Home > The Annapolis Banking and Trust Company > Assets and Liabilities
The Annapolis Banking and Trust Company, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $492,814,000 | 1,361 |
| Cash and due from depository institutions | $11,248,000 | 2,056 |
| Interest-bearing balances | $1,190,000 | 2,266 |
| Securities | $51,774,000 | 2,232 |
| Federal funds sold & reverse repurchase agreements | $90,999,000 | 200 |
| Net loans & leases | $327,471,000 | 1,445 |
| Loan loss allowance | $2,743,000 | 1,918 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,357,000 | 4,183 |
| Other real estate owned | $0 | 2,056 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $8,965,000 | 1,945 |
| Life insurance assets | $2,300,000 | 2,094 |
| Total liabilities and capital | $492,814,000 | 1,361 |
| Total liabilities | $447,067,000 | 1,342 |
| Total deposits | $410,780,000 | 1,269 |
| Interest-bearing deposits | $280,925,000 | 1,675 |
| Deposits held in domestic offices | $410,780,000 | 1,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,455,000 | 652 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $3,900,000 | 205 |
| All other liabilities | $2,932,000 | 1,754 |
| Total equity capital | $45,747,000 | 1,489 |
| Total bank equity capital | $45,747,000 | 1,489 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,433 |
| Surplus | $4,017,000 | 4,388 |
| Undivided profits | $38,730,000 | 950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 6,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,310,000 | 3,160 |
| Earning assets | $471,434,000 | 1,297 |
| Long-term assets (5+ years) | $154,513,000 | 744 |
| Average Assets, year-to-date | $496,362,000 | 1,325 |
| Average Assets, quarterly | $495,812,000 | 1,336 |
| Volatile liabilities | $62,571,000 | 2,086 |
| Insider loans | $4,498,000 | 1,642 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $75,701,000 | 1,331 |
| Tier 1 (core) risk-based capital | $47,270,000 | 1,358 |
| Tier 2 risk-based capital | $6,960,000 | 796 |
| Total risk weighted assets | $355,666,000 | 1,411 |
| Total unused commitments | $75,701,000 | 1,331 |
| Derivatives | $72,000 | 1,048 |
| 2007-03-31 | Rank | |
| # of Employees: | 86 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $498,810,000 | 1,335 |
| Cash and due from depository institutions | $13,866,000 | 2,036 |
| Interest-bearing balances | $1,465,000 | 2,217 |
| Securities | $44,528,000 | 2,538 |
| Federal funds sold & reverse repurchase agreements | $109,356,000 | 186 |
| Net loans & leases | $319,446,000 | 1,458 |
| Loan loss allowance | $3,143,000 | 1,672 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,224,000 | 4,287 |
| Other real estate owned | $0 | 2,036 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,390,000 | 1,816 |
| Life insurance assets | $2,298,000 | 2,084 |
| Total liabilities and capital | $498,810,000 | 1,335 |
| Total liabilities | $455,086,000 | 1,314 |
| Total deposits | $418,069,000 | 1,243 |
| Interest-bearing deposits | $285,591,000 | 1,631 |
| Deposits held in domestic offices | $418,069,000 | 1,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,325,000 | 631 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $3,900,000 | 208 |
| All other liabilities | $2,792,000 | 1,879 |
| Total equity capital | $43,724,000 | 1,560 |
| Total bank equity capital | $43,724,000 | 1,560 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,416 |
| Surplus | $4,017,000 | 4,362 |
| Undivided profits | $36,707,000 | 1,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,232 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,228,000 | 3,222 |
| Earning assets | $474,795,000 | 1,289 |
| Long-term assets (5+ years) | $149,654,000 | 745 |
| Average Assets, year-to-date | $498,136,000 | 1,325 |
| Average Assets, quarterly | $498,136,000 | 1,325 |
| Volatile liabilities | $62,074,000 | 2,091 |
| Insider loans | $4,512,000 | 1,600 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $78,830,000 | 1,298 |
| Tier 1 (core) risk-based capital | $44,739,000 | 1,412 |
| Tier 2 risk-based capital | $7,359,000 | 733 |
| Total risk weighted assets | $351,200,000 | 1,411 |
| Total unused commitments | $78,830,000 | 1,298 |
| Derivatives | $137,000 | 1,033 |
| 2006-12-31 | Rank | |
| # of Employees: | 90 | 1,925 |
| Assets and Liabilities | ||
| Total Assets: | $497,462,000 | 1,325 |
| Cash and due from depository institutions | $14,162,000 | 1,925 |
| Interest-bearing balances | $894,000 | 2,605 |
| Securities | $120,963,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $30,116,000 | 508 |
| Net loans & leases | $320,755,000 | 1,425 |
| Loan loss allowance | $3,130,000 | 1,660 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,273,000 | 4,209 |
| Other real estate owned | $0 | 1,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,193,000 | 1,852 |
| Life insurance assets | $2,190,000 | 2,105 |
| Total liabilities and capital | $497,462,000 | 1,325 |
| Total liabilities | $454,281,000 | 1,300 |
| Total deposits | $423,848,000 | 1,214 |
| Interest-bearing deposits | $280,402,000 | 1,634 |
| Deposits held in domestic offices | $423,848,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,580,000 | 724 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $3,900,000 | 209 |
| All other liabilities | $1,953,000 | 2,426 |
| Total equity capital | $43,181,000 | 1,535 |
| Total bank equity capital | $43,181,000 | 1,535 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,000,000 | 1,406 |
| Surplus | $4,017,000 | 4,329 |
| Undivided profits | $36,164,000 | 1,013 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $94,000 | 6,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,858,000 | 2,254 |
| Earning assets | $472,728,000 | 1,275 |
| Long-term assets (5+ years) | $168,940,000 | 662 |
| Average Assets, year-to-date | $483,500,400 | 1,307 |
| Average Assets, quarterly | $490,171,000 | 1,325 |
| Volatile liabilities | $52,965,000 | 2,535 |
| Insider loans | $10,275,000 | 671 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $72,780,000 | 1,344 |
| Tier 1 (core) risk-based capital | $44,583,000 | 1,390 |
| Tier 2 risk-based capital | $7,321,000 | 737 |
| Total risk weighted assets | $345,371,000 | 1,412 |
| Total unused commitments | $72,780,000 | 1,344 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 93 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $482,880,000 | 1,350 |
| Cash and due from depository institutions | $10,711,000 | 1,872 |
| Interest-bearing balances | $430,000 | 3,251 |
| Securities | $125,337,000 | 991 |
| Federal funds sold & reverse repurchase agreements | $8,124,000 | 1,710 |
| Net loans & leases | $326,635,000 | 1,398 |
| Loan loss allowance | $3,127,000 | 1,671 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,300,000 | 4,143 |
| Other real estate owned | $0 | 1,872 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $9,773,000 | 1,770 |
| Life insurance assets | $2,163,000 | 2,089 |
| Total liabilities and capital | $482,880,000 | 1,350 |
