Home > The Arlington Bank > Income and Expense
The Arlington Bank, Income and Expense
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 2,122 |
| Total interest expense | $310,000 | 2,119 |
| Net interest income | $2,679,000 | 2,088 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $646,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $20,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 1,321 |
| Total noninterest expense | $2,420,000 | 1,989 |
| Salaries and employee benefits | $1,373,000 | 1,988 |
| Premises and equipment expense | $230,000 | 2,275 |
| Additional noninterest expense | $817,000 | 1,801 |
| Pre-tax net operating income | $905,000 | 2,096 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $310,000 | 1,469 |
| Income before extraordinary items | $595,000 | 2,463 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $595,000 | 2,462 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $595,000 | 2,463 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 285 |
| Net operating income | $595,000 | 2,446 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,596,000 | 1,995 |
| Total interest expense | $1,417,000 | 1,875 |
| Net interest income | $11,179,000 | 1,984 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $4,657,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $84,000 | 4,714 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,573,000 | 902 |
| Total noninterest expense | $9,539,000 | 1,990 |
| Salaries and employee benefits | $6,445,000 | 1,676 |
| Premises and equipment expense | $938,000 | 2,247 |
| Additional noninterest expense | $2,156,000 | 2,621 |
| Pre-tax net operating income | $6,297,000 | 1,346 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,150,000 | 994 |
| Income before extraordinary items | $4,147,000 | 1,601 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,147,000 | 1,599 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,147,000 | 1,600 |
| Net charge-offs | $26,000 | 3,527 |
| Cash dividends | $2,284,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 510 |
| Net operating income | $4,147,000 | 1,575 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,409,000 | 2,003 |
| Total interest expense | $1,059,000 | 1,884 |
| Net interest income | $8,350,000 | 1,990 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $3,540,000 | 1,191 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $61,000 | 4,796 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,479,000 | 887 |
| Total noninterest expense | $7,189,000 | 1,992 |
| Salaries and employee benefits | $4,819,000 | 1,680 |
| Premises and equipment expense | $698,000 | 2,257 |
| Additional noninterest expense | $1,672,000 | 2,558 |
| Pre-tax net operating income | $4,701,000 | 1,372 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,604,000 | 1,027 |
| Income before extraordinary items | $3,097,000 | 1,638 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,097,000 | 1,637 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,097,000 | 1,638 |
| Net charge-offs | $11,000 | 3,389 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,097,000 | 1,591 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,149,000 | 2,045 |
| Total interest expense | $703,000 | 1,905 |
| Net interest income | $5,446,000 | 2,037 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,120,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $41,000 | 4,809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,079,000 | 937 |
| Total noninterest expense | $4,683,000 | 2,030 |
| Salaries and employee benefits | $3,093,000 | 1,736 |
| Premises and equipment expense | $455,000 | 2,299 |
| Additional noninterest expense | $1,135,000 | 2,514 |
| Pre-tax net operating income | $2,883,000 | 1,442 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $985,000 | 1,093 |
| Income before extraordinary items | $1,898,000 | 1,749 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,898,000 | 1,748 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,898,000 | 1,749 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,898,000 | 1,698 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 2,078 |
| Total interest expense | $341,000 | 1,948 |
| Net interest income | $2,667,000 | 2,074 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $865,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $22,000 | 4,718 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $843,000 | 1,057 |
| Total noninterest expense | $2,234,000 | 2,107 |
| Salaries and employee benefits | $1,453,000 | 1,848 |
| Premises and equipment expense | $218,000 | 2,388 |
| Additional noninterest expense | $563,000 | 2,519 |
| Pre-tax net operating income | $1,298,000 | 1,557 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $443,000 | 1,149 |
| Income before extraordinary items | $855,000 | 1,878 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $855,000 | 1,879 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $855,000 | 1,879 |
| Net charge-offs | $12,000 | 2,244 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $855,000 | 1,836 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,882,000 | 2,041 |
| Total interest expense | $1,277,000 | 2,016 |
| Net interest income | $10,605,000 | 2,033 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $3,838,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $89,000 | 4,850 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,749,000 | 1,005 |
| Total noninterest expense | $9,069,000 | 2,076 |
| Salaries and employee benefits | $5,910,000 | 1,765 |
| Premises and equipment expense | $927,000 | 2,294 |
| Additional noninterest expense | $2,232,000 | 2,559 |
| Pre-tax net operating income | $5,374,000 | 1,488 |
| Securities gains (losses) | $32,000 | 1,944 |
| Applicable income taxes | $1,849,000 | 1,056 |
| Income before extraordinary items | $3,557,000 | 1,766 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,557,000 | 1,766 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,557,000 | 1,767 |
| Net charge-offs | $63,000 | 3,078 |
| Cash dividends | $2,277,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 527 |
| Net operating income | $3,535,880 | 1,748 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,951,000 | 2,052 |
| Total interest expense | $951,000 | 2,054 |
| Net interest income | $8,000,000 | 2,029 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,970,000 | 1,325 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $65,000 | 4,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,905,000 | 991 |
| Total noninterest expense | $6,906,000 | 2,051 |
| Salaries and employee benefits | $4,435,000 | 1,775 |
| Premises and equipment expense | $708,000 | 2,296 |
| Additional noninterest expense | $1,763,000 | 2,456 |
| Pre-tax net operating income | $4,064,000 | 1,501 |
| Securities gains (losses) | $25,000 | 1,898 |
| Applicable income taxes | $1,398,000 | 1,084 |
| Income before extraordinary items | $2,691,000 | 1,788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,691,000 | 1,790 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,691,000 | 1,791 |
| Net charge-offs | $13,000 | 3,547 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 509 |
| Net operating income | $2,674,500 | 1,757 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 2,082 |
| Total interest expense | $637,000 | 2,046 |
