Home > The Bank and Trust of Puerto Rico > Assets and Liabilities
The Bank and Trust of Puerto Rico, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 125 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $550,624,000 | 996 |
| Cash and due from depository institutions | $39,419,000 | 1,366 |
| Interest-bearing balances | $21,611,000 | 334 |
| Securities | $118,377,000 | 1,121 |
| Federal funds sold & reverse repurchase agreements | $14,867,000 | 978 |
| Net loans & leases | $359,348,000 | 1,003 |
| Loan loss allowance | $13,947,000 | 371 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,436,000 | 3,710 |
| Other real estate owned | $324,000 | 1,366 |
| Goodwill and other intangibles | $1,131,000 | 1,541 |
| All other assets | $14,722,000 | 1,004 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $550,624,000 | 996 |
| Total liabilities | $523,325,000 | 945 |
| Total deposits | $417,800,000 | 1,018 |
| Interest-bearing deposits | $401,793,000 | 905 |
| Deposits held in domestic offices | $417,800,000 | 1,015 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 716 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $65,738,000 | 687 |
| Subordinated debt | $14,377,000 | 146 |
| All other liabilities | $5,410,000 | 895 |
| Total equity capital | $27,299,000 | 2,070 |
| Total bank equity capital | $27,299,000 | 2,070 |
| Perpetual preferred stock | $1,829,000 | 70 |
| Common stock | $13,285,000 | 214 |
| Surplus | $30,496,000 | 755 |
| Undivided profits | $-18,311,000 | 9,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,657,000 | 211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,467,000 | 1,052 |
| Earning assets | $514,203,000 | 980 |
| Long-term assets (5+ years) | $221,055,000 | 506 |
| Average Assets, year-to-date | $557,524,000 | 982 |
| Average Assets, quarterly | $557,524,000 | 982 |
| Volatile liabilities | $318,750,000 | 446 |
| Insider loans | $5,841,000 | 946 |
| FHLB advances | $65,738,000 | 620 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $42,286,000 | 1,724 |
| Tier 1 (core) risk-based capital | $25,029,000 | 2,127 |
| Tier 2 risk-based capital | $19,824,000 | 296 |
| Total risk weighted assets | $427,259,000 | 899 |
| Total unused commitments | $42,286,000 | 1,728 |
| Derivatives | $156,727,000 | 165 |
| 2003-12-31 | Rank | |
| # of Employees: | 146 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $564,424,000 | 986 |
| Cash and due from depository institutions | $35,697,000 | 1,152 |
| Interest-bearing balances | $22,072,000 | 291 |
| Securities | $126,870,000 | 1,057 |
| Federal funds sold & reverse repurchase agreements | $3,069,000 | 3,241 |
| Net loans & leases | $381,655,000 | 935 |
| Loan loss allowance | $13,558,000 | 385 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,678,000 | 3,438 |
| Other real estate owned | $288,000 | 1,152 |
| Goodwill and other intangibles | $1,196,000 | 1,513 |
| All other assets | $12,971,000 | 1,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,424,000 | 986 |
| Total liabilities | $538,858,000 | 928 |
| Total deposits | $434,020,000 | 981 |
| Interest-bearing deposits | $413,794,000 | 882 |
| Deposits held in domestic offices | $434,020,000 | 978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 733 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $65,738,000 | 695 |
| Subordinated debt | $14,377,000 | 150 |
| All other liabilities | $4,723,000 | 968 |
| Total equity capital | $25,566,000 | 2,167 |
| Total bank equity capital | $25,566,000 | 2,167 |
| Perpetual preferred stock | $1,508,000 | 75 |
| Common stock | $13,285,000 | 217 |
| Surplus | $30,496,000 | 753 |
| Undivided profits | $-19,723,000 | 9,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,835,000 | 201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,608,000 | 1,015 |
| Earning assets | $533,666,000 | 955 |
| Long-term assets (5+ years) | $184,002,000 | 598 |
| Average Assets, year-to-date | $649,104,600 | 841 |
| Average Assets, quarterly | $607,765,500 | 907 |
| Volatile liabilities | $336,991,000 | 428 |
| Insider loans | $5,542,000 | 987 |
| FHLB advances | $65,738,000 | 615 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $46,473,000 | 1,560 |
| Tier 1 (core) risk-based capital | $24,309,000 | 2,168 |
| Tier 2 risk-based capital | $20,073,000 | 294 |