| Total liabilities | $440,243,000 | 1,333 |
| Total deposits | $405,871,000 | 1,242 |
| Interest-bearing deposits | $270,944,000 | 1,665 |
| Deposits held in domestic offices | $405,871,000 | 1,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,905,000 | 655 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $3,900,000 | 212 |
| All other liabilities | $1,567,000 | 2,836 |
| Total equity capital | $42,637,000 | 1,539 |
| Total bank equity capital | $42,637,000 | 1,539 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,395 |
| Surplus | $4,017,000 | 4,309 |
| Undivided profits | $35,620,000 | 1,026 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,677,000 | 2,521 |
| Earning assets | $460,526,000 | 1,299 |
| Long-term assets (5+ years) | $170,881,000 | 667 |
| Average Assets, year-to-date | $480,010,000 | 1,329 |
| Average Assets, quarterly | $482,131,000 | 1,344 |
| Volatile liabilities | $53,090,000 | 2,511 |
| Insider loans | $10,615,000 | 626 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $74,206,000 | 1,349 |
| Tier 1 (core) risk-based capital | $44,251,000 | 1,399 |
| Tier 2 risk-based capital | $7,273,000 | 738 |
| Total risk weighted assets | $347,132,000 | 1,397 |
| Total unused commitments | $74,206,000 | 1,350 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 104 | 1,687 |
| Assets and Liabilities | ||
| Total Assets: | $481,382,000 | 1,346 |
| Cash and due from depository institutions | $12,168,000 | 1,687 |
| Interest-bearing balances | $65,000 | 5,309 |
| Securities | $130,494,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $326,456,000 | 1,372 |
| Loan loss allowance | $3,159,000 | 1,629 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,336,000 | 4,081 |
| Other real estate owned | $0 | 1,687 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,928,000 | 1,732 |
| Life insurance assets | $2,134,000 | 2,061 |
| Total liabilities and capital | $481,382,000 | 1,346 |
| Total liabilities | $439,942,000 | 1,326 |
| Total deposits | $392,057,000 | 1,275 |
| Interest-bearing deposits | $249,021,000 | 1,783 |
| Deposits held in domestic offices | $392,057,000 | 1,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,754,000 | 529 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $3,900,000 | 210 |
| All other liabilities | $1,231,000 | 3,070 |
| Total equity capital | $41,440,000 | 1,510 |
| Total bank equity capital | $41,440,000 | 1,510 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $4,017,000 | 4,282 |
| Undivided profits | $34,423,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,884,000 | 1,982 |
| Earning assets | $457,015,000 | 1,290 |
| Long-term assets (5+ years) | $171,277,000 | 652 |
| Average Assets, year-to-date | $479,053,330 | 1,327 |
| Average Assets, quarterly | $477,880,500 | 1,341 |
| Volatile liabilities | $53,029,000 | 2,474 |
| Insider loans | $10,701,000 | 629 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $71,786,000 | 1,378 |
| Tier 1 (core) risk-based capital | $43,962,000 | 1,373 |
| Tier 2 risk-based capital | $7,262,000 | 731 |
| Total risk weighted assets | $340,939,000 | 1,397 |
| Total unused commitments | $71,786,000 | 1,378 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 104 | 1,671 |
| Assets and Liabilities | ||
| Total Assets: | $474,379,000 | 1,346 |
| Cash and due from depository institutions | $9,476,000 | 1,671 |
| Interest-bearing balances | $212,000 | 4,114 |
| Securities | $136,666,000 | 913 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $316,282,000 | 1,368 |
| Loan loss allowance | $3,133,000 | 1,617 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,355,000 | 4,015 |
| Other real estate owned | $0 | 1,671 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,600,000 | 1,738 |
| Life insurance assets | $2,104,000 | 2,042 |
| Total liabilities and capital | $474,379,000 | 1,346 |
| Total liabilities | $432,926,000 | 1,316 |
| Total deposits | $397,391,000 | 1,247 |
| Interest-bearing deposits | $253,702,000 | 1,728 |
| Deposits held in domestic offices | $397,391,000 | 1,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,660,000 | 626 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $3,900,000 | 205 |
| All other liabilities | $1,975,000 | 2,187 |
| Total equity capital | $41,453,000 | 1,495 |
| Total bank equity capital | $41,453,000 | 1,495 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $4,010,000 | 4,215 |
| Undivided profits | $34,443,000 | 1,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 6,866 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,774,000 | 2,004 |
| Earning assets | $453,160,000 | 1,284 |
| Long-term assets (5+ years) | $169,485,000 | 632 |
| Average Assets, year-to-date | $477,889,000 | 1,322 |
| Average Assets, quarterly | $477,889,000 | 1,322 |
| Volatile liabilities | $37,188,000 | 3,064 |
| Insider loans | $10,690,000 | 616 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $70,950,000 | 1,364 |
| Tier 1 (core) risk-based capital | $43,750,000 | 1,337 |
| Tier 2 risk-based capital | $7,236,000 | 707 |
| Total risk weighted assets | $333,636,000 | 1,388 |
| Total unused commitments | $70,950,000 | 1,364 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 99 | 1,738 |
| Assets and Liabilities | ||
| Total Assets: | $481,399,000 | 1,295 |
| Cash and due from depository institutions | $11,062,000 | 1,738 |
| Interest-bearing balances | $854,000 | 2,811 |
| Securities | $146,444,000 | 865 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $311,471,000 | 1,375 |
| Loan loss allowance | $3,333,000 | 1,484 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,343,000 | 4,021 |
| Other real estate owned | $0 | 1,738 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,079,000 | 1,661 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $481,399,000 | 1,295 |
| Total liabilities | $440,197,000 | 1,278 |
| Total deposits | $390,491,000 | 1,252 |
| Interest-bearing deposits | $247,827,000 | 1,731 |
| Deposits held in domestic offices | $390,491,000 | 1,250 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,695,000 | 501 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $3,900,000 | 203 |
| All other liabilities | $1,111,000 | 3,247 |
| Total equity capital | $41,202,000 | 1,482 |
| Total bank equity capital | $41,202,000 | 1,482 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $4,010,000 | 4,177 |
| Undivided profits | $34,192,000 | 1,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 6,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,133,000 | 1,634 |
| Earning assets | $458,769,000 | 1,248 |
| Long-term assets (5+ years) | $176,919,000 | 590 |
| Average Assets, year-to-date | $469,725,200 | 1,267 |
| Average Assets, quarterly | $479,753,500 | 1,288 |
| Volatile liabilities | $52,233,000 | 2,366 |
| Insider loans | $8,835,000 | 726 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $72,754,000 | 1,298 |
| Tier 1 (core) risk-based capital | $43,148,000 | 1,326 |
