Home > The Bank of Adamsville > Income and Expense
The Bank of Adamsville, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 3,363 |
| Total interest expense | $4,802,000 | 3,045 |
| Net interest income | $4,740,000 | 3,623 |
| Provision for loan and lease losses | $853,000 | 1,118 |
| Total noninterest income | $804,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $371,000 | 3,408 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $433,000 | 3,239 |
| Total noninterest expense | $2,887,000 | 4,338 |
| Salaries and employee benefits | $1,351,000 | 4,722 |
| Premises and equipment expense | $283,000 | 5,641 |
| Additional noninterest expense | $1,253,000 | 3,299 |
| Pre-tax net operating income | $1,804,000 | 3,608 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $555,000 | 3,403 |
| Income before extraordinary items | $1,251,000 | 3,738 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,251,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,745 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,249,620 | 3,711 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,664,000 | 5,192 |
| Total interest expense | $2,903,000 | 4,844 |
| Net interest income | $2,761,000 | 5,469 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $580,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $321,000 | 3,726 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $259,000 | 4,339 |
| Total noninterest expense | $1,970,000 | 5,650 |
| Salaries and employee benefits | $876,000 | 6,320 |
| Premises and equipment expense | $198,000 | 6,740 |
| Additional noninterest expense | $896,000 | 4,305 |
| Pre-tax net operating income | $1,251,000 | 4,750 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $372,000 | 4,610 |
| Income before extraordinary items | $881,000 | 4,902 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $881,000 | 4,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,872 |
| Cash dividends | $294,000 | 4,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $879,600 | 4,811 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 6,939 |
| Total interest expense | $1,618,000 | 7,086 |
| Net interest income | $2,098,000 | 6,714 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $501,000 | 4,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,605 |
| Total noninterest expense | $1,397,000 | 7,041 |
| Salaries and employee benefits | $600,000 | 7,916 |
| Premises and equipment expense | $157,000 | 7,652 |
| Additional noninterest expense | $640,000 | 5,561 |
| Pre-tax net operating income | $1,082,000 | 5,596 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $300,000 | 5,716 |
| Income before extraordinary items | $792,000 | 5,491 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $792,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $214,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $784,700 | 5,474 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,363,000 | 7,547 |
| Total interest expense | $1,444,000 | 7,713 |
| Net interest income | $1,919,000 | 7,315 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $503,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,306 |
| Total noninterest expense | $1,151,000 | 8,150 |
| Salaries and employee benefits | $510,000 | 8,795 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $522,000 | 6,899 |
| Pre-tax net operating income | $1,131,000 | 5,313 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $345,000 | 5,386 |
| Income before extraordinary items | $802,000 | 5,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $802,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $340,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $790,800 | 5,291 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 8,053 |
| Total interest expense | $1,327,000 | 8,197 |
| Net interest income | $1,784,000 | 7,804 |
| Provision for loan and lease losses | $135,000 | 3,846 |
| Total noninterest income | $486,000 | 5,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,316 |
| Total noninterest expense | $1,194,000 | 8,230 |
| Salaries and employee benefits | $505,000 | 9,079 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $540,000 | 6,944 |
| Pre-tax net operating income | $941,000 | 6,230 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $287,000 | 6,172 |
| Income before extraordinary items | $654,000 | 6,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $654,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,397 |
| Cash dividends | $304,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $654,000 | 6,269 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 8,177 |
| Total interest expense | $1,017,000 | 8,620 |
| Net interest income | $1,909,000 | 7,776 |
| Provision for loan and lease losses | $126,000 | 3,941 |
| Total noninterest income | $318,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $1,210,000 | 8,568 |
| Salaries and employee benefits | $587,000 | 8,708 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $485,000 | 8,002 |
| Pre-tax net operating income | $891,000 | 6,442 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $270,000 | 6,252 |
| Income before extraordinary items | $612,000 | 6,444 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $612,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,836 |
| Cash dividends | $542,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $618,210 | 6,475 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 8,642 |
| Total interest expense | $914,000 | 9,487 |
| Net interest income | $1,898,000 | 7,958 |
| Provision for loan and lease losses | $122,000 | 5,164 |
| Total noninterest income | $300,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,187,000 | 8,942 |
| Salaries and employee benefits | $650,000 | 8,390 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $415,000 | 9,099 |
| Pre-tax net operating income | $889,000 | 6,386 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $294,000 | 6,154 |
| Income before extraordinary items | $599,000 | 6,784 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $599,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $321,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $596,320 | 6,563 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 9,220 |
| Total interest expense | $1,047,000 | 10,198 |
| Net interest income | $1,812,000 | 8,304 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $243,000 | 8,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $1,085,000 | 9,587 |
| Salaries and employee benefits | $577,000 | 9,014 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $388,000 | 9,710 |
| Pre-tax net operating income | $790,000 | 6,612 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $279,000 | 6,238 |
| Income before extraordinary items | $539,000 | 7,009 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $539,000 | 7,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $199,000 | 5,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $520,520 | 6,788 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.