| Total risk weighted assets | $447,795,000 | 846 |
| Total unused commitments | $46,473,000 | 1,562 |
| Derivatives | $192,327,000 | 150 |
| 2003-09-30 | Rank | |
| # of Employees: | 174 | 947 |
| Assets and Liabilities | ||
| Total Assets: | $651,107,000 | 872 |
| Cash and due from depository institutions | $23,749,000 | 947 |
| Interest-bearing balances | $5,404,000 | 1,276 |
| Securities | $137,835,000 | 973 |
| Federal funds sold & reverse repurchase agreements | $20,202,000 | 709 |
| Net loans & leases | $444,240,000 | 799 |
| Loan loss allowance | $9,157,000 | 550 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,027,000 | 3,095 |
| Other real estate owned | $288,000 | 947 |
| Goodwill and other intangibles | $1,461,000 | 1,358 |
| All other assets | $20,305,000 | 771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $651,107,000 | 872 |
| Total liabilities | $612,263,000 | 840 |
| Total deposits | $495,725,000 | 884 |
| Interest-bearing deposits | $475,294,000 | 808 |
| Deposits held in domestic offices | $495,725,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000,000 | 733 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $69,738,000 | 654 |
| Subordinated debt | $14,378,000 | 148 |
| All other liabilities | $12,422,000 | 531 |
| Total equity capital | $38,844,000 | 1,420 |
| Total bank equity capital | $38,844,000 | 1,420 |
| Perpetual preferred stock | $1,508,000 | 75 |
| Common stock | $13,285,000 | 213 |
| Surplus | $30,496,000 | 753 |
| Undivided profits | $-6,445,000 | 9,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,303,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,991,000 | 1,483 |
| Earning assets | $607,681,000 | 857 |
| Long-term assets (5+ years) | $199,830,000 | 566 |
| Average Assets, year-to-date | $670,274,750 | 829 |
| Average Assets, quarterly | $659,616,500 | 858 |
| Volatile liabilities | $380,714,000 | 410 |
| Insider loans | $5,469,000 | 979 |
| FHLB advances | $69,738,000 | 577 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $45,608,000 | 1,579 |
| Tier 1 (core) risk-based capital | $32,590,000 | 1,569 |
| Tier 2 risk-based capital | $20,901,000 | 293 |
| Total risk weighted assets | $519,206,000 | 746 |
| Total unused commitments | $45,608,000 | 1,583 |
| Derivatives | $192,327,000 | 154 |
| 2003-06-30 | Rank | |
| # of Employees: | 161 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $668,126,000 | 843 |
| Cash and due from depository institutions | $11,283,000 | 1,040 |
| Interest-bearing balances | $1,931,000 | 2,540 |
| Securities | $141,891,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $18,189,000 | 850 |
| Net loans & leases | $466,929,000 | 757 |
| Loan loss allowance | $7,936,000 | 610 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,228,000 | 2,891 |
| Other real estate owned | $493,000 | 1,040 |
| Goodwill and other intangibles | $1,503,000 | 1,315 |
| All other assets | $24,610,000 | 640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $668,126,000 | 843 |
| Total liabilities | $627,446,000 | 820 |
| Total deposits | $515,369,000 | 839 |
| Interest-bearing deposits | $495,212,000 | 767 |
| Deposits held in domestic offices | $515,369,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,456,000 | 669 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $69,738,000 | 659 |
| Subordinated debt | $14,377,000 | 139 |
| All other liabilities | $6,506,000 | 830 |
| Total equity capital | $40,680,000 | 1,340 |
| Total bank equity capital | $40,680,000 | 1,340 |
| Perpetual preferred stock | $1,508,000 | 73 |
| Common stock | $13,286,000 | 210 |
| Surplus | $30,496,000 | 739 |
| Undivided profits | $-4,610,000 | 9,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,492,000 | 186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,861,000 | 1,528 |
| Earning assets | $628,940,000 | 820 |
| Long-term assets (5+ years) | $209,246,000 | 525 |
| Average Assets, year-to-date | $676,664,000 | 817 |
| Average Assets, quarterly | $674,696,000 | 827 |
| Volatile liabilities | $382,534,000 | 385 |
| Insider loans | $5,469,000 | 952 |
| FHLB advances | $69,738,000 | 583 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $47,874,000 | 1,478 |
| Tier 1 (core) risk-based capital | $34,170,000 | 1,478 |
| Tier 2 risk-based capital | $21,247,000 | 281 |