| Tier 2 risk-based capital | $7,234,000 | 699 |
| Total risk weighted assets | $331,167,000 | 1,374 |
| Total unused commitments | $72,754,000 | 1,298 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 99 | 1,744 |
| Assets and Liabilities | ||
| Total Assets: | $478,108,000 | 1,281 |
| Cash and due from depository institutions | $10,522,000 | 1,744 |
| Interest-bearing balances | $1,183,000 | 2,518 |
| Securities | $161,407,000 | 784 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $294,497,000 | 1,427 |
| Loan loss allowance | $3,457,000 | 1,411 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,197,000 | 4,151 |
| Other real estate owned | $0 | 1,744 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,485,000 | 1,701 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $478,108,000 | 1,281 |
| Total liabilities | $437,269,000 | 1,257 |
| Total deposits | $388,218,000 | 1,219 |
| Interest-bearing deposits | $249,562,000 | 1,671 |
| Deposits held in domestic offices | $388,218,000 | 1,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,155,000 | 496 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $3,900,000 | 192 |
| All other liabilities | $996,000 | 3,473 |
| Total equity capital | $40,839,000 | 1,468 |
| Total bank equity capital | $40,839,000 | 1,468 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $4,010,000 | 4,129 |
| Undivided profits | $33,829,000 | 1,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 6,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,934,000 | 1,733 |
| Earning assets | $457,087,000 | 1,222 |
| Long-term assets (5+ years) | $167,288,000 | 618 |
| Average Assets, year-to-date | $466,806,750 | 1,262 |
| Average Assets, quarterly | $476,599,500 | 1,275 |
| Volatile liabilities | $51,724,000 | 2,319 |
| Insider loans | $4,201,000 | 1,560 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $67,647,000 | 1,366 |
| Tier 1 (core) risk-based capital | $42,281,000 | 1,332 |
| Tier 2 risk-based capital | $7,361,000 | 680 |
| Total risk weighted assets | $315,896,000 | 1,404 |
| Total unused commitments | $67,647,000 | 1,366 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 97 | 1,772 |
| Assets and Liabilities | ||
| Total Assets: | $475,091,000 | 1,259 |
| Cash and due from depository institutions | $20,800,000 | 1,772 |
| Interest-bearing balances | $1,979,000 | 2,021 |
| Securities | $162,091,000 | 771 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $282,693,000 | 1,453 |
| Loan loss allowance | $3,676,000 | 1,318 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,078,000 | 4,235 |
| Other real estate owned | $0 | 1,772 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,429,000 | 2,010 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $475,091,000 | 1,259 |
| Total liabilities | $431,950,000 | 1,240 |
| Total deposits | $396,511,000 | 1,163 |
| Interest-bearing deposits | $249,490,000 | 1,625 |
| Deposits held in domestic offices | $396,511,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,323,000 | 606 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $3,900,000 | 187 |
| All other liabilities | $1,216,000 | 2,837 |
| Total equity capital | $43,141,000 | 1,359 |
| Total bank equity capital | $43,141,000 | 1,359 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $4,010,000 | 4,084 |
| Undivided profits | $36,131,000 | 941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 7,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,128,000 | 1,404 |
| Earning assets | $446,763,000 | 1,221 |
| Long-term assets (5+ years) | $163,581,000 | 622 |
| Average Assets, year-to-date | $463,039,670 | 1,259 |
| Average Assets, quarterly | $463,802,000 | 1,263 |
| Volatile liabilities | $38,738,000 | 2,745 |
| Insider loans | $5,059,000 | 1,247 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $69,860,000 | 1,284 |
| Tier 1 (core) risk-based capital | $43,746,000 | 1,261 |
| Tier 2 risk-based capital | $7,588,000 | 638 |
| Total risk weighted assets | $306,015,000 | 1,413 |
| Total unused commitments | $69,860,000 | 1,284 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 100 | 1,707 |
| Assets and Liabilities | ||
| Total Assets: | $452,513,000 | 1,292 |
| Cash and due from depository institutions | $8,642,000 | 1,707 |
| Interest-bearing balances | $1,260,000 | 2,492 |
| Securities | $169,571,000 | 755 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,999 |
| Net loans & leases | $264,943,000 | 1,513 |
| Loan loss allowance | $4,115,000 | 1,150 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,924,000 | 4,423 |
| Other real estate owned | $0 | 1,707 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $7,233,000 | 2,035 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $452,513,000 | 1,292 |
| Total liabilities | $410,920,000 | 1,287 |
| Total deposits | $384,821,000 | 1,190 |
| Interest-bearing deposits | $243,338,000 | 1,659 |
| Deposits held in domestic offices | $384,821,000 | 1,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,450,000 | 744 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $3,900,000 | 192 |
| All other liabilities | $1,749,000 | 2,155 |
| Total equity capital | $41,593,000 | 1,379 |
| Total bank equity capital | $41,593,000 | 1,379 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $4,010,000 | 4,073 |
| Undivided profits | $34,583,000 | 955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,028,000 | 1,441 |
| Earning assets | $435,974,000 | 1,234 |
| Long-term assets (5+ years) | $158,044,000 | 658 |
| Average Assets, year-to-date | $457,014,000 | 1,272 |
| Average Assets, quarterly | $457,014,000 | 1,272 |
| Volatile liabilities | $29,038,000 | 3,265 |
| Insider loans | $6,998,000 | 860 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $64,716,000 | 1,334 |
| Tier 1 (core) risk-based capital | $42,820,000 | 1,270 |
| Tier 2 risk-based capital | $7,472,000 | 645 |
| Total risk weighted assets | $284,998,000 | 1,480 |
| Total unused commitments | $64,716,000 | 1,334 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 98 | 1,742 |
| Assets and Liabilities | ||
| Total Assets: | $461,515,000 | 1,272 |
| Cash and due from depository institutions | $10,270,000 | 1,742 |
| Interest-bearing balances | $3,213,000 | 1,524 |
| Securities | $190,077,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $252,298,000 | 1,560 |
| Loan loss allowance | $4,100,000 | 1,142 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,880,000 | 4,455 |
| Other real estate owned | $0 | 1,742 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,990,000 | 2,060 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $461,515,000 | 1,272 |
| Total liabilities | $419,073,000 | 1,261 |
| Total deposits | $379,836,000 | 1,186 |
| Interest-bearing deposits | $246,142,000 | 1,619 |
| Deposits held in domestic offices | $379,836,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,496,000 | 552 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $3,900,000 | 198 |