| Net interest income | $5,222,000 | 2,060 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,611,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $40,000 | 5,036 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,571,000 | 1,146 |
| Total noninterest expense | $4,554,000 | 2,074 |
| Salaries and employee benefits | $2,826,000 | 1,858 |
| Premises and equipment expense | $480,000 | 2,283 |
| Additional noninterest expense | $1,248,000 | 2,353 |
| Pre-tax net operating income | $2,279,000 | 1,705 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $791,000 | 1,233 |
| Income before extraordinary items | $1,520,000 | 2,024 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,520,000 | 2,026 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,520,000 | 2,026 |
| Net charge-offs | $-6,000 | 5,097 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,498,880 | 2,003 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 2,174 |
| Total interest expense | $320,000 | 2,047 |
| Net interest income | $2,462,000 | 2,165 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $741,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $722,000 | 1,171 |
| Total noninterest expense | $2,106,000 | 2,227 |
| Salaries and employee benefits | $1,323,000 | 1,981 |
| Premises and equipment expense | $252,000 | 2,236 |
| Additional noninterest expense | $531,000 | 2,667 |
| Pre-tax net operating income | $1,097,000 | 1,715 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $375,000 | 1,237 |
| Income before extraordinary items | $722,000 | 2,095 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $722,000 | 2,096 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $722,000 | 2,096 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $722,000 | 2,028 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,144,000 | 2,169 |
| Total interest expense | $1,285,000 | 2,146 |
| Net interest income | $9,859,000 | 2,158 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $3,219,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $76,000 | 5,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,143,000 | 1,071 |
| Total noninterest expense | $8,260,000 | 2,265 |
| Salaries and employee benefits | $5,337,000 | 1,923 |
| Premises and equipment expense | $917,000 | 2,410 |
| Additional noninterest expense | $2,006,000 | 2,872 |
| Pre-tax net operating income | $4,718,000 | 1,611 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $1,687,000 | 1,113 |
| Income before extraordinary items | $3,044,000 | 1,998 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,044,000 | 1,998 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,044,000 | 1,997 |
| Net charge-offs | $121,000 | 2,992 |
| Cash dividends | $1,891,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $234,000 | 408 |
| Net operating income | $3,035,680 | 1,957 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,313,000 | 2,194 |
| Total interest expense | $958,000 | 2,177 |
| Net interest income | $7,355,000 | 2,182 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $2,465,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,411,000 | 1,059 |
| Total noninterest expense | $6,273,000 | 2,256 |
| Salaries and employee benefits | $4,059,000 | 1,907 |
| Premises and equipment expense | $689,000 | 2,428 |
| Additional noninterest expense | $1,525,000 | 2,840 |
| Pre-tax net operating income | $3,447,000 | 1,648 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $1,186,000 | 1,157 |
| Income before extraordinary items | $2,273,000 | 2,004 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,273,000 | 2,004 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,273,000 | 2,003 |
| Net charge-offs | $84,000 | 2,853 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 517 |
| Net operating income | $2,265,080 | 1,963 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 2,210 |
| Total interest expense | $643,000 | 2,201 |
| Net interest income | $4,836,000 | 2,186 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,527,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $36,000 | 5,452 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,491,000 | 1,101 |
| Total noninterest expense | $4,142,000 | 2,266 |
| Salaries and employee benefits | $2,683,000 | 1,929 |
| Premises and equipment expense | $452,000 | 2,468 |
| Additional noninterest expense | $1,007,000 | 2,865 |
| Pre-tax net operating income | $2,121,000 | 1,735 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $730,000 | 1,207 |
| Income before extraordinary items | $1,402,000 | 2,098 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,402,000 | 2,102 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,402,000 | 2,101 |
| Net charge-offs | $51,000 | 2,771 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 453 |
| Net operating income | $1,394,740 | 2,040 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 2,201 |
| Total interest expense | $321,000 | 2,229 |
| Net interest income | $2,429,000 | 2,174 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $768,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $752,000 | 1,056 |
| Total noninterest expense | $2,001,000 | 2,339 |
| Salaries and employee benefits | $1,289,000 | 2,013 |
| Premises and equipment expense | $229,000 | 2,490 |
| Additional noninterest expense | $483,000 | 2,972 |
| Pre-tax net operating income | $1,121,000 | 1,607 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $386,000 | 1,110 |
| Income before extraordinary items | $746,000 | 1,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $746,000 | 1,919 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $746,000 | 1,919 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 420 |
| Net operating income | $738,740 | 1,891 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,204,000 | 2,180 |
| Total interest expense | $1,318,000 | 2,401 |
| Net interest income | $9,886,000 | 2,113 |
| Provision for loan and lease losses | $600,000 | 1,620 |
| Total noninterest income | $4,715,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $62,000 | 5,801 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,653,000 | 857 |
| Total noninterest expense | $8,765,000 | 2,155 |
| Salaries and employee benefits | $5,997,000 | 1,710 |
| Premises and equipment expense | $840,000 | 2,607 |
| Additional noninterest expense | $1,928,000 | 3,068 |
| Pre-tax net operating income | $5,236,000 | 1,379 |
| Securities gains (losses) | $86,000 | 1,434 |
| Applicable income taxes | $1,821,000 | 971 |
| Income before extraordinary items | $3,501,000 | 1,677 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,501,000 | 1,680 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,501,000 | 1,681 |
| Net charge-offs | $343,000 | 2,421 |
| Cash dividends | $1,876,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $473,000 | 294 |
| Net operating income | $3,444,240 | 1,660 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 2,192 |
| Total interest expense | $998,000 | 2,446 |
| Net interest income | $7,416,000 | 2,115 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $3,803,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $47,000 | 5,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,756,000 | 823 |
| Total noninterest expense | $6,285,000 | 2,251 |
| Salaries and employee benefits | $4,266,000 | 1,805 |
| Premises and equipment expense | $621,000 | 2,652 |
| Additional noninterest expense | $1,398,000 | 3,129 |
| Pre-tax net operating income | $4,484,000 | 1,258 |