| Total risk weighted assets | $548,548,000 | 704 |
| Total unused commitments | $47,874,000 | 1,488 |
| Derivatives | $126,300,000 | 180 |
| 2003-03-31 | Rank | |
| # of Employees: | 185 | 889 |
| Assets and Liabilities | ||
| Total Assets: | $681,266,000 | 819 |
| Cash and due from depository institutions | $13,368,000 | 889 |
| Interest-bearing balances | $2,286,000 | 2,367 |
| Securities | $133,605,000 | 981 |
| Federal funds sold & reverse repurchase agreements | $16,175,000 | 996 |
| Net loans & leases | $474,265,000 | 741 |
| Loan loss allowance | $7,832,000 | 618 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,577,000 | 2,615 |
| Other real estate owned | $220,000 | 889 |
| Goodwill and other intangibles | $1,437,000 | 1,332 |
| All other assets | $38,619,000 | 460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $681,266,000 | 819 |
| Total liabilities | $640,301,000 | 783 |
| Total deposits | $510,671,000 | 839 |
| Interest-bearing deposits | $486,829,000 | 773 |
| Deposits held in domestic offices | $510,671,000 | 836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,045,000 | 834 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $86,738,000 | 558 |
| Subordinated debt | $14,378,000 | 135 |
| All other liabilities | $14,469,000 | 516 |
| Total equity capital | $40,965,000 | 1,307 |
| Total bank equity capital | $40,965,000 | 1,307 |
| Perpetual preferred stock | $1,508,000 | 73 |
| Common stock | $13,285,000 | 208 |
| Surplus | $30,496,000 | 728 |
| Undivided profits | $-4,324,000 | 9,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,408,000 | 224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,886,000 | 1,553 |
| Earning assets | $626,331,000 | 813 |
| Long-term assets (5+ years) | $193,046,000 | 539 |
| Average Assets, year-to-date | $680,933,000 | 807 |
| Average Assets, quarterly | $680,933,000 | 807 |
| Volatile liabilities | $388,207,000 | 384 |
| Insider loans | $6,106,000 | 846 |
| FHLB advances | $86,738,000 | 483 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $48,429,000 | 1,426 |
| Tier 1 (core) risk-based capital | $35,216,000 | 1,400 |
| Tier 2 risk-based capital | $21,509,000 | 280 |
| Total risk weighted assets | $569,818,000 | 660 |
| Total unused commitments | $48,429,000 | 1,440 |
| Derivatives | $115,500,000 | 182 |
| 2002-12-31 | Rank | |
| # of Employees: | 176 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $680,600,000 | 798 |
| Cash and due from depository institutions | $16,777,000 | 927 |
| Interest-bearing balances | $10,721,000 | 731 |
| Securities | $123,796,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $27,001,000 | 522 |
| Net loans & leases | $477,530,000 | 732 |
| Loan loss allowance | $8,366,000 | 582 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,941,000 | 2,381 |
| Other real estate owned | $125,000 | 927 |
| Goodwill and other intangibles | $1,523,000 | 1,276 |
| All other assets | $29,907,000 | 539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $680,600,000 | 798 |
| Total liabilities | $641,109,000 | 760 |
| Total deposits | $500,617,000 | 830 |
| Interest-bearing deposits | $482,649,000 | 755 |
| Deposits held in domestic offices | $500,617,000 | 826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,045,000 | 862 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $89,738,000 | 558 |
| Subordinated debt | $14,378,000 | 132 |
| All other liabilities | $22,331,000 | 375 |
| Total equity capital | $39,491,000 | 1,327 |
| Total bank equity capital | $39,491,000 | 1,327 |
| Perpetual preferred stock | $15,508,000 | 23 |
| Common stock | $8,215,000 | 376 |
| Surplus | $20,766,000 | 968 |
| Undivided profits | $-4,998,000 | 9,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,578,000 | 221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,960,000 | 1,551 |
| Earning assets | $639,048,000 | 780 |
| Long-term assets (5+ years) | $155,447,000 | 639 |
| Average Assets, year-to-date | $703,978,600 | 731 |
| Average Assets, quarterly | $680,975,000 | 785 |
| Volatile liabilities | $394,290,000 | 370 |
| Insider loans | $5,618,000 | 896 |
| FHLB advances | $89,738,000 | 479 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $46,698,000 | 1,427 |
| Tier 1 (core) risk-based capital | $30,815,000 | 1,575 |
