Home > The Arkansas Bank > Income and Expense
The Arkansas Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 5,945 |
| Total interest expense | $2,157,000 | 5,909 |
| Net interest income | $2,498,000 | 5,863 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $370,000 | 5,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,350,000 | 7,101 |
| Salaries and employee benefits | $556,000 | 8,005 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $644,000 | 5,480 |
| Pre-tax net operating income | $1,438,000 | 4,316 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $495,000 | 3,862 |
| Income before extraordinary items | $944,000 | 4,674 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $944,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $497,000 | 3,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $943,340 | 4,589 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 6,591 |
| Total interest expense | $1,807,000 | 6,670 |
| Net interest income | $2,267,000 | 6,418 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $367,000 | 6,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,255,000 | 7,486 |
| Salaries and employee benefits | $532,000 | 8,381 |
| Premises and equipment expense | $137,000 | 8,082 |
| Additional noninterest expense | $586,000 | 5,894 |
| Pre-tax net operating income | $1,314,000 | 4,924 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $450,000 | 4,536 |
| Income before extraordinary items | $864,000 | 5,204 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $864,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $620,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $864,000 | 5,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 7,154 |
| Total interest expense | $1,530,000 | 7,498 |
| Net interest income | $2,170,000 | 6,822 |
| Provision for loan and lease losses | $78,000 | 5,659 |
| Total noninterest income | $335,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $1,292,000 | 7,689 |
| Salaries and employee benefits | $548,000 | 8,510 |
| Premises and equipment expense | $150,000 | 8,057 |
| Additional noninterest expense | $594,000 | 6,388 |
| Pre-tax net operating income | $1,135,000 | 5,303 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $486,000 | 4,235 |
| Income before extraordinary items | $649,000 | 5,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $649,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $904,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $649,000 | 5,937 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 7,411 |
| Total interest expense | $1,725,000 | 7,075 |
| Net interest income | $1,887,000 | 7,558 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $240,000 | 7,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,329,000 | 7,801 |
| Salaries and employee benefits | $555,000 | 8,682 |
| Premises and equipment expense | $144,000 | 8,429 |
| Additional noninterest expense | $630,000 | 6,331 |
| Pre-tax net operating income | $728,000 | 7,179 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $265,000 | 6,442 |
| Income before extraordinary items | $463,000 | 7,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $463,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $1,689,000 | 1,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,000 | 7,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 7,986 |
| Total interest expense | $1,334,000 | 7,446 |
| Net interest income | $1,692,000 | 8,329 |
| Provision for loan and lease losses | $-115,000 | 12,207 |
| Total noninterest income | $160,000 | 9,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,321,000 | 8,166 |
| Salaries and employee benefits | $629,000 | 8,413 |
| Premises and equipment expense | $286,000 | 5,920 |
| Additional noninterest expense | $406,000 | 8,774 |
| Pre-tax net operating income | $646,000 | 7,742 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $475,000 | 7,497 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $475,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-134,000 | 12,312 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $475,000 | 7,543 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 8,391 |
| Total interest expense | $1,198,000 | 8,256 |
| Net interest income | $1,769,000 | 8,322 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $131,000 | 10,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $1,158,000 | 9,072 |
| Salaries and employee benefits | $549,000 | 9,225 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $502,000 | 8,190 |
| Pre-tax net operating income | $706,000 | 7,333 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $241,000 | 6,941 |
| Income before extraordinary items | $518,000 | 7,403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $518,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $234,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $481,960 | 7,445 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 8,390 |
| Total interest expense | $1,453,000 | 8,661 |
| Net interest income | $1,906,000 | 8,021 |
| Provision for loan and lease losses | $37,000 | 9,631 |
| Total noninterest income | $126,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 11,337 |
| Total noninterest expense | $1,109,000 | 9,467 |
| Salaries and employee benefits | $521,000 | 9,571 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $484,000 | 8,610 |
| Pre-tax net operating income | $888,000 | 6,151 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $335,000 | 5,521 |
| Income before extraordinary items | $553,000 | 6,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $553,000 | 6,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $553,000 | 6,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.