166,804,000 | 3,590 |
| Total liabilities | $150,304,000 | 3,553 |
| Total deposits | $144,863,000 | 3,435 |
| Interest-bearing deposits | $116,647,000 | 3,549 |
| Deposits held in domestic offices | $144,863,000 | 3,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,000,000 | 3,602 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,441,000 | 3,066 |
| Total equity capital | $16,500,000 | 3,815 |
| Total bank equity capital | $16,500,000 | 3,815 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,166,000 | 1,372 |
| Surplus | $8,496,000 | 2,810 |
| Undivided profits | $4,838,000 | 4,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 3,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $917,000 | 4,107 |
| Earning assets | $155,491,000 | 3,534 |
| Long-term assets (5+ years) | $26,669,000 | 2,907 |
| Average Assets, year-to-date | $162,082,500 | 3,650 |
| Average Assets, quarterly | $162,082,500 | 3,650 |
| Volatile liabilities | $23,928,000 | 4,169 |
| Insider loans | $2,068,000 | 2,934 |
| FHLB advances | $4,000,000 | 3,451 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $32,352,000 | 2,507 |
| Tier 1 (core) risk-based capital | $16,611,000 | 3,688 |
| Tier 2 risk-based capital | $1,653,000 | 2,782 |
| Total risk weighted assets | $131,971,000 | 3,273 |
| Total unused commitments | $32,352,000 | 2,509 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 48 | 3,491 |
| Assets and Liabilities | ||
| Total Assets: | $157,361,000 | 3,740 |
| Cash and due from depository institutions | $5,026,000 | 3,491 |
| Interest-bearing balances | $512,000 | 3,132 |
| Securities | $26,241,000 | 3,802 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $120,580,000 | 3,354 |
| Loan loss allowance | $1,884,000 | 2,606 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,005,000 | 3,529 |
| Other real estate owned | $106,000 | 3,491 |
| Goodwill and other intangibles | $31,000 | 3,139 |
| All other assets | $2,372,000 | 4,781 |
| Life insurance assets | $269,000 | 3,670 |
| Total liabilities and capital | $157,361,000 | 3,740 |
| Total liabilities | $141,330,000 | 3,734 |
| Total deposits | $135,662,000 | 3,582 |
| Interest-bearing deposits | $107,882,000 | 3,730 |
| Deposits held in domestic offices | $135,662,000 | 3,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $306,000 | 3,046 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,732 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,362,000 | 3,164 |
| Total equity capital | $16,031,000 | 3,831 |
| Total bank equity capital | $16,031,000 | 3,831 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,166,000 | 1,362 |
| Surplus | $8,496,000 | 2,761 |
| Undivided profits | $4,369,000 | 5,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $923,000 | 4,212 |
| Earning assets | $147,333,000 | 3,665 |
| Long-term assets (5+ years) | $23,426,000 | 3,084 |
| Average Assets, year-to-date | $147,925,400 | 3,791 |
| Average Assets, quarterly | $155,070,500 | 3,745 |
| Volatile liabilities | $23,053,000 | 4,354 |
| Insider loans | $1,723,000 | 3,242 |
| FHLB advances | $4,000,000 | 3,585 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,690,000 | 2,678 |
| Tier 1 (core) risk-based capital | $16,134,000 | 3,706 |
| Tier 2 risk-based capital | $1,597,000 | 2,862 |
| Total risk weighted assets | $127,441,000 | 3,355 |
| Total unused commitments | $28,690,000 | 2,678 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $152,780,000 | 3,788 |
| Cash and due from depository institutions | $4,297,000 | 3,652 |
| Interest-bearing balances | $349,000 | 3,466 |
| Securities | $25,711,000 | 3,891 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 5,424 |
| Net loans & leases | $116,788,000 | 3,422 |
| Loan loss allowance | $1,863,000 | 2,630 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,009,000 | 3,500 |
| Other real estate owned | $134,000 | 3,652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,486,000 | 4,704 |
| Life insurance assets | $214,000 | 3,719 |
| Total liabilities and capital | $152,780,000 | 3,788 |
| Total liabilities | $137,318,000 | 3,759 |
| Total deposits | $128,366,000 | 3,681 |
| Interest-bearing deposits | $99,644,000 | 3,918 |
| Deposits held in domestic offices | $128,366,000 | 3,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,550,000 | 3,054 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,402,000 | 3,058 |
| Total equity capital | $15,462,000 | 3,930 |
| Total bank equity capital | $15,462,000 | 3,930 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,166,000 | 1,350 |
| Surplus | $8,496,000 | 2,735 |
| Undivided profits | $3,800,000 | 5,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $936,000 | 4,186 |
| Earning assets | $143,203,000 | 3,726 |
| Long-term assets (5+ years) | $21,931,000 | 3,174 |
| Average Assets, year-to-date | $145,566,500 | 3,835 |
| Average Assets, quarterly | $149,908,500 | 3,814 |
| Volatile liabilities | $22,322,000 | 4,454 |
| Insider loans | $1,557,000 | 3,417 |
| FHLB advances | $7,550,000 | 2,918 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,294,000 | 2,594 |
| Tier 1 (core) risk-based capital | $15,581,000 | 3,805 |
| Tier 2 risk-based capital | $1,563,000 | 2,905 |
| Total risk weighted assets | $124,710,000 | 3,381 |
| Total unused commitments | $30,294,000 | 2,594 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 41 | 3,965 |
| Assets and Liabilities | ||
| Total Assets: | $147,037,000 | 3,859 |
| Cash and due from depository institutions | $5,900,000 | 3,965 |
| Interest-bearing balances | $433,000 | 3,252 |