| Tier 2 risk-based capital | $21,394,000 | 281 |
| Total risk weighted assets | $560,022,000 | 657 |
| Total unused commitments | $46,698,000 | 1,427 |
| Derivatives | $115,500,000 | 170 |
| 2001-12-31 | Rank | |
| # of Employees: | 162 | 1,002 |
| Assets and Liabilities | ||
| Total Assets: | $714,692,000 | 711 |
| Cash and due from depository institutions | $10,580,000 | 1,002 |
| Interest-bearing balances | $4,498,000 | 1,368 |
| Securities | $163,182,000 | 708 |
| Federal funds sold & reverse repurchase agreements | $19,100,000 | 729 |
| Net loans & leases | $488,124,000 | 688 |
| Loan loss allowance | $9,550,000 | 488 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,154,000 | 1,732 |
| Other real estate owned | $291,000 | 1,002 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $28,261,000 | 543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $714,692,000 | 711 |
| Total liabilities | $673,887,000 | 693 |
| Total deposits | $512,036,000 | 762 |
| Interest-bearing deposits | $490,090,000 | 690 |
| Deposits held in domestic offices | $512,036,000 | 758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,134,000 | 619 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $111,738,000 | 447 |
| Subordinated debt | $14,377,000 | 140 |
| All other liabilities | $7,602,000 | 741 |
| Total equity capital | $40,805,000 | 1,204 |
| Total bank equity capital | $40,805,000 | 1,204 |
| Perpetual preferred stock | $14,260,000 | 29 |
| Common stock | $7,925,000 | 395 |
| Surplus | $22,307,000 | 878 |
| Undivided profits | $-3,687,000 | 9,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,202,000 | 195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,257,000 | 1,424 |
| Earning assets | $674,904,000 | 695 |
| Long-term assets (5+ years) | $294,016,000 | 365 |
| Average Assets, year-to-date | $714,066,600 | 687 |
| Average Assets, quarterly | $702,192,500 | 725 |
| Volatile liabilities | $402,798,000 | 363 |
| Insider loans | $5,616,000 | 856 |
| FHLB advances | $96,738,000 | 432 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $76,065,000 | 926 |
| Tier 1 (core) risk-based capital | $39,060,000 | 1,162 |
| Tier 2 risk-based capital | $21,256,000 | 268 |
| Total risk weighted assets | $547,617,000 | 648 |
| Total unused commitments | $76,065,000 | 926 |
| Derivatives | $142,500,000 | 151 |
| 2000-12-31 | Rank | |
| # of Employees: | 188 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $717,290,000 | 705 |
| Cash and due from depository institutions | $32,721,000 | 839 |
| Interest-bearing balances | $24,373,000 | 184 |
| Securities | $175,069,000 | 643 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,188 |
| Net loans & leases | $471,953,000 | 698 |
| Loan loss allowance | $7,979,000 | 556 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,651,000 | 1,534 |
| Other real estate owned | $77,000 | 839 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $21,819,000 | 556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $717,290,000 | 705 |
| Total liabilities | $679,071,000 | 679 |
| Total deposits | $527,036,000 | 728 |
| Interest-bearing deposits | $504,388,000 | 666 |
| Deposits held in domestic offices | $527,036,000 | 724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,432,000 | 746 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $106,544,000 | 451 |
| Subordinated debt | $14,377,000 | 141 |
| All other liabilities | $11,682,000 | 561 |
| Total equity capital | $38,219,000 | 1,216 |
| Total bank equity capital | $38,219,000 | 1,216 |
| Perpetual preferred stock | $16,451,000 | 26 |
| Common stock | $6,959,000 | 479 |
| Surplus | $19,015,000 | 972 |
| Undivided profits | $-4,206,000 | 9,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,566,000 | 276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,184,000 | 780 |
| Earning assets | $681,395,000 | 684 |
| Long-term assets (5+ years) | $308,495,000 | 344 |
| Average Assets, year-to-date | $688,463,000 | 690 |
| Average Assets, quarterly | $746,278,500 | 667 |
| Volatile liabilities | $436,497,000 | 356 |
| Insider loans | $8,231,000 | 538 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $104,720,000 | 688 |
| Tier 1 (core) risk-based capital | $38,969,000 | 1,132 |
| Tier 2 risk-based capital | $20,914,650 | 277 |
