Home > The Bank Josephine > Assets and Liabilities
The Bank Josephine, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $106,910,000 | 4,111 |
| Cash and due from depository institutions | $4,501,000 | 3,815 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $47,759,000 | 2,423 |
| Federal funds sold & reverse repurchase agreements | $5,465,000 | 3,136 |
| Net loans & leases | $40,969,000 | 5,612 |
| Loan loss allowance | $2,245,000 | 1,595 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,652,000 | 4,500 |
| Other real estate owned | $88,000 | 3,815 |
| Goodwill and other intangibles | $5,628,000 | 541 |
| All other assets | $848,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,910,000 | 4,111 |
| Total liabilities | $93,230,000 | 4,216 |
| Total deposits | $87,974,000 | 4,169 |
| Interest-bearing deposits | $71,072,000 | 4,404 |
| Deposits held in domestic offices | $87,974,000 | 4,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,355,000 | 1,499 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $901,000 | 3,825 |
| Total equity capital | $13,680,000 | 3,267 |
| Total bank equity capital | $13,680,000 | 3,267 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $11,579,000 | 1,353 |
| Undivided profits | $101,000 | 9,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,605,000 | 1,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $220,000 | 7,642 |
| Earning assets | $94,193,000 | 4,261 |
| Long-term assets (5+ years) | $50,953,000 | 1,570 |
| Average Assets, year-to-date | $103,884,800 | 4,016 |
| Average Assets, quarterly | $105,875,000 | 4,069 |
| Volatile liabilities | $18,884,000 | 3,152 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,348,000 | 7,124 |
| Tier 1 (core) risk-based capital | $7,951,000 | 5,043 |
| Tier 2 risk-based capital | $610,130 | 4,540 |
| Total risk weighted assets | $47,175,530 | 5,286 |
| Total unused commitments | $2,348,000 | 7,136 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $102,528,000 | 4,224 |
| Cash and due from depository institutions | $4,715,000 | 3,119 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $44,806,000 | 2,538 |
| Federal funds sold & reverse repurchase agreements | $1,975,000 | 5,019 |
| Net loans & leases | $42,473,000 | 5,593 |
| Loan loss allowance | $2,380,000 | 1,526 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,446,000 | 4,837 |
| Other real estate owned | $69,000 | 3,119 |
| Goodwill and other intangibles | $6,041,000 | 500 |
| All other assets | $1,003,000 | 6,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,528,000 | 4,224 |
| Total liabilities | $86,275,000 | 4,455 |
| Total deposits | $85,127,000 | 4,273 |
| Interest-bearing deposits | $69,937,000 | 4,452 |
| Deposits held in domestic offices | $85,127,000 | 4,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $328,000 | 3,293 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $820,000 | 4,179 |
| Total equity capital | $16,253,000 | 2,733 |
| Total bank equity capital | $16,253,000 | 2,733 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $14,097,000 | 1,167 |
| Undivided profits | $156,000 | 10,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,649,000 | 1,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $221,000 | 7,932 |
| Earning assets | $89,254,000 | 4,441 |
| Long-term assets (5+ years) | $38,522,000 | 1,727 |
| Average Assets, year-to-date | $108,221,200 | 3,870 |
| Average Assets, quarterly | $105,183,000 | 4,087 |
| Volatile liabilities | $12,592,000 | 4,267 |
| Insider loans | $146,000 | 7,937 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,475,000 | 6,129 |
| Tier 1 (core) risk-based capital | $10,061,000 | 4,149 |
| Tier 2 risk-based capital | $601,810 | 4,497 |
| Total risk weighted assets | $46,366,610 | 5,353 |
| Total unused commitments | $3,475,000 | 6,138 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 65 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $114,426,000 | 3,904 |
| Cash and due from depository institutions | $4,414,000 | 2,918 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $49,739,000 | 2,465 |
| Federal funds sold & reverse repurchase agreements | $3,590,000 | 3,392 |
| Net loans & leases | $54,048,000 | 4,758 |
| Loan loss allowance | $2,253,000 | 1,708 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,074,000 | 5,756 |
| Other real estate owned | $25,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,536,000 | 4,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,426,000 | 3,904 |
| Total liabilities | $101,774,000 | 3,951 |
