Home > The Apple Valley Bank & Trust Company > Assets and Liabilities
The Apple Valley Bank & Trust Company, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 26 | 5,141 |
| Assets and Liabilities | ||
| Total Assets: | $84,568,000 | 5,684 |
| Cash and due from depository institutions | $15,872,000 | 5,141 |
| Interest-bearing balances | $8,000 | 7,041 |
| Securities | $3,103,000 | 7,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $60,582,000 | 5,305 |
| Loan loss allowance | $704,000 | 5,425 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,910,000 | 4,606 |
| Other real estate owned | $505,000 | 5,141 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,596,000 | 4,551 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $84,568,000 | 5,684 |
| Total liabilities | $78,817,000 | 5,520 |
| Total deposits | $74,501,000 | 5,467 |
| Interest-bearing deposits | $68,260,000 | 5,250 |
| Deposits held in domestic offices | $74,501,000 | 5,466 |
| % insured | 85.64% | 2,116 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,059,000 | 4,173 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $257,000 | 6,543 |
| Total equity capital | $5,751,000 | 6,848 |
| Total bank equity capital | $5,751,000 | 6,848 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $9,000 | 7,257 |
| Surplus | $8,264,000 | 3,043 |
| Undivided profits | $-2,522,000 | 7,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,797,000 | 3,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $475,000 | 430 |
| Income earned, not collected on loans | $265,000 | 7,047 |
| Earning assets | $63,693,000 | 6,136 |
| Long-term assets (5+ years) | $18,820,000 | 4,208 |
| Average Assets, year-to-date | $82,981,000 | 5,706 |
| Average Assets, quarterly | $82,981,000 | 5,706 |
| Volatile liabilities | $14,451,000 | 5,656 |
| Insider loans | $835,000 | 4,643 |
| FHLB advances | $4,059,000 | 4,025 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $7,916,000 | 4,960 |
| Tier 1 (core) risk-based capital | $4,099,000 | 7,362 |
| Tier 2 risk-based capital | $706,000 | 5,121 |
| Total risk weighted assets | $56,494,000 | 5,685 |
| Total unused commitments | $7,916,000 | 4,962 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 26 | 5,169 |
| Assets and Liabilities | ||
| Total Assets: | $81,394,000 | 5,775 |
| Cash and due from depository institutions | $7,974,000 | 5,169 |
| Interest-bearing balances | $7,000 | 6,860 |
| Securities | $4,186,000 | 7,086 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $64,234,000 | 5,192 |
| Loan loss allowance | $702,000 | 5,379 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,944,000 | 4,606 |
| Other real estate owned | $505,000 | 5,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,551,000 | 4,664 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $81,394,000 | 5,775 |
| Total liabilities | $75,433,000 | 5,636 |
| Total deposits | $70,695,000 | 5,577 |
| Interest-bearing deposits | $64,073,000 | 5,371 |
| Deposits held in domestic offices | $70,695,000 | 5,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $4,503,000 | 4,301 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $235,000 | 6,764 |
| Total equity capital | $5,961,000 | 6,818 |
| Total bank equity capital | $5,961,000 | 6,818 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,000 | 7,297 |
| Surplus | $8,264,000 | 3,026 |
| Undivided profits | $-2,312,000 | 7,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 3,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $324,000 | 6,799 |
| Earning assets | $68,427,000 | 5,983 |
| Long-term assets (5+ years) | $19,580,000 | 4,075 |
| Average Assets, year-to-date | $77,863,400 | 5,770 |
| Average Assets, quarterly | $82,988,500 | 5,684 |
| Volatile liabilities | $15,625,000 | 5,492 |
| Insider loans | $852,000 | 4,671 |
| FHLB advances | $4,503,000 | 4,179 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,682,000 | 4,551 |
| Tier 1 (core) risk-based capital | $4,480,000 | 7,271 |
| Tier 2 risk-based capital | $728,000 | 5,059 |
| Total risk weighted assets | $61,506,000 | 5,488 |
| Total unused commitments | $9,682,000 | 4,554 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 27 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $84,583,000 | 5,638 |
| Cash and due from depository institutions | $1,540,000 | 5,124 |
| Interest-bearing balances | $120,000 | 4,895 |
| Securities | $4,906,000 | 6,937 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,349 |
| Net loans & leases | $68,922,000 | 5,006 |
| Loan loss allowance | $858,000 | 4,830 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,990,000 | 4,562 |
| Other real estate owned | $0 | 5,124 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,425,000 | 4,818 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $84,583,000 | 5,638 |
| Total liabilities | $78,416,000 | 5,505 |
| Total deposits | $73,225,000 | 5,419 |
| Interest-bearing deposits | $66,044,000 | 5,237 |
| Deposits held in domestic offices | $73,225,000 | 5,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,944,000 | 4,245 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $247,000 | 6,867 |
| Total equity capital | $6,167,000 | 6,790 |
| Total bank equity capital | $6,167,000 | 6,790 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $9,000 | 7,360 |
| Surplus | $8,264,000 | 3,022 |
| Undivided profits | $-2,106,000 | 7,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,536,000 | 3,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $311,000 | 7,005 |
| Earning assets | $78,748,000 | 5,593 |
| Long-term assets (5+ years) | $20,729,000 | 3,911 |
| Average Assets, year-to-date | $76,980,750 | 5,817 |
| Average Assets, quarterly | $81,959,000 | 5,706 |
| Volatile liabilities | $16,189,000 | 5,315 |
| Insider loans | $900,000 | 4,584 |
| FHLB advances | $4,944,000 | 4,115 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,266,000 | 4,211 |
| Tier 1 (core) risk-based capital | $5,137,000 | 7,111 |
| Tier 2 risk-based capital | $835,000 | 4,646 |
| Total risk weighted assets | $66,719,000 | 5,280 |
| Total unused commitments | $12,266,000 | 4,212 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 26 | 5,281 |
| Assets and Liabilities | ||
| Total Assets: | $79,335,000 | 5,835 |
| Cash and due from depository institutions | $1,447,000 | 5,281 |
| Interest-bearing balances | $130,000 | 4,732 |
| Securities | $4,028,000 | 7,209 |
| Federal funds sold & reverse repurchase agreements | $2,450,000 | 3,531 |
