Home > The Baileyville State Bank > Income and Expense
The Baileyville State Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 5,607 |
| Total interest expense | $70,000 | 4,661 |
| Net interest income | $332,000 | 5,675 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $12,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $264,000 | 5,713 |
| Salaries and employee benefits | $142,000 | 5,716 |
| Premises and equipment expense | $39,000 | 5,297 |
| Additional noninterest expense | $83,000 | 5,709 |
| Pre-tax net operating income | $80,000 | 5,231 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $11,000 | 3,724 |
| Income before extraordinary items | $69,000 | 5,279 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $69,000 | 5,280 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $69,000 | 5,280 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $20,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $69,000 | 5,215 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 5,659 |
| Total interest expense | $298,000 | 4,626 |
| Net interest income | $1,291,000 | 5,729 |
| Provision for loan and lease losses | $32,000 | 3,848 |
| Total noninterest income | $65,000 | 5,871 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $45,000 | 5,481 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $20,000 | 5,811 |
| Total noninterest expense | $1,010,000 | 5,804 |
| Salaries and employee benefits | $654,000 | 5,656 |
| Premises and equipment expense | $157,000 | 5,364 |
| Additional noninterest expense | $199,000 | 6,025 |
| Pre-tax net operating income | $314,000 | 5,256 |
| Securities gains (losses) | $-84,000 | 6,066 |
| Applicable income taxes | $39,000 | 3,722 |
| Income before extraordinary items | $191,000 | 5,487 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $191,000 | 5,489 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $191,000 | 5,490 |
| Net charge-offs | $6,000 | 4,165 |
| Cash dividends | $80,000 | 4,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $260,720 | 5,276 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 5,752 |
| Total interest expense | $224,000 | 4,691 |
| Net interest income | $949,000 | 5,814 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $58,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $34,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 5,742 |
| Total noninterest expense | $751,000 | 5,870 |
| Salaries and employee benefits | $490,000 | 5,711 |
| Premises and equipment expense | $113,000 | 5,469 |
| Additional noninterest expense | $148,000 | 6,105 |
| Pre-tax net operating income | $246,000 | 5,355 |
| Securities gains (losses) | $-14,000 | 6,028 |
| Applicable income taxes | $45,000 | 3,675 |
| Income before extraordinary items | $187,000 | 5,473 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,475 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $187,000 | 5,476 |
| Net charge-offs | $5,000 | 3,836 |
| Cash dividends | $80,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $198,340 | 5,388 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $767,000 | 5,819 |
| Total interest expense | $146,000 | 4,782 |
| Net interest income | $621,000 | 5,886 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $26,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $23,000 | 5,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,101 |
| Total noninterest expense | $511,000 | 5,914 |
| Salaries and employee benefits | $327,000 | 5,761 |
| Premises and equipment expense | $81,000 | 5,429 |
| Additional noninterest expense | $103,000 | 6,162 |
| Pre-tax net operating income | $136,000 | 5,470 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $19,000 | 3,871 |
| Income before extraordinary items | $118,000 | 5,517 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $118,000 | 5,517 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $118,000 | 5,519 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $60,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $117,140 | 5,468 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 5,900 |
| Total interest expense | $74,000 | 4,806 |
| Net interest income | $295,000 | 5,983 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $15,000 | 6,115 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,000 | 6,145 |
| Total noninterest expense | $261,000 | 5,961 |
| Salaries and employee benefits | $162,000 | 5,827 |
| Premises and equipment expense | $44,000 | 5,385 |
| Additional noninterest expense | $55,000 | 6,206 |
| Pre-tax net operating income | $49,000 | 5,621 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $5,000 | 4,030 |
| Income before extraordinary items | $45,000 | 5,656 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $45,000 | 5,656 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $45,000 | 5,657 |
| Net charge-offs | $9,000 | 2,520 |
| Cash dividends | $60,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $44,100 | 5,620 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 5,942 |
| Total interest expense | $333,000 | 4,777 |
| Net interest income | $1,239,000 | 6,033 |
| Provision for loan and lease losses | $20,000 | 4,238 |
| Total noninterest income | $125,000 | 5,809 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $56,000 | 5,598 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $69,000 | 5,545 |
| Total noninterest expense | $1,102,000 | 6,008 |
| Salaries and employee benefits | $678,000 | 5,876 |
| Premises and equipment expense | $171,000 | 5,536 |
| Additional noninterest expense | $253,000 | 6,239 |
| Pre-tax net operating income | $242,000 | 5,590 |
| Securities gains (losses) | $49,000 | 1,753 |
| Applicable income taxes | $60,000 | 3,639 |
| Income before extraordinary items | $231,000 | 5,586 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $231,000 | 5,585 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $231,000 | 5,586 |
| Net charge-offs | $-5,000 | 5,549 |
| Cash dividends | $10,000 | 4,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $192,290 | 5,645 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 6,027 |
| Total interest expense | $254,000 | 4,818 |
| Net interest income | $906,000 | 6,119 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $111,000 | 5,760 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $43,000 | 5,661 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $68,000 | 5,399 |
| Total noninterest expense | $792,000 | 6,106 |
| Salaries and employee benefits | $490,000 | 5,956 |
| Premises and equipment expense | $123,000 | 5,642 |
| Additional noninterest expense | $179,000 | 6,329 |
| Pre-tax net operating income | $205,000 | 5,631 |
| Securities gains (losses) | $48,000 | 1,473 |
| Applicable income taxes | $67,000 | 3,511 |