| Securities gains (losses) | $86,000 | 1,321 |
| Applicable income taxes | $1,562,000 | 899 |
| Income before extraordinary items | $3,008,000 | 1,498 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,008,000 | 1,500 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,008,000 | 1,501 |
| Net charge-offs | $247,000 | 2,332 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 429 |
| Net operating income | $2,951,240 | 1,485 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 2,204 |
| Total interest expense | $675,000 | 2,469 |
| Net interest income | $4,916,000 | 2,121 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $2,619,000 | 1,123 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $31,000 | 5,854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,588,000 | 820 |
| Total noninterest expense | $4,205,000 | 2,257 |
| Salaries and employee benefits | $2,861,000 | 1,801 |
| Premises and equipment expense | $400,000 | 2,742 |
| Additional noninterest expense | $944,000 | 3,094 |
| Pre-tax net operating income | $3,030,000 | 1,224 |
| Securities gains (losses) | $86,000 | 1,198 |
| Applicable income taxes | $1,064,000 | 895 |
| Income before extraordinary items | $2,052,000 | 1,463 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,052,000 | 1,467 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,052,000 | 1,468 |
| Net charge-offs | $138,000 | 2,455 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 405 |
| Net operating income | $1,995,240 | 1,455 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 2,215 |
| Total interest expense | $348,000 | 2,461 |
| Net interest income | $2,465,000 | 2,125 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $1,236,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,220,000 | 853 |
| Total noninterest expense | $2,019,000 | 2,347 |
| Salaries and employee benefits | $1,324,000 | 1,964 |
| Premises and equipment expense | $203,000 | 2,738 |
| Additional noninterest expense | $492,000 | 3,024 |
| Pre-tax net operating income | $1,532,000 | 1,187 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $523,000 | 878 |
| Income before extraordinary items | $1,009,000 | 1,472 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,009,000 | 1,475 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,009,000 | 1,474 |
| Net charge-offs | $40,000 | 2,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 514 |
| Net operating income | $1,009,000 | 1,411 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 2,387 |
| Total interest expense | $1,684,000 | 2,487 |
| Net interest income | $9,124,000 | 2,352 |
| Provision for loan and lease losses | $750,000 | 2,165 |
| Total noninterest income | $3,422,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $62,000 | 6,032 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,360,000 | 1,080 |
| Total noninterest expense | $7,604,000 | 2,473 |
| Salaries and employee benefits | $4,795,000 | 2,087 |
| Premises and equipment expense | $817,000 | 2,691 |
| Additional noninterest expense | $1,992,000 | 3,098 |
| Pre-tax net operating income | $4,192,000 | 1,590 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,415,000 | 1,143 |
| Income before extraordinary items | $2,777,000 | 1,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,777,000 | 1,992 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,777,000 | 1,994 |
| Net charge-offs | $545,000 | 2,546 |
| Cash dividends | $1,105,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $213,000 | 432 |
| Net operating income | $2,777,000 | 1,883 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 2,486 |
| Total interest expense | $1,303,000 | 2,520 |
| Net interest income | $6,633,000 | 2,466 |
| Provision for loan and lease losses | $600,000 | 2,031 |
| Total noninterest income | $2,080,000 | 1,737 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,030,000 | 1,245 |
| Total noninterest expense | $5,453,000 | 2,592 |
| Salaries and employee benefits | $3,343,000 | 2,225 |
| Premises and equipment expense | $609,000 | 2,742 |
| Additional noninterest expense | $1,501,000 | 3,114 |
| Pre-tax net operating income | $2,660,000 | 1,859 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $892,000 | 1,340 |
| Income before extraordinary items | $1,768,000 | 2,337 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,768,000 | 2,338 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,768,000 | 2,338 |
| Net charge-offs | $339,000 | 2,684 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 448 |
| Net operating income | $1,768,000 | 2,216 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 2,559 |
| Total interest expense | $884,000 | 2,559 |
| Net interest income | $4,279,000 | 2,544 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $1,214,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,181,000 | 1,355 |
| Total noninterest expense | $3,417,000 | 2,738 |
| Salaries and employee benefits | $2,019,000 | 2,435 |
| Premises and equipment expense | $399,000 | 2,774 |
| Additional noninterest expense | $999,000 | 3,121 |
| Pre-tax net operating income | $1,626,000 | 2,005 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $538,000 | 1,425 |
| Income before extraordinary items | $1,088,000 | 2,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,088,000 | 2,456 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,088,000 | 2,456 |
| Net charge-offs | $255,000 | 2,479 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 391 |
| Net operating income | $1,088,000 | 2,323 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,540,000 | 2,615 |
| Total interest expense | $445,000 | 2,638 |
| Net interest income | $2,095,000 | 2,605 |
| Provision for loan and lease losses | $225,000 | 1,839 |
| Total noninterest income | $597,000 | 1,911 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $581,000 | 1,363 |
| Total noninterest expense | $1,677,000 | 2,778 |
| Salaries and employee benefits | $971,000 | 2,551 |
| Premises and equipment expense | $209,000 | 2,712 |
| Additional noninterest expense | $497,000 | 3,106 |
| Pre-tax net operating income | $790,000 | 2,053 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $270,000 | 1,396 |
| Income before extraordinary items | $520,000 | 2,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $520,000 | 2,516 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $520,000 | 2,517 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 597 |
| Net operating income | $520,000 | 2,396 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,715 |
| Total interest expense | $1,916,000 | 2,857 |
| Net interest income | $8,288,000 | 2,641 |
| Provision for loan and lease losses | $1,095,000 | 2,296 |
| Total noninterest income | $1,820,000 | 2,161 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $70,000 | 5,987 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,750,000 | 1,489 |
| Total noninterest expense | $6,799,000 | 2,731 |
| Salaries and employee benefits | $3,989,000 | 2,409 |
| Premises and equipment expense | $828,000 | 2,835 |
| Additional noninterest expense | $1,982,000 | 3,159 |
| Pre-tax net operating income | $2,214,000 | 2,328 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $761,000 | 1,606 |
| Income before extraordinary items | $1,453,000 | 2,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,453,000 | 2,838 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,453,000 | 2,838 |