| All other liabilities | $841,000 | 3,499 |
| Total equity capital | $42,442,000 | 1,349 |
| Total bank equity capital | $42,442,000 | 1,349 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $4,010,000 | 4,037 |
| Undivided profits | $35,432,000 | 944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,463,000 | 1,114 |
| Earning assets | $445,588,000 | 1,196 |
| Long-term assets (5+ years) | $152,851,000 | 690 |
| Average Assets, year-to-date | $457,283,800 | 1,208 |
| Average Assets, quarterly | $465,772,000 | 1,244 |
| Volatile liabilities | $43,560,000 | 2,373 |
| Insider loans | $11,937,000 | 453 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $64,315,000 | 1,315 |
| Tier 1 (core) risk-based capital | $42,170,000 | 1,271 |
| Tier 2 risk-based capital | $7,346,000 | 661 |
| Total risk weighted assets | $274,303,000 | 1,516 |
| Total unused commitments | $64,315,000 | 1,316 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 95 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $470,029,000 | 1,226 |
| Cash and due from depository institutions | $15,603,000 | 1,794 |
| Interest-bearing balances | $1,657,000 | 2,330 |
| Securities | $196,447,000 | 680 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $249,289,000 | 1,559 |
| Loan loss allowance | $4,106,000 | 1,140 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,901,000 | 4,370 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,789,000 | 2,060 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $470,029,000 | 1,226 |
| Total liabilities | $427,680,000 | 1,201 |
| Total deposits | $393,050,000 | 1,119 |
| Interest-bearing deposits | $247,935,000 | 1,585 |
| Deposits held in domestic offices | $393,050,000 | 1,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,067,000 | 599 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $3,900,000 | 201 |
| All other liabilities | $663,000 | 4,186 |
| Total equity capital | $42,349,000 | 1,338 |
| Total bank equity capital | $42,349,000 | 1,338 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $4,000,000 | 4,004 |
| Undivided profits | $35,349,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 7,710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $2,443,000 | 1,133 |
| Earning assets | $447,393,000 | 1,173 |
| Long-term assets (5+ years) | $154,690,000 | 691 |
| Average Assets, year-to-date | $456,226,000 | 1,203 |
| Average Assets, quarterly | $464,473,000 | 1,217 |
| Volatile liabilities | $38,640,000 | 2,556 |
| Insider loans | $12,082,000 | 444 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $65,784,000 | 1,272 |
| Tier 1 (core) risk-based capital | $41,488,000 | 1,274 |
| Tier 2 risk-based capital | $7,303,000 | 654 |
| Total risk weighted assets | $270,855,000 | 1,510 |
| Total unused commitments | $65,784,000 | 1,272 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 98 | 1,739 |
| Assets and Liabilities | ||
| Total Assets: | $458,917,000 | 1,222 |
| Cash and due from depository institutions | $13,508,000 | 1,739 |
| Interest-bearing balances | $3,192,000 | 1,599 |
| Securities | $193,324,000 | 694 |
| Federal funds sold & reverse repurchase agreements | $877,000 | 4,575 |
| Net loans & leases | $242,279,000 | 1,547 |
| Loan loss allowance | $4,115,000 | 1,127 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,936,000 | 4,309 |
| Other real estate owned | $0 | 1,739 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,993,000 | 2,009 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $458,917,000 | 1,222 |
| Total liabilities | $418,179,000 | 1,217 |
| Total deposits | $400,071,000 | 1,067 |
| Interest-bearing deposits | $250,322,000 | 1,552 |
| Deposits held in domestic offices | $400,071,000 | 1,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,500,000 | 978 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $3,900,000 | 211 |
| All other liabilities | $708,000 | 3,725 |
| Total equity capital | $40,738,000 | 1,343 |
| Total bank equity capital | $40,738,000 | 1,343 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $4,000,000 | 3,973 |
| Undivided profits | $33,738,000 | 939 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 7,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $2,550,000 | 1,021 |
| Earning assets | $439,672,000 | 1,171 |
| Long-term assets (5+ years) | $157,714,000 | 685 |
| Average Assets, year-to-date | $451,625,000 | 1,207 |
| Average Assets, quarterly | $455,986,000 | 1,214 |
| Volatile liabilities | $21,335,000 | 3,861 |
| Insider loans | $12,114,000 | 438 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $84,410,000 | 1,029 |
| Tier 1 (core) risk-based capital | $40,807,000 | 1,266 |
| Tier 2 risk-based capital | $7,208,000 | 658 |
| Total risk weighted assets | $263,862,000 | 1,524 |
| Total unused commitments | $84,410,000 | 1,029 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 105 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $453,055,000 | 1,217 |
| Cash and due from depository institutions | $13,596,000 | 1,637 |
| Interest-bearing balances | $1,630,000 | 2,559 |
| Securities | $185,729,000 | 729 |
| Federal funds sold & reverse repurchase agreements | $6,253,000 | 2,327 |
| Net loans & leases | $239,334,000 | 1,532 |
| Loan loss allowance | $4,127,000 | 1,112 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,946,000 | 4,268 |
| Other real estate owned | $0 | 1,637 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,197,000 | 2,091 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $453,055,000 | 1,217 |
| Total liabilities | $409,584,000 | 1,212 |
| Total deposits | $383,714,000 | 1,110 |
| Interest-bearing deposits | $248,657,000 | 1,558 |
| Deposits held in domestic offices | $383,714,000 | 1,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,510,000 | 734 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $3,900,000 | 207 |
| All other liabilities | $2,460,000 | 1,671 |
| Total equity capital | $43,471,000 | 1,273 |
| Total bank equity capital | $43,471,000 | 1,273 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $4,000,000 | 3,944 |
| Undivided profits | $36,471,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $2,533,000 | 1,023 |
| Earning assets | $432,946,000 | 1,178 |
| Long-term assets (5+ years) | $145,800,000 | 741 |
| Average Assets, year-to-date | $447,979,000 | 1,220 |
| Average Assets, quarterly | $447,979,000 | 1,220 |
| Volatile liabilities | $27,178,000 | 3,135 |
| Insider loans | $12,553,000 | 383 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $83,116,000 | 1,008 |
| Tier 1 (core) risk-based capital | $40,772,000 | 1,253 |
| Tier 2 risk-based capital | $7,185,000 | 663 |
| Total risk weighted assets | $261,922,000 | 1,483 |
| Total unused commitments | $83,116,000 | 1,010 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 103 | 1,678 |
| Assets and Liabilities | ||
| Total Assets: | $442,903,000 | 1,249 |
| Cash and due from depository institutions | $11,116,000 | 1,678 |
| Interest-bearing balances | $7,000 | 6,707 |