| Income before extraordinary items | $186,000 | 5,614 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $186,000 | 5,614 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $186,000 | 5,615 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $10,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $150,480 | 5,699 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,081 |
| Total interest expense | $172,000 | 4,842 |
| Net interest income | $594,000 | 6,185 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $32,000 | 6,319 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $28,000 | 5,701 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,000 | 6,312 |
| Total noninterest expense | $527,000 | 6,153 |
| Salaries and employee benefits | $328,000 | 6,006 |
| Premises and equipment expense | $77,000 | 5,774 |
| Additional noninterest expense | $122,000 | 6,374 |
| Pre-tax net operating income | $79,000 | 5,866 |
| Securities gains (losses) | $28,000 | 1,480 |
| Applicable income taxes | $11,000 | 4,067 |
| Income before extraordinary items | $96,000 | 5,763 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $96,000 | 5,765 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $96,000 | 5,765 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $10,000 | 3,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $70,800 | 5,856 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 6,158 |
| Total interest expense | $86,000 | 4,912 |
| Net interest income | $289,000 | 6,264 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $15,000 | 5,639 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $262,000 | 6,222 |
| Salaries and employee benefits | $163,000 | 6,074 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $60,000 | 6,457 |
| Pre-tax net operating income | $24,000 | 6,003 |
| Securities gains (losses) | $14,000 | 1,064 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $35,000 | 5,881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 5,882 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $35,000 | 5,883 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $10,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $22,120 | 6,002 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 6,208 |
| Total interest expense | $362,000 | 5,094 |
| Net interest income | $1,152,000 | 6,323 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $65,000 | 6,401 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $56,000 | 5,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,000 | 6,357 |
| Total noninterest expense | $1,045,000 | 6,308 |
| Salaries and employee benefits | $637,000 | 6,181 |
| Premises and equipment expense | $166,000 | 5,800 |
| Additional noninterest expense | $242,000 | 6,511 |
| Pre-tax net operating income | $122,000 | 5,898 |
| Securities gains (losses) | $28,000 | 2,166 |
| Applicable income taxes | $6,000 | 4,375 |
| Income before extraordinary items | $144,000 | 5,868 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $144,000 | 5,871 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $144,000 | 5,871 |
| Net charge-offs | $169,000 | 3,206 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $117,120 | 5,897 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,139,000 | 6,267 |
| Total interest expense | $266,000 | 5,216 |
| Net interest income | $873,000 | 6,382 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $48,000 | 6,495 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,000 | 6,461 |
| Total noninterest expense | $783,000 | 6,351 |
| Salaries and employee benefits | $476,000 | 6,217 |
| Premises and equipment expense | $120,000 | 5,890 |
| Additional noninterest expense | $187,000 | 6,550 |
| Pre-tax net operating income | $113,000 | 5,957 |
| Securities gains (losses) | $16,000 | 2,321 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $124,000 | 5,921 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $124,000 | 5,923 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $124,000 | 5,923 |
| Net charge-offs | $101,000 | 3,246 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $108,640 | 5,930 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $763,000 | 6,298 |
| Total interest expense | $176,000 | 5,285 |
| Net interest income | $587,000 | 6,412 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $33,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $28,000 | 5,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,480 |
| Total noninterest expense | $520,000 | 6,392 |
| Salaries and employee benefits | $316,000 | 6,265 |
| Premises and equipment expense | $79,000 | 5,938 |
| Additional noninterest expense | $125,000 | 6,582 |
| Pre-tax net operating income | $75,000 | 5,952 |
| Securities gains (losses) | $24,000 | 1,918 |
| Applicable income taxes | $4,000 | 4,412 |
| Income before extraordinary items | $95,000 | 5,880 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $95,000 | 5,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $95,000 | 5,882 |
| Net charge-offs | $57,000 | 3,249 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $71,960 | 5,933 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 6,344 |
| Total interest expense | $89,000 | 5,354 |
| Net interest income | $296,000 | 6,446 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $260,000 | 6,461 |
| Salaries and employee benefits | $157,000 | 6,329 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $69,000 | 6,589 |
| Pre-tax net operating income | $55,000 | 5,788 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $4,000 | 4,268 |
| Income before extraordinary items | $60,000 | 5,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $60,000 | 5,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $60,000 | 5,716 |
| Net charge-offs | $58,000 | 2,318 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $51,540 | 5,750 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 6,374 |
| Total interest expense | $380,000 | 5,627 |
| Net interest income | $1,270,000 | 6,475 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $35,000 | 6,701 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $48,000 | 6,258 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-13,000 | 6,609 |
| Total noninterest expense | $1,041,000 | 6,545 |
| Salaries and employee benefits | $607,000 | 6,446 |
| Premises and equipment expense | $181,000 | 5,859 |
| Additional noninterest expense | $253,000 | 6,733 |
| Pre-tax net operating income | $264,000 | 5,516 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $13,000 | 4,327 |
| Income before extraordinary items | $256,000 | 5,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $256,000 | 5,599 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $256,000 | 5,601 |
| Net charge-offs | $-36,000 | 6,798 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $251,250 | 5,426 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 6,460 |
| Total interest expense | $289,000 | 5,740 |