| Net loans & leases | $67,057,000 | 5,065 |
| Loan loss allowance | $713,000 | 5,218 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,027,000 | 4,541 |
| Other real estate owned | $0 | 5,281 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,326,000 | 4,870 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $79,335,000 | 5,835 |
| Total liabilities | $72,976,000 | 5,697 |
| Total deposits | $67,360,000 | 5,694 |
| Interest-bearing deposits | $61,650,000 | 5,440 |
| Deposits held in domestic offices | $67,360,000 | 5,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,380,000 | 3,928 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $236,000 | 6,941 |
| Total equity capital | $6,359,000 | 6,761 |
| Total bank equity capital | $6,359,000 | 6,761 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $9,000 | 7,423 |
| Surplus | $8,264,000 | 3,011 |
| Undivided profits | $-1,914,000 | 7,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $671,000 | 4,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $301,000 | 7,046 |
| Earning assets | $73,665,000 | 5,774 |
| Long-term assets (5+ years) | $20,716,000 | 3,880 |
| Average Assets, year-to-date | $74,446,670 | 5,939 |
| Average Assets, quarterly | $76,578,500 | 5,911 |
| Volatile liabilities | $15,216,000 | 5,457 |
| Insider loans | $774,000 | 4,816 |
| FHLB advances | $5,380,000 | 3,790 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,445,000 | 4,869 |
| Tier 1 (core) risk-based capital | $5,310,000 | 7,079 |
| Tier 2 risk-based capital | $737,000 | 4,922 |
| Total risk weighted assets | $63,947,000 | 5,394 |
| Total unused commitments | $9,445,000 | 4,870 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 27 | 5,205 |
| Assets and Liabilities | ||
| Total Assets: | $73,822,000 | 6,009 |
| Cash and due from depository institutions | $2,136,000 | 5,205 |
| Interest-bearing balances | $109,000 | 4,902 |
| Securities | $5,254,000 | 6,955 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,736 |
| Net loans & leases | $61,146,000 | 5,235 |
| Loan loss allowance | $684,000 | 5,293 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,060,000 | 4,514 |
| Other real estate owned | $0 | 5,205 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,226,000 | 4,881 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $73,822,000 | 6,009 |
| Total liabilities | $67,370,000 | 5,904 |
| Total deposits | $59,396,000 | 6,013 |
| Interest-bearing deposits | $53,946,000 | 5,838 |
| Deposits held in domestic offices | $59,396,000 | 6,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,732,000 | 3,242 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $242,000 | 7,071 |
| Total equity capital | $6,452,000 | 6,787 |
| Total bank equity capital | $6,452,000 | 6,787 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $9,000 | 7,457 |
| Surplus | $8,264,000 | 2,989 |
| Undivided profits | $-1,821,000 | 8,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $672,000 | 4,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $291,000 | 7,095 |
| Earning assets | $67,509,000 | 6,016 |
| Long-term assets (5+ years) | $18,341,000 | 4,037 |
| Average Assets, year-to-date | $72,002,500 | 6,030 |
| Average Assets, quarterly | $72,002,500 | 6,030 |
| Volatile liabilities | $17,094,000 | 5,159 |
| Insider loans | $782,000 | 4,778 |
| FHLB advances | $7,732,000 | 3,135 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $7,942,000 | 5,265 |
| Tier 1 (core) risk-based capital | $5,402,000 | 7,075 |
| Tier 2 risk-based capital | $706,000 | 5,005 |
| Total risk weighted assets | $60,318,000 | 5,489 |
| Total unused commitments | $7,942,000 | 5,268 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 27 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $70,183,000 | 6,084 |
| Cash and due from depository institutions | $1,635,000 | 5,204 |
| Interest-bearing balances | $146,000 | 4,289 |
| Securities | $5,897,000 | 6,874 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,934 |
| Net loans & leases | $58,364,000 | 5,348 |
| Loan loss allowance | $671,000 | 5,316 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,068,000 | 4,505 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,119,000 | 5,041 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $70,183,000 | 6,084 |
| Total liabilities | $63,643,000 | 5,992 |
| Total deposits | $56,504,000 | 6,089 |
| Interest-bearing deposits | $49,771,000 | 5,967 |
| Deposits held in domestic offices | $56,504,000 | 6,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,883,000 | 3,232 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $256,000 | 6,958 |
| Total equity capital | $6,540,000 | 6,733 |
| Total bank equity capital | $6,540,000 | 6,733 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,000 | 7,503 |
| Surplus | $8,264,000 | 2,962 |
| Undivided profits | $-1,733,000 | 8,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $663,000 | 4,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $277,000 | 7,358 |
| Earning assets | $64,507,000 | 6,078 |
| Long-term assets (5+ years) | $18,052,000 | 3,851 |
| Average Assets, year-to-date | $66,012,600 | 6,102 |
| Average Assets, quarterly | $68,949,500 | 6,091 |
| Volatile liabilities | $16,518,000 | 5,220 |
| Insider loans | $789,000 | 4,758 |
| FHLB advances | $6,883,000 | 3,115 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,957,000 | 5,201 |
| Tier 1 (core) risk-based capital | $5,559,000 | 7,009 |
| Tier 2 risk-based capital | $693,000 | 5,039 |
| Total risk weighted assets | $59,325,000 | 5,518 |
| Total unused commitments | $7,957,000 | 5,201 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 27 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $67,716,000 | 6,152 |
| Cash and due from depository institutions | $1,587,000 | 5,223 |
| Interest-bearing balances | $100,000 | 4,560 |
| Securities | $6,005,000 | 6,913 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 6,135 |
| Net loans & leases | $55,947,000 | 5,436 |
| Loan loss allowance | $658,000 | 5,356 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,100,000 | 4,464 |
| Other real estate owned | $0 | 5,223 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,052,000 | 5,215 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $67,716,000 | 6,152 |
| Total liabilities | $61,118,000 | 6,065 |
| Total deposits | $56,459,000 | 6,097 |
| Interest-bearing deposits | $51,916,000 | 5,877 |
