Home > The Bank of Abbeville > Income and Expense
The Bank of Abbeville, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,746,000 | 5,855 |
| Total interest expense | $1,229,000 | 5,488 |
| Net interest income | $2,517,000 | 5,880 |
| Provision for loan and lease losses | $70,000 | 5,822 |
| Total noninterest income | $752,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $591,000 | 2,723 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $161,000 | 5,703 |
| Total noninterest expense | $2,011,000 | 5,979 |
| Salaries and employee benefits | $969,000 | 6,373 |
| Premises and equipment expense | $322,000 | 5,451 |
| Additional noninterest expense | $720,000 | 5,413 |
| Pre-tax net operating income | $1,188,000 | 4,711 |
| Securities gains (losses) | $21,000 | 3,192 |
| Applicable income taxes | $228,000 | 4,721 |
| Income before extraordinary items | $981,000 | 4,692 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $981,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $535,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $963,990 | 4,578 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 5,887 |
| Total interest expense | $961,000 | 5,497 |
| Net interest income | $1,878,000 | 5,927 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $522,000 | 4,633 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $435,000 | 2,769 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $1,483,000 | 6,011 |
| Salaries and employee benefits | $716,000 | 6,405 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $519,000 | 5,520 |
| Pre-tax net operating income | $917,000 | 4,784 |
| Securities gains (losses) | $21,000 | 2,930 |
| Applicable income taxes | $246,000 | 4,311 |
| Income before extraordinary items | $692,000 | 5,024 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $692,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $356,000 | 3,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $676,460 | 4,897 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,874 |
| Total interest expense | $661,000 | 5,521 |
| Net interest income | $1,263,000 | 5,899 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $323,000 | 4,791 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $282,000 | 2,788 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $986,000 | 6,031 |
| Salaries and employee benefits | $467,000 | 6,493 |
| Premises and equipment expense | $165,000 | 5,334 |
| Additional noninterest expense | $354,000 | 5,439 |
| Pre-tax net operating income | $600,000 | 4,830 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $169,000 | 4,287 |
| Income before extraordinary items | $452,000 | 5,080 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $452,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $356,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $436,670 | 4,970 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 5,853 |
| Total interest expense | $337,000 | 5,560 |
| Net interest income | $638,000 | 5,863 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $160,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $139,000 | 2,735 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $501,000 | 5,992 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $297,000 | 4,819 |
| Securities gains (losses) | $21,000 | 1,872 |
| Applicable income taxes | $91,000 | 4,120 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $356,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,090 | 4,975 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 5,821 |
| Total interest expense | $1,488,000 | 5,742 |
| Net interest income | $2,616,000 | 5,761 |
| Provision for loan and lease losses | $86,000 | 5,969 |
| Total noninterest income | $634,000 | 4,587 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $563,000 | 2,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $1,897,000 | 6,064 |
| Salaries and employee benefits | $862,000 | 6,651 |
| Premises and equipment expense | $343,000 | 5,157 |
| Additional noninterest expense | $692,000 | 5,448 |
| Pre-tax net operating income | $1,267,000 | 4,563 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $343,000 | 4,203 |
| Income before extraordinary items | $925,000 | 4,804 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $925,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $273,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $924,270 | 4,679 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,660,000 | 5,857 |
| Total interest expense | $2,326,000 | 5,621 |
| Net interest income | $2,334,000 | 5,952 |
| Provision for loan and lease losses | $31,000 | 7,199 |
| Total noninterest income | $405,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $345,000 | 3,802 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $1,615,000 | 6,550 |
| Salaries and employee benefits | $805,000 | 6,747 |
| Premises and equipment expense | $261,000 | 5,952 |
| Additional noninterest expense | $549,000 | 6,161 |
| Pre-tax net operating income | $1,093,000 | 4,669 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $350,000 | 3,983 |
| Income before extraordinary items | $746,000 | 5,064 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $746,000 | 5,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,017 |
| Cash dividends | $237,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $743,960 | 4,963 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 6,042 |
| Total interest expense | $2,346,000 | 5,770 |
| Net interest income | $2,226,000 | 6,224 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $389,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,104 |
| Total noninterest expense | $1,514,000 | 6,720 |
| Salaries and employee benefits | $762,000 | 6,905 |
| Premises and equipment expense | $236,000 | 6,243 |
| Additional noninterest expense | $516,000 | 6,315 |
| Pre-tax net operating income | $1,021,000 | 5,202 |
| Securities gains (losses) | $-10,000 | 8,341 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $731,000 | 5,302 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $731,000 | 5,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $202,000 | 5,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $738,200 | 5,269 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,149,000 | 6,234 |
