Home > The Back and Middle River Federal Savings and Loan Association, Inc. > Income and Expense
The Back and Middle River Federal Savings and Loan Association, Inc., Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $54,000 | 8,757 |
| Total interest expense | $8,000 | 8,714 |
| Net interest income | $46,000 | 8,746 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,000 | 8,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $75,000 | 8,716 |
| Salaries and employee benefits | $36,000 | 8,716 |
| Premises and equipment expense | $4,000 | 8,696 |
| Additional noninterest expense | $35,000 | 8,488 |
| Pre-tax net operating income | $-27,000 | 8,307 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-27,000 | 8,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-27,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-27,000 | 8,307 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $202,000 | 8,759 |
| Total interest expense | $35,000 | 8,711 |
| Net interest income | $167,000 | 8,748 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,603 |
| Total noninterest expense | $185,000 | 8,798 |
| Salaries and employee benefits | $115,000 | 8,777 |
| Premises and equipment expense | $15,000 | 8,752 |
| Additional noninterest expense | $55,000 | 8,793 |
| Pre-tax net operating income | $-15,000 | 8,273 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-15,000 | 8,301 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-15,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-15,000 | 8,273 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $156,000 | 8,788 |
| Total interest expense | $27,000 | 8,750 |
| Net interest income | $129,000 | 8,789 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,000 | 8,654 |
| Total noninterest expense | $138,000 | 8,822 |
| Salaries and employee benefits | $82,000 | 8,802 |
| Premises and equipment expense | $12,000 | 8,758 |
| Additional noninterest expense | $44,000 | 8,806 |
| Pre-tax net operating income | $-7,000 | 8,336 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-7,000 | 8,350 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-7,000 | 8,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-7,000 | 8,323 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $103,000 | 8,810 |
| Total interest expense | $18,000 | 8,766 |
| Net interest income | $85,000 | 8,805 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,000 | 8,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $88,000 | 8,835 |
| Salaries and employee benefits | $55,000 | 8,817 |
| Premises and equipment expense | $8,000 | 8,757 |
| Additional noninterest expense | $25,000 | 8,826 |
| Pre-tax net operating income | $-2,000 | 8,361 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-2,000 | 8,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-2,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-2,000 | 8,348 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $51,000 | 8,882 |
| Total interest expense | $9,000 | 8,841 |
| Net interest income | $42,000 | 8,878 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $43,000 | 8,903 |
| Salaries and employee benefits | $26,000 | 8,884 |
| Premises and equipment expense | $4,000 | 8,826 |
| Additional noninterest expense | $13,000 | 8,885 |
| Pre-tax net operating income | $-1,000 | 8,434 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-1,000 | 8,455 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-1,000 | 8,428 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 8,882 |
| Total interest expense | $44,000 | 8,845 |
| Net interest income | $165,000 | 8,881 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $3,000 | 8,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,000 | 8,748 |
| Total noninterest expense | $167,000 | 8,937 |
| Salaries and employee benefits | $101,000 | 8,918 |
| Premises and equipment expense | $17,000 | 8,884 |
| Additional noninterest expense | $49,000 | 8,931 |
| Pre-tax net operating income | $1,000 | 8,379 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-1,000 | 8,522 |
| Income before extraordinary items | $2,000 | 8,428 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000 | 8,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,000 | 8,394 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,939 |
| Total interest expense | $35,000 | 8,896 |
| Net interest income | $119,000 | 8,937 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $123,000 | 8,989 |
| Salaries and employee benefits | $73,000 | 8,971 |
| Premises and equipment expense | $14,000 | 8,918 |
| Additional noninterest expense | $36,000 | 8,980 |
| Pre-tax net operating income | $-2,000 | 8,478 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-1,000 | 8,659 |
| Income before extraordinary items | $-1,000 | 8,505 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,000 | 8,465 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $104,000 | 8,998 |
| Total interest expense | $26,000 | 8,944 |
| Net interest income | $78,000 | 8,999 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,000 | 8,898 |
| Total noninterest expense | $80,000 | 9,049 |
| Salaries and employee benefits | $50,000 | 9,023 |
| Premises and equipment expense | $9,000 | 8,969 |
| Additional noninterest expense | $21,000 | 9,049 |
| Pre-tax net operating income | $-1,000 | 8,523 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-1,000 | 8,710 |
| Income before extraordinary items | $0 | 8,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $0 | 8,517 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $53,000 | 9,042 |
| Total interest expense | $14,000 | 8,990 |
| Net interest income | $39,000 | 9,043 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $0 | 9,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $38,000 | 9,090 |