| Deposits held in domestic offices | $56,459,000 | 6,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,402,000 | 3,676 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $257,000 | 7,134 |
| Total equity capital | $6,598,000 | 6,711 |
| Total bank equity capital | $6,598,000 | 6,711 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,000 | 7,519 |
| Surplus | $8,264,000 | 2,911 |
| Undivided profits | $-1,675,000 | 8,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $296,000 | 7,404 |
| Earning assets | $62,077,000 | 6,160 |
| Long-term assets (5+ years) | $15,471,000 | 4,054 |
| Average Assets, year-to-date | $64,970,000 | 6,167 |
| Average Assets, quarterly | $68,722,000 | 6,088 |
| Volatile liabilities | $13,994,000 | 5,557 |
| Insider loans | $615,000 | 5,153 |
| FHLB advances | $4,402,000 | 3,526 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $8,212,000 | 5,141 |
| Tier 1 (core) risk-based capital | $5,519,000 | 7,045 |
| Tier 2 risk-based capital | $680,000 | 5,078 |
| Total risk weighted assets | $57,256,000 | 5,585 |
| Total unused commitments | $8,212,000 | 5,143 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 27 | 5,263 |
| Assets and Liabilities | ||
| Total Assets: | $69,728,000 | 6,101 |
| Cash and due from depository institutions | $1,487,000 | 5,263 |
| Interest-bearing balances | $93,000 | 4,880 |
| Securities | $6,662,000 | 6,816 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,858 |
| Net loans & leases | $53,137,000 | 5,553 |
| Loan loss allowance | $629,000 | 5,482 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,948,000 | 4,613 |
| Other real estate owned | $0 | 5,263 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,994,000 | 5,247 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $69,728,000 | 6,101 |
| Total liabilities | $63,028,000 | 6,012 |
| Total deposits | $58,507,000 | 6,012 |
| Interest-bearing deposits | $52,377,000 | 5,866 |
| Deposits held in domestic offices | $58,507,000 | 6,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,275,000 | 3,611 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $246,000 | 7,071 |
| Total equity capital | $6,700,000 | 6,626 |
| Total bank equity capital | $6,700,000 | 6,626 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $9,000 | 7,570 |
| Surplus | $8,264,000 | 2,905 |
| Undivided profits | $-1,573,000 | 8,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $291,000 | 7,323 |
| Earning assets | $64,392,000 | 6,087 |
| Long-term assets (5+ years) | $13,044,000 | 4,303 |
| Average Assets, year-to-date | $64,054,670 | 6,239 |
| Average Assets, quarterly | $66,259,000 | 6,196 |
| Volatile liabilities | $13,688,000 | 5,567 |
| Insider loans | $625,000 | 5,125 |
| FHLB advances | $4,275,000 | 3,460 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $7,547,000 | 5,368 |
| Tier 1 (core) risk-based capital | $5,737,000 | 6,974 |
| Tier 2 risk-based capital | $653,000 | 5,185 |
| Total risk weighted assets | $56,725,000 | 5,595 |
| Total unused commitments | $7,547,000 | 5,370 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 22 | 5,874 |
| Assets and Liabilities | ||
| Total Assets: | $62,790,000 | 6,346 |
| Cash and due from depository institutions | $1,366,000 | 5,874 |
| Interest-bearing balances | $131,000 | 4,417 |
| Securities | $7,115,000 | 6,752 |
| Federal funds sold & reverse repurchase agreements | $3,075,000 | 4,308 |
| Net loans & leases | $48,084,000 | 5,754 |
| Loan loss allowance | $581,000 | 5,686 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,325,000 | 5,420 |
| Other real estate owned | $0 | 5,874 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,825,000 | 5,334 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $62,790,000 | 6,346 |
| Total liabilities | $55,990,000 | 6,308 |
| Total deposits | $51,307,000 | 6,362 |
| Interest-bearing deposits | $46,474,000 | 6,180 |
| Deposits held in domestic offices | $51,307,000 | 6,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,447,000 | 3,515 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $236,000 | 7,101 |
| Total equity capital | $6,800,000 | 6,581 |
| Total bank equity capital | $6,800,000 | 6,581 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $9,000 | 7,598 |
| Surplus | $8,264,000 | 2,859 |
| Undivided profits | $-1,473,000 | 8,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $262,000 | 7,445 |
| Earning assets | $58,405,000 | 6,320 |
| Long-term assets (5+ years) | $12,831,000 | 4,277 |
| Average Assets, year-to-date | $61,218,000 | 6,402 |
| Average Assets, quarterly | $61,218,000 | 6,402 |
| Volatile liabilities | $11,473,000 | 5,879 |
| Insider loans | $635,000 | 5,111 |
| FHLB advances | $4,447,000 | 3,376 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $9,092,000 | 4,992 |
| Tier 1 (core) risk-based capital | $5,891,000 | 6,891 |
| Tier 2 risk-based capital | $605,000 | 5,368 |
| Total risk weighted assets | $50,211,000 | 5,864 |
| Total unused commitments | $9,092,000 | 4,994 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $59,646,000 | 6,469 |
| Cash and due from depository institutions | $1,369,000 | 5,863 |
| Interest-bearing balances | $96,000 | 4,950 |
| Securities | $7,770,000 | 6,644 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,791 |
| Net loans & leases | $44,833,000 | 5,932 |
| Loan loss allowance | $577,000 | 5,700 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $902,000 | 6,079 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,772,000 | 5,482 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $59,646,000 | 6,469 |
| Total liabilities | $52,780,000 | 6,432 |
| Total deposits | $47,924,000 | 6,509 |
| Interest-bearing deposits | $42,012,000 | 6,367 |
| Deposits held in domestic offices | $47,924,000 | 6,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,619,000 | 3,594 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $237,000 | 7,059 |
| Total equity capital | $6,866,000 | 6,518 |
| Total bank equity capital | $6,866,000 | 6,518 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $9,000 | 7,637 |
| Surplus | $8,264,000 | 2,805 |
| Undivided profits | $-1,407,000 | 8,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 7,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $264,000 | 7,538 |
| Earning assets | $55,699,000 | 6,425 |
| Long-term assets (5+ years) | $12,521,000 | 4,273 |
| Average Assets, year-to-date | $58,647,400 | 6,402 |
| Average Assets, quarterly | $60,952,000 | 6,386 |