| Securities | $25,726,000 | 3,876 |
| Federal funds sold & reverse repurchase agreements | $1,136,000 | 4,365 |
| Net loans & leases | $108,917,000 | 3,558 |
| Loan loss allowance | $1,830,000 | 2,653 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,624,000 | 3,792 |
| Other real estate owned | $120,000 | 3,965 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,614,000 | 4,514 |
| Life insurance assets | $209,000 | 3,704 |
| Total liabilities and capital | $147,037,000 | 3,859 |
| Total liabilities | $132,554,000 | 3,839 |
| Total deposits | $125,767,000 | 3,716 |
| Interest-bearing deposits | $100,227,000 | 3,870 |
| Deposits held in domestic offices | $125,767,000 | 3,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,770,000 | 3,483 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,017,000 | 3,503 |
| Total equity capital | $14,483,000 | 3,988 |
| Total bank equity capital | $14,483,000 | 3,988 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,166,000 | 1,340 |
| Surplus | $8,496,000 | 2,671 |
| Undivided profits | $2,821,000 | 5,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,132,000 | 2,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 859 |
| Income earned, not collected on loans | $825,000 | 4,227 |
| Earning assets | $136,212,000 | 3,819 |
| Long-term assets (5+ years) | $21,981,000 | 3,145 |
| Average Assets, year-to-date | $143,162,000 | 3,893 |
| Average Assets, quarterly | $145,509,500 | 3,869 |
| Volatile liabilities | $19,453,000 | 4,712 |
| Insider loans | $1,029,000 | 4,178 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $34,189,000 | 2,394 |
| Tier 1 (core) risk-based capital | $15,051,000 | 3,854 |
| Tier 2 risk-based capital | $1,474,000 | 3,006 |
| Total risk weighted assets | $117,574,000 | 3,510 |
| Total unused commitments | $34,189,000 | 2,394 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 42 | 3,868 |
| Assets and Liabilities | ||
| Total Assets: | $143,982,000 | 3,896 |
| Cash and due from depository institutions | $7,134,000 | 3,868 |
| Interest-bearing balances | $455,000 | 3,343 |
| Securities | $26,513,000 | 3,857 |
| Federal funds sold & reverse repurchase agreements | $1,560,000 | 4,612 |
| Net loans & leases | $103,609,000 | 3,621 |
| Loan loss allowance | $1,845,000 | 2,594 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,527,000 | 3,837 |
| Other real estate owned | $140,000 | 3,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,499,000 | 4,536 |
| Life insurance assets | $205,000 | 3,670 |
| Total liabilities and capital | $143,982,000 | 3,896 |
| Total liabilities | $129,690,000 | 3,873 |
| Total deposits | $124,652,000 | 3,727 |
| Interest-bearing deposits | $98,574,000 | 3,904 |
| Deposits held in domestic offices | $124,652,000 | 3,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,871 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,038,000 | 3,471 |
| Total equity capital | $14,292,000 | 4,011 |
| Total bank equity capital | $14,292,000 | 4,011 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,166,000 | 1,330 |
| Surplus | $8,496,000 | 2,603 |
| Undivided profits | $2,630,000 | 5,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,854,000 | 1,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 816 |
| Income earned, not collected on loans | $801,000 | 4,129 |
| Earning assets | $132,137,000 | 3,888 |
| Long-term assets (5+ years) | $17,371,000 | 3,564 |
| Average Assets, year-to-date | $141,224,500 | 3,925 |
| Average Assets, quarterly | $141,224,500 | 3,925 |
| Volatile liabilities | $16,072,000 | 5,064 |
| Insider loans | $2,107,000 | 2,754 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $27,879,000 | 2,705 |
| Tier 1 (core) risk-based capital | $14,713,000 | 3,880 |
| Tier 2 risk-based capital | $1,402,000 | 3,078 |
| Total risk weighted assets | $111,733,000 | 3,555 |
| Total unused commitments | $27,879,000 | 2,708 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 41 | 3,938 |
| Assets and Liabilities | ||
| Total Assets: | $138,467,000 | 3,985 |
| Cash and due from depository institutions | $6,593,000 | 3,938 |
| Interest-bearing balances | $350,000 | 3,676 |
| Securities | $27,825,000 | 3,764 |
| Federal funds sold & reverse repurchase agreements | $267,000 | 5,694 |
| Net loans & leases | $98,734,000 | 3,735 |
| Loan loss allowance | $1,760,000 | 2,647 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,585,000 | 3,757 |
| Other real estate owned | $127,000 | 3,938 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,336,000 | 4,704 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $138,467,000 | 3,985 |
| Total liabilities | $124,594,000 | 3,966 |
| Total deposits | $119,677,000 | 3,797 |
| Interest-bearing deposits | $94,356,000 | 3,974 |
| Deposits held in domestic offices | $119,677,000 | 3,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,000,000 | 3,933 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $917,000 | 3,710 |
| Total equity capital | $13,873,000 | 4,065 |
| Total bank equity capital | $13,873,000 | 4,065 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,166,000 | 1,317 |
| Surplus | $8,496,000 | 2,574 |
| Undivided profits | $2,211,000 | 6,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,754,000 | 1,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 823 |
| Income earned, not collected on loans | $708,000 | 4,568 |
| Earning assets | $127,176,000 | 3,964 |
| Long-term assets (5+ years) | $15,458,000 | 3,768 |
| Average Assets, year-to-date | $133,974,000 | 3,923 |
