Home > The American State Bank > Income and Expense

The American State Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$1,065,00010,239
Total interest expense$481,00010,141
Net interest income$584,00010,216
Provision for loan and lease losses$28,0007,514
Total noninterest income$155,0008,496
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,394
Trading account gains and feesNANA
Additional Noninterest Income$17,00010,015
Total noninterest expense$583,0009,818
Salaries and employee benefits$294,0009,998
Premises and equipment expense$56,00010,051
Additional noninterest expense$233,0009,039
Pre-tax net operating income$128,0009,957
Securities gains (losses)$03,944
Applicable income taxes$28,0009,589
Income before extraordinary items$100,0009,960
Extraordinary gains, net$044
Net income$100,0009,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,193
Cash dividends$9,0007,772
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$100,0009,920
1996-12-31 (YTD Data)Rank
Total interest income$961,00010,874
Total interest expense$425,00010,811
Net interest income$536,00010,810
Provision for loan and lease losses$21,0007,918
Total noninterest income$134,0009,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$116,0007,151
Trading account gains and feesNANA
Additional Noninterest Income$18,00010,521
Total noninterest expense$522,00010,490
Salaries and employee benefits$295,00010,389
Premises and equipment expense$55,00010,490
Additional noninterest expense$172,00010,272
Pre-tax net operating income$127,00010,222
Securities gains (losses)$04,148
Applicable income taxes$33,0009,988
Income before extraordinary items$94,00010,275
Extraordinary gains, net$053
Net income$94,00010,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,815
Cash dividends$61,0007,334
Sale, conversion, retirement of capital stock, net$0953
Net operating income$94,00010,222
1995-12-31 (YTD Data)Rank
Total interest income$877,00011,449
Total interest expense$374,00011,400
Net interest income$503,00011,392
Provision for loan and lease losses$7,0008,542
Total noninterest income$142,0009,451
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$124,0007,225
Trading account gains and feesNANA
Additional Noninterest Income$18,00011,008
Total noninterest expense$529,00010,892
Salaries and employee benefits$297,00010,774
Premises and equipment expense$57,00010,880
Additional noninterest expense$175,00010,756
Pre-tax net operating income$109,00011,034
Securities gains (losses)$-2,0009,253
Applicable income taxes$24,00010,696
Income before extraordinary items$83,00011,076
Extraordinary gains, net$065
Net income$83,00011,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$42,0007,940
Sale, conversion, retirement of capital stock, net$0809
Net operating income$84,56011,040
1994-12-31 (YTD Data)Rank
Total interest income$831,00012,020
Total interest expense$336,00011,879
Net interest income$495,00012,021
Provision for loan and lease losses$4,0008,908
Total noninterest income$138,0009,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$110,0007,844
Trading account gains and feesNANA
Additional Noninterest Income$28,00010,920
Total noninterest expense$542,00011,392
Salaries and employee benefits$288,00011,318
Premises and equipment expense$57,00011,399
Additional noninterest expense$197,00011,188
Pre-tax net operating income$87,00011,705
Securities gains (losses)$03,600
Applicable income taxes$35,00010,807
Income before extraordinary items$52,00011,791
Extraordinary gains, net$0249
Net income$52,00011,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,524
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$52,00011,826
1993-12-31 (YTD Data)Rank
Total interest income$769,00012,720
Total interest expense$326,00012,558
Net interest income$443,00012,706
Provision for loan and lease losses$28,0008,567
Total noninterest income$145,00010,311
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$116,0007,947
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,374
Total noninterest expense$501,00012,166
Salaries and employee benefits$274,00011,937
Premises and equipment expense$41,00012,502
Additional noninterest expense$186,00011,929
Pre-tax net operating income$59,00012,124
Securities gains (losses)$07,477
Applicable income taxes$3,00012,012
Income before extraordinary items$56,00012,209
Extraordinary gains, net$21,0002,682
Net income$77,00012,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0006,359
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$56,00012,058
1992-12-31 (YTD Data)Rank
Total interest income$954,00013,102
Total interest expense$416,00013,130
Net interest income$538,00012,941
Provision for loan and lease losses$29,00010,079
Total noninterest income$123,00011,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0008,425
Trading account gains and feesNANA
Additional Noninterest Income$20,00012,557
Total noninterest expense$501,00012,629
Salaries and employee benefits$272,00012,334
Premises and equipment expense$46,00012,842
Additional noninterest expense$183,00012,480
Pre-tax net operating income$131,00011,707
Securities gains (losses)$10,0006,439
Applicable income taxes$49,00011,284
Income before extraordinary items$92,00012,035
Extraordinary gains, net$49,000993
Net income$141,00011,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0007,838
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$85,50011,847

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.