| Volatile liabilities | $8,032,000 | 6,613 |
| Insider loans | $745,000 | 4,813 |
| FHLB advances | $4,619,000 | 3,464 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $7,666,000 | 5,277 |
| Tier 1 (core) risk-based capital | $6,022,000 | 6,799 |
| Tier 2 risk-based capital | $588,000 | 5,428 |
| Total risk weighted assets | $47,047,000 | 6,003 |
| Total unused commitments | $7,666,000 | 5,278 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 22 | 5,917 |
| Assets and Liabilities | ||
| Total Assets: | $62,258,000 | 6,360 |
| Cash and due from depository institutions | $1,560,000 | 5,917 |
| Interest-bearing balances | $156,000 | 4,292 |
| Securities | $7,445,000 | 6,781 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,705 |
| Net loans & leases | $46,489,000 | 5,883 |
| Loan loss allowance | $577,000 | 5,707 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $767,000 | 6,371 |
| Other real estate owned | $0 | 5,917 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,747,000 | 5,563 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $62,258,000 | 6,360 |
| Total liabilities | $55,347,000 | 6,320 |
| Total deposits | $50,334,000 | 6,374 |
| Interest-bearing deposits | $44,660,000 | 6,217 |
| Deposits held in domestic offices | $50,334,000 | 6,372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,789,000 | 3,727 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $224,000 | 7,240 |
| Total equity capital | $6,911,000 | 6,486 |
| Total bank equity capital | $6,911,000 | 6,486 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,000 | 7,695 |
| Surplus | $8,264,000 | 2,782 |
| Undivided profits | $-1,362,000 | 8,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $246,000 | 7,701 |
| Earning assets | $58,340,000 | 6,300 |
| Long-term assets (5+ years) | $12,567,000 | 4,212 |
| Average Assets, year-to-date | $58,397,750 | 6,453 |
| Average Assets, quarterly | $59,821,500 | 6,430 |
| Volatile liabilities | $6,512,000 | 7,014 |
| Insider loans | $755,000 | 4,742 |
| FHLB advances | $4,789,000 | 3,572 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $8,100,000 | 5,184 |
| Tier 1 (core) risk-based capital | $6,111,000 | 6,793 |
| Tier 2 risk-based capital | $604,000 | 5,359 |
| Total risk weighted assets | $49,315,000 | 5,900 |
| Total unused commitments | $8,100,000 | 5,185 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $57,385,000 | 6,572 |
| Cash and due from depository institutions | $1,184,000 | 6,475 |
| Interest-bearing balances | $208,000 | 3,994 |
| Securities | $7,477,000 | 6,774 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 5,073 |
| Net loans & leases | $45,711,000 | 5,898 |
| Loan loss allowance | $577,000 | 5,689 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $710,000 | 6,508 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,803,000 | 5,401 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $57,385,000 | 6,572 |
| Total liabilities | $50,550,000 | 6,561 |
| Total deposits | $42,715,000 | 6,794 |
| Interest-bearing deposits | $36,673,000 | 6,705 |
| Deposits held in domestic offices | $42,715,000 | 6,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,607,000 | 3,078 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $228,000 | 7,031 |
| Total equity capital | $6,835,000 | 6,439 |
| Total bank equity capital | $6,835,000 | 6,439 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $9,000 | 7,723 |
| Surplus | $8,264,000 | 2,720 |
| Undivided profits | $-1,438,000 | 8,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $253,000 | 7,514 |
| Earning assets | $53,896,000 | 6,511 |
| Long-term assets (5+ years) | $11,216,000 | 4,395 |
| Average Assets, year-to-date | $57,111,000 | 6,539 |
| Average Assets, quarterly | $57,633,000 | 6,536 |
| Volatile liabilities | $8,144,000 | 6,601 |
| Insider loans | $465,000 | 5,622 |
| FHLB advances | $7,607,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $8,841,000 | 5,054 |
| Tier 1 (core) risk-based capital | $6,090,000 | 6,765 |
| Tier 2 risk-based capital | $612,000 | 5,301 |
| Total risk weighted assets | $48,934,000 | 5,897 |
| Total unused commitments | $8,841,000 | 5,055 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $57,881,000 | 6,554 |
| Cash and due from depository institutions | $2,039,000 | 6,609 |
| Interest-bearing balances | $290,000 | 3,817 |
| Securities | $8,139,000 | 6,702 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,402 |
| Net loans & leases | $44,511,000 | 5,904 |
| Loan loss allowance | $563,000 | 5,739 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $722,000 | 6,476 |
| Other real estate owned | $0 | 6,609 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,770,000 | 5,349 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $57,881,000 | 6,554 |
| Total liabilities | $51,069,000 | 6,536 |
| Total deposits | $43,399,000 | 6,770 |
| Interest-bearing deposits | $35,957,000 | 6,765 |
| Deposits held in domestic offices | $43,399,000 | 6,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,423,000 | 3,007 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $247,000 | 6,758 |
| Total equity capital | $6,812,000 | 6,416 |
| Total bank equity capital | $6,812,000 | 6,416 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,000 | 7,738 |
| Surplus | $8,264,000 | 2,651 |
| Undivided profits | $-1,461,000 | 8,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $235,000 | 7,576 |
| Earning assets | $53,640,000 | 6,526 |
| Long-term assets (5+ years) | $10,151,000 | 4,569 |
| Average Assets, year-to-date | $56,974,000 | 6,570 |
| Average Assets, quarterly | $56,974,000 | 6,570 |
| Volatile liabilities | $7,561,000 | 6,631 |
| Insider loans | $475,000 | 5,547 |
| FHLB advances | $7,423,000 | 2,899 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,085,000 | 4,571 |
| Tier 1 (core) risk-based capital | $6,030,000 | 6,737 |
| Tier 2 risk-based capital | $598,000 | 5,329 |
| Total risk weighted assets | $48,913,000 | 5,842 |
| Total unused commitments | $11,085,000 | 4,572 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 17 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $56,067,000 | 6,656 |
| Cash and due from depository institutions | $1,214,000 | 6,629 |
| Interest-bearing balances | $201,000 | 4,235 |
| Securities | $9,505,000 | 6,455 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,223 |
| Net loans & leases | $42,658,000 | 6,015 |
| Loan loss allowance | $563,000 | 5,732 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $311,000 | 7,599 |