| Net interest income | $970,000 | 6,557 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $33,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $34,000 | 6,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,000 | 6,710 |
| Total noninterest expense | $783,000 | 6,617 |
| Salaries and employee benefits | $453,000 | 6,515 |
| Premises and equipment expense | $130,000 | 5,999 |
| Additional noninterest expense | $200,000 | 6,789 |
| Pre-tax net operating income | $220,000 | 5,607 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $202,000 | 5,714 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $202,000 | 5,713 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 5,713 |
| Net charge-offs | $-33,000 | 6,850 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $202,000 | 5,534 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,512 |
| Total interest expense | $194,000 | 5,823 |
| Net interest income | $647,000 | 6,597 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $20,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $22,000 | 6,442 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,000 | 6,798 |
| Total noninterest expense | $520,000 | 6,672 |
| Salaries and employee benefits | $304,000 | 6,555 |
| Premises and equipment expense | $86,000 | 6,039 |
| Additional noninterest expense | $130,000 | 6,861 |
| Pre-tax net operating income | $147,000 | 5,611 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $13,000 | 4,153 |
| Income before extraordinary items | $134,000 | 5,734 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $134,000 | 5,733 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $134,000 | 5,733 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $134,000 | 5,551 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 6,587 |
| Total interest expense | $99,000 | 5,891 |
| Net interest income | $315,000 | 6,683 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,528 |
| Total noninterest expense | $257,000 | 6,732 |
| Salaries and employee benefits | $152,000 | 6,609 |
| Premises and equipment expense | $43,000 | 6,083 |
| Additional noninterest expense | $62,000 | 6,926 |
| Pre-tax net operating income | $71,000 | 5,717 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $65,000 | 5,811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $65,000 | 5,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $65,000 | 5,811 |
| Net charge-offs | $-13,000 | 6,740 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $65,000 | 5,661 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 6,594 |
| Total interest expense | $450,000 | 6,033 |
| Net interest income | $1,325,000 | 6,663 |
| Provision for loan and lease losses | $172,000 | 4,805 |
| Total noninterest income | $66,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $56,000 | 6,232 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $10,000 | 6,530 |
| Total noninterest expense | $1,063,000 | 6,775 |
| Salaries and employee benefits | $578,000 | 6,746 |
| Premises and equipment expense | $183,000 | 6,144 |
| Additional noninterest expense | $302,000 | 6,854 |
| Pre-tax net operating income | $156,000 | 5,598 |
| Securities gains (losses) | $35,000 | 2,812 |
| Applicable income taxes | $-8,000 | 6,573 |
| Income before extraordinary items | $199,000 | 5,565 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $199,000 | 5,566 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $199,000 | 5,566 |
| Net charge-offs | $136,000 | 4,697 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $164,000 | 5,545 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 6,651 |
| Total interest expense | $345,000 | 6,114 |
| Net interest income | $1,003,000 | 6,712 |
| Provision for loan and lease losses | $172,000 | 4,357 |
| Total noninterest income | $49,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $41,000 | 6,288 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $8,000 | 6,684 |
| Total noninterest expense | $773,000 | 6,842 |
| Salaries and employee benefits | $433,000 | 6,774 |
| Premises and equipment expense | $136,000 | 6,202 |
| Additional noninterest expense | $204,000 | 6,992 |
| Pre-tax net operating income | $107,000 | 5,778 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $-10,000 | 6,786 |
| Income before extraordinary items | $145,000 | 5,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 5,731 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $145,000 | 5,731 |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $117,000 | 5,699 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,697 |
| Total interest expense | $237,000 | 6,161 |
| Net interest income | $665,000 | 6,775 |
| Provision for loan and lease losses | $172,000 | 3,748 |
| Total noninterest income | $30,000 | 6,906 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,772 |
| Total noninterest expense | $503,000 | 6,938 |
| Salaries and employee benefits | $287,000 | 6,855 |
| Premises and equipment expense | $72,000 | 6,558 |
| Additional noninterest expense | $144,000 | 7,023 |
| Pre-tax net operating income | $20,000 | 6,098 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $-30,000 | 6,972 |
| Income before extraordinary items | $64,000 | 5,922 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $64,000 | 5,921 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $64,000 | 5,922 |
| Net charge-offs | $64,000 | 4,268 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $50,000 | 5,929 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $467,000 | 6,703 |
| Total interest expense | $122,000 | 6,204 |
| Net interest income | $345,000 | 6,775 |
| Provision for loan and lease losses | $172,000 | 2,625 |
| Total noninterest income | $14,000 | 7,002 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $252,000 | 6,985 |
| Salaries and employee benefits | $143,000 | 6,897 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $76,000 | 7,022 |
| Pre-tax net operating income | $-65,000 | 6,593 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-63,000 | 6,620 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-63,000 | 6,620 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-63,000 | 6,620 |
| Net charge-offs | $85,000 | 2,903 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-65,000 | 6,612 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,813 |
| Total interest expense | $600,000 | 6,260 |
| Net interest income | $1,250,000 | 6,931 |
| Provision for loan and lease losses | $290,000 | 4,906 |
| Total noninterest income | $62,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 5,867 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-11,000 | 7,035 |
| Total noninterest expense | $1,006,000 | 7,071 |
| Salaries and employee benefits | $564,000 | 7,003 |
| Premises and equipment expense | $159,000 | 6,549 |