| Average Assets, quarterly | $137,598,000 | 3,965 |
| Volatile liabilities | $13,240,000 | 5,437 |
| Insider loans | $2,614,000 | 2,343 |
| FHLB advances | $4,000,000 | 3,773 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $24,012,000 | 2,942 |
| Tier 1 (core) risk-based capital | $14,292,000 | 3,917 |
| Tier 2 risk-based capital | $1,335,000 | 3,162 |
| Total risk weighted assets | $106,358,000 | 3,678 |
| Total unused commitments | $24,012,000 | 2,944 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 38 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $136,729,000 | 3,965 |
| Cash and due from depository institutions | $5,390,000 | 4,170 |
| Interest-bearing balances | $326,000 | 3,856 |
| Securities | $28,292,000 | 3,693 |
| Federal funds sold & reverse repurchase agreements | $5,464,000 | 2,150 |
| Net loans & leases | $92,655,000 | 3,895 |
| Loan loss allowance | $1,696,000 | 2,714 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,633,000 | 3,699 |
| Other real estate owned | $161,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,134,000 | 4,878 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $136,729,000 | 3,965 |
| Total liabilities | $123,055,000 | 3,930 |
| Total deposits | $118,043,000 | 3,766 |
| Interest-bearing deposits | $93,308,000 | 3,944 |
| Deposits held in domestic offices | $118,043,000 | 3,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,012,000 | 3,434 |
| Total equity capital | $13,674,000 | 4,087 |
| Total bank equity capital | $13,674,000 | 4,087 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,166,000 | 1,285 |
| Surplus | $8,496,000 | 2,516 |
| Undivided profits | $2,012,000 | 6,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $85,000 | 820 |
| Income earned, not collected on loans | $664,000 | 4,775 |
| Earning assets | $126,737,000 | 3,919 |
| Long-term assets (5+ years) | $11,069,000 | 4,433 |
| Average Assets, year-to-date | $132,850,750 | 3,945 |
| Average Assets, quarterly | $136,051,000 | 3,946 |
| Volatile liabilities | $9,745,000 | 6,085 |
| Insider loans | $2,555,000 | 2,368 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,683,000 | 3,021 |
| Tier 1 (core) risk-based capital | $13,947,000 | 3,947 |
| Tier 2 risk-based capital | $1,270,000 | 3,244 |
| Total risk weighted assets | $101,156,000 | 3,765 |
| Total unused commitments | $22,683,000 | 3,023 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 38 | 4,154 |
| Assets and Liabilities | ||
| Total Assets: | $135,373,000 | 3,934 |
| Cash and due from depository institutions | $5,389,000 | 4,154 |
| Interest-bearing balances | $370,000 | 3,686 |
| Securities | $22,858,000 | 4,266 |
| Federal funds sold & reverse repurchase agreements | $15,372,000 | 776 |
| Net loans & leases | $87,027,000 | 3,979 |
| Loan loss allowance | $1,686,000 | 2,690 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,601,000 | 3,685 |
| Other real estate owned | $165,000 | 4,154 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,961,000 | 4,939 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $135,373,000 | 3,934 |
| Total liabilities | $121,944,000 | 3,907 |
| Total deposits | $117,150,000 | 3,749 |
| Interest-bearing deposits | $91,879,000 | 3,962 |
| Deposits held in domestic offices | $117,150,000 | 3,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $794,000 | 3,770 |
| Total equity capital | $13,429,000 | 4,079 |
| Total bank equity capital | $13,429,000 | 4,079 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,166,000 | 1,266 |
| Surplus | $8,496,000 | 2,466 |
| Undivided profits | $1,767,000 | 6,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,300,000 | 1,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $216,000 | 545 |
| Income earned, not collected on loans | $555,000 | 5,084 |
| Earning assets | $125,627,000 | 3,893 |
| Long-term assets (5+ years) | $9,472,000 | 4,774 |
| Average Assets, year-to-date | $131,558,000 | 3,964 |
| Average Assets, quarterly | $131,975,000 | 3,976 |
| Volatile liabilities | $9,314,000 | 6,109 |
| Insider loans | $2,233,000 | 2,567 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,888,000 | 3,008 |
| Tier 1 (core) risk-based capital | $13,616,000 | 3,934 |
| Tier 2 risk-based capital | $1,209,000 | 3,321 |
| Total risk weighted assets | $96,215,000 | 3,825 |
| Total unused commitments | $21,888,000 | 3,009 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 42 | 3,833 |
| Assets and Liabilities | ||
| Total Assets: | $128,577,000 | 4,081 |
| Cash and due from depository institutions | $6,258,000 | 3,833 |
| Interest-bearing balances | $316,000 | 3,870 |
| Securities | $22,392,000 | 4,413 |
| Federal funds sold & reverse repurchase agreements | $9,349,000 | 1,327 |
| Net loans & leases | $85,662,000 | 3,996 |
| Loan loss allowance | $1,655,000 | 2,726 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,626,000 | 3,628 |
| Other real estate owned | $146,000 | 3,833 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,144,000 | 4,704 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $128,577,000 | 4,081 |
| Total liabilities | $115,444,000 | 4,072 |
| Total deposits | $108,730,000 | 3,979 |
| Interest-bearing deposits | $86,215,000 | 4,167 |
| Deposits held in domestic offices | $108,730,000 | 3,976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $714,000 | 3,954 |
| Total equity capital | $13,133,000 | 4,074 |
| Total bank equity capital | $13,133,000 | 4,074 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,166,000 | 1,259 |
| Surplus | $8,496,000 | 2,416 |
