Home > The American State Bank > Income and Expense
The American State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 12,352 |
| Total interest expense | $344,000 | 12,472 |
| Net interest income | $625,000 | 12,132 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 10,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $417,000 | 12,569 |
| Salaries and employee benefits | $252,000 | 12,167 |
| Premises and equipment expense | $38,000 | 12,610 |
| Additional noninterest expense | $127,000 | 12,689 |
| Pre-tax net operating income | $227,000 | 10,811 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $73,000 | 10,384 |
| Income before extraordinary items | $154,000 | 11,156 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $154,000 | 11,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $154,000 | 10,945 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 12,760 |
| Total interest expense | $462,000 | 12,917 |
| Net interest income | $670,000 | 12,440 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $60,000 | 12,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $445,000 | 12,927 |
| Salaries and employee benefits | $260,000 | 12,500 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $137,000 | 13,133 |
| Pre-tax net operating income | $235,000 | 10,749 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $154,000 | 11,216 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $184,000 | 10,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $148,880 | 10,954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.