| Salaries and employee benefits | $25,000 | 9,067 |
| Premises and equipment expense | $4,000 | 9,002 |
| Additional noninterest expense | $9,000 | 9,092 |
| Pre-tax net operating income | $1,000 | 8,530 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,000 | 8,573 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,000 | 8,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $206,000 | 9,071 |
| Total interest expense | $55,000 | 9,032 |
| Net interest income | $151,000 | 9,068 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,000 | 9,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,000 | 8,983 |
| Total noninterest expense | $153,000 | 9,148 |
| Salaries and employee benefits | $102,000 | 9,119 |
| Premises and equipment expense | $12,000 | 9,113 |
| Additional noninterest expense | $39,000 | 9,142 |
| Pre-tax net operating income | $0 | 8,524 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $0 | 8,628 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $0 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $0 | 8,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $153,000 | 9,150 |
| Total interest expense | $41,000 | 9,114 |
| Net interest income | $112,000 | 9,149 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $2,000 | 9,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 9,035 |
| Total noninterest expense | $115,000 | 9,206 |
| Salaries and employee benefits | $77,000 | 9,172 |
| Premises and equipment expense | $9,000 | 9,161 |
| Additional noninterest expense | $29,000 | 9,201 |
| Pre-tax net operating income | $-1,000 | 8,644 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-1,000 | 8,729 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-1,000 | 8,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-1,000 | 8,635 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $100,000 | 9,198 |
| Total interest expense | $27,000 | 9,160 |
| Net interest income | $73,000 | 9,194 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $2,000 | 9,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $77,000 | 9,238 |
| Salaries and employee benefits | $51,000 | 9,205 |
| Premises and equipment expense | $6,000 | 9,189 |
| Additional noninterest expense | $20,000 | 9,225 |
| Pre-tax net operating income | $-2,000 | 8,682 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-2,000 | 8,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-2,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-2,000 | 8,661 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $50,000 | 9,240 |
| Total interest expense | $13,000 | 9,205 |
| Net interest income | $37,000 | 9,237 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $39,000 | 9,280 |
| Salaries and employee benefits | $26,000 | 9,253 |
| Premises and equipment expense | $3,000 | 9,213 |
| Additional noninterest expense | $10,000 | 9,272 |
| Pre-tax net operating income | $-2,000 | 8,723 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-2,000 | 8,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-2,000 | 8,677 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 9,266 |
| Total interest expense | $86,000 | 9,206 |
| Net interest income | $132,000 | 9,275 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $8,000 | 9,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $166,000 | 9,312 |
| Salaries and employee benefits | $111,000 | 9,281 |
| Premises and equipment expense | $13,000 | 9,274 |
| Additional noninterest expense | $42,000 | 9,310 |
| Pre-tax net operating income | $-26,000 | 8,678 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $-32,000 | 8,774 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-32,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-32,000 | 8,700 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $245,000 | 9,522 |
| Total interest expense | $92,000 | 9,472 |
| Net interest income | $153,000 | 9,520 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $6,000 | 9,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $179,000 | 9,572 |
| Salaries and employee benefits | $118,000 | 9,538 |
| Premises and equipment expense | $17,000 | 9,519 |
| Additional noninterest expense | $44,000 | 9,568 |
| Pre-tax net operating income | $-20,000 | 8,769 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-5,000 | 8,966 |
| Income before extraordinary items | $-15,000 | 8,849 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-15,000 | 8,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-15,000 | 8,767 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 9,792 |
| Total interest expense | $98,000 | 9,747 |
| Net interest income | $179,000 | 9,789 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $8,000 | 9,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $207,000 | 9,838 |
| Salaries and employee benefits | $145,000 | 9,761 |
| Premises and equipment expense | $13,000 | 9,822 |
| Additional noninterest expense | $49,000 | 9,837 |
| Pre-tax net operating income | $-20,000 | 9,166 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,000 | 8,258 |
| Income before extraordinary items | $-23,000 | 9,188 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-23,000 | 9,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-23,000 | 9,176 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $293,000 | 10,081 |
| Total interest expense | $105,000 | 10,052 |
| Net interest income | $188,000 | 10,070 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $7,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,000 | 9,868 |
| Total noninterest expense | $197,000 | 10,154 |
| Salaries and employee benefits | $136,000 | 10,076 |
| Premises and equipment expense | $12,000 | 10,138 |