| Undivided profits | $1,471,000 | 6,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,824,000 | 912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $195,000 | 589 |
| Income earned, not collected on loans | $595,000 | 4,718 |
| Earning assets | $117,719,000 | 4,098 |
| Long-term assets (5+ years) | $8,696,000 | 5,028 |
| Average Assets, year-to-date | $129,650,500 | 4,027 |
| Average Assets, quarterly | $129,650,500 | 4,027 |
| Volatile liabilities | $13,761,000 | 5,091 |
| Insider loans | $2,247,000 | 2,515 |
| FHLB advances | $6,000,000 | 3,109 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $18,046,000 | 3,357 |
| Tier 1 (core) risk-based capital | $13,444,000 | 3,926 |
| Tier 2 risk-based capital | $1,164,000 | 3,422 |
| Total risk weighted assets | $92,665,000 | 3,917 |
| Total unused commitments | $18,046,000 | 3,359 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $130,724,000 | 4,015 |
| Cash and due from depository institutions | $4,051,000 | 4,256 |
| Interest-bearing balances | $321,000 | 3,887 |
| Securities | $23,107,000 | 4,347 |
| Federal funds sold & reverse repurchase agreements | $15,570,000 | 760 |
| Net loans & leases | $83,244,000 | 4,050 |
| Loan loss allowance | $1,608,000 | 2,766 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,650,000 | 3,590 |
| Other real estate owned | $401,000 | 4,256 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,701,000 | 5,258 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $130,724,000 | 4,015 |
| Total liabilities | $117,466,000 | 4,004 |
| Total deposits | $114,843,000 | 3,790 |
| Interest-bearing deposits | $95,166,000 | 3,846 |
| Deposits held in domestic offices | $114,843,000 | 3,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,000,000 | 4,561 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $623,000 | 4,203 |
| Total equity capital | $13,258,000 | 4,043 |
| Total bank equity capital | $13,258,000 | 4,043 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,166,000 | 1,242 |
| Surplus | $8,496,000 | 2,368 |
| Undivided profits | $1,596,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,568,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $223,000 | 519 |
| Income earned, not collected on loans | $565,000 | 4,911 |
| Earning assets | $122,242,000 | 3,959 |
| Long-term assets (5+ years) | $14,655,000 | 4,107 |
| Average Assets, year-to-date | $120,653,600 | 4,142 |
| Average Assets, quarterly | $129,237,500 | 4,020 |
| Volatile liabilities | $8,382,000 | 6,217 |
| Insider loans | $2,540,000 | 2,294 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,690,000 | 3,175 |
| Tier 1 (core) risk-based capital | $13,377,000 | 3,896 |
| Tier 2 risk-based capital | $1,148,000 | 3,433 |
| Total risk weighted assets | $91,369,000 | 3,914 |
| Total unused commitments | $18,690,000 | 3,175 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 44 | 3,727 |
| Assets and Liabilities | ||
| Total Assets: | $127,751,000 | 4,055 |
| Cash and due from depository institutions | $3,986,000 | 3,727 |
| Interest-bearing balances | $323,000 | 3,935 |
| Securities | $23,325,000 | 4,306 |
| Federal funds sold & reverse repurchase agreements | $15,206,000 | 744 |
| Net loans & leases | $80,524,000 | 4,097 |
| Loan loss allowance | $1,518,000 | 2,914 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,658,000 | 3,546 |
| Other real estate owned | $546,000 | 3,727 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,506,000 | 5,545 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $127,751,000 | 4,055 |
| Total liabilities | $114,588,000 | 4,045 |
| Total deposits | $112,022,000 | 3,818 |
| Interest-bearing deposits | $93,283,000 | 3,872 |
| Deposits held in domestic offices | $112,022,000 | 3,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,000,000 | 4,548 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $566,000 | 4,596 |
| Total equity capital | $13,163,000 | 4,043 |
| Total bank equity capital | $13,163,000 | 4,043 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,166,000 | 1,230 |
| Surplus | $8,496,000 | 2,336 |
| Undivided profits | $1,501,000 | 6,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $569,000 | 5,038 |
| Earning assets | $119,378,000 | 4,003 |
| Long-term assets (5+ years) | $16,610,000 | 3,919 |
| Average Assets, year-to-date | $118,136,000 | 4,232 |
| Average Assets, quarterly | $124,033,500 | 4,108 |
| Volatile liabilities | $8,518,000 | 6,206 |
| Insider loans | $2,591,000 | 2,221 |
| FHLB advances | $2,000,000 | 4,357 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,981,000 | 3,226 |
| Tier 1 (core) risk-based capital | $13,216,000 | 3,893 |
| Tier 2 risk-based capital | $1,121,000 | 3,466 |
| Total risk weighted assets | $89,275,000 | 3,932 |
| Total unused commitments | $17,981,000 | 3,229 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 37 | 4,278 |
| Assets and Liabilities | ||
| Total Assets: | $120,316,000 | 4,222 |
| Cash and due from depository institutions | $5,455,000 | 4,278 |
| Interest-bearing balances | $329,000 | 3,983 |
| Securities | $23,125,000 | 4,378 |
| Federal funds sold & reverse repurchase agreements | $11,019,000 | 983 |
| Net loans & leases | $75,529,000 | 4,236 |
| Loan loss allowance | $1,425,000 | 3,071 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,546,000 | 3,612 |
| Other real estate owned | $1,136,000 | 4,278 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,506,000 | 5,542 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $120,316,000 | 4,222 |
| Total liabilities | $107,506,000 | 4,247 |