| Additional noninterest expense | $283,000 | 7,163 |
| Pre-tax net operating income | $16,000 | 5,723 |
| Securities gains (losses) | $48,000 | 2,688 |
| Applicable income taxes | $-55,000 | 6,731 |
| Income before extraordinary items | $119,000 | 5,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 5,544 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $119,000 | 5,545 |
| Net charge-offs | $441,000 | 3,811 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $71,000 | 5,575 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 6,922 |
| Total interest expense | $458,000 | 6,365 |
| Net interest income | $932,000 | 7,036 |
| Provision for loan and lease losses | $280,000 | 4,409 |
| Total noninterest income | $44,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $57,000 | 5,911 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-13,000 | 7,233 |
| Total noninterest expense | $723,000 | 7,185 |
| Salaries and employee benefits | $421,000 | 7,075 |
| Premises and equipment expense | $110,000 | 6,743 |
| Additional noninterest expense | $192,000 | 7,327 |
| Pre-tax net operating income | $-27,000 | 6,038 |
| Securities gains (losses) | $46,000 | 2,464 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $18,000 | 6,052 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $18,000 | 6,053 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $18,000 | 6,053 |
| Net charge-offs | $443,000 | 3,239 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-25,700 | 6,070 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $906,000 | 7,012 |
| Total interest expense | $310,000 | 6,431 |
| Net interest income | $596,000 | 7,135 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $44,000 | 6,953 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $39,000 | 5,921 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 7,045 |
| Total noninterest expense | $484,000 | 7,245 |
| Salaries and employee benefits | $281,000 | 7,129 |
| Premises and equipment expense | $65,000 | 6,924 |
| Additional noninterest expense | $138,000 | 7,320 |
| Pre-tax net operating income | $-19,000 | 6,117 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $8,000 | 6,141 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,000 | 6,143 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $8,000 | 6,142 |
| Net charge-offs | $350,000 | 2,865 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-19,000 | 6,136 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,133 |
| Total interest expense | $159,000 | 6,505 |
| Net interest income | $287,000 | 7,257 |
| Provision for loan and lease losses | $175,000 | 3,173 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $233,000 | 7,373 |
| Salaries and employee benefits | $139,000 | 7,232 |
| Premises and equipment expense | $30,000 | 7,098 |
| Additional noninterest expense | $64,000 | 7,467 |
| Pre-tax net operating income | $-99,000 | 6,649 |
| Securities gains (losses) | $28,000 | 1,386 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-71,000 | 6,680 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-71,000 | 6,681 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-71,000 | 6,680 |
| Net charge-offs | $351,000 | 1,881 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-99,000 | 6,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,128 |
| Total interest expense | $721,000 | 6,632 |
| Net interest income | $1,184,000 | 7,251 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $43,000 | 7,457 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $73,000 | 6,126 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-30,000 | 7,507 |
| Total noninterest expense | $984,000 | 7,409 |
| Salaries and employee benefits | $536,000 | 7,359 |
| Premises and equipment expense | $178,000 | 6,664 |
| Additional noninterest expense | $270,000 | 7,530 |
| Pre-tax net operating income | $143,000 | 4,964 |
| Securities gains (losses) | $67,000 | 2,433 |
| Applicable income taxes | $49,000 | 3,272 |
| Income before extraordinary items | $161,000 | 4,946 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $161,000 | 4,948 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $161,000 | 4,948 |
| Net charge-offs | $-26,000 | 7,921 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $109,410 | 5,058 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 7,197 |
| Total interest expense | $556,000 | 6,734 |
| Net interest income | $876,000 | 7,326 |
| Provision for loan and lease losses | $100,000 | 5,952 |
| Total noninterest income | $72,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $723,000 | 7,471 |
| Salaries and employee benefits | $402,000 | 7,402 |
| Premises and equipment expense | $127,000 | 6,802 |
| Additional noninterest expense | $194,000 | 7,618 |
| Pre-tax net operating income | $125,000 | 5,202 |
| Securities gains (losses) | $52,000 | 2,277 |
| Applicable income taxes | $48,000 | 3,353 |
| Income before extraordinary items | $129,000 | 5,187 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $129,000 | 5,186 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $129,000 | 5,186 |
| Net charge-offs | $-2,000 | 7,695 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $91,040 | 5,292 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $945,000 | 7,287 |
| Total interest expense | $376,000 | 6,823 |
| Net interest income | $569,000 | 7,395 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $48,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $12,000 | 7,161 |
| Total noninterest expense | $472,000 | 7,566 |
| Salaries and employee benefits | $266,000 | 7,486 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $126,000 | 7,692 |
| Pre-tax net operating income | $145,000 | 4,960 |
| Securities gains (losses) | $29,000 | 2,179 |
| Applicable income taxes | $57,000 | 3,064 |
| Income before extraordinary items | $117,000 | 5,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 5,073 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $117,000 | 5,074 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $97,570 | 5,142 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $482,000 | 7,311 |
| Total interest expense | $196,000 | 6,843 |
| Net interest income | $286,000 | 7,424 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $22,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $228,000 | 7,629 |
| Salaries and employee benefits | $134,000 | 7,526 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $80,000 | 5,254 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $59,000 | 5,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $59,000 | 5,562 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $53,060 | 5,461 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 7,369 |
| Total interest expense | $940,000 | 6,892 |
