Home > The Bank/First Citizens Bank > Income and Expense
The Bank/First Citizens Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,941,000 | 4,201 |
| Total interest expense | $2,219,000 | 4,263 |
| Net interest income | $3,722,000 | 4,056 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $744,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $469,000 | 2,606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $275,000 | 3,900 |
| Total noninterest expense | $1,905,000 | 5,420 |
| Salaries and employee benefits | $1,153,000 | 5,101 |
| Premises and equipment expense | $337,000 | 4,576 |
| Additional noninterest expense | $415,000 | 6,293 |
| Pre-tax net operating income | $2,511,000 | 2,638 |
| Securities gains (losses) | $103,000 | 437 |
| Applicable income taxes | $1,019,000 | 1,857 |
| Income before extraordinary items | $1,595,000 | 3,071 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,595,000 | 3,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,015 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,529,080 | 3,158 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,959,000 | 1,222 |
| Total interest expense | $5,389,000 | 1,439 |
| Net interest income | $10,570,000 | 1,075 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $2,329,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,394,000 | 606 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $935,000 | 1,429 |
| Total noninterest expense | $5,467,000 | 1,639 |
| Salaries and employee benefits | $3,023,000 | 1,636 |
| Premises and equipment expense | $898,000 | 1,451 |
| Additional noninterest expense | $1,546,000 | 1,713 |
| Pre-tax net operating income | $7,257,000 | 742 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $505,000 | 2,293 |
| Income before extraordinary items | $6,752,000 | 601 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,752,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 746 |
| Cash dividends | $4,985,000 | 385 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,752,000 | 587 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 1,218 |
| Total interest expense | $2,524,000 | 1,454 |
| Net interest income | $5,343,000 | 1,063 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $1,102,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $650,000 | 638 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $452,000 | 1,443 |
| Total noninterest expense | $2,822,000 | 1,592 |
| Salaries and employee benefits | $1,637,000 | 1,520 |
| Premises and equipment expense | $462,000 | 1,407 |
| Additional noninterest expense | $723,000 | 1,813 |
| Pre-tax net operating income | $3,573,000 | 738 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $249,000 | 2,283 |
| Income before extraordinary items | $3,324,000 | 600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,324,000 | 599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,324,000 | 586 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,707,000 | 1,207 |
| Total interest expense | $8,039,000 | 1,412 |
| Net interest income | $19,668,000 | 1,102 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $4,703,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,798,000 | 608 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,905,000 | 1,407 |
| Total noninterest expense | $11,433,000 | 1,502 |
| Salaries and employee benefits | $6,113,000 | 1,534 |
| Premises and equipment expense | $1,850,000 | 1,330 |
| Additional noninterest expense | $3,470,000 | 1,466 |
| Pre-tax net operating income | $12,738,000 | 781 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $896,000 | 2,420 |
| Income before extraordinary items | $11,842,000 | 624 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,842,000 | 625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 1,986 |
| Cash dividends | $7,000,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,842,000 | 608 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,843,000 | 1,227 |
| Total interest expense | $5,495,000 | 1,454 |
| Net interest income | $14,348,000 | 1,121 |
| Provision for loan and lease losses | $150,000 | 3,463 |
| Total noninterest income | $3,449,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,090,000 | 603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,359,000 | 1,455 |
| Total noninterest expense | $8,664,000 | 1,480 |
| Salaries and employee benefits | $4,695,000 | 1,486 |
| Premises and equipment expense | $1,362,000 | 1,340 |
| Additional noninterest expense | $2,607,000 | 1,441 |
| Pre-tax net operating income | $8,983,000 | 821 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $634,000 | 2,551 |
| Income before extraordinary items | $8,349,000 | 665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,349,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,122 |
| Cash dividends | $4,200,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $8,349,000 | 646 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,754,000 | 1,228 |
| Total interest expense | $3,356,000 | 1,503 |
| Net interest income | $9,398,000 | 1,125 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $2,216,000 | 1,174 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,313,000 | 636 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $903,000 | 1,448 |
