Home > The American State Bank > Income and Expense
The American State Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 12,546 |
| Total interest expense | $623,000 | 12,187 |
| Net interest income | $602,000 | 12,705 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $75,000 | 12,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $456,000 | 12,879 |
| Salaries and employee benefits | $208,000 | 13,070 |
| Premises and equipment expense | $60,000 | 12,283 |
| Additional noninterest expense | $188,000 | 12,408 |
| Pre-tax net operating income | $206,000 | 11,022 |
| Securities gains (losses) | $28,000 | 5,098 |
| Applicable income taxes | $76,000 | 10,553 |
| Income before extraordinary items | $158,000 | 11,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $158,000 | 11,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $73,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $138,960 | 11,101 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.