| Net interest income | $1,018,000 | 7,559 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $91,000 | 7,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 6,319 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $20,000 | 7,432 |
| Total noninterest expense | $837,000 | 7,753 |
| Salaries and employee benefits | $497,000 | 7,673 |
| Premises and equipment expense | $118,000 | 7,449 |
| Additional noninterest expense | $222,000 | 7,788 |
| Pre-tax net operating income | $252,000 | 5,592 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $94,000 | 3,425 |
| Income before extraordinary items | $164,000 | 5,620 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $164,000 | 5,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,960 |
| Cash dividends | $15,000 | 5,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $160,160 | 5,788 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 7,438 |
| Total interest expense | $713,000 | 6,986 |
| Net interest income | $759,000 | 7,641 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $64,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $47,000 | 6,503 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $608,000 | 7,817 |
| Salaries and employee benefits | $373,000 | 7,701 |
| Premises and equipment expense | $74,000 | 7,676 |
| Additional noninterest expense | $161,000 | 7,857 |
| Pre-tax net operating income | $215,000 | 5,981 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $78,000 | 3,804 |
| Income before extraordinary items | $137,000 | 6,001 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $137,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $15,000 | 4,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $137,000 | 6,161 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $951,000 | 7,545 |
| Total interest expense | $483,000 | 7,066 |
| Net interest income | $468,000 | 7,771 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $44,000 | 7,610 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $404,000 | 7,881 |
| Salaries and employee benefits | $248,000 | 7,769 |
| Premises and equipment expense | $48,000 | 7,752 |
| Additional noninterest expense | $108,000 | 7,894 |
| Pre-tax net operating income | $108,000 | 6,356 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $39,000 | 4,250 |
| Income before extraordinary items | $69,000 | 6,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 6,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $15,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $69,000 | 6,496 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 7,635 |
| Total interest expense | $247,000 | 7,162 |
| Net interest income | $228,000 | 7,850 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $210,000 | 7,882 |
| Salaries and employee benefits | $126,000 | 7,790 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $57,000 | 7,871 |
| Pre-tax net operating income | $40,000 | 6,726 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $25,000 | 6,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $15,000 | 3,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $25,000 | 6,856 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 7,787 |
| Total interest expense | $848,000 | 7,411 |
| Net interest income | $839,000 | 7,937 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $118,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $79,000 | 6,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $39,000 | 7,327 |
| Total noninterest expense | $786,000 | 7,957 |
| Salaries and employee benefits | $470,000 | 7,884 |
| Premises and equipment expense | $113,000 | 7,613 |
| Additional noninterest expense | $203,000 | 8,013 |
| Pre-tax net operating income | $171,000 | 6,938 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $61,000 | 4,814 |
| Income before extraordinary items | $110,000 | 7,098 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $110,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,954 |
| Cash dividends | $71,000 | 5,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $110,000 | 7,070 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 7,859 |
| Total interest expense | $617,000 | 7,490 |
| Net interest income | $620,000 | 8,007 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $83,000 | 7,503 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $25,000 | 7,502 |
| Total noninterest expense | $589,000 | 7,930 |
| Salaries and employee benefits | $348,000 | 7,874 |
| Premises and equipment expense | $84,000 | 7,611 |
| Additional noninterest expense | $157,000 | 7,966 |
| Pre-tax net operating income | $114,000 | 7,268 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $41,000 | 5,075 |
| Income before extraordinary items | $73,000 | 7,388 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $73,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,741 |
| Cash dividends | $30,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $73,000 | 7,371 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 7,943 |
| Total interest expense | $394,000 | 7,587 |
| Net interest income | $409,000 | 8,082 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $388,000 | 8,003 |
| Salaries and employee benefits | $227,000 | 7,958 |
| Premises and equipment expense | $54,000 | 7,693 |
| Additional noninterest expense | $107,000 | 7,985 |
| Pre-tax net operating income | $67,000 | 7,430 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $24,000 | 5,246 |
| Income before extraordinary items | $43,000 | 7,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $43,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $15,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $43,000 | 7,517 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 8,009 |
| Total interest expense | $186,000 | 7,693 |
| Net interest income | $205,000 | 8,141 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $176,000 | 8,139 |
| Salaries and employee benefits | $107,000 | 8,061 |
| Premises and equipment expense | $22,000 | 7,922 |
| Additional noninterest expense | $47,000 | 8,140 |
| Pre-tax net operating income | $55,000 | 7,218 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $36,000 | 7,362 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $15,000 | 3,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $36,000 | 7,352 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 8,010 |
| Total interest expense | $608,000 | 7,692 |
| Net interest income | $786,000 | 8,114 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $77,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $772,000 | 8,038 |
| Salaries and employee benefits | $465,000 | 7,969 |
| Premises and equipment expense | $101,000 | 7,784 |
| Additional noninterest expense | $206,000 | 8,085 |
| Pre-tax net operating income | $-79,000 | 8,030 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $-25,000 | 8,232 |