| Total noninterest expense | $5,823,000 | 1,456 |
| Salaries and employee benefits | $3,133,000 | 1,479 |
| Premises and equipment expense | $892,000 | 1,356 |
| Additional noninterest expense | $1,798,000 | 1,387 |
| Pre-tax net operating income | $5,691,000 | 836 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $403,000 | 2,603 |
| Income before extraordinary items | $5,288,000 | 679 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,288,000 | 679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,019 |
| Cash dividends | $2,400,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $5,288,000 | 660 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 1,258 |
| Total interest expense | $1,516,000 | 1,576 |
| Net interest income | $4,617,000 | 1,135 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $1,055,000 | 1,204 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $619,000 | 653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $436,000 | 1,454 |
| Total noninterest expense | $2,945,000 | 1,439 |
| Salaries and employee benefits | $1,597,000 | 1,450 |
| Premises and equipment expense | $442,000 | 1,371 |
| Additional noninterest expense | $906,000 | 1,371 |
| Pre-tax net operating income | $2,627,000 | 896 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $188,000 | 2,707 |
| Income before extraordinary items | $2,439,000 | 727 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,439,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,439,000 | 705 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $21,141,000 | 1,345 |
| Total interest expense | $4,459,000 | 1,825 |
| Net interest income | $16,682,000 | 1,208 |
| Provision for loan and lease losses | $800,000 | 1,283 |
| Total noninterest income | $4,603,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,727,000 | 643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,876,000 | 1,385 |
| Total noninterest expense | $10,868,000 | 1,503 |
| Salaries and employee benefits | $5,629,000 | 1,577 |
| Premises and equipment expense | $1,744,000 | 1,328 |
| Additional noninterest expense | $3,495,000 | 1,418 |
| Pre-tax net operating income | $9,617,000 | 913 |
| Securities gains (losses) | $-5,000 | 8,058 |
| Applicable income taxes | $694,000 | 2,785 |
| Income before extraordinary items | $8,918,000 | 746 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,918,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $4,000,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $8,922,650 | 714 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $15,302,000 | 1,378 |
| Total interest expense | $3,201,000 | 1,873 |
| Net interest income | $12,101,000 | 1,236 |
| Provision for loan and lease losses | $725,000 | 1,046 |
| Total noninterest income | $3,405,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,090,000 | 635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,315,000 | 1,465 |
| Total noninterest expense | $8,311,000 | 1,465 |
| Salaries and employee benefits | $4,305,000 | 1,540 |
| Premises and equipment expense | $1,299,000 | 1,323 |
| Additional noninterest expense | $2,707,000 | 1,369 |
| Pre-tax net operating income | $6,470,000 | 1,018 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $472,000 | 3,004 |
| Income before extraordinary items | $5,993,000 | 840 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,993,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 1,955 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,997,650 | 801 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,869,000 | 1,425 |
| Total interest expense | $2,103,000 | 1,881 |
| Net interest income | $7,766,000 | 1,278 |
| Provision for loan and lease losses | $425,000 | 1,163 |
| Total noninterest income | $2,244,000 | 1,173 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,407,000 | 617 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $837,000 | 1,501 |
| Total noninterest expense | $5,512,000 | 1,469 |
| Salaries and employee benefits | $2,845,000 | 1,550 |
| Premises and equipment expense | $853,000 | 1,350 |
| Additional noninterest expense | $1,814,000 | 1,339 |
| Pre-tax net operating income | $4,073,000 | 1,067 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $299,000 | 3,092 |
| Income before extraordinary items | $3,766,000 | 871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,766,000 | 871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,185 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,773,440 | 830 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 1,428 |
| Total interest expense | $1,056,000 | 1,892 |
| Net interest income | $3,876,000 | 1,282 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $1,044,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $682,000 | 630 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $362,000 | 1,653 |
| Total noninterest expense | $2,801,000 | 1,456 |
| Salaries and employee benefits | $1,429,000 | 1,565 |
| Premises and equipment expense | $426,000 | 1,371 |
| Additional noninterest expense | $946,000 | 1,267 |