| Other real estate owned | $0 | 6,629 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,729,000 | 5,425 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $56,067,000 | 6,656 |
| Total liabilities | $49,264,000 | 6,665 |
| Total deposits | $44,197,000 | 6,756 |
| Interest-bearing deposits | $36,455,000 | 6,750 |
| Deposits held in domestic offices | $44,197,000 | 6,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,853,000 | 3,752 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $214,000 | 6,997 |
| Total equity capital | $6,803,000 | 6,415 |
| Total bank equity capital | $6,803,000 | 6,415 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $9,000 | 7,776 |
| Surplus | $8,264,000 | 2,619 |
| Undivided profits | $-1,470,000 | 8,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $253,000 | 7,508 |
| Earning assets | $53,014,000 | 6,560 |
| Long-term assets (5+ years) | $7,882,000 | 5,038 |
| Average Assets, year-to-date | $51,227,400 | 6,796 |
| Average Assets, quarterly | $54,265,000 | 6,706 |
| Volatile liabilities | $4,917,000 | 7,354 |
| Insider loans | $484,000 | 5,484 |
| FHLB advances | $4,853,000 | 3,605 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $10,943,000 | 4,530 |
| Tier 1 (core) risk-based capital | $5,977,000 | 6,759 |
| Tier 2 risk-based capital | $587,000 | 5,368 |
| Total risk weighted assets | $46,927,000 | 5,961 |
| Total unused commitments | $10,943,000 | 4,530 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 18 | 6,506 |
| Assets and Liabilities | ||
| Total Assets: | $52,463,000 | 6,816 |
| Cash and due from depository institutions | $1,318,000 | 6,506 |
| Interest-bearing balances | $185,000 | 4,443 |
| Securities | $10,126,000 | 6,295 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 4,924 |
| Net loans & leases | $39,258,000 | 6,240 |
| Loan loss allowance | $540,000 | 5,853 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $334,000 | 7,539 |
| Other real estate owned | $0 | 6,506 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $752,000 | 7,263 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $52,463,000 | 6,816 |
| Total liabilities | $46,651,000 | 6,777 |
| Total deposits | $42,009,000 | 6,843 |
| Interest-bearing deposits | $36,956,000 | 6,705 |
| Deposits held in domestic offices | $42,009,000 | 6,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,400,000 | 3,915 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $242,000 | 6,875 |
| Total equity capital | $5,812,000 | 6,853 |
| Total bank equity capital | $5,812,000 | 6,853 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,000 | 7,801 |
| Surplus | $8,264,000 | 2,556 |
| Undivided profits | $-2,461,000 | 8,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $218,000 | 7,788 |
| Earning assets | $50,244,000 | 6,688 |
| Long-term assets (5+ years) | $7,245,000 | 5,242 |
| Average Assets, year-to-date | $50,017,500 | 6,869 |
| Average Assets, quarterly | $52,192,000 | 6,813 |
| Volatile liabilities | $4,888,000 | 7,385 |
| Insider loans | $448,000 | 5,615 |
| FHLB advances | $4,400,000 | 3,752 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,159,000 | 4,635 |
| Tier 1 (core) risk-based capital | $5,880,000 | 6,792 |
| Tier 2 risk-based capital | $543,000 | 5,560 |
| Total risk weighted assets | $43,392,000 | 6,152 |
| Total unused commitments | $10,159,000 | 4,638 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $51,921,000 | 6,824 |
| Cash and due from depository institutions | $1,291,000 | 6,667 |
| Interest-bearing balances | $366,000 | 3,696 |
| Securities | $11,283,000 | 6,104 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $38,226,000 | 6,243 |
| Loan loss allowance | $540,000 | 5,822 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $360,000 | 7,432 |
| Other real estate owned | $0 | 6,667 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $761,000 | 7,094 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $51,921,000 | 6,824 |
| Total liabilities | $46,102,000 | 6,789 |
| Total deposits | $39,925,000 | 6,951 |
| Interest-bearing deposits | $34,383,000 | 6,872 |
| Deposits held in domestic offices | $39,925,000 | 6,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,973,000 | 3,401 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $204,000 | 7,006 |
| Total equity capital | $5,819,000 | 6,814 |
| Total bank equity capital | $5,819,000 | 6,814 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,000 | 7,804 |
| Surplus | $8,264,000 | 2,511 |
| Undivided profits | $-2,454,000 | 8,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $251,000 | 7,369 |
| Earning assets | $49,875,000 | 6,692 |
| Long-term assets (5+ years) | $7,319,000 | 5,296 |
| Average Assets, year-to-date | $49,202,330 | 6,912 |
| Average Assets, quarterly | $49,937,000 | 6,893 |
| Volatile liabilities | $6,440,000 | 6,828 |
| Insider loans | $635,000 | 4,974 |
| FHLB advances | $5,973,000 | 3,257 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,693,000 | 4,303 |
| Tier 1 (core) risk-based capital | $5,835,000 | 6,757 |
| Tier 2 risk-based capital | $543,000 | 5,523 |
| Total risk weighted assets | $43,443,000 | 6,104 |
| Total unused commitments | $11,693,000 | 4,303 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 18 | 6,552 |
| Assets and Liabilities | ||
| Total Assets: | $47,953,000 | 7,045 |
| Cash and due from depository institutions | $1,246,000 | 6,552 |
| Interest-bearing balances | $320,000 | 3,858 |
| Securities | $12,149,000 | 6,015 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,927 |
| Net loans & leases | $33,153,000 | 6,561 |
| Loan loss allowance | $531,000 | 5,888 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $386,000 | 7,395 |
| Other real estate owned | $0 | 6,552 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $769,000 | 7,108 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $47,953,000 | 7,045 |
| Total liabilities | $42,189,000 | 7,042 |
| Total deposits | $36,031,000 | 7,249 |
| Interest-bearing deposits | $32,017,000 | 7,113 |
| Deposits held in domestic offices | $36,031,000 | 7,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,967,000 | 3,303 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $191,000 | 6,992 |
| Total equity capital | $5,764,000 | 6,817 |
| Total bank equity capital | $5,764,000 | 6,817 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $9,000 | 7,866 |
| Surplus | $8,264,000 | 2,463 |