| Income before extraordinary items | $-64,000 | 8,047 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-64,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,792 |
| Cash dividends | $8,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-56,800 | 8,028 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 8,108 |
| Total interest expense | $439,000 | 7,761 |
| Net interest income | $578,000 | 8,196 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $56,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $47,000 | 6,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,272 |
| Total noninterest expense | $591,000 | 8,041 |
| Salaries and employee benefits | $360,000 | 7,923 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $156,000 | 8,093 |
| Pre-tax net operating income | $-107,000 | 8,224 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-117,000 | 8,263 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-117,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,768 |
| Cash dividends | $8,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-107,000 | 8,245 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 8,156 |
| Total interest expense | $282,000 | 7,782 |
| Net interest income | $377,000 | 8,284 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $35,000 | 8,180 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $391,000 | 8,081 |
| Salaries and employee benefits | $247,000 | 7,921 |
| Premises and equipment expense | $45,000 | 7,950 |
| Additional noninterest expense | $99,000 | 8,169 |
| Pre-tax net operating income | $21,000 | 8,084 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $10,000 | 8,137 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $10,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $8,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,100 | 8,089 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 8,198 |
| Total interest expense | $132,000 | 7,831 |
| Net interest income | $190,000 | 8,290 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $16,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $198,000 | 8,083 |
| Salaries and employee benefits | $122,000 | 7,958 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $8,000 | 8,139 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $5,000 | 8,156 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,660 | 8,133 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 8,129 |
| Total interest expense | $476,000 | 7,696 |
| Net interest income | $780,000 | 8,246 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $73,000 | 8,215 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $65,000 | 6,834 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $726,000 | 8,198 |
| Salaries and employee benefits | $449,000 | 8,057 |
| Premises and equipment expense | $79,000 | 8,119 |
| Additional noninterest expense | $198,000 | 8,235 |
| Pre-tax net operating income | $127,000 | 7,909 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $39,000 | 6,011 |
| Income before extraordinary items | $76,000 | 8,042 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $76,000 | 8,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $8,000 | 6,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $83,920 | 7,995 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $927,000 | 8,179 |
| Total interest expense | $343,000 | 7,712 |
| Net interest income | $584,000 | 8,295 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $55,000 | 8,250 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,503 |
| Total noninterest expense | $539,000 | 8,208 |
| Salaries and employee benefits | $334,000 | 8,046 |
| Premises and equipment expense | $58,000 | 8,147 |
| Additional noninterest expense | $147,000 | 8,236 |
| Pre-tax net operating income | $100,000 | 8,015 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $31,000 | 6,062 |
| Income before extraordinary items | $57,000 | 8,165 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $57,000 | 8,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,912 |
| Cash dividends | $8,000 | 5,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $64,800 | 8,100 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 8,199 |
| Total interest expense | $221,000 | 7,696 |
| Net interest income | $389,000 | 8,320 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $37,000 | 8,247 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $370,000 | 8,172 |
| Salaries and employee benefits | $220,000 | 8,079 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $110,000 | 8,091 |
| Pre-tax net operating income | $56,000 | 8,100 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $29,000 | 8,239 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $29,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,785 |
| Cash dividends | $8,000 | 5,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $36,040 | 8,161 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,270 |
| Total interest expense | $107,000 | 7,742 |
| Net interest income | $195,000 | 8,379 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $187,000 | 8,214 |
| Salaries and employee benefits | $107,000 | 8,179 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $28,000 | 8,168 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $19,000 | 8,249 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $19,000 | 8,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $8,000 | 3,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $19,000 | 8,226 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 8,237 |
| Total interest expense | $448,000 | 7,502 |
| Net interest income | $732,000 | 8,397 |
| Provision for loan and lease losses | $45,000 | 6,047 |
| Total noninterest income | $78,000 | 8,323 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $70,000 | 6,959 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $681,000 | 8,354 |
| Salaries and employee benefits | $436,000 | 8,183 |
| Premises and equipment expense | $78,000 | 8,237 |
| Additional noninterest expense | $167,000 | 8,492 |
| Pre-tax net operating income | $84,000 | 8,155 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $29,000 | 6,371 |
| Income before extraordinary items | $52,000 | 8,275 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $52,000 | 8,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,686 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $53,920 | 8,225 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 8,276 |
| Total interest expense | $341,000 | 7,500 |
| Net interest income | $544,000 | 8,441 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $50,000 | 7,060 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $514,000 | 8,357 |
| Salaries and employee benefits | $329,000 | 8,162 |
| Premises and equipment expense | $59,000 | 8,222 |
| Additional noninterest expense | $126,000 | 8,507 |