| Securities | $185,313,000 | 735 |
| Federal funds sold & reverse repurchase agreements | $1,915,000 | 4,096 |
| Net loans & leases | $236,547,000 | 1,527 |
| Loan loss allowance | $4,135,000 | 1,115 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,982,000 | 4,211 |
| Other real estate owned | $0 | 1,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,030,000 | 2,169 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $442,903,000 | 1,249 |
| Total liabilities | $400,651,000 | 1,242 |
| Total deposits | $374,625,000 | 1,134 |
| Interest-bearing deposits | $247,185,000 | 1,548 |
| Deposits held in domestic offices | $374,625,000 | 1,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,899,000 | 718 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $3,900,000 | 210 |
| All other liabilities | $1,227,000 | 2,699 |
| Total equity capital | $42,252,000 | 1,284 |
| Total bank equity capital | $42,252,000 | 1,284 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $4,000,000 | 3,914 |
| Undivided profits | $35,252,000 | 921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,649,000 | 1,001 |
| Earning assets | $423,782,000 | 1,194 |
| Long-term assets (5+ years) | $132,761,000 | 816 |
| Average Assets, year-to-date | $434,746,000 | 1,224 |
| Average Assets, quarterly | $440,670,500 | 1,246 |
| Volatile liabilities | $29,084,000 | 2,994 |
| Insider loans | $13,059,000 | 358 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $61,362,000 | 1,233 |
| Tier 1 (core) risk-based capital | $40,176,000 | 1,260 |
| Tier 2 risk-based capital | $7,118,000 | 661 |
| Total risk weighted assets | $256,526,000 | 1,514 |
| Total unused commitments | $61,362,000 | 1,235 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 106 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $438,438,000 | 1,262 |
| Cash and due from depository institutions | $9,565,000 | 1,662 |
| Interest-bearing balances | $3,000 | 6,904 |
| Securities | $193,993,000 | 705 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $227,149,000 | 1,581 |
| Loan loss allowance | $4,194,000 | 1,103 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,028,000 | 4,137 |
| Other real estate owned | $0 | 1,662 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,703,000 | 2,253 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $438,438,000 | 1,262 |
| Total liabilities | $395,910,000 | 1,266 |
| Total deposits | $359,350,000 | 1,215 |
| Interest-bearing deposits | $236,258,000 | 1,633 |
| Deposits held in domestic offices | $359,350,000 | 1,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,816,000 | 575 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $3,900,000 | 206 |
| All other liabilities | $1,844,000 | 2,044 |
| Total equity capital | $42,528,000 | 1,285 |
| Total bank equity capital | $42,528,000 | 1,285 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $4,000,000 | 3,856 |
| Undivided profits | $35,528,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,655,000 | 1,032 |
| Earning assets | $421,145,000 | 1,211 |
| Long-term assets (5+ years) | $130,781,000 | 841 |
| Average Assets, year-to-date | $432,706,750 | 1,250 |
| Average Assets, quarterly | $436,902,500 | 1,268 |
| Volatile liabilities | $39,222,000 | 2,342 |
| Insider loans | $13,051,000 | 355 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $67,619,000 | 1,181 |
| Tier 1 (core) risk-based capital | $39,464,000 | 1,297 |
| Tier 2 risk-based capital | $7,049,000 | 669 |
| Total risk weighted assets | $250,838,000 | 1,533 |
| Total unused commitments | $67,619,000 | 1,187 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 107 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $435,367,000 | 1,268 |
| Cash and due from depository institutions | $16,733,000 | 1,645 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $179,366,000 | 742 |
| Federal funds sold & reverse repurchase agreements | $10,069,000 | 1,573 |
| Net loans & leases | $221,467,000 | 1,610 |
| Loan loss allowance | $4,200,000 | 1,090 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,035,000 | 4,096 |
| Other real estate owned | $0 | 1,645 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,697,000 | 2,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $435,367,000 | 1,268 |
| Total liabilities | $388,538,000 | 1,287 |
| Total deposits | $362,636,000 | 1,184 |
| Interest-bearing deposits | $241,498,000 | 1,580 |
| Deposits held in domestic offices | $362,636,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,715,000 | 633 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,187,000 | 1,878 |
| Total equity capital | $46,829,000 | 1,160 |
| Total bank equity capital | $46,829,000 | 1,160 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $4,000,000 | 3,814 |
| Undivided profits | $39,829,000 | 809 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 7,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,699,000 | 997 |
| Earning assets | $410,902,000 | 1,225 |
| Long-term assets (5+ years) | $115,627,000 | 904 |
| Average Assets, year-to-date | $430,796,330 | 1,244 |
| Average Assets, quarterly | $432,607,000 | 1,256 |
| Volatile liabilities | $32,476,000 | 2,685 |
| Insider loans | $12,922,000 | 348 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $55,088,000 | 1,338 |
| Tier 1 (core) risk-based capital | $42,715,000 | 1,164 |
| Tier 2 risk-based capital | $3,082,000 | 1,383 |
| Total risk weighted assets | $245,465,000 | 1,539 |
| Total unused commitments | $55,088,000 | 1,349 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 112 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $429,847,000 | 1,258 |
| Cash and due from depository institutions | $14,413,000 | 1,556 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $175,556,000 | 744 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 2,328 |
| Net loans & leases | $225,878,000 | 1,562 |
| Loan loss allowance | $4,288,000 | 1,057 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,076,000 | 4,013 |
| Other real estate owned | $0 | 1,556 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,624,000 | 2,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,847,000 | 1,258 |
| Total liabilities | $383,494,000 | 1,276 |
| Total deposits | $352,581,000 | 1,201 |
| Interest-bearing deposits | $240,275,000 | 1,580 |
| Deposits held in domestic offices | $352,581,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,620,000 | 575 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,293,000 | 1,412 |
| Total equity capital | $46,353,000 | 1,157 |
| Total bank equity capital | $46,353,000 | 1,157 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $4,000,000 | 3,765 |
| Undivided profits | $39,353,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $175,000 | 6,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,699,000 | 1,029 |
| Earning assets | $408,734,000 | 1,217 |
| Long-term assets (5+ years) | $98,703,000 | 997 |
| Average Assets, year-to-date | $428,511,000 | 1,252 |