| Undivided profits | $-2,509,000 | 8,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $209,000 | 7,700 |
| Earning assets | $45,872,000 | 6,940 |
| Long-term assets (5+ years) | $6,542,000 | 5,549 |
| Average Assets, year-to-date | $47,843,000 | 7,036 |
| Average Assets, quarterly | $47,843,000 | 7,036 |
| Volatile liabilities | $6,409,000 | 6,796 |
| Insider loans | $691,000 | 4,847 |
| FHLB advances | $5,967,000 | 3,174 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,560,000 | 5,483 |
| Tier 1 (core) risk-based capital | $5,812,000 | 6,765 |
| Tier 2 risk-based capital | $464,000 | 5,969 |
| Total risk weighted assets | $36,989,000 | 6,493 |
| Total unused commitments | $6,560,000 | 5,485 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 17 | 6,700 |
| Assets and Liabilities | ||
| Total Assets: | $47,733,000 | 7,075 |
| Cash and due from depository institutions | $746,000 | 6,700 |
| Interest-bearing balances | $292,000 | 4,024 |
| Securities | $13,421,000 | 5,791 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 5,568 |
| Net loans & leases | $32,023,000 | 6,669 |
| Loan loss allowance | $519,000 | 5,926 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $404,000 | 7,366 |
| Other real estate owned | $0 | 6,700 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $739,000 | 7,161 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $47,733,000 | 7,075 |
| Total liabilities | $41,855,000 | 7,094 |
| Total deposits | $35,492,000 | 7,302 |
| Interest-bearing deposits | $30,448,000 | 7,227 |
| Deposits held in domestic offices | $35,492,000 | 7,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,161,000 | 3,251 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $202,000 | 6,840 |
| Total equity capital | $5,878,000 | 6,792 |
| Total bank equity capital | $5,878,000 | 6,792 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $9,000 | 7,908 |
| Surplus | $8,264,000 | 2,414 |
| Undivided profits | $-2,395,000 | 8,809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $239,000 | 7,444 |
| Earning assets | $46,136,000 | 6,958 |
| Long-term assets (5+ years) | $8,975,000 | 5,013 |
| Average Assets, year-to-date | $46,984,600 | 7,021 |
| Average Assets, quarterly | $47,516,000 | 7,066 |
| Volatile liabilities | $6,876,000 | 6,661 |
| Insider loans | $718,000 | 4,781 |
| FHLB advances | $6,161,000 | 3,101 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,840,000 | 5,241 |
| Tier 1 (core) risk-based capital | $5,842,000 | 6,734 |
| Tier 2 risk-based capital | $463,000 | 5,986 |
| Total risk weighted assets | $36,943,000 | 6,513 |
| Total unused commitments | $6,840,000 | 5,242 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 16 | 6,878 |
| Assets and Liabilities | ||
| Total Assets: | $47,299,000 | 7,095 |
| Cash and due from depository institutions | $1,203,000 | 6,878 |
| Interest-bearing balances | $326,000 | 3,923 |
| Securities | $11,566,000 | 6,184 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,283 |
| Net loans & leases | $28,961,000 | 6,899 |
| Loan loss allowance | $509,000 | 6,008 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $376,000 | 7,472 |
| Other real estate owned | $0 | 6,878 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $693,000 | 7,359 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $47,299,000 | 7,095 |
| Total liabilities | $41,349,000 | 7,102 |
| Total deposits | $36,240,000 | 7,240 |
| Interest-bearing deposits | $31,233,000 | 7,182 |
| Deposits held in domestic offices | $36,240,000 | 7,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $4,353,000 | 3,803 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $756,000 | 3,859 |
| Total equity capital | $5,950,000 | 6,790 |
| Total bank equity capital | $5,950,000 | 6,790 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $9,000 | 7,951 |
| Surplus | $8,264,000 | 2,385 |
| Undivided profits | $-2,323,000 | 8,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $181,000 | 8,065 |
| Earning assets | $45,353,000 | 6,981 |
| Long-term assets (5+ years) | $9,602,000 | 4,995 |
| Average Assets, year-to-date | $46,797,500 | 7,052 |
| Average Assets, quarterly | $47,395,000 | 7,060 |
| Volatile liabilities | $4,249,000 | 7,527 |
| Insider loans | $513,000 | 5,404 |
| FHLB advances | $4,353,000 | 3,652 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,244,000 | 5,404 |
| Tier 1 (core) risk-based capital | $5,874,000 | 6,715 |
| Tier 2 risk-based capital | $434,000 | 6,167 |
| Total risk weighted assets | $34,652,000 | 6,678 |
| Total unused commitments | $6,244,000 | 5,409 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 17 | 6,768 |
| Assets and Liabilities | ||
| Total Assets: | $47,491,000 | 7,101 |
| Cash and due from depository institutions | $1,530,000 | 6,768 |
| Interest-bearing balances | $453,000 | 3,669 |
| Securities | $12,968,000 | 5,959 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 3,601 |
| Net loans & leases | $29,972,000 | 6,813 |
| Loan loss allowance | $509,000 | 5,993 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $401,000 | 7,428 |
| Other real estate owned | $0 | 6,768 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $770,000 | 7,145 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $47,491,000 | 7,101 |
| Total liabilities | $41,543,000 | 7,121 |
| Total deposits | $36,756,000 | 7,243 |
| Interest-bearing deposits | $32,624,000 | 7,112 |
| Deposits held in domestic offices | $36,756,000 | 7,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,543,000 | 3,686 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $244,000 | 6,351 |
| Total equity capital | $5,948,000 | 6,673 |
| Total bank equity capital | $5,948,000 | 6,673 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $9,000 | 8,005 |
| Surplus | $8,264,000 | 2,343 |
| Undivided profits | $-2,325,000 | 8,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $226,000 | 7,583 |
| Earning assets | $45,243,000 | 7,001 |
| Long-term assets (5+ years) | $11,068,000 | 4,846 |
| Average Assets, year-to-date | $46,630,330 | 7,120 |
| Average Assets, quarterly | $47,639,500 | 7,079 |
| Volatile liabilities | $3,949,000 | 7,609 |
| Insider loans | $524,000 | 5,357 |
| FHLB advances | $4,543,000 | 3,532 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,911,000 | 5,207 |
| Tier 1 (core) risk-based capital | $5,910,000 | 6,634 |
| Tier 2 risk-based capital | $450,000 | 6,039 |
| Total risk weighted assets | $35,930,000 | 6,562 |
