The Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,379,000 | 3,579 |
| Total interest expense | $1,406,000 | 7,190 |
| Net interest income | $6,973,000 | 2,586 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,592,000 | 2,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $787,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $805,000 | 2,126 |
| Total noninterest expense | $4,042,000 | 3,398 |
| Salaries and employee benefits | $1,756,000 | 3,713 |
| Premises and equipment expense | $754,000 | 2,659 |
| Additional noninterest expense | $1,532,000 | 3,233 |
| Pre-tax net operating income | $4,523,000 | 1,590 |
| Securities gains (losses) | $-43,000 | 10,916 |
| Applicable income taxes | $1,561,000 | 1,500 |
| Income before extraordinary items | $2,919,000 | 1,681 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,919,000 | 1,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-263,000 | 12,456 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $-14,000 | 12,461 |
| Net operating income | $2,946,950 | 1,666 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 4,520 |
| Total interest expense | $1,168,000 | 8,405 |
| Net interest income | $5,494,000 | 3,269 |
| Provision for loan and lease losses | $162,000 | 4,451 |
| Total noninterest income | $1,510,000 | 2,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $751,000 | 1,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,462 |
| Total noninterest expense | $4,537,000 | 3,094 |
| Salaries and employee benefits | $2,040,000 | 3,219 |
| Premises and equipment expense | $902,000 | 2,271 |
| Additional noninterest expense | $1,595,000 | 3,324 |
| Pre-tax net operating income | $2,305,000 | 2,922 |
| Securities gains (losses) | $216,000 | 1,607 |
| Applicable income taxes | $858,000 | 2,604 |
| Income before extraordinary items | $1,663,000 | 2,941 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,663,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 12,436 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,520,440 | 3,027 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 5,595 |
| Total interest expense | $1,382,000 | 8,920 |
| Net interest income | $4,479,000 | 4,018 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $1,386,000 | 2,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $756,000 | 1,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $630,000 | 2,736 |
| Total noninterest expense | $4,641,000 | 3,078 |
| Salaries and employee benefits | $1,946,000 | 3,281 |
| Premises and equipment expense | $850,000 | 2,429 |
| Additional noninterest expense | $1,845,000 | 3,000 |
| Pre-tax net operating income | $1,207,000 | 4,897 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $377,000 | 5,017 |
| Income before extraordinary items | $841,000 | 5,157 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $841,000 | 5,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,693 |
| Cash dividends | $800,000 | 1,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $833,410 | 4,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.