| Pre-tax net operating income | $1,869,000 | 1,132 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $138,000 | 3,239 |
| Income before extraordinary items | $1,731,000 | 937 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,731,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,731,000 | 893 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $19,153,000 | 1,498 |
| Total interest expense | $5,045,000 | 1,775 |
| Net interest income | $14,108,000 | 1,388 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $4,905,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,547,000 | 675 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,358,000 | 1,292 |
| Total noninterest expense | $10,201,000 | 1,565 |
| Salaries and employee benefits | $5,442,000 | 1,589 |
| Premises and equipment expense | $1,604,000 | 1,415 |
| Additional noninterest expense | $3,155,000 | 1,567 |
| Pre-tax net operating income | $7,612,000 | 1,105 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $563,000 | 3,177 |
| Income before extraordinary items | $7,049,000 | 918 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,049,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $732,000 | 1,179 |
| Cash dividends | $5,000,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,049,000 | 861 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,348,000 | 1,529 |
| Total interest expense | $3,923,000 | 1,781 |
| Net interest income | $10,425,000 | 1,412 |
| Provision for loan and lease losses | $750,000 | 1,139 |
| Total noninterest income | $3,705,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,800,000 | 719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,905,000 | 1,277 |
| Total noninterest expense | $7,799,000 | 1,546 |
| Salaries and employee benefits | $4,232,000 | 1,529 |
| Premises and equipment expense | $1,192,000 | 1,443 |
| Additional noninterest expense | $2,375,000 | 1,555 |
| Pre-tax net operating income | $5,581,000 | 1,156 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $413,000 | 3,357 |
| Income before extraordinary items | $5,168,000 | 970 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,168,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,539 |
| Cash dividends | $3,500,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,168,000 | 908 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,511,000 | 1,551 |
| Total interest expense | $2,740,000 | 1,763 |
| Net interest income | $6,771,000 | 1,443 |
| Provision for loan and lease losses | $425,000 | 1,319 |
| Total noninterest income | $2,346,000 | 1,209 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,110,000 | 770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,236,000 | 1,305 |
| Total noninterest expense | $5,092,000 | 1,576 |
| Salaries and employee benefits | $2,697,000 | 1,587 |
| Premises and equipment expense | $754,000 | 1,518 |
| Additional noninterest expense | $1,641,000 | 1,496 |
| Pre-tax net operating income | $3,600,000 | 1,189 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $267,000 | 3,437 |
| Income before extraordinary items | $3,333,000 | 1,003 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,333,000 | 1,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,308 |
| Cash dividends | $2,000,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,333,000 | 925 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 1,569 |
| Total interest expense | $1,410,000 | 1,763 |
| Net interest income | $3,319,000 | 1,463 |
| Provision for loan and lease losses | $275,000 | 1,022 |
| Total noninterest income | $1,121,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $507,000 | 814 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $614,000 | 1,277 |
| Total noninterest expense | $2,515,000 | 1,593 |
| Salaries and employee benefits | $1,322,000 | 1,608 |
| Premises and equipment expense | $378,000 | 1,524 |
| Additional noninterest expense | $815,000 | 1,464 |
| Pre-tax net operating income | $1,650,000 | 1,299 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $116,000 | 3,693 |
| Income before extraordinary items | $1,534,000 | 1,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,534,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 806 |
| Cash dividends | $1,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,534,000 | 1,008 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,035,000 | 1,539 |
| Total interest expense | $6,161,000 | 1,851 |
| Net interest income | $13,874,000 | 1,408 |
| Provision for loan and lease losses | $1,400,000 | 1,002 |
| Total noninterest income | $3,749,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,090,000 | 774 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,659,000 | 1,525 |
| Total noninterest expense | $9,287,000 | 1,645 |
| Salaries and employee benefits | $4,934,000 | 1,633 |
| Premises and equipment expense | $1,406,000 | 1,582 |
| Additional noninterest expense | $2,947,000 | 1,599 |
| Pre-tax net operating income | $6,936,000 | 1,215 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $474,000 | 3,565 |