| Average Assets, quarterly | $428,511,000 | 1,252 |
| Volatile liabilities | $35,475,000 | 2,467 |
| Insider loans | $12,772,000 | 354 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $63,753,000 | 1,159 |
| Tier 1 (core) risk-based capital | $42,100,000 | 1,159 |
| Tier 2 risk-based capital | $3,099,000 | 1,350 |
| Total risk weighted assets | $247,075,000 | 1,499 |
| Total unused commitments | $63,753,000 | 1,169 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 108 | 1,599 |
| Assets and Liabilities | ||
| Total Assets: | $427,175,000 | 1,254 |
| Cash and due from depository institutions | $11,684,000 | 1,599 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $170,167,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $21,923,000 | 627 |
| Net loans & leases | $216,495,000 | 1,602 |
| Loan loss allowance | $4,202,000 | 1,046 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,124,000 | 3,928 |
| Other real estate owned | $0 | 1,599 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,782,000 | 2,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,175,000 | 1,254 |
| Total liabilities | $381,201,000 | 1,269 |
| Total deposits | $344,495,000 | 1,213 |
| Interest-bearing deposits | $238,547,000 | 1,550 |
| Deposits held in domestic offices | $344,495,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,090,000 | 530 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,616,000 | 1,648 |
| Total equity capital | $45,974,000 | 1,140 |
| Total bank equity capital | $45,974,000 | 1,140 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $4,000,000 | 3,722 |
| Undivided profits | $38,974,000 | 785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,903,000 | 980 |
| Earning assets | $408,585,000 | 1,202 |
| Long-term assets (5+ years) | $84,251,000 | 1,123 |
| Average Assets, year-to-date | $400,316,200 | 1,266 |
| Average Assets, quarterly | $418,431,000 | 1,257 |
| Volatile liabilities | $42,087,000 | 2,110 |
| Insider loans | $13,402,000 | 334 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $65,680,000 | 1,103 |
| Tier 1 (core) risk-based capital | $41,511,000 | 1,149 |
| Tier 2 risk-based capital | $2,991,000 | 1,374 |
| Total risk weighted assets | $238,448,000 | 1,527 |
| Total unused commitments | $65,680,000 | 1,104 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 112 | 1,504 |
| Assets and Liabilities | ||
| Total Assets: | $382,118,000 | 1,331 |
| Cash and due from depository institutions | $10,512,000 | 1,504 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $140,780,000 | 820 |
| Federal funds sold & reverse repurchase agreements | $12,085,000 | 1,210 |
| Net loans & leases | $211,584,000 | 1,566 |
| Loan loss allowance | $3,980,000 | 1,044 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,967,000 | 4,073 |
| Other real estate owned | $0 | 1,504 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,190,000 | 2,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $382,118,000 | 1,331 |
| Total liabilities | $340,673,000 | 1,351 |
| Total deposits | $299,771,000 | 1,329 |
| Interest-bearing deposits | $205,161,000 | 1,709 |
| Deposits held in domestic offices | $299,771,000 | 1,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,460,000 | 503 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,442,000 | 2,625 |
| Total equity capital | $41,445,000 | 1,180 |
| Total bank equity capital | $41,445,000 | 1,180 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $34,445,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 6,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,968,000 | 1,036 |
| Earning assets | $364,449,000 | 1,283 |
| Long-term assets (5+ years) | $60,784,000 | 1,492 |
| Average Assets, year-to-date | $365,676,200 | 1,321 |
| Average Assets, quarterly | $376,294,000 | 1,333 |
| Volatile liabilities | $47,180,000 | 1,869 |
| Insider loans | $11,673,000 | 351 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $69,999,000 | 985 |
| Tier 1 (core) risk-based capital | $39,002,000 | 1,167 |
| Tier 2 risk-based capital | $2,795,000 | 1,381 |
| Total risk weighted assets | $222,448,000 | 1,552 |
| Total unused commitments | $69,999,000 | 989 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 111 | 1,494 |
| Assets and Liabilities | ||
| Total Assets: | $354,668,000 | 1,348 |
| Cash and due from depository institutions | $11,742,000 | 1,494 |
| Interest-bearing balances | $1,300,000 | 2,115 |
| Securities | $125,164,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $14,725,000 | 830 |
| Net loans & leases | $196,447,000 | 1,619 |
| Loan loss allowance | $3,949,000 | 1,016 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,185,000 | 3,750 |
| Other real estate owned | $0 | 1,494 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,405,000 | 2,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,668,000 | 1,348 |
| Total liabilities | $317,437,000 | 1,365 |
| Total deposits | $279,515,000 | 1,355 |
| Interest-bearing deposits | $194,414,000 | 1,721 |
| Deposits held in domestic offices | $279,515,000 | 1,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,755,000 | 533 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,167,000 | 3,185 |
| Total equity capital | $37,231,000 | 1,236 |
| Total bank equity capital | $37,231,000 | 1,236 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $30,231,000 | 884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $985,000 | 2,789 |
| Earning assets | $337,636,000 | 1,310 |
| Long-term assets (5+ years) | $40,178,000 | 1,916 |
| Average Assets, year-to-date | $343,115,600 | 1,332 |
| Average Assets, quarterly | $348,332,500 | 1,356 |
| Volatile liabilities | $44,879,000 | 1,931 |
| Insider loans | $10,716,000 | 385 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $43,437,000 | 1,296 |
| Tier 1 (core) risk-based capital | $36,614,000 | 1,183 |
| Tier 2 risk-based capital | $2,658,240 | 1,372 |
| Total risk weighted assets | $211,368,240 | 1,542 |
| Total unused commitments | $43,437,000 | 1,297 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 110 | 1,555 |
| Assets and Liabilities | ||
| Total Assets: | $337,708,000 | 1,411 |
| Cash and due from depository institutions | $6,232,000 | 1,555 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $133,515,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 1,338 |
| Net loans & leases | $183,799,000 | 1,654 |
| Loan loss allowance | $3,854,000 | 1,011 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,942,000 | 4,095 |
| Other real estate owned | $0 | 1,555 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,070,000 | 1,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $337,708,000 | 1,411 |
| Total liabilities | $304,249,000 | 1,406 |
| Total deposits | $270,080,000 | 1,386 |
| Interest-bearing deposits | $189,163,000 | 1,734 |
| Deposits held in domestic offices | $270,080,000 | 1,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,190,000 | 633 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $979,000 | 3,329 |