| Pre-tax net operating income | $86,000 | 8,187 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $55,000 | 8,296 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $55,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $55,000 | 8,258 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $583,000 | 8,338 |
| Total interest expense | $232,000 | 7,542 |
| Net interest income | $351,000 | 8,527 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $342,000 | 8,422 |
| Salaries and employee benefits | $220,000 | 8,213 |
| Premises and equipment expense | $38,000 | 8,310 |
| Additional noninterest expense | $84,000 | 8,540 |
| Pre-tax net operating income | $44,000 | 8,276 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $16,000 | 6,416 |
| Income before extraordinary items | $28,000 | 8,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $28,000 | 8,333 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,390 |
| Total interest expense | $120,000 | 7,527 |
| Net interest income | $171,000 | 8,589 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $18,000 | 8,495 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $168,000 | 8,477 |
| Salaries and employee benefits | $109,000 | 8,270 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $21,000 | 8,304 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $13,000 | 8,421 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $13,000 | 8,355 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,300,000 | 8,281 |
| Total interest expense | $563,000 | 7,520 |
| Net interest income | $737,000 | 8,509 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $63,000 | 8,671 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $56,000 | 7,345 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $652,000 | 8,548 |
| Salaries and employee benefits | $423,000 | 8,330 |
| Premises and equipment expense | $76,000 | 8,401 |
| Additional noninterest expense | $153,000 | 8,743 |
| Pre-tax net operating income | $148,000 | 8,011 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $116,000 | 8,148 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $116,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,919 |
| Cash dividends | $7,000 | 6,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $116,000 | 8,031 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,377 |
| Total interest expense | $437,000 | 7,603 |
| Net interest income | $540,000 | 8,599 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $45,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $40,000 | 7,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $485,000 | 8,572 |
| Salaries and employee benefits | $319,000 | 8,334 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $116,000 | 8,758 |
| Pre-tax net operating income | $100,000 | 8,227 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $29,000 | 6,592 |
| Income before extraordinary items | $71,000 | 8,414 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $71,000 | 8,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,983 |
| Cash dividends | $7,000 | 5,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $71,000 | 8,298 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $666,000 | 8,397 |
| Total interest expense | $306,000 | 7,615 |
| Net interest income | $360,000 | 8,635 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $29,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $25,000 | 7,506 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $320,000 | 8,605 |
| Salaries and employee benefits | $212,000 | 8,373 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $77,000 | 8,773 |
| Pre-tax net operating income | $69,000 | 8,234 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $49,000 | 8,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $49,000 | 8,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,965 |
| Cash dividends | $8,000 | 5,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $49,000 | 8,302 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,432 |
| Total interest expense | $161,000 | 7,609 |
| Net interest income | $178,000 | 8,702 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $171,000 | 8,561 |
| Salaries and employee benefits | $106,000 | 8,419 |
| Premises and equipment expense | $17,000 | 8,567 |
| Additional noninterest expense | $48,000 | 8,544 |
| Pre-tax net operating income | $21,000 | 8,437 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $16,000 | 8,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,000 | 8,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 9,067 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $16,000 | 8,428 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 8,390 |
| Total interest expense | $709,000 | 7,794 |
| Net interest income | $789,000 | 8,605 |
| Provision for loan and lease losses | $188,000 | 4,487 |
| Total noninterest income | $73,000 | 8,717 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $635,000 | 8,691 |
| Salaries and employee benefits | $388,000 | 8,551 |
| Premises and equipment expense | $67,000 | 8,642 |
| Additional noninterest expense | $180,000 | 8,680 |
| Pre-tax net operating income | $39,000 | 8,512 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $7,000 | 7,388 |
| Income before extraordinary items | $32,000 | 8,619 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $32,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,865 |
| Cash dividends | $7,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $32,000 | 8,537 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 8,554 |
| Total interest expense | $965,000 | 8,095 |
| Net interest income | $711,000 | 8,830 |
| Provision for loan and lease losses | $510,000 | 2,161 |
| Total noninterest income | $71,000 | 8,893 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $538,000 | 9,103 |
| Salaries and employee benefits | $344,000 | 8,868 |
| Premises and equipment expense | $84,000 | 8,558 |
| Additional noninterest expense | $110,000 | 9,317 |
| Pre-tax net operating income | $-266,000 | 8,999 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-109,000 | 9,277 |
| Income before extraordinary items | $-157,000 | 9,004 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-157,000 | 9,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,685 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-157,000 | 8,945 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 8,730 |
| Total interest expense | $936,000 | 8,367 |
| Net interest income | $766,000 | 8,977 |
| Provision for loan and lease losses | $82,000 | 5,726 |
| Total noninterest income | $58,000 | 9,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $527,000 | 9,325 |
| Salaries and employee benefits | $336,000 | 9,080 |
| Premises and equipment expense | $74,000 | 8,912 |
| Additional noninterest expense | $117,000 | 9,511 |