| Net charge-offs | $793,000 | 2,647 |
| Cash dividends | $729,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 582 |
| Net operating income | $1,453,000 | 2,739 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,540,000 | 2,773 |
| Total interest expense | $1,466,000 | 2,917 |
| Net interest income | $6,074,000 | 2,710 |
| Provision for loan and lease losses | $870,000 | 2,155 |
| Total noninterest income | $1,320,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $54,000 | 5,973 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,266,000 | 1,506 |
| Total noninterest expense | $5,200,000 | 2,694 |
| Salaries and employee benefits | $2,947,000 | 2,442 |
| Premises and equipment expense | $621,000 | 2,856 |
| Additional noninterest expense | $1,632,000 | 2,918 |
| Pre-tax net operating income | $1,324,000 | 2,812 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $456,000 | 1,810 |
| Income before extraordinary items | $868,000 | 3,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 3,347 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $868,000 | 3,346 |
| Net charge-offs | $583,000 | 2,501 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 594 |
| Net operating income | $868,000 | 3,237 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 2,817 |
| Total interest expense | $1,012,000 | 2,929 |
| Net interest income | $3,966,000 | 2,757 |
| Provision for loan and lease losses | $695,000 | 1,912 |
| Total noninterest income | $856,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $820,000 | 1,535 |
| Total noninterest expense | $3,457,000 | 2,717 |
| Salaries and employee benefits | $1,912,000 | 2,516 |
| Premises and equipment expense | $418,000 | 2,850 |
| Additional noninterest expense | $1,127,000 | 2,883 |
| Pre-tax net operating income | $670,000 | 3,259 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $231,000 | 2,070 |
| Income before extraordinary items | $439,000 | 3,813 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $439,000 | 3,814 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $439,000 | 3,815 |
| Net charge-offs | $412,000 | 2,334 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 633 |
| Net operating income | $439,000 | 3,708 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 2,886 |
| Total interest expense | $527,000 | 2,918 |
| Net interest income | $1,908,000 | 2,834 |
| Provision for loan and lease losses | $360,000 | 1,752 |
| Total noninterest income | $464,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $445,000 | 1,463 |
| Total noninterest expense | $1,744,000 | 2,715 |
| Salaries and employee benefits | $905,000 | 2,679 |
| Premises and equipment expense | $214,000 | 2,828 |
| Additional noninterest expense | $625,000 | 2,635 |
| Pre-tax net operating income | $268,000 | 3,713 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $93,000 | 2,259 |
| Income before extraordinary items | $175,000 | 4,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $175,000 | 4,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $175,000 | 4,199 |
| Net charge-offs | $209,000 | 2,091 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 516 |
| Net operating income | $175,000 | 4,145 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,397,000 | 2,852 |
| Total interest expense | $2,582,000 | 2,915 |
| Net interest income | $7,815,000 | 2,786 |
| Provision for loan and lease losses | $1,750,000 | 2,249 |
| Total noninterest income | $3,154,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 5,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,029,000 | 1,060 |
| Total noninterest expense | $7,343,000 | 2,628 |
| Salaries and employee benefits | $4,135,000 | 2,328 |
| Premises and equipment expense | $944,000 | 2,599 |
| Additional noninterest expense | $2,264,000 | 2,923 |
| Pre-tax net operating income | $1,876,000 | 2,358 |
| Securities gains (losses) | $185,000 | 1,651 |
| Applicable income taxes | $708,000 | 1,548 |
| Income before extraordinary items | $1,353,000 | 2,672 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,353,000 | 2,668 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,353,000 | 2,673 |
| Net charge-offs | $1,160,000 | 2,485 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,130 |
| Net operating income | $1,230,900 | 2,757 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 2,872 |
| Total interest expense | $2,008,000 | 2,938 |
| Net interest income | $5,890,000 | 2,805 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $1,986,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $98,000 | 5,207 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,888,000 | 1,154 |
| Total noninterest expense | $5,321,000 | 2,692 |
| Salaries and employee benefits | $3,044,000 | 2,389 |
| Premises and equipment expense | $707,000 | 2,634 |
| Additional noninterest expense | $1,570,000 | 3,081 |
| Pre-tax net operating income | $1,305,000 | 2,625 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $450,000 | 1,769 |
| Income before extraordinary items | $855,000 | 3,171 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $855,000 | 3,169 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $855,000 | 3,171 |
| Net charge-offs | $831,000 | 2,412 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,045 |
| Net operating income | $855,000 | 3,051 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 2,920 |
| Total interest expense | $1,360,000 | 3,011 |
| Net interest income | $3,888,000 | 2,824 |
| Provision for loan and lease losses | $750,000 | 2,275 |
| Total noninterest income | $1,096,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $74,000 | 5,022 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,022,000 | 1,273 |
| Total noninterest expense | $3,446,000 | 2,764 |
| Salaries and employee benefits | $1,890,000 | 2,566 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $1,074,000 | 3,009 |
| Pre-tax net operating income | $788,000 | 2,826 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $271,000 | 1,834 |
| Income before extraordinary items | $517,000 | 3,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 3,348 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $517,000 | 3,350 |
| Net charge-offs | $597,000 | 2,238 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 955 |
| Net operating income | $517,000 | 3,242 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 2,970 |
| Total interest expense | $694,000 | 3,083 |
| Net interest income | $1,934,000 | 2,872 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $453,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $420,000 | 1,460 |
| Total noninterest expense | $1,673,000 | 2,865 |
| Salaries and employee benefits | $915,000 | 2,677 |
| Premises and equipment expense | $245,000 | 2,633 |
| Additional noninterest expense | $513,000 | 3,112 |
| Pre-tax net operating income | $414,000 | 2,781 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $142,000 | 1,785 |
| Income before extraordinary items | $272,000 | 3,323 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $272,000 | 3,321 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $272,000 | 3,323 |
| Net charge-offs | $177,000 | 2,571 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 851 |
| Net operating income | $272,000 | 3,213 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,925,000 | 2,996 |
| Total interest expense | $3,999,000 | 2,737 |