| Total interest expense | $2,061,000 | 5,897 |
| Net interest income | $2,088,000 | 6,480 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $381,000 | 5,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $1,381,000 | 7,084 |
| Salaries and employee benefits | $702,000 | 7,224 |
| Premises and equipment expense | $219,000 | 6,514 |
| Additional noninterest expense | $460,000 | 6,819 |
| Pre-tax net operating income | $998,000 | 5,316 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $319,000 | 4,676 |
| Income before extraordinary items | $676,000 | 5,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $676,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,685 |
| Cash dividends | $391,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $678,040 | 5,519 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 6,483 |
| Total interest expense | $2,058,000 | 6,089 |
| Net interest income | $1,940,000 | 6,784 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $329,000 | 6,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,673 |
| Total noninterest expense | $1,328,000 | 7,163 |
| Salaries and employee benefits | $674,000 | 7,342 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $450,000 | 6,802 |
| Pre-tax net operating income | $900,000 | 5,731 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $301,000 | 5,159 |
| Income before extraordinary items | $603,000 | 6,038 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $603,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $460,000 | 3,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $600,320 | 5,949 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 6,913 |
| Total interest expense | $1,790,000 | 6,708 |
| Net interest income | $1,952,000 | 7,018 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $1,232,000 | 7,563 |
| Salaries and employee benefits | $622,000 | 7,777 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $436,000 | 7,045 |
| Pre-tax net operating income | $935,000 | 6,037 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $313,000 | 5,608 |
| Income before extraordinary items | $626,000 | 6,228 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $626,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $623,320 | 6,183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 7,475 |
| Total interest expense | $1,598,000 | 7,337 |
| Net interest income | $1,829,000 | 7,498 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $264,000 | 7,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $1,140,000 | 8,193 |
| Salaries and employee benefits | $549,000 | 8,499 |
| Premises and equipment expense | $169,000 | 7,642 |
| Additional noninterest expense | $422,000 | 7,699 |
| Pre-tax net operating income | $896,000 | 6,098 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $298,000 | 5,851 |
| Income before extraordinary items | $606,000 | 6,235 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $606,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $129,000 | 6,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $600,640 | 6,214 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 8,178 |
| Total interest expense | $1,370,000 | 8,058 |
| Net interest income | $1,648,000 | 8,147 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $244,000 | 7,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,426 |
| Total noninterest expense | $1,058,000 | 8,725 |
| Salaries and employee benefits | $511,000 | 9,014 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $759,000 | 7,014 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $270,000 | 6,366 |
| Income before extraordinary items | $519,000 | 7,111 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $519,000 | 7,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 10,431 |
| Net operating income | $499,200 | 7,228 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 9,038 |
| Total interest expense | $895,000 | 9,160 |
| Net interest income | $1,533,000 | 8,786 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $258,000 | 7,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,048,000 | 9,173 |
| Salaries and employee benefits | $473,000 | 9,629 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $428,000 | 8,551 |
| Pre-tax net operating income | $693,000 | 7,427 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $244,000 | 6,632 |
| Income before extraordinary items | $463,000 | 7,592 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $463,000 | 7,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,158 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $453,900 | 7,724 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 9,842 |
| Total interest expense | $776,000 | 10,166 |
| Net interest income | $1,396,000 | 9,429 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $236,000 | 8,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $889,000 | 10,250 |
| Salaries and employee benefits | $400,000 | 10,634 |
| Premises and equipment expense | $117,000 | 9,887 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $653,000 | 7,616 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $429,000 | 8,146 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $429,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $72,000 | 7,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $428,340 | 7,884 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 10,598 |
| Total interest expense | $952,000 | 10,610 |
| Net interest income | $1,195,000 | 10,341 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $199,000 | 9,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $838,000 | 10,814 |
| Salaries and employee benefits | $390,000 | 10,986 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $324,000 | 10,509 |
| Pre-tax net operating income | $470,000 | 8,637 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $338,000 | 8,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $338,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $51,000 | 7,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $318,960 | 8,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.