| Total deposits | $103,595,000 | 4,062 |
| Interest-bearing deposits | $86,509,000 | 4,093 |
| Deposits held in domestic offices | $103,595,000 | 4,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,526 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,911,000 | 1,831 |
| Total equity capital | $12,810,000 | 4,018 |
| Total bank equity capital | $12,810,000 | 4,018 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,166,000 | 1,231 |
| Surplus | $8,496,000 | 2,301 |
| Undivided profits | $1,148,000 | 7,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $860,000 | 2,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $450,000 | 5,632 |
| Earning assets | $110,002,000 | 4,237 |
| Long-term assets (5+ years) | $14,906,000 | 4,262 |
| Average Assets, year-to-date | $114,931,000 | 4,324 |
| Average Assets, quarterly | $117,930,000 | 4,279 |
| Volatile liabilities | $7,860,000 | 6,350 |
| Insider loans | $2,197,000 | 2,502 |
| FHLB advances | $2,000,000 | 4,349 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $17,061,000 | 3,326 |
| Tier 1 (core) risk-based capital | $13,083,000 | 3,893 |
| Tier 2 risk-based capital | $1,062,000 | 3,580 |
| Total risk weighted assets | $84,617,000 | 4,053 |
| Total unused commitments | $17,061,000 | 3,328 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 33 | 4,672 |
| Assets and Liabilities | ||
| Total Assets: | $115,544,000 | 4,348 |
| Cash and due from depository institutions | $3,408,000 | 4,672 |
| Interest-bearing balances | $336,000 | 4,151 |
| Securities | $18,493,000 | 4,991 |
| Federal funds sold & reverse repurchase agreements | $11,312,000 | 1,285 |
| Net loans & leases | $77,458,000 | 4,098 |
| Loan loss allowance | $1,256,000 | 3,327 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,289,000 | 3,867 |
| Other real estate owned | $1,145,000 | 4,672 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,439,000 | 5,491 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $115,544,000 | 4,348 |
| Total liabilities | $102,568,000 | 4,370 |
| Total deposits | $98,123,000 | 4,221 |
| Interest-bearing deposits | $82,223,000 | 4,272 |
| Deposits held in domestic offices | $98,123,000 | 4,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,000,000 | 4,347 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,445,000 | 1,685 |
| Total equity capital | $12,976,000 | 4,066 |
| Total bank equity capital | $12,976,000 | 4,066 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,166,000 | 1,222 |
| Surplus | $8,496,000 | 2,270 |
| Undivided profits | $1,314,000 | 7,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 2,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $452,000 | 5,559 |
| Earning assets | $107,599,000 | 4,313 |
| Long-term assets (5+ years) | $14,552,000 | 4,257 |
| Average Assets, year-to-date | $112,238,500 | 4,400 |
| Average Assets, quarterly | $112,238,500 | 4,400 |
| Volatile liabilities | $5,533,000 | 6,982 |
| Insider loans | $3,285,000 | 1,734 |
| FHLB advances | $2,000,000 | 4,170 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,290,000 | 3,007 |
| Tier 1 (core) risk-based capital | $12,971,000 | 3,887 |
| Tier 2 risk-based capital | $1,061,000 | 3,536 |
| Total risk weighted assets | $84,676,000 | 4,011 |
| Total unused commitments | $19,290,000 | 3,013 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 36 | 4,384 |
| Assets and Liabilities | ||
| Total Assets: | $108,933,000 | 4,508 |
| Cash and due from depository institutions | $3,697,000 | 4,384 |
| Interest-bearing balances | $40,000 | 6,013 |
| Securities | $18,512,000 | 5,031 |
| Federal funds sold & reverse repurchase agreements | $8,294,000 | 1,440 |
| Net loans & leases | $73,579,000 | 4,209 |
| Loan loss allowance | $1,174,000 | 3,511 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,334,000 | 3,801 |
| Other real estate owned | $1,145,000 | 4,384 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,372,000 | 5,680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,933,000 | 4,508 |
| Total liabilities | $96,161,000 | 4,549 |
| Total deposits | $93,666,000 | 4,347 |
| Interest-bearing deposits | $75,694,000 | 4,516 |
| Deposits held in domestic offices | $93,666,000 | 4,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,361 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $495,000 | 4,761 |
| Total equity capital | $12,772,000 | 4,060 |
| Total bank equity capital | $12,772,000 | 4,060 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,166,000 | 1,229 |
| Surplus | $8,496,000 | 2,242 |
| Undivided profits | $1,110,000 | 7,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,146,000 | 1,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $457,000 | 5,648 |
| Earning assets | $100,425,000 | 4,482 |
| Long-term assets (5+ years) | $13,743,000 | 4,382 |
| Average Assets, year-to-date | $103,133,600 | 4,574 |
| Average Assets, quarterly | $106,562,000 | 4,546 |
| Volatile liabilities | $4,966,000 | 7,208 |
| Insider loans | $3,014,000 | 1,855 |
| FHLB advances | $2,000,000 | 4,174 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,204,000 | 2,925 |
| Tier 1 (core) risk-based capital | $12,853,000 | 3,866 |
| Tier 2 risk-based capital | $1,002,000 | 3,680 |
| Total risk weighted assets | $79,966,000 | 4,143 |
| Total unused commitments | $19,204,000 | 2,928 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $104,191,000 | 4,640 |
| Cash and due from depository institutions | $5,005,000 | 4,610 |
| Interest-bearing balances | $46,000 | 6,006 |
| Securities | $18,945,000 | 4,883 |