| Net interest income | $6,926,000 | 3,087 |
| Provision for loan and lease losses | $1,650,000 | 2,743 |
| Total noninterest income | $1,809,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $88,000 | 5,919 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,721,000 | 1,516 |
| Total noninterest expense | $6,294,000 | 3,064 |
| Salaries and employee benefits | $3,228,000 | 2,996 |
| Premises and equipment expense | $914,000 | 2,785 |
| Additional noninterest expense | $2,152,000 | 3,134 |
| Pre-tax net operating income | $791,000 | 3,364 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $275,000 | 2,104 |
| Income before extraordinary items | $516,000 | 3,823 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $516,000 | 3,821 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $516,000 | 3,822 |
| Net charge-offs | $1,509,000 | 2,366 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $219,000 | 695 |
| Net operating income | $516,000 | 3,770 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 3,027 |
| Total interest expense | $3,140,000 | 2,747 |
| Net interest income | $5,087,000 | 3,147 |
| Provision for loan and lease losses | $1,150,000 | 2,569 |
| Total noninterest income | $1,502,000 | 2,171 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $64,000 | 6,008 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,438,000 | 1,437 |
| Total noninterest expense | $4,653,000 | 3,101 |
| Salaries and employee benefits | $2,416,000 | 3,022 |
| Premises and equipment expense | $686,000 | 2,820 |
| Additional noninterest expense | $1,551,000 | 3,197 |
| Pre-tax net operating income | $786,000 | 3,137 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $272,000 | 2,027 |
| Income before extraordinary items | $514,000 | 3,643 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $514,000 | 3,641 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $514,000 | 3,643 |
| Net charge-offs | $830,000 | 2,418 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 877 |
| Net operating income | $514,000 | 3,558 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 3,034 |
| Total interest expense | $2,172,000 | 2,766 |
| Net interest income | $3,369,000 | 3,152 |
| Provision for loan and lease losses | $600,000 | 2,697 |
| Total noninterest income | $1,036,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $995,000 | 1,441 |
| Total noninterest expense | $3,042,000 | 3,185 |
| Salaries and employee benefits | $1,646,000 | 3,011 |
| Premises and equipment expense | $458,000 | 2,853 |
| Additional noninterest expense | $938,000 | 3,438 |
| Pre-tax net operating income | $763,000 | 2,590 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $262,000 | 1,681 |
| Income before extraordinary items | $501,000 | 3,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 3,087 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $501,000 | 3,088 |
| Net charge-offs | $568,000 | 2,203 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,157 |
| Net operating income | $501,000 | 2,984 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 3,061 |
| Total interest expense | $1,097,000 | 2,837 |
| Net interest income | $1,681,000 | 3,145 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $426,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $20,000 | 6,060 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $406,000 | 1,605 |
| Total noninterest expense | $1,384,000 | 3,354 |
| Salaries and employee benefits | $756,000 | 3,251 |
| Premises and equipment expense | $233,000 | 2,845 |
| Additional noninterest expense | $395,000 | 3,611 |
| Pre-tax net operating income | $573,000 | 2,130 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $196,000 | 1,483 |
| Income before extraordinary items | $377,000 | 2,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $377,000 | 2,684 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $377,000 | 2,686 |
| Net charge-offs | $350,000 | 1,649 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,034 |
| Net operating income | $377,000 | 2,546 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 3,057 |
| Total interest expense | $5,578,000 | 2,688 |
| Net interest income | $6,377,000 | 3,312 |
| Provision for loan and lease losses | $795,000 | 3,059 |
| Total noninterest income | $920,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $75,000 | 6,255 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $845,000 | 2,385 |
| Total noninterest expense | $5,128,000 | 3,493 |
| Salaries and employee benefits | $2,597,000 | 3,667 |
| Premises and equipment expense | $908,000 | 2,851 |
| Additional noninterest expense | $1,623,000 | 3,426 |
| Pre-tax net operating income | $1,374,000 | 3,169 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $474,000 | 1,904 |
| Income before extraordinary items | $900,000 | 3,484 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $900,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 2,913 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 1,059 |
| Net operating income | $900,000 | 3,629 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,001,000 | 3,107 |
| Total interest expense | $4,386,000 | 2,673 |
| Net interest income | $4,615,000 | 3,432 |
| Provision for loan and lease losses | $300,000 | 3,542 |
| Total noninterest income | $709,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $653,000 | 2,420 |
| Total noninterest expense | $3,777,000 | 3,532 |
| Salaries and employee benefits | $2,012,000 | 3,603 |
| Premises and equipment expense | $679,000 | 2,881 |
| Additional noninterest expense | $1,086,000 | 3,650 |
| Pre-tax net operating income | $1,247,000 | 3,238 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $428,000 | 2,085 |
| Income before extraordinary items | $819,000 | 3,516 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $819,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,248 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 934 |
| Net operating income | $819,000 | 3,658 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,056,000 | 3,124 |
| Total interest expense | $3,035,000 | 2,682 |
| Net interest income | $3,021,000 | 3,476 |
| Provision for loan and lease losses | $180,000 | 3,306 |
| Total noninterest income | $465,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $427,000 | 2,478 |
| Total noninterest expense | $2,559,000 | 3,501 |
| Salaries and employee benefits | $1,359,000 | 3,600 |
| Premises and equipment expense | $464,000 | 2,824 |
| Additional noninterest expense | $736,000 | 3,581 |
| Pre-tax net operating income | $747,000 | 3,577 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $257,000 | 2,387 |
| Income before extraordinary items | $490,000 | 4,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $490,000 | 4,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,582 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,115 |
| Net operating income | $490,000 | 4,008 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 3,124 |
| Total interest expense | $1,618,000 | 2,688 |
| Net interest income | $1,491,000 | 3,497 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $248,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $230,000 | 2,349 |
| Total noninterest expense | $1,252,000 | 3,579 |
| Salaries and employee benefits | $661,000 | 3,698 |
| Premises and equipment expense | $237,000 | 2,776 |
| Additional noninterest expense | $354,000 | 3,643 |