| Total risk weighted assets | $521,570,850 | 661 |
| Total unused commitments | $104,720,000 | 688 |
| Derivatives | $66,000,000 | 196 |
| 1999-12-31 | Rank | |
| # of Employees: | 155 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $567,546,000 | 875 |
| Cash and due from depository institutions | $24,445,000 | 1,093 |
| Interest-bearing balances | $19,725,000 | 200 |
| Securities | $177,482,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $10,252,000 | 930 |
| Net loans & leases | $340,175,000 | 930 |
| Loan loss allowance | $4,699,000 | 857 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,003,000 | 2,160 |
| Other real estate owned | $77,000 | 1,093 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,112,000 | 918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,546,000 | 875 |
| Total liabilities | $533,395,000 | 847 |
| Total deposits | $393,029,000 | 946 |
| Interest-bearing deposits | $377,453,000 | 859 |
| Deposits held in domestic offices | $393,029,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,569,000 | 427 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $66,500,000 | 625 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,297,000 | 737 |
| Total equity capital | $34,151,000 | 1,311 |
| Total bank equity capital | $34,151,000 | 1,311 |
| Perpetual preferred stock | $5,316,000 | 44 |
| Common stock | $6,909,000 | 519 |
| Surplus | $19,985,000 | 938 |
| Undivided profits | $1,941,000 | 6,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,918,000 | 410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 840 |
| Income earned, not collected on loans | $1,837,000 | 1,146 |
| Earning assets | $547,634,000 | 830 |
| Long-term assets (5+ years) | $228,249,000 | 499 |
| Average Assets, year-to-date | $505,704,000 | 926 |
| Average Assets, quarterly | $553,875,500 | 885 |
| Volatile liabilities | $345,723,000 | 423 |
| Insider loans | $3,711,000 | 1,274 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $79,973,000 | 837 |
| Tier 1 (core) risk-based capital | $39,862,000 | 1,101 |
| Tier 2 risk-based capital | $4,699,000 | 818 |
| Total risk weighted assets | $405,469,600 | 810 |
| Total unused commitments | $79,973,000 | 837 |
| Derivatives | $18,000,000 | 318 |
| 1998-12-31 | Rank | |
| # of Employees: | 105 | 1,619 |
| Assets and Liabilities | ||
| Total Assets: | $448,444,000 | 1,038 |
| Cash and due from depository institutions | $5,925,000 | 1,619 |
| Interest-bearing balances | $553,000 | 3,393 |
| Securities | $176,546,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $12,712,000 | 1,335 |
| Net loans & leases | $242,480,000 | 1,171 |
| Loan loss allowance | $2,598,000 | 1,412 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,582,000 | 3,129 |
| Other real estate owned | $0 | 1,619 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $8,199,000 | 1,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $448,444,000 | 1,038 |
| Total liabilities | $420,048,000 | 1,007 |
| Total deposits | $293,521,000 | 1,253 |
| Interest-bearing deposits | $274,480,000 | 1,157 |
| Deposits held in domestic offices | $293,521,000 | 1,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,636,000 | 803 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $106,000,000 | 390 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,891,000 | 1,185 |
| Total equity capital | $28,396,000 | 1,571 |
| Total bank equity capital | $28,396,000 | 1,571 |
| Perpetual preferred stock | $4,989,000 | 49 |
| Common stock | $5,983,000 | 587 |
| Surplus | $15,607,000 | 1,060 |
| Undivided profits | $1,817,000 | 7,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,480,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $59,000 | 1,110 |
| Income earned, not collected on loans | $1,335,000 | 1,621 |
| Earning assets | $432,291,000 | 995 |
| Long-term assets (5+ years) | $215,477,000 | 455 |
| Average Assets, year-to-date | $414,933,200 | 1,060 |
| Average Assets, quarterly | $435,273,500 | 1,051 |
| Volatile liabilities | $203,269,000 | 529 |
| Insider loans | $4,842,000 | 868 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $40,807,000 | 1,310 |
| Tier 1 (core) risk-based capital | $31,154,000 | 1,358 |
| Tier 2 risk-based capital | $2,598,000 | 1,301 |
| Total risk weighted assets | $284,811,100 | 1,038 |
