Home > The Anchor Bank > Income and Expense
The Anchor Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $92,199,000 | 431 |
| Total interest expense | $38,844,000 | 459 |
| Net interest income | $53,355,000 | 397 |
| Provision for loan and lease losses | $2,427,000 | 482 |
| Total noninterest income | $11,710,000 | 562 |
| Gross Fiduciary activities income | $2,222,000 | 314 |
| Service charges on deposit accounts | $4,473,000 | 322 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $5,015,000 | 648 |
| Total noninterest expense | $40,512,000 | 427 |
| Salaries and employee benefits | $22,792,000 | 343 |
| Premises and equipment expense | $5,743,000 | 401 |
| Additional noninterest expense | $11,977,000 | 531 |
| Pre-tax net operating income | $22,126,000 | 445 |
| Securities gains (losses) | $82,000 | 809 |
| Applicable income taxes | $7,809,000 | 436 |
| Income before extraordinary items | $14,399,000 | 462 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,399,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,049,000 | 447 |
| Cash dividends | $4,090,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $448,000 | 623 |
| Net operating income | $14,345,700 | 458 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $79,140,000 | 487 |
| Total interest expense | $35,619,000 | 503 |
| Net interest income | $43,521,000 | 449 |
| Provision for loan and lease losses | $2,472,000 | 505 |
| Total noninterest income | $8,597,000 | 662 |
| Gross Fiduciary activities income | $423,000 | 692 |
| Service charges on deposit accounts | $3,754,000 | 353 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $4,420,000 | 712 |
| Total noninterest expense | $34,512,000 | 476 |
| Salaries and employee benefits | $19,096,000 | 392 |
| Premises and equipment expense | $4,484,000 | 493 |
| Additional noninterest expense | $10,932,000 | 557 |
| Pre-tax net operating income | $15,134,000 | 552 |
| Securities gains (losses) | $107,000 | 1,228 |
| Applicable income taxes | $5,586,000 | 529 |
| Income before extraordinary items | $9,655,000 | 606 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $9,655,000 | 605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,496,000 | 562 |
| Cash dividends | $6,800,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $-186,000 | 10,356 |
| Net operating income | $9,586,520 | 583 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $43,415,000 | 793 |
| Total interest expense | $19,301,000 | 849 |
| Net interest income | $24,114,000 | 754 |
| Provision for loan and lease losses | $910,000 | 1,065 |
| Total noninterest income | $4,368,000 | 1,015 |
| Gross Fiduciary activities income | $313,000 | 798 |
| Service charges on deposit accounts | $1,983,000 | 648 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,072,000 | 1,076 |
| Total noninterest expense | $17,403,000 | 826 |
| Salaries and employee benefits | $9,765,000 | 703 |
| Premises and equipment expense | $2,680,000 | 759 |
| Additional noninterest expense | $4,958,000 | 973 |
| Pre-tax net operating income | $10,169,000 | 806 |
| Securities gains (losses) | $-25,000 | 10,445 |
| Applicable income taxes | $3,700,000 | 776 |
| Income before extraordinary items | $6,444,000 | 856 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,444,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,417 |
| Cash dividends | $2,450,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $6,460,000 | 834 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $35,880,000 | 985 |
| Total interest expense | $15,667,000 | 1,054 |
| Net interest income | $20,213,000 | 924 |
| Provision for loan and lease losses | $850,000 | 1,153 |
| Total noninterest income | $3,804,000 | 1,156 |
| Gross Fiduciary activities income | $258,000 | 908 |
| Service charges on deposit accounts | $1,914,000 | 694 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,632,000 | 1,335 |
| Total noninterest expense | $15,264,000 | 992 |
| Salaries and employee benefits | $8,325,000 | 823 |
| Premises and equipment expense | $2,575,000 | 846 |
| Additional noninterest expense | $4,364,000 | 1,271 |
| Pre-tax net operating income | $7,903,000 | 971 |
| Securities gains (losses) | $-15,000 | 10,479 |
| Applicable income taxes | $2,816,000 | 919 |
| Income before extraordinary items | $5,072,000 | 1,030 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,072,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $1,250,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $403,000 | 492 |
| Net operating income | $5,081,600 | 1,013 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,062,000 | 1,318 |