| Income before extraordinary items | $6,466,000 | 969 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,466,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,002,000 | 973 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,462,280 | 926 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,193,000 | 1,527 |
| Total interest expense | $9,995,000 | 1,620 |
| Net interest income | $12,198,000 | 1,458 |
| Provision for loan and lease losses | $1,100,000 | 1,160 |
| Total noninterest income | $3,177,000 | 1,415 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,703,000 | 862 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,474,000 | 1,541 |
| Total noninterest expense | $8,069,000 | 1,799 |
| Salaries and employee benefits | $4,199,000 | 1,787 |
| Premises and equipment expense | $1,367,000 | 1,571 |
| Additional noninterest expense | $2,503,000 | 1,829 |
| Pre-tax net operating income | $6,206,000 | 1,202 |
| Securities gains (losses) | $36,000 | 2,670 |
| Applicable income taxes | $961,000 | 2,137 |
| Income before extraordinary items | $5,281,000 | 1,042 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,281,000 | 1,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $702,000 | 1,213 |
| Cash dividends | $4,250,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,250,400 | 1,002 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,188,000 | 1,493 |
| Total interest expense | $11,086,000 | 1,546 |
| Net interest income | $12,102,000 | 1,453 |
| Provision for loan and lease losses | $854,000 | 1,208 |
| Total noninterest income | $2,729,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,506,000 | 891 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,223,000 | 1,635 |
| Total noninterest expense | $8,031,000 | 1,740 |
| Salaries and employee benefits | $4,273,000 | 1,672 |
| Premises and equipment expense | $1,209,000 | 1,728 |
| Additional noninterest expense | $2,549,000 | 1,742 |
| Pre-tax net operating income | $5,946,000 | 1,251 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,148,000 | 1,082 |
| Income before extraordinary items | $3,798,000 | 1,390 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,798,000 | 1,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 935 |
| Cash dividends | $2,935,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,798,000 | 1,384 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,561,000 | 1,584 |
| Total interest expense | $8,647,000 | 1,719 |
| Net interest income | $11,914,000 | 1,477 |
| Provision for loan and lease losses | $1,100,000 | 898 |
| Total noninterest income | $2,932,000 | 1,380 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,438,000 | 919 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,494,000 | 1,404 |
| Total noninterest expense | $8,106,000 | 1,698 |
| Salaries and employee benefits | $4,196,000 | 1,640 |
| Premises and equipment expense | $1,133,000 | 1,803 |
| Additional noninterest expense | $2,777,000 | 1,605 |
| Pre-tax net operating income | $5,640,000 | 1,350 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,080,000 | 1,191 |
| Income before extraordinary items | $3,560,000 | 1,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,560,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 1,044 |
| Cash dividends | $3,400,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,560,000 | 1,478 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,036,000 | 1,706 |
| Total interest expense | $8,323,000 | 1,837 |
| Net interest income | $10,713,000 | 1,577 |
| Provision for loan and lease losses | $875,000 | 1,095 |
| Total noninterest income | $2,605,000 | 1,498 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,393,000 | 885 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,212,000 | 1,617 |
| Total noninterest expense | $7,341,000 | 1,782 |
| Salaries and employee benefits | $3,690,000 | 1,804 |
| Premises and equipment expense | $1,093,000 | 1,805 |
| Additional noninterest expense | $2,558,000 | 1,677 |
| Pre-tax net operating income | $5,102,000 | 1,445 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $1,732,000 | 1,434 |
| Income before extraordinary items | $3,374,000 | 1,564 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,374,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,489,000 | 564 |
| Cash dividends | $1,400,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,371,360 | 1,503 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,718,000 | 1,673 |
| Total interest expense | $8,897,000 | 1,743 |
| Net interest income | $10,821,000 | 1,598 |
| Provision for loan and lease losses | $1,033,000 | 967 |
| Total noninterest income | $1,995,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,219,000 | 1,028 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $776,000 | 2,073 |
| Total noninterest expense | $7,234,000 | 1,792 |
| Salaries and employee benefits | $3,804,000 | 1,721 |
| Premises and equipment expense | $1,037,000 | 1,912 |
| Additional noninterest expense | $2,393,000 | 1,771 |
| Pre-tax net operating income | $4,549,000 | 1,689 |
| Securities gains (losses) | $27,000 | 1,697 |
| Applicable income taxes | $1,659,000 | 1,559 |
| Income before extraordinary items | $2,917,000 | 1,816 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,917,000 | 1,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 906 |
