Home > The Atlanta National Bank > Income and Expense
The Atlanta National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 6,560 |
| Total interest expense | $1,903,000 | 5,824 |
| Net interest income | $2,209,000 | 7,069 |
| Provision for loan and lease losses | $-507,000 | 12,469 |
| Total noninterest income | $434,000 | 5,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,607 |
| Total noninterest expense | $1,903,000 | 6,447 |
| Salaries and employee benefits | $763,000 | 7,433 |
| Premises and equipment expense | $263,000 | 6,301 |
| Additional noninterest expense | $877,000 | 5,298 |
| Pre-tax net operating income | $1,247,000 | 5,091 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $303,000 | 5,839 |
| Income before extraordinary items | $944,000 | 4,722 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $944,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-126,000 | 12,295 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $944,000 | 4,768 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 7,166 |
| Total interest expense | $1,830,000 | 6,267 |
| Net interest income | $1,936,000 | 7,874 |
| Provision for loan and lease losses | $-402,000 | 13,151 |
| Total noninterest income | $454,000 | 5,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,610 |
| Total noninterest expense | $1,863,000 | 6,715 |
| Salaries and employee benefits | $777,000 | 7,459 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $824,000 | 5,779 |
| Pre-tax net operating income | $929,000 | 6,213 |
| Securities gains (losses) | $-24,000 | 12,957 |
| Applicable income taxes | $154,000 | 8,535 |
| Income before extraordinary items | $751,000 | 5,822 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $751,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 13,089 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $770,920 | 5,482 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 7,156 |
| Total interest expense | $2,291,000 | 6,423 |
| Net interest income | $1,987,000 | 7,802 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $1,792,000 | 6,973 |
| Salaries and employee benefits | $788,000 | 7,337 |
| Premises and equipment expense | $258,000 | 6,636 |
| Additional noninterest expense | $746,000 | 6,443 |
| Pre-tax net operating income | $607,000 | 7,660 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $414,000 | 8,073 |
| Extraordinary gains, net | $91,000 | 780 |
| Net income | $505,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $414,000 | 7,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.