| Total interest expense | $11,440,000 | 1,422 |
| Net interest income | $14,622,000 | 1,233 |
| Provision for loan and lease losses | $581,000 | 1,399 |
| Total noninterest income | $2,532,000 | 1,530 |
| Gross Fiduciary activities income | $216,000 | 982 |
| Service charges on deposit accounts | $1,182,000 | 1,126 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,134,000 | 1,654 |
| Total noninterest expense | $11,696,000 | 1,243 |
| Salaries and employee benefits | $6,225,000 | 1,098 |
| Premises and equipment expense | $1,765,000 | 1,183 |
| Additional noninterest expense | $3,706,000 | 1,419 |
| Pre-tax net operating income | $4,877,000 | 1,541 |
| Securities gains (losses) | $87,000 | 1,026 |
| Applicable income taxes | $1,780,000 | 1,409 |
| Income before extraordinary items | $3,184,000 | 1,606 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,184,000 | 1,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,724 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $1,703,000 | 238 |
| Net operating income | $3,128,320 | 1,602 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,955,000 | 1,551 |
| Total interest expense | $7,386,000 | 1,692 |
| Net interest income | $12,569,000 | 1,437 |
| Provision for loan and lease losses | $890,000 | 1,009 |
| Total noninterest income | $2,570,000 | 1,534 |
| Gross Fiduciary activities income | $200,000 | 1,018 |
| Service charges on deposit accounts | $1,211,000 | 1,099 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,159,000 | 1,673 |
| Total noninterest expense | $10,573,000 | 1,383 |
| Salaries and employee benefits | $5,303,000 | 1,264 |
| Premises and equipment expense | $1,631,000 | 1,281 |
| Additional noninterest expense | $3,639,000 | 1,528 |
| Pre-tax net operating income | $3,676,000 | 1,939 |
| Securities gains (losses) | $1,466,000 | 121 |
| Applicable income taxes | $1,802,000 | 1,322 |
| Income before extraordinary items | $3,340,000 | 1,478 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,340,000 | 1,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,393 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $-142,000 | 12,519 |
| Net operating income | $2,387,100 | 2,060 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,571,000 | 1,891 |
| Total interest expense | $6,330,000 | 2,046 |
| Net interest income | $10,241,000 | 1,763 |
| Provision for loan and lease losses | $510,000 | 2,055 |
| Total noninterest income | $2,853,000 | 1,526 |
| Gross Fiduciary activities income | $190,000 | 1,067 |
| Service charges on deposit accounts | $1,232,000 | 1,082 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,431,000 | 1,608 |
| Total noninterest expense | $9,515,000 | 1,591 |
| Salaries and employee benefits | $4,587,000 | 1,476 |
| Premises and equipment expense | $1,505,000 | 1,417 |
| Additional noninterest expense | $3,423,000 | 1,714 |
| Pre-tax net operating income | $3,069,000 | 2,220 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $1,105,000 | 2,060 |
| Income before extraordinary items | $2,016,000 | 2,492 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $2,071,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 2,287 |
| Cash dividends | $392,000 | 3,765 |
| Sale, conversion, retirement of capital stock, net | $1,013,000 | 456 |
| Net operating income | $1,982,200 | 2,392 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,668,000 | 3,012 |
| Total interest expense | $4,783,000 | 3,441 |
| Net interest income | $6,885,000 | 2,637 |
| Provision for loan and lease losses | $320,000 | 3,972 |
| Total noninterest income | $1,889,000 | 2,019 |
| Gross Fiduciary activities income | $181,000 | 1,107 |
| Service charges on deposit accounts | $895,000 | 1,511 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $813,000 | 2,292 |
| Total noninterest expense | $6,801,000 | 2,161 |
| Salaries and employee benefits | $3,348,000 | 1,959 |
| Premises and equipment expense | $1,243,000 | 1,705 |
| Additional noninterest expense | $2,210,000 | 2,578 |
| Pre-tax net operating income | $1,653,000 | 3,712 |
| Securities gains (losses) | $104,000 | 2,949 |
| Applicable income taxes | $630,000 | 3,289 |
| Income before extraordinary items | $1,127,000 | 4,035 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,127,000 | 4,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $365,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-132,000 | 13,832 |
| Net operating income | $1,060,440 | 3,961 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.