| Federal funds sold & reverse repurchase agreements | $8,379,000 | 1,692 |
| Net loans & leases | $67,257,000 | 4,485 |
| Loan loss allowance | $1,195,000 | 3,456 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,289,000 | 3,837 |
| Other real estate owned | $1,018,000 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,298,000 | 5,835 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,191,000 | 4,640 |
| Total liabilities | $95,348,000 | 4,559 |
| Total deposits | $92,752,000 | 4,360 |
| Interest-bearing deposits | $76,585,000 | 4,466 |
| Deposits held in domestic offices | $92,752,000 | 4,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $596,000 | 4,550 |
| Total equity capital | $8,843,000 | 5,274 |
| Total bank equity capital | $8,843,000 | 5,274 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,166,000 | 1,226 |
| Surplus | $4,696,000 | 3,493 |
| Undivided profits | $981,000 | 7,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,325,000 | 1,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $128,000 | 819 |
| Income earned, not collected on loans | $521,000 | 5,385 |
| Earning assets | $94,627,000 | 4,669 |
| Long-term assets (5+ years) | $12,645,000 | 4,578 |
| Average Assets, year-to-date | $101,683,750 | 4,643 |
| Average Assets, quarterly | $104,609,500 | 4,607 |
| Volatile liabilities | $6,430,000 | 6,765 |
| Insider loans | $1,782,000 | 2,829 |
| FHLB advances | $2,000,000 | 4,143 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,754,000 | 3,071 |
| Tier 1 (core) risk-based capital | $8,918,000 | 5,087 |
| Tier 2 risk-based capital | $925,000 | 3,891 |
| Total risk weighted assets | $73,714,000 | 4,391 |
| Total unused commitments | $17,754,000 | 3,073 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 31 | 4,937 |
| Assets and Liabilities | ||
| Total Assets: | $105,028,000 | 4,605 |
| Cash and due from depository institutions | $5,332,000 | 4,937 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $16,541,000 | 5,217 |
| Federal funds sold & reverse repurchase agreements | $10,120,000 | 1,565 |
| Net loans & leases | $68,864,000 | 4,386 |
| Loan loss allowance | $1,059,000 | 3,745 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,165,000 | 3,944 |
| Other real estate owned | $861,000 | 4,937 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,145,000 | 6,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,028,000 | 4,605 |
| Total liabilities | $96,174,000 | 4,525 |
| Total deposits | $93,638,000 | 4,339 |
| Interest-bearing deposits | $77,840,000 | 4,428 |
| Deposits held in domestic offices | $93,638,000 | 4,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,000,000 | 4,297 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $536,000 | 4,898 |
| Total equity capital | $8,854,000 | 5,270 |
| Total bank equity capital | $8,854,000 | 5,270 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,166,000 | 1,211 |
| Surplus | $4,696,000 | 3,463 |
| Undivided profits | $992,000 | 7,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,107,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $128,000 | 869 |
| Income earned, not collected on loans | $457,000 | 5,718 |
| Earning assets | $95,625,000 | 4,614 |
| Long-term assets (5+ years) | $11,927,000 | 4,564 |
| Average Assets, year-to-date | $100,848,000 | 4,677 |
| Average Assets, quarterly | $102,433,000 | 4,650 |
| Volatile liabilities | $7,620,000 | 6,415 |
| Insider loans | $1,455,000 | 3,216 |
| FHLB advances | $2,000,000 | 4,077 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $12,881,000 | 3,649 |
| Tier 1 (core) risk-based capital | $8,783,000 | 5,073 |
| Tier 2 risk-based capital | $924,000 | 3,848 |
| Total risk weighted assets | $73,976,000 | 4,338 |
| Total unused commitments | $12,881,000 | 3,663 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 31 | 4,894 |
| Assets and Liabilities | ||
| Total Assets: | $99,838,000 | 4,713 |
| Cash and due from depository institutions | $4,609,000 | 4,894 |
| Interest-bearing balances | $43,000 | 5,964 |
| Securities | $13,566,000 | 5,753 |
| Federal funds sold & reverse repurchase agreements | $10,994,000 | 1,552 |
| Net loans & leases | $66,491,000 | 4,457 |
| Loan loss allowance | $1,020,000 | 3,791 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,075,000 | 4,015 |
| Other real estate owned | $877,000 | 4,894 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,226,000 | 5,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,838,000 | 4,713 |
| Total liabilities | $91,156,000 | 4,641 |
| Total deposits | $90,657,000 | 4,398 |
| Interest-bearing deposits | $72,184,000 | 4,668 |
| Deposits held in domestic offices | $90,657,000 | 4,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $499,000 | 5,132 |
| Total equity capital | $8,682,000 | 5,262 |
| Total bank equity capital | $8,682,000 | 5,262 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,166,000 | 1,209 |
| Surplus | $4,696,000 | 3,420 |
| Undivided profits | $820,000 | 7,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,352,000 | 2,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $228,000 | 646 |
| Income earned, not collected on loans | $478,000 | 5,545 |
| Earning assets | $91,094,000 | 4,720 |
| Long-term assets (5+ years) | $6,703,000 | 5,622 |
| Average Assets, year-to-date | $98,758,000 | 4,723 |
| Average Assets, quarterly | $98,758,000 | 4,723 |
| Volatile liabilities | $7,225,000 | 6,513 |
| Insider loans | $519,000 | 5,337 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,558,000 | 3,846 |
| Tier 1 (core) risk-based capital | $8,626,000 | 5,087 |