| Pre-tax net operating income | $215,000 | 8,304 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $72,000 | 6,900 |
| Income before extraordinary items | $143,000 | 8,459 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $143,000 | 8,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $8,000 | 6,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $143,000 | 8,458 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 9,128 |
| Total interest expense | $779,000 | 8,734 |
| Net interest income | $677,000 | 9,334 |
| Provision for loan and lease losses | $107,000 | 5,099 |
| Total noninterest income | $59,000 | 9,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $504,000 | 9,616 |
| Salaries and employee benefits | $321,000 | 9,349 |
| Premises and equipment expense | $73,000 | 9,164 |
| Additional noninterest expense | $110,000 | 9,850 |
| Pre-tax net operating income | $125,000 | 8,953 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $36,000 | 7,887 |
| Income before extraordinary items | $89,000 | 9,039 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $89,000 | 9,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,357 |
| Cash dividends | $8,000 | 7,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $89,000 | 9,005 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 9,353 |
| Total interest expense | $794,000 | 8,961 |
| Net interest income | $656,000 | 9,597 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $59,000 | 9,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $494,000 | 9,802 |
| Salaries and employee benefits | $315,000 | 9,539 |
| Premises and equipment expense | $71,000 | 9,346 |
| Additional noninterest expense | $108,000 | 10,072 |
| Pre-tax net operating income | $221,000 | 8,817 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $143,000 | 9,027 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $143,000 | 9,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $8,000 | 7,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $143,000 | 8,967 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 9,832 |
| Total interest expense | $740,000 | 9,438 |
| Net interest income | $643,000 | 10,085 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $56,000 | 10,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $474,000 | 10,220 |
| Salaries and employee benefits | $306,000 | 9,911 |
| Premises and equipment expense | $73,000 | 9,616 |
| Additional noninterest expense | $95,000 | 10,571 |
| Pre-tax net operating income | $211,000 | 9,521 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $73,000 | 8,861 |
| Income before extraordinary items | $138,000 | 9,698 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $138,000 | 9,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $8,000 | 7,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $138,000 | 9,650 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 10,381 |
| Total interest expense | $680,000 | 10,026 |
| Net interest income | $628,000 | 10,586 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $53,000 | 10,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $455,000 | 10,767 |
| Salaries and employee benefits | $294,000 | 10,398 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $90,000 | 11,161 |
| Pre-tax net operating income | $226,000 | 9,621 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $80,000 | 9,145 |
| Income before extraordinary items | $146,000 | 9,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $146,000 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $6,000 | 8,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $146,000 | 9,771 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 10,971 |
| Total interest expense | $634,000 | 10,552 |
| Net interest income | $573,000 | 11,211 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $64,000 | 11,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $448,000 | 11,245 |
| Salaries and employee benefits | $278,000 | 10,936 |
| Premises and equipment expense | $60,000 | 10,776 |
| Additional noninterest expense | $110,000 | 11,520 |
| Pre-tax net operating income | $189,000 | 10,531 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $125,000 | 10,700 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $125,000 | 10,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $3,000 | 8,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $125,000 | 10,679 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 11,657 |
| Total interest expense | $454,000 | 11,309 |
| Net interest income | $574,000 | 11,787 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $58,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $463,000 | 11,784 |
| Salaries and employee benefits | $266,000 | 11,513 |
| Premises and equipment expense | $79,000 | 10,685 |
| Additional noninterest expense | $118,000 | 12,130 |
| Pre-tax net operating income | $169,000 | 11,128 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $56,000 | 10,313 |
| Income before extraordinary items | $113,000 | 11,240 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $113,000 | 11,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $3,000 | 8,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $113,000 | 11,283 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 12,191 |
| Total interest expense | $513,000 | 11,626 |
| Net interest income | $532,000 | 12,461 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $62,000 | 12,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $446,000 | 12,431 |
| Salaries and employee benefits | $252,000 | 12,167 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $107,000 | 12,874 |
| Pre-tax net operating income | $143,000 | 11,523 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $43,000 | 11,097 |
| Income before extraordinary items | $100,000 | 11,800 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $100,000 | 11,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $6,000 | 8,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $100,000 | 11,612 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 12,586 |
| Total interest expense | $624,000 | 12,183 |
| Net interest income | $584,000 | 12,779 |
| Provision for loan and lease losses | $145,000 | 6,193 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 10,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $425,000 | 13,044 |
| Salaries and employee benefits | $243,000 | 12,676 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $97,000 | 13,561 |
| Pre-tax net operating income | $63,000 | 12,327 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $60,000 | 12,467 |
| Extraordinary gains, net | $-4,000 | 13,461 |
| Net income | $56,000 | 12,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $16,000 | 8,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $60,000 | 12,187 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.