| Total unused commitments | $6,911,000 | 5,210 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 17 | 6,770 |
| Assets and Liabilities | ||
| Total Assets: | $47,788,000 | 7,120 |
| Cash and due from depository institutions | $1,055,000 | 6,770 |
| Interest-bearing balances | $360,000 | 4,087 |
| Securities | $15,612,000 | 5,445 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,916 |
| Net loans & leases | $26,993,000 | 7,009 |
| Loan loss allowance | $479,000 | 6,169 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $427,000 | 7,342 |
| Other real estate owned | $0 | 6,770 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $801,000 | 6,944 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $47,788,000 | 7,120 |
| Total liabilities | $41,580,000 | 7,141 |
| Total deposits | $34,304,000 | 7,428 |
| Interest-bearing deposits | $30,397,000 | 7,310 |
| Deposits held in domestic offices | $34,304,000 | 7,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,900,000 | 2,967 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $376,000 | 5,645 |
| Total equity capital | $6,208,000 | 6,613 |
| Total bank equity capital | $6,208,000 | 6,613 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,000 | 8,032 |
| Surplus | $8,264,000 | 2,316 |
| Undivided profits | $-2,065,000 | 8,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $208,000 | 7,715 |
| Earning assets | $45,865,000 | 6,976 |
| Long-term assets (5+ years) | $10,729,000 | 4,858 |
| Average Assets, year-to-date | $46,200,000 | 7,189 |
| Average Assets, quarterly | $46,200,000 | 7,189 |
| Volatile liabilities | $7,118,000 | 6,501 |
| Insider loans | $644,000 | 4,948 |
| FHLB advances | $6,900,000 | 2,838 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,841,000 | 5,572 |
| Tier 1 (core) risk-based capital | $5,952,000 | 6,580 |
| Tier 2 risk-based capital | $426,000 | 6,164 |
| Total risk weighted assets | $34,001,000 | 6,673 |
| Total unused commitments | $5,841,000 | 5,582 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 18 | 6,658 |
| Assets and Liabilities | ||
| Total Assets: | $44,612,000 | 7,299 |
| Cash and due from depository institutions | $2,109,000 | 6,658 |
| Interest-bearing balances | $282,000 | 4,257 |
| Securities | $16,312,000 | 5,389 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 5,530 |
| Net loans & leases | $24,544,000 | 7,254 |
| Loan loss allowance | $442,000 | 6,410 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $462,000 | 7,270 |
| Other real estate owned | $0 | 6,658 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $635,000 | 7,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,612,000 | 7,299 |
| Total liabilities | $38,345,000 | 7,360 |
| Total deposits | $34,904,000 | 7,418 |
| Interest-bearing deposits | $28,920,000 | 7,428 |
| Deposits held in domestic offices | $34,904,000 | 7,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,121,000 | 3,950 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $320,000 | 5,924 |
| Total equity capital | $6,267,000 | 6,517 |
| Total bank equity capital | $6,267,000 | 6,517 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,000 | 8,092 |
| Surplus | $8,264,000 | 2,288 |
| Undivided profits | $-2,006,000 | 8,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $233,000 | 7,576 |
| Earning assets | $41,688,000 | 7,236 |
| Long-term assets (5+ years) | $10,597,000 | 4,899 |
| Average Assets, year-to-date | $41,376,000 | 7,395 |
| Average Assets, quarterly | $43,335,000 | 7,347 |
| Volatile liabilities | $3,689,000 | 7,713 |
| Insider loans | $345,000 | 6,074 |
| FHLB advances | $3,121,000 | 3,792 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,356,000 | 5,278 |
| Tier 1 (core) risk-based capital | $6,057,000 | 6,467 |
| Tier 2 risk-based capital | $393,000 | 6,435 |
| Total risk weighted assets | $31,387,000 | 6,908 |
| Total unused commitments | $6,356,000 | 5,283 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $42,058,000 | 7,457 |
| Cash and due from depository institutions | $2,018,000 | 7,212 |
| Interest-bearing balances | $1,164,000 | 2,920 |
| Securities | $16,581,000 | 5,265 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 5,481 |
| Net loans & leases | $21,457,000 | 7,559 |
| Loan loss allowance | $442,000 | 6,438 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $493,000 | 7,192 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $609,000 | 7,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,058,000 | 7,457 |
| Total liabilities | $35,669,000 | 7,547 |
| Total deposits | $32,440,000 | 7,618 |
| Interest-bearing deposits | $28,833,000 | 7,491 |
| Deposits held in domestic offices | $32,440,000 | 7,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,858,000 | 4,066 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $371,000 | 5,901 |
| Total equity capital | $6,389,000 | 6,453 |
| Total bank equity capital | $6,389,000 | 6,453 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,000 | 8,142 |
| Surplus | $8,264,000 | 2,263 |
| Undivided profits | $-1,884,000 | 9,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $201,000 | 8,004 |
| Earning assets | $40,102,000 | 7,332 |
| Long-term assets (5+ years) | $9,360,000 | 5,147 |
| Average Assets, year-to-date | $40,567,000 | 7,488 |
| Average Assets, quarterly | $41,527,500 | 7,469 |
| Volatile liabilities | $3,287,000 | 7,938 |
| Insider loans | $257,000 | 6,525 |
| FHLB advances | $2,858,000 | 3,889 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,188,000 | 6,629 |
| Tier 1 (core) risk-based capital | $6,112,000 | 6,450 |
| Tier 2 risk-based capital | $341,000 | 6,855 |
| Total risk weighted assets | $27,147,000 | 7,313 |
| Total unused commitments | $3,188,000 | 6,635 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $40,997,000 | 7,525 |
| Cash and due from depository institutions | $2,571,000 | 7,213 |
| Interest-bearing balances | $1,576,000 | 2,745 |
| Securities | $12,908,000 | 5,887 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,549 |
| Net loans & leases | $22,030,000 | 7,525 |
| Loan loss allowance | $437,000 | 6,449 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $532,000 | 7,087 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $656,000 | 7,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,997,000 | 7,525 |
| Total liabilities | $34,481,000 | 7,646 |
| Total deposits | $31,145,000 | 7,730 |
| Interest-bearing deposits | $27,875,000 | 7,598 |