| Total unused commitments | $40,807,000 | 1,316 |
| Derivatives | $19,500,000 | 343 |
| 1997-12-31 | Rank | |
| # of Employees: | 73 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $392,614,000 | 1,188 |
| Cash and due from depository institutions | $4,807,000 | 2,464 |
| Interest-bearing balances | $401,000 | 3,300 |
| Securities | $202,285,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $9,971,000 | 1,367 |
| Net loans & leases | $167,393,000 | 1,681 |
| Loan loss allowance | $2,120,000 | 1,695 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $986,000 | 6,022 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $7,172,000 | 1,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $392,614,000 | 1,188 |
| Total liabilities | $370,105,000 | 1,152 |
| Total deposits | $203,746,000 | 1,850 |
| Interest-bearing deposits | $193,713,000 | 1,667 |
| Deposits held in domestic offices | $203,746,000 | 1,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,602,000 | 392 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $80,000,000 | 439 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,757,000 | 565 |
| Total equity capital | $22,509,000 | 1,983 |
| Total bank equity capital | $22,509,000 | 1,983 |
| Perpetual preferred stock | $1,195,000 | 109 |
| Common stock | $5,143,000 | 687 |
| Surplus | $11,703,000 | 1,350 |
| Undivided profits | $4,468,000 | 4,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,064,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $344,000 | 410 |
| Income earned, not collected on loans | $1,043,000 | 2,171 |
| Earning assets | $380,050,000 | 1,133 |
| Long-term assets (5+ years) | $135,237,000 | 588 |
| Average Assets, year-to-date | $372,154,600 | 1,187 |
| Average Assets, quarterly | $394,240,000 | 1,166 |
| Volatile liabilities | $204,287,000 | 529 |
| Insider loans | $5,518,000 | 751 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $24,455,000 | 1,813 |
| Tier 1 (core) risk-based capital | $23,788,000 | 1,786 |
| Tier 2 risk-based capital | $2,120,000 | 1,460 |
| Total risk weighted assets | $198,432,900 | 1,427 |
| Total unused commitments | $24,455,000 | 1,820 |
| Derivatives | $54,500,000 | 246 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $346,659,000 | 1,359 |
| Cash and due from depository institutions | $1,878,000 | 3,153 |
| Interest-bearing balances | $553,000 | 2,970 |
| Securities | $170,441,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $22,343,000 | 586 |
| Net loans & leases | $139,892,000 | 2,051 |
| Loan loss allowance | $2,149,000 | 1,777 |
| Trading account assets | $4,756,000 | 119 |
| Bank premises and fixed assets | $989,000 | 6,031 |
| Other real estate owned | $582,000 | 3,153 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,778,000 | 1,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,659,000 | 1,359 |
| Total liabilities | $328,192,000 | 1,307 |
| Total deposits | $198,206,000 | 1,964 |
| Interest-bearing deposits | $189,244,000 | 1,763 |
| Deposits held in domestic offices | $198,206,000 | 1,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,900,000 | 616 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $89,800,000 | 422 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,286,000 | 1,116 |
| Total equity capital | $18,467,000 | 2,434 |
| Total bank equity capital | $18,467,000 | 2,434 |
| Perpetual preferred stock | $1,195,000 | 116 |
| Common stock | $5,088,000 | 741 |
| Surplus | $11,445,000 | 1,431 |
| Undivided profits | $739,000 | 9,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,241,000 | 1,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $323,000 | 429 |
| Income earned, not collected on loans | $834,000 | 2,734 |
| Earning assets | $337,985,000 | 1,292 |
| Long-term assets (5+ years) | $143,847,000 | 529 |
| Average Assets, year-to-date | $335,644,000 | 1,351 |
| Average Assets, quarterly | $340,870,500 | 1,375 |
| Volatile liabilities | $141,968,000 | 698 |
| Insider loans | $6,088,000 | 710 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $27,037,000 | 1,661 |
| Tier 1 (core) risk-based capital | $19,839,000 | 2,168 |
| Tier 2 risk-based capital | $2,149,000 | 1,490 |
| Total risk weighted assets | $173,512,600 | 1,654 |
| Total unused commitments | $27,037,000 | 1,678 |
| Derivatives | $59,500,000 | 289 |