| Total deposits | $96,776,000 | 3,900 |
| Interest-bearing deposits | $80,029,000 | 4,058 |
| Deposits held in domestic offices | $96,776,000 | 3,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,038,000 | 1,737 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $385,000 | 4,145 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $575,000 | 5,409 |
| Total equity capital | $12,652,000 | 3,499 |
| Total bank equity capital | $12,652,000 | 3,499 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $5,000,000 | 2,818 |
| Undivided profits | $5,652,000 | 4,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,682,000 | 745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $294,000 | 6,980 |
| Earning assets | $107,377,000 | 3,826 |
| Long-term assets (5+ years) | $42,064,000 | 1,494 |
| Average Assets, year-to-date | $120,222,400 | 3,588 |
| Average Assets, quarterly | $116,370,000 | 3,798 |
| Volatile liabilities | $18,988,000 | 3,021 |
| Insider loans | $260,000 | 7,173 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,124,000 | 6,323 |
| Tier 1 (core) risk-based capital | $12,677,000 | 3,386 |
| Tier 2 risk-based capital | $716,750 | 3,994 |
| Total risk weighted assets | $55,803,850 | 4,675 |
| Total unused commitments | $3,124,000 | 6,337 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 63 | 3,096 |
| Assets and Liabilities | ||
| Total Assets: | $123,616,000 | 3,629 |
| Cash and due from depository institutions | $3,980,000 | 3,096 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $47,472,000 | 2,671 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,354 |
| Net loans & leases | $65,511,000 | 3,964 |
| Loan loss allowance | $2,677,000 | 1,511 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,033,000 | 5,947 |
| Other real estate owned | $0 | 3,096 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,395,000 | 4,965 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,616,000 | 3,629 |
| Total liabilities | $111,440,000 | 3,631 |
| Total deposits | $101,564,000 | 3,758 |
| Interest-bearing deposits | $84,293,000 | 3,902 |
| Deposits held in domestic offices | $101,564,000 | 3,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,523,000 | 1,216 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $298,000 | 3,799 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,055,000 | 3,492 |
| Total equity capital | $12,176,000 | 3,624 |
| Total bank equity capital | $12,176,000 | 3,624 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $5,000,000 | 2,816 |
| Undivided profits | $5,176,000 | 4,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,195,000 | 881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $406,000 | 5,710 |
| Earning assets | $117,208,000 | 3,522 |
| Long-term assets (5+ years) | $31,639,000 | 1,737 |
| Average Assets, year-to-date | $123,479,600 | 3,506 |
| Average Assets, quarterly | $124,343,500 | 3,582 |
| Volatile liabilities | $24,207,000 | 2,248 |
| Insider loans | $598,000 | 5,144 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,706,000 | 6,649 |
| Tier 1 (core) risk-based capital | $11,767,000 | 3,603 |
| Tier 2 risk-based capital | $801,840 | 3,577 |
| Total risk weighted assets | $62,271,640 | 4,183 |
| Total unused commitments | $2,706,000 | 6,663 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $121,337,000 | 3,662 |
| Cash and due from depository institutions | $5,647,000 | 3,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $31,830,000 | 4,070 |
| Federal funds sold & reverse repurchase agreements | $4,085,000 | 2,167 |
| Net loans & leases | $77,552,000 | 3,338 |
| Loan loss allowance | $2,450,000 | 1,675 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $952,000 | 6,264 |
| Other real estate owned | $2,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,269,000 | 5,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,337,000 | 3,662 |
| Total liabilities | $109,706,000 | 3,674 |
| Total deposits | $99,012,000 | 3,825 |
| Interest-bearing deposits | $82,224,000 | 3,939 |
| Deposits held in domestic offices | $99,012,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,892,000 | 1,285 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $332,000 | 4,069 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $470,000 | 5,431 |
| Total equity capital | $11,631,000 | 3,484 |
| Total bank equity capital | $11,631,000 | 3,484 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $5,000,000 | 2,732 |
| Undivided profits | $4,631,000 | 4,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,332,000 | 883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $438,000 | 4,779 |