| Tier 2 risk-based capital | $888,000 | 3,921 |
| Total risk weighted assets | $70,892,000 | 4,410 |
| Total unused commitments | $11,558,000 | 3,862 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $97,678,000 | 4,764 |
| Cash and due from depository institutions | $3,837,000 | 4,904 |
| Interest-bearing balances | $40,000 | 5,943 |
| Securities | $12,557,000 | 5,948 |
| Federal funds sold & reverse repurchase agreements | $10,279,000 | 1,394 |
| Net loans & leases | $66,958,000 | 4,433 |
| Loan loss allowance | $1,020,000 | 3,740 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,005,000 | 4,093 |
| Other real estate owned | $725,000 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,317,000 | 5,705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,678,000 | 4,764 |
| Total liabilities | $89,098,000 | 4,701 |
| Total deposits | $88,561,000 | 4,445 |
| Interest-bearing deposits | $71,674,000 | 4,635 |
| Deposits held in domestic offices | $88,561,000 | 4,440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $537,000 | 5,018 |
| Total equity capital | $8,580,000 | 5,255 |
| Total bank equity capital | $8,580,000 | 5,255 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,166,000 | 1,196 |
| Surplus | $4,696,000 | 3,384 |
| Undivided profits | $718,000 | 7,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $265,000 | 549 |
| Income earned, not collected on loans | $488,000 | 5,684 |
| Earning assets | $89,834,000 | 4,736 |
| Long-term assets (5+ years) | $4,428,000 | 6,265 |
| Average Assets, year-to-date | $88,739,000 | 4,906 |
| Average Assets, quarterly | $94,512,000 | 4,816 |
| Volatile liabilities | $8,036,000 | 6,258 |
| Insider loans | $522,000 | 5,353 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,911,000 | 3,339 |
| Tier 1 (core) risk-based capital | $8,549,000 | 5,057 |
| Tier 2 risk-based capital | $872,000 | 3,931 |
| Total risk weighted assets | $69,639,000 | 4,442 |
| Total unused commitments | $13,911,000 | 3,342 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 29 | 5,140 |
| Assets and Liabilities | ||
| Total Assets: | $80,652,000 | 5,311 |
| Cash and due from depository institutions | $4,592,000 | 5,140 |
| Interest-bearing balances | $786,000 | 3,257 |
| Securities | $6,110,000 | 7,586 |
| Federal funds sold & reverse repurchase agreements | $1,585,000 | 5,205 |
| Net loans & leases | $64,253,000 | 4,440 |
| Loan loss allowance | $978,000 | 3,657 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,195,000 | 3,771 |
| Other real estate owned | $734,000 | 5,140 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,183,000 | 6,096 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,652,000 | 5,311 |
| Total liabilities | $72,770,000 | 5,285 |
| Total deposits | $72,237,000 | 5,027 |
| Interest-bearing deposits | $57,889,000 | 5,246 |
| Deposits held in domestic offices | $72,237,000 | 5,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $533,000 | 5,227 |
| Total equity capital | $7,882,000 | 5,412 |
| Total bank equity capital | $7,882,000 | 5,412 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,166,000 | 1,190 |
| Surplus | $4,696,000 | 3,284 |
| Undivided profits | $20,000 | 8,704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,005,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $267,000 | 535 |
| Income earned, not collected on loans | $471,000 | 6,151 |
| Earning assets | $72,734,000 | 5,367 |
| Long-term assets (5+ years) | $2,300,000 | 7,211 |
| Average Assets, year-to-date | $78,801,600 | 5,188 |
| Average Assets, quarterly | $82,284,500 | 5,168 |
| Volatile liabilities | $10,067,000 | 5,614 |
| Insider loans | $258,000 | 6,607 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,286,000 | 2,646 |
| Tier 1 (core) risk-based capital | $7,841,000 | 5,280 |
| Tier 2 risk-based capital | $794,000 | 4,043 |
| Total risk weighted assets | $63,353,000 | 4,667 |
| Total unused commitments | $18,286,000 | 2,656 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $69,861,000 | 5,701 |
| Cash and due from depository institutions | $3,815,000 | 5,222 |
| Interest-bearing balances | $24,000 | 5,864 |
| Securities | $2,248,000 | 9,204 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,554 |
| Net loans & leases | $59,421,000 | 4,612 |
| Loan loss allowance | $872,000 | 3,890 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,433,000 | 3,480 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,044,000 | 6,022 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,861,000 | 5,701 |
| Total liabilities | $63,741,000 | 5,619 |
| Total deposits | $63,203,000 | 5,363 |
| Interest-bearing deposits | $52,550,000 | 5,457 |
| Deposits held in domestic offices | $63,203,000 | 5,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $538,000 | 5,531 |
| Total equity capital | $6,120,000 | 6,280 |
| Total bank equity capital | $6,120,000 | 6,280 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,166,000 | 1,188 |
| Surplus | $3,596,000 | 3,888 |
| Undivided profits | $-642,000 | 9,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $401,000 | 5,909 |
| Earning assets | $62,593,000 | 5,793 |
| Long-term assets (5+ years) | $409,000 | 8,381 |
| Average Assets, year-to-date | $58,347,000 | 6,138 |
| Average Assets, quarterly | $67,792,000 | 5,762 |
| Volatile liabilities | $6,729,000 | 6,721 |
| Insider loans | $281,000 | 6,620 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,686,000 | 2,794 |
| Tier 1 (core) risk-based capital | $5,966,000 | 6,260 |
| Tier 2 risk-based capital | $695,380 | 4,347 |