| Deposits held in domestic offices | $31,145,000 | 7,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,974,000 | 3,990 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $362,000 | 6,007 |
| Total equity capital | $6,516,000 | 6,388 |
| Total bank equity capital | $6,516,000 | 6,388 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,000 | 8,172 |
| Surplus | $8,264,000 | 2,219 |
| Undivided profits | $-1,757,000 | 9,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $224,000 | 7,750 |
| Earning assets | $38,814,000 | 7,424 |
| Long-term assets (5+ years) | $11,426,000 | 4,653 |
| Average Assets, year-to-date | $40,070,000 | 7,542 |
| Average Assets, quarterly | $40,159,500 | 7,561 |
| Volatile liabilities | $3,358,000 | 7,931 |
| Insider loans | $258,000 | 6,500 |
| FHLB advances | $2,974,000 | 3,813 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,662,000 | 6,939 |
| Tier 1 (core) risk-based capital | $6,225,000 | 6,327 |
| Tier 2 risk-based capital | $339,000 | 6,847 |
| Total risk weighted assets | $27,028,000 | 7,330 |
| Total unused commitments | $2,662,000 | 6,948 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $39,322,000 | 7,641 |
| Cash and due from depository institutions | $3,748,000 | 7,403 |
| Interest-bearing balances | $2,882,000 | 2,119 |
| Securities | $13,874,000 | 5,701 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,055 |
| Net loans & leases | $20,257,000 | 7,696 |
| Loan loss allowance | $417,000 | 6,556 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $569,000 | 6,987 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $674,000 | 7,463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,322,000 | 7,641 |
| Total liabilities | $32,711,000 | 7,786 |
| Total deposits | $29,856,000 | 7,845 |
| Interest-bearing deposits | $27,174,000 | 7,682 |
| Deposits held in domestic offices | $29,856,000 | 7,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,482,000 | 4,078 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $373,000 | 5,971 |
| Total equity capital | $6,611,000 | 6,253 |
| Total bank equity capital | $6,611,000 | 6,253 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,000 | 8,214 |
| Surplus | $8,264,000 | 2,185 |
| Undivided profits | $-1,662,000 | 9,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $200,000 | 8,032 |
| Earning assets | $37,213,000 | 7,538 |
| Long-term assets (5+ years) | $11,862,000 | 4,531 |
| Average Assets, year-to-date | $39,606,500 | 7,604 |
| Average Assets, quarterly | $39,606,500 | 7,604 |
| Volatile liabilities | $3,551,000 | 7,831 |
| Insider loans | $328,000 | 6,164 |
| FHLB advances | $2,482,000 | 3,908 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,064,000 | 7,313 |
| Tier 1 (core) risk-based capital | $6,305,000 | 6,223 |
| Tier 2 risk-based capital | $315,000 | 7,017 |
| Total risk weighted assets | $25,059,000 | 7,500 |
| Total unused commitments | $2,064,000 | 7,329 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $39,891,000 | 7,608 |
| Cash and due from depository institutions | $3,798,000 | 7,402 |
| Interest-bearing balances | $2,825,000 | 2,036 |
| Securities | $15,182,000 | 5,436 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 6,751 |
| Net loans & leases | $19,428,000 | 7,836 |
| Loan loss allowance | $397,000 | 6,657 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $611,000 | 6,874 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $672,000 | 7,536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,891,000 | 7,608 |
| Total liabilities | $33,189,000 | 7,761 |
| Total deposits | $27,863,000 | 8,009 |
| Interest-bearing deposits | $24,379,000 | 7,920 |
| Deposits held in domestic offices | $27,863,000 | 8,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $4,981,000 | 3,350 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $345,000 | 6,293 |
| Total equity capital | $6,702,000 | 6,177 |
| Total bank equity capital | $6,702,000 | 6,177 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,000 | 8,251 |
| Surplus | $8,264,000 | 2,147 |
| Undivided profits | $-1,571,000 | 9,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $238,000 | 7,796 |
| Earning assets | $37,635,000 | 7,497 |
| Long-term assets (5+ years) | $11,617,000 | 4,513 |
| Average Assets, year-to-date | $31,609,200 | 8,034 |
| Average Assets, quarterly | $39,882,500 | 7,580 |
| Volatile liabilities | $5,133,000 | 7,273 |
| Insider loans | $329,000 | 6,176 |
| FHLB advances | $4,981,000 | 3,168 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,609,000 | 6,816 |
| Tier 1 (core) risk-based capital | $6,392,000 | 6,121 |
| Tier 2 risk-based capital | $312,000 | 7,053 |
| Total risk weighted assets | $24,887,000 | 7,559 |
| Total unused commitments | $2,609,000 | 6,819 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $18,011,000 | 9,088 |
| Cash and due from depository institutions | $4,931,000 | 7,739 |
| Interest-bearing balances | $4,365,000 | 1,399 |
| Securities | $3,491,000 | 8,431 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,105 |
| Net loans & leases | $7,752,000 | 9,135 |
| Loan loss allowance | $159,000 | 8,578 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $712,000 | 6,635 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $325,000 | 8,930 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,011,000 | 9,088 |
| Total liabilities | $10,821,000 | 9,343 |
| Total deposits | $10,678,000 | 9,302 |
| Interest-bearing deposits | $9,441,000 | 9,233 |
| Deposits held in domestic offices | $10,678,000 | 9,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $143,000 | 8,501 |
| Total equity capital | $7,190,000 | 5,724 |
| Total bank equity capital | $7,190,000 | 5,724 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $9,000 | 8,471 |
| Surplus | $8,097,000 | 2,076 |
| Undivided profits | $-916,000 | 9,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $85,000 | 9,219 |
| Earning assets | $16,408,000 | 9,069 |
| Long-term assets (5+ years) | $2,962,000 | 6,921 |
| Average Assets, year-to-date | $14,891,250 | 9,206 |
| Average Assets, quarterly | $17,315,500 | 9,113 |
| Volatile liabilities | $1,017,000 | 9,205 |
| Insider loans | $117,000 | 7,536 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,028,000 | 8,221 |
| Tier 1 (core) risk-based capital | $7,181,000 | 5,583 |
| Tier 2 risk-based capital | $145,000 | 8,571 |
| Total risk weighted assets | $11,546,000 | 8,947 |
| Total unused commitments | $1,028,000 | 8,231 |
| Derivatives | $0 | 450 |