| Additional noninterest expense | $49,000 | 10,157 |
| Pre-tax net operating income | $-2,000 | 9,422 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-2,000 | 9,609 |
| Income before extraordinary items | $0 | 9,441 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $0 | 9,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $0 | 9,415 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 10,309 |
| Total interest expense | $109,000 | 10,290 |
| Net interest income | $206,000 | 10,293 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $10,000 | 10,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $10,000 | 9,972 |
| Total noninterest expense | $222,000 | 10,359 |
| Salaries and employee benefits | $165,000 | 10,234 |
| Premises and equipment expense | $11,000 | 10,387 |
| Additional noninterest expense | $46,000 | 10,397 |
| Pre-tax net operating income | $-6,000 | 9,813 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-5,000 | 9,996 |
| Income before extraordinary items | $-1,000 | 9,843 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,000 | 9,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-1,000 | 9,796 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $349,000 | 10,776 |
| Total interest expense | $114,000 | 10,765 |
| Net interest income | $235,000 | 10,752 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $9,000 | 10,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $227,000 | 10,801 |
| Salaries and employee benefits | $165,000 | 10,675 |
| Premises and equipment expense | $14,000 | 10,816 |
| Additional noninterest expense | $48,000 | 10,833 |
| Pre-tax net operating income | $14,000 | 10,338 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-4,000 | 10,493 |
| Income before extraordinary items | $18,000 | 10,359 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $18,000 | 10,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $18,000 | 10,319 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 11,313 |
| Total interest expense | $124,000 | 11,311 |
| Net interest income | $259,000 | 11,274 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $2,000 | 11,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $266,000 | 11,289 |
| Salaries and employee benefits | $132,000 | 11,288 |
| Premises and equipment expense | $51,000 | 10,608 |
| Additional noninterest expense | $83,000 | 11,224 |
| Pre-tax net operating income | $-13,000 | 10,830 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-9,000 | 10,946 |
| Income before extraordinary items | $-4,000 | 10,828 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-4,000 | 10,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-4,000 | 10,781 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $418,000 | 11,824 |
| Total interest expense | $131,000 | 11,842 |
| Net interest income | $287,000 | 11,775 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $3,000 | 11,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,000 | 11,841 |
| Total noninterest expense | $228,000 | 11,844 |
| Salaries and employee benefits | $153,000 | 11,730 |
| Premises and equipment expense | $11,000 | 11,891 |
| Additional noninterest expense | $64,000 | 11,842 |
| Pre-tax net operating income | $54,000 | 11,286 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $29,000 | 10,603 |
| Income before extraordinary items | $25,000 | 11,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $25,000 | 11,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $25,000 | 11,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 12,439 |
| Total interest expense | $161,000 | 12,427 |
| Net interest income | $288,000 | 12,415 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $4,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $245,000 | 12,453 |
| Salaries and employee benefits | $165,000 | 12,283 |
| Premises and equipment expense | $14,000 | 12,500 |
| Additional noninterest expense | $66,000 | 12,493 |
| Pre-tax net operating income | $38,000 | 11,959 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,000 | 11,509 |
| Income before extraordinary items | $34,000 | 11,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $34,000 | 11,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $34,000 | 11,937 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $455,000 | 13,090 |
| Total interest expense | $200,000 | 12,991 |
| Net interest income | $255,000 | 13,069 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $14,000 | 13,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $239,000 | 13,124 |
| Salaries and employee benefits | $164,000 | 12,890 |
| Premises and equipment expense | $12,000 | 13,196 |
| Additional noninterest expense | $63,000 | 13,169 |
| Pre-tax net operating income | $22,000 | 12,305 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-3,000 | 12,743 |
| Income before extraordinary items | $25,000 | 12,400 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $25,000 | 12,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $25,000 | 12,266 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 13,720 |
| Total interest expense | $253,000 | 13,590 |
| Net interest income | $220,000 | 13,750 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $7,000 | 13,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $212,000 | 13,784 |
| Salaries and employee benefits | $102,000 | 13,779 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $97,000 | 13,561 |
| Pre-tax net operating income | $15,000 | 12,619 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $15,000 | 12,802 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,000 | 12,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $15,000 | 12,571 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.