| Total equity capital | $33,459,000 | 1,334 |
| Total bank equity capital | $33,459,000 | 1,334 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $26,459,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $836,000 | 2,777 |
| Earning assets | $324,464,000 | 1,330 |
| Long-term assets (5+ years) | $31,609,000 | 2,453 |
| Average Assets, year-to-date | $338,547,800 | 1,340 |
| Average Assets, quarterly | $337,087,500 | 1,396 |
| Volatile liabilities | $38,796,000 | 2,045 |
| Insider loans | $13,620,000 | 286 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $47,893,000 | 1,237 |
| Tier 1 (core) risk-based capital | $34,632,000 | 1,260 |
| Tier 2 risk-based capital | $2,438,610 | 1,415 |
| Total risk weighted assets | $193,673,510 | 1,613 |
| Total unused commitments | $47,893,000 | 1,239 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 120 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $339,183,000 | 1,346 |
| Cash and due from depository institutions | $7,112,000 | 1,400 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $137,388,000 | 850 |
| Federal funds sold & reverse repurchase agreements | $15,825,000 | 1,024 |
| Net loans & leases | $173,606,000 | 1,615 |
| Loan loss allowance | $3,043,000 | 1,212 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,911,000 | 4,062 |
| Other real estate owned | $156,000 | 1,400 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,185,000 | 2,338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $339,183,000 | 1,346 |
| Total liabilities | $305,059,000 | 1,349 |
| Total deposits | $269,689,000 | 1,373 |
| Interest-bearing deposits | $192,680,000 | 1,682 |
| Deposits held in domestic offices | $269,689,000 | 1,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,050,000 | 558 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,320,000 | 2,799 |
| Total equity capital | $34,124,000 | 1,319 |
| Total bank equity capital | $34,124,000 | 1,319 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $27,124,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $754,000 | 3,068 |
| Earning assets | $326,819,000 | 1,289 |
| Long-term assets (5+ years) | $23,214,000 | 2,854 |
| Average Assets, year-to-date | $315,975,000 | 1,369 |
| Average Assets, quarterly | $329,954,000 | 1,359 |
| Volatile liabilities | $40,070,000 | 1,702 |
| Insider loans | $12,277,000 | 311 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $54,822,000 | 1,061 |
| Tier 1 (core) risk-based capital | $32,741,000 | 1,294 |
| Tier 2 risk-based capital | $2,288,530 | 1,438 |
| Total risk weighted assets | $182,327,630 | 1,576 |
| Total unused commitments | $54,822,000 | 1,064 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 131 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $299,806,000 | 1,527 |
| Cash and due from depository institutions | $12,910,000 | 1,346 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $93,320,000 | 1,237 |
| Federal funds sold & reverse repurchase agreements | $6,975,000 | 2,003 |
| Net loans & leases | $180,862,000 | 1,561 |
| Loan loss allowance | $2,882,000 | 1,295 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,103,000 | 3,680 |
| Other real estate owned | $0 | 1,346 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,636,000 | 1,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $299,806,000 | 1,527 |
| Total liabilities | $268,251,000 | 1,532 |
| Total deposits | $249,401,000 | 1,484 |
| Interest-bearing deposits | $182,604,000 | 1,776 |
| Deposits held in domestic offices | $249,401,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,430,000 | 805 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,420,000 | 2,664 |
| Total equity capital | $31,555,000 | 1,434 |
| Total bank equity capital | $31,555,000 | 1,434 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $24,555,000 | 1,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,573 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $953,000 | 2,376 |
| Earning assets | $281,157,000 | 1,496 |
| Long-term assets (5+ years) | $12,420,000 | 3,782 |
| Average Assets, year-to-date | $289,058,800 | 1,504 |
| Average Assets, quarterly | $294,634,500 | 1,521 |
| Volatile liabilities | $23,334,000 | 2,642 |
| Insider loans | $16,204,000 | 239 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $46,903,000 | 1,141 |
| Tier 1 (core) risk-based capital | $31,148,000 | 1,364 |
| Tier 2 risk-based capital | $2,362,720 | 1,319 |
| Total risk weighted assets | $188,498,420 | 1,499 |
| Total unused commitments | $46,903,000 | 1,145 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 129 | 1,446 |
| Assets and Liabilities | ||
| Total Assets: | $286,510,000 | 1,644 |
| Cash and due from depository institutions | $14,379,000 | 1,446 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $92,753,000 | 1,279 |
| Federal funds sold & reverse repurchase agreements | $375,000 | 7,729 |
| Net loans & leases | $173,250,000 | 1,665 |
| Loan loss allowance | $2,850,000 | 1,390 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,204,000 | 3,483 |
| Other real estate owned | $0 | 1,446 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,549,000 | 2,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,510,000 | 1,644 |
| Total liabilities | $256,871,000 | 1,646 |
| Total deposits | $240,474,000 | 1,593 |
| Interest-bearing deposits | $180,184,000 | 1,852 |
| Deposits held in domestic offices | $240,474,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,975,000 | 945 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,422,000 | 2,691 |
| Total equity capital | $29,639,000 | 1,526 |
| Total bank equity capital | $29,639,000 | 1,526 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $22,639,000 | 1,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $521,000 | 4,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $917,000 | 2,462 |
| Earning assets | $266,378,000 | 1,618 |
| Long-term assets (5+ years) | $10,594,000 | 4,079 |
| Average Assets, year-to-date | $281,230,800 | 1,592 |
| Average Assets, quarterly | $283,916,500 | 1,640 |
| Volatile liabilities | $19,594,000 | 2,951 |
| Insider loans | $13,368,000 | 337 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $38,776,000 | 1,276 |
| Tier 1 (core) risk-based capital | $29,594,000 | 1,447 |
| Tier 2 risk-based capital | $2,211,920 | 1,448 |
| Total risk weighted assets | $176,315,520 | 1,635 |
| Total unused commitments | $38,776,000 | 1,283 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 128 | 1,490 |
| Assets and Liabilities | ||
| Total Assets: | $276,814,000 | 1,694 |
| Cash and due from depository institutions | $16,485,000 | 1,490 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $91,867,000 | 1,360 |
| Federal funds sold & reverse repurchase agreements | $4,685,000 | 3,076 |
| Net loans & leases | $158,052,000 | 1,798 |
| Loan loss allowance | $2,795,000 | 1,451 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,328,000 | 3,229 |