| Pre-tax net operating income | $397,000 | 3,562 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $136,000 | 2,435 |
| Income before extraordinary items | $261,000 | 4,110 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $261,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $261,000 | 4,012 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,238,000 | 3,008 |
| Total interest expense | $7,005,000 | 2,628 |
| Net interest income | $6,233,000 | 3,409 |
| Provision for loan and lease losses | $313,000 | 3,114 |
| Total noninterest income | $769,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $80,000 | 6,301 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $689,000 | 2,783 |
| Total noninterest expense | $4,840,000 | 3,537 |
| Salaries and employee benefits | $2,532,000 | 3,683 |
| Premises and equipment expense | $843,000 | 2,956 |
| Additional noninterest expense | $1,465,000 | 3,486 |
| Pre-tax net operating income | $1,849,000 | 3,485 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $635,000 | 2,435 |
| Income before extraordinary items | $1,214,000 | 3,914 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,214,000 | 3,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,939 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 901 |
| Net operating income | $1,214,000 | 3,910 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,855,000 | 3,022 |
| Total interest expense | $5,223,000 | 2,634 |
| Net interest income | $4,632,000 | 3,438 |
| Provision for loan and lease losses | $223,000 | 2,845 |
| Total noninterest income | $578,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $525,000 | 2,766 |
| Total noninterest expense | $3,588,000 | 3,547 |
| Salaries and employee benefits | $1,857,000 | 3,749 |
| Premises and equipment expense | $629,000 | 2,951 |
| Additional noninterest expense | $1,102,000 | 3,429 |
| Pre-tax net operating income | $1,399,000 | 3,623 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $480,000 | 2,589 |
| Income before extraordinary items | $919,000 | 4,073 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $919,000 | 4,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 1,709 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 825 |
| Net operating income | $919,000 | 4,058 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,533,000 | 3,045 |
| Total interest expense | $3,427,000 | 2,669 |
| Net interest income | $3,106,000 | 3,444 |
| Provision for loan and lease losses | $153,000 | 2,557 |
| Total noninterest income | $353,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $320,000 | 2,916 |
| Total noninterest expense | $2,386,000 | 3,581 |
| Salaries and employee benefits | $1,242,000 | 3,771 |
| Premises and equipment expense | $421,000 | 2,971 |
| Additional noninterest expense | $723,000 | 3,474 |
| Pre-tax net operating income | $920,000 | 3,714 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $316,000 | 2,672 |
| Income before extraordinary items | $604,000 | 4,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $604,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,365 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 668 |
| Net operating income | $604,000 | 4,148 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 3,063 |
| Total interest expense | $1,681,000 | 2,698 |
| Net interest income | $1,559,000 | 3,440 |
| Provision for loan and lease losses | $85,000 | 2,287 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $95,000 | 3,842 |
| Total noninterest expense | $1,149,000 | 3,691 |
| Salaries and employee benefits | $586,000 | 3,952 |
| Premises and equipment expense | $203,000 | 3,072 |
| Additional noninterest expense | $360,000 | 3,457 |
| Pre-tax net operating income | $438,000 | 3,801 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $150,000 | 2,737 |
| Income before extraordinary items | $288,000 | 4,280 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $288,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 806 |
| Net operating income | $288,000 | 4,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,377,000 | 3,002 |
| Total interest expense | $5,972,000 | 2,609 |
| Net interest income | $6,405,000 | 3,344 |
| Provision for loan and lease losses | $327,000 | 2,626 |
| Total noninterest income | $435,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $56,000 | 6,795 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $379,000 | 3,830 |
| Total noninterest expense | $4,152,000 | 3,879 |
| Salaries and employee benefits | $1,954,000 | 4,351 |
| Premises and equipment expense | $728,000 | 3,234 |
| Additional noninterest expense | $1,470,000 | 3,343 |
| Pre-tax net operating income | $2,361,000 | 3,267 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $807,000 | 2,464 |
| Income before extraordinary items | $1,554,000 | 3,696 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,554,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,001 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,116 |
| Net operating income | $1,554,000 | 3,674 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,191,000 | 3,014 |
| Total interest expense | $4,297,000 | 2,621 |
| Net interest income | $4,894,000 | 3,327 |
| Provision for loan and lease losses | $257,000 | 2,412 |
| Total noninterest income | $294,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $39,000 | 6,944 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $255,000 | 4,066 |
| Total noninterest expense | $3,150,000 | 3,836 |
| Salaries and employee benefits | $1,487,000 | 4,259 |
| Premises and equipment expense | $554,000 | 3,201 |
| Additional noninterest expense | $1,109,000 | 3,334 |
| Pre-tax net operating income | $1,781,000 | 3,365 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $609,000 | 2,574 |
| Income before extraordinary items | $1,172,000 | 3,802 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,172,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,711 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 920 |
| Net operating income | $1,172,000 | 3,781 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,948,000 | 3,046 |
| Total interest expense | $2,680,000 | 2,664 |
| Net interest income | $3,268,000 | 3,327 |
| Provision for loan and lease losses | $180,000 | 2,262 |
| Total noninterest income | $187,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 4,143 |
| Total noninterest expense | $2,150,000 | 3,765 |
| Salaries and employee benefits | $1,017,000 | 4,210 |
| Premises and equipment expense | $382,000 | 3,112 |
| Additional noninterest expense | $751,000 | 3,296 |
| Pre-tax net operating income | $1,125,000 | 3,509 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $385,000 | 2,676 |
| Income before extraordinary items | $740,000 | 3,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $740,000 | 3,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,009 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 723 |
| Net operating income | $740,000 | 3,909 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 3,056 |
| Total interest expense | $1,261,000 | 2,697 |
| Net interest income | $1,642,000 | 3,296 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $12,000 | 7,044 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $1,100,000 | 3,723 |
| Salaries and employee benefits | $523,000 | 4,167 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $384,000 | 3,233 |