| Earning assets | $113,467,000 | 3,583 |
| Long-term assets (5+ years) | $27,064,000 | 1,994 |
| Average Assets, year-to-date | $121,326,400 | 3,570 |
| Average Assets, quarterly | $123,184,500 | 3,575 |
| Volatile liabilities | $23,803,000 | 2,208 |
| Insider loans | $1,000 | 11,203 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $336,000 | 929 |
| Unused loan commitments | $2,986,000 | 6,363 |
| Tier 1 (core) risk-based capital | $11,644,000 | 3,541 |
| Tier 2 risk-based capital | $876,380 | 3,275 |
| Total risk weighted assets | $68,536,880 | 3,735 |
| Total unused commitments | $2,986,000 | 6,374 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $110,159,000 | 4,084 |
| Cash and due from depository institutions | $2,335,000 | 3,334 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $29,452,000 | 4,555 |
| Federal funds sold & reverse repurchase agreements | $3,360,000 | 4,035 |
| Net loans & leases | $72,513,000 | 3,474 |
| Loan loss allowance | $1,600,000 | 2,496 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,026,000 | 6,022 |
| Other real estate owned | $77,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,396,000 | 4,722 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,159,000 | 4,084 |
| Total liabilities | $98,748,000 | 4,119 |
| Total deposits | $96,256,000 | 4,029 |
| Interest-bearing deposits | $79,141,000 | 4,242 |
| Deposits held in domestic offices | $96,256,000 | 4,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,949,000 | 2,193 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $543,000 | 5,052 |
| Total equity capital | $11,411,000 | 3,581 |
| Total bank equity capital | $11,411,000 | 3,581 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $5,000,000 | 2,659 |
| Undivided profits | $4,411,000 | 4,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,023,000 | 1,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $434,000 | 4,319 |
| Earning assets | $105,325,000 | 3,928 |
| Long-term assets (5+ years) | $25,092,000 | 2,203 |
| Average Assets, year-to-date | $107,647,000 | 4,066 |
| Average Assets, quarterly | $109,475,500 | 4,073 |
| Volatile liabilities | $13,819,000 | 3,198 |
| Insider loans | $338,000 | 6,921 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $294,000 | 1,373 |
| Unused loan commitments | $5,058,000 | 4,853 |
| Tier 1 (core) risk-based capital | $11,411,000 | 3,507 |
| Tier 2 risk-based capital | $801,680 | 3,534 |
| Total risk weighted assets | $63,336,280 | 3,990 |
| Total unused commitments | $5,058,000 | 4,876 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 63 | 3,399 |
| Assets and Liabilities | ||
| Total Assets: | $105,786,000 | 4,308 |
| Cash and due from depository institutions | $5,989,000 | 3,399 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $49,193,000 | 2,781 |
| Federal funds sold & reverse repurchase agreements | $8,735,000 | 1,909 |
| Net loans & leases | $39,066,000 | 5,843 |
| Loan loss allowance | $1,000,000 | 3,729 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,040,000 | 6,037 |
| Other real estate owned | $291,000 | 3,399 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,472,000 | 4,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,786,000 | 4,308 |
| Total liabilities | $96,293,000 | 4,319 |
| Total deposits | $94,702,000 | 4,220 |
| Interest-bearing deposits | $78,744,000 | 4,416 |
| Deposits held in domestic offices | $94,702,000 | 4,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,253,000 | 2,330 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $338,000 | 7,629 |
| Total equity capital | $9,493,000 | 4,088 |
| Total bank equity capital | $9,493,000 | 4,088 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $5,000,000 | 2,549 |
| Undivided profits | $2,493,000 | 6,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 3,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $230,000 | 7,969 |
| Earning assets | $96,994,000 | 4,277 |
| Long-term assets (5+ years) | $11,434,000 | 3,975 |
| Average Assets, year-to-date | $105,651,000 | 4,219 |
| Average Assets, quarterly | $106,089,500 | 4,253 |
| Volatile liabilities | $12,728,000 | 3,414 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $393,000 | 942 |
| Unused loan commitments | $1,655,000 | 7,843 |
| Tier 1 (core) risk-based capital | $9,493,000 | 4,020 |
| Tier 2 risk-based capital | $519,530 | 5,050 |
| Total risk weighted assets | $41,081,930 | 5,810 |
| Total unused commitments | $1,655,000 | 7,878 |
| Derivatives | $0 | 651 |