Home > The Auburn State Bank > Income and Expense
The Auburn State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,086,000 | 3,553 |
| Total interest expense | $4,182,000 | 3,515 |
| Net interest income | $4,904,000 | 3,550 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $254,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $161,000 | 5,977 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $2,051,000 | 5,560 |
| Salaries and employee benefits | $1,170,000 | 5,208 |
| Premises and equipment expense | $224,000 | 6,433 |
| Additional noninterest expense | $657,000 | 5,466 |
| Pre-tax net operating income | $3,047,000 | 2,458 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,076,000 | 2,293 |
| Income before extraordinary items | $1,971,000 | 2,621 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,971,000 | 2,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,640 |
| Cash dividends | $1,427,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,971,000 | 2,575 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 3,637 |
| Total interest expense | $4,371,000 | 3,411 |
| Net interest income | $4,586,000 | 3,830 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $194,000 | 8,313 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $134,000 | 6,768 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,888,000 | 6,194 |
| Salaries and employee benefits | $1,137,000 | 5,453 |
| Premises and equipment expense | $187,000 | 7,278 |
| Additional noninterest expense | $564,000 | 6,586 |
| Pre-tax net operating income | $2,832,000 | 2,485 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $993,000 | 2,365 |
| Income before extraordinary items | $1,841,000 | 2,638 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,841,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $2,721,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,839,700 | 2,602 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,952,000 | 3,636 |
| Total interest expense | $4,709,000 | 3,188 |
| Net interest income | $4,243,000 | 4,108 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $207,000 | 8,322 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $1,841,000 | 6,365 |
| Salaries and employee benefits | $1,008,000 | 6,021 |
| Premises and equipment expense | $215,000 | 6,926 |
| Additional noninterest expense | $618,000 | 6,413 |
| Pre-tax net operating income | $2,549,000 | 2,791 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $720,000 | 3,163 |
| Income before extraordinary items | $1,830,000 | 2,699 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,830,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $1,396,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,829,280 | 2,673 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 3,601 |
| Total interest expense | $3,868,000 | 3,153 |
| Net interest income | $4,462,000 | 3,948 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $455,000 | 5,650 |
| Gross Fiduciary activities income | $261,000 | 949 |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $1,744,000 | 6,853 |
| Salaries and employee benefits | $962,000 | 6,286 |
| Premises and equipment expense | $161,000 | 8,273 |
| Additional noninterest expense | $621,000 | 6,882 |
| Pre-tax net operating income | $3,113,000 | 2,277 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $1,147,000 | 1,963 |
| Income before extraordinary items | $1,974,000 | 2,463 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,974,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $1,710,000 | 1,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,968,880 | 2,487 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 3,664 |
| Total interest expense | $3,921,000 | 3,220 |
| Net interest income | $4,418,000 | 4,009 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $278,000 | 7,960 |
| Gross Fiduciary activities income | $100,000 | 1,209 |
| Service charges on deposit accounts | $100,000 | 8,366 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,629,000 | 7,413 |
| Salaries and employee benefits | $963,000 | 6,345 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $508,000 | 8,133 |
| Pre-tax net operating income | $3,007,000 | 2,284 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $1,091,000 | 2,083 |
| Income before extraordinary items | $1,918,000 | 2,624 |
| Extraordinary gains, net | $129,000 | 1,357 |
| Net income | $2,047,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $1,582,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,916,720 | 2,467 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,997,000 | 3,856 |
| Total interest expense | $4,827,000 | 3,420 |
| Net interest income | $4,170,000 | 4,282 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $259,000 | 8,355 |
| Gross Fiduciary activities income | $96,000 | 1,262 |
| Service charges on deposit accounts | $100,000 | 8,522 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,598,000 | 7,591 |
| Salaries and employee benefits | $928,000 | 6,465 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $527,000 | 8,225 |
| Pre-tax net operating income | $2,771,000 | 2,229 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $986,000 | 2,131 |
| Income before extraordinary items | $1,795,000 | 2,560 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,795,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $1,700,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $1,247,000 | 383 |
| Net operating income | $1,788,500 | 2,371 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.