| Pre-tax net operating income | $553,000 | 3,521 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $189,000 | 2,686 |
| Income before extraordinary items | $364,000 | 3,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,321 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 535 |
| Net operating income | $364,000 | 3,906 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,943,000 | 2,913 |
| Total interest expense | $3,838,000 | 2,741 |
| Net interest income | $7,105,000 | 3,005 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $605,000 | 4,766 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $47,000 | 7,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $558,000 | 3,187 |
| Total noninterest expense | $3,759,000 | 4,053 |
| Salaries and employee benefits | $1,754,000 | 4,563 |
| Premises and equipment expense | $418,000 | 4,728 |
| Additional noninterest expense | $1,587,000 | 3,090 |
| Pre-tax net operating income | $3,471,000 | 2,473 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,185,000 | 2,022 |
| Income before extraordinary items | $2,286,000 | 2,770 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,286,000 | 2,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,006 |
| Cash dividends | $701,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 632 |
| Net operating income | $2,286,000 | 2,734 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 2,921 |
| Total interest expense | $2,687,000 | 2,768 |
| Net interest income | $5,355,000 | 2,979 |
| Provision for loan and lease losses | $245,000 | 2,582 |
| Total noninterest income | $443,000 | 4,859 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 7,182 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $408,000 | 3,244 |
| Total noninterest expense | $2,688,000 | 4,175 |
| Salaries and employee benefits | $1,326,000 | 4,503 |
| Premises and equipment expense | $288,000 | 4,976 |
| Additional noninterest expense | $1,074,000 | 3,317 |
| Pre-tax net operating income | $2,865,000 | 2,319 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $978,000 | 1,912 |
| Income before extraordinary items | $1,887,000 | 2,589 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,887,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,334 |
| Cash dividends | $701,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 473 |
| Net operating income | $1,887,000 | 2,569 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,225,000 | 2,918 |
| Total interest expense | $1,677,000 | 2,776 |
| Net interest income | $3,548,000 | 2,963 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $298,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $273,000 | 3,236 |
| Total noninterest expense | $1,797,000 | 4,155 |
| Salaries and employee benefits | $913,000 | 4,366 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $695,000 | 3,382 |
| Pre-tax net operating income | $1,869,000 | 2,307 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $638,000 | 1,908 |
| Income before extraordinary items | $1,231,000 | 2,590 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,231,000 | 2,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,292 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 418 |
| Net operating income | $1,231,000 | 2,553 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 2,914 |
| Total interest expense | $817,000 | 2,739 |
| Net interest income | $1,764,000 | 2,970 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,395 |
| Total noninterest expense | $926,000 | 4,071 |
| Salaries and employee benefits | $466,000 | 4,316 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $362,000 | 3,277 |
| Pre-tax net operating income | $881,000 | 2,387 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $302,000 | 1,969 |
| Income before extraordinary items | $579,000 | 2,689 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $579,000 | 2,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 404 |
| Net operating income | $579,000 | 2,643 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 2,846 |
| Total interest expense | $3,077,000 | 2,573 |
| Net interest income | $6,874,000 | 2,935 |
| Provision for loan and lease losses | $540,000 | 1,846 |
| Total noninterest income | $700,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $48,000 | 7,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $652,000 | 2,840 |
| Total noninterest expense | $2,823,000 | 4,881 |
| Salaries and employee benefits | $1,371,000 | 5,254 |
| Premises and equipment expense | $371,000 | 5,018 |
| Additional noninterest expense | $1,081,000 | 4,074 |
| Pre-tax net operating income | $4,211,000 | 1,966 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,444,000 | 1,651 |
| Income before extraordinary items | $2,767,000 | 2,224 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,767,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $542,000 | 1,258 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 780 |
| Net operating income | $2,767,000 | 2,176 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,347,000 | 2,852 |
| Total interest expense | $2,252,000 | 2,590 |
| Net interest income | $5,095,000 | 2,948 |
| Provision for loan and lease losses | $405,000 | 1,746 |
| Total noninterest income | $477,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $35,000 | 7,384 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $442,000 | 3,020 |
| Total noninterest expense | $2,102,000 | 4,838 |
| Salaries and employee benefits | $1,025,000 | 5,235 |
| Premises and equipment expense | $272,000 | 5,074 |
| Additional noninterest expense | $805,000 | 4,064 |
| Pre-tax net operating income | $3,065,000 | 2,045 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,050,000 | 1,702 |
| Income before extraordinary items | $2,015,000 | 2,301 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,015,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,258 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 649 |
| Net operating income | $2,015,000 | 2,246 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,871 |
| Total interest expense | $1,455,000 | 2,636 |
| Net interest income | $3,386,000 | 2,951 |
| Provision for loan and lease losses | $270,000 | 1,719 |
| Total noninterest income | $304,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $23,000 | 7,421 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 3,104 |
| Total noninterest expense | $1,404,000 | 4,868 |
| Salaries and employee benefits | $687,000 | 5,243 |
| Premises and equipment expense | $184,000 | 5,042 |
| Additional noninterest expense | $533,000 | 4,115 |
| Pre-tax net operating income | $2,016,000 | 2,035 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $690,000 | 1,729 |
| Income before extraordinary items | $1,326,000 | 2,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,326,000 | 2,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 546 |
| Net operating income | $1,326,000 | 2,249 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 2,875 |
| Total interest expense | $707,000 | 2,724 |
| Net interest income | $1,721,000 | 2,896 |
| Provision for loan and lease losses | $135,000 | 1,665 |
| Total noninterest income | $183,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $174,000 | 2,693 |
| Total noninterest expense | $723,000 | 4,813 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $268,000 | 4,091 |
| Pre-tax net operating income | $1,046,000 | 1,930 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $358,000 | 1,699 |
