The Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,609,000 | 7,415 |
| Total interest expense | $2,196,000 | 6,087 |
| Net interest income | $1,413,000 | 8,763 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $179,000 | 8,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $952,000 | 9,159 |
| Salaries and employee benefits | $491,000 | 9,188 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $282,000 | 9,451 |
| Pre-tax net operating income | $640,000 | 7,644 |
| Securities gains (losses) | $-215,000 | 11,686 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $347,000 | 8,506 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $347,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $523,300 | 7,055 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 7,475 |
| Total interest expense | $1,814,000 | 6,027 |
| Net interest income | $1,593,000 | 8,597 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $977,000 | 9,452 |
| Salaries and employee benefits | $475,000 | 9,617 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $294,000 | 10,033 |
| Pre-tax net operating income | $815,000 | 6,802 |
| Securities gains (losses) | $368,000 | 340 |
| Applicable income taxes | $223,000 | 6,971 |
| Income before extraordinary items | $960,000 | 4,670 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $960,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $661,920 | 6,208 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 7,149 |
| Total interest expense | $2,007,000 | 5,813 |
| Net interest income | $1,770,000 | 8,319 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $182,000 | 9,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,182 |
| Total noninterest expense | $1,002,000 | 9,717 |
| Salaries and employee benefits | $452,000 | 10,127 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $363,000 | 9,687 |
| Pre-tax net operating income | $950,000 | 6,114 |
| Securities gains (losses) | $298,000 | 1,308 |
| Applicable income taxes | $588,000 | 3,672 |
| Income before extraordinary items | $660,000 | 6,353 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $660,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $469,280 | 7,542 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 6,933 |
| Total interest expense | $2,463,000 | 6,058 |
| Net interest income | $2,009,000 | 7,732 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 10,037 |
| Total noninterest expense | $912,000 | 10,413 |
| Salaries and employee benefits | $464,000 | 10,154 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $285,000 | 11,055 |
| Pre-tax net operating income | $1,161,000 | 5,049 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $228,000 | 7,031 |
| Income before extraordinary items | $933,000 | 4,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $933,000 | 4,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $933,000 | 4,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.