Home > The Anchor Bank of North Carolina > Income and Expense
The Anchor Bank of North Carolina, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 6,714 |
| Total interest expense | $1,902,000 | 6,682 |
| Net interest income | $2,378,000 | 6,525 |
| Provision for loan and lease losses | $16,000 | 7,905 |
| Total noninterest income | $409,000 | 5,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,581 |
| Total noninterest expense | $1,798,000 | 6,464 |
| Salaries and employee benefits | $934,000 | 6,378 |
| Premises and equipment expense | $334,000 | 5,206 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $973,000 | 6,110 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $362,000 | 5,306 |
| Income before extraordinary items | $611,000 | 6,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $611,000 | 6,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $50,000 | 7,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $611,000 | 6,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 7,428 |
| Total interest expense | $1,356,000 | 7,370 |
| Net interest income | $2,083,000 | 7,366 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $369,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $1,717,000 | 6,937 |
| Salaries and employee benefits | $918,000 | 6,527 |
| Premises and equipment expense | $312,000 | 5,537 |
| Additional noninterest expense | $487,000 | 7,978 |
| Pre-tax net operating income | $685,000 | 7,487 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $252,000 | 6,503 |
| Income before extraordinary items | $433,000 | 7,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $433,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $433,000 | 7,925 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 8,348 |
| Total interest expense | $1,165,000 | 8,422 |
| Net interest income | $1,828,000 | 8,165 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $411,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,569,000 | 7,596 |
| Salaries and employee benefits | $694,000 | 8,035 |
| Premises and equipment expense | $329,000 | 5,469 |
| Additional noninterest expense | $546,000 | 7,809 |
| Pre-tax net operating income | $658,000 | 7,585 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $410,000 | 8,327 |
| Extraordinary gains, net | $-6,000 | 12,248 |
| Net income | $404,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $401,040 | 8,147 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,276,000 | 8,512 |
| Total interest expense | $1,547,000 | 8,375 |
| Net interest income | $1,729,000 | 8,566 |
| Provision for loan and lease losses | $149,000 | 6,143 |
| Total noninterest income | $364,000 | 6,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,521,000 | 7,837 |
| Salaries and employee benefits | $678,000 | 8,158 |
| Premises and equipment expense | $311,000 | 5,817 |
| Additional noninterest expense | $532,000 | 8,177 |
| Pre-tax net operating income | $423,000 | 9,038 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $2,000 | 1,410 |
| Net income | $278,000 | 9,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 4,817 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $276,000 | 9,241 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.