| Income before extraordinary items | $688,000 | 2,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $688,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,899 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 368 |
| Net operating income | $688,000 | 2,135 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,030,000 | 3,101 |
| Total interest expense | $2,874,000 | 2,975 |
| Net interest income | $6,156,000 | 3,114 |
| Provision for loan and lease losses | $510,000 | 2,129 |
| Total noninterest income | $1,076,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $40,000 | 7,585 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,036,000 | 2,336 |
| Total noninterest expense | $2,366,000 | 5,415 |
| Salaries and employee benefits | $1,157,000 | 5,764 |
| Premises and equipment expense | $304,000 | 5,630 |
| Additional noninterest expense | $905,000 | 4,606 |
| Pre-tax net operating income | $4,356,000 | 1,852 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,487,000 | 1,633 |
| Income before extraordinary items | $2,869,000 | 2,110 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,869,000 | 2,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,516 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 584 |
| Net operating income | $2,869,000 | 2,022 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,652,000 | 3,193 |
| Total interest expense | $2,177,000 | 3,050 |
| Net interest income | $4,475,000 | 3,210 |
| Provision for loan and lease losses | $390,000 | 2,061 |
| Total noninterest income | $928,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $30,000 | 7,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $898,000 | 2,206 |
| Total noninterest expense | $1,734,000 | 5,479 |
| Salaries and employee benefits | $826,000 | 5,911 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $681,000 | 4,558 |
| Pre-tax net operating income | $3,279,000 | 1,902 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,119,000 | 1,694 |
| Income before extraordinary items | $2,160,000 | 2,176 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,160,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 464 |
| Net operating income | $2,160,000 | 2,067 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 3,254 |
| Total interest expense | $1,464,000 | 3,119 |
| Net interest income | $2,899,000 | 3,293 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $713,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $693,000 | 1,988 |
| Total noninterest expense | $1,154,000 | 5,479 |
| Salaries and employee benefits | $546,000 | 5,943 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $449,000 | 4,606 |
| Pre-tax net operating income | $2,188,000 | 1,895 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $745,000 | 1,726 |
| Income before extraordinary items | $1,443,000 | 2,180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,443,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $173,000 | 346 |
| Net operating income | $1,443,000 | 2,063 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,329 |
| Total interest expense | $735,000 | 3,174 |
| Net interest income | $1,409,000 | 3,342 |
| Provision for loan and lease losses | $140,000 | 1,874 |
| Total noninterest income | $368,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $359,000 | 1,868 |
| Total noninterest expense | $573,000 | 5,497 |
| Salaries and employee benefits | $284,000 | 5,798 |
| Premises and equipment expense | $72,000 | 5,758 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $1,064,000 | 1,928 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $362,000 | 1,766 |
| Income before extraordinary items | $702,000 | 2,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 2,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 176 |
| Net operating income | $702,000 | 2,074 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,196,000 | 3,578 |
| Total interest expense | $3,033,000 | 3,507 |
| Net interest income | $5,163,000 | 3,570 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $755,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $33,000 | 7,810 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $722,000 | 2,659 |
| Total noninterest expense | $1,847,000 | 6,162 |
| Salaries and employee benefits | $815,000 | 6,831 |
| Premises and equipment expense | $286,000 | 5,725 |
| Additional noninterest expense | $746,000 | 5,177 |
| Pre-tax net operating income | $3,471,000 | 2,222 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,180,000 | 1,963 |
| Income before extraordinary items | $2,291,000 | 2,518 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,291,000 | 2,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,454 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 764 |
| Net operating income | $2,291,000 | 2,432 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,716,000 | 4,562 |
| Total interest expense | $3,265,000 | 4,422 |
| Net interest income | $3,451,000 | 4,603 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $394,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $24,000 | 8,078 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $370,000 | 3,708 |
| Total noninterest expense | $1,441,000 | 6,920 |
| Salaries and employee benefits | $602,000 | 7,661 |
| Premises and equipment expense | $229,000 | 6,372 |
| Additional noninterest expense | $610,000 | 5,777 |
| Pre-tax net operating income | $2,094,000 | 3,067 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $712,000 | 2,633 |
| Income before extraordinary items | $1,382,000 | 3,431 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,382,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 811 |
| Net operating income | $1,382,000 | 3,333 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 6,268 |
| Total interest expense | $2,286,000 | 5,849 |
| Net interest income | $1,991,000 | 6,573 |
| Provision for loan and lease losses | $293,000 | 2,930 |
| Total noninterest income | $194,000 | 7,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $1,086,000 | 7,785 |
| Salaries and employee benefits | $454,000 | 8,474 |
| Premises and equipment expense | $192,000 | 6,890 |
| Additional noninterest expense | $440,000 | 6,848 |
| Pre-tax net operating income | $806,000 | 5,850 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $220,000 | 5,222 |
| Income before extraordinary items | $586,000 | 5,912 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $586,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $586,000 | 5,923 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,385,000 | 9,214 |
| Total interest expense | $636,000 | 9,119 |
| Net interest income | $749,000 | 9,176 |
| Provision for loan and lease losses | $307,000 | 2,593 |
| Total noninterest income | $40,000 | 9,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $639,000 | 9,197 |
| Salaries and employee benefits | $268,000 | 9,640 |
| Premises and equipment expense | $173,000 | 7,268 |
| Additional noninterest expense | $198,000 | 9,046 |
| Pre-tax net operating income | $-157,000 | 9,584 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-158,000 | 9,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-158,000 | 9,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,490,000 | 179 |
| Net operating income | $-157,000 | 9,612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.