Home > The Bank of Alamo > Income and Expense
The Bank of Alamo, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,752 |
| Total interest expense | $3,674,000 | 4,060 |
| Net interest income | $2,686,000 | 5,479 |
| Provision for loan and lease losses | $1,092,000 | 1,172 |
| Total noninterest income | $385,000 | 5,783 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $319,000 | 4,009 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $66,000 | 7,230 |
| Total noninterest expense | $1,963,000 | 5,806 |
| Salaries and employee benefits | $897,000 | 6,384 |
| Premises and equipment expense | $307,000 | 5,454 |
| Additional noninterest expense | $759,000 | 4,974 |
| Pre-tax net operating income | $16,000 | 8,663 |
| Securities gains (losses) | $327,000 | 848 |
| Applicable income taxes | $64,000 | 6,472 |
| Income before extraordinary items | $279,000 | 7,258 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $279,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 1,092 |
| Cash dividends | $1,512,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $14,130 | 8,667 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,919,000 | 4,629 |
| Total interest expense | $3,722,000 | 4,193 |
| Net interest income | $3,197,000 | 4,924 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $1,040,000 | 3,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $697,000 | 2,370 |
| Total noninterest expense | $2,172,000 | 5,388 |
| Salaries and employee benefits | $976,000 | 6,025 |
| Premises and equipment expense | $278,000 | 5,670 |
| Additional noninterest expense | $918,000 | 4,274 |
| Pre-tax net operating income | $1,973,000 | 3,361 |
| Securities gains (losses) | $-268,000 | 9,624 |
| Applicable income taxes | $266,000 | 4,848 |
| Income before extraordinary items | $1,439,000 | 3,358 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,439,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,389 |
| Cash dividends | $229,000 | 4,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,664,120 | 2,980 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 4,923 |
| Total interest expense | $2,870,000 | 4,752 |
| Net interest income | $3,177,000 | 4,959 |
| Provision for loan and lease losses | $689,000 | 1,342 |
| Total noninterest income | $425,000 | 5,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $1,882,000 | 5,908 |
| Salaries and employee benefits | $861,000 | 6,488 |
| Premises and equipment expense | $383,000 | 4,674 |
| Additional noninterest expense | $638,000 | 5,590 |
| Pre-tax net operating income | $1,031,000 | 5,211 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $379,000 | 4,301 |
| Income before extraordinary items | $653,000 | 5,655 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $653,000 | 5,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,518 |
| Cash dividends | $229,000 | 5,016 |
| Sale, conversion, retirement of capital stock, net | $-1,265,000 | 10,182 |
| Net operating income | $652,360 | 5,630 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 5,611 |
| Total interest expense | $2,562,000 | 5,274 |
| Net interest income | $2,539,000 | 5,793 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $302,000 | 6,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $1,854,000 | 5,877 |
| Salaries and employee benefits | $1,028,000 | 5,673 |
| Premises and equipment expense | $277,000 | 5,619 |
| Additional noninterest expense | $549,000 | 6,094 |
| Pre-tax net operating income | $767,000 | 6,221 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $263,000 | 5,514 |
| Income before extraordinary items | $504,000 | 6,584 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $504,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,346 |
| Cash dividends | $81,000 | 6,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $504,000 | 6,468 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 5,485 |
| Total interest expense | $2,668,000 | 5,149 |
| Net interest income | $2,730,000 | 5,702 |
| Provision for loan and lease losses | $280,000 | 2,757 |
| Total noninterest income | $289,000 | 6,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $1,829,000 | 6,014 |
| Salaries and employee benefits | $1,028,000 | 5,753 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $486,000 | 6,622 |
| Pre-tax net operating income | $910,000 | 6,117 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $315,000 | 5,588 |
| Income before extraordinary items | $600,000 | 6,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $600,000 | 6,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,018 |
| Cash dividends | $108,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $596,700 | 6,337 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,285,000 | 5,686 |
| Total interest expense | $2,636,000 | 5,311 |
| Net interest income | $2,649,000 | 5,965 |
| Provision for loan and lease losses | $365,000 | 2,228 |
| Total noninterest income | $305,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,819,000 | 6,341 |
| Salaries and employee benefits | $1,077,000 | 5,673 |
| Premises and equipment expense | $312,000 | 5,425 |
| Additional noninterest expense | $430,000 | 7,627 |
| Pre-tax net operating income | $770,000 | 6,615 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $234,000 | 6,651 |
| Income before extraordinary items | $539,000 | 6,626 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $539,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,796 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $536,900 | 6,587 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 6,114 |
| Total interest expense | $2,457,000 | 5,643 |
| Net interest income | $2,402,000 | 6,474 |
| Provision for loan and lease losses | $290,000 | 2,346 |
| Total noninterest income | $246,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,713,000 | 6,702 |
| Salaries and employee benefits | $1,009,000 | 6,016 |
| Premises and equipment expense | $213,000 | 6,961 |
| Additional noninterest expense | $491,000 | 7,329 |
| Pre-tax net operating income | $645,000 | 7,618 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $163,000 | 8,046 |
| Income before extraordinary items | $477,000 | 7,425 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $477,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,770 |
| Cash dividends | $108,000 | 6,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $480,750 | 7,366 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 6,909 |
| Total interest expense | $1,738,000 | 6,240 |
| Net interest income | $2,095,000 | 7,339 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $220,000 | 8,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,724,000 | 6,917 |
| Salaries and employee benefits | $945,000 | 6,387 |
| Premises and equipment expense | $192,000 | 7,613 |
| Additional noninterest expense | $587,000 | 7,132 |
| Pre-tax net operating income | $401,000 | 9,356 |
| Securities gains (losses) | $51,000 | 1,146 |
| Applicable income taxes | $75,000 | 9,915 |
| Income before extraordinary items | $377,000 | 8,390 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $377,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,575 |
| Cash dividends | $108,000 | 6,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $334,670 | 8,834 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 7,478 |
| Total interest expense | $1,514,000 | 7,163 |
| Net interest income | $2,026,000 | 7,595 |
| Provision for loan and lease losses | $192,000 | 4,009 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $1,683,000 | 7,241 |
| Salaries and employee benefits | $917,000 | 6,616 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $579,000 | 7,527 |
| Pre-tax net operating income | $390,000 | 9,485 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $354,000 | 8,898 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $354,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $135,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $319,560 | 8,991 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 8,461 |
| Total interest expense | $1,532,000 | 8,420 |
| Net interest income | $1,774,000 | 8,421 |
| Provision for loan and lease losses | $245,000 | 4,644 |
| Total noninterest income | $227,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $1,463,000 | 8,060 |
| Salaries and employee benefits | $829,000 | 7,068 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $462,000 | 8,841 |
| Pre-tax net operating income | $293,000 | 10,205 |
| Securities gains (losses) | $76,000 | 3,457 |
| Applicable income taxes | $75,000 | 10,571 |
| Income before extraordinary items | $294,000 | 9,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $294,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 4,152 |
| Cash dividends | $136,000 | 5,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $233,200 | 9,780 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.