| Other real estate owned | $0 | 1,490 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,397,000 | 2,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,814,000 | 1,694 |
| Total liabilities | $248,009,000 | 1,715 |
| Total deposits | $236,186,000 | 1,656 |
| Interest-bearing deposits | $183,052,000 | 1,840 |
| Deposits held in domestic offices | $236,186,000 | 1,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,180,000 | 1,093 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,643,000 | 2,455 |
| Total equity capital | $28,805,000 | 1,572 |
| Total bank equity capital | $28,805,000 | 1,572 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $21,805,000 | 1,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $866,000 | 2,675 |
| Earning assets | $254,604,000 | 1,697 |
| Long-term assets (5+ years) | $12,412,000 | 3,516 |
| Average Assets, year-to-date | $268,402,200 | 1,690 |
| Average Assets, quarterly | $274,464,500 | 1,700 |
| Volatile liabilities | $15,277,000 | 3,278 |
| Insider loans | $9,766,000 | 456 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $30,797,000 | 1,460 |
| Tier 1 (core) risk-based capital | $28,078,000 | 1,536 |
| Tier 2 risk-based capital | $2,019,550 | 1,580 |
| Total risk weighted assets | $160,788,150 | 1,772 |
| Total unused commitments | $30,797,000 | 1,471 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 133 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $265,530,000 | 1,732 |
| Cash and due from depository institutions | $14,974,000 | 1,476 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $96,367,000 | 1,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $148,421,000 | 1,870 |
| Loan loss allowance | $2,598,000 | 1,590 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,385,000 | 3,100 |
| Other real estate owned | $0 | 1,476 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,383,000 | 2,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,530,000 | 1,732 |
| Total liabilities | $239,841,000 | 1,760 |
| Total deposits | $223,943,000 | 1,694 |
| Interest-bearing deposits | $175,425,000 | 1,888 |
| Deposits held in domestic offices | $223,943,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,515,000 | 1,047 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,383,000 | 2,375 |
| Total equity capital | $25,689,000 | 1,614 |
| Total bank equity capital | $25,689,000 | 1,614 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $18,689,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 9,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $773,000 | 2,639 |
| Earning assets | $244,788,000 | 1,719 |
| Long-term assets (5+ years) | $12,152,000 | 3,654 |
| Average Assets, year-to-date | $259,154,200 | 1,719 |
| Average Assets, quarterly | $263,007,500 | 1,739 |
| Volatile liabilities | $17,506,000 | 2,826 |
| Insider loans | $14,636,000 | 315 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $29,162,000 | 1,460 |
| Tier 1 (core) risk-based capital | $25,804,000 | 1,600 |
| Tier 2 risk-based capital | $1,921,380 | 1,644 |
| Total risk weighted assets | $153,033,980 | 1,814 |
| Total unused commitments | $29,162,000 | 1,471 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 131 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $253,080,000 | 1,834 |
| Cash and due from depository institutions | $8,401,000 | 1,596 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $111,077,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 8,936 |
| Net loans & leases | $126,473,000 | 2,124 |
| Loan loss allowance | $2,480,000 | 1,755 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,574,000 | 2,839 |
| Other real estate owned | $469,000 | 1,596 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,536,000 | 2,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,080,000 | 1,834 |
| Total liabilities | $229,509,000 | 1,849 |
| Total deposits | $221,522,000 | 1,780 |
| Interest-bearing deposits | $177,637,000 | 1,935 |
| Deposits held in domestic offices | $221,522,000 | 1,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,700,000 | 1,296 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,287,000 | 2,589 |
| Total equity capital | $23,571,000 | 1,739 |
| Total bank equity capital | $23,571,000 | 1,739 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $16,571,000 | 1,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 9,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $622,000 | 2,912 |
| Earning assets | $238,100,000 | 1,787 |
| Long-term assets (5+ years) | $8,633,000 | 4,786 |
| Average Assets, year-to-date | $248,145,400 | 1,814 |
| Average Assets, quarterly | $253,294,000 | 1,813 |
| Volatile liabilities | $9,452,000 | 4,265 |
| Insider loans | $9,324,000 | 454 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,159,000 | 1,765 |
| Tier 1 (core) risk-based capital | $23,571,000 | 1,694 |
| Tier 2 risk-based capital | $1,663,410 | 1,847 |
| Total risk weighted assets | $132,256,310 | 2,029 |
| Total unused commitments | $22,159,000 | 1,786 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 123 | 1,758 |
| Assets and Liabilities | ||
| Total Assets: | $238,152,000 | 1,997 |
| Cash and due from depository institutions | $10,233,000 | 1,758 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $92,203,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $8,575,000 | 1,928 |
| Net loans & leases | $120,788,000 | 2,284 |
| Loan loss allowance | $2,139,000 | 2,007 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,593,000 | 2,832 |
| Other real estate owned | $500,000 | 1,758 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,260,000 | 2,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,152,000 | 1,997 |
| Total liabilities | $216,593,000 | 2,018 |
| Total deposits | $205,776,000 | 2,012 |
| Interest-bearing deposits | $165,873,000 | 2,186 |
| Deposits held in domestic offices | $205,776,000 | 2,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,711,000 | 1,016 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,106,000 | 3,035 |
| Total equity capital | $21,559,000 | 1,799 |
| Total bank equity capital | $21,559,000 | 1,799 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,000,000 | 1,307 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $14,559,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $91,000 | 10,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $567,000 | 3,586 |
| Earning assets | $221,566,000 | 1,951 |
| Long-term assets (5+ years) | $8,068,000 | 4,958 |
| Average Assets, year-to-date | $232,228,600 | 2,002 |
| Average Assets, quarterly | $236,375,000 | 1,996 |
| Volatile liabilities | $13,233,000 | 3,297 |
| Insider loans | $29,000 | 7,958 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $15,266,000 | 2,182 |
| Tier 1 (core) risk-based capital | $21,559,000 | 1,747 |
| Tier 2 risk-based capital | $1,545,470 | 2,007 |
| Total risk weighted assets | $123,044,070 | 2,230 |
| Total unused commitments | $15,266,000 | 2,199 |
| Derivatives | $0 | 651 |