| 1995-12-31 | Rank | |
| # of Employees: | 59 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $341,563,000 | 1,385 |
| Cash and due from depository institutions | $17,059,000 | 3,298 |
| Interest-bearing balances | $1,526,000 | 2,086 |
| Securities | $177,216,000 | 751 |
| Federal funds sold & reverse repurchase agreements | $13,207,000 | 1,071 |
| Net loans & leases | $119,693,000 | 2,311 |
| Loan loss allowance | $1,829,000 | 2,099 |
| Trading account assets | $5,194,000 | 127 |
| Bank premises and fixed assets | $1,323,000 | 5,062 |
| Other real estate owned | $171,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $7,700,000 | 1,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,563,000 | 1,385 |
| Total liabilities | $323,935,000 | 1,345 |
| Total deposits | $193,865,000 | 2,031 |
| Interest-bearing deposits | $183,757,000 | 1,832 |
| Deposits held in domestic offices | $193,865,000 | 2,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,693,000 | 608 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $87,800,000 | 413 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,577,000 | 1,333 |
| Total equity capital | $17,628,000 | 2,542 |
| Total bank equity capital | $17,628,000 | 2,542 |
| Perpetual preferred stock | $1,195,000 | 127 |
| Common stock | $5,080,000 | 746 |
| Surplus | $10,643,000 | 1,513 |
| Undivided profits | $710,000 | 9,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,753,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $399,000 | 327 |
| Income earned, not collected on loans | $982,000 | 2,356 |
| Earning assets | $316,836,000 | 1,372 |
| Long-term assets (5+ years) | $162,424,000 | 452 |
| Average Assets, year-to-date | $329,282,000 | 1,387 |
| Average Assets, quarterly | $339,022,000 | 1,390 |
| Volatile liabilities | $113,483,000 | 772 |
| Insider loans | $4,914,000 | 912 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,390,000 | 3,431 |
| Tier 1 (core) risk-based capital | $18,478,000 | 2,311 |
| Tier 2 risk-based capital | $1,829,000 | 1,721 |
| Total risk weighted assets | $146,832,300 | 1,902 |
| Total unused commitments | $9,390,000 | 3,446 |
| Derivatives | $59,500,000 | 356 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $321,100,000 | 1,441 |
| Cash and due from depository institutions | $3,354,000 | 3,366 |
| Interest-bearing balances | $223,000 | 4,285 |
| Securities | $209,802,000 | 660 |
| Federal funds sold & reverse repurchase agreements | $8,261,000 | 1,124 |
| Net loans & leases | $87,728,000 | 2,966 |
| Loan loss allowance | $1,521,000 | 2,508 |
| Trading account assets | $5,334,000 | 134 |
| Bank premises and fixed assets | $1,765,000 | 4,082 |
| Other real estate owned | $62,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,794,000 | 1,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $321,100,000 | 1,441 |
| Total liabilities | $303,696,000 | 1,392 |
| Total deposits | $140,633,000 | 2,727 |
| Interest-bearing deposits | $136,008,000 | 2,440 |
| Deposits held in domestic offices | $140,633,000 | 2,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,454,000 | 458 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $83,121,000 | 419 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,488,000 | 1,163 |
| Total equity capital | $17,404,000 | 2,341 |
| Total bank equity capital | $17,404,000 | 2,341 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,617,000 | 851 |
| Surplus | $9,593,000 | 1,582 |
| Undivided profits | $3,194,000 | 5,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,498,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $618,000 | 3,357 |
| Earning assets | $311,348,000 | 1,365 |
| Long-term assets (5+ years) | $169,660,000 | 434 |
| Average Assets, year-to-date | $315,379,800 | 1,427 |
| Average Assets, quarterly | $304,948,500 | 1,494 |
| Volatile liabilities | $119,760,000 | 733 |
| Insider loans | $5,249,000 | 811 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,562,000 | 405 |
| Unused loan commitments | $9,471,000 | 3,237 |
| Tier 1 (core) risk-based capital | $18,964,000 | 2,163 |
| Tier 2 risk-based capital | $1,521,000 | 2,022 |
| Total risk weighted assets | $145,491,800 | 1,904 |
| Total unused commitments | $9,471,000 | 3,248 |
| Derivatives | $148,900,000 | 256 |
| 1993-12-31 | Rank | |