| Total risk weighted assets | $55,453,780 | 4,950 |
| Total unused commitments | $15,686,000 | 2,796 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 27 | 5,640 |
| Assets and Liabilities | ||
| Total Assets: | $43,368,000 | 7,414 |
| Cash and due from depository institutions | $1,895,000 | 5,640 |
| Interest-bearing balances | $3,000 | 6,685 |
| Securities | $2,561,000 | 9,468 |
| Federal funds sold & reverse repurchase agreements | $2,110,000 | 3,573 |
| Net loans & leases | $33,932,000 | 6,405 |
| Loan loss allowance | $529,000 | 5,480 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,456,000 | 3,413 |
| Other real estate owned | $0 | 5,640 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $414,000 | 8,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,368,000 | 7,414 |
| Total liabilities | $38,200,000 | 7,434 |
| Total deposits | $37,921,000 | 7,250 |
| Interest-bearing deposits | $33,140,000 | 7,158 |
| Deposits held in domestic offices | $37,921,000 | 7,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $279,000 | 7,158 |
| Total equity capital | $5,168,000 | 6,848 |
| Total bank equity capital | $5,168,000 | 6,848 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,166,000 | 1,196 |
| Surplus | $3,596,000 | 3,863 |
| Undivided profits | $-1,594,000 | 10,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $204,000 | 7,741 |
| Earning assets | $38,606,000 | 7,493 |
| Long-term assets (5+ years) | $967,000 | 8,303 |
| Average Assets, year-to-date | $33,762,600 | 8,034 |
| Average Assets, quarterly | $41,806,500 | 7,486 |
| Volatile liabilities | $5,621,000 | 7,041 |
| Insider loans | $137,000 | 7,662 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,527,000 | 5,195 |
| Tier 1 (core) risk-based capital | $5,172,000 | 6,860 |
| Tier 2 risk-based capital | $419,410 | 5,905 |
| Total risk weighted assets | $33,442,810 | 6,620 |
| Total unused commitments | $5,527,000 | 5,197 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $21,893,000 | 9,364 |
| Cash and due from depository institutions | $776,000 | 6,877 |
| Interest-bearing balances | $99,000 | 5,042 |
| Securities | $2,085,000 | 9,772 |
| Federal funds sold & reverse repurchase agreements | $2,770,000 | 5,032 |
| Net loans & leases | $13,804,000 | 8,867 |
| Loan loss allowance | $219,000 | 8,304 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,200,000 | 3,592 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $116,000 | 2,608 |
| All other assets | $142,000 | 10,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,893,000 | 9,364 |
| Total liabilities | $16,730,000 | 9,597 |
| Total deposits | $16,447,000 | 9,547 |
| Interest-bearing deposits | $13,688,000 | 9,546 |
| Deposits held in domestic offices | $16,447,000 | 9,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $283,000 | 7,656 |
| Total equity capital | $5,163,000 | 6,971 |
| Total bank equity capital | $5,163,000 | 6,971 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,038,000 | 1,191 |
| Surplus | $3,468,000 | 3,840 |
| Undivided profits | $-1,343,000 | 10,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $85,000 | 9,566 |
| Earning assets | $18,758,000 | 9,462 |
| Long-term assets (5+ years) | $609,000 | 8,683 |
| Average Assets, year-to-date | $15,731,000 | 9,806 |
| Average Assets, quarterly | $20,626,500 | 9,435 |
| Volatile liabilities | $3,206,000 | 8,136 |
| Insider loans | $132,000 | 7,760 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,564,000 | 6,933 |
| Tier 1 (core) risk-based capital | $5,049,000 | 6,891 |
| Tier 2 risk-based capital | $208,250 | 8,107 |
| Total risk weighted assets | $16,649,550 | 8,730 |
| Total unused commitments | $2,564,000 | 6,947 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 13 | 8,601 |
| Assets and Liabilities | ||
| Total Assets: | $8,181,000 | 10,792 |
| Cash and due from depository institutions | $413,000 | 8,601 |
| Interest-bearing balances | $150,000 | 4,217 |
| Securities | $2,988,000 | 9,984 |
| Federal funds sold & reverse repurchase agreements | $3,790,000 | 3,375 |
| Net loans & leases | $211,000 | 10,884 |
| Loan loss allowance | $3,000 | 10,840 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $550,000 | 7,700 |
| Other real estate owned | $0 | 8,601 |
| Goodwill and other intangibles | $146,000 | 2,424 |
| All other assets | $83,000 | 10,817 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,181,000 | 10,792 |
| Total liabilities | $2,036,000 | 10,899 |
| Total deposits | $1,773,000 | 10,871 |
| Interest-bearing deposits | $1,484,000 | 10,810 |
| Deposits held in domestic offices | $1,773,000 | 10,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $150,000 | 4,641 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $113,000 | 10,064 |
| Total equity capital | $6,145,000 | 6,311 |
| Total bank equity capital | $6,145,000 | 6,311 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,038,000 | 1,173 |
| Surplus | $3,467,000 | 3,769 |
| Undivided profits | $-360,000 | 10,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $7,139,000 | 10,773 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $8,181,000 | 10,779 |
| Average Assets, quarterly | $8,181,000 | 10,790 |
| Volatile liabilities | $245,000 | 10,715 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $0 | 10,531 |
| Tier 1 (core) risk-based capital | $5,992,000 | 6,269 |
| Tier 2 risk-based capital | $3,000 | 10,809 |
| Total risk weighted assets | $1,958,600 | 10,875 |
| Total unused commitments | $0 | 10,532 |
| Derivatives | $0 | 533 |