| Cash dividends | $1,900,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,899,720 | 1,784 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,860,000 | 1,791 |
| Total interest expense | $8,363,000 | 1,879 |
| Net interest income | $10,497,000 | 1,682 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $1,969,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,183,000 | 1,114 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $786,000 | 2,132 |
| Total noninterest expense | $6,836,000 | 2,039 |
| Salaries and employee benefits | $3,555,000 | 1,858 |
| Premises and equipment expense | $870,000 | 2,271 |
| Additional noninterest expense | $2,411,000 | 2,072 |
| Pre-tax net operating income | $5,330,000 | 1,346 |
| Securities gains (losses) | $-23,000 | 10,703 |
| Applicable income taxes | $1,922,000 | 1,285 |
| Income before extraordinary items | $3,385,000 | 1,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,385,000 | 1,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,272 |
| Cash dividends | $1,450,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,399,720 | 1,412 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,790,000 | 1,909 |
| Total interest expense | $7,791,000 | 2,007 |
| Net interest income | $9,999,000 | 1,783 |
| Provision for loan and lease losses | $133,000 | 3,890 |
| Total noninterest income | $1,664,000 | 2,127 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $997,000 | 1,367 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $667,000 | 2,372 |
| Total noninterest expense | $6,732,000 | 2,052 |
| Salaries and employee benefits | $3,159,000 | 2,105 |
| Premises and equipment expense | $904,000 | 2,216 |
| Additional noninterest expense | $2,669,000 | 1,874 |
| Pre-tax net operating income | $4,798,000 | 1,555 |
| Securities gains (losses) | $-91,000 | 11,448 |
| Applicable income taxes | $1,662,000 | 1,498 |
| Income before extraordinary items | $3,045,000 | 1,672 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,045,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,068 |
| Cash dividends | $1,060,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,104,150 | 1,620 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,007,000 | 2,184 |
| Total interest expense | $5,069,000 | 2,429 |
| Net interest income | $8,938,000 | 2,025 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,633,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $970,000 | 1,379 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $663,000 | 2,428 |
| Total noninterest expense | $6,296,000 | 2,243 |
| Salaries and employee benefits | $2,882,000 | 2,324 |
| Premises and equipment expense | $806,000 | 2,511 |
| Additional noninterest expense | $2,608,000 | 2,069 |
| Pre-tax net operating income | $4,155,000 | 1,709 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $1,463,000 | 1,595 |
| Income before extraordinary items | $2,680,000 | 1,815 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,680,000 | 1,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,687,800 | 1,820 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,354,000 | 2,493 |
| Total interest expense | $4,345,000 | 2,937 |
| Net interest income | $8,009,000 | 2,242 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $1,853,000 | 2,075 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $924,000 | 1,459 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $929,000 | 2,142 |
| Total noninterest expense | $6,057,000 | 2,368 |
| Salaries and employee benefits | $2,573,000 | 2,572 |
| Premises and equipment expense | $749,000 | 2,711 |
| Additional noninterest expense | $2,735,000 | 2,056 |
| Pre-tax net operating income | $3,465,000 | 1,966 |
| Securities gains (losses) | $183,000 | 1,791 |
| Applicable income taxes | $1,284,000 | 1,822 |
| Income before extraordinary items | $2,364,000 | 2,115 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,364,000 | 2,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,996 |
| Cash dividends | $509,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,245,050 | 2,099 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,332,000 | 2,838 |
| Total interest expense | $5,134,000 | 3,242 |
| Net interest income | $7,198,000 | 2,527 |
| Provision for loan and lease losses | $1,321,000 | 1,538 |
| Total noninterest income | $1,970,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $906,000 | 1,489 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,064,000 | 1,910 |
| Total noninterest expense | $4,779,000 | 2,994 |
| Salaries and employee benefits | $2,341,000 | 2,771 |
| Premises and equipment expense | $542,000 | 3,701 |
| Additional noninterest expense | $1,896,000 | 2,927 |
| Pre-tax net operating income | $3,068,000 | 2,027 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $1,072,000 | 1,982 |
| Income before extraordinary items | $2,040,000 | 2,245 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,040,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $817,000 | 1,793 |
| Cash dividends | $656,000 | 2,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,010,960 | 2,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.