| # of Employees: | 67 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $315,369,000 | 1,496 |
| Cash and due from depository institutions | $11,701,000 | 3,145 |
| Interest-bearing balances | $1,046,000 | 3,337 |
| Securities | $223,107,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $65,444,000 | 3,824 |
| Loan loss allowance | $1,347,000 | 2,871 |
| Trading account assets | $6,516,000 | 150 |
| Bank premises and fixed assets | $2,100,000 | 3,463 |
| Other real estate owned | $133,000 | 3,145 |
| Goodwill and other intangibles | $56,000 | 2,447 |
| All other assets | $4,312,000 | 1,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,369,000 | 1,496 |
| Total liabilities | $298,485,000 | 1,441 |
| Total deposits | $100,685,000 | 3,874 |
| Interest-bearing deposits | $95,004,000 | 3,543 |
| Deposits held in domestic offices | $100,685,000 | 3,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $141,725,000 | 283 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $52,500,000 | 469 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,575,000 | 1,188 |
| Total equity capital | $16,884,000 | 2,392 |
| Total bank equity capital | $16,884,000 | 2,392 |
| Perpetual preferred stock | $2,000,000 | 104 |
| Common stock | $3,995,000 | 991 |
| Surplus | $7,439,000 | 1,930 |
| Undivided profits | $3,450,000 | 5,647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,233,000 | 1,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 824 |
| Income earned, not collected on loans | $426,000 | 4,394 |
| Earning assets | $298,113,000 | 1,438 |
| Long-term assets (5+ years) | $184,491,000 | 401 |
| Average Assets, year-to-date | $254,459,800 | 1,763 |
| Average Assets, quarterly | $287,795,000 | 1,609 |
| Volatile liabilities | $205,994,000 | 502 |
| Insider loans | $2,149,000 | 1,912 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,770,000 | 847 |
| Unused loan commitments | $8,320,000 | 3,517 |
| Tier 1 (core) risk-based capital | $16,828,000 | 2,339 |
| Tier 2 risk-based capital | $1,347,000 | 2,197 |
| Total risk weighted assets | $115,024,600 | 2,298 |
| Total unused commitments | $8,320,000 | 3,536 |
| Derivatives | $44,500,000 | 370 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $222,149,000 | 2,140 |
| Cash and due from depository institutions | $7,625,000 | 4,240 |
| Interest-bearing balances | $3,600,000 | 1,875 |
| Securities | $139,983,000 | 962 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 6,284 |
| Net loans & leases | $61,510,000 | 4,077 |
| Loan loss allowance | $1,100,000 | 3,438 |
| Trading account assets | $3,258,000 | 181 |
| Bank premises and fixed assets | $1,850,000 | 3,878 |
| Other real estate owned | $1,158,000 | 4,240 |
| Goodwill and other intangibles | $71,000 | 2,353 |
| All other assets | $4,594,000 | 1,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,149,000 | 2,140 |
| Total liabilities | $211,446,000 | 2,077 |
| Total deposits | $119,875,000 | 3,389 |
| Interest-bearing deposits | $114,652,000 | 3,104 |
| Deposits held in domestic offices | $119,875,000 | 3,381 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,648,000 | 387 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,500,000 | 645 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,423,000 | 1,608 |
| Total equity capital | $10,703,000 | 3,615 |
| Total bank equity capital | $10,703,000 | 3,615 |
| Perpetual preferred stock | $2,000,000 | 97 |
| Common stock | $3,345,000 | 1,172 |
| Surplus | $4,257,000 | 2,979 |
| Undivided profits | $1,101,000 | 9,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,205,000 | 1,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $525,000 | 3,884 |
| Earning assets | $210,451,000 | 2,055 |
| Long-term assets (5+ years) | $107,652,000 | 580 |
| Average Assets, year-to-date | $203,750,800 | 2,270 |
| Average Assets, quarterly | $223,402,500 | 2,111 |
| Volatile liabilities | $107,832,000 | 709 |
| Insider loans | $1,214,000 | 670 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,902,000 | 406 |
| Unused loan commitments | $4,605,000 | 4,842 |
| Tier 1 (core) risk-based capital | $10,632,000 | 3,585 |
| Tier 2 risk-based capital | $1,100,000 | 2,683 |
| Total risk weighted assets | $116,227,800 | 2,335 |
| Total unused commitments | $4,605,000 | 4,871 |
| Derivatives | $32,598,000 | 357 |